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Digit Private Car Policy

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(AKA the paper you pull out when you get pulled over)

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This is one of the most important things in your car, along with your car freshener, loose

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change, and mobile holder. Carry it with you always. (Not on you, on your smartphone,

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ideally.)

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UIN NO.:IRDAN158RP0005V01201718
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Go Digit General Insurance Ltd.

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Policy No: D035032260

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 Let's talk about you
It’s the details that ensure this policy is yours

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YOUR DETAILS PARTNER DETAILS
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Name: PRADEEP KUMAR Partner Name: DIGIT WEBSITE

Registration Number: UP33AK3698

Partner Code : 1000651 / 1000651
Policy Number: D035032260 / 19082021
Partner Mobile Number:
FH Mobile Number: xxxxxxxxx6525

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Partner Email : hello@godigit.com

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Email: pxxxxxxxx8@rxxxxxxxxl.com

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Call us at 1800-258-5956 to update your contact details. This will help us give you a smooth claim process.

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There’s one more thing we know about you, you are now a DIGIT customer. That means you have the coolest
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insurance company working for you.

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22 These are your policy details.

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It’s what the fine folks at traffic enforcement will want to see.
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Policy no D035032260 / 19082021 Policy Issue Date 19-Aug-2021

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22-Aug-
From 00:00:01
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Period of Policy for Own Damage Cover and 2021

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Add on(s) (if opted) 21-Aug-

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To 23:59:59
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22-Aug-
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Period of Policy for Third Party Liability

21-Aug-
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To 23:59:59
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22-Aug-
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From 00:00:01
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Period of Policy for

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50 PA Owner-Driver
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21-Aug-
To 23:59:59
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NCB % (Current Policy) 50 % Invoice No IA045587811

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1197
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Additional Excess (`) -- Invoice Date 19-Aug-2021

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Coverages Opted Package Policy Voluntary Deductible 0

Compulsory Deductible 1000 Additional Deductible

61. Digit Private Car Parts Depreciation
Protect(IRDAN158RP0005V01201718/A0009V01201718)(Cover only 2
Petr Add On(s) Opted
claims per year),Digit Private Car Consumable
Cover(IRDAN158RP0005V01201718/A0008V01201718)
A Address ,Raebareli-229204

Policy No: D035032260

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 This is what you pay us.
Think of us as your car's bodyguards.
Own Damage Premium [A] (`) Liability Premium [B] (`)
Total Basic Own Damage Premium (`) 13133.00 Basic Third-Party Liability (`) 3221.00
NCB Discount Amount (`) -6567.00 PA cover for Owner-Driver (`) 220.00
Others (`) -5320.04 TP for Bi-fuel kit (`) --
Own Damage Premium (`) 1245.96 PA cover for 5 passengers 0 (`) --
Add-On(s) Premium (`) 4086.22 Legal Liability to Paid Driver (`) --
PA cover for Paid Driver (`) --
Total OD Premium (`) 5332.18 Total Act Premium (`) 3441.00
Net Premium (A+B) (`) 8773.18 1245.96

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3221

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IGST @ 18% = (`1579.17) 1579.17

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1245.96

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4086.22

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Final Premium (`) 10352.35

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For any 24X7 on-the-spot help/support that you require while on road, please call us on 1800-258-5956.

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Premium is offered on the basis of additional information shared by you. 8-
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The above total OD premium is inclusive of all applicable loading / discounts viz (automobile association memberships,
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voluntary excess, anti-theft handicap person, driver tuition, fiber glass, CNG/ LPG unit, geographical extension, imported
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vehicle etc., wherever applicable).

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If the “Own Damage Cover” under your policy is cancelled during the policy period, then your policy shall be governed by the
standard terms and conditions of “Act only” policy for the Third Party Cover during the remaining period of policy.
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This is everything we know about your car.

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Other than how much you love it.

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Registration
UP33AK3698 RTO Location Raebareli,UTTAR PRADESH Seating Capacity 5
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No.
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XCENT/1.2 KP DVTVT 5SP

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Make HYUNDAI Model/Vehicle Variant (Sub-Type)

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Engine No. G4LAFM730644 Chassis No. MALA841CLFM120237F Cubic Capacity
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CC
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Odometer
Fuel Type Petrol Year of Regn. 2015 --
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Reading (km)
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FASTag Number Na
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FASTag NUMBER DECLARATION

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The Policy has been issued subject to your affirmative declaration that a valid FASTag has been affixed on the insured
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vehicle.
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ENDORSEMENT
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Invoice Number Invoice Date Gross Premium Igst Cgst Sgst Utgst Cess Net Premium

IA037656285 2021-08-19 9902.77 1510.59 0.00 0.00 0.00 0.00 8392.18

IA045587811 2021-08-25 449.58 68.58 0.00 0.00 0.00 0.00 381.00

Your Vehicle IDV

Policy No: D035032260

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 Sum Inusred for
Vehicle Non-Electrical Electrical CNG/LPG Trailer Total
Year PA Owner Driver
IDV (`) Accessories IDV (`) Accessories IDV (`) IDV (`) IDV (`) IDV (`)
Cover (`)

Year 1 381000 -- -- -- -- 381000 1500000

Year 2 -- -- -- -- -- -- --

Year 3 -- -- -- -- -- -- --

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Follow these rules like you follow the rules of the road.

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Geographical Area Any accidental loss, damage and/or liability caused, sustained or incurred within India shall

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be covered subject to Policy Terms and Conditions, unless specifically agreed and endorsed.

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The policy covers use of the vehicle for any purpose other than hire or reward, racing, pace

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Limitation as to use

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making, reliability trial, speed testing and use for any purpose in connection with the Motor

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(Which roughly translates to: No
crazy stunts with the car.) Trade.

