Full 500 Questions

1. Out of following customers, whom can be classified under low risk ?
a) Accountants b) Blind c) Illiterate d) Dealers

2. Out of following customers, whom can not be classified under Medium Risk ?
a) Accountants b) Blind c) purda nashin d) Politically exposed persons
3. Out of following customers, whom can not be classified under High Risk ?
a) HNI b) Gas Dealers c) NRI d) HUF
4. Review of Customer risk categorization is to be done_____
a) Half Yearly -30th Apr and 30th September every year
b) Half Yearly -30th Jun and 31st December every year
c) Half Yearly -31st Jan and 30th June every year
d) Half Yearly -30th September and 31st March every year
5. CKYC is to be done within
a) T+2 days b) T + 3 days c) T + 5 days d) T+ 7 days
6. RE- KYC (Review of Risk Rating ) for Medium customer is to be done once in ____
a) 2 years b) 5 years c) 8 years d) 10 years
7. Cash Transaction Report (CTR) reporting to FIU_IND is to be sent on _____
a) 7th of the succeeding month
b) 15th of the succeeding month
c) 30th of the succeeding month
d) Last day of the succeeding month
8. Suspicious Transaction Report (STR) shall be furnished within
a) 7 days of arriving at a conclusion
b) 15 days of arriving at a conclusion
c) 7th of the succeeding month
d) 15th of the succeeding month
9. Out of following features, Which is not the feature of BSBD Account?
a) Aggregate of all credits in a financial year does not exceed Rs.1.00 lakh
b) Aggregate of all withdrawals and transfers in a month does not exceed Rs.10,000/-
c) Balance at any point of time does not exceed Rs.50,000/-
d) Foreign remittances shall be allowed
10. ACCOUNTS OF FOREIGN STUDENTS STUDYING IN INDIA can operate their account for first 30
days without address verification subject to___
a) foreign remittances not exceeding USD 1,000 and a cap of monthly withdrawal to Rs. 50,000/-
b) foreign remittances not exceeding USD 5,000 and a cap of monthly withdrawal to Rs. 50,000/-
c) foreign remittances not exceeding USD 10,000 and a cap of monthly withdrawal to Rs. 50,000/-
d) foreign remittances not exceeding USD 1,000 and a cap of monthly withdrawal to Rs. 5,00,000/-
11. Unclaimed Deposits Data records to be Preserved
a) To be maintained till the claim is lodged and 5 years after it is settled
b) To be maintained till the claim is lodged and 10 years after it is settled
c) To be maintained till the claim is lodged and 15 years after it is settled
d) To be maintained till the claim is lodged and 20 years after it is settled
12. Files relating to Staff lapses where disciplinary action is recommended is to be preserved
a) To be maintained till the claim is lodged and 5 years after it is settled
b) To be maintained till the claim is lodged and 10 years after it is settled
c) To be maintained till the claim is lodged and 20 years after it is settled
d) To be maintained permanently
13. Canara Tax Saver Deposit Scheme maximum period and ROI is _______
a) 5 years and 5.10%
b) 10 years and 5.10%
c) 5 years and 5.25%
d) 10 years and 5.25%
14. Preferential Rate of Interest for Senior Citizens applicable to the deposits if _____
a) Deposit amount is less than 1 crore
b) Deposit amount is less than 2 crore
c) Deposit amount is less than 5 crore
d) Deposit amount is less than 10 crore
15. Non-callable deposits Minimum and Maximum period is__
a) 15 days and 5 years
b) 46 days and 5 years
c) 15 days and 10 years
d) 46 days and 10 years
16. ROI for bulk deposits of Rs. 10 Cr above is to be obtained from_____
a) MIPD Sec , RO
b) MIPD Sec, CO
c) SP&D Wing, HO
d) Integrated Treasury Wing, Mumbai
17. NRE Deposits Minimum and Maximum period is
a) 1 year and 5 years
b) 15 days and 5 years
c) 1 year and 10 years
d) 15 days and 10 years
18. FCNR Deposits Minimum and Maximum period is

e) 1 year and 5 years
f) 15 days and 5 years
g) 1 year and 10 years
h) 15 days and 10 years
19. System based closure will be effected for all Canara DiYA accounts on completion of_____, if Customer
Due Diligence (CDD) is not completed
a) 14 days b) 3 months c) 6 months d) 1 Year
20. Periodicity of interest in Canara Unique Deposit

a) on maturity or monthly
b) on maturity or quarterly
c) on maturity or Half yearly
d) on maturity or yearly
21. Minimum and Maximum amount can be deposited in Canara Unique Deposit is ____
a) Rs. 1000/- and less than 2 crores
b) Rs. 10,000/- and less than 2 crores
c) Rs. 25,000/- and less than 2 crores
d) Rs. 1,00,000/- and less than 2 crores
22. Under Timelines for centralised opening of CASA account, the account is to be activated within ____
a) Within 15 minutes of receipt of application
b) Within 1 hour of receipt of application
c) Within 2 hours of receipt of application
d) With 3:30 hours of receipt of application
23. Under Timelines for centralised opening of CASA account, the account is to be activated at express Desk
within
a) Within 15 minutes of receipt of application
b) Within 1 hour of receipt of application
c) Within 2 hours of receipt of application
d) With 3:30 hours of receipt of application
24. For OVERDUE DOMESTIC TERM DEPOSITS, The interest will be paid ____
a) ROI as applicable to SB OR the present ROI on TD, whichever is lower
b) ROI as applicable toSB+1% OR the contracted ROI on the matured TD, whichever is lower
c) ROI as applicable to SB OR the contracted ROI on the matured TD, whichever is lower
d) ROI as applicable to SB+2% OR the contracted ROI on the matured TD, whichever is lower
25. DESIGNATED BRANCHES can accept SINGLE BULK TERM DEPOSIT _____ & ABOVE w.e.f 01.08.21
a) 1 Crore b) 2 Crores c) 5 crores d) 10 Crores
26. Penalty for premature closure of sweep-out facility is____
a) 0.25% b) 0.50% C) 1.00 % d) 2.00%
27. Threshold balance in CASA accounts and multiples for sweep-out for corporate Current account
product is__
a) ₹50000 Multiples for TD: ₹10000
b) ₹1 lakh Multiples for TD: ₹10000
c) ₹5 lakh Multiples for TD: ₹50000
d) ₹5 lakh Multiples for TD: ₹5 lakh
28. Minimum and Maximum amount can be deposited in Canara Amrit Deposit is ____
a) Rs. 1000/- and less than 2 crores
b) Rs. 10,000/- and less than 2 crores
c) Rs. 25,000/- and less than 2 crores
d) Rs. 1,00,000/- and less than 2 crores
29. Additional Interest eligible for Canara Amrit Deposit is ____

a) 0.05% b) 0.10% c) 0.15% d) 0.25%
30. While opening the Current Account, For borrowers, where the exposure of the banking system is
____, there is no restriction on opening of current accounts or on provision of CC/OD facility by
banks.
a) less than ₹ 1 crore
b) less than ₹ 5 crore
c) more than ₹ 1 crore
d) more than ₹ 5 crore
31. NPAT 200, TAX 50, DEPRECIATION 100, INTEREST ON TL 50, ANNUAL INSTALLMENT 120. Calcculate DSCR?
a) 1.76 b)2.06 c)1.86 d) 2.16
32. STOCK 20 LACS, CREDITORS 10 LACS ; DEBTORS 5 LACS, BANK OCC 10 LACS;PROVISIONS 2 LACS,
CALCULATE NWC
a) 1 b)2 c)3 d)4
33. Banks are required to maintain a minimum Pillar 1 Capital to Risk-weighted Assets Ratio (CRAR) of ____
on an on-going basis
a) 8% b) 9% c) 10% d)11.5%
34. As per BASEL III Norms, Minimum Total Capital Ratio plus capital conservation buffer should be ____
a) 8% b) 9% c) 10% d)11.5%
35. As per BASEL norms, Risk weight on Consumer credit, Personal Loan is____
a) 50% b) 100% c) 125% d) 150%
36. All other SHG loans between _______and ______for income generation purpose (excluding crop
production purpose) shall only be covered under CGFMU
a) Rs.10 lakhs and Rs.15 lakhs
b) Rs.15 lakhs and Rs.20 lakhs
c) Rs.10 lakhs and Rs.25 lakhs
d) Rs.10 lakhs and Rs.20 lakhs
37. Fresh credit facilities for MSE Retail Trade loans eligible for guarantee coverage by MLIs upto
a) ₹10 lakh b) ₹100 lakh c) 150 lakhs d) 200 lakhs
38. Maximum extent of Guarantee under CGTMSE where credit facility is above 5 lakhs and upto 50 lakhs
for MICRO units is ____
a) 85% of the default amount subject to maximum 37.50 lakhs
b) 75% of the default amount subject to maximum 37.50 lakhs
c) 80% of the default amount subject to maximum 40 lakhs
d) 50% of the default amount subject to maximum 50 lakhs
39. For claim of eligible NPA accounts under CGTMSE, Max period is_____, if the NPA date is on or after
15.03.2018
a) 3 years from the NPA date or lock-in period whichever is earlier
b) 3 years from the NPA date or lock-in period whichever is later
c) 5 years from the NPA date or lock-in period whichever is earlier
d) 5 years from the NPA date or lock-in period whichever is later
40. TOD can be allowed for Rs. _____for Pensioners/salary accounts where the pension/salary is regularly
credited at Branch duly obtaining prior permission from Advances section, CO
a) 5000/- b ) 10,000/- c) 20,000/- d) can not be allowed upto scale III
41. Credit Proposals (Excl. Retail ) under the powers of CO to be Submitted directly to CO with a copy to RO.
RO shall submit their views by way of Front Sheet to CO ______of receipt of the proposal
a) within 2 days b) within 5 days c) within 7 days d) within 10 days
42. Average Business for two years of a branch is above Rs. 100 Crores. Average Advances for two years is
above Rs. 40 Crores. The branch will be classified under ______category.
a) Medium b) Large c) VLB (very large branch) d) ELB ( Exceptionally large branch)
43. Maximum delegated powers of CAC of the board (Credit approval committee) is ___
a) 100 Crores b) 200 Crores c) 500 Crores d) 800 Crores
44. In takeover of MSME loans, if internal Risk rating is moderate risk then the sanctioning authority of the
loan is ____
a) RO Head CAC without enhancement and CO Head with enhancement
b) CO Head CAC without enhancement and HO with enhancement
c) RO Head CAC with / without enhancement
d) CO Head CAC with / without enhancement
45. Review & Extension of Tenability may be permitted for a maximum period of ____, inclusive of second
extension. Review and Extension on a single occasion shall not exceed ______.
a) 3 months and 6 months
b) 6 months and 3 months
c) 6 months and 12 months
d) 12 months and 3 months
46. Branch to Submit the ratification note to the authorities within _____of permitting the facility and MSME
Sulabh / RO has to convey the orders within ____
a) 2 days and 5 days
b) 3 days and 7 days
c) 2 days and 7 days
d) 3 days and 5 days
47. As per extant RBI guidelines, Minimum level of Loan Component in respect of borrowers enjoying Fund
Based Working Capital facility of under Loan system for delivery of bank credit is___
a) Rs 100 crore & above from the banking system shall be 60%
b) Rs 150 crore & above from the banking system shall be 60%
c) Rs 100 crore & above from the banking system shall be 75%
d) Rs 150 crore & above from the banking system shall be 75%
48. If the age of the HOUSE/ FLAT is more than 20 years old, the loan can be sanctioned by
a) Branch can sanction as per their delegated powers
b) CM of Branch/RAH Head and above authorities
c) Only RO Head-CAC can sanction
d) Only CO Head-CAC can sanction
49. If the age of the HOUSE/ FLAT is more than 40 years old, the loan can be sanctioned by
c) Only RO Head-CAC and above authorities
d) Only CO Head-CAC and above authorities
50. For Housing Composite loan, the construction should commence within ____of 1 st disbursement
a) 6 months b) 12 months c) 24 months d) 36 months
51. in NRI-HL scheme, the relaxations on conditions of 1) Minimum employment abroad of 2 years to 1 year 2)
NRI status from 3 years to 2 years can be permitted by ____
c) Only RO Head-CAC and above authorities
d) Only CO Head-CAC and above authorities
52. Margin requirement for Housing Loan where the loan amount is more than 75 lakhs (In case of New House/
Flat & OLD HOUSE(UPTO 10 YEAR OLD)
a) 10% b) 15% c) 20% d) 25%
53. The maximum amount can be Repatriated under NRO account ____after payment of eligible taxes.
a) USD 1 Million per financial year b) USD 1 Billion per financial year
c) USD 1 Trillion per financial year d) USD 2,50,000 per financial year
54. Foreign Currency a/c maintained by a Bank in India with Bank in foreign country is ____
a) NOSTRO Account b) VOSTRO Account c) LORO Account d) MIRROR Account
55. As per Article 14 of UCPDC-600, the number of days available for examination of documents ____and
presentation must be made by or on behalf of the beneficiary not later than ____ after the date of shipment.
a) 5 banking days and 21 calendar days
a) 5 calendar days and 21 calendar days
a) 5 banking days and 21 banking days
a) 5 calendar days and 21 banking days
56.As per LIBERALISED REMITTANCE SCHEME, any Individual including minors can avail of forex facility with in
overall limit of ___
a) $ 2,50,000 b) Rs. 2,50,000 c) Rs. 5,00,000 d) $ 2,50,000
57. All residents or NRI except citizen of Pakistan & Bangladesh can take out Indian currency notes up to ___of
any denomination while leaving the country.
a) Rs 25000/- b) Rs 2,00,000/- c) Rs 2,50,000/- d) Rs 5,00,000/-
58. Every person / firm / company engaged in Export Business has to obtain and IEC number issued by ___ __
a) FEMA
b) DGFT
c) EXIM Bank
d) FEDAI
59. The revised premium rate for ECGC, under WTPC and WTPS categories are ____
a) 5.50 paise and 7.50 paise per Rs.100/- respectively.
b) 7.50 paise and 9.50 paise per Rs.100/- respectively.
c) 7.50 paise and 10.50 paise per Rs.100/- respectively.
D) 9.50 paise and 12.50 paise per Rs.100/- respectively.
60. As per Group Term Life Insurance Policy for all permanent employees of the bank, the insurance coverage for
officers in case of death while in Service is ___
a) 10 months’ Gross salary subject to a minimum of Rs 20 Lakhs
b) 20 months’ Gross salary subject to a minimum of Rs 20 Lakhs
c) 10 months’ Gross salary subject to a minimum of Rs 10 Lakhs
d) 20 months’ Gross salary subject to a minimum of Rs 15 Lakhs
61. Minimum number of years of service is___ in case of workmen employees with respect to Employees Car
Loan Scheme.
a) 1 year b) 2 years c) 3 years d ) 5 years
62. Quantum of loan in case of 2 Wheeler scheme to officers and Workmen employees is____
a) Rs 1.00 lakhs b) 1.5 lakhs c) Rs 2.00 lakhs d) 2.5 lakhs
63. Insurance policy covering Directors and Officers of the Bank against civil/ criminal liability arising due to
malicious prosecution and frivolous litigations -SUM ASSURED
a) 50 Crore b) 100 crore c) 150 Crore d) 200 Crore
64. Under Non Repayable Withdrawal under Canara Bank Staff Provident Fund, The loan can be taken for
Marriage purpose. The maximum withdrawal shall not exceed ___amount standing to the member’s credit less
repayable withdrawals or actual marriage expenses whichever is less.
a) 50% of SPF and 50% of VPF
b) 50% of SPF and 100% of VPF
c) 100% of SPF and 100% of VPF
d) 100% of SPF and 50% of VPF
65. Official language rules are framed in the year___
a) 1963 b) 1967 c) 1697 d) 1976
66. Official Language Implementation Committee (OLIC) meeting is to be conducted ____

