c
 


Few men in history have made as dramatic a contribution to their country·s economic
fortunes as did the founder of Reliance, Shri. Dhirubhai H Ambani. Fewer still have left
behind a legacy that is more enduring and timeless.

As with all great pioneers, there is more than one unique way of describing the true genius
of Dhirubhai: The corporate visionary, the unmatched strategist, the proud patriot, the
leader of men, the architect of India·s capital markets, the champion of shareholder
interest.

But the role Dhirubhai cherished most was perhaps that of India·s greatest wealth
creator. In one lifetime, he built, starting from the proverbial scratch, India·s largest
private sector enterprise.

When Dhirubhai embarked on his first business venture, he had a seed capital of barely
US$ 300 (around `14,000). Over the next three and a half decades, he converted this
fledgling enterprise into a ` 60,000 crore colossus³an achievement which earned Reliance
a place on the global Fortune 500 list, the first ever Indian private company to do so.

Dhirubhai is widely regarded as the father of India·s capital markets. In 1977, when
Reliance Textile Industries Limited first went public, the Indian stock market was a place
patronised by a small club of elite investors which dabbled in a handful of stocks.

Undaunted, Dhirubhai managed to convince a large number of first-time retail investors to

participate in the unfolding Reliance story and put their hard-earned money in the Reliance
Textile IPO, promising them, in exchange for their trust, substantial return on their
investments. It was to be the start of one of great stories of mutual respect and
reciprocal gain in the Indian markets.

Under Dhirubhai·s extraordinary vision and leadership, Reliance scripted one of the
greatest growth stories in corporate history anywhere in the world, and went on to become
India·s largest private sector enterprise.

Throughout this amazing journey, Dhirubhai always kept the interests of the ordinary
shareholder uppermost in mind, in the process making millionaires out of many of the initial
investors in the Reliance stock, and creating one of the world·s largest shareholder
families.
s



Vision

Empowering everyone live their dreams.

Mission

Create unmatched value for everyone through dependable, effective, transparent and
profitable life insurance and pension plans.

Our Goal

Reliance Life Insurance would strive hard to achieve the 3 goals mentioned below:

Emerge as transnational Life Insurer of global scale and standard

Create best value for Customers, Shareholders and all Stake holders

Achieve impeccable reputation and credentials through best business practices

  


üÊ3rd largest private player in a span of just 4 years, moved from 11th position to 3rd
üÊAmongst the fastest growing Companies for 4 years in a row
üÊContinuous increase in market share over 4 years; from 1.9% in 2005-06 to 10.26%
in 2009 -10
üÊRLIC has achieved a growth rate of 21% while the private industry has grown at
13%
üÊFastest to reach the 5 million policy mark
üÊLargest private insurer in terms of policy count in 2009-10
üÊ1145 branches 1,95,000 Advisors and over 16,000 employees
üÊRLIC continues to be amongst the foremost Life Insurance companies in India to
be certified ISO 9001:2000 for all the processes.
 üÊAwarded the Jamnalal Bajaj Uchit Vyavahar Puraskar 2007- Certificate of Merit
in the Financial Services category by Council for Fair Business Practices (CFBP).
üÊThe Company has also won the DL Shah Quality Council of India Commendation
Award in the services category in feb 2008 for its work on promoting 'self help
channels for service'

±

 
BOARD OF DIRECTORS

Satya Pal Talwar, Independent Director

Satya Pal is an Independent Director of Reliance Life Insurance Company Limited.
He holds an experience of more than 35 years in operations and policy formulation.
Through his distinguished service in the financial industry, Satya Pal has served as
the ¶Chairman and Managing Director· of renowned organisations such as Bank of
Baroda, Union Bank of India and Oriental Bank of Commerce. His in-depth
knowledge of the sector has seen him rise quickly into pivotal positions at advisory
and board levels in Indian and as well Global organisations such as SEBI, IDBI and
MasterCard International. He has also held the coveted position of Deputy
Governor of RBI from 1994 to 2001.Satya Pal holds a degree in Law. He is a
Certified Associate of the Indian Institute of Bankers and a member of the Indian
Council of Arbitration.

