PPT Quiz 1 - Prepared by Baroda

Academy,AHMEDABAD

120 Questions

NAME :
CLASS :
1. DATE :
Targets for Non-corporate farmers for FY 2021-22 is
________% of ANBC/CEOBE,whichever is higher.
a) 12.73 b) 14.25
c) 11.75 d) 12

2. Targets for Small and Marginal farmers for FY 2021-22 is

________% of ANBC/CEOBE,whichever is higher.
a) 8 b) 7
c) 9 d) 10

3. Centre for Agriculture Marketing and Processing

(CAMP) is present in ______ zones
a) 18 b) 16
c) 15 d) 12

4. Centre for Agriculture Marketing and Processing

(CAMP) is not present in ______ Zone.
a) Mumbai b) Ahmedabad
c) Manglore d) Kolkata
5. Which of the following products is not covered for
processing and sanctioning under Centre for
Agriculture Marketing and Processing (CAMP)
a) Financing Food and Agro processing b) Financing to FPO/FPC
units
c) Financing to Hi-tech agriculture d) Tractor/Four wheeler loans to farmers

6. Mr. Ram a farmer of sidhpur village approched Bank of

baroda, sidhpur branch for the first time. He want to
level his farm and also construct water distribution
channel in his 15 hactor land. What is the maximum
loan can he get?
a) 2 crore b) 50 lacs
c) Not eligible for loan as he has no d) As per investment line of credit
banking relation with our bank

7. SFAC is the nodal agency promoted by Ministry of

Agricuiture, GoI for promotion of Farmer Producers
Organisation. SFAC stands for
a) Smart Farmers Agrobusiness Company b) Small Farming Agrobusiness Consortium
c) Small Farmers Agribusiness Consortium d) Small Farmers Agrobusiness Consortium

8. In regards to credit rating which of the following is

related to Loss given default?
a) Obilgor Rating b) Facility Rating
c) Combined Rating d) Borrower Rating
9. Minimum external credit rating for undertaking fresh/
enhancement in credit facilities for regulatory MSME
exposure of Rs.50 Crore and above from the banking
system.
a) BB b) BBB
c) A d) AA

10. Under exceptional circumstances further reduction of

margin to NIL in LABOD/ODBOD can be allowed by
Regional Heads for exposures up to Rs. crore
a) 10 b) 25
c) 40 d) 50

11. In respect of project finance of real estate, where the

project cost is Rs. 50/- crores and above, will be
considered as… Borrower
a) MSME b) Non-Commercial
c) Retail d) Corporate & Institutional Credit

12. What is presentCOE (cost of equity) to be compared

with RAROC?
a) 14% b) 15%
c) 15.5% d) 16%

13. Mr. Ramesh is a pensioner aged 80 of one of our

branch, he is allowed to submit his Life Certificate every
year on or after _______ date and the same will be valid
till ____ date of the subsequent year
a) 1st October, 31st October b) 1st November, 30th November
c) 1st November, 31st October d) 1st October, 30th November
14. Menu APY option MODIFY' is used to update which of
the following details:
a) Mobile number b) PAN, PIN Code
c) Gender, Marital Status d) Email ID, Mobile number

15. Which among the following is right procedure while

delivering the KVP certificate demanded by the
customer?
a) Soft copy of the certificate downloaded
from Finacle to be forwarded to the
customer
c) Soft copy of the certificate downloaded
from Finacle and signed in black ink and
then to be forwarded to the customer
b) Soft copy of the certificate downloaded
from Finacle and signed in red ink and
then to be forwarded to the customer
d) Soft copy of the certificate downloaded
from Finacle and signed in blue ink and
then to be forwarded to the customer

