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WHI

TE PAPER

TheLuxur
yWhi
tePaperv1.
3|05.
01.
2022
DI
SCLAI
MER

Alli nf ormat ionandmat er ialscont ainedi nt hi sdocumentar epr ovidedfori nfor mat ionalpur posesonl yandar esubj ectto
changeatanyt imewi thoutnot i
ce.TheLuxur yNet wor kLTD,( "TheLuxur y")mayaddi nf ormat i
ont o,r emoveoramend
anyi nf ormat ionand/ ormat erialcont ainedi nt hisdocumentatanyt imeandi ni t ssol edi scretion.Thi sdocumentandal l
infor mat ioncont ainedher ei ni snotdi rect edatori ntendedf orusebyanyper sonr esi dentorl ocat edi nanyj urisdiction
wher e( 1)t hedi stributionofsuchi nformat ioni scont r ar
yt ot hel awsofsuchj urisdict i
on;or( 2)suchdi stribut ioni s
prohi bi tedwi thoutobt ai ningt henecessar yl icensesoraut hor i
zat i
onsbyTheLuxur yandsuchl icensesoraut horizations
havenotbeenobt ained.Pr oduct sandser vi
cesdescr ibedher einmaynotbeel i
gi bl
ef orsal eoravai labl etor esident sof
cert aincount ri
esorcer tai ncat egor i
esofi nvest ors.Pl easeconsul ttheappl icabl et ermsandcondi t
ionssuchassal es
rest rictionsorkeyspeci ficnot esf orf urt heri nformat iononcet hefinaldocument smaybeavai lable.Noi nf ormat ionor
mat er ial scont ainedher einshoul dbeconst r uedasasol icitation,of ferorr ecommendat ion,t obuyorsel lanysecur iti
es,
invest mentorot herfinanci ali nstrument s,t oaf fectanyt ransact i
onsort oconcl udeanyl egalactofanyki ndwhat soever.
Nor epr esent ationorwar rant y,ei therexpr essori mpl ied,ispr ovidedi nrelationt ot heaccur acy,compl etenessor
reliabi lityoft hei nformat ionand/ ort hemat er ials,norar et heyacompl etest at ementoft hepr oduct s,ser vices,
secur ities,mar ket sordevel opment sr efer redt oher ein.Themat er i
alsshoul dnotber egar dedbyr eci pientsasa
subst itutef ort heexer ciseoft hei rownj udgment .Anyopi nionsar esubj ectt ochangewi thoutnot iceandmaydi f
ferorbe
cont rar yt oopi ni onsexpr essedi nanot hercont extasar esul tofusi ngdifferentassumpt ionsandcr iteria.TheLuxur y
provi desnoi nvest ment ,legalort axadvi ceandnot hingher einshoul dbeconst ruedasbei ngfinanci al ,legal ,taxorot her
advi ce.TheLuxur ydoesnotr epr esentt hatanyi nvest ment ,secur i
ties,financi ali nst r
ument sorot herpr oduct sand
servi cesdi scussedher ei nar esui tablef oranyi nvest or.Noi nvest mentorot herdeci sionsshoul dbemadesol elybased
ont hecont ent sori nformat ionf oundi nt hisdocument .Whendeci dingaboutyouri nvest ment s,youshoul dseekt he
advi ceofapr of essionalfinanci aladvi sororqual i
fiedexper t.

