ICICI Pru

Guaranteed Income
For Tomorrow

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Key Points

Choice of four plan options -

1. Income/ Early Income/ Lumpsum/ Single Pay

2. Guaranteed income for 5/7/10 years; Lumpsum after 5/10/12/15/20 yrs 3

1
Lumpsum
Income Payout

3. Pay as you like – 7 or 10 years; One time payment in single pay

4
2 Life Cover for the entire policy term (Income/ Early Income - PPT + 1;
4. Lumpsum - For entire policy Term) Single Pay
Early Income Payout

5. Avail tax benefit u/s 80C and 10(10D)

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Income Option Pay premiums for
7 or 10 years
Life Cover for
PPT+1 years
Get income for
5, 7 or 10 years

Pay 1 Lac per year Get guaranteed income of

for 10 years ₹ 1.93 lakh p.a. for 10 years

. . . . . . . . . . . .
AGE 30 AGE 40 AGE 42 AGE 51

Policy Term (PT) = PPT + 1 year Income Period

LIFE COVER FOR 11 YEARS PT PAY X & GET 1.93 X

AGE 41

Min entry age : 18 minus PT Min / Max Premium Premium Payment Frequency
Max Age at entry : 60 ₹ 30,000 / Unlimited Annual / Half-Yearly / Monthly

Get Rs. 16,581 per month for 10 years in case of monthly payout (Total: Rs. 1.99 Lakhs p.a.)
This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Early Income Pay premiums
for 7 or 10 years
Life Cover for
PPT+1 years
Get Early Income from 2nd year Get Guaranteed Income after
onwards for period equal to PPT PPT+1 years for a period equal to PPT

Get Guaranteed Early Income Get Guaranteed Income of

of ₹ 25 k from 2nd year ₹ 1.33 lakh every year for 10 years

. . . . . . . . . . . .
AGE 30 Pay ₹ 1 lakh premium for 10 years AGE 40 *AGE 41 AGE 50
MALE
Policy Term (PT) = PPT + 1 year Income Period

LIFE COVER FOR 11 YEARS

PT AGE 41

Get guaranteed benefits from 2nd year onwards * Pay out starts beginning of the year

You can choose to take the income payout as monthly and further increase your payout value
This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Lumpsum Pay premiums
for 7 or 10 years
Life Cover for
12/15/20 yrs
Get income after
12/15/20 years

Pay premium for (PPT) Get guaranteed tax-free lump sum

7,10 years benefit after 10,12,15,20 years

. . . .

Year 0 PPT PT
Life cover for the entire policy term

You can choose to You can choose to get guaranteed Guaranteed Lump
pay premiums for lump sum at the end of sum
A 30-year old male starts paying ₹ 1 lakh p.a.
12 years 10.84 L for 10 years (Jan 2021 to Jan 2030 ) will
7 years receive a lump sum benefit of ₹ 22.83 lakh at
15 years 13.05 L the end of 20 years ( Jan 2041 )
15 years 17.23 L
10 years
20 years 22.83 L
Illustrations in the table are for a 30 year old male customer paying 1 lakh p.a.
This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Choose your income date with

Get income on
any date of
your choice with
Festival Wedding
milestones Anniversary

Any
Birthday
Other Date

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
ICICI Pru
Guaranteed Income
For Tomorrow
(Long–term)

2 options
PLAN - 1 PLAN - 2

Continues….
This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Key Points

Choice of two plan options -

1. Income or Income with 110% ROP

2. Guaranteed income for 15/20/25/30 years

3. Pay as you like - 7 or 10 years

4. Life Cover throughout the policy term

5. Avail tax benefit u/s 80C and 10(10D)

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 (Plan 1)Income: How does this option work?
Pay ₹ 1 Lac p.a. Get guaranteed income of
for 10 years ₹ 1.20 lac p.a. for 20 years

AGE 40 AGE 49 AGE 52 AGE 71

Life Cover throughout policy term
For Age 40 (Male)| PPT 10 | Income Term 20 Yr | Premium 1 lac p.a

PAY X &
GET Y

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 (Plan 2) Income with 110% ROP:
How does this option work? ₹ 11 lakh as ROP
110%
ROP

Pay 1 Lac per year

for 10 years
Get guaranteed income of ₹ 91k p.a. for 20 years
+

Age 40 Age 49 Age 52 Age 71

Life Cover throughout policy term
For Age 40 (Male)| PPT 10 | Income Term 20 Yr | Premium 1 lac p.a

PAY X &
GET Y

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Wide range of flexible payment & payout options

2 4 2 16 Combinations

PPT Options Income Options Plan Options

7 Pay & 10 Pay 15, 20, 25 & 30 Income | Income with 110% ROP

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 A GIFT for saving more

Higher guaranteed benefits for saving more

Plan Option / Premium 1,00,000 2,50,000 5,00,000

Income 1.20X 1.209X 1.214X

Income
with 0.919X 0.923X
0.91X
110%
ROP

For Age 40 (Male)| PPT 10 | Income Term 20 Yr

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 2 Plan options – At a glance

Pay Life Cover min

Guaranteed Income for Premiums For 10 X Annualized
15, 20, 25 Or 30 Years 7 Or 10 Years Premium

Min Entry
Age : 0 Min Premium : Premium Payment
Max Age At Rs. 30,000 Frequency Annual /
Entry : 60 Half-yearly / Monthly

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 Choose your income date with

Get income on
any date of
your choice with
Festival Wedding
milestones Anniversary

Any
Birthday
Other Date

*Available only in Annual income mode

This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
 The Complete Combo

Options PPT Payout Life Cover Save the Date

• Income • Income: 7/10 • Income: 5/7/10 • Income: PPT + 1 year

• Early Income • Early income: 7/10 • Early Income:7/10 • Early Income: PPT + 1 year
Available
• Lumpsum • Lumpsum: 7/10 • Lumpsum: 12/15/20 • Lumpsum: Entire Policy term
• Single Pay • Single Pay: One time • Single Pay:5/10/15 • Single Pay: Entire policy term

• Income: 15/20/25/30 • Income: Entire policy term Available;

• Income • Income: 7/10
• Income with 110% • Income with 110% ROP: Only for yearly
• Income with • Income with 110%
ROP: 15/20/25/30 Entire policy term payout options
110% ROP ROP: 7/10

are powerful!
This material is strictly meant for internal circulation solely for training and/or education of the employees and should not be further circulated or used for presentation/solicitation to a prospect or general public at large.
The Perfect GIFT

For
Every
Family