How to transfer funds from Bank account to your trading account.

There are 3 ways to transfer funds:

1. Net Banking Facility through Payment gateway

2. RTGS/NEFT/ IMPS
3. UPI

For transferring funds through Net Banking facility through Payment gateway or NEFT/ IMPS/ RTGS
you have to first register your Bank account with us.

1. Net banking facility through payment gateway

Step 1: Login to www.icicidirect.com> Allocate funds > Click on “Add from other Banks” > Add
amount you want to transfer> Click on Submit

Step 2: Select your registered Net Banking account > Accept T&C > Submit. This will take you to your
internet banking login page. You just have to login to your net banking and click on pay/ submit
button.
Step 3: On successful payment confirmation from payment gateway, you will get redirected to
www.icicidirect.com where you will be able to see the confirmation of Payment. You can view the
allocated amount by going to “Allocate Funds”> UPI/ Net Banking Allocation.

Trading account free balance will show an increment to the extent of funds transferred. Now you
can use this allocated amount for trading across products by allocating the desired segment. You
may also view the transaction detail in General Allocation log link.

Please note: Here the payment is routed through payment vendor. In case of payment failure, the
amount will reflect in your account on the next business day. You will have to initiate fresh transfer
again.

2. NEFT/ IMPS / RTGS

Step 1: After bank registration, login to your internet banking from bank’s website or Mobile App.

Step 2: Add I-Sec as “Payee” for transferring funds. The account details are given in the screenshot
below.
Step 3: Once Payee is added, you can now transfer the funds using IMPS (for instant transfer upto
Rs.2 lakhs) or NEFT/ RTGS (If transfer amount is above Rs.2 lakhs). You will be able to see the same
on the “Allocate funds”. Trading account free balance will show an increment to the extent of funds
transferred. Now you can use this allocated amount for trading across products by allocating the
desired segment. You may also view the transaction detail in General Allocation log link.

3. Payment through UPI

To transfer funds you are required to have UPI ID of the bank from which you wish to transfer.

In case you do not have UPI ID, login to your bank account and do UPI registration first
Step 1: After creation of UPI ID, login to www.icicidirect.com> Allocate funds > Add Bank Account>
Enable Unified Payment Interface > Proceed

Step 2: Now fill UPI registration details. VPA means your registered UPI ID. Click on “Submit”. A
confirmation window will come, where you will have to accept T&C and click on “Confirm”
Step 3: To authenticate your VPA, click on “Verify”. On verification you will have to compulsorily
initiate a transfer of Rs.1 through the VPA.

Step 4: For authentication, go to BHIM/ Bank’s Mobile App and transfer Rs.1 that will be credited
into your ICICIdirect allocation and the same can be used in your future transactions.
Step 5: On successful authentication (transfer of Rs.1) your VPA will be marked as “Active”. To check
your status, Go to Allocate funds > History> UPI Registration Status.

Step 6: After UPI registration is done successfully you can now transfer funds

Go to Equity > Allocate funds > Add from other Banks > Enter Amount> Submit

Step 7 : Select your registered UPI ID > Select Bank > Submit>

Step 8: On successful transfer, you will get a Confirmation of Payment. You can view your allocation
on “Allocate funds” page and transfer the same to your “Trading A/c balance” for trading across
Products i.e. Equity/ F&O/ IPO etc.

Please Note:
In case you want to transfer funds from any other bank account (other than that registered with
us), following are the steps to register your bank account.

Step 1: Login to www.icicidirect.com > Go to Allocate Funds > Add Bank Account > Enable Net
Banking Facility > Proceed

Step 2: Select Other Banks and fill in required bank details from where you intend to transfer funds
and upload scan copy of cancelled cheque> click on submit. Please note that the cheque should have
all your details like name, IFSC, MICR, Account number.

Step 3: To check status of your Net Banking registration status click on Allocate funds > History > UPI
/ Bank registration status.

Disclaimer:

ICICI Securities Ltd. ( I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T.

Parekh Marg, Churchgate, Mumbai - 400020, India, Tel No : 022 - 2288 2460, 022 - 2288 2470. MFI

Regn. No.: ARN-0845. I-Sec is a Member of National Stock Exchange of India Ltd (Member Code

:07730) and BSE Ltd (Member Code :103) and having SEBI registration no. INZ000183631. Name of

the Compliance officer (broking): Mr. Anoop Goyal, Contact number: 022-40701000, E-mail address:

complianceofficer@icicisecurities.com. Investments in securities market are subject to market risks,

read all the related documents carefully before investing. Mutual Fund Investments are subject to

market risks, read all scheme related documents carefully. The contents herein above shall not be

considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities

for any loss or damage of any kind arising out of any actions taken in reliance thereon. The

information mentioned herein above is only for consumption by the client and such material should

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