TheLuxur
yWhi
tePaper
DI
SCLAI
MER

Thisdocumentmaycont ai nst atement st hatconst it


ut e" for wardl ooki ngst at ement s".Whi let hesef orwar d-looki ng
statement smayr epresentTheLuxur y’sjudgmentandf ut ur eexpect ations,sever alr isks,uncer taint i
esandot her
impor tantf actorscoul dcauseact ualdevel opment sandr esul tst odi ffermat eriallyf rom TheLuxur y’
sexpect ations.The
Luxur yisundernoobl igat iont o( andexpr esslydi scl aimsanysuchobl igationt o)updat eoral teri tsf orward- looki ng
statement swhet herasar esul tofnew i nf ormat i
on,f ut ur eevent s,orot herwi se.Youruseoft hei nf ormat ionand
mat erialscont ainedi nt hisdocumenti satyourownr isk.TheLuxur yexpr essl ydi sclaimsal lrepr esent ationsor
war rantiesofanyki nd,whet herexpr essori mpl i
ed,wi thr espectt oal linformat ion,mat er ials,cont entcont ained,and
funct i
onal it
iesdescr ibedher ein,i ncludi ngbutnotl imi tedt owar r antiesoft itl
e,non- i
nf ri
ngement ,mer chant abili
tyor
fitnessf orapar ti
cularpur pose.Wi thoutl imit
ingt hef or egoi ng,TheLuxur ydoesnotwar rantt heaccur acy,t imel i
ness,
compl eteness,secur ity,rel iabi li
tyoravai l
abilit
yoft hei nf ormat i on.Tot hef ullestext entper mi t
tedbyl aw,i nnoevent
shal lTheLuxur y,oranyofi tsdi r ector s,empl oyees,cont ract ors,ser vicepr ovi der soragent shaveanyl iabilitywhat soever
toanyper sonf oranydi rectori ndi rectl oss,l i
abi lit
y,cost ,cl ai
m,expenseordamageofanyki nd,whet heri ncont ractori n
tort,includi ngnegl i
gence,orot her wi se,ar isi
ngoutoforr elatedt otheuseofal lorpar toft hisdocument .Thi sdocument
maycont ainthirdpar tycont entorl i
nksorr eferencet ot hirdpar tywebsi tes.Thesecont entandl inksar epr ovidedsol el
y
foryourconveni enceandi nf or mat ion.TheLuxur yhasnocont rolover ,doesnotassumeanyr esponsi bil
ityf oranddoes
notmakeanywar rantiesorr epr esent ationsast o,anyt hir d-part ycont entorwebsi tes,i ncl udingbutnotl imi tedt o,t he
accur acy,subj ectmat ter,qual ityort imel iness.TheLuxur y,ort heappl icablet hi rd-par tyowner ,ret ainsal lright ,titleand
interest( includingcopyr ight s,t rademar ks,pat ent s,aswel lasanyot heri ntel l
ect ualpr oper tyorot herr ight)i nal l
informat ionandcont ent( incl udi ngal ltext ,data,gr aphi csandl ogos)i nt hisdocument .I ndi vidualpagesand/ orsect ions
oft hisdocumentmaybepr i
nt edf orper sonalori nter naluseonl y,andpr ovi dedt hatsuchpr intout sr etainal lappl icabl e
copyr ightorot herpropr iet arynot i
ces,i ncl udingt hi sdi scl aimer .

TheLuxur
yWhi
tePaper
Tabl
eofCont
ent
s

01 I
ntr
oduct
ion

02 Mar
ketOver
view

03 Mar
ketPr
obl
ems

04 Sol
uti
ons

05 Execut
ivSummar
y

06 Pr
oductOver
view

07 Pr
oductDescr
ipt
ion& Funct
ional
ity

08 Pr
oductAppl
icat
ions

09 Appl
icat
ionFunct
ional
ity

10 Mar
ket
ingModel

11 Roadmap

TheLuxur
yWhi
tePaper
I
ntr
oduct
ion

Thedevelopmentofcr yptocurrenciesandtheensui ngriseoftheblockchainmarketwithitstr


ill
ion-dollarcapit
ali
zationhas
ledtothesystemat iccreationofnumer oussolutions,systemsandser vi
cescateringtotheuserscont ri
but i
ngtheirfundsto
theindust
ry.Thef urtherdevel opmentoftherippleblockchainindustryhasledtot heneedtostreamlinef undsflowsand
ensureami r
rorr eflectionoft heconveniencepresentedbyt hetradit
ionalfinanci
almar keti
nt hedecent ral
izedenvir
onmenti n
termsofseaml esstransactionpr ocessi
ng,portf
ol i
omanagementandi nvesti
ng.

A mul ti
tudeoft radingpl atformshassi ncebeendepl oyedt ocatertothegr owi
ngnumberofdi gitalcurrencyusers,offering
varyingdegr eesofconveni ence,usability,ser
vice,secur i
tyandpr ofitabili
ty.Byandl arge,mostpl atf
ormsof fert
hesame
functionalit
ythatr eli
esont hebaseconceptofmi mi
ckingt radi
tionaltradingmechani smswhi l
epi ggybacki ngont hevirt
ues
ofblockchai ntechnol ogies.Theavai l
ablepor tfoli
omanagementser vi
cest hathavebeenfiel dedasadd- onsformostt rading
platf
or msandf orgener atingr evenuest hroughcommi ssionsonuseri nvest menttrackinghavealsof oll
owedt hesamepat hof
mirroringt r
aditionalsyst ems,l argel
ydi sregardingthef actthatdecentralizedtradingandtraditi
onalt r
adi ngtakeplacei n
compl etelydiff
er entenvir onment s.

