IV. REGISTRATION REQUIREMENTS 3.

Tax Identification Number (TIN)

Bureau of Internal Revenue (BIR)
1. Business Name Registration National Office, Agham Road, Diliman
Department of Trade and Industry (DTI) Quezon City
DTI Provincial Office where the business is Tel. Nos.: (632) 929.7676 / 927.2511
located Email: contact_us@cctr.bir.gov.ph
Website: www.bnrs.dti.gov.ph Website: www.bir.gov.ph
Validity: 5 years
4. Food and Drugs Administration (FDA)
a. Area 1 Office (Manila, Pasay, Makati) Civic Drive, Filinvest Corporate Center, Alabang
Mezzanine Floor, Roxas Strip Bldg., Muntinlupa City
Roxas Blvd., corner Tel. No. (632) 842.5606
Arnaiz Avenue, Pasay City Fax No. (632) 807.8275
Tel. No.: (632) 659.4203 / Fax No. 804.0307 Website: www.fda.gov.ph
Email: emma_asusano@hotmail.com

b. Area 2 Office (Las Piñas, Parañaque, Pasig, V. FINANCING

Muntinlupa)
2/F Atrium of Makati Bldg., Makati Ave., corner 1. People’s Credit and Finance Corporation (PCFC)
Paseo de Roxas St., Makati City 2/F Accelerando Building
Tel. No.: (632) 864.0847 / Fax No. 864.0829 395 Sen. Gil Puyat Avenue, Makati City
Email: dtincr2@gmail.com Tel. Nos.: (632) 897.8521 / 752.3745
Fax Nos.: (632) 896.1610 / 325.0449
c. Area 3 Office (Mandaluyong, Quezon City, Email: info@pcfc.ph
Marikina, San Juan)
G/F Highway 54 Plaza, EDSA
Mandaluyong City VI. TECHNICAL ASSISTANCE
(across SM Megamall)
Telefax. No.: (632) 706.1767 / 706.1703 1. Technology Resource Center (TRC)
Email: dtincr3@info.com.ph 2/F, Jacinta II Building
EDSA, Guadalupe, Makati City
d. Area 4 Office (Caloocan, Malabon, Navotas, Trunkline Nos.: (632)822.9712 /
Valenzuela) 822.5087/822.5418 loc. 201/203
5/F Araneta Square Mall, Bonifacio Website: www.trc.dost.gov.ph
Monumento Circle,
Rizal Avenue, Ext. Cor. Samson Rd.,
Caloocan City
Tel. No.: (632) 332.0829 / Fax No. 322.0854
Email: emd@dtincr.ph / dtincr4@info.com.ph

For businesses located outside Metro Manila,

you can register your business at the DTI
Provincial Office where the business is located
or log on to www.bnrs.dti.gov.ph for online
registration

2. Mayor’s Permit
Municipality or city where the business is located BUREAU OF MICRO, SMALL AND MEDIUM
Validity: 1 year ENTERPRISE DEVELOPMENT (BMSMED)

Printed July 2012

5/F, Trade and Industry Building
361 Sen. Gil J. Puyat Ave. Makati City
Tel. Nos.: (02) 897.1693 / 897.7596 / 890.4968
Fax No.: (02) 896.7916  Email: bmsmed@dti.gov.ph
www.dti.gov.ph
Starting a Business