a) monthly b) Quarterly c) half-yearly d) Yearly
67. As per OL Act, which of the following states will come under Region “A” ?
a) Punjab b) Chandigarh c) Odisha d) Himachal Pradesh
68.As per Official Language directives, How many circles are there under Region “A” and Region B?
a) 4 Circles and 6 circles b) 6 Circles and 4 circles c) 8 Circles and 4 circles d) 10 Circles and 4 circles
69. As per Official Language directives,…. % of originating correspondence in Hindi Language from “B” region
to “C” Region___
a) 55% b) 65% c) 90% d) 100%
70. On____, the Constituent Assembly adopted the Hindi language written in Devanagari script as the official
language of the Union.
a) 14 September 1949 b) 14 October 1949 c) 14 September 1948 d) 14 October 1948
71. Under CANARA BANK RAJBHASHA PURASKAR YOJANA , Region “A” & Region “B” branches should use
minimum ___ Hindi words and Region “C” should use minimum ____Hindi words in their official work.
a) 25,000 and 15,000 b) 20,000 and 15,000 c) 20,000 and 10,000 d) 25,000 and 10,000
72. As per Hindi incentive scheme to employees, Incentive amount on obtaining higher qualification in Hindi [for
Ph.D. ]
a) 15,000/- b) 20,000/- c) 25,000/- d) 30,000/-
73. Hindi incentive scheme to employees conducted by Hindi teaching scheme for attaining proficiency in Hindi,
Cash incentive on passing “Parangat” examination if Passing with 60% to 69% marks is _____
a) 4,000/- b) 7,000/- c) 9,000/- d) 10,000/-
74. The minimum loan amount under unsecured Personal Loan under straight through process, through digital
lending platform as per EASE 3.0 is ____
a) 5,000/- b) 10,000/- c) 25,000/- d) 1,00,000/-
75. The amount payable to the Service Provider for Address – Residence verification is Rs.100 /- within the city
including NCR Region upto ___radius.
a) 10 kms b) 20 kms c) 30 kms d ) 40 Kms
76. The amount payable to the Service Provider for verification of Income Tax Return/Form 16/ITAO for 3 years
is____
a) Rs.50 /- per year per party b) Rs.75 /- per year per party
c) Rs.100 /- per year per party d) Rs.125 /- per year per party
77. The maximum amount eligible under canara penion scheme for our Bank ex-employees is___
a) 10 months' pension amount or Rs.5,00,000/-
b) 10 months' pension amount or Rs.10,00,000/-
c) 20 months' pension amount or Rs.5,00,000/-
d) 20 months' pension amount or Rs.10,00,000/-
78. Under Canara Vehicle Loan, Registration of the vehicle is to be closely followed up and noting of Bank’s Lien
in RC Book and Insurance policy to be ensured by the concerned branch officials, within a reasonable period of
___
a) 5 days. B ) 7 days. C) 10 days. D) 7-10 days.
79. Educational loan can be considered if the Student has scored Minimum ___ marks in the previous qualifying
examination in case of candidates belonging to General category and ___ in case of girl students and students
from SC/ ST.
a) 50% , 50% b) 60% , 50% c) 50% , 40% d) 60% , 40%
80. As per recent guidelines in Education Loan, Caution deposit, Building fund / refundable deposit supported by
Institution could be considered subject to the condition that such amount does not exceed ___of the total
tuition fees for the entire course.
a) 10% b) 15% c) 20% d) 25%
81. As per recent guidelines in Education Loan, Purchase of books/ equipment’s/ instruments/ uniforms etc.,
could be considered subject to the condition that such amount does not exceed ___of the total tuition fees for
the entire course.
a) 10% b) 15% c) 20% d) 25%
82. The margin for Inland studies and Abroad studies in Education loan for Rs. 7.5 lakhs is_____
a) 5%, 5% b) 5%, 10% c) 10% , 15% d) 5% ,15%
83. The Education Loan can be Insured by option of the student borrower in writing. Insurance to be covered up
to ____of loan amount sanctioned without any upper cap.
a) 65% b) 90% d) 100% d) 120%
84. The maximum loan can be sanctioned by RAH (DM and AGM) under Education Loan scheme is ___
a) DM – 100 LACS AND AGM - 150 LACS
b) DM – 125 LACS AND AGM - 200 LACS
c) DM – 125 LACS AND AGM - 250 LACS
d) DM – 100 LACS AND AGM - 250 LACS
85. The maximum repayment period for Education Loan scheme is ___
a) 7 years b) 10 years c) 12 years d) 15 years
86. Branch should advise applicant to visit the branch within ___ with all the original documents required for
processing the application, if any student applied for Education Loan under Vidya Lakshmi Portal.
a) 7 days b) 10 days c) 12 days d) 15 days
87. Service charges for issue of Capability Certificate under Education Loan scheme, if the loan amount is more
than Rs. 5 lakhs is ___
a) Rs.50/- per lakh, subject to a maximum Rs.1,000
b) Rs.50/- per lakh, subject to a maximum Rs.1,500
c) Rs.100/- per lakh, subject to a maximum Rs.1,000
d) Rs.100/- per lakh, subject to a maximum Rs.1,500
88. Education Loan Subsidy is available up to limit of _____only under Padho Pardesh and CSISOBCEBC schemes,
even if the limit sanctioned is more than of limits specified above.
a) 4 lakhs b )7.5 lakhs c) 10 lakhs d) Rs.20.00 lakhs
89. The Processing fees is applicable to Education loans amount more than 7.5 lakhs (both inland & abroad)__
a) 0.50% of loan amount within Min. Rs.500/- & Max.Rs.5000/-
b) 0.50% of loan amount within Min. Rs.1000/- & Max.Rs.5000/-
c) 0.50% of loan amount within Min. Rs.500/- & Max.Rs.10000/-
d) 0.50% of loan amount within Min. Rs.1000/- & Max.Rs.10000/-
90. For used vehicle loan, the loan cannot be sanctioned if the vehicle is more than _____old.
a) 3 years b) 5 years c) 7 years d ) 8 years
91.Which of the following is not true related to vehicle loan for old car?
a) Rs 15 lacs after maintaining a minimum margin of 40%
b) Rs 15 lac to 30 lacs (margin 50%)- RO HEAD CAC & ABOVE
c) Rs 30 lac to 50 lacs (margin 50%)- CO HEAD CAC & ABOVE
d) The repayment period is 84 months.
92. Respective Branches can sanction higher quantum of loan up to _____subject to a maximum of ___under
Canara Budget Scheme with Risk gradation up to “Moderate Risk”. UNDER RETAIL LENDING SCHEMES TO THE
EMPLOYEES OF INDIA’S PREMIER EDUCATIONAL INSTITUTIONS FINANCED BY HIGHER EDUCATION FINANCING
AGENCY (HEFA)
a) 20 months’ gross salary, Rs. 20.00 Lakh
b) 25 months’ gross salary, Rs. 10.00 Lakh
c) 25 months’ gross salary, Rs. 20.00 Lakh
d) 20 months’ gross salary, Rs. 20.00 Lakh
93. Dr. Ambedkar Central Sector Scheme of Interest Subsidy on EL for Overseas Studies is available for OBC/EBC
students. The parental income should not be more than ______for EBC students to eligible under the scheme as
per the recent guidelines.
a) 5 lakhs b ) 7.5 lakhs c) 8 lakhs d) 10 lakhs
94. PAYMENT OF Service charges payable to AUTOMOBILEDEALERS for sourcing the proposals under CANARA
VEHICLE (4 WHEELER) is ___
a) 1.30% of loan amount with a max of Rs. 25,000/-
b) 1.00% of loan amount with a max of Rs. 50,000/-
c) 1.30% of loan amount with a max of Rs. 50,000/-
d) 1.00% of loan amount with a max of Rs. 25,000/-
95. Risk weights and provisioning for individual housing loan sanctioned on or after 16.10.2020 shall be ____if
LTV Ratio is greater than 80% but less than 90 %
a) 35% and 0.25%
b) 35% and 0.40%
c) 50% and 0.25%
d) 50% and 0.40%
96. Under PMAY HL scheme, the carpet areas for MIG-I and MIG-II are _____respectively
a) 30 sq m and 60 sq m
b) 60 sq m and 100 sq m
c) 100 sq m and 160 sq m
d) 160 sq m and 200 sq m
97. Canara Mortgage Repayment 180 months can be permitted by ____
a) DM-RAH
b) AGM- RAH
b) RO Head
d) Circle Head.
98. Skill Loans sanctioned up to a limit of _______without any collateral security/third party guarantee are
eligible for coverage under Credit Guarantee Fund Scheme for Skill Development Loan (CGFSSD)
a) Rs. 1.00 lakhs b ) Rs. 1.50 lakhs c) Rs. 4.00 lakhs d) Rs. 7.50 lakhs
99. All Education Loans sanctioned up to a limit of Rs. 7.50 lakhs without any collateral security/third party
guarantee are eligible for coverage under___
a) CGFSEL b) CGFSSD c) CGTMSE d) CGFMU
100. Sanction of ELs to students under management quota for pursuing higher studies in india, ……..%
collateral security shall be insisted for the amount over the ceiling limit fixed i.e. for limits beyond Rs…….
lacs.
a) 100% & Rs. 7.5 lakhs b ) 100 % & Rs. 4.00 lacs c) 125 % & Rs 4.00 lakhs d) 125% & Rs. 7.50 lakhs
NOTE : ALL ANSWERS ARE MADE BOLD
RECOVERY POLICY
Under Section 13 (2) of SARFAESI Act to be issued by the authorized officer within ______
days of account slipped to NPA
a) 1
b) 3
c) 5
d) 7
To initiate SARFAESI Act the amount due should be more than ____ % of the principal
amount and interest there on.
a) 10%
b) 20%
c) 25%
d) 30%
When the Demand Notice is served to the Borrower. With in how many days the borrower
has to discharge the liabilities in full?
a) Within 30 days from the date of receipt of Demand Notice
b) Within 45 days from the date of receipt of Demand Notice
c) Within 60 days from the date of receipt of Demand Notice
d) Within 90 days fro
What is the full form of CERSAI?
a) Central Record of Securitization Asset Reconstruction and Security Interest of India
b) Central Registry of Securitization Asset Reconstruction and Security Interest of India
c) Central Registry of Securities Asset Reconstruction and Security Interest of India
d) Central Registry of Securities Asset Reconstruction and Securities Interest of India