Unli
kethedecent rali
zedmar ket,tr
adit
ionalfinancialmarket srel
yont heestabli
shedandgl obal
lyr ecogni zedmodelofcent ra-
li
zednetworkoper ations,whichareregulat
edandcont rolledbygoverningauthorit
ies.Theover seer spr ovideinteroper
abil
ity
andunint
erruptedoper ationsforallmarketparti
cipant
st hroughacent r
ali
zedsystem oft ransactionpr ocessing.Thoughsl ow
andoft
entimest axingi ntermsofcommi ssions,thecentr
al i
zedsystem isrel
iableandt uned,givingi t
suser stheconvenience
andrel
iabil
ity,t
heyneedt osacrificebothtimeandsomepr ofitsinexchangeforguar anteesofsmoot hoper at
ion.

However,thedecent
ralizedmar ketdevel
opedinaf r
agment edmannerwithnumer ousblockchains,andsystemsbei
ng
cr
eatedindependentl
ywi thoutanycoherentint
eracti
onandai m ofensuri
ngf ut
ureinter
operabili
ty.Thestri
vetoat
tract
asmanyuser saspossiblet otheirsol
uti
ons,outdoandoutper f
orm oneanotherintermsoft r
ansactionspeedsamong
bl
ockchainsandservicesovershadowedt heneedtol ookf
or wardtoamut ual
lyfoster
ingtradingsector

TheLuxur
yWhi
tePaper
I
ntr
oduct
ion

Thishasl edtothedevelopmentofsegregat
edisl
andsofbl
ockchai
nsandser vi
cesinaproverbi
aldecentr
ali
zedocean,
wher eeachblockchainandplatf
ormlackedthebr
idgest
onotonlyconnectt
oot hernet
works,buttocatertothe
evolvingneedsoft hei
rusers.

Fragmentationisthefourth,unannouncedandext remel
ydi fficul
tchallengecomplement i
ngt heinfamousblockchai
n
tri
lemma.Whi l
escalabi
lit
y,transacti
onspeedsandsecur it
yformt hetri
angularstumbli
ngbl ockthatisi
mpedi ngthe
rapidandbr oaderdevel
opmentoft heblockchai
nindustr
y,andindivi
dualblockchainnetworks,theprobl
em ofuser
convenienceandover al
lusabi l
ityofthesystem mustbeaddressedtoensuret heglobaladoptionandacceptanceof
cryptocurr
enciesasar eli
ableandconveni entmeansofpayment .

Ar ecentst udyshowedt hatBitcoinlacksproperusabi l


ityandconvenienceasameansofpaymentwhencompar edto
othert ypesofavailabl
et ender,suchasbankcar ds,andevenonl i
net r
ansfers.Usersseem convincedthatr
elyi
ngon
tradit
ionalandpr ovenmeansofpayment sisstil
lmor econvenientandsecur e,makinglongertransfert
imesaf airt
radeof
fto
thevi r
t uesofblockchains,suchassecur it
y,tr
anspar ency,i
mmut abi
lityofrecordsandsoon.

Thel ackofst r
eamlineduseronboar dingi nmostser viceapplicati
onsont heblockchainmarketisther esultoft he
cumber somer egi
strati
onsyst em.Thel atterisf ur
therexacer batedbyt hel ackofproperLayer2sol utionsandt he
unavai l
abili
tyofbr oaderintegrationofcr oss- chainsol ut
ionsthatwoul dmakei nt
ra-bl
ockchai
noper at i
onsf aster,more
conveni entandr eminiscentoft radi
tionalappl icati
onsoper atingbasedonWeb2. 0.Theadventandt her apidspr eadof
Web3. 0int hecomi ngyearswi llrequirethet ransitionofmostonl ineserviceintothedecentr
alizedenvi ronment ,where
seaml essint er
operabili
tyamongt hedi ff
er entnetwor kscompr isi
ngi twil
lbet hekeyt oensuringover allsustai
nabl e
industry-widedevel opment.

TheLuxur
yWhi
tePaper
Mar
ketOver
view

Ar ecentreportstatesthatt hewor ldwidecr yptocur


rencymar ketsizeisantici
patedt oatt
ainamar kof$1, 758.0mi l
lion
by2027,di splayi
ngaCAGR of11. 2% dur i
ngt heest i
mat edtimef rame.Suchdynami csarebei
ngpr opell
edbyt he
lar
gestcrypt oexchangesont hemar ket,whichar enotonl ypushingt radi
ngvol umes,butarealsoattract
ingdr ovesof
new userswi thelaborat
emar ketingschemesandasl ew ofnew andi nnovat
iveservices.Accor
dingt oStatist
a,Binance
wast hewi nnerwith$28. 85billi
on/24- hourvolumeasofFebr uary2021.Thesecondposi ti
onwenttoHBTC wi th$14.44bil
lion,
whiletheHydaxExchanget ookt het hi
rdposi ti
onwi th$12. 19bill
ion.

