Answer Sheet Gen Math Mod 9

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REGION 1

SCHOOLS DIVISION OF LA UNION


CABA NATIONAL HIGH SCHOOL
LAS – UD, CABA, LA UNION

SECOND QUARTER
School Year 2021 – 2022
GENERAL MATHEMATICS
ACTIVITY SHEET WEEK 1
Shyla Mae B. Picazo
NAME: _______________________________________ 11-21-21
DATE: ________________________
11-Jupiter
GRADE AND SECTION: __________________________ MODULE NO: _________9__________
Abelaine Joy Abaquita
TEACHER: ___________________________________ PARENT’S SIGNATURE: ___________

PRETEST
1.B 6.D 11.D
2.A 7.A 12.B
3.B 8.A 13.B
4.A 9.A 14.B
5.D 10.D 15.C

EXPLORE
ACTIVITY 1

ACTIVITY 2
Similarities: The similarities of simple and compound interest are that they will grow
your money overtime.

Differences: The simple interest is only paid on principal and remains constant
throughout the investment term while in compound interest is paid on the principal plus all
of the interest that has previously been earned and then the interest grows every year.

ACTIVITY 3
1. Find the simple interest on a loan of ₱ 95 000 if the loan is given at a rate
of 15% and is due in 3 years.

Given:
P= 95,000
r=15%--0.15
t=3
Find: simple interest
Formula: 𝑰𝒔 = 𝑷𝒓𝒕
Solution:
𝑰𝒔 = 𝑷𝒓𝒕
𝑰𝒔 = (𝟗𝟓, 𝟎𝟎𝟎)(𝟎. 𝟏𝟓)(𝟑)
𝑰𝒔 = 𝟒𝟐, 𝟕𝟓𝟎
Answer:
The simple interest earned is ₱42,750

2. Find the future value and the compound interest if ₱ 50 000 is


compounded annually at an interest rate of 2 % in 5 years.

Given:
P=50,000
r=2%--0.02
t=5
Find: a. future value
b. compound interest
Formula: a. 𝑭 = 𝑷(𝟏 + 𝒓)𝒕
b. 𝑰𝒄 = 𝑭 − 𝑷
Solution:
a. 𝑭 = 𝑷(𝟏 + 𝒓)𝒕
𝑭 = 𝟓𝟎, 𝟎𝟎𝟎(𝟏 + 𝟎. 𝟎𝟐)𝟓
𝑭 = 𝟓𝟎, 𝟎𝟎𝟎(𝟏. 𝟎𝟐)𝟓
𝑭 = 𝟓𝟎, 𝟎𝟎𝟎(𝟏. 𝟏𝟎𝟒𝟏)
𝑭 = 𝟓𝟓, 𝟐𝟎𝟓

b. 𝑰𝒄 = 𝑭 − 𝑷
𝑰𝒄 = 𝟓𝟓, 𝟐𝟎𝟓 − 𝟓𝟎, 𝟎𝟎𝟎
𝑰𝒄 = 𝟓, 𝟐𝟎𝟓
Answer:
The amount after 5 years if the interest is compounded annually is ₱55,205;
therefore, the compound interest earned is ₱5,205

3. Peter borrowed ₱ 100 000 at 8% compounded annually. How much will


be he paying after 2 years?

Given:
P=100,000
r=8%--0.08
t=2
Find: future value
Formula: 𝑭 = 𝑷(𝟏 + 𝒓)𝒕
Solution:
𝑭 = 𝑷(𝟏 + 𝒓)𝒕
𝑭 = 𝟏𝟎𝟎, 𝟎𝟎𝟎(𝟏 + 𝟎. 𝟎𝟖)𝟐
𝑭 = 𝟏𝟎𝟎, 𝟎𝟎𝟎(𝟏. 𝟎𝟖)𝟐
𝑭 = 𝟏𝟎𝟎, 𝟎𝟎𝟎(𝟏. 𝟏𝟔𝟔𝟒)
𝑭 = 𝟏𝟏𝟔, 𝟔𝟒𝟎
Answer:
Therefore, ₱116,640 will be he paying after 2 years or the future value.

4. The simple interest of an investment is ₱ 4 500. Find the present value if


the interest rate is 5% annually for 5 years.

Given:
I=4,500
r=5%--0.05
t=5
Find: present value
𝑰
Formula: 𝑷 = 𝒓𝒕
Solution:
𝑰
𝑷 = 𝒓𝒕
𝟒,𝟓𝟎𝟎
𝑷 = (𝟎.𝟎𝟓)(𝟓)
𝟒,𝟓𝟎𝟎
𝑷 = 𝟎.𝟐𝟓
𝑷 = 𝟏𝟖, 𝟎𝟎𝟎
Answer:
Therefore, the present value is ₱18,000 if the interest rate is 5% annually for 5 years.

