Goat Trading

Perniagaan Nik Othman NMY Enterprise

5 YEARS FORECASTED PROFIT & LOSS STATEMENT

Description Year 1 Year 2 Year 3 Year 4

(RM) (RM) (RM) (RM)

Revenue:
1 Goats
a On-Line 104,140 231,240 295,200 305,040
b Off-Line 198,276 314,340 377,208 386,880
Total of Goat's Sales 302,416 545,580 672,408 691,920
2 Other Services:
a Slaughtering 3,360 6,090 7,560 7,560
b Delivery 370 690 840 840
Total of Service Fees 3,730 6,780 8,400 8,400

Total Sales & Services 306,146 552,360 680,808 700,320

1 Stock 205,150 369,600 455,400 468,600

2 Transportation 3,600 3,600 3,600 3,600
3 Marketing Comm. 3,810 8,460 10,800 11,160
4 Feed 3,655 6,586 8,114 8,350

Total Direct costs 216,215 388,246 477,914 491,710

Total Gross Profit 89,931 164,114 202,894 208,610

1 Staff 22,800 36,000 36,000 36,000

2 Advertising & Promotion Fees 4,497 8,206 10,145 10,431
3 Training & Seminars 600 400 400 400
4 Utility Cost 1,799 3,282 4,058 4,172
5 Leased of Land 1,200 1,200 1,200 1,200
6 Interest on Loan 1,944 1,583 1,183 784
Total Operation & Admin Cost 32,839 50,671 52,986 52,987
Net profit Before Depreciation 57,091 113,443 149,908 155,624

Less:
Depreciation 5,856 5,856 5,856 5,856
Net Profit Before Tax (PBT) 51,235 107,587 144,052 149,768

PayBack Period Month 13

Jumlah Jualan Kambing

 Deskripsi Tahun 1 Tahun 2 Tahun 3 Tahun 4

(Qty) (Qty) (Qty) (Qty)

Jualan:
1 Kambing
a On-Line 127 282 360 372
b Off-Line 246 390 468 480
Jumlah Jualan 373 672 828 852
Year 5 TOTAL

(RM) (RM)

314,880 1,250,500
396,552 1,673,256
711,432 2,923,756

7,920 32,490
840 3,580
8,760 36,070

720,192 2,959,826

481,800 1,980,550
3,600 18,000
11,520 45,750
8,585 35,290

505,505 2,079,590
214,687 880,236 30%

36,000 166,800
10,734 44,012
400 2,200
4,294 17,605
1,200 6,000
383 5,877
53,011 242,494
161,676 637,743 22%

5,856 29,280
155,820 608,463
Tahun 5 Jumlah

(Qty) (Qty)

384 1,525
492 2,076
876 3,601
Perniagaan Nik Othman NMY Enterprise
5 YEARS FORECASTED PROFIT & LOSS STATEMENT

Description Month 1 Month 2 Month 3

(QTY) (QTY) (QTY)

Revenue of Lives Stock:
1 Goats
a On-Line 4,100 4,920 5,740
b Off-Line 12,090 12,896 13,702
Total of Goat's Sales 16,190 17,816 19,442
Acc of Goat's Sales 16,190 34,006 53,448
2 Other Services:
a Slaughtering 180 210 210
b Delivery 20 20 20
Total of Service Fees 200 230 230
Acc Service Fees 200 430 660

Total Sales & Services 16,390 18,046 19,672

Accumulated Sales & Services 16,390 34,436 54,108

1 Stock 11,000 12,100 13,200

Accumulated Stock 11,000 23,100 36,300
2 Transportation 300 300 300
Accumulated Transportation 300 600 900
3 Marketing Comm. 150 180 210
Acc Marketing Comm. 150 330 540
4 Feed 196 216 235
Accumulated Feed 196 412 647

Total Direct costs 11,646 12,796 13,945

Accumulated Direct Cost 11,646 24,442 38,387
Total Gross Profit 4,744 5,250 5,727
Accumulated Gross profit 4,744 9,994 15,721

1 Staff 1,800 1,800 1,800

Accumulated Staf 1,800 3,600 5,400
2 Advertising & Promotion Fees 237 263 286
Accumulated Advertising & Promotion Fee 237 500 786
3 Training & Seminars 200 0 0
Accumulated Training 200 200 200
4 Utility Cost 95 105 115
Accumulated Utilities 95 200 314
 5 Leased of Land 100 100 100
Accumulated Leases of Land 100 200 300
6 Interest on Loan 167 167 167
Accumulated Interest 167 334 501
Total Operation & Admin Cost 2,599 2,435 2,468
Accumulated Operation & Admin Cost 2,599 5,034 7,501
Net profit 2,145 2,816 3,259
Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

6,560 7,380 8,200 9,020 9,840 10,660 11,480

14,508 15,314 16,120 16,926 17,732 18,538 19,344
21,068 22,694 24,320 25,946 27,572 29,198 30,824
74,516 97,210 121,530 147,476 175,048 204,246 235,070

240 240 270 300 300 330 330

30 30 30 30 30 40 40
270 270 300 330 330 370 370
930 1,200 1,500 1,830 2,160 2,530 2,900

21,338 22,964 24,620 26,276 27,902 29,568 31,194

75,446 98,410 123,030 149,306 177,208 206,776 237,970

14,300 15,400 16,500 17,600 18,700 19,800 20,900

50,600 66,000 82,500 100,100 118,800 138,600 159,500
300 300 300 300 300 300 300
1,200 1,500 1,800 2,100 2,400 2,700 3,000
240 270 300 330 360 390 420
780 1,050 1,350 1,680 2,040 2,430 2,850
255 274 294 314 333 353 372
902 1,176 1,470 1,784 2,117 2,470 2,842

15,095 16,244 17,394 18,544 19,693 20,843 21,992

53,482 69,726 87,120 105,664 125,357 146,200 168,192
6,243 6,720 7,226 7,732 8,209 8,725 9,202
21,964 28,684 35,910 43,642 51,851 60,576 69,778

1,800 1,800 1,800 1,800 1,800 1,800 1,800

7,200 9,000 10,800 12,600 14,400 16,200 18,000
312 336 361 387 410 436 460
1,098 1,434 1,796 2,182 2,593 3,029 3,489
0 0 200 0 0 0 0
200 200 400 400 400 400 400
125 134 145 155 164 175 184
439 574 718 873 1,037 1,212 1,396
 100 100 100 100 100 100 100
400 500 600 700 800 900 1,000
167 167 167 164 161 158 156
668 835 1,002 1,166 1,327 1,485 1,641
2,504 2,537 2,773 2,605 2,636 2,669 2,700
10,006 12,543 15,316 17,921 20,557 23,225 25,925
3,739 4,182 4,453 5,127 5,573 6,056 6,501
Month 11 Month 12 Month 13 Month 14 Month 15 Month 16 Month 17

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

12,300 13,940 14,760 15,580 16,400 17,220 18,040

20,150 20,956 21,762 22,568 23,374 24,180 24,986
32,450 34,896 36,522 38,148 39,774 41,400 43,026
267,520 302,416 338,938 377,086 416,860 458,260 501,286

360 390 420 420 450 450 480

40 40 50 50 50 50 50
400 430 470 470 500 500 530
3,300 3,730 4,200 4,670 5,170 5,670 6,200

32,850 35,326 36,992 38,618 40,274 41,900 43,556

270,820 306,146 343,138 381,756 422,030 463,930 507,486

22,000 23,650 24,750 25,850 26,950 28,050 29,150

181,500 205,150 229,900 255,750 282,700 310,750 339,900
300 300 300 300 300 300 300
3,300 3,600 3,900 4,200 4,500 4,800 5,100
450 510 540 570 600 630 660
3,300 3,810 4,350 4,920 5,520 6,150 6,810
392 421 441 461 480 500 519
3,234 3,655 4,096 4,557 5,037 5,537 6,056

23,142 24,881 26,031 27,181 28,330 29,480 30,629

191,334 216,215 242,246 269,427 297,757 327,237 357,866
9,708 10,445 10,961 11,437 11,944 12,420 12,927
79,486 89,931 100,892 112,329 124,273 136,693 149,620

1,800 3,000 3,000 3,000 3,000 3,000 3,000

19,800 22,800 25,800 28,800 31,800 34,800 37,800
485 522 548 572 597 621 646
3,974 4,497 5,045 5,616 6,214 6,835 7,481
0 200 0 0 0 0 0
400 600 600 600 600 600 600
194 209 219 229 239 248 259
1,590 1,799 2,018 2,247 2,485 2,734 2,992
 100 100 100 100 100 100 100
1,100 1,200 1,300 1,400 1,500 1,600 1,700
153 150 147 144 142 139 136
1,794 1,944 2,091 2,235 2,377 2,516 2,652
2,733 4,181 4,014 4,045 4,078 4,108 4,141
28,658 32,839 36,853 40,898 44,976 49,085 53,225
6,975 6,263 6,947 7,393 7,866 8,312 8,786
Month 18 Month 19 Month 20 Month 21 Month 22 Month 23 Month 24