Borrower objection against demand notice to be replied in how many days.
a) 30 Days
b) 15 Days
c) 7 Days d
D) 21 Days
In the case of Doubtful and Loss Accounts with book liability ………………………., the
Authorized Officer may utilize the service of Resolution Agents empanelled with the Bank
in taking possession of the movable/immovable properties.
a)Exceeding Rs. 100 Lakhs
b)Exceeding Rs. 200 Lakhs
c)Exceeding Rs. 50 Lakhs
d)Exceeding Rs. 10 Lakhs
Minimum fee per person paid for Detective /investigating agencies for borrowing
unit/Company
Rs 3000
Rs 5000
Rs 10,000
Rs 15000/-
Maximum Seizure Charges (Rs) paid to RECOVERY AGENTS IN CASE OF

REPOSSESSION OF Auto Rikshaw
Rs 3000
Rs 2000
Rs 5000
Rs 8000
The Bills submitted by the SARFAESI Agents shall be processed and paid within
______days
5 days
7 days
10 days
30 days
For a property with assessed value/ reserve price above Rs ….. Lacs at least 2 attempts
should be made to sell the property through public auction/ auction by inviting tenders,
before opting for sale by private treaty.
Rs 10 lacs
Rs 50 lacs
Rs 500 lacs
Rs 100 lacs
What is the minimum amount to file case in DRT.
20 lacs
10 lacs
15 lacs
25 lacs
Under SARFAESI on confirming the sale, the purchaser has to deposit …...... % of the sale
price immediately with the Authorized Officer either on the same day or the next working
days
15%
10%
25%
50%
Lok-Adalat maximum amount
10 lacs
20 lacs
15 lacs
25 lacs
PRIORITY
Loans up to ₹ ………. per borrowing entity to FPOs/FPCs undertaking farming with assured marketing of
their produce at a pre-determined price is classified under Priority Sector, i.e. Agriculture Farm Credit.
a) 5 MILLION
b) 50 MILLION
c) 500 MILLION
d) 5 TRILLION
Loans up to ₹………. Crore to Start-ups, as per definition of Ministry of Commerce and Industry, Govt. of
India that are engaged in Agriculture and Allied Services, confirm to the definition of MSME and are also
engaged in activities other than Agriculture or MSME will be classified under Priority Sector.
a)5 MILLION
b)50 MILLION
c) 500 MILLION
d)5 TRILLION
Loan limits for Renewable Energy have been increased to ₹……… Crore
a)30 MILLION
b)300 MILLION
c)3000 MILLION
d)30 BILLION
Under Social Infrastructure, lending loans up to a limit of ₹……………. per borrower for building health
care facilities including under ‘Ayushman Bharat’ in Tier II to Tier VI Centres is now classified under
Priority sector
a) 50 MILLION
b)100 MILLION
c)10 MILLION
d)1 BILLION
Housing Loans up to Rs. …………lakh in metropolitan centres and up to Rs. ………. lakh in other centres for
repairs to damaged dwelling units, conforming to the overall cost of the dwelling unit will be considered
as eligible for Priority Sector Classification.
a) 15 LACS AND 10 LACS
b) 12 LACS AND 10 LACS
c) 10 LACS AND 6 LACS
d) 6 lacs and 10 lacs
The mandated target of Small and Marginal farmers is increased to ..……% of ANBC from the existing
level of……….% of ANBC in a phased manner
a) 10 % and 8 %
b) 12 % and 8 %
c) 10% and 9 %
d) 8% & and 10 %
The mandated target of weaker sections is increased to……..% of ANBC from the existing level of……%
ANBC in a phased manger
a) 10 % and 8 %
b) 12 % and 8 %
c) 10% and 9 %
d) 12% & and 10 %
What is the target for Micro Enterprises under MSME …….% of ANBC or CEOBE, whichever is higher.
a) 8 %
b) 7.5%
c) 10%
d) 12%
For the purpose of computation of achievement of targets and sub targets in Priority Sector Lending
sub-target, Farmers with landholding of up to 1 hectare are considered to be
a) Small Farmers
b) Marginal Farmers
c) Medium Farmers
d) Tenant Farmers
Loans for Food and Agro-processing up to an aggregate sanctioned limit of ₹……… per borrower from the
banking system.
a) 10 million
b) 100 million
c) 1 billion
d) 10 billion
Loan upto ……………….. to cooperative society of farmers to purchase produce for members is classified
under Ancilliary Services under Priority Sector.
a) 50 Million
b) 15 Million
c) 10 Million
d) 30 Million
A Service enterprise with investment of Rs 2 Cr in Equipments and turnover of Rs 7.50 crs will be
classified as
a) MICRO enterprise
b) Small Enterprises
c) Medium Enterprises
d) Tiny Enterprises
FY 2021-22 onwards, To address regional disparities in the flow of priority sector credit at the district
level, a higher weight ……….%) would be assigned to the incremental priority sector credit in the
identified districts where the credit flow is comparatively lower (per capita PSL less than ₹……..,
a) 125 % and Rs 6000/
b) 90 % and Rs 25000/-
c) 125 % and Rs 25000/-
d) 90% and Rs 6000/
Loans to Corporate farmers, FPO /FPC of individual farmers, partnership firms and co-operatives of
farmers directly engaged in Agriculture and Allied Activities, viz. diary, fishery, up to an aggregate limit
of_____ per borrower to be classified under Farm Credit
a) 10 million
b) 20 million
c) 5 million
d) 2 million
Loans against pledge/hypothecation of agricultural produce (including warehouse receipt) Other than
NWR/ENWR for a period not exceeding 12 months subject to a limit up to ₹………. to be classified as
priority
a) 75 lakhs
b) 50 lakhs
c) 500 lakhs
d) 5 lakhs
Agriculture questions
Loans upto 25000/- to be sanctioned in ……. and KCC under branch powers to be sanctioned with in
……… by branch
b) 15 days & 15 days
d) 30 days and 30 days
Branches can finance upto ……… Kms in their command area for all Priority Sector Advances..
a) 20 km to 30 km
b) 25 km to 30 km
c) 16 km only
d) No restrictions.
Minimum margin on ALLHV…… % and MCV/HCV …….% for above 1.6 lacs of Agriculture loan
10 % & 25 %
15 % and 20 %
NIL and 15 %
25% and 30%
Post sanction visit is undertaken within ……. days of disbursement to ascertain end use.
15 to 30 days
10 days to 20 days
10 days
30 days
Fresh agri loans above Rs. ……..lacs to Rs. ………lacs for High Risk accounts, may be permitted by RO
HEAD – CAC.
10 lacs to 25 lacs
10 lacs to 20 lacs
5 lacs to 25 lacs
5 lacs to 15 lacs
All the Relief measures under Natural Calamities should be extended within ……days from the date of
Natural Calamity Notification.
90 days
60 days
15 days
30 days
PIPR is to be submitted by the branches on quarterly basis in respect of Term loan limit of Rs………. and
above and Circle Heads may waive obtention of for limits up to Rs……….for Agcl loans.
50 lacs &2 crores.
25 lacs & 2 crores
50 lacs & 1 crore
2 crores&50 lacs
For converted Crop loans, a maximum period of repayment of up to 2 years (including the moratorium
period of 1 year)can be permitted if the crop loss is between ….. . % and …..% can be permitted.
33% to 50%
30 % and 50%
33% to 60 %
30 % to 45 %
Powers for valuation by branch officials ,AEOs&AEOPromotee Managers can do agricultural loans upto a
limit of Rs……..lakhs and Other Managers-Agricultural loans up to a limit of Rs …… lakhs.
30 lacs and 20 lacs
25 lacs and 10 lacs
10 lacs and 5 lacs
30 lacs and 10 lacs

Agricultural term loans shall be appraised by (AIC), HO on standalone basis for new customers with
Project Cost above Rs……lakhs and for existing customers with Project Cost above Rs……. lakhs
300 lacs and 150 lacs
PM-KUSUM component A maximum repayment permitted is ……years including 1 year repayment

holiday
15 years
10 years
7 years
12 years
Wherever farmers do not have own land and cultivating only lease lands, Collateral Security to be
Mortgage of immovable property (Land & Building /commercial property) value of which should be
minimum …..% of the loan amount, wherein value of vacant land should not be more than ……%,
irrespective of the mortgage / non mortgage of lease hold rights and execution/ non execution of
registered lease deed
125 % and 50 %
100 % and 50 %
125% and 75 %
100 % and 75 %
Under Agriculture Infrastructure Fund (AIF) a single entity can now set up maximum ……. projects at
different locations having separate Local Government Directory (LGD) code.
25
10
15
5
Under Agriculture Infrastructure Fund (AIF), each such project will be eligible for interest subvention
on loan upto Rs ……….
2 Crores
1 crore
3 crores
5 crore
AGRICULTURE INFRASTRUCTURE FUND (AIF)to be observed on ………………………day
10th day of every month
9 th day of every month
AGRICULTURE INFRASTRUCTURE FUND (AIF) maximum repayment can be permitted.
10 years including the moratorium period of up to 2 years

GECL AND CHIKITSA AND JEEVAN REKHA QUESTIONS
CANARA CHIKITSA Maximum amount …….. and Term loan repayment…..
Rs 5 crore& 5 years
Rs 50 crore& 10 years
‘CANARA JEEVANREKHA Quantum of loan Rs ……… and Rs …..may also be considered based on need and
merits by the Next Higher Authority
5 Crore and 50 crore
2 crore and 5 crore
10 crore and 50 crore
1 crore and 5 crore.
GECL Scheme would be applicable to all loans sanctioned under GECL during the period from the date of
issue of these guidelines by NCGTC to …………… or till guarantees for an amount of Rs ………. crore are
issued (taking into account all components of GECL), whichever is earlier
31.03.2021 & Rs 3,00,000 crore
31.03.2022 & Rs 4,50,000 CRORE
31.03.2021 & Rs 4,50,000 CRORE
31.03.2022 & Rs 3,00,000 crore
Under GECL 1.0(Exten), the amount of GECL funding to existing GECL 1.0 borrowers or new borrowers,
in the form of additional WCTL facility, would be upto …….% of their total credit outstanding (net of
support received under GECL 1.0) up to Rs. …… crore (FB only) as on 29.2. 2020 or 31.3.211, whichever is
higher, subject to the borrower meeting all the eligibility criteria
30 % and 50 Crore
20 % and 50 crore
30 % and 500 crore
40 % and 200 crore

GECL 1.0(Extension) repayment period …….. Years from first disbursement. (2 years moratorium)
5 years
6 years
7 years
10 years
Additional WCTL facility and/or NFB facility or a mix of two under GECL 2.0 (extension) scheme shall be
considered for eligible borrowers upto ………..% of their total FB credit outstanding (net of support
received under GECL 2.0) above Rs. 50 crore and up to Rs. ……… crore as on 29.02.2020 or 31.03.2021
(applicable reference date), subject to borrower meeting all other eligibility criteria.
30 % and 500 crore
30 % and 100 crore
40 % and 200 crore
50 % and 500 crore
GECL 2.0(Extension) repayment period …….. Years from first disbursement.(2 years moratorium)
5 years
6 years
7 years
10 years
ECLGS 3.0 (Exten), the amount of GECL funding to eligible borrowers in the form of additional WCTL
facility would be considered up to incremental credit eligibility i.e. upto ………% of their total credit
outstanding as on 29.02.2020 or 31.03.2021, whichever is higher, subject to a cap of Rs. …… crore per
borrower and the borrower meeting all the other eligibility criteria
30 % and 50 Crore
20 % and 50 crore
30 % and 500 crore
40 % and 200 crore

GECL 3.0(Extension) repayment period …….. Years from first disbursement. (2 years moratorium)
5 years
6 years
7 years
10 years
ROI for GECL 1, GECL 2, GECL 3 for MSME loans is …………Subject to a maximum of ……..% per annum
during the entire tenure of the loan
RLLR + 0.65 and MAX 9.35 %
RLLR + 0.70 and MAX 9.45 %
RLLR + 0.50 and MAX 9.55 %
RLLR + 0.60 and MAX 9.25 %
GECL 4 funding to eligible borrowers would be in the form of FB (Term loan) or NFB (LC for import of
capital goods) facility and would be limited to Rs……… crore per borrower for setting up a low cost on-
site oxygen generating plant.
2 crore
5 crore
1 crore
10 crore
For GECL 4, maximum repayment shall be for a period of …………….. years from the date of first
disbursement of fund based facility including moratorium of …………….. months.
7 years and 6 months