16. What is the maximum limit for deposit in e-kvp account

?
a) 150000/- b) 200000/-
c) 500000/- d) No maximum limit

17. M/s. Laxmi oil mills is maintaning CC account with our

Darbhanga Branch. The limit sanctioned is of Rs. 5.00
crores and as on 01.10.2020 account is in credit and as
such no transactions in the account. On 31.12.2020
credit officer debits charges for inspection of securities.
When will this charge have to be paid by the firm to
avoid account turning NPA?
a) 31.12.2020 b) 01.01.2021
c) 31.03.2021 d) 01.04.2021
18. Mortgage loan of Rs. 36 lacs was sanctioned to
shashank against accepted realizable value of property
of Rs. 60 lacs on 17.11.2019. However account turned
NPA on18.04.2021. The o/s. was Rs. 35.4 lacs. SARFAESI
was initiated and possession was taken on 12.09.2021.
However during valuation at the time of posession the
realizable value of the property was assessed to be only
16 lacs. What will be the asset classification of this
account?
a) Sub-standard b) NPA
c) Doubtful d) Loss

19. AS per the RBI directive decision on fraud

classification/RFA status shall be taken within ____ days
of completion of internal assessment/invetigation in
cases where findings of forensic audit are inconclusive
a) 3 days b) 7 days
c) 15 days d) 1 month

20. Alerts generated in EFRMS offline channel up to ___

sanction amount will be monitored by Regional Office
a) 10 cr b) 20 cr
c) 30 cr d) 5 cr

21. PSR authority has to clear proposal from PSR angle

within ____ days
a) 7 days b) 3 days
c) 30 days d) 15 days
22. Rishi had an savings account in e-Dena bank as well
Bank of Baroda with different customer IDs. Now Rishi
has requested to allow 2 UPI registration on both CIFs
with same mobile number.
a) Customer ID should be merged and b) He should be advised to change mobile
single UPI to be given number in one of the CIFs
c) UPIs can be allowed for multiple CIFs d) UPIs can be allowed for multiple CIFs
with same mobile number however with same mobile number with same
separate PINs required PINs

23. What is the name of Bank's dynamic UPI QR code

product ?
a) Baroda Dynamic UPI b) Baroda Pay point
c) Baroda UPI Invoice Point d) Baroda UPI dyanmic point

24. Nizam has just returned from UK and has GBP 200 in
his Baroda travel easy forex wallet. Now he wants to
convert into Indian currency. Does he need to visit
branch
a) yes he will have to fill form for re- b) No he will have to send e-mail to base
conversion branch to re convert to Indian currency
c) No he will have to call contact d) No he can do it himself through Baroda
centre/pre-paid card potal to convert Travel Easy mobile application which has
the same to Indian currency built in INR wallet

25. What is the name of rewards and loyalty program

launched on bob World platform?
a) bobWORLD loyalty program b) bobWorld rewards and loyalty program
c) bobWorld benefits program d) bobWorld rewards and benfit program
26. Ridhima went for street shopping during Navratri
festival but forgot her wallet with cash and card.
However she is carrying her phone with bobWorld
application. She can do seamless shopping using "Cash
on mobile " feature up to Rs. ____ per day
a) Rs. 1000 b) Rs. 5000
c) Rs. 10000 d) Rs. 25000

27. What is the maxmium per transaction third party

transfer limit on bobWorld ?
a) 200000 b) 500000
c) 1000000 d) 2000000

28. Raj wants to purchase Baroda Gift cards for his friends'
wedding? What is the maxmimum amount of gift he can
give through this Gift card?
a) Rs. 1000/- b) Rs. 5000/-
c) Rs. 10000/- d) Rs. 50000/-

29. What is the minimum load amount of virtual Baroda

Reloadable card?
a) Rs. 100 b) Rs. 500
c) Rs. 1000 d) No minimum load amount

30. Gopal has account in BOB as well SBI. He wants to

transfer amount from BOB to SBI through BHIM Baroda
Pay.How can he do it?
a) Through IMPS feature b) Not possible through BHIM Baroda Pay
c) Through NEFT/RTGS feature d) Through Pay to self Option under BHIM
Baroda Pay
31. Ramanbhai, provision store retail merchant will have to
pay ___ for issuance of UPI code and /or Welcome kit
through TAB banking
a) NIL b) Rs. 100/- + GST
c) Rs. 500/- + GST d) Rs. 1000/- + GST