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

18,860 19,680 20,500 21,320 22,140 22,960 23,780

25,792 26,598 27,404 28,210 29,016 29,822 30,628
44,652 46,278 47,904 49,530 51,156 52,782 54,408
545,938 592,216 640,120 689,650 740,806 793,588 847,996

510 510 540 540 570 600 600

60 60 60 60 60 70 70
570 570 600 600 630 670 670
6,770 7,340 7,940 8,540 9,170 9,840 10,510

45,222 46,848 48,504 50,130 51,786 53,452 55,078

552,708 599,556 648,060 698,190 749,976 803,428 858,506

30,250 31,350 32,450 33,550 34,650 35,750 36,850

370,150 401,500 433,950 467,500 502,150 537,900 574,750
300 300 300 300 300 300 300
5,400 5,700 6,000 6,300 6,600 6,900 7,200
690 720 750 780 810 840 870
7,500 8,220 8,970 9,750 10,560 11,400 12,270
539 559 578 598 617 637 657
6,595 7,154 7,732 8,330 8,947 9,584 10,241

31,779 32,929 34,078 35,228 36,377 37,527 38,677

389,645 422,574 456,652 491,880 528,257 565,784 604,461
13,443 13,919 14,426 14,902 15,409 15,925 16,401
163,063 176,982 191,408 206,310 221,719 237,644 254,045

3,000 3,000 3,000 3,000 3,000 3,000 3,000

40,800 43,800 46,800 49,800 52,800 55,800 58,800
672 696 721 745 770 796 820
8,153 8,849 9,570 10,316 11,086 11,882 12,702
200 0 0 0 0 0 200
800 800 800 800 800 800 1,000
269 278 289 298 308 319 328
3,261 3,540 3,828 4,126 4,434 4,753 5,081
 100 100 100 100 100 100 100
1,800 1,900 2,000 2,100 2,200 2,300 2,400
133 131 128 125 122 119 117
2,785 2,916 3,044 3,169 3,291 3,410 3,527
4,374 4,205 4,238 4,268 4,301 4,334 4,565
57,599 61,805 66,043 70,311 74,611 78,945 83,510
9,069 9,714 10,188 10,634 11,108 11,591 11,836
Month 25 Month 26 Month 27 Month 28 Month 29 Month 30 Month 31

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

24,600 24,600 24,600 24,600 24,600 24,600 24,600

31,434 31,434 31,434 31,434 31,434 31,434 31,434
56,034 56,034 56,034 56,034 56,034 56,034 56,034
904,030 960,064 1,016,098 1,072,132 1,128,166 1,184,200 1,240,234

630 630 630 630 630 630 630

70 70 70 70 70 70 70
700 700 700 700 700 700 700
11,210 11,910 12,610 13,310 14,010 14,710 15,410

56,734 56,734 56,734 56,734 56,734 56,734 56,734

915,240 971,974 1,028,708 1,085,442 1,142,176 1,198,910 1,255,644

37,950 37,950 37,950 37,950 37,950 37,950 37,950

612,700 650,650 688,600 726,550 764,500 802,450 840,400
300 300 300 300 300 300 300
7,500 7,800 8,100 8,400 8,700 9,000 9,300
900 900 900 900 900 900 900
13,170 14,070 14,970 15,870 16,770 17,670 18,570
676 676 676 676 676 676 676
10,917 11,593 12,270 12,946 13,622 14,298 14,974

39,826 39,826 39,826 39,826 39,826 39,826 39,826

644,287 684,113 723,940 763,766 803,592 843,418 883,244
16,908 16,908 16,908 16,908 16,908 16,908 16,908
270,953 287,861 304,768 321,676 338,584 355,492 372,400

3,000 3,000 3,000 3,000 3,000 3,000 3,000

61,800 64,800 67,800 70,800 73,800 76,800 79,800
845 845 845 845 845 845 845
13,548 14,393 15,238 16,084 16,929 17,775 18,620
0 0 0 0 0 200 0
1,000 1,000 1,000 1,000 1,000 1,200 1,200
338 338 338 338 338 338 338
5,419 5,757 6,095 6,434 6,772 7,110 7,448
 100 100 100 100 100 100 100
2,500 2,600 2,700 2,800 2,900 3,000 3,100
114 111 108 106 103 100 97
3,641 3,752 3,860 3,966 4,069 4,169 4,266
4,398 4,395 4,392 4,390 4,387 4,584 4,381
87,908 92,302 96,694 101,083 105,470 110,053 114,434
12,510 12,513 12,516 12,518 12,521 12,324 12,527
Month 32 Month 33 Month 34 Month 35 Month 36 Month 37 Month 38

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

24,600 24,600 24,600 24,600 24,600 25,420 25,420

31,434 31,434 31,434 31,434 31,434 32,240 32,240
56,034 56,034 56,034 56,034 56,034 57,660 57,660
1,296,268 1,352,302 1,408,336 1,464,370 1,520,404 1,578,064 1,635,724

630 630 630 630 630 630 630

70 70 70 70 70 70 70
700 700 700 700 700 700 700
16,110 16,810 17,510 18,210 18,910 19,610 20,310

56,734 56,734 56,734 56,734 56,734 58,360 58,360

1,312,378 1,369,112 1,425,846 1,482,580 1,539,314 1,597,674 1,656,034

37,950 37,950 37,950 37,950 37,950 39,050 39,050

878,350 916,300 954,250 992,200 1,030,150 1,069,200 1,108,250
300 300 300 300 300 300 300
9,600 9,900 10,200 10,500 10,800 11,100 11,400
900 900 900 900 900 930 930
19,470 20,370 21,270 22,170 23,070 24,000 24,930
676 676 676 676 676 696 696
15,651 16,327 17,003 17,679 18,355 19,051 19,747

39,826 39,826 39,826 39,826 39,826 40,976 40,976

923,071 962,897 1,002,723 1,042,549 1,082,375 1,123,351 1,164,327
16,908 16,908 16,908 16,908 16,908 17,384 17,384
389,307 406,215 423,123 440,031 456,939 474,323 491,707

3,000 3,000 3,000 3,000 3,000 3,000 3,000

82,800 85,800 88,800 91,800 94,800 97,800 100,800
845 845 845 845 845 869 869
19,465 20,311 21,156 22,002 22,847 23,716 24,585
0 0 0 0 200 0 0
1,200 1,200 1,200 1,200 1,400 1,400 1,400
338 338 338 338 338 348 348
7,786 8,124 8,462 8,801 9,139 9,486 9,834
 100 100 100 100 100 100 100
3,200 3,300 3,400 3,500 3,600 3,700 3,800
94 92 89 86 83 81 78
4,360 4,452 4,541 4,627 4,710 4,791 4,869
4,378 4,376 4,373 4,370 4,567 4,398 4,395
118,812 123,187 127,560 131,929 136,496 140,894 145,288
12,530 12,532 12,535 12,538 12,341 12,986 12,989
Month 39 Month 40 Month 41 Month 42 Month 43 Month 44 Month 45

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

25,420 25,420 25,420 25,420 25,420 25,420 25,420

32,240 32,240 32,240 32,240 32,240 32,240 32,240
57,660 57,660 57,660 57,660 57,660 57,660 57,660
1,693,384 1,751,044 1,808,704 1,866,364 1,924,024 1,981,684 2,039,344

630 630 630 630 630 630 630

70 70 70 70 70 70 70
700 700 700 700 700 700 700
21,010 21,710 22,410 23,110 23,810 24,510 25,210

58,360 58,360 58,360 58,360 58,360 58,360 58,360

1,714,394 1,772,754 1,831,114 1,889,474 1,947,834 2,006,194 2,064,554

39,050 39,050 39,050 39,050 39,050 39,050 39,050

1,147,300 1,186,350 1,225,400 1,264,450 1,303,500 1,342,550 1,381,600
300 300 300 300 300 300 300
11,700 12,000 12,300 12,600 12,900 13,200 13,500
930 930 930 930 930 930 930
25,860 26,790 27,720 28,650 29,580 30,510 31,440
696 696 696 696 696 696 696
20,443 21,139 21,834 22,530 23,226 23,922 24,618

