DISCOURSE ANALYSIS:

COHESION ANALYSIS

“Swiss Banks – A Safe Heaven for Money from Around the World”

Reviewer :

Ditha dwiastuti N1D219047 (Universitas Halu Oleo)

HALU OLEO UNIVERSITY

ENGLISH LITERATURE DEPARTEMENT

SEMESTER V 2021/2022
 Swiss Banks – A Safe Heaven for Money from Around the World

Switzerland is not only well-known for chocolate and its watch-making industry. It is also
famous for its unique banking and financial system. Banks play an important role in
Switzerland’s economy. Swiss banks have been considered to be the most secretive in the
world for many centuries. About a third of all money held outside a person’s home country –
hundreds of billions of dollars – is deposited in Swiss banks.
Banking in Switzerland goes back to the 18th century. In the past , not only rich people but
also authoritarian regimes and dictators have secured their money in Swiss banks. Foreigners
who live in unstable and troubled areas also tend to keep money in secure Swiss banks
instead of their own. During World War II German Nazis deposited much of the country’s
wealth, especially money  and gold taken away from Jews , in Switzerland.
Switzerland has two large banks – UBS and Credit Suisse. Private banking also has a
century-long tradition in the alpine country. Currently, about 130000 people work in the
banking sector. Major banks have overseas branches that employ thousands.
Switzerland’s popularity as a safe bank heaven has many reasons. For one, the country has a
very stable and prosperous economy, and one of the highest per capita incomes in the world.
It has been neutral for many centuries, especially during the two world wars. In addition, the
Swiss franc is one of the most stable currencies in the world.
Swiss banks have to follow very strict privacy rules. In 1934, a law was passed that forbade
Swiss banks to reveal the name of account holders. Banks  protect the privacy of their clients 
in a way no other country in the world does. If a Swiss banker reveals anything about a
person’s bank account without permission he commits a criminal act. Such regulations have
made Switzerland a popular destination for foreigners who do not want to pay taxes in their
own country.
Analysis:

A. Reference

1. Pronoun eg. He, she, it, him, they, etc

 If a Swiss banker reveals anything about a person’s bank account without
permission he commits a criminal act.

2. Demonstratives eg. This, that, these, those

 Major banks have overseas branches that employ thousands.

 In 1934, a law was passed that forbade Swiss banks to reveal the name of
account holders

3. Articles eg. The, a, an

 A Safe Heaven for Money from Around the World.

 Banks play an important role in Switzerland’s economy.

 Swiss banks have been considered to be the most secretive in the world for
many centuries.

 About a third of all money held outside a person’s home country – hundreds
of billions of dollars – is deposited in Swiss banks.

 Banking in Switzerland goes back to the 18th century. In the past , not only
rich people but also authoritarian regimes and dictators have secured their
money in Swiss banks.

 Private banking also has a century-long tradition in the alpine country.

 Currently, about 130000 people work in the banking sector. Major banks have
overseas branches that employ thousands.
  Switzerland’s popularity as a safe bank heaven has many reasons. For one, the
country has a very stable and prosperous economy, and one of the highest per
capita incomes in the world.

 Swiss franc is one of the most stable currencies in the world.

 In 1934, a law was passed that forbade Swiss banks to reveal the name of
account holders

 Banks  protect the privacy of their clients  in a way no other country in the
world does.

 If a Swiss banker reveals anything about a person’s bank account without

permission he commits a criminal act.

 Such regulations have made Switzerland a popular destination for foreigners

who do not want to pay taxes in their own country.

4. Cataphoric
-

5. Anaphoric reference
 Switzerland is not only well-known for chocolate and its watch-making
industry. It is also famous for its unique banking and financial system
(its and it is refers to Switzerland).

 not only rich people but also authoritarian regimes and dictators have
secured their money in Swiss banks.
(their refers to rich people but also authoritarian regimes)

 Foreigners who live in unstable and troubled areas also tend to keep money in
secure Swiss banks instead of their own.
(their refers to foreigners)
  Switzerland’s popularity as a safe bank heaven has many reasons. For one,
the country has a very stable and prosperous economy, and one of the
highest per capita incomes in the world. It has been neutral for many
centuries,
(it refers to the country that has a very stable and prosperous economy and
the country refers to Switzerland)

 If a Swiss banker reveals anything about a person’s bank account without

permission he commits a criminal act.
(he refers to the swiss banker)

 Banks  protect the privacy of their clients  in a way no other country in the
world does.
(their refers to banks)

 Such regulations have made Switzerland a popular destination for foreigners

who do not want to pay taxes in their own country.
(their refers to foreigners)

6. Exophoric
-

B. Conjunction
1. Elaboration
 -
2. Extension
 Switzerland is not only well-known for chocolate and its watch-making
industry.

 It is also famous for its unique banking and financial system

 not only rich people but also authoritarian regimes and dictators have secured
their money in Swiss banks.
  Foreigners who live in unstable and troubled areas also tend to keep money in
secure Swiss banks instead of their own.

 especially money and gold taken away from Jews

 Switzerland has two large banks – UBS and Credit Suisse.

 For one, the country has a very stable and prosperous economy, and one of
the highest per capita incomes in the world.

 not only rich people but also authoritarian regimes and dictators have secured
their money in Swiss banks
3. Enhancement
 -
4. Additive
 In addition, the Swiss franc is one of the most stable currencies in the world.

5. Adversative
 not only rich people but also authoritarian regimes and dictators have secured
their money in Swiss banks.
6. Causal
 -
7. Temporal
 Switzerland is not only well-known for chocolate and its watch-making
industry. (place)
 Banks play an important role in Switzerland’s economy.(place)
 Banking in Switzerland goes back to the 18th century. (time)
 During World War II German Nazis deposited much of the country’s wealth,
(time)
 Swiss banks have to follow very strict privacy rules (place)