32. What is the maximum balance that can be maintained

in INR wallet at any point of time in Baroda Travel Easy
multi currency Forex prepaid card?
a) Rs. 5000/- b) Rs. 10000/-
c) Rs. 20000/- d) No limit

33. New to bank customers can open B3 digital account on

bobWorld platform. What is meant by B3?
a) bobWorld Bonus Bonanza b) bobWorld Bonus Benefits
c) bobWorld Benefit Bonus d) bobWorld Benefits Bonanza

34. What is the maximum number ot transactions per day

through bobWorld platform?
a) 10 b) 20
c) 30 d) Unlimited

35. Which of the following services are NOT inlcuded in

bobworld at present?
a) 360 degree view of account b) Positive pay confirmation
c) NPS account opening d) Tone Tag
36. Meenal, business associate of our bank is very tech
savvy and gives gift card to all her friends and relatives
on weddings' birthdays. This time she got message
while getting card issued" Maximum limit per user
reached". How many cards she must have already
purchased this year?
a) 1 b) 2
c) 10 d) 20

37. In Baroda Home Loan Linked Savings Account QAB is to

be maintained
a) Rs.5000/- b) Rs.10000/-
c) Rs.25000/- d) Nil

38. In Baroda Mahila Shakti saving account, waiver on

processing charges for Auto Loan and Mortgage Loans.
a) 25% b) 50%
c) 75% d) 100%

39. Waiver of processing charge on retail loans is available

for
a) Baroda premium current account holder b) Baroda Super Saving account holder
c) Baroda Salary Privilege Saving account d) Baroda advantage saving account holder
holder

40. Air Accidental insurance and other accidental insurance

cover on credit card availed by Baroda Salary Supper
Savings Bank account holder is
a) Rs. 10 lacs, Rs. 5 lacs b) Rs. 15 lacs, Rs. 5 lacs
c) Rs. 10 lacs, Rs. 7 lacs d) Rs. 15 lacs, Rs. 7 lacs
41. Auto sweep facility is available in
a) Baroda premium current account b) Baroda premium privilege current
account
c) In a & b both d) No such facility is available

42. Rebate/discount on locker rent to Baroda premium

privilege current account holder is
a) No Rebate allowed
c) 15 % on locker rent, if three years locker
rent is paid in advance
b) 10 % on locker rent, if three years locker
rent is paid in advance
d) 20 % on locker rent, if three years locker
rent is paid in advance

43. Under Baroda MACT claims sb account is opened for.

a) General Public b) Salaried Individual
c) Professional d) Accidental claims

44. Pre closure charges levied for an BARODA ADVANTAGE

ZERO BALANCE SB ACCOUNT closed before 1 year is
a) Nil b) Rs. 50/-
c) Rs. 100/- d) Rs. 200/-

45. Which of the following accounts does not attract Penal

Charges for non maintenance of minimum balance?
a) Premium Current account b) Premium Current account Privilege
c) Super Savings Bank account d) Any Inoperative account
46. No fresh Cheque book is to be issued if there is
dishonour of cheque valuing Rs.1.00 crore and above in
a particular account of the drawer more than ------
occasions in a financial year for want of sufficient funds
in the account.
a) 3 b) 4
c) 5 d) 12

47. Filing of FIR in police station is required in case of

detection of minimum ------number of counterfeit notes
in a single transaction
a) 2 b) 3
c) 4 d) 5

48. Where withdrawal is sought from Capital Gains

Accounts Scheme, 1988 Account B, the branch should
a) Create a DD/BC in favor of the b) Execute a NEFT/RTGS for the amount to
beneficiary in accordance with the rules be withdrawn in accordance with the
and regulations rules and regulations
c) Credit the proceeds to Capital Gains d) Branch will not allow pre mature
Accounts Scheme, 1988 Account A and withdrawl.
allow withdrawal from Account A in
accordance with the rules and
regulations.