Rajendra Chitale, Independent Director

Rajendra is an independent Director at Reliance Life Insurance Company Limited.
Rajendra is the Managing Partner of M/s. M.P. Chitale & Associates, India·s leading
financial boutique specialist with converging expertise in financial structuring, legal,
tax and regulatory advice.Government of Maharashtra. Rajendra serves as
independent director on the boards of the National Securities Clearing Corporation
Limited, Asset Reconstruction Company (India) Limited, Reliance Capital Limited,
Ambuja Cements Limited, Hinduja Global Solutions Limited, Hinduja Ventures
Limited, Ishaan Real Estate Plc, Reliance General Insurance Company Ltd. He is a
member of the Insurance Advisory Committee of the IRDA and the Advisory
Committee on Regulations, Competition Commission of India. He has served on the
board of LIC, UTI, NSE, SIDBI, and has served as a member of Takeover Panel of
 SEBI, the Company Law Advisory Committee, Government of India, the Investor
Education and Protection Fund, Government of India, and the Maharashtra Board
for Restructuring of State Enterprises, Rajendra is an eminent Chartered
Accountant and law graduate.

Soumen Ghosh, Non Executive Director

Soumen is currently the Group President of Reliance Capital Limited and Non ²
Executive Director of Reliance Life Insurance Company Limited. Soumen has an
experience of around 22 years in the areas of General Insurance and Life
Insurance in India and abroad. Soumen was previously responsible for the overall
Allianz operations in India and Middle East. Soumen worked as the Chief Executive
Officer of Bajaj Allianz Life Insurance Company and Country Manager, Bajaj
Allianz, India. At Bajaj Allianz Life Insurance Company, Sam was attributed with
bringing new strategic initiatives on distribution and at the same time launching
customer need based flexible and simple products designed for India. Soumen is a
member of the Institute of Chartered Accountant in England & Wales and Institute
of Chartered Accountant of Australia

Malay Ghosh, Executive Director & President

Malay is the Executive Director and President of Reliance Life Insurance Company.
He leads all activities at Reliance Life Insurance Company Limited and his key focus
is on rapid expansion of all channels and accelerating the Company·s growth
trajectory. Malay has over 24 years of work experience in the insurance industry.
He has worked for 17 years with LIC across various functions and for 7 years with
Bajaj Allianz Life Insurance where he was last designated Head of Sales. He holds
a Masters degree in statistics from Indian Statistical Insititute, Kolkata.

Amit Bapna, Non Executive Director

Amit is currently the Chief Financial Officer at Reliance Capital Limited and Non
Executive Director of Reliance Life Insurance Company Limited. He has been with
the Reliance Group since 1999. In his existing role, he provides financial direction,
oversight and control for Reliance Capital Limited and its group companies and
further provides strategic leadership for Corporate Treasury. He has over thirteen
years of experience in varied business environments e.g. manufacturing and
financial services. He has earlier worked in the capacity of Chief Financial Officer
 of Reliance Capital Asset Management Limited and Reliance Consumer Finance
where he played a key role and had been a significant contributor to the
exponential growth of the business bringing operational & process disciplines.
Earlier still, he had worked in the Corporate Treasury of Reliance Industries
Limited.

About Reliance Life Insurance

Reliance Life Insurance offers you products that fulfill your savings and protection needs.
Our aim is to emerge as a transnational Life Insurer of global scale and standard.

Reliance Life Insurance is an associate company of Reliance Capital Ltd., a part of Reliance
Group. Reliance Capital is one of India·s leading private sector financial services companies,
and ranks among the top 3 private sector financial services and banking companies, in
terms of net worth. Reliance Capital has interests in asset management and mutual funds,
stock broking, life and general insurance, proprietary investments, private equity and other
activities in financial services.

Payment Options

Now pay your premiums without any hassles! You have as many as nine convenient modes of
payment to choose from. Take a look at the benefits of each and select a mode that suits
you best.

Online
Pay online via credit card
or netbanking. Just log
into your Lifeline account
IVR
Call 30338181 or 1800 3000
8181 (toll free) for paying
your premium through your
credit card. Please keep your
Policy No. & Date of Birth

Nearest RLIC
Branch
Visit your nearest Reliance
Life Insurance branch and
pay over the counter!
Nearest IDBI
Bank Branch
Visit your nearest IDBI
Bank Branch and pay over
the counter!
Bill Desk
Pay Online, Log into your
Billdesk account and
authorize your payments.
Electronic Bill
Payment
Process
Log into your Net Banking
account and pay your
Renewal Premium Online!
ECS
handy.
Nearest Axis
Bank Branch
Visit your nearest Axis Bank
Branch and pay over the
counter!
Easy Bill Outlets
You have the option of
paying your Renewal Premium
by cheque at any of the Easy
Bill Outlet located in your
city.
Bill Junction
Pay Online, Log into your Bill
Junction account and
authorize your payments.
Credit Card
Never miss a payment! Have
your premium debited from
your credit card on the due
date.
 Instruct your favourite
bank to pay your premiums
directly from your
account!

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