EASTERN MEDITERRANEAN UNIVERSITY/ FACULTY OF BUSINESS AND ECONOMICS

DEPARTMENT OF BANKING AND FINANCE

2020-2021/ FALL SEMESTER

BANK COURSE
COURSE CODE 2nd year - Undergraduate
201 LEVEL
COURSE TITLE Commercial Bank Management
COURSE TYPE Area Core
LECTURER(S) Eralp Bektas, BE 144 (FBE Building II), ( Email : eralp.bektas@emu.edu.tr )
CREDIT VALUE 3 Credit Hrs. ECTS VALUE 6
TUTORIAL ASSISTANT Mugabil Isayev, BE 113 (RD Building), ( Email: mugabil.isayev@emu.edu.tr)
PREREQUISITES None
COREQUISITES None
DURATION OF COURSE One Semester

WEB LINK http://fbemoodle.emu.edu.tr

CATALOGUE DESCRIPTION
The course aims to introduce students to the banks and their services; organization and structure of banks; financial
statements of banks; measuring and evaluation of bank performance;

AIMS & OBJECTIVES

The main aim of this course is to provide students with an introductory yet comprehensive overview of banking services
and organizational structure of the banks. Students are also expected to learn bank financial statement analysis and
performance evaluation. Asset and liability management techniques, like GAP and DURATION analysis are also among
the teaching and learning objectives of this course

GENERAL LEARNING OUTCOMES (COMPETENCES)

On successful completion of this course, all students will have developed knowledge and understanding of:
- Financial services offered by banks
- Regulatory environment of banks
- Organizational forms of banks
- Financial statements and performance evaluation of banks
- Asset and liability management of banks

On successful completion of this course, all students will have developed their skills in:
- Understanding and developing banking services
- Analytical thinking in performance evaluation of banks
- Using asset and liability management as a tool to maximize profit and hedge against interest rate risk

On successful completion of this course, all students will have developed their appreciation of and respect for values
and attitudes regarding the issues of:
- The role of banks as financial service provider
- Organizational form of banks and economic development
- Financial reporting and performance evaluation
- Understanding the role of financial knowledge in bank management

RELATIONSHIP WITH OTHER COURSES

This is a foundation course in banking where students learn the basic banking concepts and prepare themselves for more
advance courses such as Money and Banking, Bank Accounting, Asset and Liability Management and Financial
Management.

LEARNING / TEACHING METHOD

Lectures, application exercises by topic in tutorials and assignments.

ASSIGNMENTS
- projects and presentations

METHOD OF ASSESSMENT
Quizzes 15% ,
Project 15%,
Mid Term Exam 30%,
Final Exam 40%

ATTENDANCE

Attendance is compulsory by school regulations. Students are strongly advised not to miss lecture hours since success is
closely related with attendance. Absence over 20% will be penalized with an NG.

ACADEMIC HONESTY

Academic honesty is the cornerstone of the development and acquisition of knowledge. Academic honesty demands
that the contribution of others be acknowledged. To do less is to cheat. To pass off contributions and ideas of another as
one’s own is to deprive oneself of the opportunity and challenge to learn and to participate in the scholarly process of
acquisition and development of knowledge. Not only will the cheater or intellectually dishonest individual be ultimately
his/her own victim, but also the general quality of scholarly activity will be seriously undermined. It is for these reasons
that Eastern Mediterranean University insists on intellectual honesty in scholarship. The control of intellectual
dishonesty begins with the individual’s recognition of standards of honesty expected generally and compliance with
those expectations. Plagiarism, cheating and other misconduct are not acceptable. Individual work must reflect an
individual’s own effort. Plagiarism is an offense and will be dealt with according to University regulations.A single
offence of cheating, plagiarism or other academic misconduct on assignments, term projects or examinations etc. may
lead to disciplinary probation or a student’s suspension or expulsion from the University. Note that “CUT AND
PASTE” IS A FORM OF PLAGIARISM.