49. The interest on FCNR (B) deposits shall be calculated

and paid at intervals of ____ days each
a) 30 b) 60
c) 90 d) 180
50. Baroda Salary Super Sb Account the threshold limit for
auto sweep is
a) 50000/- b) 75000/-
c) 100000/- d) 150000/-

51. Account holders of Baroda Senior Citizen Privilege Sb

Account get ____ waiver in processing fees of Reverse
mortgage Loan
a) 25% b) 50%
c) 75% d) 100%

52. The name of the new NFO which Baorda Mutual fund
has launched is
a) Baroda Index Fund b) Baroda Multi cap Fund
c) Baroda Large and Mid Cap d) Baroda Large cap Fund
Fund

53. _________ menu is used to transfer funds for NFO

a) BOBPIO b) BOBIPO
c) BOBNFO d) BOBNOF

54. The minimum amount required to start SIP in the new

NFO is ___________
a) 500 b) 1000
c) 1500 d) 2000

55. The entry load for the new NFO is ___________

a) 0.50% b) 1.00%
c) 1.50% d) Nil
56. Mutual funds in India is requlated by
a) SEBI & RBI b) SEBI & AMFI
c) IRDA & AMFI d) AMFI & RBI

57. Employees enganed in sales/marketing of Mutual funds

need to obtian ______________ certification.
a) NIBM b) NBIM
c) NISM d) NSIM

58. For collection of Export/Import documents in

International Trade, which of the following rules are
applicable
a) UCP-600 b) ISBP-98
c) UCP-500 d) URC-522

59. Which of the following export/import documents is/are

negotiable?
a) Commercial Invoice b) Certificate of Origin
c) Bill of Lading d) Packing List

60. UCP-600, URC-522 are the publications done by

a) International Chamber of Commerce b) b. Indian Chamber of Commerce
c) c. United Security Council d) International Monetary Fund

61. Which of the following is NOT a valid Incoterm under

Incoterm-2010
a) FCA – FREE CARRIER b) FAS – FREE ALONGSIDE SHIP
c) FBP – FREE BY PORT d) CPT – CARRIAGE PAID TO
62. Which of the following phrase has NOT the same effect
as “Shipped on board”
a) Shipped in apparent good order b) Free alongside ship
c) Laden on board d) clean on board

63. Credit facilities were sanctioned to a corporate

borrower on 01.01.2021. Date of first disbursement was
01.04.2021. Extension of time, for security perfection
was allowed upto 31.05.2021. Actual date of security
perfection was 05.07.2021. The penal interest for want
of security perfection, will be charged from which date?
a) 01.01.2021 b) 31.05.2021
c) 05.07.2021 d) 01.06.2021

64. Which ratio should we consider to analyze the average

period of credit available to a Company/ borrower?
a) Debtors turnover ratio b) Creditors turnover ratio
c) Debt Equity Ratio d) Debt Service Coverage Ratio

65. For the new corporate borrowers, ZOCC-GM has power

to allow ----------- % concession in TEV study charges
a) 100 b) 50
c) 25 d) 0

66. For the new corporate borrowers, COCC (CGM) may

allow concession in applicable rate of interest upto ------
-------- bps
a) 100 b) 50
c) 25 d) 0
67. For ETB (Existing to Bank) customers, RMCC may allow a
concession in Bank Guarantee Commission of up to -----
--------%.
a) 0 b) 5
c) 10 d) 20

68. Under “MSME Utsav” campaign, our Bank has targeted

a business of Rs. --------- crores
a) 500 b) 1000
c) 5000 d) 10000

69. “MSME Utsav” campaign is valid up to ---------

a) 31.12.2021 b) 28.02.2022
c) 31.03.2022 d) 30.06.2022

70. As per “MSME Utsav” campaign, the minimum rate of

interest, the sanctioning authority can offer as a
concessional rate, is called as -----------
a) Ground Rate b) Floor Rate
c) Cut-off Rate d) Benchmark Rate

