Questionaries’

Problems faced by small & medium size enterprises

I’m, Momin Hashmi, Student of, Pursuing M.B.A. from DADABOHOY INSTITUTE OF HIGHER EDUCATION
request your little time for valuable response to this questionnaire. This questionnaire is part of my
project and requests your help in successful completion. Individual information will be kept confidential
and will not be shared with anyone.

1. What is your Name?

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2. Your job post

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3. Number of employees

A. <10 B.10-99 C.100-199 D. 200-499 E. <500

4. Type of activity

A. Manufacturing B. Service C. Commerce &trade D. Others

5. Main products &Activities

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6. Annual turnover in terms of production

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7. IN YOUR OPINION,WHAT ARE THE BARRIERS TO THE DEVELOPMENT OF THE

SMALL BUSINESS (rank them in order of importance where 1 means highest barrier
and 14 means lowest barrier)

A. Unstable legal environment [ I. Low coordination between [

organizations

B. Uncompetitive products supporting SMEs [

C. High level of taxation [ J. lack of qualified human resources [

D. low purchasing power of the population [
K. Lack of clear government SME program
[
E. Insufficient support from local authorities [ L. Lack of market information
[
F. Negative image of the entrepreneurs [
M. lack of management skills [
G. Difficulty in accessing to credit
[
H. procedural difficulties in starting a company
[ N. too high cost of money
[

7. IN YOUR OPINION, WHAT MEASURES SHOULD BE TAKEN AT GOVERNMENTAL

LEVEL TO SUPPORT THE CREATION AND DEVELOPMENT OFSMALL & MEDIUM
BUSINESS?
(Rank them in order of importance where 1 means highest support and 14 means lowest
support) [
A. Simplify the registration of new companies.
[ [
B .Help to create the « one-stop shop » for SMEs based on existing agencies for SME support
[
[ [
C. Facilitate access to financing (creation of SME funds, etc.) [
[
D. Decrease the amount of taxes.
[
E. Decrease the number of taxes and simplify the tax system.
[
F. Simplify the system of reporting (currently, many reports to different organizations)

G. Decrease taxes for PAKISTANI’S exporters and promote PAKISTAN-made »

[
H. Give priority to women-entrepreneurs and create program of support of business-women. [[
[
I. Determine laws more concretely and exactly.

J. Create more penalties for SMEs which do not pay taxes.

[
K. Publish more information for small business.
[
L. Help to create « business incubators » or « technology parks »for new companies where they can be based for
first 1-2 years.
[
[
M. Create special funds for business-skilled staff

N. Support innovative technological companies

9. HAVE YOU EVER RAISED FINANCE FROM

A. Banks yes NO
B. Family yes NO
C. friends yes NO
D. Through leasing yes NO

10. WHAT WERE YOUR PROBLEMS IN SME ‘S, IF ANY?

(Circling the appropriate number against each, using the scale given below 1strongly agree,
[
2 agree 3.neither agree nor disagree, 4. disagree 5. strongly disagree) [[
1 2 3 4 5 [
A. Poor documentation
[
B. Project proposal not accepted 1 2 3 5
4
 C. Previous credit record
1 2 3 4 5

D. No personal contact in lending institutions’

1 2 3 4 5

11. ANY SUGGESTION YOU WANT TO GIVE RELATED TO SME’S?

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