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Best Project Report
Best Project Report
UDYOG
P.O. SITARAMPUR -713359
DIST. BURDWAN, WEST BENGAL
Total 1,000,000.00
Total 4,554,480.00
OFFICE EQUIPMENTS
Nos.
1 Computer 2 35,000.00 70,000.00
2 Printer 2 10,000.00 20,000.00
3 U.P.S. 2 3,000.00 6,000.00
5 Miscellaneous 6,000.00
Total 102,000.00
UTILIZATION OF FUND
9,538,980.00
13,538,980.00
MEANS OF FINANCE
BANK LOAN
TERM LOAN FINANCE 6,179,980.00
WORKING CAPITAL FINANCE 4,000,000.00 10,179,980.00
13,538,980.00
24.809845350241
Mr.XYZ
KOLKATA-
(Rs. In '000)
PROJECTED PROFITABILITY STATEMENT
YEARS YR 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7
CAPACITY UTILIZATION 70% 80% 85% 90% 95% 96% 98%
INCOME
1 Sale of Binding Wire 44,100.00 50,400.00 53,550.00 56,700.00 59,850.00 60,480.00 61,740.00
(6m.t p/Day @ 36000/- m.t 100% capacity 300 days)
TOTAL (A) 44,100.00 50,400.00 53,550.00 56,700.00 59,850.00 60,480.00 61,740.00
EXPENDITURE
1 Raw Material (6mm rod) 37,170.00 42,480.00 45,135.00 47,790.00 50,445.00 50,976.00 52,038.00
2 Labour 945.00 1,080.00 1,194.00 1,215.00 1,282.50 1,296.00 1,323.00
3 Electricity 2,831.00 2,890.00 2,900.00 2,970.00 3,135.00 3,168.00 3,234.00
4 Interest on Term Loan 712.96 598.89 646.42 370.74 256.67 142.59 28.52
5 Interest on CC Loan 408.00 408.00 408.00 408.00 408.00 408.00 408.00
6 Stores 346.50 396.00 420.25 445.50 470.25 475.20 485.10
7 Wastage (Less: Recovery) 346.50 396.00 420.75 445.50 470.25 475.20 485.10
8 Misc Expenses 252.00 254.00 258.00 265.00 270.00 275.00 280.00
9 Office Expenses 150.00 155.00 160.00 165.00 170.00 175.00 180.00
10 Security 80.00 80.00 80.00 80.00 80.00 82.00 84.00
11 Transport & Convenyance 504.00 576.00 612.00 648.00 684.00 705.60 720.00
12 Sales Tax (4%) 352.80 403.20 428.40 453.60 478.80 485.00 492.60
13 Depreciation 1,098.00 934.00 794.00 675.00 573.00 487.00 414.00
NET CREDIT [A-B] (1,096.76) (251.09) 93.18 768.66 1,126.53 1,329.41 1,567.68
Opening stock - 1,500.00 2,500.00 3,500.00 4,000.00 4,500.00 5,000.00
Closing stock 1,500.00 2,500.00 3,500.00 4,000.00 4,500.00 5,000.00 5,500.00
Stock adjustment 1,500.00 1,000.00 1,000.00 500.00 500.00 500.00 500.00
Profit before Taxation 403.24 748.91 1,093.18 1,268.66 1,626.53 1,829.41 2,067.68
Provision for Taxation 120.97 224.67 327.95 380.60 487.96 548.82 620.30
Profit after Taxation 282.27 524.24 765.23 888.06 1,138.57 1,280.59 1,447.38
Bal carried over to Balance Sheet 282.27 806.51 1,571.73 2,459.79 3,598.37 4,878.95 6,326.33
A.G. UDYOG
P.O. SITARAMPUR, DIST. BURDWAN
WORKING CAPITAL ASSESSMENT
(Based on 70% Utilisation) ( Rs.In '000')
KOLKATA-
SOURCES
APPLICATION
Increase in Fixed Assets 7,323.00 - - - - - -
Interest on Bank Loan 1,120.96 1,006.89 1,054.42 778.74 664.67 550.59 436.52
Income Tax 120.97 345.65 552.63 708.55 868.56 1,036.78 1,169.13
Dividend - - - - - - -
Mr.XYZ
KOLKATA-
(Rs. In '000)
YEARS YR 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7
LIABILITIES
ASSETS
Net Fixed Assets (W.D.V.) 6,225.00 5,291.00 4,497.00 3,822.00 3,249.00 2,762.00 2,348.00