40,976 40,976 40,976 40,976 40,976 40,976 40,976

1,205,303 1,246,279 1,287,254 1,328,230 1,369,206 1,410,182 1,451,158
17,384 17,384 17,384 17,384 17,384 17,384 17,384
509,091 526,475 543,860 561,244 578,628 596,012 613,396

3,000 3,000 3,000 3,000 3,000 3,000 3,000

103,800 106,800 109,800 112,800 115,800 118,800 121,800
869 869 869 869 869 869 869
25,455 26,324 27,193 28,062 28,931 29,801 30,670
0 0 0 200 0 0 0
1,400 1,400 1,400 1,600 1,600 1,600 1,600
348 348 348 348 348 348 348
10,182 10,530 10,877 11,225 11,573 11,920 12,268
 100 100 100 100 100 100 100
3,900 4,000 4,100 4,200 4,300 4,400 4,500
75 72 69 67 64 61 58
4,944 5,016 5,085 5,152 5,216 5,277 5,335
4,392 4,389 4,386 4,584 4,381 4,378 4,375
149,680 154,069 158,455 163,039 167,420 171,798 176,173
12,992 12,995 12,998 12,800 13,003 13,006 13,009
Month 46 Month 47 Month 48 Month 49 Month 50 Month 51 Month 52

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

25,420 25,420 25,420 26,240 26,240 26,240 26,240

32,240 32,240 32,240 33,046 33,046 33,046 33,046
57,660 57,660 57,660 59,286 59,286 59,286 59,286
2,097,004 2,154,664 2,212,324 2,271,610 2,330,896 2,390,182 2,449,468

630 630 630 660 660 660 660

70 70 70 70 70 70 70
700 700 700 730 730 730 730
25,910 26,610 27,310 28,040 28,770 29,500 30,230

58,360 58,360 58,360 60,016 60,016 60,016 60,016

2,122,914 2,181,274 2,239,634 2,299,650 2,359,666 2,419,682 2,479,698

39,050 39,050 39,050 40,150 40,150 40,150 40,150

1,420,650 1,459,700 1,498,750 1,538,900 1,579,050 1,619,200 1,659,350
300 300 300 300 300 300 300
13,800 14,100 14,400 14,700 15,000 15,300 15,600
930 930 930 960 960 960 960
32,370 33,300 34,230 35,190 36,150 37,110 38,070
696 696 696 715 715 715 715
25,313 26,009 26,705 27,420 28,136 28,851 29,567

40,976 40,976 40,976 42,125 42,125 42,125 42,125

1,492,133 1,533,109 1,574,085 1,616,210 1,658,336 1,700,461 1,742,587
17,384 17,384 17,384 17,891 17,891 17,891 17,891
630,781 648,165 665,549 683,440 701,330 719,221 737,111

3,000 3,000 3,000 3,000 3,000 3,000 3,000

124,800 127,800 130,800 133,800 136,800 139,800 142,800
869 869 869 895 895 895 895
31,539 32,408 33,277 34,172 35,067 35,961 36,856
0 0 200 0 0 0 0
1,600 1,600 1,800 1,800 1,800 1,800 1,800
348 348 348 358 358 358 358
12,616 12,963 13,311 13,669 14,027 14,384 14,742
 100 100 100 100 100 100 100
4,600 4,700 4,800 4,900 5,000 5,100 5,200
56 53 50 47 44 42 39
5,391 5,444 5,494 5,541 5,585 5,627 5,666
4,373 4,370 4,567 4,399 4,396 4,394 4,391
180,546 184,916 189,482 193,882 198,278 202,672 207,064
13,011 13,014 12,817 13,491 13,494 13,496 13,499
Month 53 Month 54 Month 55 Month 56 Month 57 Month 58 Month 59

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

26,240 26,240 26,240 26,240 26,240 26,240 26,240

33,046 33,046 33,046 33,046 33,046 33,046 33,046
59,286 59,286 59,286 59,286 59,286 59,286 59,286
2,508,754 2,568,040 2,627,326 2,686,612 2,745,898 2,805,184 2,864,470

660 660 660 660 660 660 660

70 70 70 70 70 70 70
730 730 730 730 730 730 730
30,960 31,690 32,420 33,150 33,880 34,610 35,340

60,016 60,016 60,016 60,016 60,016 60,016 60,016

2,539,714 2,599,730 2,659,746 2,719,762 2,779,778 2,839,794 2,899,810

40,150 40,150 40,150 40,150 40,150 40,150 40,150

1,699,500 1,739,650 1,779,800 1,819,950 1,860,100 1,900,250 1,940,400
300 300 300 300 300 300 300
15,900 16,200 16,500 16,800 17,100 17,400 17,700
960 960 960 960 960 960 960
39,030 39,990 40,950 41,910 42,870 43,830 44,790
715 715 715 715 715 715 715
30,282 30,997 31,713 32,428 33,144 33,859 34,574

42,125 42,125 42,125 42,125 42,125 42,125 42,125

1,784,712 1,826,837 1,868,963 1,911,088 1,953,214 1,995,339 2,037,464
17,891 17,891 17,891 17,891 17,891 17,891 17,891
755,002 772,893 790,783 808,674 826,564 844,455 862,346

3,000 3,000 3,000 3,000 3,000 3,000 3,000

145,800 148,800 151,800 154,800 157,800 160,800 163,800
895 895 895 895 895 895 895
37,750 38,645 39,539 40,434 41,328 42,223 43,117
0 200 0 0 0 0 0
1,800 2,000 2,000 2,000 2,000 2,000 2,000
358 358 358 358 358 358 358
15,100 15,458 15,816 16,173 16,531 16,889 17,247
 100 100 100 100 100 100 100
5,300 5,400 5,500 5,600 5,700 5,800 5,900
36 33 31 28 25 22 19
5,702 5,735 5,766 5,794 5,819 5,841 5,860
4,388 4,585 4,383 4,380 4,377 4,374 4,371
211,452 216,037 220,421 224,801 229,179 233,553 237,924
13,502 13,305 13,507 13,510 13,513 13,516 13,519
Month 60

(QTY)

26,240
33,046
59,286
2,923,756

660
70
730
36,070

60,016
2,959,826

40,150
1,980,550
300
18,000
960
45,750
715
35,290

42,125
2,079,590
17,891
880,236

3,000 166,800
166,800
895
44,012
200
2,200
358
17,605
 100
6,000
17
5,877
4,569
242,494
13,321
Perniagaan Nik Othman NMY Enterprise
5 Years CashFlow Statement

Description Month 0 Month 1 Month 2

(RM) (RM) (RM)

Cash Inflow:
1 Goats
a On-Line 4,100 4,920
b Off-Line 12,090 12,896
2 Other Services:
a Slaughtering 180 210
b Delivery 20 20
3 Capital Injection 25,000
4 Soft-Loan 50,000
Total Cash Inflow 75,000 16,390 18,046

Cash OutFlow:
Stock 11,000 12,100
Transportation 300 300
Marketing Comm. 150 180
Feed 196 216

Staff 1,800 1,800

Advertising & Promotion Fees 237 263
Training & Seminars 200 0
Utility Cost 95 105
Leased of Land 100 100

Capital Expenditure :
Workers' Cabin 5,000
Goats Shelter 30,000
Sluaghter Place 7,500
Tools & Equipments 7,000
Site Clearing 5,000
Deposit on Stock 16,500 0 0
Total Cash OutFlow 71,000 14,078 15,063
Increase/Deacrease in Cash 4,000 2,312 2,983
Accumulated CashFlow 4,000 6,312 9,295

Interest on Loan 167 167

Loan repayment 0 0
Net Cashflow 4,000 2,145 2,816
Accumulated Net Cashflow 4,000 6,145 8,961
Month 3 Month 4 Month 5 Month 6 Month 7 Month 8 Month 9

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

5,740 6,560 7,380 8,200 9,020 9,840 10,660

13,702 14,508 15,314 16,120 16,926 17,732 18,538

210 240 240 270 300 300 330

20 30 30 30 30 30 40

19,672 21,338 22,964 24,620 26,276 27,902 29,568

13,200 14,300 15,400 16,500 17,600 18,700 19,800

300 300 300 300 300 300 300
210 240 270 300 330 360 390
235 255 274 294 314 333 353

1,800 1,800 1,800 1,800 1,800 1,800 1,800

286 312 336 361 387 410 436
0 0 0 200 0 0 0
115 125 134 145 155 164 175
100 100 100 100 100 100 100

0 0 0 0 0 0 0
16,246 17,432 18,615 20,000 20,985 22,168 23,354
3,426 3,906 4,349 4,620 5,291 5,734 6,214
12,721 16,627 20,976 25,596 30,887 36,622 42,836