5 years and 6 months
5 years and 2 years
7 years and 2 years
DIR loan for SC/ST for Housing ………………..
Rs 18,000/
Rs 20,000/-
Rs 15,000/
Rs 10,000/-
Gold loan
46. What is the overall limit that can be sanctioned to a customer under all the Gold Loan Schemes ?
a) 60 lakh
b) b) 105 lakh
c) c) 90 lakh
d) d) 100 lakh
47. What is CBS product code for Loans against Gold Jewellery for Land Development Activities
a)836
b) 842
c)780
c) 890
48. What is CBS product code for Loans against Gold Jewellery for Allied Activities?
a)836
b) 842
c)780
c) 890
49. What is CBS product code for Overdraft against Gold Jewellery for Crop Cultivation?
a)836
b) 842
c)780
c) 890
50. What is maximum Quantum of Finance per customer shall be fixed for Loans against Gold Jewellery for
Agricultural Purposes?
a) 35 lakh
b) b) 10 lakh
c) c) 105 lakh
d) d) 20 lakh
51. What is maximum Quantum of Finance per customer shall be fixed for Loans against Gold Jewellery for crop
production?
a) 35
b) 10 lakh
c) 105 lakh
d) 20 lakh
52. What is minimum Quantum of Finance per customer against Gold Jewelry under swarana scheme?
a) 5000
b) b)160000
c) c) 50000
d) d)100000
53. What is minimum Quantum of Finance per customer against Gold Jewellery under GL OD?
a) 5000
b)160000
c) 50000
d)100000
54. Up to which amount branch should not insist for land document for agricultural loan against gold jewelry?
a) 50000
b)160000
c) 300000
d)100000
55. What is processing charge for gold loan of amount 8.0 lakh?
a) 500
b) 750
c) 1100
d)1450
56. What is maximum jewel appraisal fee for gold loan amount of above 20.0 lakh
a)500
b)
c) 300
d) 600
57. What is aggregate limit of the party under all the Gold Loans for Pre-disbursement Reappraisal of jewelry?
a) 50 lakh
b) b) 100 lakh
c) c) more than 50 lakh
d) d) more than 100 lakh
58. What is time limit for pre disbursement of reappraisal of gold loan by RO?
a) 1 day
b) b) 2 days
c) c) 3 days
d) d) 4 days
59. What is maximum jewel reappraisal fee for gold loan amount of above 20.0 lakh of a borrower
a) 50
b) b) 100
c) c) 150
d) d) 200
60. Auction day is celebrated for sale of NPA gold loan in branch:
a)4th Monday
b)4th Friday
c)2nd Friday
d) 2nd Monday
61. What is maximum period under which auction process should be completed for agricultural loan?
a) 45 days
b) b) 30days
c) c) 90 days
d) d) 60 days
62. What is maximum period under which auction process should be completed for non-agricultural loan?
e) 45 days
b) 30days
c) 90 days
d) 60 days
63. What is time loan for intimation from the day of detection of spurious gold loan
a) 24 hr
b) 48 hr
c)72 hr
d) 36hr
64. What is the Earnest Money Deposit by the bidder for participating in e-auction?
a) Rs 25000/
b) Rs 10,000/-
c) Rs 15,000/
d) Rs 50,000/-
65. What is theMinimum ……..and Maximum ………… under MSME gold loan scheme.
e) Rs 50000/- and Rs 35 lacs
f) Rs 10,000/- and Rs 35 lacs
g) Rs 100000/ and Rs 35 lacs
h) Rs 75,000/- and Rs 35 lacs
MISC QUESTIONS
All the death claim applications received from the claimant are to be punched in the portal and must be
closed within the prescribed timeline of ……... as per delegation of powers.
a) 30 days
b) 15 days
c) 7 days
d) 21 days
Sanctioned limit is Rs 90 lacs. Margin stipulated by bank is 25% on stock and 40 % on Book debts. Party
submitted stock statement of Stock 80 lacs, Book debts 50 lacs, Creditors is Rs 20 lac. Arrive DP
65 lacs
80 lacs
75 lacs
90 lacs
Credit monitoring (21)
Two LSR should be obtained when valuation of property is
a) 5.0 cr and above
b) 2.0 cr and above
c) 1.0 cr and above
d)3.0 cr and above
When should be conducted pre released audit in eligible account
a) 24 hr
b) 36 hr
c) 96 hr
d) 48 hr
The guidelines on Cross default and financial covenants are applicable for Listed Corporate with
exposure of Rs. ……. & above and listed MSME borrowers with exposure of Rs ……….
a) 50 crores and 1 crore.
b) 10 crore and 1 crore
c) 25 crore and 5 crore
d) 50 crore and 5 crores
Stock audit of accounts with balance of Rs……………… and above and classified as sub standard and
doubtful, stock audit has to be got done once in 2 years and accounts with balance of Rs………………….
and above and classified as doubtful, stock audit has to be done once in a year.
a) 5 crore and 1 crore
c) 1 crore and 2 crore
d) 1 crore and 5 crore
. Stock audit to be done in case of Moderate/High Risk accounts for Rs…………… and above, once in a year
and for Low Risk & Normal Risk accounts for Rs…………………and above, once in a year
a) 5 crore and 1 crore

c) 1 crore & 5 crore
d) 1 crore and 2 crore
Credit audit should be done when total exposure of credit limit (FB + NFB) exceeds
a) 3.0 cr
b) 5.0 cr
c) 2.0 cr
d) 5.0 cr
All sanctions up to Rs…… lakhs (FB+NFB) and in case of sanction up to Rs……… lakhs to SHGs are
eligible for Review.
5 LACS AND 6 LACS
6 LACS AND 5 LACS
1 LAC AND 5 LACS
2 LACS AND 3 LACS
Pre release audit is applicable for Retial Lending Rs………crore and above which are backed by
mortgage
5 crore
2 crore
1 crore
10 crore
CMF is applicable for all borrowers having exposure (FB+NFB Limits) of Rs…….Cr and above in case of
L/N/M Risk Rated Accounts. In case of High Risk accounts borrowers having exposure(FB+NFB Limits) of
above Rs…… Cr.
2 crore and 1 core
3 crore and 1 crore
5 crore and 3 crore
1 crore and 2 crore

CMF submission in case of High Risk rated accounts with exposure(FB+NFB Limits) of above Rs……….. Cr
and Moderate Risk rated accounts with exposure of Rs……..Cr and above, submission shall be monthly
from the date of receipt of Credit Risk Rating...
1 Cr and 200 Cr
1 CR and 2 Cr
2 Cr and 5 Cr
5 Cr and 1 Cr
All loan acount ofa borrower of agrregate liability of Rs ……. and turn into NPA within ….month from the
date of start of repayment for first time then defined as quick mortality.
a) 15 lakh,12 month
b) 12 lakh, 15 month
c) 15 lakh, 6 month
d) 5 lakh 12 month
Nominating Credit Monitoring Officers and formation of Credit Monitoring Cell is mandatory at branches
with Fund Based/Non Fund Based Limits of
a)Rs 1 crore and above
b)Rs 50 lakh and above
c)Rs 25 lakh and above d
d)None of the above
SMA 1 means
31-60 days
61-90 days
1 – 30 days
30-60 days
CRILC reports banks has to report weekly Default with aggregate exposure of Rs………crore and above,
on a weekly basis Every ………..
5 crores and Friday
1 crore and Thursday
3 crores and Friday
5 crores and Thursday
The threshold for EWS and RFA is an exposure of Rs……. million or more at the level of a bank
irrespective of the lending arrangement (whether sole banking, multiple banking or consortium).
500 million
50 million
5 million
5 Trillion
LCM package is applicable of Sanction of Rs ………….cr and above
1 crore (FB + NFB)
3 Cr (FB + NFB)
1 crore (FB )
3 Cr (FB )
ASM is applicable to all the entities including NBFCs with aggregate Bank exposure under FB and NFB
facilities (sanctions/renewal) of Rs….. Crore and above under Consortium /Multiple Banking/Sole
BankingApplicable to all Standard, Standard Restructured and NPA Restructured accounts.
RS 250 Crore
Rs 150 Crore
Rs 500 crore
Rs 200 crore
All Retail Loans up to Rs…….. crore sanctioned by Circle Head CAC and above authorities exempted for
ATL
5 Cr
2 CR
10 CR
2 Cr
ASM professional fee Rs ……lakh per annum exposure upto Rs 500 Cr
Rs 8 lakh per Annum
Rs 5 lakh per Annum
Rs 7 lakh per Annum
Rs 3 lakh per Annum
Legal Audit is applicable for exposure of Rs…..crores and above
Rs.5 crore and above
Rs 3 crore and above
………………authority is empowered to permit waiver of pre release audit
MD & CEO
BOARD OF DIRECTORS
CAC OF BOARD
NO AUTHORITY
CRM POLICY (30)
For MSME accounts with exposure (FB/NFB) up to Rs……..., the Circle Head CAC may permit waiver of
stock audit during take over, subject to facility being secured by …… collateral security
a) 10 crore and 100 %
b) 1 core and 100 %
c) 5 crore and 125 %
d) 1 crore and 125 %
For borrower accounts with exposure of above Rs. 2 crore ………… is used, for accounts with exposures
above Rs. 20 lakh and upto Rs. 2 crore the ………………. is used
a) CIRM model & Manual Model
b) RAM MODEL AND MANUAL MODEL
c) CIRM MODEL AND SMALL VALUE MODEL
d) RAM MODEL AND SMALL VALUE MODEL
Name of the rating system under Canara Internal Rating Model used for Borrower type for Traders
(Turnover below 25cr)
a) SME Module
b) Large Trader Module
c) Small Trader Module
d) SME Service Module
The Validity of Internal credit risk rating of a borrower shall become overdue for updation after the
expiry of…………. from the month of confirmation of rating or ………. from the date of signing the balance
sheet by auditors based on which credit risk rating was assigned, whichever is earlier
As per RBI notification dated 12.10. 2020, threshold limit of Rs. 5 for aggregated retail exposure to a
counterparty is increased to Rs. ……… effective from 12.10.2020
a) 7.5 crore
b) 10 crore
c) 8 crore
d) 20 crore
"If LTV ratio is less than or equal to 80 the risk weight will be ………and standard asset provisioning will
be …………..for individual housing loans sanctioned on or after 16.10.2020 and upto 31.03.2022.
a) 50 % and 25 %
b) 25% and 25 %
c) 35 % and 35 %
d) 35 % & 25 %
What is the Standard Asset Provisioning for CRE-Residential Housing (RH) …..and for Commercial Real
Estate(CRE )…………
a) 1 % and 2 %
b) 1 % and 0.75 %
c) 0.75 % and 1 %
d) 0.75 % and 2 %
As per Section ……… of the BR Act, 1949, Bank cannot grant any loans and advances on the security of its
own shares
a) 19 (2)
b) 20 (1)
c) 20 (2)
d) 19 (1)
As per Section ……………..of the BR Act, 1949, Bank shall not hold shares in any company except as
provided in sub-section (1) whether as pledgee, mortgagee or absolute owner, of an amount exceeding
30 % of the paid-up share capital of that company or ……… of its own paid-up share capital and reserves,
whichever is less
a) 20 (1) & 30 %
b) 19 (2) & 25 %
c) 20 (1) & 35 %
d) 19(2) & 30 %
The revalidation can be permitted by the sanctioning authority only once during the validity period of
the limits for a maximum period of ……. for Working capital limits and ............. for Term Loan
The maximum period of extension that may be permitted is restricted to ………. and maximum of …… at
any time for accounts rated up to Moderate Risk
In exceptional cases, extension of tenability can be permitted for Borrowers rated as High risk only
……….. and for a period not exceeding ……..
a) Once and 2 months
b) Twice and 4 months
c) Once and 3 months
d) Twice and 6 months
Applications for credit facilities from SC / ST customers shall be rejected by ………………. and Govt.
sponsored schemes are rejected by the …………
a) RO HEAD & Next Higher authority
b) CO Head and Next higher authority
c) Next higher authority and RO Head
d) Next higher authority & Branch Manager