Dataacqui redbyFi nboldindi catest hatcr yptocurrencyappl i


cat i
onshavedomi natedtheshareoft heUS t op50asset
managementappl icationsdur ingthefir sthal fof2021at51r epr esenti
ng260% i ngr owthfrom lastyear '
sfigur eof19%.
Cryptocurrencytradingappl icationshaveal sosur passedstockt radi
ngappl i
cat i
onsf orthefirstt i
mei n2021.Dur ingthe
sameyear ,stockt radingappl icati
onshadashar eof43%,whi l
et hefigur ewas68% ayearear l
ier.El sewher e,advisory
appli
cationsaccount edfor5%,whi l
ei n2020,t hefigur ewas9%.For exst oodat1% i n2021,whi lein2020,downl oadsof
it
smobi leapplicationaccount edf or4%.I n2019t heshar eofst ockappl icationsmar ketwas71%,f oll
owedby
crypt
ocur r
encyappl i
cationsat19%,whi l
eadvi soryaccount edf or7%.El sewher e,Forexhadashar eof3%.I n2018,
stockapplicati
onshel dthet opspotat68%,whi l
ecr yptocurrencyappl icationsst oodat20%.I nt hirdpl acewer eadvi sor
y
appli
cations,whichaccount edf or10. 89%,wi thFor exaccount i
ngf or1.98%.

Suchshi ftsovert helastyeararebei nglargelyatt r


ibut edtot heimpactoft he
Covid- 19pandemi c,whi chhashadadet riment alimpactont heglobaleconomy.Wi thnumer ousnat ionalcurrencies
sufferingdeval uationandi nflati
onasar esultofhal tedordi srupt
edi nternationaltradeanddomest iceconomi cactivi
ty,
peopl ear oundthewor ldhavestartedlookingf oral t
er nati
vemeansofi nvestmentandval ue-retentionfortheirsavings.
Apar tfrom ther apidlydepletedreservesofr ealest ateandgi venitsskyr ocketingprices,cryptocurrencieshaveat tracted
theat tentionoft hepubl icatlar
geasahi ghlyvol atil
eand,er go,ahi ghlyprofit abl
emeansofsavi ngs.Insti
tutionaland
ret
ai linterestinEt hereum andBi t
coinbyi nvestorsdr amat icall
yrosei nQ4of2020.I na2021sur veyofover60, 000
userswor ldwide,97% oft hem confessedtheirf ai
thi ndi git
alasset s.

TheLuxur
yWhi
tePaper
Mar
ketOver
view

Accordi ngtocryptocur r
encymar ketstati
stics,overhal foftherespondent sconsiderventuringi ntoitasasour ceof
income.Thebul lrunexper i
encedbyBi tcoinandt hemanyot hertrail
ingcoi nsandaltcoinsint hefir stquarterof2021isa
clearil
l ust
rati
onoft heint
er estexhi
bitedbyt hegl obalpubli
ctowar dst hedecentral
izedindust r
yasawhol e.AsofJune
2021,t herewer eover70mi lli
onuniquewal letusers.
Thegr owt hinusernumber sanddemandf orgr eaterusabil
ityhasl edtot herapidandexpl osivei ncr
easeint henumberof
tradi
ngandpor tfoli
omanagementappl icati
ons.Hundr edsofapplicationshavebeendevel opedovert hepastyear,al
lof
them embr oil
edi nbitterandfier cecompet i
tionf oruserattenti
onandt heirfunds.

Luxuryisal soplayi
ngamaj orroleinshapingthef utur
eoft hecryptocur rencyindustr
yasmanyr enownedbr andsare
jumpingonboar dandt ryingt oleveragethenewfoundpoweroft heNon- FungibleTokenMar ket.VogueBusiness
magaziner eportsthatmaj orluxurybr andsarealreadycreatingandt r
adi ngNFTs,suchasNi ke,whichhasusedt hem to
createdi
gitalshoesl i
nkedt oreal-worldshoes.LouisVuittonusesNFTst otrackthepr ovenanceofl uxur
ygoods.Thi s
trendisli
kel ytocontinue,asf ashionembr acestheconceptofmet averses-vi rtualworlds,wher epeopleint
er actwit
h
eachothert hroughavat ars.