167 167 167 167 164 161 158

0 0 0 0 833 833 833
3,259 3,739 4,182 4,453 4,294 4,740 5,223
12,220 15,959 20,141 24,594 28,888 33,628 38,851
Month 10 Month 11 Month 12 Month 13 Month 14 Month 15 Month 16

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

11,480 12,300 13,940 14,760 15,580 16,400 17,220

19,344 20,150 20,956 21,762 22,568 23,374 24,180

330 360 390 420 420 450 450

40 40 40 50 50 50 50

31,194 32,850 35,326 36,992 38,618 40,274 41,900

20,900 22,000 23,650 24,750 25,850 26,950 28,050

300 300 300 300 300 300 300
420 450 510 540 570 600 630
372 392 421 441 461 480 500

1,800 1,800 3,000 3,000 3,000 3,000 3,000

460 485 522 548 572 597 621
0 0 200 0 0 0 0
184 194 209 219 229 239 248
100 100 100 100 100 100 100

0 0 0 0 0 0 0
24,537 25,722 28,913 29,898 31,081 32,266 33,449
6,657 7,128 6,413 7,094 7,537 8,008 8,451
49,494 56,622 63,035 70,129 77,666 85,674 94,124

156 153 150 147 144 142 139

833 833 833 833 833 833 833
5,668 6,142 5,430 6,113 6,559 7,032 7,478
44,519 50,661 56,091 62,205 68,764 75,797 83,275
Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

18,040 18,860 19,680 20,500 21,320 22,140 22,960

24,986 25,792 26,598 27,404 28,210 29,016 29,822

480 510 510 540 540 570 600

50 60 60 60 60 60 70

43,556 45,222 46,848 48,504 50,130 51,786 53,452

29,150 30,250 31,350 32,450 33,550 34,650 35,750

300 300 300 300 300 300 300
660 690 720 750 780 810 840
519 539 559 578 598 617 637

3,000 3,000 3,000 3,000 3,000 3,000 3,000

646 672 696 721 745 770 796
0 200 0 0 0 0 0
259 269 278 289 298 308 319
100 100 100 100 100 100 100

0 0 0 0 0 0 0
34,634 36,020 37,003 38,188 39,371 40,556 41,742
8,922 9,202 9,845 10,316 10,759 11,230 11,710
103,046 112,248 122,093 132,409 143,168 154,398 166,109

136 133 131 128 125 122 119

833 833 833 833 833 833 833
7,952 8,236 8,881 9,355 9,801 10,275 10,758
91,228 99,463 108,344 117,699 127,499 137,774 148,532
Month 24 Month 25 Month 26 Month 27 Month 28 Month 29 Month 30

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

23,780 24,600 24,600 24,600 24,600 24,600 24,600

30,628 31,434 31,434 31,434 31,434 31,434 31,434

600 630 630 630 630 630 630

70 70 70 70 70 70 70

55,078 56,734 56,734 56,734 56,734 56,734 56,734

36,850 37,950 37,950 37,950 37,950 37,950 37,950

300 300 300 300 300 300 300
870 900 900 900 900 900 900
657 676 676 676 676 676 676

3,000 3,000 3,000 3,000 3,000 3,000 3,000

820 845 845 845 845 845 845
200 0 0 0 0 0 200
328 338 338 338 338 338 338
100 100 100 100 100 100 100

0 0 0 0 0 0 0
43,125 44,110 44,110 44,110 44,110 44,110 44,310
11,953 12,624 12,624 12,624 12,624 12,624 12,424
178,062 190,686 203,310 215,935 228,559 241,183 253,607

117 114 111 108 106 103 100

833 833 833 833 833 833 833
11,003 11,677 11,680 11,683 11,685 11,688 11,491
159,535 171,212 182,892 194,575 206,260 217,947 229,438
Month 31 Month 32 Month 33 Month 34 Month 35 Month 36 Month 37

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

24,600 24,600 24,600 24,600 24,600 24,600 25,420

31,434 31,434 31,434 31,434 31,434 31,434 32,240

630 630 630 630 630 630 630

70 70 70 70 70 70 70

56,734 56,734 56,734 56,734 56,734 56,734 58,360

37,950 37,950 37,950 37,950 37,950 37,950 39,050

300 300 300 300 300 300 300
900 900 900 900 900 900 930
676 676 676 676 676 676 696

3,000 3,000 3,000 3,000 3,000 3,000 3,000

845 845 845 845 845 845 869
0 0 0 0 0 200 0
338 338 338 338 338 338 348
100 100 100 100 100 100 100

0 0 0 0 0 0 0
44,110 44,110 44,110 44,110 44,110 44,310 45,293
12,624 12,624 12,624 12,624 12,624 12,424 13,067
266,232 278,856 291,480 304,104 316,729 329,153 342,220

97 94 92 89 86 83 81
833 833 833 833 833 833 833
11,694 11,697 11,699 11,702 11,705 11,508 12,153
241,132 252,829 264,528 276,230 287,935 299,443 311,596
Month 38 Month 39 Month 40 Month 41 Month 42 Month 43 Month 44

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

25,420 25,420 25,420 25,420 25,420 25,420 25,420

32,240 32,240 32,240 32,240 32,240 32,240 32,240

630 630 630 630 630 630 630

70 70 70 70 70 70 70

58,360 58,360 58,360 58,360 58,360 58,360 58,360

39,050 39,050 39,050 39,050 39,050 39,050 39,050

300 300 300 300 300 300 300
930 930 930 930 930 930 930
696 696 696 696 696 696 696

3,000 3,000 3,000 3,000 3,000 3,000 3,000

869 869 869 869 869 869 869
0 0 0 0 200 0 0
348 348 348 348 348 348 348
100 100 100 100 100 100 100

0 0 0 0 0 0 0
45,293 45,293 45,293 45,293 45,493 45,293 45,293
13,067 13,067 13,067 13,067 12,867 13,067 13,067
355,288 368,355 381,422 394,489 407,357 420,424 433,491

78 75 72 69 67 64 61
833 833 833 833 833 833 833
12,156 12,159 12,162 12,165 11,967 12,170 12,173
323,752 335,911 348,073 360,238 372,205 384,375 396,548
Month 45 Month 46 Month 47 Month 48 Month 49 Month 50 Month 51

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

25,420 25,420 25,420 25,420 26,240 26,240 26,240

32,240 32,240 32,240 32,240 33,046 33,046 33,046

630 630 630 630 660 660 660

70 70 70 70 70 70 70

58,360 58,360 58,360 58,360 60,016 60,016 60,016

39,050 39,050 39,050 39,050 40,150 40,150 40,150

300 300 300 300 300 300 300
930 930 930 930 960 960 960
696 696 696 696 715 715 715

3,000 3,000 3,000 3,000 3,000 3,000 3,000

869 869 869 869 895 895 895
0 0 0 200 0 0 0
348 348 348 348 358 358 358
100 100 100 100 100 100 100

0 0 0 0 0 0 0
45,293 45,293 45,293 45,493 46,478 46,478 46,478
13,067 13,067 13,067 12,867 13,538 13,538 13,538
446,559 459,626 472,693 485,561 499,099 512,637 526,175

58 56 53 50 47 44 42
833 833 833 833 833 833 833
12,176 12,178 12,181 11,984 12,658 12,661 12,663
408,724 420,902 433,083 445,067 457,724 470,385 483,048
Month 52 Month 53 Month 54 Month 55 Month 56 Month 57 Month 58

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

26,240 26,240 26,240 26,240 26,240 26,240 26,240

33,046 33,046 33,046 33,046 33,046 33,046 33,046

660 660 660 660 660 660 660

70 70 70 70 70 70 70

60,016 60,016 60,016 60,016 60,016 60,016 60,016

40,150 40,150 40,150 40,150 40,150 40,150 40,150

300 300 300 300 300 300 300
960 960 960 960 960 960 960
715 715 715 715 715 715 715

3,000 3,000 3,000 3,000 3,000 3,000 3,000

895 895 895 895 895 895 895
0 0 200 0 0 0 0
358 358 358 358 358 358 358
100 100 100 100 100 100 100

0 0 0 0 0 0 0
46,478 46,478 46,678 46,478 46,478 46,478 46,478
13,538 13,538 13,338 13,538 13,538 13,538 13,538
539,714 553,252 566,590 580,128 593,667 607,205 620,743

39 36 33 31 28 25 22
833 833 833 833 833 833 833
12,666 12,669 12,472 12,674 12,677 12,680 12,683
495,714 508,383 520,855 533,529 546,206 558,886 571,569
Month 59 Month 60

