Professional Documents
Culture Documents
Platform Traveles Presentation Public Version
Platform Traveles Presentation Public Version
Overviews
Traveles is performing on behalf of Syariah Financial Industry, Travel Company to bring a product
that helps customers to obtain Syariah Instalment , operating in accordance with Sharia Principles
While performing our financial services we carefully structure the collected data with goal to offer a
database for Syariah finance industry, making it easier for customers to onboarding in a sharia
financial service product
CUSTOMER PROBLEM
Case of Troubled Umrah Travel Bureau
1
Number of victims : 63.310 prospective
PT. First Anugerah Karya Wisata congregation
(First Travel) Total Loss : IDR 905,3 Bio
2
Number of victims : 86.720 prospective
congregation PT. Amanah Bersama Ummat
Total Loss : IDR 1,4 Trio (ABU Tour)
3
Number of victims : 12.845 prospective
PT. Solusi Balad Lumampah congregation
(SBL) Total Loss : IDR 300 Bio
Complicated
Nowdays, Travels need to deal on by one with all Syariah Financial (Bank, BPR,
Multifinance) and getting new SOP every single time.
Bank C
Bank B
Wow
Bank D
Bank A
5
Traveles - Business Profile www.traveles.co.id
6
Easy Pay
We provide payment method with
1. Cash Payment (Transfer via Virtual Account)
2. Umroh Saving Account
3. Umroh Installment Sharia
Traveles Connect
Travel Agent with Shariah Financial
Traveles complements the needs of Umrah travel agents and halal tours to improve their
products, we make them connect to Shariah Financial to provide Shariah Installment
MOBILE AGENT
WEBSITE TRAVEL
PARTNER ENGAGEMENT
DASHBOARD TRAVEL
DASHBOARD FINANSIAL
INSTITUTION
THE ADVANTAGE
LANDASAN
FATWA Fatwa DSN No. 44 / DSN-MUI/ VIII / 2004
Te n t a n g P e m b i a y a a n M u l t i j a s a
DSN-MUI
Pembiayaan Multijasa hukumnya boleh (jaiz) dengan menggunakan akad
Ijarah atau Kafalah.
Dalam hal LKS menggunakan akad ijarah, maka harus mengikuti semua
ketentuan yang ada dalam Fatwa Ijarah.
Fatwa DSN No. 09 / DSN-MUI/ IV / 2000 Dalam hal LKS menggunakan akad Kafalah, maka harus mengikuti semua
Te n t a n g I j a r a h ketentuan yang ada dalam Fatwa Kafalah.
Dalam kedua pembiayaan multijasa tersebut, LKS dapat memperoleh
Sighat Ijarah, yaitu ijab dan qabul berupa pernyataan dari kedua belah pihak imbalan jasa (ujrah) atau fee.
yang berkontrak, baik secara verbal atau dalam bentuk lain. Besar ujrah atau fee harus disepakati di awal dan dinyatakan dalam bentuk
Pihak-pihak yang berakad (berkontrak) terdiri atas: pemberi sewa / pemberi nominal bukan dalam bentuk prosentase.
jasa, danpenyewa / pengguna jasa. Obyek akad Ijarah, yaitu:
manfaat barang dan sewa; atau manfaat jasa dan upah.
CUSTOMER JOURNEY
Go to Traveles Agent or Select Halal Package Akad with Shariah Enjoy The Halal Package
Traveles Partner Store and Payment Method Finance
1%
2,5 %
Travel Agent
Installment Fee
From Bank
1,5 %
Traveles