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Person or Class of persons entitled to
Any person including the insured
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1) Provided that a person driving holds a valid & effective driving license at the time of the
drive accident and is not disqualified from holding or obtaining such a license.
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(Or why you shouldn't ask your 8-year-old to 2) Provided also that the person holding a valid & effective Learner's license may also drive
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park your car.) the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989 and any subsequent amendment as applicable.
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Limits of Liability 1) Under Section I of the policy - IDV as shown in the schedule.
2) Under Section II - 1 (i) of the policy: Death of or bodily injury - Such amount as is necessary
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(How we will help you get back on the

road to recovery. to meet the requirements of the Motor Vehicles Act, 1988.
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3) Under Section II - 1 (ii) of the policy: Damage to Third Party Property - ` 750000
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4) P.A. Cover for Owner Driver under Section III (CSI) - ` 1500000
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More important details you don't want to skim over

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Policy No: D035032260

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 Previous Insurer Go Digit General Insurance Limited

Previous Policy No. D020869796 Previous Policy

21-Aug-2021
Expiry Date

IMT – Endorsements IMT-22

GSTIN/UIN Number Unregistered State Code 9

Payment Mode Online Bank Name

Cheque/Transation No 12_dp-DI3945637ECC85-3 IFSC/MICR No

Receipt No. RA047543904

Premium Payment
Details SHRISHTEE GUPTA
Date 25-Aug-2021 Nominee Details SPOUSE

Financier Details -- 01-Jan-0001

Details of Existing

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Damages

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Other Details

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Big legal words.

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Policy No: D035032260

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 Policy Version Digit Translation
NCB Declaration Basically, we trust you have been
open and honest, and we covering
The premium has been charged and policy has been issued subject to NCB declared by you as an insured. In the event of NCB found you in good faith. Remember, trust
wrongly declared at any point of time during policy period, all benefits and coverages under the Policy in respect of section I of the Policy will works both ways.
stand forfeited. If there is any disagreement, write to us within 7 days from the date of issuance of policy or before the start date of period of
insurance whichever is earlier.
Important Notice:
The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non disclosure of material fact or non co- Honesty is the best policy.
operation of the insured. This policy is subject to the standard policy wordings, warranties and conditions applicable for this product in
addition to Indian Motor Tariff.
Break-in Insurance
If there is a gap in your cover, we need
The policy is issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section – I) would not to check your car. If your car is good,
commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection we’re cool. If it’s not, let’s talk.
report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff.

Pre-existing Damages:All types of pre-existing damages or cost of repair of such damage will be excluded at the time of claim We can't cover damages already done
settlement, as per the attached images. to your car,before we took over

Cheque dishonor / Non-receipt of payment Your policy goes through if and when
If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-receipt of payment. your cheque goes through. You'll
agree it's only fair.
Violation of Motor Vehicle Act:

This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any subsequent amendment as
Keep your promises and we will keep
applicable. Any violation will forfeit all benefits and coverages under the Policy. The insured is not indemnified if the vehicle is used or driven ours.
otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in Certificate in
order to comply with the Motor Vehicle Act, 1988 is recoverable from the insured. See the Clause headed (Avoidance Of Certain Terms And
Right Of Recovery) in the policy.

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PUC Declaration: The Policy has been issued subject to valid Pollution Under Control (PUC) Certificate disclosed by you as an insured on or before the date of commencement of

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the Policy .
Important Note: Please inform the Company in case of change on account of addition of CNG/PNG kit.

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Note: The "Digit Translation" is only to aid your understanding of the policy. The terms and conditions detailed in this policy schedule as well as the policy

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document sent by Digit shall prevail in case of any dispute.

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For & On Behalf of Go Digit General Insurance Ltd.

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Praveen Bhat
Vice President - Customer Experience
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praveen.bhat@godigit.com
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Consolidated Stamp Duty has been paid as per Letter of

Authorized Signatory Authorization No.67-B/04/2017-18 Date: 30th May 2017
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Printed, Signed, and Executed at Bengaluru issued by Department of Stamps and Registration ,
Hey, our document is now digitally signed Bengaluru- 560009 - KARNATAKA.
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Click here to view the certificate.

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Go Digit General Insurance Ltd. Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru, Karnataka 560095. IRDAI
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Reg No. 158 CIN U66010PN2016PLC167410, GST Reg. No.: 29AACCO4128Q1ZW HSN: 997134/General Insurance Services, GSTIN Address: Bengaluru
Online Website Business,Atlantis 95 4th B Cross Road Koramangala Industrial Layout 5th Block,Bengaluru,Karnataka,PIN-560095
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In case of claim or any other query, please contact our 24-hour Call Centre at 1800-258-5956 or email us at hello@godigit.com or visit our website
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www.godigit.com.
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This is the end of the document and the beginning of a wonderful relationship.
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This is the end of the document and the beginning of a wonderful relationship.
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We hope that you do not get in a situation when you have to file a claim. However, if that happens, we are always there
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for you. That’s a promise!

Stay Calm and just relax! We will take care of everything!
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You can take your car to any of the listed network garages in case anything happens, and we assure you a hassle-free
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claim process.
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• Complete cashless facility • 6 Months warranty on repairs • Complimentary Pick-up & Drop
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*Facilities mentioned above are offered by the garages. List of garages is subject to change in future. Please
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call on 1800-258-5956 in case you require further help.

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Workshop Name Address Phone Number

GROUND FLOOR, GATA NO. 59-60, ALLAHABAD BYPASS, GADI MUTWALLI,
R G MOTORS AND SERVICE CENTER 6393673283
MUNSIGANJ, RAEBA 229001

Policy No: D035032260

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