(RM) (RM)

26,240 26,240
33,046 33,046

660 660
70 70

60,016 60,016

40,150 40,150
300 300
960 960
715 715

3,000 3,000
895 895
0 200
358 358
100 100

0 0
46,478 46,678
13,538 13,338
634,281 647,620

19 17
833 833
12,686 12,488
584,255 596,743
Revenue Assumption

1 Forecasted Revenue

Description Month 1 Month 2 Month 3 Month 4

(QTY) (QTY) (QTY) (QTY)

Sales of Goats:
1 Goats
a On-Line 5 6 7 8
b Off-Line 15 16 17 18
Total Goat Sold 20 22 24 26
Acc Goat Sold 20 42 66 92
2 Other Services:
a Slaughtering 6 7 7 8
b Delivery 2 2 2 3
Total Other Services 8 9 9 11
Acc Other Services 8 17 26 37
Total Sales & Services 28 31 33 37
Acc Sales & Services 28 59 92 129

(RM) (RM) (RM) (RM)

Revenue of Lives Stock:
1 Goats
a On-Line 4,100 4,920 5,740 6,560
b Off-Line 12,090 12,896 13,702 14,508
Total of Goat's Sales 16,190 17,816 19,442 21,068
Acc of Goat's Sales 16,190 34,006 53,448 74,516
2 Other Services:
a Slaughtering 180 210 210 240
b Delivery 20 20 20 30
Total of Service Fees 200 230 230 270
Acc Service Fees 200 430 660 930

Total Sales & Services 16,390 18,046 19,672 21,338

Accumulated Sales & Services 16,390 34,436 54,108 75,446

Revenue Assumption

1 Selling Price by Product:

1.1 Goats OL Grade % Ave Weight Price/Kg S.Price
a Aqiqah 80% 30 23 700
b Farmers 0% 30 21 630
c Kenduri 20% 30 43 1300
3 Average 100% 820
1.2 Goats OfL Grade % Ave Weight Price/Kg S.Price
 a Aqiqah 60% 30 23 700
b Farmers 20% 30 21 630
c Kenduri 20% 30 43 1300
3 Average 100% 806

2 Quantity Sales: Started

1 On-line 5
2 Off Line 15
20

3 Sales Growth
Year 1 On-line 10% monthly
Off Line 5% monthly
Year 2 On-line 5% monthly
Off Line 2% monthly
Year 3 On-line 3% Yearly
Off Line 2% Yearly
Year 4 On-line 2% Yearly
Off Line 2% Yearly
Year 5 On-line 2% Yearly
Off Line 2% Yearly

4 Other Services
1 Sales Quantity
a Slaughtering 30% upon Sales of Goats
b Delivery 10% upon Sales of Goats

2 Service Fee
a Slaughtering 30
b Delivery 10

Direct Cost Assumption

2 Forecasted Direct Costs

Description Month 1 Month 2 Month 3 Month 4

(RM) (RM) (RM) (RM)

1 Stock 11,000 12,100 13,200 14,300

Accumulated Stock 11,000 23,100 36,300 50,600
2 Transportation 300 300 300 300
Accumulated Transportation 300 600 900 1,200
3 Marketing Comm. 150 180 210 240
Acc Marketing Comm. 150 330 540 780
 4 Feed 196 216 235 255
Accumulated Feed 196 412 647 902

Total Direct costs 11,646 12,796 13,945 15,095

Accumulated Direct Cost 11,646 24,442 38,387 53,482

4,744 5,250 5,727 6,243

Direct Cost Assumption

1 Purchase Price 550 per head

2 Transport (max 50 goats per trip) 300
3 On-line Marketing fees RM 30 per sales
4 Feed Per head/ mth RM 9.8 0.7 14

3 Forecasted Operation Costs

Description Month 1 Month 2 Month 3 Month 4

(RM) (RM) (RM) (RM)

1 Management Fees - - - -
Accumulated Mgmt Fees - - - -
2 Transportation 0 0 0 0
Accumulated Transportation - - - -
3 Marketing Comm. 0 0 0 0
Acc Marketing Comm. - - - -
4 Labor - - - -
Accumulated Labor - - - -

Total Direct costs 0 0 0 0

Accumulated Direct Cost 0 0 0 0

Operation Cost Assumption

1 Management Fees
a 0% upon net profit
Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

9 10 11 12 13 14 15 17
19 20 21 22 23 24 25 26
28 30 32 34 36 38 40 43
120 150 182 216 252 290 330 373

8 9 10 10 11 11 12 13
3 3 3 3 4 4 4 4
11 12 13 13 15 15 16 17
48 60 73 86 101 116 132 149
39 42 45 47 51 53 56 60
168 210 255 302 353 406 462 522

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

7,380 8,200 9,020 9,840 10,660 11,480 12,300 13,940

15,314 16,120 16,926 17,732 18,538 19,344 20,150 20,956
22,694 24,320 25,946 27,572 29,198 30,824 32,450 34,896
97,210 121,530 147,476 175,048 204,246 235,070 267,520 302,416

240 270 300 300 330 330 360 390

30 30 30 30 40 40 40 40
270 300 330 330 370 370 400 430
1,200 1,500 1,830 2,160 2,530 2,900 3,300 3,730

22,964 24,620 26,276 27,902 29,568 31,194 32,850 35,326

98,410 123,030 149,306 177,208 206,776 237,970 270,820 306,146
pon Sales of Goats
pon Sales of Goats

Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

15,400 16,500 17,600 18,700 19,800 20,900 22,000 23,650

66,000 82,500 100,100 118,800 138,600 159,500 181,500 205,150
300 300 300 300 300 300 300 300
1,500 1,800 2,100 2,400 2,700 3,000 3,300 3,600
270 300 330 360 390 420 450 510
1,050 1,350 1,680 2,040 2,430 2,850 3,300 3,810
 274 294 314 333 353 372 392 421
1,176 1,470 1,784 2,117 2,470 2,842 3,234 3,655

16,244 17,394 18,544 19,693 20,843 21,992 23,142 24,881

69,726 87,120 105,664 125,357 146,200 168,192 191,334 216,215

6,720 7,226 7,732 8,209 8,725 9,202 9,708 10,445

9.8

Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
Month 13 Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

18 19 20 21 22 23 24 25
27 28 29 30 31 32 33 34
45 47 49 51 53 55 57 59
418 465 514 565 618 673 730 789

14 14 15 15 16 17 17 18
5 5 5 5 5 6 6 6
19 19 20 20 21 23 23 24
168 187 207 227 248 271 294 318
64 66 69 71 74 78 80 83
586 652 721 792 866 944 1024 1107

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

14,760 15,580 16,400 17,220 18,040 18,860 19,680 20,500

21,762 22,568 23,374 24,180 24,986 25,792 26,598 27,404
36,522 38,148 39,774 41,400 43,026 44,652 46,278 47,904
338,938 377,086 416,860 458,260 501,286 545,938 592,216 640,120

420 420 450 450 480 510 510 540

50 50 50 50 50 60 60 60
470 470 500 500 530 570 570 600
4,200 4,670 5,170 5,670 6,200 6,770 7,340 7,940

36,992 38,618 40,274 41,900 43,556 45,222 46,848 48,504

343,138 381,756 422,030 463,930 507,486 552,708 599,556 648,060
Month 13 Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

24,750 25,850 26,950 28,050 29,150 30,250 31,350 32,450

229,900 255,750 282,700 310,750 339,900 370,150 401,500 433,950
300 300 300 300 300 300 300 300
3,900 4,200 4,500 4,800 5,100 5,400 5,700 6,000
540 570 600 630 660 690 720 750
4,350 4,920 5,520 6,150 6,810 7,500 8,220 8,970
 441 461 480 500 519 539 559 578
4,096 4,557 5,037 5,537 6,056 6,595 7,154 7,732

26,031 27,181 28,330 29,480 30,629 31,779 32,929 34,078

242,246 269,427 297,757 327,237 357,866 389,645 422,574 456,652

10,961 11,437 11,944 12,420 12,927 13,443 13,919 14,426

Month 13 Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
Month 21 Month 22 Month 23 Month 24 Month 25 Month 26 Month 27 Month 28

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

26 27 28 29 30 30 30 30
35 36 37 38 39 39 39 39
61 63 65 67 69 69 69 69
850 913 978 1045 1114 1183 1252 1321

18 19 20 20 21 21 21 21
6 6 7 7 7 7 7 7
24 25 27 27 28 28 28 28
342 367 394 421 449 477 505 533
85 88 92 94 97 97 97 97
1192 1280 1372 1466 1563 1660 1757 1854