71. For domestic operations, cut-off internal rating is ---------

-------, for unsecured credit exposure.
a) BOB 4 b) BOB 5
c) BOB 6 d) BOB 7
72. An MSME borrower unit is having WDV of investment in
Plant & Machinery of Rs. 90.00 lacs. Its turnover is
Rs.10.00 crores. The unit will be classified as -----------.
a) Micro b) Small
c) Medium d) Not an MSME unit

73. An MSME borrower unit is having WDV of investment in

Plant & Machinery of Rs. 50.00 crores. Its turnover is
Rs.250.00 crores. The unit will be classified as -----------.
a) Micro b) Small
c) Medium d) Expanded SME Unit

74. Nodal Agency for “Credit Enhancement Guarantee

Scheme for Scheduled Castes (CEGSSC)”, is ------------.
a) IFCI b) RBI
c) Institute of Social Justice & d) NIPCCD
Empowerment

75. The provision of cancellation of undrawn limit is

incorporated in which loan document?
a) LDOC 17B b) LDOC 7
c) LDOC 86 d) LDOC 64

76. Copies and the details of Udyam Registration Certificate

are to be entered in Finacle in Menu -------------.
a) URC b) ENTURC
c) INVESTO d) EMUAM
77. Original value of investment in plant and machinery =
Rs. 3.00 crores, WDV of plant and machinery = Rs. 1.00
crores, Turnover = Rs. 4.00 crores. The unit will be
classified as ----------.
a) Micro b) Small
c) Medium d) Expanded SME Unit

78. Which of the following statements is wrong, regards to

“Baroda Property Pride Scheme”?
a) Term Loan under “Baroda Property
Pride Scheme” can be sanctioned upto
-84- months
c) Margin of 40% of distress value of
residential property; as security
b) Partnership Firm can be financed under
“Baroda Property Pride Scheme”
d) Maximum ticket size in metro branches
is Rs. 15.00 crores

79. As per “DAY-NULM” scheme, margin requirement for a

loan of Rs. 50,000/- is ----------%.
a) 10 b) 5
c) 0 d) None of these

80. Which of the following statements is false, regards to

SIEBEL CRM portal?
a) Auto-escalation facility is not available as
of now.
c) It is a functionality, for lead generation.
b) Both new as well as existing customers
can apply for MSME loan in our Bank’s
website.
d) Leads can be captured through various
sources
81. What is the periodicity of audit for very high risk
branches?
a) 3 months b) 6 months
c) 9 months d) 12 months

82. What is the periodicity of Management audit of

controlling offices viz Zonal/ Regional Offices
a) 1 Year b) 2 Year
c) 3 Year d) 4 Year

83. Which of the following is not included in Control Risk of

Risk Based Internal Audit
a) Operational b) Credit
c) Earning d) Compliance

84. Full form of CIAD

a) Central Internal Audit Division b) Central Internal Audit Department
c) Central Inspection and Audit Division d) Central Inspection and Audit
Department

85. Regional office on its own will audit _____ % of the BCs of
the region randomly every quarter.
a) 10 b) 15
c) 25 d) 30

86. Re-verification of title deeds under legal audit has to be

carried out once in every _____ years.
a) 2 b) 3
c) 4 d) 5
87. How much amount as security deposit we should take
before alloting any locker?
a) FD of Rs 11,000/- b) FD of Rs 22,000/-
c) 1 year rent plus break open charges d) 3 years rent plus break open charges

88. In a locker facility, how many operations are free in a

year?
a) 6 b) 12
c) 24 d) 36

89. How much charges we have to obtain after free

number of locker operations?
a) Rs 50 per occasion b) Rs 100 per occasion
c) Rs 250 per occasion d) Rs 500 per occasion

90. Non-Bank owned ATM is also called

a) White label ATM b) Brown Label ATM
c) Red Lebel ATM d) Black Label ATM

91. Branch officials have to conduct audit of all BC points

attached to their branch on or before _______ of every
month
a) 3rd b) 5th
c) 7th d) 10th
92. On receipt of executed Power of Attorney in India the
same is required to be adequately stamped within how
many days?
a) 30 days b) 45 days
c) 60 days d) 90 days