Thesamer eportsuggest sthatcryptocurrenciescanbeusedbybr andsasawayt oconnectwi th— andreward— their


fancommuni t
ies.Loll
iisacompanyf oundedi n2018,whi chhascr eatedapl at
formt hatallowsanyonet oearnBi t
coin
throughshopping.Unli
ket radit
ionalbonusandr ewardprogr ams,LollisendsBitcoindirectl
yt ocustomers'wall
ets
whenevertheyshoponl inewi t
hLol li
'spartners.Loll
icurr
ent lyworkswi thover1,000r etai
lers,incl
udingNike,Sephora,
Ulta,Bl
oomingdale'
s,Saksandsneakermar ketpl
aceStockX.Theaver agerewardi sabout7. 5percentoft hepurchase
pri
ce,paidbacki nBit
coi n.Mor erecentl
y,277- year
-oldBriti
shauct ionhouseSot heby'
ssol dar are101.38caratdiamond
for$12.3mill
ionincrypt ocurr
encyt oananonymousbuyer .

TheLuxur
yWhi
tePaper
Mar
ketPr
obl
ems

Despitetheoptimist
icoutlookofmostexper t
sandsur veysonthefutur
eofbot hthecryptocurr
ency
marketandt heblockchainindustryi
ntermsofstati
sticsandadopti
onyear-over-
year,thevaluespredictedar
emer elya
fr
acti
onoft heirtruepotential
.Thereasonforsuchslow tr
acti
onisthepresenceofamul titudeofproblemsthatare
hamper i
ngtheonboar di
ngofnew user sandtheconvenienceofusi
ngmostbl ockchai
n-basedapplicati
ons,ifcompared
withtheirt
radit
ionalcounterpart
s.

Amongt hebiggestproblemsoft hedecentral


izedmarketisthelackofapr operuseri nterface(UI)andt hel acklustr
e
userexper i
ence( UX)providedbyt hevastmajorit
yofexisti
ngtradingappl
icationsandt hei rservi
cingadd- ons.The
distri
butionofmostnecessar yi
nstrumentsamongvar i
ousapplicat
ionswithoutasi nglei nter
facecombi ningal lofthe
vitaltoolsfortr
adingisf orci
nguser st
ohopbet weenvariousservi
ces,accountsandpl at forms,resul
tingi naf rustrat
ing
userexper i
encet hatcannotmat chtheconvenienceandunificat
ionofsucht raditi
onalpl atformsasFor ex,Tr adingView
andot hers.

Withoutapr oper,wholesomeinterfaceandt heuni ficati


onofal lnecessar yservi
cesonasi ngleplatf
orm protectedby
advancedsecur i
tylayersandensur ingquickonboar dingandaccesst hroughasi ngleaccount
,userexperiencewi l
l
sufferandfragment at
ionwillconti
nuet odet ernew usersfrom investinginthecr yptomarket.Onlythestri
vet omi mi
c
existi
ng,proven,convenient,i
nclusive,andcent r
alizedsoluti
onswi llresultinovercomingthegivenproblem facedby
vir
tuallyal
lt r
adingapplicat
ionsont hedecentral
izedapplicati
onsmar ket.

Highcommi ssi
onswi t
hhi ghl oadsatpeakt radingt i
mesonsomebl ockchai nslikeEt hereum,Bi tcoin,andot hers,r
esult
inlossesfort r
ader s,effectivelyrenderingt heiroperat i
onsunpr ofitabl e.Inaddition,thei neffici enciesofsome
decentral
izedexchangesext endtoor derf ailur
es,ast het echni
calfeat uresofbl ockchainsal low them toreflectonl y
coinsthathaveal readybeenmi ned,effectivelyleadingt ouser stryingt ofilltransact i
onst hathaveal r
eadybeen
processed.Net work-levelfai l
urecanbet her esult
,al sol eadingtobl ockchainst rai
nsandt ransactionbottlenecks,which
allleadtoincreasedcommi ssions.

TheLuxur
yWhi
tePaper
Mar
ketPr
obl
ems

Thehighent rythreshol dsinthebl ockchainindustr


y,coupl edwi t
hcompl i
catedapplicationonboardinganddifficultto
understandcont r
olint erf
acesr esultinlow userengagementandr etent
ion.Wi t
houtamassi veinfluxofnew users
att
ractedbyconveni ence,low highwallsandusability,themar ketwi l
lcontinuedevelopingoffthef undsofexi
sti
ng
marketparticipants,exhaustingt heirsuppli
esandef fect
ivel
yhol dingontot heiradherenceandf ai
thintheunderlyi
ng
concepts,technologies,andpr omi sesoffur t
herdevel opment.

