NEDFi Schemes at Glance

Sl.
Name of the Scheme Eligibility Purpose Nature and Extent of Assistance Promoter`s Contribution
No.
1 Rupee Term Loan Project promoted by private and public limited company/ partnership firm To provide medium to long term financial assistance for setting Term Loan Minimum 35-40% of the
Scheme or proprietorship up projects in manufacturing and services sector. (upto 60-65% of project cost) project cost
2 Equipment Finance Company/ firm should be in operation profitably for last three years having To provide financial assistance for acquiring Term Loan Minimum 30 % of the
Scheme good track record. machinery/equipment (upto 70 % of equipment cost) equipment cost
3 Corporate Finance Existing company/ firm with profitable operations and good track record. To provide financial assistance towards normal capital Term Loan As per requirement on case
Scheme expenditure, working capital margin, repayment of high cost (As per assessment of existing financials) to case basis.
debt and for general corporate purpose.
4 Working Capital Term (i) Company/ firm managed by experienced businessman with proven (i) To provide working capital assistance in the form of (i) Working Capital Term Loan (upto 75 % (i) Minimum 25 % of
Loan Scheme track record and scope for increasing capacity utilisation with fresh working capital term loan. of the total working capital requirement projected working capital
infusion of funds. (ii) To provide financial assistance for execution of contract for one business cycle) for one business cycle.
(ii) Also, established contractor firms with good track record of executing works (ii) Working Capital Term Loan (upto 20- (ii) As per cash budget of the
contracts 25 % of the total contract value) contract.
5 NEDFi Micro Finance Well managed MFI which are in operation for last three years with good To provide micro credit to low income groups Term Loan As per the business plan of
(MF) track records the MFIs
6 NEDFi Opportunity Projects promoted by Private/ Public Ltd. Company, Proprietorship, To provide medium term to long term financial assistance for Term Loan Minimum 33.33% of the
Scheme for Small Partnership firms etc. Project Cost from Rs.50.00 lakhs to Rs.200 lakhs setting up projects in manufacturing & service sector. (upto 66.66% of Project cost & ceiling upto project cost
Enterprises (NOSSE) with or without Working Capital Rs.100.00 lakhs)
7 North East Entrepreneurs Projects promoted by first generation entrepreneurs Maximum Project Cost To provide medium term to long term financial assistance for Term Loan Minimum 25% of the project
Development Scheme upto Rs.50.00 lakhs setting up projects in manufacturing, services & real estate (upto 75% of project cost) cost
(NEEDS) sector.
8 Enterprise Development Enterprises promoted by Private/Public Ltd Company, Proprietorship, To provide working capital assistance for one cycle for projects Working Capital Term Loan Minimum 25% of the project
Scheme (EDS) Partnership firms which are engaged in any viable income generating in manufacturing, services & trading sector (upto 75% of the project cost) cost
activity and having working capital requirements. The maximum assistance
is limited (i.e. working capital term loan) upto Rs.100.00 Lakhs.
9 Women Enterprises Enterprises promoted by women with project cost not exceeding Rs.15 To provide medium to long term financial assistance along with Term Loan Minimum 25% of the project
Development Scheme lakhs one cycle of working capital for projects in manufacturing, (upto 75% of project cost) cost
(WEDS) services, real estate & trading sector
10 Healthcare Development Qualified Doctors (MBBS/ BAMS/ BDS/ BHMS/BUMS) & registered To provide medium term to long term financial assistance for Term Loan/ Composite Loan/ Working Minimum 25% of the project
Scheme (HDS) practitioners, having minimum qualification including Radiologist and normal capital expenditure and working capital requirements. Capital Term Loan cost
Pathologist (upto 75% of project cost)
Constitution: Individuals/ Partnership/ Ltd Liability Partnership/ Pvt. Ltd.
Co/Ltd. Co/ Trust
The maximum assistance is limited upto Rs.200.00 Lakhs.
11 Self-Employed Qualified Chartered Accountants, Company Secretaries, Cost To provide medium term to long term financial assistance for Term Loan/ Composite Loan/ Working Minimum 25% of the project
Professionals Business Accountants, Architects and registered Valuers have minimum 2 years of normal capital expenditure and working capital requirements. Capital Term Loan cost
Loan Scheme practicing experience (upto 75% of project cost)
(SPBL) Constitution: Individuals/ Partnership/ Ltd Liability Partnership/ Pvt. Ltd. Co.
12 Atmanirbhar Hastshilpkar Registered/ unregistered artisan/ Individual, having valid qualification or To provide micro loan to low income groups Term Loan/ Composite Loan/ Working Minimum 15% of the project
Scheme (AHS) practicing any art form with no existing loan from any other bank/ financial Capital Term Loan cost
institution (upto 85% of project cost)
The maximum assistance is limited upto Rs. 1.00 Lakhs.
13 Assam Speciality Tea Existing unit or proposed unit with date of commercial production before To assist new/ existing Orthodox or Speciality Tea producing Term Loan/ Composite Loan/ Working Minimum 33.33% of the
Industries Development 31-03-2023, manufacturing unit of all the grades of Orthodox tea / Green units availing benefits under Assam Tea Industries Special Capital Term Loan project cost
Scheme tea / White tea / Oolong tea / Singhpo tea / Purple Tea / Yellow tea or other Incentives Scheme (ATISIS), 2020 for setting up, expansion / (upto 66.67% of project cost)
(ASTIDS) Speciality tea (not manufactured through CTC process) on or after 1st of renovation / modernisation of existing unit, etc. or for purchase
April, 2020 of standalone equipments, machineries confirming to the
ATISIS, 2020
N.B. NEDFi financed units are also given support in the following areas:
• participation in fairs/ exhibitions • skill up-gradation trainings
• marketing support • other facilities