Tasa 0.05 anual 0.

9523809524
Radix 1,000,000

CNSF 2013
x qx px lx dx p
x o

0 0.000433 0.999567 1,000,000 433 1.000000

1 0.000433 0.999567 999,567 433 0.999567
2 0.000434 0.999566 999,134 434 0.999134
3 0.000434 0.999566 998,701 433 0.998701
4 0.000435 0.999565 998,267 434 0.998267
5 0.000436 0.999564 997,833 435 0.997833
6 0.000438 0.999562 997,398 437 0.997398
7 0.000440 0.999560 996,961 439 0.996961
8 0.000443 0.999557 996,522 441 0.996522
9 0.000446 0.999554 996,081 444 0.996081
10 0.000449 0.999551 995,637 447 0.995637
11 0.000453 0.999547 995,190 451 0.995190
12 0.000457 0.999543 994,739 455 0.994739
13 0.000463 0.999537 994,284 460 0.994284
14 0.000468 0.999532 993,824 465 0.993824
15 0.000475 0.999525 993,359 472 0.993359
16 0.000482 0.999518 992,887 479 0.992887
17 0.000489 0.999511 992,408 485 0.992408
18 0.000498 0.999502 991,923 494 0.991923
19 0.000507 0.999493 991,429 503 0.991429
20 0.000517 0.999483 990,926 512 0.990926
21 0.000528 0.999472 990,414 523 0.990414
22 0.000540 0.999460 989,891 535 0.989891
23 0.000553 0.999447 989,357 547 0.989357
24 0.000567 0.999433 988,809 561 0.988809
25 0.000582 0.999418 988,249 575 0.988249
26 0.000598 0.999402 987,674 591 0.987674
27 0.000616 0.999384 987,083 608 0.987083
28 0.000635 0.999365 986,475 626 0.986475
29 0.000656 0.999344 985,849 647 0.985849
30 0.000678 0.999322 985,202 668 0.985202
31 0.000703 0.999297 984,534 692 0.984534
32 0.000729 0.999271 983,842 717 0.983842
33 0.000757 0.999243 983,125 744 0.983125
34 0.000788 0.999212 982,380 774 0.982380
35 0.000821 0.999179 981,606 806 0.981606
36 0.000857 0.999143 980,800 841 0.980800
37 0.000896 0.999104 979,960 878 0.979960
38 0.000938 0.999062 979,082 918 0.979082
39 0.000983 0.999017 978,163 962 0.978163
40 0.001033 0.998967 977,202 1,009 0.977202
41 0.001087 0.998913 976,192 1,061 0.976192
42 0.001145 0.998855 975,131 1,117 0.975131
43 0.001208 0.998792 974,015 1,177 0.974015
44 0.001278 0.998722 972,838 1,243 0.972838
45 0.001353 0.998647 971,595 1,315 0.971595
46 0.001435 0.998565 970,280 1,392 0.970280
47 0.001525 0.998475 968,888 1,478 0.968888
48 0.001623 0.998377 967,410 1,570 0.967410
49 0.001730 0.998270 965,840 1,671 0.965840
50 0.001848 0.998152 964,169 1,782 0.964169
51 0.001977 0.998023 962,387 1,903 0.962387
52 0.002119 0.997881 960,485 2,035 0.960485
53 0.002274 0.997726 958,450 2,180 0.958450
54 0.002446 0.997554 956,270 2,339 0.956270
55 0.002635 0.997365 953,931 2,514 0.953931
56 0.002844 0.997156 951,417 2,706 0.951417
57 0.003074 0.996926 948,712 2,916 0.948712
58 0.003329 0.996671 945,795 3,149 0.945795
59 0.003612 0.996388 942,647 3,405 0.942647
60 0.003926 0.996074 939,242 3,687 0.939242
61 0.004275 0.995725 935,554 3,999 0.935554
62 0.004664 0.995336 931,555 4,345 0.931555
63 0.005096 0.994904 927,210 4,725 0.927210
64 0.005579 0.994421 922,485 5,147 0.922485
65 0.006119 0.993881 917,339 5,613 0.917339
66 0.006723 0.993277 911,725 6,130 0.911725
67 0.007400 0.992600 905,596 6,701 0.905596
68 0.008160 0.991840 898,894 7,335 0.898894
69 0.009015 0.990985 891,559 8,037 0.891559
70 0.009977 0.990023 883,522 8,815 0.883522
71 0.011061 0.988939 874,707 9,675 0.874707
72 0.012285 0.987715 865,032 10,627 0.865032
73 0.013668 0.986332 854,405 11,678 0.854405
74 0.015235 0.984765 842,727 12,839 0.842727
75 0.017009 0.982991 829,888 14,116 0.829888
76 0.019024 0.980976 815,773 15,519 0.815773
77 0.021312 0.978688 800,253 17,055 0.800253
78 0.023915 0.976085 783,198 18,730 0.783198
79 0.026879 0.973121 764,468 20,548 0.764468
80 0.030257 0.969743 743,920 22,509 0.743920
81 0.034110 0.965890 721,411 24,607 0.721411
82 0.038509 0.961491 696,804 26,833 0.696804
 83 0.043533 0.956467 669,971 29,166 0.669971
84 0.049274 0.950726 640,805 31,575 0.640805
85 0.055833 0.944167 609,230 34,015 0.609230
86 0.063329 0.936671 575,215 36,428 0.575215
87 0.071889 0.928111 538,787 38,733 0.538787
88 0.081660 0.918340 500,054 40,834 0.500054
89 0.092798 0.907202 459,220 42,615 0.459220
90 0.105476 0.894524 416,605 43,942 0.416605
91 0.119875 0.880125 372,663 44,673 0.372663
92 0.136184 0.863816 327,990 44,667 0.327990
93 0.154594 0.845406 283,323 43,800 0.283323
94 0.175291 0.824709 239,523 41,986 0.239523
95 0.198441 0.801559 197,537 39,199 0.197537
96 0.224184 0.775816 158,337 35,497 0.158337
97 0.252613 0.747387 122,841 31,031 0.122841
98 0.283760 0.716240 91,810 26,052 0.091810
99 0.317576 0.682424 65,758 20,883 0.065758
100 0.353919 0.646081 44,875 15,882 0.044875
101 0.392540 0.607460 28,993 11,381 0.028993
102 0.433078 0.566922 17,612 7,627 0.017612
103 0.475068 0.524932 9,985 4,743 0.009985
104 0.517949 0.482051 5,241 2,715 0.005241
105 0.561099 0.438901 2,527 1,418 0.002527
106 0.603861 0.396139 1,109 670 0.001109
107 0.645589 0.354411 439 284 0.000439
108 0.685682 0.314318 156 107 0.000156
109 0.723620 0.276380 49 35 0.000049
110 0.758991 0.241009 14 10 0.000014
 0.610366715490422 Diferimiento o temportalidad n =
k
V * kpx 5
Pagaderas al inicio del periodo