Theinabil
ityt
oconnecttoDecentral
izedFinanceprojectsdirectl
yusi ngavail
ablefinancialaccesstool
s,likebankcards,
ismakingaccesstothemarketdifficult.I
nstead,usersar ef
or cedt opassseveralr
egistrat
ionstages,tet
hertheircar
ds
toservi
ces,andthenaccessthenecessaryprotocol
st hr
oughwal l
etsandot hergateways.

Ont opoft heproblemsfacedbyaver ageusers,mostofwhom havelimitedfundstoinvest,t


hemar keti
sunfitf or
cateri
ngt omor eaffluentuser s.Therearenodecentral
izedappl
icat
ionsavailablef
ordirectbookingofluxuryservi
ces,
eff
ectivelycutt
ingof fweal
thyuser s,whoareusedtofastandconvenientinterf
acesforaccessingavarietyofservices
andpr oductsavail
ableathigherprices.

Combi ned,thepr obl


emsar estumblingblocksf orthecryptocur
rencymar ket,displ
ayingahi stor
yofneglecttowards
inter
operabili
tyanduserconveni encestretchingyearstot hedevel opmentoft hefir stexchanges.Suchastateofaffair
s
cannotonl ybeamel ior
at edbutisanecessi tyforthemar kettost artdevelopi
ngandat tai
ningthe"massadopt i
on"that
isbeingadver ti
sedandl audedbyvi rt
ual
lyal lproj
ectsandappl icationsast hepenul t
imategoaloftheindust
r yonthe
globallevel
.

TheLuxur
yWhi
tePaper
Sol
uti
on

Thecr yptomar ketisindireneedofconsol i


dationandi nteroperat
ion.
Theansweri snotonl yinthedevelopmentandbr oaderdeploymentofcross-chai
nsol uti
ons.Theonlytrueresourceof
thecr yptoindustr
yi sit
susers,nott hei
rfunds.Themar ketstandsachanceofat taini
ngglobaladopti
ononlyt hr
ough
projectsthatplacetheirindi
vidualgoalsbeingt hecateringtothedemandsofuser sandprovidi
ngthem wit
haseaml ess
transiti
onfrom theirhabit
ualfinancialenvir
onmentt othedecent r
ali
zedspace.

Whilemostproj
ectsarefocusedoni ndi
vidualelement
softhedecentr
alizedt
radingecosyst
em atl
arge,TheLuxury
proj
ectaimstoconnectallthemostpopul arandmostdemandedservicesandblockchai
nsinanall
-in-oneappl
icat
ion
accessi
blet
hroughasinglei nt
erf
ace.

TheLuxuryprojecti
screati
ngauni versalandcompr ehensi
veTopDApptoaccessal
lthebenefitsoftheblockchai
nwith
aminimum numberofiterat
ions.
Suchanapplicati
onwouldallow i
tsuserst ogai
naccesst oalloftheavai
labl
eandnecessar
yfinanciali
nstrumentsf
or
makingbothsoundinvestmentdecisionsandtracki
ngpor tfol
ioswit
hextensi
vemanagementopti
ons.

TheLuxur yapplicat
ionwouldallow userst
ohaveaccesstoaf ullscopeofser vi
cesavail
abl
eint hetradi
tionalfinanci
al
environment.From creat
ingacryptobankcardorbuyingcryptocurrenci
esdirectlyusi
ngatradi
tionalbankcar d,to
investi
nginanyoft opDeFiprot
ocols,TheLuxur
ypr oj
ectwil
lhaveal lthenecessarytool
sandgat ewaysavailable
throughasingle,convenient
,unclutter
edandwholesomeinterface.

TheLuxur
yWhi
tePaper
Sol
uti
on

Combi ned,thepr oblemsarest umblingbl


ocksforthecr ypt
ocurrencymar ket,displ
ayingahi storyofneglecttowar
ds
inter
operabilit
yanduserconveni encestr
etchi
ngyear stothedevel opmentoft hefir stexchanges.Suchast ateof
affai
rscannotonl ybeamelioratedbutisanecessit
yf orthemar kettostartdevelopingandat t
aini
ngt he"mass
adoption"thati sbeingadverti
sedandl audedbyvirtuall
yallpr
oj ectsandappl i
cationsast hepenultimategoalofthe
industryont hegl oball
evel.