"ECAI rating shall be obtained from all the Borrowers who are enjoying credit exposure (FB + NFB) of
above Rs …..…… from Banks/FIs.
a) Rs. 25 crore
b) Rs 10 crore
c) Rs 20 crore
d) Rs 5 crore
In case of externally unrated borrowers with exposure above Rs ………. up to Rs …….. , additional interest
of 0.25% shall be charged over and above the applicable rate of interest.
a. 50 crore and 100 crore
b. 25 crore and 100 crore
c. 25 crore and 250 crores
d. 50 crore and 150 crore
Bank shall obtain minimum 2 independent valuation reports from 2 empanelled valuers in respect of
loan accounts where the value of individual property (Land and Building) obtained as collateral for the
loan is …………….. and above
a) 5 crore
b) 10 crore
c) 15 crore
d) 20 crore
Valuation of agricultural lands with structures (like farm house/poultry sheds) to be taken once in
……………….. and in case of lands without any structures, in view of dynamic status of productivity, once
in ……………….
a) 5 years and 3 years
b) 3 years and 3 years
c) 5 year and 5 years
d) 3 year and 5 years
Bank Guarantee of ………………………& above shall be signed by 2 authorised signatories
a) Rs 100000/-
b) Rs 50,000 /-
c) Rs 500000/-
d) Rs 1000000/-
Submission of Quarterly report on the status of the projects for which Performance Guarantee and
Advance Payment Guarantee is issued shall be stipulated in the sanction for individual guarantees of
Rs…… and above
a) 1 crore
b) 10 crore
c) 25 crore
d) 5 crore
As per CIC scores what is range of score for Moderate Risk Grade
a) 749-700
b) 699-650
c) 700-650
d) 750-700
Under Commercial Real estate the maximum exposure to a particular project by the Bank shall not
exceed Rs……… or ………… times of the Tangible Net Worth of the borrower whichever is lesser.
a) 150 Crore and 3.33 times
b) 150 cores and 4.33 tmes
c) 50 crores and 1.33 times
d) 100 cores and 3.33 times
National Building Code (NBC) 2005 guidelines in our Bank are applicable in respect of loans for
construction of building exceeding Rs……………..
a) 50 crores
b) 10 crores
c) 15 crores
d) 25 Crores
Under Consortium arrangement, Bank shall issue pari passu letters to the members of the consortium or
a new member added to the consortium, after the appraisal has taken place, within ………… of receipt of
request for the same. The consortium leader or any member bank would accord request for NOC within
……....
b) 30 days and 21 days
d) "30 days and 15 days
The exposure ceiling (Regulatory limits) prescribed by the RBI in respect of Single borrower including
undertaking infrastructure projects is …… of of eligible capital base and for Borrower group undertaking
infrastructure projects is ……. of eligible capital base.
a) 20 % and 25 %
b) 15 % and 20 %
c) 20 % and 30 %
d) 10 % to 25 %
Loans against security of shares, bonds, debentures and units of equity oriented mutual funds to
individuals from the banking system shall not exceed the limit of Rs ……….. per individual if the securities
are held in demat form and Rs …….. for subscribing to IPOs
a) 20 lacs & 10 lacs
b) 10 lacs and 10 lacs
c) 20 lacs and 20 lacs
d) 10 lacs and 20 lacs
The maximum prudential credit Exposure ceiling (FB+NFB) for Individual borrowers for personal loans
for Non business purpose (Other than schematic loans) is Rs …….
a) 10 crores
b) 7.5 crores
c) 50 crores
d) 25 crores
"The maximum prudential credit Exposure ceiling (FB+NFB) for Proprietorship Concerns, Association&
HUF is Rs ……… and for Partnership Concerns & Limited Liability Partnerships is Rs …………..
a) 25 crores and 50 crores
b) 50 crores and 100 crores
c) 50 crores and 150 crores
d) 25 crores and 75 crores
New Borrower project appraisal shall be applicable to proposed projects including infrastructure with
project cost of Rs ……………….. and above.
a) 1000 lakh
b) 150 lakh
c) 300 lakh
d) 500 lakh
Guarantees should not be issued for a period of more than ……………….years irrespective of the fact that
such guarantees are backed with 100% cash margin or not,
5 YEARS
10 YEARS
3 YEARS
20 YEARS
Bank shall obtain the Legal Entity Identifier (LEI) Code from the borrower entities with exposure
between Rs 5 Crores to Rs 50 Crores. of which existing MSME entities with exposure between Rs 5
Crores to Rs 10 Crores must submit LEI on or before _________
a) 31.12.2022
b) 31.03.2022
c) 31.03.2023
d) No time limit
Timelines stipulated for obtention of LEI code for NON MSME borrowers having FB or NFB exposure of
Rs. 5 Cr up to Rs 10 Cr is due on ………………& Above Rs 10 Cr to Rs 25 Cr is due on …………… and Above Rs
25 Cr to Rs 50 Cr is due on ……………………..respectively.
a) 31.12.2022 , 30.06.2022 & 30.06.2022
b) 31.12.2022 , 30.09.2022 & 30.06.2022
c) 31.03.2022 , 30.06.2022 & 30.06.2022
d) 31.12.2022 , 30.06.2022 & 30.09.2022

66. Up to which amount of Canara vehicle two wheeler can be sanctioned by RSA to salaried customer of
moderate risk?
a) 1.0 lakh b) 1.5 lakh c) 2.0 lakh d) Nil
67. What is minimum CIC score for consumer loan to be sanctioned to employee of central government?
a) 600 b) 650 c) 750 d) 700
68. 2 CIR to be obtained for minimum car loan amount ?
a) Above 4.0 lakh b) above 5.0 lakh c) above 10.0 lakh d) above 1.0 lakh
69. What is minimum tenure of Written off account to be sanctioned by RSA?
a) older than 3year b) upto 3 year c) 5 year d) 4 year
70. What is maximum loan amount of agricultural loan to be sanctioned to high risk borrower by RO head
CAC?
a) 15.0 lakh b) 10.0 lakh c) 25.0 lakh d) 30.0 lakh
71. What is maximum limit of contactless card transaction without PIN authentication?
a) 2000 b) 5000 c) 7000 d) 10000
72. What is Service Charges for ATM Transactions declined due to insufficient funds (On Us Transaction)
a) 20 + tax b) 17+ tax c) 25 +tax d) nil
73. What is applicable service charge levied for card usage for financial transaction at ATMs in Singapore,
South Korea and UAE in addition to existing charges
a) 100 +GST b) 200+ GST C) NIL d) 50+GST
74. What is minimum annual turnover (including group level) for to be classified as Verified Merchant in
UPI
a) 10 crore and above b) 20 crore and above c) 30 crore and above d) 50 crore and above
75. Personalised Debit Cards (VISA/MasterCard/RuPay) lying undelivered at branches/CPHs for a period
………….from the issue shall be destroyed
a) beyond a period of 3 months b) beyond a period of 6 months c) beyond a period of 1 months
d) beyond a period of 2 months
76. what is Penalty for cumulative cash out in ATMs exceeds 10 hours in a month
a) 10000 b) 15000 c) 25000 d) 5000
77. Penalty for cumulative cash out in ATMs exceeds 10 hours in a month is effected wef
a) October 01, 2021 b) October 11, 2021 c) November 01, 2021 d) September 01, 2021
78. Restricting NEFT & RTGS Inward & Outward Transaction to Single GL
a) 209272434 b) 209272431 c)209272430 d) 209272433
79. IMPS transaction limit increased to which amount
a) 500000 b) 300000 d) 500000 e)400000
80. What is maximum and minimum loan amount under Kishore category of MUDRA loan?
a) 50,001 & 100,000 b) 50,001 & 500,000 c) 50,001 & 200,000 d) 10,001 & 100,000
81. What is margin required for MUDRA loan given under BOOK DEBT?
a) 15% b) 25% c) 30% d) 20%
82. What is maximum loan quantum per project under PARTIAL RISK SHARING FACILITY (PRSF)” scheme
a) 1 crore b) 10 crore c ) 15 crore d) 20 crore
83. What should be minimum collateral value of sanctioned limit for financing Compressed Bio-Gas (CBG)
plants If Commercial agreement is not available?
a) 25% b) 50% c) 100% d) 125%
84. What are service charges to be paid to CS for preparation and certification of diligence report for
lending under consortium arrangement?
a) 20,000 +GST b) 30,000 +GST c) 40,000 +GST d) 50,000+ GST
85. What is minimum credit guarantee amount under CEGSSC ?
a) 25 lac b) 30 lac c) 15 lac d) 45 lac
86. What is maximum credit guarantee amount under CEGSSC
a) 1 crore b) 2 crore c) 5 crore d) 10 crore
87. What is maximum loan quantum to be financed under stand up India ?
a) 50 lakh b) 75 lakh c) 100 lakh d) 150 lakh
88. Margin required under stand up India?
a) 5% b) 15% c) 25% d) 30%
89. Time norms for disposal of PMEGP loan upto 5.0 lakh ?
a) 5 days b) 10 days c) 15 days d ) 30days
90. What is provision of reservation for the differently-abled under this program with priority to women
under DAY-NULM?
a) 3% b) 5% c) 10% d ) 15%
91. Pre-Packaged Insolvency Resolution Process means Insolvency Resolution Process of Corporate Debtors
classified as MSMEs with default of higher value of ……………….
a) 1 crore b) 2 crore c) 5 crore d) 3crore
92. What is ROI for working capital under Weavers Mudra Loan Scheme under (PMMY
a) RLLR + 1.30% b) RLLR + 1.05% c) RLLR + 1.35% d) RLLR + 1.55%
93. What is maximum loan amount under End to end digitization of Shishu Mudra Loans to existing
customer
a) 10,000 b) 20,000 c) 50,000 d) 100,000
94. What is digital verification charges under End to end digitization of Shishu Mudra Loans
a) 100+ GST b) 200 +GST c) 300+ GST d)400+GST
95. What is e-Signing of Document under End to end digitization of Shishu Mudra Loans
a) 10+GST b) 15+GST c) 7+GST d) 10+GST
96. charges for MSME loans through “PSB Loans in 59 for above 1 crore
a) 3300 b) 3900 c) 3600 d) 3500
97. What is quantum of project cost to be bank financed under NMDFC
a) 50% b) 60% c) 70% d) 85%
98. What is maximum loan quantum under 2nd loan of PM street vendor scheme
a) 15000 b) 18000 c) 20000 d) 25000
99. What is maximum loan quantum under MSME CAP manufacturing
100.What is maximum loan quantum under MSME CAP service
101.What is maximum DOP to DM CAC SME sulabh for MSME CAP for low risk customer
102.What is maximum loan quantum under canara GST scheme
a) 5 crore b) 10 crore c) 1 crore d) 15 crore
103.What is margin required under Canara GST scheme?

a) 5% b) 10% c) 15 % d) Nil
104.What is maximum term loan quantum under MSME SUGAM scheme
105.Unit visit to be done by branch and SME sulabh together for loan amount of
a) Above 100 lakh b) 75 lakh c) 50 lakh d ) 80lakh
106.CRR is defined under
a) Sec 42 RBI act 1934
b) Sec 24 RBI act 1934
c) Sec 42 BR act 1949
d) Sec 24 BR act 1949
107.SLR is defined under

a) Sec 42 RBI act 1934
b) Sec 24 RBI act 1934
c) Sec 42 BR act 1949
d) Sec 24 BR act 1949
108.Bank can hold …….. paid up capital of any company OR ……. of its own Paid up capital and reserves
(whichever is less) as per 19 (2) of BR ACT.
a) 30% & 30% b) 30% & 45% c) 45% & 45% d) 30% & 50%
109.Paying banker gets protection for “chq is materially altered- but does not appear to have altered “ as
per sec -----of NI act 1981
a) Sec85 b) sec 89 c) sec 91 d )sec 131
110.Bank will be called under Safe custody of articles
a) Bailor b) bailee c) lessor d) lessee
111.What is minimum rent paid in a FY which attracts TDS
a) 1.0 lakh b) 2.4 lakh c) 3.0 lakh d) 1.2 lakh
112.What is commission for pension payments per transactions ?
a) 75 b) 45 c) 50 d) 55
113.RO head to visit all the branch at least once in …….month
a) 3 b) 6 c) 9 d) 12
114.What is penalty for Non-functioning of CCTV/ Branch cash/documents kept in strong room / Non-
utilization of NSMs for sorting of notes ?
a) 1000 b) 2000 c) 3000 d) 5000
115.Penal interest shall be levied at the rate of ………….for the period of delayed reporting/wrong
reporting/non-reporting /inclusion of ineligible amounts in chest balance
a) 2% over the prevailing Bank Rate
b) 2% over the prevailing Repo Rate
c) 2 % over the prevailing Reverse repo rate
d) 2% over the prevailing MCLR
116.ANTI-TERRORISM DAY is observed on
a) 21 may b) 21 june c) 21 july d) 11 may
117.What is maximum limit of cash withdrawal through Door step banking per request
a) 5000 b) 1000 c) 10000 d) 15000
118.Service booked after 3PM under door step banking to be completed by

