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Introduction to International

Investors Mortgage, LLC


A Mortgage & Loan Offering
Designed for International Investors

International Investors Mortgage, LLC (IIM) was founded by bringing together professionals from the immigration,
investment, and mortgage industries. Our founders realized that there was a lack of access to quality credit solutions
in the US for new immigrants and foreign nationals.
Due to their lack of sufficient credit history, assets, or income in the US, a large percentage of international investors
and foreign nationals are underserved by traditional lenders in the US, despite having solid credit histories in their
home countries.
International investors and foreign nationals in the US need a champion to understand their needs and provide
solutions to access US credit and financing options.

Challenges International Investors Face When


Buying Property in the US
• Substantial down payment requirement because of
insufficient US credit history
• Foreign exchange and/or capital controls in their
home country
• Limited liquidity in the United States
Why International Investors Mortgage

IIM has partnered with the best in the industry to provide an


end to end solution that is personalized for each client.
Best-in-class terms:
Salient Features:
1 Fully transparent fee
• Understanding property choices in the US - primary residence
1 All-in interest rates and fees instead of
for self-use, vacation homes, rental income properties, or
multiple charges and hidden fees
commercial real estate options
• Access to a countrywide network of brokerage services 1 Closing costs and origination fees can be
and leading real estate agents to identify the right property, included in the loan value itself
obtain investment advice, and arrange viewing options
1 Clear explanation of the underwriting
• Capital providers that understand foreign investor needs for
process with the rationale behind proposed
financing options
down payment requirement and interest
• Consultation & support to complete all of the documentation rates offered
including finding the most beneficial structure whether in
the name of an individual, multiple family members, a trust 1 Built in flexibility for early loan repayments
or an LLC
1 Refinancing opportunities at lower interest
rates

Specially Designed for EB-5 Investors:


Unlocking additional value for EB-5 investors:
leverage the value of an EB-5 investment
long before it’s returned by the EB-5 projects,
without any impact to the EB-5 petition
processing.
How it Works

Investor identifies the property they want to invest in

Investor works with International Investors Mortgage, LLC for


mortgage & loan processing

Our partners process loans of up to $20,000,000. Investor makes


a down payment of as little as 20-30% (varies case to case)

The Mortgage is collateralized by the property itself (as with a


traditional mortgage) and / or by the EB-5 investment

Investor purchases the property

Investor services the loan and pays the monthly installments

The investor can choose to refinance the property or continue


with the loan depending on the terms and conditions of each loan
Our Solutions

• We are trusted partners for foreign nationals to access quality loans for the purchase or refinancing
of US property.
• International Investors Mortgage has partnerships with companies that can help you each step of the
way: whether you are evaluating property choices, purchasing a property, or setting up management
of a rental property.
• The goal is to remove the stress from the buying process and make the US property ownership
experience for investors as delightful and gratifying as it should be.

EB-5 Investment Backed Loans — Rental Property Loans — from


Up to 50% of the EB-5 Investment $100,000 to $20 million

Owner Occupied Home Loans — Refinance of Already Purchased Property


from $200,000 to $20 million by Foreign Nationals — Any Value
EB-5 Backed Loans
International Investors Mortgage was founded by bringing together professionals from the EB-5 and
mortgage industries. The company understands the pain points that new immigrants face in their
transition to the US including foreign exchange controls in their home country, capital locked in EB-5
investments and the need for liquid capital in the US.

Unlocking Value for the EB-5 Investors


Most US lenders don’t know what an EB-5 investment is, nor do they have the ability to obtain foreign
credit reports when underwriting. International Investors Mortgage allows investors who do not have
sufficient US credit history to access credit options. International Investors Mortgage leverages the value
of an EB-5 investment long before it’s returned by the EB-5 project to offer loans for property or other
personal investments. By understanding the core concerns of EB-5 investors, IIM has created a solution
for quality credit without any negative impact on the EB-5 petition.
Contact us to learn more: sales@intlmortgage.com

www.intlmortgage.com

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