5. Lorna will receive ₱ 21 500 from her investment after 10 years at 12%
compounded annually. Find the present value.

Given:
F=21,500
r=12%--0.12
t=10
Find: present value
𝑭
Formula: 𝑷 = (𝟏+𝒓)𝒕
Solution:
𝑭
𝑷 = (𝟏+𝒓)𝒕
𝟐𝟏,𝟓𝟎𝟎
𝑷 = (𝟏+𝟎.𝟏𝟐)𝟏𝟎
𝟐𝟏,𝟓𝟎𝟎
𝑷 = (𝟏.𝟏𝟐)𝟏𝟎
𝟐𝟏,𝟓𝟎𝟎
𝑷 = 𝟑.𝟏𝟎𝟓𝟖
𝑷 = 𝟔, 𝟗𝟐𝟐. 𝟓𝟑
Answer:
Therefore, the present value is ₱6,922.53 if the interest rate is 12% compounded
annually for 10 years.
DEEPEN (PERFORMANCE TASK)
Activity 1: Show Me Your Interest

Make an explanation
This is an employee’s payslip receipt as an example of simple interest. I
choose this because it indicates in the receipt that the monthly salary of the
employee and the contribution in the government like SSS, PhilHealth and
PAG-IBIG is deducted in monthly basis to the total salary of the employee and
all the deduction in the receipt is shared by the employer and the employee.

Activity 2: What Do You Think?


Leah wants to invest for an educational plan for her kids. Company A
offers an educational plan with a rate of 5.3% simple interest, while Company
B offers the same plan with a rate of 5% compounded annually. Which
company will give more compensation for a payment of ₱30 000 invested for 5
years.
(For critical thinking skills, I will prepare the computation of each plan offered by
the company so that if I am Leah, I can be able to decide correctly.)

Company A

Given:
P=30,000
r=5.3%--0.053
t=5
Find: a. simple interest
b. future value
Formula: a. 𝑰𝒔 = 𝑷𝒓𝒕
b. 𝑭 = 𝑷 + 𝑰𝒔
Solution:
a. 𝑰𝒔 = 𝑷𝒓𝒕
𝑰𝒔 = (𝟑𝟎, 𝟎𝟎𝟎)(𝟎. 𝟎𝟓𝟑)(𝟓)
𝑰𝒔 = 𝟕, 𝟗𝟓𝟎
b. 𝑭 = 𝑷 + 𝑰𝒔
𝑭 = 𝟑𝟎, 𝟎𝟎𝟎 + 𝟕, 𝟗𝟓𝟎
𝑭 = 𝟑𝟕, 𝟗𝟓𝟎
Answer:
The simple interest is ₱7,950 while the future value is ₱37,950.

Company B

Given:
P=30,000
r=5%--0.05
t=5
Find: a. future value
b. compound interest
Formula: a. 𝑭 = 𝑷(𝟏 + 𝒓)𝒕
b. 𝑰𝒄 = 𝑭 − 𝑷
Solution:
a. 𝑭 = 𝑷(𝟏 + 𝒓)𝒕
𝑭 = 𝟑𝟎, 𝟎𝟎𝟎(𝟏 + 𝟎. 𝟎𝟓)𝟓
𝑭 = 𝟑𝟎, 𝟎𝟎𝟎(𝟏. 𝟎𝟓)𝟓
𝑭 = 𝟑𝟎, 𝟎𝟎𝟎(𝟏. 𝟐𝟕𝟔𝟑)
𝑭 = 𝟑𝟖, 𝟐𝟖𝟗

b. 𝑰𝒄 = 𝑭 − 𝑷
𝑰𝒄 = 𝟑𝟖, 𝟐𝟖𝟗 − 𝟑𝟎, 𝟎𝟎𝟎
𝑰𝒄 = 𝟖, 𝟐𝟖𝟗
Answer:
The future value is ₱38,289 while the compound interest is ₱8,289.

(Now that I finish my computation on each plan offered by the two companies, I have
decided which one should I choose.)

I will choose Company B because based on my computation, Company


B will give more compensation for a payment of ₱30,000 invested for 5 years
than the Company A.

To prove more my answer, compound interest is paid on the principal


plus all of the interest that has previously been earned and it grows every
year or add ups greater over time unlike the simple interest it just remains
constant throughout the investment term. That’s why the best choice is
Company B.
GAUGE
1.C 6.A 11.D
2.D 7.A 12.B
3.B 8.A 13.B
4.A 9.A 14.B
5.C 10.D 15.C

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