Prima única de un Prima única de una Prima única de una

seguro dotar puro a Prima única de vitalicio anualidad vitalicia a edad renta temporal a n
1 n, a edad x a edad x x, diferido n años años
Vx E
n x
äx = SVt*tpx ä = E *äx+n
n| x n x
äx:n = äx - n|äx
1.000000 0.781828 20.449373 15.907169 4.542205
0.952381 0.781826 20.430688 15.888487 4.542201
0.907029 0.781822 20.411061 15.868866 4.542195
0.863838 0.781817 20.390463 15.848274 4.542189
0.822702 0.781810 20.368827 15.826648 4.542178
0.783526 0.781802 20.346118 15.803955 4.542164
0.746215 0.781791 20.322285 15.780141 4.542144
0.710681 0.781780 20.297289 15.755168 4.542121
0.676839 0.781766 20.271073 15.728978 4.542095
0.644609 0.781751 20.243595 15.701528 4.542066
0.613913 0.781734 20.214790 15.672757 4.542034
0.584679 0.781713 20.184593 15.642598 4.541995
0.556837 0.781691 20.152952 15.611001 4.541951
0.530321 0.781665 20.119794 15.577895 4.541899
0.505068 0.781638 20.085083 15.543237 4.541846
0.481017 0.781608 20.048720 15.506936 4.541784
0.458112 0.781575 20.010661 15.468943 4.541718
0.436297 0.781539 19.970820 15.429173 4.541647
0.415521 0.781499 19.929106 15.387541 4.541566
0.395734 0.781456 19.885465 15.343985 4.541479
0.376889 0.781409 19.839797 15.298412 4.541385
0.358942 0.781358 19.792019 15.250738 4.541281
0.341850 0.781303 19.742044 15.200875 4.541169
0.325571 0.781244 19.689778 15.148730 4.541048
0.310068 0.781180 19.635125 15.094207 4.540918
0.295303 0.781110 19.577982 15.037205 4.540778
0.281241 0.781035 19.518241 14.977616 4.540625
0.267848 0.780953 19.455788 14.915329 4.540459
0.255094 0.780865 19.390522 14.850242 4.540279
0.242946 0.780770 19.322317 14.782233 4.540084
0.231377 0.780667 19.251062 14.711187 4.539875
0.220359 0.780555 19.176617 14.636970 4.539647
0.209866 0.780435 19.098874 14.559472 4.539403
0.199873 0.780304 19.017682 14.478544 4.539138
0.190355 0.780163 18.932898 14.394048 4.538850
0.181290 0.780011 18.844392 14.305852 4.538540
0.172657 0.779845 18.752007 14.213803 4.538204
0.164436 0.779666 18.655596 14.117755 4.537840
0.156605 0.779471 18.555001 14.017554 4.537447
0.149148 0.779261 18.450057 13.913037 4.537020
0.142046 0.779030 18.340588 13.804035 4.536554
0.135282 0.778781 18.226446 13.690397 4.536049
0.128840 0.778510 18.107451 13.571949 4.535502
0.122704 0.778213 17.983414 13.448510 4.534904
0.116861 0.777890 17.854153 13.319902 4.534251
0.111297 0.777538 17.719506 13.185964 4.533542
0.105997 0.777153 17.579266 13.046500 4.532767
0.100949 0.776731 17.433246 12.901328 4.531918
0.096142 0.776269 17.281263 12.750271 4.530992
0.091564 0.775763 17.123116 12.593141 4.529975
0.087204 0.775206 16.958611 12.429751 4.528860
0.083051 0.774595 16.787565 12.259928 4.527636