TheLuxur
yWhi
tePaper
Execut
iveSummar
y

TheLuxur
yWhi
tePaper
Execut
iveSummar
y

TheLuxuryisanopen-sourcepr
ojectaimedatdevel
opi
ngasi mpleanduniqueappli
cati
onwi t
hanall-i
ncl
usi
veand
underst
andableuseri
nterf
aceoffer
ingahighdegreeofuserexperi
ence,whichwouldall
ow anyonet
oaccessthewor
ld
ofdecentr
ali
zedappli
cati
onsinoneclick.
Bylever
agingthecapabili
tiesoft hemostmoderntechnologi
esi
nt heareasofencrypti
onandblockchai
naccessibil
ity,
weaimt ocreat
eapr oductinwhi chuserscanconnecttotheent
irecryptocur
rencyecosyst
em usi
ngtheirbankcards
andtheTheLuxurypr oj
ect'sTopDAppmobi l
eappli
cation.
Thebl ockchainmarketisovercrowdedwit
hDeFiprotocolsandotherproj
ects,leadi
ngtoacomplet
elossof
developmentvectors,whichshouldbefocusedonbuildinganecosystem ofreal-
worldmer
chant
sandservi
cest
hat
averageuser scandiscoverusingTheLuxuryTopDApp.
Theappl i
cationwillbeawholesomei nt
erfacethatisi ncl
usivenotonl yoflow-entr
y-t
hreshol
dori
ent edusers,butal
so
affluentaudi ences.TheLuxurywilli
ncludeadedi cat
edsect ionaccessiblethroughasinglecl
ickt
hatpr ovi
desaccessto
luxuryservi
ces,includi
ngbookings,paymentswithcr yptocurr
encies,purchasesofgoodsandservicesinfavourit
e
storesusingt hepl
atform'
snati
veTheLuxur y(TLX)cr yptocurrency,andmuchmor e.
Suchconvenience,int
egrat
ion,i
nteroperati
on,inclusivenessandhighdegreeofusabil
ityposi
tionTheLuxur
yasthefirst
tr
ulywholesomedecent r
ali
zedapplicati
onai medatbecomi ngaglobalaccesspoi
ntforuserstotakeadvant
ageofthe
crypt
ocur
rencyi ndust
ry'
sproductandser viceoff
er i
ngshassle-f
ree.

TheLuxur
yWhi
tePaper
Pr
oductDescr
ipt
ion& Funct
ional
ity

NFT Mar
ket
place
Cr
eat
e,Buy,Sel
lNFTs

Launchpad Lendi
ngandBor
rowi
ng
Rai
sef unds,buildacommuni
ty, Useyourl
iqui
dit
ytoi
ncr
ease
del
ivertechnology yourpr
ofit

Luxandi
a NewsMagazi
ne
Metaver
secoll
ect
ivevi
rtual Yoursourcef
ort
hecr
ypt
oand
shar
edspace li
fest
ylenews

St
aki
ng
Car
dsandSt
abl
eCoi
n
ResearchPlat
for
mforPr
oofof I
nter
nalBanki
ngEcosyst
em
Stakeasset
s

Cr
oss-
Chai
nDEX Char
ityFoundat
ion
DeFii
nnovat
ionscreat
edf
or Usi
ngthepowerofblockchai
nto
tr
adersandret
ailuser
s hel
pal
levi
atepover
ty

Mi
nti
ng
It
'sTimeToBui
ld.Mintyour
Digi
talCr
ypt
oToken

Met
aver
se
Sel
f-sover
eigni dent
ityledgers
ontheMet aver
sebl ockchain

Decent
ral
izedWal
let
A cr
yptowall
etyoumanageand
maintai
nyoursel
f

TheLuxur
yWhi
tePaper
Pr
oductAppl
icat
ions

TheLuxuryTopDAppi
sbeingdevelopedwi
thallofthel
ist
edfunct
ionsincl
udedinoneappl
icat
ion,givi
ngusersaccess
toal
lkindsoftool
sinafew cl
icksandinasi
mpl i
fiedmanner
.Themai nusecasesfort
heapplicat
ionincl
ude:

Developmentofasingl
eapplicati
onthatall
owsuser st
obuyvar
iousdi
git
alasset
susi
ngt
hei
rbankcar
dsand
connecttonumerousDeFipr
ot ocolsi
naf ew cl
icks
Pr
ovi
sionofaccesst
ovar
iousser
vicesi
ntheDeFisect
oronusi
ngt
heTLX nat
ivepl
atf
ormt
oken

Or
gani
zat
ionofassetl
ist
ingandcommuni
tyengagementusi
ngt
heTLX asabasecur
rency

Useoft
heTLX t
okenasameansofpaymentwi
thi
nthenat
iveNFT mar
ket
place

Provi
sionofaccesstohotelbooki
ngf
uncti
ons,conci
ergeandlifest
ylemanagementser
vicesandeasyaccess
tothepurchaseofvari
ousgoodsandser
vicesusingTLX t
okens

I
ncombi nat
ionwit
htheall-
in-onenatur
eoft
heappl
icat
ion'
sint
erf
ace,TheLuxur
ywi
llbeact
ingasagat
ewayf
oral
l
t
ransact
ionswit
hinthecr
ypt omarket
.