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

21,320 22,140 22,960 23,780 24,600 24,600 24,600 24,600

28,210 29,016 29,822 30,628 31,434 31,434 31,434 31,434
49,530 51,156 52,782 54,408 56,034 56,034 56,034 56,034
689,650 740,806 793,588 847,996 904,030 960,064 1,016,098 1,072,132

540 570 600 600 630 630 630 630

60 60 70 70 70 70 70 70
600 630 670 670 700 700 700 700
8,540 9,170 9,840 10,510 11,210 11,910 12,610 13,310

50,130 51,786 53,452 55,078 56,734 56,734 56,734 56,734

698,190 749,976 803,428 858,506 915,240 971,974 1,028,708 1,085,442
Month 21 Month 22 Month 23 Month 24 Month 25 Month 26 Month 27 Month 28

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

33,550 34,650 35,750 36,850 37,950 37,950 37,950 37,950

467,500 502,150 537,900 574,750 612,700 650,650 688,600 726,550
300 300 300 300 300 300 300 300
6,300 6,600 6,900 7,200 7,500 7,800 8,100 8,400
780 810 840 870 900 900 900 900
9,750 10,560 11,400 12,270 13,170 14,070 14,970 15,870
 598 617 637 657 676 676 676 676
8,330 8,947 9,584 10,241 10,917 11,593 12,270 12,946

35,228 36,377 37,527 38,677 39,826 39,826 39,826 39,826

491,880 528,257 565,784 604,461 644,287 684,113 723,940 763,766

14,902 15,409 15,925 16,401 16,908 16,908 16,908 16,908

Month 21 Month 22 Month 23 Month 24 Month 25 Month 26 Month 27 Month 28

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
Month 29 Month 30 Month 31 Month 32 Month 33 Month 34 Month 35 Month 36

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

30 30 30 30 30 30 30 30
39 39 39 39 39 39 39 39
69 69 69 69 69 69 69 69
1390 1459 1528 1597 1666 1735 1804 1873

21 21 21 21 21 21 21 21
7 7 7 7 7 7 7 7
28 28 28 28 28 28 28 28
561 589 617 645 673 701 729 757
97 97 97 97 97 97 97 97
1951 2048 2145 2242 2339 2436 2533 2630

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

24,600 24,600 24,600 24,600 24,600 24,600 24,600 24,600

31,434 31,434 31,434 31,434 31,434 31,434 31,434 31,434
56,034 56,034 56,034 56,034 56,034 56,034 56,034 56,034
1,128,166 1,184,200 1,240,234 1,296,268 1,352,302 1,408,336 1,464,370 1,520,404

630 630 630 630 630 630 630 630

70 70 70 70 70 70 70 70
700 700 700 700 700 700 700 700
14,010 14,710 15,410 16,110 16,810 17,510 18,210 18,910

56,734 56,734 56,734 56,734 56,734 56,734 56,734 56,734

1,142,176 1,198,910 1,255,644 1,312,378 1,369,112 1,425,846 1,482,580 1,539,314
Month 29 Month 30 Month 31 Month 32 Month 33 Month 34 Month 35 Month 36

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

37,950 37,950 37,950 37,950 37,950 37,950 37,950 37,950

764,500 802,450 840,400 878,350 916,300 954,250 992,200 1,030,150
300 300 300 300 300 300 300 300
8,700 9,000 9,300 9,600 9,900 10,200 10,500 10,800
900 900 900 900 900 900 900 900
16,770 17,670 18,570 19,470 20,370 21,270 22,170 23,070
 676 676 676 676 676 676 676 676
13,622 14,298 14,974 15,651 16,327 17,003 17,679 18,355

39,826 39,826 39,826 39,826 39,826 39,826 39,826 39,826

803,592 843,418 883,244 923,071 962,897 1,002,723 1,042,549 1,082,375

16,908 16,908 16,908 16,908 16,908 16,908 16,908 16,908

Month 29 Month 30 Month 31 Month 32 Month 33 Month 34 Month 35 Month 36

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -
- -
- -
0 0
- -
0 0
- -
- -
- -

0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

31 31 31 31 31 31 31
40 40 40 40 40 40 40
71 71 71 71 71 71 71
1944 2015 2086 2157 2228 2299 2370

21 21 21 21 21 21 21
7 7 7 7 7 7 7
28 28 28 28 28 28 28
785 813 841 869 897 925 953
99 99 99 99 99 99 99
2729 2828 2927 3026 3125 3224 3323

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

25,420 25,420 25,420 25,420 25,420 25,420 25,420

32,240 32,240 32,240 32,240 32,240 32,240 32,240
57,660 57,660 57,660 57,660 57,660 57,660 57,660
1,578,064 1,635,724 1,693,384 1,751,044 1,808,704 1,866,364 1,924,024

630 630 630 630 630 630 630

70 70 70 70 70 70 70
700 700 700 700 700 700 700
19,610 20,310 21,010 21,710 22,410 23,110 23,810

58,360 58,360 58,360 58,360 58,360 58,360 58,360

1,597,674 1,656,034 1,714,394 1,772,754 1,831,114 1,889,474 1,947,834
Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

39,050 39,050 39,050 39,050 39,050 39,050 39,050

1,069,200 1,108,250 1,147,300 1,186,350 1,225,400 1,264,450 1,303,500
300 300 300 300 300 300 300
11,100 11,400 11,700 12,000 12,300 12,600 12,900
930 930 930 930 930 930 930
24,000 24,930 25,860 26,790 27,720 28,650 29,580
 696 696 696 696 696 696 696
19,051 19,747 20,443 21,139 21,834 22,530 23,226

40,976 40,976 40,976 40,976 40,976 40,976 40,976

1,123,351 1,164,327 1,205,303 1,246,279 1,287,254 1,328,230 1,369,206

17,384 17,384 17,384 17,384 17,384 17,384 17,384

Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- - - - -
- - - - -
0 0 0 0 0
- - - - -
0 0 0 0 0
- - - - -
- - - - -
- - - - -

0 0 0 0 0 0 0
0 0 0 0 0 0 0
Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

31 31 31 31 31 32 32
40 40 40 40 40 41 41
71 71 71 71 71 73 73
2441 2512 2583 2654 2725 2798 2871

21 21 21 21 21 22 22
7 7 7 7 7 7 7
28 28 28 28 28 29 29
981 1009 1037 1065 1093 1122 1151
99 99 99 99 99 102 102
3422 3521 3620 3719 3818 3920 4022

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

25,420 25,420 25,420 25,420 25,420 26,240 26,240

32,240 32,240 32,240 32,240 32,240 33,046 33,046
57,660 57,660 57,660 57,660 57,660 59,286 59,286
1,981,684 2,039,344 2,097,004 2,154,664 2,212,324 2,271,610 2,330,896

630 630 630 630 630 660 660

70 70 70 70 70 70 70
700 700 700 700 700 730 730
24,510 25,210 25,910 26,610 27,310 28,040 28,770

58,360 58,360 58,360 58,360 58,360 60,016 60,016

2,006,194 2,064,554 2,122,914 2,181,274 2,239,634 2,299,650 2,359,666
Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

39,050 39,050 39,050 39,050 39,050 40,150 40,150

1,342,550 1,381,600 1,420,650 1,459,700 1,498,750 1,538,900 1,579,050
300 300 300 300 300 300 300
13,200 13,500 13,800 14,100 14,400 14,700 15,000
930 930 930 930 930 960 960
30,510 31,440 32,370 33,300 34,230 35,190 36,150
 696 696 696 696 696 715 715
23,922 24,618 25,313 26,009 26,705 27,420 28,136

40,976 40,976 40,976 40,976 40,976 42,125 42,125

1,410,182 1,451,158 1,492,133 1,533,109 1,574,085 1,616,210 1,658,336

17,384 17,384 17,384 17,384 17,384 17,891 17,891

Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- - - - -
- - - - -
0 0 0 0 0
- - - - -
0 0 0 0 0
- - - - -
- - - - -
- - - - -

0 0 0 0 0 0 0
0 0 0 0 0 0 0
Month 51 Month 52 Month 53 Month 54 Month 55 Month 56 Month 57

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

32 32 32 32 32 32 32
41 41 41 41 41 41 41
73 73 73 73 73 73 73
2944 3017 3090 3163 3236 3309 3382

22 22 22 22 22 22 22
7 7 7 7 7 7 7
29 29 29 29 29 29 29
1180 1209 1238 1267 1296 1325 1354
102 102 102 102 102 102 102
4124 4226 4328 4430 4532 4634 4736