0.079096 0.773922 16.609780 12.083489 4.526291
0.075330 0.773181 16.425074 11.900262 4.524812
0.071743 0.772364 16.233242 11.710064 4.523179
0.068326 0.771461 16.034124 11.512745 4.521379
0.065073 0.770462 15.827536 11.308145 4.519390
0.061974 0.769357 15.613317 11.096124 4.517192
0.059023 0.768130 15.391295 10.876541 4.514755
0.056212 0.766768 15.161332 10.649283 4.512049
0.053536 0.765254 14.923302 10.414257 4.509045
0.050986 0.763569 14.677089 10.171386 4.505703
0.048558 0.761692 14.422600 9.920618 4.501982
0.046246 0.759598 14.159771 9.661935 4.497836
0.044044 0.757259 13.888536 9.395333 4.493203
0.041946 0.754642 13.608887 9.120863 4.488024
0.039949 0.751713 13.320841 8.838615 4.482227
0.038047 0.748430 13.024447 8.548720 4.475727
0.036235 0.744747 12.719795 8.251364 4.468431
0.034509 0.740611 12.407027 7.946794 4.460233
0.032866 0.735962 12.086336 7.635325 4.451012
0.031301 0.730735 11.757962 7.317335 4.440627
0.029811 0.724851 11.422201 6.993283 4.428918
0.028391 0.718226 11.079422 6.663717 4.415705
0.027039 0.710765 10.730051 6.329274 4.400778
0.025752 0.702361 10.374611 5.990703 4.383909
0.024525 0.692895 10.013664 5.648840 4.364824
0.023357 0.682239 9.647889 5.304659 4.343230
0.022245 0.670251 9.278016 4.959232 4.318785
0.021186 0.656780 8.904877 4.613768 4.291110
0.020177 0.641665 8.529382 4.269600 4.259783
0.019216 0.624742 8.152522 3.928187 4.224336
0.018301 0.605843 7.775366 3.591110 4.184257
0.017430 0.584810 7.399065 3.260072 4.138993
0.016600 0.561498 7.024830 2.936877 4.087954
0.015809 0.535793 6.653938 2.623414 4.030524
0.015056 0.507621 6.287696 2.321626 3.966071
0.014339 0.476977 5.927461 2.033483 3.893978
0.013657 0.443934 5.574585 1.760922 3.813663
0.013006 0.408677 5.230432 1.505801 3.724631
0.012387 0.371516 4.896322 1.269816 3.626506
0.011797 0.332905 4.573537 1.054433 3.519104
0.011235 0.293451 4.263273 0.860792 3.402482
0.010700 0.253898 3.966628 0.689624 3.277005
0.010191 0.215106 3.684573 0.541174 3.143399
0.009705 0.177994 3.417934 0.415142 3.002792
0.009243 0.143469 3.167367 0.310651 2.856715
0.008803 0.112335 2.933344 0.226267 2.707077
0.008384 0.085211 2.716144 0.160062 2.556082
0.007985 0.062451 2.515849 0.109731 2.406117
0.007604 0.044114 2.332334 0.072747 2.259588
0.007242 0.029968 2.165288 0.046533 2.118754
0.006897 0.019543 2.014210 0.028634 1.985576
0.006569 0.012217 1.878425 0.016837 1.861588
0.006256 0.007315 1.757077 0.009241 1.747836
0.005958 0.004194 1.649061 0.004194 1.644866
0.005675 #N/A 1.552773 #N/A #N/A
0.005404 #N/A 1.465171 #N/A #N/A
0.005147 #N/A 1.378145 #N/A #N/A
0.004902 #N/A 1.263219 #N/A #N/A
0.004668 #N/A 1.000000 #N/A #N/A
 Pagaderas al final del periodo