TEXTBOOK

Rose S. Peter and Hudgins C. Sylvia, Bank Management and Financial Services, 9th Edition, Mc Graw Hill.

INDICATIVE BASIC READING LIST

Students are advised to read the financial news at www.ft.com and “The Economist” weekly journal regularly.

SEMESTER OFFERRED
Fall and Spring Semesters.

CONTENT & SCHEDULE

Lectures for group1 will be held on Tuesdays at 08:30-10:20 in BEA-6, and Thursdays at 8:30-10:20 in RD303. And
for group2 will be held on Mondays at 08:30-10:20 in BEA-1, and Tuesdays at 12:30-14:20 in RD206.
Lectures will be given according to the following schedule.

WEEK DATE CHP. TOPICS

1 12 - 16 October, 1 An Overview of the Changing Financial Services Sector (Chp.1)
 2020  What is a bank?
 The services banks offer;
 The Financial system
2 19 - 23 October, 2 The Impact of Government Policy and Regulation on the
2020 Financial Services Industry (Chp.2)
 Banking Regulation
 Major Banking Laws
 The Central Banking System
3 26 - 30 October, 3 The Organization and Structure of Banking and the Financial
2020 Services Industry (Chp.3)
 Internal organization of Banking Firm
 Organizational Structures
 Alternative types of Banking Organzations
4 2 - 6 November, 3 The Organization and Structure of Banking and the Financial
2020 Services Industry (Chp.3)
 Internal organization of Banking Firm
 Organizational Structures
 Alternative types of Banking Organzations
5 9 - 13 November, 5 The Financial Statement of Banks and Their Principal
2020 Competitors (Cpt. 5)
 The key features of financial statements of banks
 The balance sheet of banks
 The Income statement of banks
6 5 The Financial Statement of Banks and Their Principal
16 - 20 November, Competitors (Cpt. 5)
2020  The key features of financial statements of banks
 The balance sheet of banks
 The Income statement of banks
7 23 - 27 November, 6 Measuring and Evaluating the Performance of Banks and Their
2020 Principal Competitors (Chp. 6)
 Evaluating performance
 Performance indicators of banks and their competitors
 The impact of size on performance

8 30 Nov. – 12 Dec. MIDTERM WEEK

2020
9 14 - 18 December, 6 Measuring and Evaluating the Performance of Banks and Their
2020 Principal Competitors (Chp.6)
 Evaluating performance
 Performance indicators of banks and their competitors
 The impact of size on performance

10 21 Dec. - 25 4 Establishing New Banks, Branches, ATMs, Telephone Services,

December, 2020 and Web Sites(Chp.4)
 Requirements to open banks in USA
 Choosing locations and designing new branches
 Home and office banking-telphone banking, internet
banking
11 28 Dec. 2020 - 1 4 Establishing New Banks, Branches, ATMs, Telephone Services,
Jan., 2021 and Web Sites (Chp.4)
 Opening new banks in the USA
  Requirements to open banks
 Choosing locations and designing new branches
 Home and office banking-telphone banking, internet
banking
Group Presentations

Group Presentations

15 23 Jan. - 5 Feb., FINAL EXAMS PERIOD

2021

PLAGIARISM
This is intentionally failing to give credit to sources used in writing regardless of whether they are published or
unpublished. Plagiarism (which also includes any kind of cheating in exams) is a disciplinary offence and will be dealt
with accordingly.

MAKE-UP EXAMS
Students, who have valid excuses, will be allowed to take make-up examinations for mid-term and final exams. No
make-up exams for quiz.

IMPORANT DATES

 26 October The last day for add and drop

 30 Nov. – 12 Dec. 2020 Midterm exams
 29 December The last day for course withdrawal
 29 December The last day for applying leave of absence
 19 January The last day of classes
 23 Jan. - 5 Feb., 2021 The final exams period