ICICI Prudential Lifelong Gift Plus is designed to give you lifelong income to help you achieve your financial

goals.

What are the benefits of this policy?

1. Lifelong regular income:

• From Dec
Mar 2022
2023 to Dec
Mar 2028
2025, you will receive an income of ` 37,500/-
10,00,000/- every year
<year> `
• From Dec
Mar 2029
2026 to Dec 2032, you will receive an income of ` 2,18,700/-
Mar 2035 10,00,000/- every year
year>
• From Dec
Mar 2039
2021 to Dec 2033, you will receive an income^ of ` 4,83,000/-
Mar 2085 10,00,000/- every year
<year>
^Note: The income shown is at an assumed rate of return of 8% as depicted in the Benefit Illustration of ICICI Pru Lakshya Lifelong Income. At an
1,96,125/-
assumed rate of return of 4%, the income from ICICI Pru Lakshya Lifelong Income is ` <5,60,000/->.

2. One-time bonus: In Dec

Mar 2038
2035, you will receive a lump sum of ` 6,37,500/-
10,00,00/- at an assumed rate
of return of 8% from ICICI Pru Lakshya Lifelong Income. There is no lump sum at an assumed rate
of return of 4%.
This amount is referred to as ’Accrued Regular Additions’ in the Benefit Illustration of ICICI Pru
``
Lakshya Lifelong Income.
3. Maturity Benefit: You will receive a lump sum on maturity in Dec
<Mar2085
2032>
The below illustration shows what you will receive at two different assumed rates of return.
`
Assumed rate of return You will receive
8% per annum ` 45,00,000/-
10,00,00,000/-
4% per annum ` 37,50,000/-
10,00,00,000/-
4. Life Insurance Benefit: If the person whose life is covered under this policy passes away during the
term of the policy, a lump sum will be paid out to the person specified by you (known as the
Nominee) in your policy. The amount paid will be a cumulative amount of both your policies as
mentioned below:

ICICI Pru Guaranteed Income For Tomorrow ICICI Pru Lakshya

` 18,75,000/-
10,00,000/- * till
MarDec2030
2029 ` 37,50,000/-
10,00,000/- Mar Dec 2085
* till2030
The nominee can initiate the process of receiving this amount by visiting www.iciciprulife.com/claims
The Life Insurance Benefit payable will be based on the year of death of the Life Assured. Please refer to the Benefit Illustration for Life Insurance Benefit
payable during the policy term.

5. Tax Benefit: You can avail tax benefits on: a) The premium you pay towards this plan b) The
benefits you receive under this plan
The tax benefits you receive are subject to conditions under section 80C,10(10D),115BAC & other
provisions of the Income Tax Act, 1961. Tax laws are subject to amendments from time to time.

How much premium do you need to pay?

To enjoy these benefits, pay ` 3,12,500/- 1012 years in ICICI Pru Lakshya and 10,00,000/-
10,00,000/- for ` 1,87,500/- 10for 7 years
in ICICI Pru Guaranteed Income For Tomorrow.
Therefore, pay ` 5,00,000/-
10,00,000/- 107 years and pay10,00,000/-
for initial ` 3,12,500/- 10 5 years.
subsequently for next

What happens if you don't pay premiums for the complete premium payment term?
It is in your best interest that you pay premiums till Dec
Mar 2032
2030 in this policy so that you enjoy all the `
`

benefits of this policy.

• If you stop paying premiums after paying for at least two full years, your policy will continue with
reduced benefits.
• If you stop paying premiums in the first two years, no benefits will be payable.

The values appearing in this feature document are based on the information provided and the type of cover sought by you in the duly filed proposal form. It is pertinent to note that any
change affected by you in the details provided in the proposal form may lead to a change in the benefits or premium payable under this policy. COMP/DOC/Jul/2020/107/3944
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. Registered Address: 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025.
Reg No: 105. For more details on risk factors, terms and conditions, please read the policy document. COMP/DOC/Sep/2021/19/6540.