Prima única de una Prima única de una

Prima única de vitalicio anualidad vitalicia a edad renta temporal a n
a edad x x, diferido n años años
ax = SVt*tpx a = E *ax+n
n| x n x
ax:n = ax - n|ax
19.449373 15.125340 4.324033
19.430688 15.106661 4.324027
19.411061 15.087044 4.324017
19.390463 15.066457 4.324007
19.368827 15.044838 4.323988
19.346118 15.022153 4.323965
19.322285 14.998350 4.323935
19.297289 14.973388 4.323901
19.271073 14.947212 4.323861
19.243595 14.919778 4.323817
19.214790 14.891023 4.323767
19.184593 14.860885 4.323708
19.152952 14.829310 4.323641
19.119794 14.796229 4.323565
19.085083 14.761599 4.323484
19.048720 14.725329 4.323391
19.010661 14.687368 4.323293
18.970820 14.647634 4.323185
18.929106 14.606042 4.323064
18.885465 14.562529 4.322935
18.839797 14.517003 4.322794
18.792019 14.469380 4.322639
18.742044 14.419571 4.322472
18.689778 14.367486 4.322292
18.635125 14.313027 4.322098
18.577982 14.256094 4.321888
18.518241 14.196581 4.321660
18.455788 14.134376 4.321412
18.390522 14.069377 4.321144
18.322317 14.001463 4.320854
18.251062 13.930520 4.320542
18.176617 13.856415 4.320201
18.098874 13.779037 4.319837
18.017682 13.698240 4.319442
17.932898 13.613885 4.319013
17.844392 13.525842 4.318551
17.752007 13.433958 4.318049
17.655596 13.338090 4.317506
17.555001 13.238083 4.316918
17.450057 13.133777 4.316280
17.340588 13.025004 4.315584
17.226446 12.911616 4.314830
17.107451 12.793440 4.314011
16.983414 12.670297 4.313118
16.854153 12.542012 4.312141
16.719506 12.408426 4.311080
16.579266 12.269347 4.309919
16.433246 12.124597 4.308649
16.281263 11.974002 4.307260
16.123116 11.817379 4.305738
15.958611 11.654545 4.304066
15.787565 11.485334 4.302231
15.609780 11.309567 4.300213
15.425074 11.127081 4.297993
15.233242 10.937700 4.295542
15.034124 10.741284 4.292840
14.827536 10.537683 4.289853
14.613317 10.326768 4.286549
14.391295 10.108411 4.282884
14.161332 9.882515 4.278817
13.923302 9.649003 4.274299
13.677089 9.407817 4.269273
13.422600 9.158926 4.263674
13.159771 8.902337 4.257434
12.888536 8.638074 4.250462
12.608887 8.366220 4.242667
12.320841 8.086901 4.233940
12.024447 7.800289 4.224157
11.719795 7.506617 4.213178
11.407027 7.206183 4.200844
11.086336 6.899362 4.186974
10.757962 6.586600 4.171362
10.422201 6.268432 4.153769
10.079422 5.945491 4.133931
9.730051 5.618509 4.111543
9.374611 5.288342 4.086269
9.013664 4.955945 4.057719
8.647889 4.622420 4.025469
8.278016 4.288981 3.989036
7.904877 3.956988 3.947889
7.529382 3.627935 3.901448
7.152522 3.303445 3.849078
6.775366 2.985267 3.790099
6.399065 2.675263 3.723803
6.024830 2.375379 3.649452
5.653938 2.087621 3.566317
5.287696 1.814004 3.473692
4.927461 1.556506 3.370955
4.574585 1.316988 3.257598
4.230432 1.097124 3.133308
3.896322 0.898301 2.998022
3.573537 0.721528 2.852009
3.263273 0.567341 2.695933
2.966628 0.435726 2.530903
2.684573 0.326068 2.358505
2.417934 0.237148 2.180787
2.167367 0.167182 2.000184
1.933344 0.113932 1.819412
1.716144 0.074851 1.641293
1.515849 0.047280 1.468568
1.332334 0.028633 1.303702
1.165288 0.016565 1.148722
1.014210 0.009091 1.005119
0.878425 0.004620 0.873805
0.757077 0.001926 0.755152
0.649061 0.004194 0.644866
0.552773 #N/A #N/A
0.465171 #N/A #N/A
0.378145 #N/A #N/A
0.263219 #N/A #N/A
1.000000 #N/A #N/A