Financial Aid Reflection

1. Federal Financial Aid- What are the different types of federal financial aid available to
students? How do you apply for federal financial aid? What benefits do students receive
from this type of financial aid?

Answer: The different types of financial aid available to students are grants, scholars,
work study funds, State loans, Tuition assistance, private student loans or private
scholarships, help from family and friends, etc. To apply for financial aid you must get
prepared and gather all the documents required, complete the FAFSA form as early as
possible to have a higher chance of getting your aid, then you review your student Aid
support and make corrections if necessary, respond to aid offer and accept the one you
want, get your aid from your school, and lastly, you have to have to reapply again for the
next year. The benefits that students from federal financial aid receive are covered
expenses for tuition and fees, room and board, books and supplies, and transportation.
Aid can also help pay similar costs such as laptops and dependent care.

2. State Financial Aid- What are the different types of state aid available to students?
How do you apply for state financial aid? What benefits do students receive from this
type of financial aid?

Answer: The different types of state aids available to students are grants, scholarships,
Work-study funds, state loans, tuition assistance, etc. Some examples of state aid are
Cal Grant and the New York State tuition assistance program (TAP). To apply for state
financial aid you must choose the program for your state, meet all the requirements,
complete the form, and review your state aid. There are many benefits to state aid
programs, for example, Cal Grant funds to help you pay for tuition, student fees, and
other educational costs.

3. School Specific Financial Aid- Which schools did you research? Describe one grant
or scholarship that is offered at each school. What benefits do students receive from
this type of financial aid?

Answer: The schools that I researched are Pomona College, University of California,
and California State University. A scholarship offered at Pomona College is merit-based
scholarship, In University of California merit-scholarships are offered and in California
State university Gregson Bautzer Scholarship is offered.
4. Private Scholarships- Describe two scholarships that you found interesting during
your research. What are the benefits of using this type of aid to fund your education?

Answer: Some private scholarships I found very interesting are the Coca-Cola Scholars
Program and Elks National Foundation. The benefits that Elks National Foundation
scholarships give is a 4 year scholarship to 500 high school seniors based on
academics, leadership and financial need. The majority receives $4000 each and a few
finalists receive 50,000 total. The benefits that the Coca-Cola Scholars programs give is
awarding 150 students based on their academic merits, leadership skills and service,
etc $20,000.

5. Military Financial Aid- Do you or your family plan to or have served in the military? If
so, describe at least one military financial aid program that is available to you? What
benefits do students receive from this type of financial aid?

Answer: All service members are eligible for federal student aid. This includes people
on active duty, in the reserves, veterans, retirees, and those enrolled in other military
programs. The Federal Pell Grant is available to student veterans. The grant grants up
to $6,495 for the 2021-2022 school year, with amounts varying depending on estimated
family contribution, cost of attendance, and enrollment status.

6. Personal Financial Aid Plan- After reviewing the different types of financial aid
available to students, what plan do you have for covering the costs of post-secondary
education? Write a paragraph that summarizes the total cost you expect to pay for
post-secondary education, the sources of aid you plan to use to cover these costs, and
when and how you plan to apply for each program. You may also need to consider
alternate sources of income such as a college fund or savings plan that has already
been set aside.

Answer: What I intend to do after post-secondary education is to work a job and earn
the sufficient money to live on my own since I'm not planning on staying in San Diego.
I'm planning on having a roommate so I don’t think rent will be that big of an issue. I'm
going to a community college so it will be free but there are other expenses that I will
pay for with the money I earn from my job.