Stock of W.I.P. & Finished Product 1,500.00 2,500.00 3,500.00 4,000.00 4,500.00 5,000.00 5,500.00
Advance & Deposits 1,400.00 1,200.00 1,000.00 1,500.00 1,800.00 1,800.00 1,800.00
Net Current Assets (Debt &Others) 3,600.00 3,500.00 3,400.00 3,100.00 3,100.00 3,500.00 3,950.00
Cash & Bank Bal. 140.93 52.26 64.15 29.24 97.56 75.39 107.63
TOTAL 12,865.93 12,543.26 12,461.15 12,451.24 12,746.56 13,137.39 13,705.63
MR. SWADESH PAUL
PROP. TARA MAA BUILDERS & SUPPLIERS
KOLKATA-7000146
First Half Year Second Half Year Consolidated Payout (Rs. In '000)
YEAR OPENING PAYMENT CLOSING INTEREST OPENING PAYMENT CLOSING INTEREST TOTAL TOTAL TOTAL
BALANCE BALANCE BALANCE BALANCE INTEREST PRINCIPAL REPAYMENT
1 6,179.00 - 6,179.00 370.74 6,179.00 475.31 5,703.69 342.22 712.96 475.31 1,188.27
2 5,703.69 475.31 5,228.38 313.70 5,228.38 475.31 4,753.08 285.18 598.89 950.62 1,549.50
3 4,753.08 475.31 4,277.77 256.67 4,277.77 475.31 3,802.46 228.15 484.81 950.62 1,435.43
4 3,802.46 475.31 3,327.15 199.63 3,327.15 475.31 2,851.85 171.11 370.74 950.62 1,321.36
5 2,851.85 475.31 2,376.54 142.59 2,376.54 475.31 1,901.23 114.07 256.67 950.62 1,207.28
6 1,901.23 475.31 1,425.92 85.56 1,425.92 475.31 950.62 57.04 142.59 950.62 1,093.21
7 950.62 475.31 475.31 28.52 475.31 475.31 - - 28.52 950.62 979.13
YEAR YR 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7
TERM LOAN INTEREST 712.96 598.89 484.81 370.74 256.67 142.59 28.52
CASH CREDIT INTEREST 408.00 408.00 408.00 408.00 408.00 408.00 408.00
Note: 1 Repayment term has been considered to be in 13 equal half yearly instalments.
2 Term Loan Interest has been considered @ 12.00 % p.a.
3 Cash Credit Interest has been considered @ 12.00 % p.a.
Mr.XYZ
KOLKATA-
NET PROFIT (PAT) 282.27 524.24 765.23 888.06 1,138.57 1,280.59 1,447.38
INTEREST ON TERM LOAN 712.96 598.89 646.42 370.74 256.67 142.59 28.52
INTEREST ON CASH CREDIT 408.00 408.00 408.00 408.00 408.00 408.00 408.00
PROVISION OF TAXATION 120.97 224.67 327.95 380.60 487.96 548.82 620.30
TOTAL (X) (PBIT) 1,524.20 1,755.80 2,147.60 2,047.40 2,291.20 2,380.00 2,504.20
INTREST ON TERM LOAN 712.96 598.89 646.42 370.74 256.67 142.59 28.52
INTREST ON CASH CREDIT 408.00 408.00 408.00 408.00 408.00 408.00 408.00
INTREST SERIVCE COVERAGE 1.36 1.74 2.04 2.63 3.45 4.32 5.74
RATIO ( X/Y)
NET PROFIT/ SALES 0.01 0.01 0.01 0.02 0.02 0.02 0.02
NET SALES (O) 44,100 50,400 53,550 56,700 59,850 60,480 61,740
BRAKE EVEN POINT 23.08 22.77 23.98 23.65 26.28 26.68 22.27
KOLKATA-
CALCULATION OF DSCR
YEARS YR 1 YR 2 YR 3 YR 4 YR 5 YR 6 YR 7
A. Net Profit after Tax 282.27 524.24 765.23 888.06 1,138.57 1,280.59 1,447.38
B. Depreciation 1,098.00 934.00 794.00 675.00 573.00 487.00 414.00
C. Interest on Term Loan 712.96 598.89 646.42 370.74 256.67 142.59 28.52
D. Interest on Cash Credit 408.00 408.00 408.00 408.00 408.00 408.00 408.00
E. Instalment of Term Loan 475.31 950.62 950.62 950.62 950.62 950.62 950.62
F. Interest on Term Loan 712.96 598.89 646.42 370.74 256.67 142.59 28.52
G. Interest on Cash Credit 408.00 408.00 408.00 408.00 408.00 408.00 408.00