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

26,240 26,240 26,240 26,240 26,240 26,240 26,240

33,046 33,046 33,046 33,046 33,046 33,046 33,046
59,286 59,286 59,286 59,286 59,286 59,286 59,286
2,390,182 2,449,468 2,508,754 2,568,040 2,627,326 2,686,612 2,745,898

660 660 660 660 660 660 660

70 70 70 70 70 70 70
730 730 730 730 730 730 730
29,500 30,230 30,960 31,690 32,420 33,150 33,880

60,016 60,016 60,016 60,016 60,016 60,016 60,016

2,419,682 2,479,698 2,539,714 2,599,730 2,659,746 2,719,762 2,779,778
Month 51 Month 52 Month 53 Month 54 Month 55 Month 56 Month 57

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

40,150 40,150 40,150 40,150 40,150 40,150 40,150

1,619,200 1,659,350 1,699,500 1,739,650 1,779,800 1,819,950 1,860,100
300 300 300 300 300 300 300
15,300 15,600 15,900 16,200 16,500 16,800 17,100
960 960 960 960 960 960 960
37,110 38,070 39,030 39,990 40,950 41,910 42,870
 715 715 715 715 715 715 715
28,851 29,567 30,282 30,997 31,713 32,428 33,144

42,125 42,125 42,125 42,125 42,125 42,125 42,125

1,700,461 1,742,587 1,784,712 1,826,837 1,868,963 1,911,088 1,953,214

17,891 17,891 17,891 17,891 17,891 17,891 17,891

Month 51 Month 52 Month 53 Month 54 Month 55 Month 56 Month 57

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

- -
- -
0 0
- -
0 0
- -
- -
- -
- - - - -
- - - - -
0 0 0 0 0
- - - - -
0 0 0 0 0
- - - - -
- - - - -
- - - - -

0 0 0 0 0 0 0
0 0 0 0 0 0 0
Month 58 Month 59 Month 60

(QTY) (QTY) (QTY)

32 32 32
41 41 41
73 73 73
3455 3528 3601

22 22 22
7 7 7
29 29 29
1383 1412 1441
102 102 102
4838 4940 5042

(RM) (RM) (RM)

26,240 26,240 26,240

33,046 33,046 33,046
59,286 59,286 59,286
2,805,184 2,864,470 2,923,756

660 660 660

70 70 70
730 730 730
34,610 35,340 36,070

60,016 60,016 60,016

2,839,794 2,899,810 2,959,826
Month 58 Month 59 Month 60

(RM) (RM) (RM)

40,150 40,150 40,150

1,900,250 1,940,400 1,980,550
300 300 300
17,400 17,700 18,000
960 960 960
43,830 44,790 45,750
 715 715 715
33,859 34,574 35,290

42,125 42,125 42,125

1,995,339 2,037,464 2,079,590

17,891 17,891 17,891

Month 58 Month 59 Month 60

(RM) (RM) (RM)

- - -
- - -
0 0 0
- - -
0 0 0
- - -
- - -
- - -

0 0 0
0 0 0
 Capex

Description Month 0 Month 1 Month 2 Month 3

(RM) (RM) (RM)

Capital Expenditure :
Workers' Cabin 5,000
Goats Shelter 30,000
Sluaghter Place 7,500
Tools & Equipments 7,000
Site Clearing 5,000
Deposit on Stock 16,500
Total Capex 71,000 0 0 0
Acc. Total Capex 71,000 71,000 71,000 71,000
Depreciation 10% per year 0.8% 488 488 488
Net Book Value - Capex 71,000 70,512 70,024 69,536

Operation Costs Assumption

Staff Salary

Description Month 1 Month 2 Month 3

(QTY) (QTY) (QTY)

1 Manager 0 0 0
2 Supervisor 0 0 0
3 Farm Labor 2 2 2
Total No of Staff 2 2 2
(RM) (RM) (RM)
RM
1 Manager - 0 0 0
2 Supervisor 0 0 0
3 Farm Labor 1,800 1,800 1,800
Total Staff Cost 1,800 1,800 1,800
Training 200 200
1 Farm Labor ratio 1 : 200 goats
2 Training 200 per person per month
3 Supervisor 1200 Upon Goss profit
4 Farm Crew 900 Upon Goss profit

Operation Cost
 Description Month 1 Month 2 Month 3

(RM) (RM) (RM)

RM
1 Staff per month 1,800 1,800 1,800
Accumulated Staf 1,800 3,600 5,400
2 Advertising & Promotion Fees 237 263 286
Accumulated Advertising & Promotion Fees 237 500 786
3 Training & Seminars 200 0 0
Accumulated Training 200 200 200
4 Utility Cost 95 105 115
Accumulated Utilities 95 200 314
5 Leased of Land 100 100 100
Accumulated Leases of Land 100 200 300
6 Interest on Loan 167 167 167
Accumulated Interest 167 334 501
Total Operation & Admin Cost 2,599 2,435 2,468
Accumulated Operation & Admin Cost 2,599 5,034 7,501
Asssume:
1 Depreciation (could be a Transit/centre rental)

2 Advertising & Promotion Fees

5% upon Gross Profit
3 Training & Seminars RM0 for Inntial Program
RM200 for every half yearly
4 Utilities includes electric, water & diesel
2% upon Gross Profit

5 Leased of Land
100 per month

Loan Repayment

Description Month 1 Month 2 Month 3

(RM) (RM) (RM)

RM
Principal 50,000 12
Interest 10,000.00 4% 167 167 167 167
Loan Perio 5 yrs
Loan Repayment 167 167 167
Acc. Loan Repayment 167 334 501
Pricipal Balance 50,000 50,000 50,000
Monthly interest
Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488 488 488 488
69,048 68,560 68,072 67,584 67,096 66,608 66,120 65,632 65,144 64,656

Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 1 1
2 2 2 2 2 2 2 2 2 2
2 2 2 2 2 2 2 2 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 3,000 3,000
200 200 0
Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 3,000 3,000
7,200 9,000 10,800 12,600 14,400 16,200 18,000 19,800 22,800 25,800
312 336 361 387 410 436 460 485 522 548
1,098 1,434 1,796 2,182 2,593 3,029 3,489 3,974 4,497 5,045
0 0 200 0 0 0 0 0 200 0
200 200 400 400 400 400 400 400 600 600
125 134 145 155 164 175 184 194 209 219
439 574 718 873 1,037 1,212 1,396 1,590 1,799 2,018
100 100 100 100 100 100 100 100 100 100
400 500 600 700 800 900 1,000 1,100 1,200 1,300
167 167 167 164 161 158 156 153 150 147
668 835 1,002 1,166 1,327 1,485 1,641 1,794 1,944 2,091
2,504 2,537 2,773 2,605 2,636 2,669 2,700 2,733 4,181 4,014
10,006 12,543 15,316 17,921 20,557 23,225 25,925 28,658 32,839 36,853

Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 Month 13

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833

167 167 167 164 161 158 156 153 150 147

167 167 167 997 994 991 989 986 983 980
668 835 1,002 1,999 2,994 3,985 4,974 5,961 6,944 7,924
50,000 50,000 50,000 49,167 48,333 47,500 46,667 45,833 45,000 44,167
Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488 488 488 488
64,168 63,680 63,192 62,704 62,216 61,728 61,240 60,752 60,264 59,776

Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0 0 0 0
1 1 1 1 1 1 1 1 1 1
2 2 2 2 2 2 2 2 2 2
3 3 3 3 3 3 3 3 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800
3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
0 0 0 0 200 0 0 0 0 0
Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
28,800 31,800 34,800 37,800 40,800 43,800 46,800 49,800 52,800 55,800
572 597 621 646 672 696 721 745 770 796
5,616 6,214 6,835 7,481 8,153 8,849 9,570 10,316 11,086 11,882
0 0 0 0 200 0 0 0 0 0
600 600 600 600 800 800 800 800 800 800
229 239 248 259 269 278 289 298 308 319
2,247 2,485 2,734 2,992 3,261 3,540 3,828 4,126 4,434 4,753
100 100 100 100 100 100 100 100 100 100
1,400 1,500 1,600 1,700 1,800 1,900 2,000 2,100 2,200 2,300
144 142 139 136 133 131 128 125 122 119
2,235 2,377 2,516 2,652 2,785 2,916 3,044 3,169 3,291 3,410
4,045 4,078 4,108 4,141 4,374 4,205 4,238 4,268 4,301 4,334
40,898 44,976 49,085 53,225 57,599 61,805 66,043 70,311 74,611 78,945

Month 14 Month 15 Month 16 Month 17 Month 18 Month 19 Month 20 Month 21 Month 22 Month 23

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833 833 833 833
144 142 139 136 133 131 128 125 122 119

