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FIN 320 Ch. 12 Flashcards - Quizlet
FIN 320 Ch. 12 Flashcards - Quizlet
FIN 320 Ch. 12 Flashcards - Quizlet
12 Flashcards | Quizlet
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FIN
Banks320 Ch. 12
generally pay higher FALSE Study
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FIN 320
Which oneCh. 12following is
of the (Interest income - Interest expense)/Earning assets
Study
E. (Interest income/Earning
assets) - (Interest
expense/Interest-bearing
liabilities)
A. FDIC.
B. Federal Reserve.
D. Office of Comptroller of
Currency.
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12/16/21, 2:47 PM FIN 320 Ch. 12 Flashcards | Quizlet
FIN
Bank 320
A hasCh. 12 ROA than
a higher I only Study
A. I only
B. II only
C. I and II only
D. III only
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FIN
Cash 320
in theCh. 12 of
process D. checks that the bank is owed but has not yetStudy
collection is
collected.
A. a deposit at another
financial institution.
E. equity capital.
A. NOWs
B. retail CDs
C. MMDAs
E. negotiable CDs
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A. Brokered deposits
B. Wholesale CDs
D. Repurchase agreements
E. Demand deposits
A. Demand deposits
B. NOW accounts
C. MMDAs
D. Eurodollar deposits
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A. lower; PM
B. higher; PM
C. lower; AU
D. higher; AU
E. lower; EM
D. noninterest income.
E. dividends or stock.
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12/16/21, 2:47 PM FIN 320 Ch. 12 Flashcards | Quizlet
FIN 320has
If a bank Ch. 12 purchased
more interest expense Study
B. tax
C. noninterest expense
D. interest expense
The AU ratio measures the generate income from assets; control expenses
bank's ability to __________ and the
PM ratio measures the bank's
ability to __________________.
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____________________ is equal to a
bank's earning assets.
E. purchased accounts
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A. wholesale CD market
C. banker's acceptances
market
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asset account.
A. loan commitment
D. net charge-off
All but which one of the Earnings on securities held for investment
following is an example of
noninterest income or
noninterest expense?
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