09-07-2021

Quote No : qapixfu3qyxxy

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: Vivek kumar jain Name of the Product: HDFC Life Sanchay Par Advantage
Age: 40 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: Vivek kumar jain
Unique Identification No: 101N136V01
Age: 40
GST Rate: 4.5% for first year
Policy Term 30 year(s)
2.25% second year onwards
Premium Payment Term: 8 year(s)
Amount of Installment Premium(Without GST): 120000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of
what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured Rs. 9,60,000
Sum Assured on Death (at inception
Bonus Type Cash Bonus 13,80,000
of the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 1,20,000 0 0 0 0 0 1,20,000

Instalment Premium with First Year GST 1,25,400 0 0 0 0 0 1,25,400
Instalment Premium with GST 2nd Year
1,22,700 0 0 0 0 0 1,22,700
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, incl TB, if incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
if any, any, @ if any, @ if any, @
any, @ any, @
@ 4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,20,000 0 0 0 13,80,000 0 0 18,000 0 0 36,000 0 0 0 13,80,000 13,80,000 0 0

2 1,20,000 0 0 72,000 13,80,000 0 0 18,000 12,000 0 36,000 27,600 0 0 13,80,000 13,80,000 84,000 99,600
3 1,20,000 0 0 1,26,000 13,80,000 0 0 18,000 18,000 0 36,000 54,000 0 0 13,80,000 13,80,000 1,44,000 1,80,000

4 1,20,000 0 0 2,40,000 13,80,000 0 0 18,000 48,000 0 36,000 48,000 0 0 13,80,000 13,80,000 2,88,000 2,88,000
5 1,20,000 0 0 3,00,000 13,80,000 0 0 18,000 60,000 0 36,000 1,08,000 0 0 13,80,000 13,80,000 3,60,000 4,08,000

6 1,20,000 0 0 3,60,000 13,80,000 0 0 18,000 1,39,200 0 36,000 2,00,400 0 0 13,80,000 13,80,000 4,99,200 5,60,400

7 1,20,000 0 0 4,20,000 13,80,000 0 0 18,000 2,48,400 0 36,000 3,22,800 0 0 13,80,000 13,80,000 6,68,400 7,42,800
8 1,20,000 0 0 5,76,000 13,80,000 0 0 18,000 2,90,400 0 36,000 3,81,600 0 0 13,80,000 13,80,000 8,66,400 9,57,600
9 0 0 0 6,24,000 13,80,000 0 0 18,000 2,68,800 0 36,000 3,84,000 0 0 13,80,000 13,80,000 8,92,800 10,08,000

10 0 0 0 7,20,000 13,80,000 0 0 18,000 1,98,000 0 36,000 3,39,600 0 0 13,80,000 13,80,000 9,18,000 10,59,600
11 0 0 0 7,68,000 13,80,000 0 0 18,000 1,76,400 0 36,000 3,43,200 0 0 13,80,000 13,80,000 9,44,400 11,11,200
12 0 0 0 8,64,000 13,80,000 0 0 18,000 1,05,600 0 36,000 3,00,000 0 0 13,80,000 13,80,000 9,69,600 11,64,000
13 0 0 0 8,64,000 13,80,000 0 0 18,000 1,32,000 0 36,000 3,54,000 0 0 13,80,000 13,80,000 9,96,000 12,18,000

14 0 0 0 8,64,000 13,80,000 0 0 18,000 1,58,400 0 36,000 4,09,200 0 0 13,80,000 13,80,000 10,22,400 12,73,200
15 0 0 0 8,64,000 13,80,000 0 0 18,000 1,84,800 0 36,000 4,65,600 0 0 13,80,000 13,80,000 10,48,800 13,29,600
16 0 0 0 8,64,000 13,80,000 0 0 18,000 2,54,400 0 36,000 5,68,800 0 0 13,80,000 13,80,000 11,18,400 14,32,800
17 0 0 0 8,64,000 13,80,000 0 0 18,000 2,80,800 0 36,000 6,30,000 0 0 13,80,000 13,80,000 11,44,800 14,94,000

18 0 0 0 8,64,000 13,80,000 0 0 18,000 3,07,200 0 36,000 6,92,400 0 0 13,80,000 13,80,000 11,71,200 15,56,400
19 0 0 0 8,64,000 13,80,000 0 0 18,000 3,34,800 0 36,000 7,57,200 0 0 13,80,000 13,80,000 11,98,800 16,21,200
20 0 0 0 8,64,000 13,80,000 0 0 18,000 3,61,200 0 36,000 8,24,400 0 0 13,80,000 13,80,000 12,25,200 16,88,400
21 0 0 0 8,64,000 13,80,000 0 0 18,000 3,87,600 0 36,000 8,94,000 0 0 13,80,000 13,80,000 12,51,600 17,58,000

22 0 0 0 8,64,000 13,80,000 0 0 18,000 4,15,200 0 36,000 9,66,000 0 0 13,80,000 13,80,000 12,79,200 18,30,000
23 0 0 0 8,64,000 13,80,000 0 0 18,000 4,41,600 0 36,000 10,40,400 0 0 13,80,000 13,80,000 13,05,600 19,04,400
24 0 0 0 8,64,000 13,80,000 0 0 18,000 4,69,200 0 36,000 11,18,400 0 0 13,80,000 13,80,000 13,33,200 19,82,400

25 0 0 0 8,64,000 13,80,000 0 0 18,000 4,95,600 0 36,000 11,64,000 0 0 13,80,000 13,80,000 13,59,600 20,28,000
26 0 0 0 8,64,000 13,80,000 0 0 18,000 5,23,200 0 36,000 12,14,400 0 0 13,80,000 13,80,000 13,87,200 20,78,400
27 0 0 0 8,64,000 13,80,000 0 0 18,000 5,49,600 0 36,000 12,68,400 0 0 13,80,000 13,80,000 14,13,600 21,32,400
28 0 0 0 8,64,000 13,80,000 0 0 18,000 5,77,200 0 36,000 13,27,200 0 0 13,80,000 13,80,000 14,41,200 21,91,200

29 0 0 0 8,64,000 13,80,000 0 0 18,000 6,03,600 0 36,000 13,90,800 0 0 13,80,000 13,92,000 14,67,600 22,54,800
30 0 0 0 0 13,80,000 9,60,000 0 18,000 0 0 36,000 0 9,97,200 14,73,600 13,80,000 15,37,200 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same shall be deducted from the Surrender Values indicated, at the time of pay out.

I ASHISH YELERI, have explained the premiums charges and benefits under the I Vivek kumar jain ,having received the information with respect to the above, have
product fully to the prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".