Vinegar is used in various cooking and food preparation. 6. After 1 week, stir the mixture in each jar with a clean Indirect Cost
It is also used as preservative and food dips. This is sold ladle for at least 5 minutes daily. Do this for 1 week.
Particulars Cost
in the local and export markets. Make sure to cover the jars after stirring.
7. Let the mixture in each jar stand undisturbed for Electricity (100 kwh/month @ Php 6.33/ 21.10
I. ESTIMATED INVESTMENT COST* another 2 weeks. After then, the vinegar should be kwh divided by 30 days)
ready. Transportation 100.00
Production Cost/Capital Outlay Caution: Processing implements* (plastic pails, 195.83
y Do not use plastic containers for fermenting vinegar as earthen jars)
this will affect the quality of the product. *Applied cost/month (Php 2,350 divided by
Particulars Cost 12 months)
y Do not expose the earthen jars to direct sunlight during
Materials
fermentation. Total Estimated Indirect Cost P 316.93
Sliced banana saba peeling (150 cups) 0.00
8. Strain the mixture with a clean cheesecloth to separate the
Brown sugar (8 kgs. @ P34/kg) 272.00
saba peeling from the vinegar.
Soap (powder, 1 box) 45.00 9. Store the vinegar in clean plastic pails for further Production Cost
Water 8.45 fermentation.
Sub-total P325.45 10. Set aside the fermented saba peeling for later use as Particulars Cost
organic fertilizer through composting. Total Estimated Direct Cost P1,206.45
Tools/Equipments 11. Boil the strained vinegar for 10 minutes. Allow to cool. Add: Total Estimated Indirect Cost 316.93
Plastic carbouys, 50 pcs. (1 gal. @ P8/pc.) 400.00 Estimated Production Cost P1,523.38
12. Pour the vinegar into clean carbouys (galunan) through
Cheesecloth (katsa) 5 pcs. @ P15/pc. 75.00 funnel filtered with cotton.
Cotton (1/2 kg.) 25.00 13. Cap the carbouys tightly and prepare for marketing. B. Product Pricing
Kerosene gas (2 liters @ P48/liter) 96.00
14. Clean the earthen jars in preparation for the next batch
Plastic pails, 2 pcs. (5-gal. @ P175/pc.) 350.00 fermentation. Total Estimated Production Cost P1,523.38
Earthen jars, 10 pcs. (5-gal. @ P200/jar) 2,000.00 Source: Department of Environment and Natural Resources Add: 30% mark up 457.01
Sub-total P2,946.00 Total P1,980.39
“Sustainable Livelihood Options for the Philippines”
Labor cost 285.00 Estimated Selling Price/gallon (Total P42.14
Electricity 21.10 production cost + 30% mark up divided
III. ESTIMATED COSTING AND PRICING
Transportation 100.00 by 47 gallons)
A. Product Costing
Estimated Total Investment Cost P3,677.55 Market Price/gallon P75.00
*Based on February 2009 NCR prices. Direct Cost or more

Particulars Cost Assumption: Production recovery =95% or 47 gallons

II. PROCEDURE
1. Wash the saba peeling to remove dirt. Drain and cut
into pieces approximately ½” x ½”.
2. Measure the following ingredients and place them
equally in each of the 10 earthen jars:
y 15 cups sliced banana saba peeling
y 5 cups brown sugar dissolved in 2.5 liters water
y 5 teaspoons baker’s yeast (optional)
3. Fill the earthen jars with clean water to at least 1 inch
from the rim.
4. Cover each jar with a piece of cheesecloth, securing
it with a plastic twine.
5. Let the mixture stand undisturbed for 1 week.
Materials:
(banana peeling, sugar, plastic car-
bouys, cheesecloth, cotton, soap)
Kerosene gas
Water (11 cu.m/month @ Ph3.05/cu.m
divided by 30 days)
Labor cost (Php 47.50/hr. x 2 hrs./day x
3 days (based on Php 380 daily
wage rate in NCR)
Total Estimated Direct Cost
P 817.00 output from 50 gallons input. The producer may opt
to sell vinegar in bottles of varied size. The higher the
mark up, the higher the profit margin.
96.00
8.45 Ecological implications:
This livelihood lessens waste generation in the
285.00 community inasmuch as saba peeling are recycled to
produce vinegar. Fermented saba peeling can be
composted to make organic fertilizers. Thus, it does
not only help in solving the waste disposal problem
P 1,206.45
but also provides supplement income.
Laws and restrictions:
The product must be submitted to the Bureau of
Food and Drugs (BFAD) for approval to ensure safe
human consumption. For commercial vinegar
production, there is a need to secure business
permits from concerned government agencies.