93. What is the minimum gross annual income criteria for

Non-Resident Indians to avail “Retail Loan” from our
bank?
a) Rs 0.50 Lakh b) Rs 2.00 Lakh
c) Rs 3.00 Lakh d) Rs 5.00 Lakh

94. In case of Non-salaried person how the maximum

repayment capacity is arrived under home loan & car
laon?
a) annual salary to be converted to b) three brackets of Average Annual
monthly Income – upto `2.40 lacs, `2.40 to `12 lacs
& more than `12 lacs
c) two brackets of Average Annual Income – d) three brackets of Average Annual
upto Rs 6.00 lacs & above Rs 6.00 lacs Income – upto `3.00 lacs, `3.00 to `8 lacs &
more than `8 lacs

95. What is the cut off CIBIL score for sanctioning a Retail
Loan (except two wheeler loan)?
a) 701 b) 725
c) 760 d) 800
96. Top ----------- ranking employees would be suitably
rewarded and certified, under Learning contest
“Learning Champions 22”.
a) 10 b) 50
c) 100 d) 250

97. Which of the following portals is associated with “DAY-

NULM” scheme of the Govt. of India
a) FiDAY b) FiNINCL
c) NULM d) PAiSA

98. Who is the first woman Deputy Governor of the

Reserve Bank of India?
a) Usha Thorat b) K J Udeshi
c) Jaya De d) Arundhati Bhattacharya

99. Find the odd man out of the following

a) Lendingkart b) Instamojo
c) Swiggy d) Razorpay

100. Who among the following is not a present director of

our Bank?
a) P. K. Agarwal b) Alok Vajpeyi
c) Amit Agrawal d) Soundara Kumar
101. Which of the following is incorrect, in respect of whistle
blower guidelines of our Bank?
a) Designated agency is CBI b) The complaint should be in a sealed
envelope
c) Acknowledgement of the complaint is d) CVO is the designated authority
not issued.

102. In the parlance of DEMAT accounts, which of the

following is incorrect?
a) Minor cannot be a joint holder in a b) Demat account can be opened in the
demat account. name of a minor
c) Trading account can be opened in the d) All are correct
name of the minor

103. Mr Ashok a retired army officer presently working with

a reputed NMC as a security officer approached our
bank for availing housing loan. Currently, he is getting
defence pension of Rs 18000/- & remuneration of Rs
85000/- on monthly basis. For deriving the loan
eligibility can we considered the pension loan?
a) No, the pension income is different than b) Yes, but only when he is ready to provide
the salaried income so can't be a legal heir below the age of 50 as a co-
considered applicant.
c) Yes, pension income can be considered d) Yes, but up to 50% of pension income
for deriving loan eligibility can be considered
104. Mr Mohan an IT professional worked at TCS from
01.04.2020 to 30.06.2021 and now working at Infosys
since 01.11.2021 approached our bank for housing
loan. Can we sanction housing loan to him?
a) Yes, Loan can be considered as the total b) Yes, as the break in service is not more
length of service is more than 1 year than 6 months
c) No, as the break in service is more than d) No, as he has joined the current service
3 months a month ago only

105. For a person employed in Merchant Navy, calculation of

emoluments are considered on the basis of
a) average of last 3 months b) Last Drawn Salary
c) average of last 6 months d) average of last 12 months

106. In case of NRI self employed to be eligible for HL, they

should be staying abroad at least for……….. year
a) 1 b) 2
c) 3 d) No such condition

107. A, B and C are three persons. A and B are close relative

but C is not a close relative. Property is in the name of A
and C. A is the primary applicant, now for the purpose
of increased eligibility, can we take B as Co-applicant?
a) Yes b) No
c) Yes but with consent of C through d) Yes but with consent of C through
undertaking affidavit

108. Who is not eligible for Housing Loan?

a) Resident Indians b) HUF
c) Staff Member d) Non Individuals jointly with individuals
109. Co-applicant whose income is not considered for
eligibility should be employed/engaged in
business/profession for a minimum period of………..
year
a) 1 b) 2
c) 3 d) None of the above

