BLG - Part IV- Disbursement II Module Answer Key

-By Venkatesh R. Zawar

1. What is the abbreviation for RBC?
 Rural Business Credit
2. NDC for RBC limit setup will be done by which team?
 Vendor
3. What is the abbreviation for DRO
 Decentralised Retail Operations group
4. Following which product is Unsecured Product ?
 Mudra OD
5. Can we accept any alterations made in SPDC?
 No
6. What is the maximum tenure for limit setup?
 1 year
7. Which annexures are required to be attached in instance id for cross collateral cases of RBC with Home loan?
 Annexure A-10 & A-11
8. Currently how much % of GST is collected on PF amount?
 0.18
9. PDC numbers will be mentioned on which of the following documents?
 PDC declaration by borrower and gurrantor
10. NOC from the other bank is received in which stage of limit setup in BT cases ?
 BT 2nd tranche
11. Availability of _________ needs to be checked for Ishield cases?
 CDF forms
12. If the case is sanctioned in colors platform, then visit report is required.
 False
13. Minimum how many SPDC can be obtained on the borrower name?
 2
14. Copy of Partnership deed certified by all partners is to be obtained in case of Partnership firm?
 True
15. TSR (Title search Report) is accompanied with search receipt from ________
 Empaneled lawyer
16. Minimum how many years search report has to be obtained for disbursement?
 13 Years
17. Is LOD (List of document) mandatory for every case?
 No
18. Incase of signature in Vernacular language// illiterate/ blind, which of the below is required?
 None of the above
19. Legal opinion,valuation report & search report should not be more than ______ old from date of NDC.
 4 months
20. Fitment date should be dated prior to date of MOE
 True
21. In balance transfer cases where we receive the property upfront, MOE will be provided in________?
 1st tranche
22. In balance transfer cases where we receive the property after closing the account in other bank, FITMENT certificate
will be provided in _______?
 2nd tranche
23. After completing the BT process from other bank, we will receive _________ from other bank.
 NOC/NDC/Closure letter
24. For cross collateral cases of LAP+MOD Combo , property documents will be required for NDC during the OD limit
disbursement?
 False
25. ___________ letter is required,If customer opts for 2 in 1 combo A/c .
 One pager account opening request
26. LAD from Guarantor & borrower is applicable for which type of request.
 Renewal & Enhancement
27. CERSAI is related to
 Property
28. Which team set the limit & collect the charges ?
 Agri OD
29. Screening/Sampling of KYC is mandatory for disbursing the case.
 True
30. For which cases, repayment schedule is mandatory
 Dropline Overdraft