a) 4pm same day b) 1 PM of next working day c) 2 PM of next working day d) same day
119.EMAIL will be deactivated after how many days in terms of extant policy ?
a) 45 days b) 90 days c) 60 days d) 120 days
120.Concept of Positive Pay involves a process of reconfirming key details of cheque. It is applicable for
a) Rs. 50,000/= and above
b) Rs. 500,000/= and above
c) Rs. 5,000/= and above
d) Rs.25,000/= and above
121.What is incentive amount for distribution of coins per bag by RBI
a) 45 b) 65 c) 75 d) 55
122.Personalized cheuqe book is to be destroyed beyond a period of ……… when it is laying in branch due to
undelivered.
a) 1 months from the date of issue/return of the cheque books by India Post
b) 3 months from the date of issue/return of the cheque books by India Post
c) 6 months from the date of issue/return of the cheque books by India Post
d) 9 months from the date of issue/return of the cheque books by India Post
123.OLERI CULTURE is defined as cultivation of
a) Vegetable b) mushroom c) tree d) fish
124.What is maximum tenure of CERTIFICATE OF DEPOSITS
b) 6 months b) 9 month c) 12 month d) 15 month
QUESTINOS ON POLICIES
1. What is Merchant Discount Rate (MDR) For Physical POS powered by VISA and MasterCard for
Small Merchants (Turnover upto Rs,.20 Lakhs during the previous FY ).
i) Not exceeding 0.40% + GST (MDR cap of Rs.200/- per qtr)
ii) Not exceeding 0.50% + GST (MDR cap of Rs.200/- per qtr)
iii) Not exceeding 0.60% + GST (MDR cap of Rs.200/- per qtr)
iv) Not exceeding 0.90% + GST (MDR cap of Rs.200/- per qtr)
2. What is Merchant Discount Rate (MDR) For QR Code powered by VISA and MasterCard
For Other Merchants (Turnover above Rs.20 Lakhs during the previous FY )
i) Not exceeding 0.80% + GST (MDR cap of Rs.1000/- per transaction)
ii) Not exceeding 0.50% + GST (MDR cap of Rs.1000/- per txn)
iii) Not exceeding 0.70% + GST (MDR cap of Rs.1200/- per txn)
iv) Not exceeding 0.80% + GST (MDR cap of Rs.1500/- per transaction)
3. Cash @ pos facility is an debit card holders minimum amount of withdrawal will be Rs.100/- and
thereafter in multiples of Rs.100/- subject to maximum of ________ per debit card in Tier I & II
Cities and _________ in other centres.
i) 500/ per day, 1000 per day
ii) Rs 1000/- per day, Rs.2000/-per day
iii) Rs 1500/- per day, Rs.2000/-per day
iv) Rs 1000/- per day, Rs.1500/-per day
4. Merchant shall obtain photo ID proof, Address proof, Contact details and Xerox copy of
International Cards (both sides) for transactions above
i) Rs. 2,00,000/
ii) Rs. 1.00,000/
iii) Rs 10,000/
iv) Rs 50,000/
5. If the merchant transactions are disputed as fraud and such fraud to sales ratio is more than
_____for a given period, transactions amount will not be released till completion of _______
from the date of settlement.
i) 20%,12 months
ii) 20%,20 months
iii) 25%,30months
iv) 25%,24months
6. An NBFC-MFI is defined as a non-deposit taking NBFC (other than a company licensed under
Section 25 of the Indian Companies Act, 1956) that fulfils the following conditions- Which of the
condition is incorrect.?
i) Minimum Net Owned Funds of Rs.5 crore.
ii) For NBFC-MFIs registered in the North Eastern Region of the country, the minimum
NOF requirement shall stand at Rs. 2 crore
iii) Not less than 85% of its net assets are in the nature of “qualifying assets".
iv) Not less than 75% of its net assets are in the nature of “qualifying assets”
7. NBFC MFIs having asset size of _____are to submit Asset Liability Management.
i) Rs. 200.00 Crore and above
ii) Rs. 100.00 Crore and above
iii) Rs. 500.00 Crore and above
iv) Rs. 1000.00 Crore and above
8. Panchayath Level Federation (PLF), SHGs which are _______and have passed the first credit
rating are eligible to become members of PLF.
i) 3 months old
ii) 9 months old
iii) 6 months old
iv) 12 months old
9. Maximum Credit Limit under PLF not to exceed _____ per SHG . PLF Loan to individual
member of the SHG not to exceed Rs ______
i) 50,000/, 50.00 lakhs
ii) 1,00,000/ 30.00 lakhs
iii) 50.00 lakhs, 50,000/
iv) 5 0 lakhs, 5 lakhs
10. As Per Merchant Enrollment Policy- any transaction is called " High value" in respect of
merchant categories like Jewelers & travel agents if the amount of a single transaction or total
amount of more than one transaction done using a single card is
i) Rs.3.00 Lakhs or more per day per merchant
ii) Rs.2.00 Lakhs or more per day per merchant
iii) Rs.1.00 Lakhs or more per day per merchant
iv) Rs.5.00 Lakhs or more per day per merchant
11. The transaction limits for Merchants and Customers transacting under BHIM Aadhaar PoS
i) Minimum Rs 500/ ,Maximum Rs 10,000/
ii) Minimum Rs 10/ , Maximum Rs 10,000/
iii) Minimum Rs 1000/ , Maximum Rs 10,0000/
iv) Minimum Rs 100/ , Maximum Rs 10,000/
12. When any merchant is classified as Verified Merchant in UPI
i) Annual turnover (including group level) of Rs.25.00 crore and above.
ii) Annual turnover (including group level) of Rs.50.00 crore and above.
iii) Annual turnover (including group level) of Rs.70.00 crore and above
iv) Annual turnover (including group level) of Rs.10.00 crore and above
13. How much time Refund process takes ____ for settlement in Bharat Bill Pay System (BBPS)
i) T + 1day
ii) T + 3day
iii) T + 5day
iv) T + 7day
14. Net Banking Password should be of ______, with a mix of minimum one uppercase, one
lowercase, one numeric and one special character.
i) minimum 8 to maximum 12 characters
ii) minimum 8 to maximum 16 characters
iii) minimum 6to maximum 12 characters
iv) minimum 8 to maximum 20 characters
15. Maximum Validity Period of Prepaid Classic & Prepaid Plus is 3 years, what is the Maximum
Validity Period for Gift Card
i) Maximum: 5 year
ii) Maximum: 2 year
iii) Maximum: 3 year
iv) Maximum: 1year
16. The maximum value of prepaid instruments issued to a customer shall not exceed
i) Rs 1,00,000/
ii) Rs 5,00,000/
iii) Rs 2,00,000/
iv) Rs 3,00,000/
17. Prepaid Gift card having Maximum value Rs. 10,000/- which is not reloadable. Alerts shall be
sent to the Prepaid Instrument (PPI) holder during ________ prior to expiry of validity period of
the PPI through SMS/ E-mail/ post
i) 45 days
ii) 30 days
iii) 60 days
iv) 90 days
18. How much charge shall be levied on expired prepaid instrument
i) Service charge @ Rs.300/- per year + applicable GST
ii) Service charge @ Rs.100/- per month + applicable GST
iii) Service charge @ Rs.200/- per month + applicable GST
iv) Service charge @ Rs.50/- per month + applicable GST
19. For Non credit items Powers of the DGM Head R.O in case of WRITE OFF and WRITE BACK is
i) Rs 25000/-, Rs 50000/
ii) Rs. 30,000/, Rs. 50,000/
iii) Rs 50000/, Rs 25000/
iv) Rs.25000/, Rs. 60,000/
20. As per the recommendations of ________on Audit System and revised Inspection Policy, 80%
weightage is given to Control Risk and 20% weightage to Business Risk
i) Sen committee
ii) Damodaran Committee
iii) Urjit patel Committee
iv) Basanth Seth Committee
21. PRESERVATION OF RECORDS which is defined under Section 45 Of BR ACT, the Records to be
preserved for __from the date of transaction between the bank and the client as per Prevention
of Money Laundering (Amendment) Act, 2009.
i) at least 3 years
ii) at least 7 years
iii) at least 10 years
iv) at least 5 years
22. . Records to be Preserved which relate to disputes or litigations in the Court of Law for
i) 10 years after the disputes are over
ii) 12 years after the disputes are over
iii) 20 years after the disputes are over
iv) 15 years after the disputes are over
23. As per Gold loan Policy CCTV recording should be available in a DVR for real time viewing for
________in Managers cabin
i) 60 days
ii) 180 days
iii) 1 year
iv) 90 days
24. For ensuring end use of Gold Loans, RO has to conduct post sanction audits at least in
______and check at least _________during the FY. (DISCOUNITNUED NOW )
i) 2 branches per month, 10% of the newly granted accounts
ii) 4 branches per month, 20% of the newly granted accounts
iii) 5 branches per month, 15% of the newly granted accounts
iv) 2 branches per month, 20% of the newly granted accounts
25. TENURE OF JEWEL APPRAISAL AT BRANCH
i) 6 years (2 years contact + Renewal 4 years)
ii) 6 years (4 years contact + Renewal 2 years)
iii) 8 years (4 years contact + Renewal 4 years)
iv) 6 years (3 years contact + Renewal 3 years)
26. Engagement of Second Jewel appraiser is mandatory when
i) Last quarter average gold loan is more than 30 loans per day.
ii) Last quarter average gold loan is more than 25 loans per day.
iii) Last quarter average gold loan is more than 35 loans per day.
iv) Last quarter average gold loan is more than 20 loans per day.
27. Auction time line for Agri Gold Loans _____and _____ for Non-Agri Gold Loans
i) 45 days, 60 days
ii) 30 days, 60 days
iii) 45 days, 30 days
iv) 30 days, 45 days
28. Compliance Officers at the respective Overseas Branches to ensure strict adherence to all the
Regulatory Guidelines issued in the host country, These Compliance Officers shall submit the
Certificates of Compliance, Statutory Returns etc to
i) Chief Group Compliance Officer (CGCO) with a copy to IR Wing, HO
ii) Chief Group Compliance Officer (CGCO) with a copy to CCR Wing, HO
iii) Chief Group Compliance Officer (CGCO) with a copy to IO & IR Wing, HO
iv) Chief Group Compliance Officer (CGCO) with a copy to IO & CCR Wing, HO
29. ATMs installed in a radius of ___from branch premises shall be treated as deemed on-site ATM.
i) 100 meters
ii) 500 meters
iii) 300 meters
iv) 1000 meters
30. E- donations through ATMs what is the minimum _____& maximum of ____.
i) Rs 100 , Rs 50,000
ii) Rs. 500, Rs 20,000
iii) Rs. 100, Rs 10,000
iv) Rs. 500, Rs 15,000
31. Cassettes in the ATM can be configured for any denominations from Rs …./- to Rs ……/-
i) Rs 500/- to Rs 2000/-
ii) Rs 100/- to Rs 2000/-
iii) Rs 50/- to Rs 2000/-
iv) Rs 10/- to Rs 2000/-
32. CASH RECYCLERS has a capacity of holding upto ___currency notes and will accept upto a
maximum of ____ currency notes in one go.
i) 17300, 300
ii) 17500,500
iii) 17700, 250
iv) 17900,600
33. Whenever cash level in the ATM goes_______, an automated SMs/E-mail will be generated
and sent across to Branch-incharge / CRA executive.
i) below Rs 2.00 lakh
ii) Rs 1.00 lakh
iii) below Rs 1.00 lakh
iv) Above Rs 1.00 lakh
34. ATMs which are more than _____can be taken up for replacement.
i) 7 years old
ii) 5 years old
iii) 10 years old
iv) 12 years old
35. Under GROUP PERSONAL ACCIDENT INSURANCE POLICY of EMPLOYEES- what is the Sum
Assured for death To scale 2
i) 6.5 lakhs
ii) 6 lakhs
iii) 10.5 lakhs
iv) 8.5 lakhs
36. GOI had directed Banks to draw a Financial Inclusion Plan to map each district into Sub-Service
Area (SSA) catering ______in such a manner that every habitation has access to Banking
Services within ________
i) 1000-1500 households,15 KMs
ii) 1000-2500 households,10 KMs
iii) 1000-1500 households,5 KMs
iv) 500-1500 households,10 KMs
37. Overdraft facility to PMJDY accounts holders up to a limit of Rs.10000/- per customer subject to
complying the stipulated conditions and OD up to a limit of Rs………../- without any conditions
for persons in the age group of_______.
i) Rs 5000/- & 18-60 years
ii) Rs 2000/- & 18-60 years
iii) Rs 5000/- & 18-65 years
iv) Rs 2000/- & 18-65 years
38. Bank Mitra shall operate from the fixed location in the allocated SSA villages atleast for
_______in a day and thereafter he has to move around villages.
i) 6 hours
ii) 2 hours
iii) 4 hours
iv) 3 hours
39. As per Projects Management Policy, when a project is called Large Project
i) Project Cost upto 10 Lacs and /or Efforts less than one month
ii) Project Cost upto 50 Lacs and/or Efforts upto 3 months
iii) Project Cost upto 5 Crores and / or Efforts upto 1 year
iv) Project Cost upto 5 Crores and /or Efforts upto 6 months
40. SMS alerts to customers for all the transactions from all alternate delivery channels and
transactions ______done through branches
i) Rs.5000/-
ii) above Rs.5000/-
iii) Rs. 2000/
iv) above Rs.2000/-
41. who has been nominated for effective MIS enrichment at Circle Level, for Circles with Business
10000 Cr and above
i) DM to be nominated
ii) DGM to be nominated
iii) AGM to be nominated
iv) SM to be nominated
42. As Per EMPLOYEES’ GRIEVANCE(S) REDRESSAL POLICY, HRM Section shall acknowledge the
grievance(s) immediately, in any case within _____of receipt of such grievance(s).
i) 7 working days
ii) 6 working days
iii) 5 working days
iv) 3 working days
43. In Can-mobile app, the user session shall expire in case of inactivity from user for more than __
i) 60 seconds
ii) 30 seconds
iii) 90 seconds
iv) 45 seconds
44. In BHIM-UPI Upper ceiling per user/day/ shall be ______for funds transfer.
i) 10,000/
ii) 20,000/
iii) 50,000/
iv) 1,00,000/
45. Branches should submit the Micro finance progress report on a _______quarterly basis as on
30th June,30th September,31st December and 31st March of each year to the respective RO/CO
before 10th of the succeeding month
i) PSR 61
ii) PSR 76
iii) PSR 83
iv) PSR 85
46. n case of SHG bank linkage programme, credit rating has to be done for assessment of SHG's
while extending credit. The minimum score to qualify for credit linkage is
i) 50%
ii) 60%
iii) 70%
iv) 65.60%
47. In case of MFI s_____ Credit Risk rating is done for accounts of Rs.5 cr and above. In case of
accounts below Rs.10 Crore ______ credit rating is a must
i) External,internal
ii) Internal, External
iii) Not required,External
iv) External, MFI rating
48. For sanction limit above ______to SHG/JLG, 2 CIR of all the office bearers alone shall be drawn
i) Rs. 6 lakh
ii) Rs. 9 lakh
iii) Rs. 7 lakh
iv) Rs. 10 lakh
49. The maximum loan that can be permitted to the Micro Crdit Groups-MCG is restricted to______
