Common size analysis

EQUITY

Horizontal

31st Dec 31st Dec 31st Dec 31st Dec 31st Dec
2014 2015 2016 2017 2018
0.7635272 0.8313426 130.78644 235.13735
Cash 100 67 49 16 99
Loans and advances to 0.1260178 0.1242319 138.78056
customers(net) 100 67 06 130.31289 06

Vertical

31st Dec 31st Dec 31st Dec 31st Dec 31st Dec
2014 2015 2016 2017 2018
2.4495813 15.055295 14.812766 2.1048299 3.4613612
Cash 93 73 38 35 75
Loans and advances to 62.155555 63.049978 56.166497 53.214470 51.837256
customers(net) 93 74 44 47 81

KCB

Horizontal

2014 2015 2016 2017 2018

Cash 100 95.4666 79.65431 70.96959 70.11175
Kenya Government and other securities
due for helding purposes 100 99.74279 105.424 112.9005 123.5313
Loans and advances to customers(net) 100 121.933 135.9516 148.9707 160.6699
Property and equipment 100 102.1498 106.0534 118.2847 124.5418

Vertical

2014 2015 2016 2017 2018

Cash 14.5733 12.2236 9.56252 7.84235 7.013872
7 2 9 5
Kenya Government and other securities due 19.8226 17.3712 17.2149 16.9696 16.80916
for helding purposes 5 7
Loans and advances to customers(net) 57.8655 61.9911 64.8049 65.3635 63.82076
9 7 5 3
Property and equipment 1.80243 1.61764 1.57465 1.61659 1.540921
9 9 5

Trend analysis

Horizontal

250

200

150
Cash Equity
Cash KCB
100

50

0
1 2 3 4 5

180

160

140

120

100 Loans and advances to cus-

tomers(net) Equity
80 Loans and advances to cus-
tomers(net) KCB
60

40

20

0
1 2 3 4 5

Vertical
 16

14

12

10

8 Cash Equity
Cash KCB
6

0
1 2 3 4 5

70

60

50

40 Loans and advances to cus-

tomers(net) Equity
30 Loans and advances to cus-
tomers(net) KCB
20

10

0
1 2 3 4 5

Financial distress analysis

Z Altman model

The value of this score was not computed due to missing data. The Market value of equity is
missing. The market value of Equity is the total dollar value of a company's equity and is also
known as market capitalization. This measure of a company's value is calculated by multiplying
the current stock price by the total number of outstanding shares.