977 975 972 969 966 964 961 958 955 952
8,902 9,877 10,849 11,819 12,785 13,749 14,711 15,669 16,624 17,577
43,333 42,500 41,667 40,833 40,000 39,167 38,333 37,500 36,667 35,833
Month 24 Month 25 Month 26 Month 27 Month 28 Month 29 Month 30 Month 31 Month 32 Month 33

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488 488 488 488
59,288 58,800 58,312 57,824 57,336 56,848 56,360 55,872 55,384 54,896

Month 24 Month 25 Month 26 Month 27 Month 28 Month 29 Month 30 Month 31 Month 32 Month 33

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0 0 0 0
1 1 1 1 1 1 1 1 1 1
2 2 2 2 2 2 2 2 2 2
3 3 3 3 3 3 3 3 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800
3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
200 0 0 0 0 0 200 0 0 0
Month 24 Month 25 Month 26 Month 27 Month 28 Month 29 Month 30 Month 31 Month 32 Month 33

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
58,800 61,800 64,800 67,800 70,800 73,800 76,800 79,800 82,800 85,800
820 845 845 845 845 845 845 845 845 845
12,702 13,548 14,393 15,238 16,084 16,929 17,775 18,620 19,465 20,311
200 0 0 0 0 0 200 0 0 0
1,000 1,000 1,000 1,000 1,000 1,000 1,200 1,200 1,200 1,200
328 338 338 338 338 338 338 338 338 338
5,081 5,419 5,757 6,095 6,434 6,772 7,110 7,448 7,786 8,124
100 100 100 100 100 100 100 100 100 100
2,400 2,500 2,600 2,700 2,800 2,900 3,000 3,100 3,200 3,300
117 114 111 108 106 103 100 97 94 92
3,527 3,641 3,752 3,860 3,966 4,069 4,169 4,266 4,360 4,452
4,565 4,398 4,395 4,392 4,390 4,387 4,584 4,381 4,378 4,376
83,510 87,908 92,302 96,694 101,083 105,470 110,053 114,434 118,812 123,187

Month 24 Month 25 Month 26 Month 27 Month 28 Month 29 Month 30 Month 31 Month 32 Month 33

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833 833 833 833
117 114 111 108 106 103 100 97 94 92

950 947 944 941 939 936 933 930 927 925
18,527 19,474 20,419 21,360 22,299 23,236 24,169 25,099 26,027 26,952
35,000 34,167 33,333 32,500 31,667 30,833 30,000 29,167 28,333 27,500
Month 34 Month 35 Month 36 Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488 488 488 488
54,408 53,920 53,432 52,944 52,456 51,968 51,480 50,992 50,504 50,016

Month 34 Month 35 Month 36 Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0 0 0 0
1 1 1 1 1 1 1 1 1 1
2 2 2 2 2 2 2 2 2 2
3 3 3 3 3 3 3 3 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800
3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
0 0 200 0 0 0 0 0 200 0
Month 34 Month 35 Month 36 Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
88,800 91,800 94,800 97,800 100,800 103,800 106,800 109,800 112,800 115,800
845 845 845 869 869 869 869 869 869 869
21,156 22,002 22,847 23,716 24,585 25,455 26,324 27,193 28,062 28,931
0 0 200 0 0 0 0 0 200 0
1,200 1,200 1,400 1,400 1,400 1,400 1,400 1,400 1,600 1,600
338 338 338 348 348 348 348 348 348 348
8,462 8,801 9,139 9,486 9,834 10,182 10,530 10,877 11,225 11,573
100 100 100 100 100 100 100 100 100 100
3,400 3,500 3,600 3,700 3,800 3,900 4,000 4,100 4,200 4,300
89 86 83 81 78 75 72 69 67 64
4,541 4,627 4,710 4,791 4,869 4,944 5,016 5,085 5,152 5,216
4,373 4,370 4,567 4,398 4,395 4,392 4,389 4,386 4,584 4,381
127,560 131,929 136,496 140,894 145,288 149,680 154,069 158,455 163,039 167,420

Month 34 Month 35 Month 36 Month 37 Month 38 Month 39 Month 40 Month 41 Month 42 Month 43

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833 833 833 833
89 86 83 81 78 75 72 69 67 64

922 919 916 914 911 908 905 902 900 897
27,874 28,794 29,710 30,624 31,536 32,444 33,349 34,252 35,152 36,049
26,667 25,833 25,000 24,167 23,333 22,500 21,667 20,833 20,000 19,167
Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50 Month 51 Month 52 Month 53

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488 488 488 488
49,528 49,040 48,552 48,064 47,576 47,088 46,600 46,112 45,624 45,136

Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50 Month 51 Month 52 Month 53

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0 0 0 0
1 1 1 1 1 1 1 1 1 1
2 2 2 2 2 2 2 2 2 2
3 3 3 3 3 3 3 3 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0 0 0 0
1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800
3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
0 0 0 0 200 0 0 0 0 0
Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50 Month 51 Month 52 Month 53

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000 3,000
118,800 121,800 124,800 127,800 130,800 133,800 136,800 139,800 142,800 145,800
869 869 869 869 869 895 895 895 895 895
29,801 30,670 31,539 32,408 33,277 34,172 35,067 35,961 36,856 37,750
0 0 0 0 200 0 0 0 0 0
1,600 1,600 1,600 1,600 1,800 1,800 1,800 1,800 1,800 1,800
348 348 348 348 348 358 358 358 358 358
11,920 12,268 12,616 12,963 13,311 13,669 14,027 14,384 14,742 15,100
100 100 100 100 100 100 100 100 100 100
4,400 4,500 4,600 4,700 4,800 4,900 5,000 5,100 5,200 5,300
61 58 56 53 50 47 44 42 39 36
5,277 5,335 5,391 5,444 5,494 5,541 5,585 5,627 5,666 5,702
4,378 4,375 4,373 4,370 4,567 4,399 4,396 4,394 4,391 4,388
171,798 176,173 180,546 184,916 189,482 193,882 198,278 202,672 207,064 211,452

Month 44 Month 45 Month 46 Month 47 Month 48 Month 49 Month 50 Month 51 Month 52 Month 53

(RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833 833 833 833
61 58 56 53 50 47 44 42 39 36

894 891 889 886 883 880 877 875 872 869
36,944 37,835 38,724 39,611 40,494 41,374 42,252 43,127 43,999 44,869
18,333 17,500 16,667 15,833 15,000 14,167 13,333 12,500 11,667 10,833
Month 54 Month 55 Month 56 Month 57 Month 58 Month 59 Month 60

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0
71,000 71,000 71,000 71,000 71,000 71,000 71,000
488 488 488 488 488 488 488
44,648 44,160 43,672 43,184 42,696 42,208 41,720

Month 54 Month 55 Month 56 Month 57 Month 58 Month 59 Month 60

(QTY) (QTY) (QTY) (QTY) (QTY) (QTY) (QTY)

0 0 0 0 0 0 0
1 1 1 1 1 1 1
2 2 2 2 2 2 2
3 3 3 3 3 3 3
(RM) (RM) (RM) (RM) (RM) (RM) (RM)

0 0 0 0 0 0 0
1,200 1,200 1,200 1,200 1,200 1,200 1,200
1,800 1,800 1,800 1,800 1,800 1,800 1,800
3,000 3,000 3,000 3,000 3,000 3,000 3,000
200 0 0 0 0 0 200
Month 54 Month 55 Month 56 Month 57 Month 58 Month 59 Month 60

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

3,000 3,000 3,000 3,000 3,000 3,000 3,000 166,800 ###

148,800 151,800 154,800 157,800 160,800 163,800 166,800
895 895 895 895 895 895 895
38,645 39,539 40,434 41,328 42,223 43,117 44,012
200 0 0 0 0 0 200
2,000 2,000 2,000 2,000 2,000 2,000 2,200
358 358 358 358 358 358 358
15,458 15,816 16,173 16,531 16,889 17,247 17,605
100 100 100 100 100 100 100
5,400 5,500 5,600 5,700 5,800 5,900 6,000
33 31 28 25 22 19 17
5,735 5,766 5,794 5,819 5,841 5,860 5,877
4,585 4,383 4,380 4,377 4,374 4,371 4,569
216,037 220,421 224,801 229,179 233,553 237,924 242,494

Month 54 Month 55 Month 56 Month 57 Month 58 Month 59 Month 60

(RM) (RM) (RM) (RM) (RM) (RM) (RM)

833 833 833 833 833 833 833 45,000

33 31 28 25 22 19 17

866 864 861 858 855 852 850

45,735 46,599 47,461 48,319 49,174 50,027 50,877
10,000 9,167 8,333 7,500 6,667 5,833 5,000