in urban areas and _______- in rural areas and semi urban areas
i) 2 lakh, 4 lakh
ii) 2 lakh, 6 lakh
iii) 2 lakh, 5 lakh
iv) 2.5 lakh, 5 lakh
50. While advancing to SHGs Margin and collateral shall not be insisted for loan amount up to
i) Rs. 20 Lakhs
ii) Rs. 10 Lakhs
iii) Rs. 5 Lakhs
iv) Rs. 7.5 Lakhs
51. The Micro Credit Groups (MCGs) is an informal group of 3-10 members,The minimum and
maximum number of members in a group is restricted to______ in urban areas and_______in
rural and Semi urban areas
i) 5 TO 10, 3 TO 5
ii) 3 TO 5, 5 TO 10
iii) 1 TO5, 1 TO 10
iv) 1 TO 5, 5 TO 10
52. JLG is an informal group comprising of _____individuals, How much incentives given by
NABARD for promotion of JLGs ______.
i) 2-5, Rs 1000/
ii) 2-10, Rs.10000/
iii) 4-10 , Rs.2000/
iv) 2-10, Rs.5000/
53. Which of the following is not correct product code for Term Loan Against Gold Jewellery for
Agriculturist .
i) 836
ii) 843
iii) 780
iv) 890
54. Gold loan is Restricted up to Rs.10.00 lakhs per customer for Crop loans. For Other than crop
Purpose- Overall maximum Gold loan limit per customer may be fixed at
i) Rs.30.00 Lakhs.
ii) Rs.35.00 Lakhs.
iii) Rs.40.00 Lakhs.
iv) Rs.25.00 Lakhs.
55. In case of NPA- The entire auction process to be completed in ____for Agriculture Gold Loans
and in 30 days for Non-Agriculture Gold Loans.
i) 45 days
ii) 60 days
iii) 15 days
iv) 90 days
56. While advancing against the security of specially minted gold coins, weight of the Gold coins
shall not exceed _____per customer.
i) 25 grams
ii) 75 grams
iii) 50 grams
iv) 90 grams
57. The Whistle Blower/ Complainant will be required to confirm ______of receipt of letter that he
had sent the complaint and also confirm that he had not made similar or identical allegations of
corruption, misuse of office to any other authority to qualify as a “Whistle Blower” complainant
i) within 30 days
ii) within 60 days
iii) within 15 days
iv) within 90 days
58. An account can be marked as FRAUD in cbs with option
i) BA701
ii) BA501
iii) BAM01
iv) BAM83
59. In respect of Non credit frauds The Fraud Report shall be sent to R&R Section, RL&FP Wing, HO
by the Branch concerned, a copy of which shall be marked to
i) CRM section,RO
ii) CRM section,RO
iii) R&L Section,CO
iv) HRM Section,CO
60. As per Fraud Risk Management Policy, Fraud-loss limit shall be fixed by the Bank basing on the
amount of outstanding frauds and shall be reviewed on ______.
i) Half Yearly Basis
ii) Yearly Basis
iii) Monthly Basis
iv) quarterly basis
61. In respect of credit related frauds, the fraud loss limit shall be ___of the average outstanding
advances as at the end of previous 3 years. And in respect of non-credit items -on the basis of
the trend in noncredit frauds for the past 3 years.
i) 0.15%,
ii) 0.25%
iii) 0.40%
iv) 0.10%
62. Branches have to report all cases of actual/suspected frauds immediately on detection
i) Within 48 hours
ii) within 24 hours
iii) within 12 hours
iv) within 72 hours
63. For any investigation of fraud, ZI-IO conducting investigation, and have to submit the report at
the earliest but not later than 14 days, If under any circumstances, the investigation is not
completed within 14 days, prior permission shall be obtained from the ______for extending the
period.
i) GM of HR Wing
ii) GM of CAM Wing
iii) GM of Inspection Wing
iv) CO-GM
64. LEGAL AUDIT of title deeds and other documents in respect of all credit exposures of
Rs……Crore and above has conducted periodically- .
i) 5 crore
ii) 3 crore
iii) 1 core
iv) 2 crore
65. Fraud case to be registered with Banking Security and Fraud Cell of CBI, when the amount
involves
i) Rs.3 Crore and above
ii) Rs.3 Crore and above and up to 25.00 Crore
iii) More than Rs.25 Crore and up to Rs.50 Crore
iv) More than Rs.10 Crore and up to Rs.50 Crore
66. Who is reporting authority in case of amount involved in the fraud is Rs.5 Crore & above within
time line of
i) Central Fraud Monitoring Cell, Bangalore , 1 week
ii) CGM-in-Charge, DBS RBI, Central Office, Mumbai & copy to CFMC ,1 week
iii) CFMC, 15 days
iv) R & R Section, no need to report.
67. All fraud of Rs. 3 Crore and above and up to 25.00 Crore to to be lodged with ACB Branch of CBI
where staff involvement is prima facie evident, and to be lodged with _________ where staff
involvement is prima facie not evident
i) Economic Offences Wing of CBI
ii) CBI - To be lodged with Banking Security and Fraud Cell
iii) CBI – to be lodged with Head of Zone, BS&F Zone
iv) State Police
68. What is Reimbursement on account of fraudulent debits for DGM headed Circle
i) Rs. 5.00 lakh per account
ii) Rs.3.00 lakhs per account
iii) Rs.7.00 lakhs per account
iv) Rs.2.00 lakhs per account
69. Time line for outstation cheque for clearing-
Cheques presented at any of the State Capitals- maximum period of 7 days, Major cities
maximum period of________. for all other center excluding Major Cities it is 14 days .
i) 8 days
ii) 12 days
iii) 10 days
iv) 15 days
70. When any Customer cheque is dishonoured for the reason insufficient funds of value less than
Rs. 1 Crore, on ……….occasions during the financial year will attract stoppage of cheque book
facility and closure of account.
i) FOUR occasions
ii) SIX occasions
iii) Three occasions
iv) Fifth occasions
71. If ECS mandate is dishonoured for the reason insufficient funds for a ______in a particular
account of the drawer during the financial year, a cautionary advice will be issued to the
concerned constituent.
i) FOUR occasions
ii) SIX occasions
iii) Three occasions
iv) Fifth occasions
72. Cheques dishonoured for the reason insufficient funds in respect of all accounts should be
returned/ dispatched to the customers without delay, in any case ______.
i) within 24 hours
ii) within 12 hours
iii) within 48 hours
iv) within 7 days
73. Customers’ Day is observed on …………. of every month. & Branch incharge will be available at
the branch between ……..p.m. and ….. p.m. to meet customers without any prior appointment
i) 15th & 3 p.m. and 5 p.m
ii) 10th & 3 p.m. and 5 p.m
iii) 15th & 4 PM & 6 PM
iv) 10th & 4 PM & 6 PM
74. Customers can lodge their complaints directly to Branch-in-charge and it will be the
responsibility of the Branch-in-charge to resolve the complaint _______from the date of receipt.
i) within 10 days
ii) within 7 days
iii) within 15 days
iv) within 5 days
75. When any complaints received from Customer, time Schedule for Redressal of Complaints is 21
days adopted by our Bank, What is the time Schedule for Redressal of Complaints _when
Complaints received from PMs office as per time stipulated by MOF
i) 15 days
ii) 10 days
iii) 7 days
iv) 30 days
76. Account debited but the beneficiary account is not credited while doing IMPS it must reversed
within T+1 day, if not reversed Penalty of Rs 100 per day. If ATM failed transaction not reversed
within ________, Penalty of Rs 100 per day (suo moto) will be charged.
i) T + 3 DAYS
ii) T + 1 DAYS
i) T + 5 DAYS
ii) T + 7 DAYS
iii)
77. Which of the following is not a Social media platform
i) Linkedln
ii) Pinterest
iii) Twitter
iv) Jumbbook
78. First Level Response to customer queries shall be done in less than ______by the vendor
managing the social media activities, The email related to issue on services should be
responded within _______of receiving the email
i) 30 minutes, 5 hours
ii) 10 minutes, 7 hours
iii) 15 minutes, 5 hours
iv) 60 minutes, 5 hours.
79. Single Rupee Term Deposit of Rs. ________ will be considered as bulk deposit for the purpose of
arriving at the Standard Cash Limit.
i) 5.00 Crore
ii) 2.00 Crore
iii) 3.00 Crore
iv) 1.00 Crore
80. BANKERS BALANCE shall be maintained at minimum balance with Tolerance level of ____on
upper side
i) 10%
ii) 25%
iii) 15%
iv) 20%
81. If there is delay in realization of local cheques, Compensation at _____________ shall be paid
for the corresponding period of delay.
i) SB rates
ii) Term Deposit Rate
iii) Bank Rate
iv) RD rate
82. Cheques presented in High value clearing shall be credited on the same day, Hign Value means
i) Minimmum value of Rs. 50,000/
ii) Minimum Rs 2 lakh
iii) Minimum Rs 1 lakh
iv) Minimum Rs 5 lakh
83. Any cheque sent for collection and there is delay in giving credit to customer account, what will
be compensation rate when delay is more than 90 days.
i) Saving Bank interest rate
ii) Term deposit rate
iii) 2% above the corresponding TD rate
iv) 2% above the corresponding SB RATE
84. Cheque truncation system defined under-
i) Sec 142 of NI Act 1881
ii) Sec 139 of NI Act 1881
iii) Sec 151 of NI Act 1881
iv) Sec 131 of NI Act 1881
85. Positive Pay System foe CTS has been introduced from January1,2021, under which cheques of
Rs. ________and above will be compulsorily to be under Positive Pay System.
i) Rs. 1,00,000/
ii) Rs. 50,000/
iii) 2,00,000/
iv) 5,00,000/
86. In case of VLB/ ELB / PCB / MCB wherever income leakage detected is Rs……… lacs and above
per branch per audit, such things are to be reported as Special reports. For Large / Medium /
Small branches, cut off limit for reporting income leakage under Special reports shall be
_______. Closure of Special Report in 4 months from the date of receipt of report at Circle
Office
i) Rs.30 lacs & Rs 10 lacs
ii) Rs 25 lacs & Rs.15lacs
iii) Rs 30 lacs & Rs.15 lacs
iv) RS 25 LACS & Rs.10 lacs
87. Periodicity of audit for newly opened branches including Ultra small branches
i) 3 months
ii) 9 months
iii) 6 months
iv) 12 months
88. Periodicity of audit ROs with Low Risk including RAH, SME Sulabh.
i) 12 months
ii) 18 months
iii) 24 months
iv) 16 months
89. RBIA of our Dubai branch(foreign) shall be once in_______. RBIA of Hong Kong branch shall be
conducted ________by internal IOs as per the regulatory requirement of HKMA
i) 12 months, Half Yearly
ii) Half Yearly, 12 months
iii) 18 months, Half Yearly
iv) Half Yearly,18 months
90. KYC Snap Audit has been Conducted monthly in _________per Regional Office.
i) Five branch
ii) One branch
iii) Two branch
iv) Three branch
91. London branch shall be subjected to________ Concurrent Audit and New York branch shall be
subjected to _________Internal Audit by external audit firms as per host country requirements
i) Quarterly, Half Yearly
ii) Monthly, Half Yearly
iii) Quarterly, Monthly
iv) Quarterly, Quarterly
92. As part of Audit rationalization, the Concurrent Audit at branches should cover ________of the
Bank as at end of the financial year.
i) 60% of advances
ii) 70% of advances
iii) 80% of advances
iv) 75% of advances
93. Time line for closure of concurrent audit reports of wings is _____from the date of audit reports.
i) 30 days
ii) 60 days
iii) 45 days
iv) 90 days
94. Dealing Room Audit in Integrated Treasury Wing shall be conducted on ____
i) Quartely Basis
ii) Half Yearly Basis
iii) Monthly basis
iv) Fortnight Basis
95. The time line for closure of RBIA reports of branches under : Small / Medium / RAH/ SME
Branches from the date of submission of the report.
i) 1 months
ii) 2 months
iii) 3 months
iv) 4 months
96. Time line for closure of RBIA reports f High Risk rated Large / VLB / ELB / MCB / PCB branches is
_____from the date of submission of the report.
i) 30 days
ii) 90 days
iii) 60 days
iv) 45 days
97. ZI shall verify at least 25% of the alerts that are closed by the CO coming under their purview
on day to day basis OTM Cell HO to verify ______of alerts closed by Circle Offices.
i) 5%
ii) 10%
iii) 15%
iv) 20%
98. The periodicity of IS Audit of Circles / Regional Offices with Moderate Risk Rating is
i.) 6 months
ii.) 18 months
iii.) 9 months
iv.) 12 months
99. The periodicity of IS Audit of Digital Banking Services Wing and Reconciliation Wing
i.) 3 months
ii.) 6 months
iii.) 9 months
iv.) 12 months
100. As Per Compensation policy- In case where neither the Bank is at fault nor the customer,
but the fault lies elsewhere in the system, the Bank will help in restoring the actual amount
involved. As a gesture of goodwill and to deal with the customers fairly, the Bank will
compensate the customer with Rs.100/- per Rs.5000/- of the amount involved, subject to a
maximum of _______
i) Rs.10000/- for each instance.
ii) Rs.5000/- for each instance.
iii) Rs.2000/- for each instance.
iv) Rs.1000/- for each instance.
101. In case of delay in crediting the beneficiary customer’s account or in retuning the non-
credited amount to the remitter in case of NEFT, Bank shall pay penal interest. _______ for the
period of delay/ till the date of refund as the case may be
i) the current RBI LAF Repo rate plus 2 %
ii) Repo rate plus 2 % t
iii) Repo rate plus 1 %
iv) the current RBI LAF Repo rate plus 1 %
102. if there is Delay in revision of pension and payment of arrears to pensioners the Bank
shall compensate the pensioners' for the delayed period beyond the due date
i) at 6% penal interest
ii) at 4% penal interest
iii) at 6% penal interest
iv) at 8% penal interest
103. CCTV the currency chest including entrance will be available for ________for the real
time viewing
i) 90 days & 1 year
ii) 60 days
iii) 180 days
iv) 30 days
104. All sensitive currency chests should be visited by the Chief Security Officer
i) Once in 2 year
ii) once in a year
iii) Twice in a Year
iv) Quartely.
105. Branches having cash holding of ___________should have a strong room
i) 10 lacs and above
ii) 5 lacs and above
iii) 7 lacs and above
iv) 20 lacs and above
106. Insurance cover for cash in transit
i) Rs. 5 crores
ii) Rs. 7.5 Crores
iii) Rs. 10 Crores
iv) Rs. 15 Crores
107. 1 Armed Guard must be available for Cash Remittance of
i) Rs. 10 lacs to Rs. 50 lacs
ii) Rs. 20 lakhs TO Rs. 50 lacs
iii) Rs. 10 lakhs TO Rs. 20 lacs
iv) Rs. 20 lakhs TO Rs. 40 lacs
108. What is the maximum limit for Gold Credit Card