110. Within how many days the NOC to be provided to Auto

Loan borrowers after closer of loan account?
a) 7 working days b) 10 working days
c) 15 working days d) 30 working days

111. What is the Finacle menu for "Onboarding of

Authorized Dealers of OEM's" and "Disbursment of
auto loan account directly into authorized Dealer's
account"?
a) HLADISB b) ALADISB
c) OEMDISB d) DISBOEM

112. What is the maximum loan limit that can be sanctioned

to an Individual by ZOCC under auto loan scheme?
a) Rs 2 crore b) Rs 3 crore
c) Rs 5 crore d) Rs 10 crore

113. What is the maximum loan limit that can be sanctioned

to a Non-Individual by ZOCC under auto loan scheme?
a) Rs 2 crore b) Rs 3 crore
c) Rs 5 crore d) Rs 10 crore
114. What is the maximum loan limit that can be sanctioned
to a Non-Individual by RMCC under auto loan scheme?
a) Rs 2 crore b) Rs 3 crore
c) Rs 5 crore d) Rs 10 crore

115. What is the maximum loan limit that can be sanctioned

to an Individual by RMCC under auto loan scheme?
a) Rs 2 crore b) Rs 3 crore
c) Rs 5 crore d) Rs 10 crore

116. Kartik blocked BHIM Baroda Pay after fraudulent

transaction of Rs. 5000/- from his account. Two days
after there was another fraudulent transaction of Rs.
3000/- . Will Kartik be eligible for Insurance coverage for
UPI transactions?
a) No insurance coverage for UPI b) UPI coverage will not cover transactions
transactions with customer negligence
c) The UPI liability will cover this case d) Since the fraudulent transaction is below
Rs. 5000/- bank will reimburse this
amount to customer

117. Riddhi, new joinee officer wasn’t able to issue the ___
variant of card due to recent ban on in it by RBI for new
issuance
a) Visa b) Mastercard
c) Rupay d) American Express
118. What will happen if Mou with authorised delear is
exipred while disbursing the loan through ALADISB
menu?
a) System will give an error " MOU expired, b) System will give an error " MOU expired,
DISB not done" use HLADISB MENU
c) Amount Disbursed in xxxx0015181219 d) Amount disbursed in XXXX0013201006
(NEW Intermediary A/c) (Sundry Deposit RTGS Outward)

119. What can be maximum tenure for financing against

Warehouse Receipt (WHR) /Storage Receipt (SR) issued
by our empanelled Collateral Managers?
a) 6 months b) 12 months
c) 24 months d) Depending on Storage Item

120. Which of the following scheme code is not configured in

ALADISB menu
a) LA101 b) LA105
c) LA106 d) LA108
Answer Key
1. a 31. b 61. c 91. b
2. c 32. c 62. b 92. d
3. b 33. d 63. d 93. d
4. a 34. c 64. b 94. c
5. a 35. c 65. d 95. a
6. c 36. c 66. a 96. c
7. c 37. d 67. d 97. d
8. b 38. a 68. c 98. b
9. a 39. c 69. a 99. c
10. d 40. b 70. b 100. a
11. d 41. c 71. a 101. a
12. b 42. d 72. b 102. d
13. d 43. d 73. c 103. c
14. b 44. d 74. a 104. c
15. d 45. d 75. b 105. d
16. d 46. d 76. c 106. b
17. a 47. d 77. a 107. b
18. c 48. c 78. c 108. b
19. b 49. d 79. c 109. d
20. c 50. c 80. a 110. a
21. c 51. b 81. c 111. b
22. c 52. c 82. c 112. b
23. c 53. a 83. c 113. c
24. d 54. a 84. a 114. a
25. c 55. d 85. a 115. a
26. b 56. b 86. d 116. c
27. a 57. c 87. d 117. b
28. c 58. d 88. b 118. c
29. a 59. c 89. b 119. b
30. d 60. a 90. a 120. d