Themainf
act
orst
hatsetTheLuxur
yecosyst
em apar
tfr
om anal
ogousser
vicesi
nter
msofcompet
iti
veadvant
agesar
e
thef
oll
owi
ng:

Automationandsimpli
ficat
ionofmostDeFiprocessest
hrought
heuseofasi
ngl
eint
erf
aceconnect
ingvar
ious
protocol
swithexhausti
vei
nstr
uct
ionsandsimpleonboardi
ng
Givenitsincl
usivenessandwholesomenature,TheLuxur
ycanbecomet heleadi
ngmult
i-chai
nwal
letandDeFi
gateway,designedtoseamlessl
yconnectuserstotheworldofdi
git
alasset
si nasaf
eandsecuremanner
Theavail
abili
tyofanext
ensi
vepr
opr
iet
aryecosyst
em wi
thaccesst
oDeFiwi
thcompoundi
ngandr
einvest
ment
oppor
tuniti
es
Thefactthatitisthefirstcompl
exCross-
Chai
nDAppoperati
ngwi t
hinseveralnet
wor
kssi
mul
taneousl
y,gi
ving
user
st heabil
itytotransf
erli
qui
dit
ybetweenDeFipr
oduct
sthroughallecosyst
em

Combined,t
heseadvant
agesmakeTheLuxur
yuniqueint
ermsofbothtechni
calimpl
ement at
ionandi
ncl
usi
venessof
themainfunct
ionsandser
vicest
hatuser
sareseeki
ngwhenaccessi
ngthecrypt
omar ket
.

TheLuxur
yWhi
tePaper
Pl
atf
orm Economi
cs

Themonetizati
onmodelofTheLuxurypr
ojectent
ai l
stheuseoftheTLX t
okenast hemainval
uecar
rierandmeansof
paymentforthefunct
ionsandf
eatur
esoftheplatform.Amongthemonetizat
ioni
nstrument
sofTheLuxuryappl
icat
ion
arethefol
lowing:

Accesst
opai
dser
vicesbasedont
heTLX t
oken

Useoft
heBuy-
Backmechani
sm

DeFimar
ketr
esear
chandvot
ingf
ort
oppl
acement

NFT Mar
ket
place

Li
sti
ngCommuni
tyBat
tles

I
nit
ialWal
letOf
fer
ing

Li
qui
dit
yTr
ansf
er

Li
qui
dit
yMi
nti
ng

St
aki
ng& Lendi
ng

DeFii
nvest
mentoppor
tuni
tieswi
llal
sobepr esent
edaspartoftheproj
ect
'seconomi
cmodel
.Hol
der
soft
heTLX t
oken
wil
lbeabletot
akeadvant
ageofstakingser
vicesatat
tract
iver
atesasfol
lows:

TLX St
aki
ng +50% APY TLX |USDT Li
qui
dit
y 200% APY TheLuxur
yDeFi 130% APY

Fl
exibleandcompl exear
ning
Provi
deTLX andUSDT
St
akeTLX andear
nst
abl
eAPY protocolbasedontopDEX
andear
n+40% APY
Ecosyst
em
Mi
n.St
ake100TLX Mi
n.Deposi
t100TLX |100USDT Mi
n.Deposi
t1500USDT

TheLuxur
yWhi
tePaper
Roadmap

TheLuxur
yWhi
tePaper
Mar
ket
ingModel

TheLuxur
yWhi
tePaper
TokenMet
rics

TheLuxur
yWhi
tePaper
TLC Nat
iveCoi
n

TheLuxur
yWhi
tePaper
TheLuxur
y|TLX

TheLuxur
yWhi
tePaper
LUSSO |LSO

TheLuxur
yWhi
tePaper
Par
tner
shi
p

TheLuxurywillonlyengageinpar t
nershipswi t
hr eputablefirmsand
servi
celeader
st osupportourofferi
ng.I tsl
eader shipt eam hast
her e-
lat
ionshi
psandnet worktomaket hishappen.Thepar tnermanagement
wil
l,i
nmostcases,bebasedonbi later
alagr eement s,ensur i
ngastable
andlong-t
erm compet i
tiveadvant age

TheLuxur
yWhi
tePaper
Thankyou!

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