i) 5 lakhs
ii) 20 lakhs
iii) 25 lakhs
iv) 30 lakhs
109. As Per DEFINITION OF THE SPECIFIED BORROWER - A borrower shall be referred to as

the ‘Specified borrower’, if the Aggregate Sanctioned Credit Limit is more than (choose the
Wrong Answer)
i) Rs.25,000 crore at any time during FY 2018
ii) Rs.15,000 crore at any time during FY 2019
iii) Rs.10,000 crore at any time from April 1, 2019
iv) Rs.15,000 crore at any time from April 1, 2019.
110. What is the maximum Credit exposure ceiling for Proprietorship Concerns
i) 25 crore
ii) 50 crore
iii) 75 crore
iv) 100 crore
111. What is the maximum Credit exposure ceiling for Limited Liability Partnerships(LLPs)
v) 25 crore
vi) 50 crore
vii) 75 crore
viii) 100 crore
112. Bank may permit OD against mortgage of property with ____margin on the market
value of the property offered as security on overdraft against property to stock brokers.
i) 20%
ii) 30%
iii) 40%
iv) 50%
113. MSME Sulabhs to handle all fresh and enhancement of MSME loan proposals -beyond
cumulative cut off limits of ___________or branch delegated power whichever is less in case of
Small, Medium, Large and VLB branches. In case of ELBs, MSME proposals beyond branch
powers shall be sent to Sulabh.
i) Rs 30.00 Lakh
ii) Rs 20.00 Lakh
iii) Rs 15.00 Lakh
iv) Rs 25.00 Lakh
114. Timelines stipulated for obtention of LEI code for MSME borrowers with exposure
Above Rs 10 Cr to Rs 25 Cr __________, Where as for NON MSME it is up to _____
i) 30.06.2022 30.09.2022
ii) 30.09.2022 30.06.2022
iii) 31.03.2022 30.06.2022
iv) 30.09.2022 31.03.2023
115. Report from Central Economic Intelligence Bureau to be sought for exposures above
Rs.______ e in respect of all prospective borrowers and also whenever exposures above
_______turns NPA.
i) 50 crore, Rs.50 Crore
ii) 25 crore, Rs.25 Crore
iii) 50 crore, Rs.30 Crore
iv) 20 crore, Rs.20 Crore
116. What is Desirable level of Quick Ratio in respect of Iron & Steel Industry with total
exposure above Rs.10 Crores (FB+NFB) as financial benchmark parameter.
i) 0.61
ii) 0.71
iii) 0.50
iv) 0.69
117. The proposal of permitting 2nd extension for putting through the mortgage transaction
may be permitted by respective sanctioning authority for a maximum period of
i) 3 months
ii) 4 months
iii) 6 months
iv) 9 months
118. What is the risk weights for individual housing loans sanctioned on or after 16.10.2020
and upto 31.03.2022, if LTV ratio is >80 and less than or equal to 90.
i) 50%
ii) 25%
iii) 40%
iv) 30%
119. What is the Standard assest provisioning for individual housing loans sanctioned on or
after 16.10.2020 and upto 31.03.2022, if LTV ratio is >80 and less than or equal to 90.
i) 0.25%
ii) 0.40%
iii) 0.10%
iv) 0.50%
120. What Commitment charges shall be collected- If the average utilization during the
quarter is between 50-75%, (Commitment charges shall be levied on the unutilised / unavailed
sanctioned working capital limits / Short Term limit for working capital in respect of corporate
borrowers with sanctioned limits) of Rs. 10 crore and above from Bank.
i) 1.00% p.a. on entire unutilized portion on a quarterly basis
ii) 0.50% p.a. to be recovered on entire unutilized portion on a quarterly basis.
iii) No charge
iv) 0.70% p.a. to be recovered on entire unutilized portion on a quarterly basis.
121. The revalidation can be permitted by the sanctioning authority only once during the
validity period of the limits what is maximum period of revalidation in case of Term Loan.
i) 3 months
ii) 6 months
iii) 2 months
iv) 9 months
122. External Credit Rating: ECAI rating shall be obtained from all the Borrowers who are
enjoying credit exposure (FB + NFB) of ______from Banks/FIs.
i) above Rs. 25 crore
ii) Rs. 25 crore
iii) 10 crore
iv) above Rs. 10 crore
123. Bank shall obtain minimum 2 independent valuation reports from 2 empanelled valuers
in respect of loan accounts where the value of individual property (Land and Building) obtained
as collateral for the loan is _______
i) 7 crore and above
ii) 5 crore and above
iii) 9 crore and above
iv) 10 crore and above
124. in respect of accounts with balance of Rs.1 crore and above and classified as sub
standard and doubtful, stock audit has to be got done _______
i) Once in a Year
ii) Half Yearly
iii) once in 2 years
iv) once in 5 years
125. In respect of accounts with balance of ________and classified as doubtful, stock audit
has to be done once in a year.
i) Rs.1 Crore and above
ii) Rs.2 Crore and above
iii) Rs.10 Crore and above
iv) Rs.5 Crore and above
126. where the investment in plant and machinery or equipment does not exceed 50 crore
rupees and turnover does not exceed 250 crore rupees is called
i) Micro Enterprises
ii) Small Enterprises
iii) Medium Enterprises
iv) Large Enterprises
127. Bank Advance to individual households, of___________, under Renewal Energy defines
under Priority sector Lending.
i) Rs. 05 Lakh per borrower
ii) Rs. 10 Lakh per borrower
iii) Rs. 12 Lakh per borrower
iv) Rs. 15 Lakh per borrower
128. Loans to farmers against pledge/hypothecation of agricultural produce (including
warehouse receipts) for a period not exceeding 12 months subject to a limit up to
________against NWRs/eNWRs and up to Rs. 50 lakh against warehouse receipts other than
NWRs/eNWRs.
i) Rs. 50 lakh
ii) Rs. 75 lakh
iii) Rs. 100 lakh
iv) Rs. 25 lakh
129. Food and Agro-processing up to an aggregate sanctioned limit of _____ per borrower
from the banking system
i) Rs.50 crore
ii) Rs.150 crore
iii) Rs.100 crore
iv) Rs.200 crore
130. The Canara Bank International Travel Prepaid is a multi-currency prepaid card which is
valid for
i) 3 Years
ii) 5 Years
iii) 4 Years
iv) 2 Years
131. Panchasutras which is to be followed for financing SHG, Which of the followinh is incorrect.
i) Regular Savings
ii) Regular Recovery
iii) Regular Visit
iv) Internal Lending and Maintenance of Books
132. In case of Term Loan, sanctioned to SHG, Which of the following is correct.
i) 1st year - 6 times corpus – minimum Rs.2 lac which ever higher
ii) 2nd year – 8 times corpus – minimum Rs.4 lac which ever higher
iii) 3rd Year – minimum Rs.5 lac – Micro Credit Planprepared by the SHGs and appraised by
the Federations/ Support agency and the previous credit History.
iv) 4th year – Above Rs.6 lac – Micro Credit Plan prepared by the SHGs and appraised by
the Federations/ Support agency and the previous credit History
133. Use of loans for augmenting livelihoods of SHG members -If loans are above Rs. 4 lacs,
which of the following is correct
i) 85% should be income generation activity only
ii) 75% should be income generation activity only
iii) 70% should be income generation activity only
iv) 65% should be income generation activity only

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1. Out of following customers, whom can be classified under low risk ?

a) Accountants b) Blind c) Illiterate d) Dealers

18. FCNR Deposits Minimum and Maximum period is

20. Periodicity of interest in Canara Unique Deposit

29. Additional Interest eligible for Canara Amrit Deposit is ____

65. Official language rules are framed in the year___

a) 1963 b) 1967 c) 1697 d) 1976

66. Official Language Implementation Committee (OLIC) meeting is to be conducted ____

a) Within 30 days from the date of receipt of Demand Notice

b) Within 45 days from the date of receipt of Demand Notice

c) Within 60 days from the date of receipt of Demand Notice

d) Within 90 days fro

What is the full form of CERSAI?

a) Central Record of Securitization Asset Reconstruction and Security Interest of India

b) Central Registry of Securitization Asset Reconstruction and Security Interest of India

c) Central Registry of Securities Asset Reconstruction and Security Interest of India

d) Central Registry of Securities Asset Reconstruction and Securities Interest of India

a)Exceeding Rs. 100 Lakhs

b)Exceeding Rs. 200 Lakhs

c)Exceeding Rs. 50 Lakhs

d)Exceeding Rs. 10 Lakhs

Maximum Seizure Charges (Rs) paid to RECOVERY AGENTS IN CASE OF

What is the minimum amount to file case in DRT.

Lok-Adalat maximum amount

a) 15 LACS AND 10 LACS

b) 12 LACS AND 10 LACS

c) 10 LACS AND 6 LACS

d) 6 lacs and 10 lacs

d) 12% & and 10 %

a) 125 % and Rs 6000/

c) 125 % and Rs 25000/-

d) 90% and Rs 6000/

a) 15 days and 30 days

b) 15 days & 15 days

c) 30 days and 15 days

d) 30 days and 30 days

25% and 30%

50 lacs &2 crores.

25 lacs & 2 crores

50 lacs & 1 crore

30 lacs and 20 lacs

25 lacs and 10 lacs

10 lacs and 5 lacs

30 lacs and 10 lacs

300 lacs and 150 lacs

1000 lacs and 500 lacs

500 lacs and 1000 lacs

150 lacs and 300 lacs

PM-KUSUM component A maximum repayment permitted is ……years including 1 year repayment

AGRICULTURE INFRASTRUCTURE FUND (AIF)to be observed on ………………………day

10th day of every month

9 th day of every month

15th day of every month

20th day of every month

AGRICULTURE INFRASTRUCTURE FUND (AIF) maximum repayment can be permitted.

10 years including the moratorium period of up to 2 years

5 years including the moratorium period of up to 2 years

6 years including the moratorium period of up to 2 years

7 years including the moratorium period of up to 2 years