arena UNA Penna) 9 SIMPANAN DAN PELABURAN Hilung jumlah simpanan yang akan di (000 dan kadar Caleutate the t simple interest ra Q Fess) toodah foleh selepas 2 tahun dengan simpanan asal RMB with the inital savings of RMB 000 and the yearly Jawa Te: Pe PA 2 Sto + [2028 x Fy?) = yr t 390 = Rm 320 Puan Aninah membualsimpanen sebanyak RM20 000 dalam sual akaun simpanan Yeap Gengan kadar faedah 4% setahun ci kompaun sei lahun, Fung ofa alan daar kan elas 12 tahun. Pan aminah mates savings of RM20 000 in a fixed deposit account with te intorost rato ‘Sper annum, compounded year Catto th matured vais te account ato(73 eos 5 co er ©) 8. rav-Rim 39, < Eck Rl marke eda farmas Pada aval hun. lh meray FOIE 00 untuk rmembet pong maka rt span tye, Pada strum dapat Enok Rok mendapat RM4 800 selepas semua topeng muka telah habis dijual. ‘Mr. Rosli owns a pharmacy. At the beginning of the year, he paid RI Stat ne dare yor Mr Rost ged ta 800s hue a lag posturen enc Res Gala tertan on mvesent rh Rosh i) Nata sat fo yar menpenganeuangan pleura Enck Rost dan ‘kesanny a 5 ait ett can tat rte on veto or Mr Rosh and alot 26) 10 4D i) POs TX Ph [Pageeee Saya mempunyai M24 000, ye ‘melabur amaun yang sama dalam saham ulan-bulan tertentu. Ihave RM24 000. | invested the same amount of money in share K in the designated months. Jadual di bawah menunjukkan pembelian saham oleh Encik Hariz mengikut bulan-bulan iertentu The tabio shows the purchase of shares by Encik Hariz inthe designated months. tw FO Bulan “a, ] Ogos] Oktober] Disember | Month June | August _| October | December Harga saham seuniRM) 230] 210 ] 208 | 2.20 Share price per unit (RM) Hitung kos pur dimiliki oleh Encik Harz, Calculate the cost per share for the shares owmed by Encik Hariz Ysenamismia plaburan dan ilangan unt yong dm Jaaparr? Answer Ht Whets> gro 4 Gore | boo, bOoY 3-30 310 a8 220 2604 4 283 + 2927 4 9303 = Ilhray uw <— Dewroge oot. 24 000 20, > RD 1G 2[PageHAN. Beat vray renin tou eloyac Ri ton ace pea bahagian untuk membuat simpanan tetap dan pélaburan amanah saham masing-masing. Bagi Wardah divided her RM30 000 bonus equally into two parts for fixed deposit and unit trust Se Se i) Hitung nilai matang bagi simpanan tetap selepas setahun. Caleta ie maura valu ofthe xed depost ser one eer i) Dalam tempoh setahun ilu, Wardah telah menerima dividen sebanyak RM30O. Hitung ‘harga jualan per unit bagi amanah saham supaya nilai pulangan pelaburan bagi amanah saham adalah dua kal ila pulangan pelaburan bag simpanan tetap. In the one year period, Wardah ro cof BM00| Calculate the seling price per unit of the unit trust in Onder @ ain tie é ment when compared to fixed deposit & aos matang. Mis pulangn pelaburan bag! sipanan fla, harg julan per unit emanah sehen Jawapan / Answer wv = 18000 (1+ gene © . Km 6 549 3-b6x2 V)KOT = S54q—IS OS x IDJo - 73a he Trove = 3-6), Faz.- 2+ 20.000X- HOR x my [a CT 109% = 00 +20000% —15 0U0 Aon = 15798 x: IS FA —— 20000 0. 79% Ks RmdF4 B[Pageeaten ianea @ pewounusan kREDT DAN HUTANG Mardiah menggunakan kad kredit untuk membuat bayaran pembelian jam tangan sebanyak RM1 500. Amaun tersebut juga merupakan jumlah terkini pada penyaia bulan Jun.Dia tidak membuat sebarang bayaran balk untuk bulan Jun. Bank A mengenakan caj kewangan 18% setahun ke atas baki belum jelas untuk 36 hari dan caj bayaran lewat 1% daripada baki belum jelas atau minimum RM10. Hitung caj kewangan dan caj bayaran lewat yang perlu ditanggung ‘oleh Mardiah, Anggapkan Mardiah tidak menggunakan kad kredit selepas pembelian jam tangan itu. ‘Mardiah used credit card to make a payment of RM 500 for a watch. The amount is also the ‘current amount in June statement. She didn't make any repayment for June. Bank A charged a finance charge of 18% per annum on the outstanding balance for 35 days and late ‘payment charge of 1% of the outstanding balance or minimum RM10. Calculate the finance charge and late payment charge that Mardiah had to pay. Assume that Mardiah did not use credit card after purchasing the watch. aj kewangan & Gaj bayaran lewat ‘Jawapan / Answer ‘Amira membuat pisjaman paribadi sebanyak RM60 000 daripada sebuah institusi Kewangan. Diveri bahawa tempoh pinjamannya ialah 8 tahun dan akdar faedah tahunan ialah 6%. ‘Amira made a personal loan of RM60 000 from a financial institution. It's given that the loan period is 8 years and the yearly interest rate is 6%. i) Hitung bayaran ansuran bulanan bagi pinjaman peribadi Amira Calculate the monthly instalment of Amira’s personal oan. il) Jka Amira boleh menambah RM175 ke atas ansuran bulanannya, apakah tempoh bbayaran balk baharu bagi pisjamannya, dalam tahun? It Amira could add in RM175 to his monthly instalment, what isthe new loan repayment period, in yoars ? Jumlah bayaran bali & tempoh bayaran bahar Jawapan / Answer 4|PageMeets 3. Kamil menyimpan RM24 000 dalam akaun simpanan disebuah bank, mengikut prinsip wadiah, Selepas satu tahun, dia menerima hibah sebanyak RM624 daripada bank. bitung peritus hibah itu, ‘Kamil deposits RM24 000 jn a savings account in a bank, according to a principle of wadiah. After one year, he receives a hibah of RM624 from the bank. Calculate the percentage of the hibah. Hiban, Jawapan / Answer 4, Bahiyah ingin membuat pinjaman Kereta daripada sebuah bank dengan kadar faedah sama rata 2.8% setahun dan tempoh bayaran balik 7 tahun. Bahiyah mampu membayar ansuran bbulanan sehingga RM1 000 sebulan. Berapakah amaun maksimum yang boleh dipinjam oleh Bahiyah daripada bank itu ? Bahiyah wants to make a car loan from a bank with a fat interest rate of 2.8% per annum and repayment period of 7 years. Bahiyah is able to pay a monthly instalment of up to M1 000 @ month. What is the maximum amount Bahiyah can make loan from the bank ? @ rinsipa + faedon Jawapan / Answer 5|Page