FINANCIAL POSITION ANALYSIS OF GLOBAL IME BANK

ATTARIYA BRANCH

A PROJECT WORK PROPOSAL

Submitted By:
Nirmala Bhatta
BBS 4th Year
Group- Finance
Symbol No.:- 706050080
T.U.Regd. No.:- 7-2-0605-0182-2017
Campus: Durgalaxmi Multiple Campus

Submitted to:
The faculty of Management
Tribhuvan University
Kathmandu

In partial fulfillment of the requirements for the degree of

BACHELOR OF BUSINESS STUDIES (BBS)
Attriya, Kailali
2078 B.S.

…………………. ………………………….
Supervisor Coordinator of Subject Committee
Table of contents Page no

1 Introduction
1.1 Background of the Study 1
1.2 Objectives of study 2
1.3 Rationale of the Study 2
1.4 Brief profile of the organization 3
1.5 Scope of the Study 3
1.6 Review of Literature 4
1.7 Research Methodology 4
1.8 Limitation of the Study 4
1.9 Chapter Plan 5
Reference
Abbreviation

BBS- Bachelor of Business Studies

NRB- Nepal Rastra Bank

TU- Tribhuvan University

No- number

AD- Anno Domini

CD- Current Deposit

Ltd- Limited

A/c- Account

&- and

i.e.- Example

B.S.- Bikram Sambat

Introduction

1.1 Background of the study

Global IME Bank Limited is a national level commercial bank promoted by highly
prominent business personalities/ groups and reputed individuals of the country
who have excelled in their field of business/profession with very good integrity and
social standings. With a shared vision of "The Bank for All", Global IME Bank Team is
committed to providing the quality products and services to its valued customers
with utmost courtesy and care. We at Global Bank believe that delivery of quality
products/services designed/ customized to best suit the customer need through
continuous research/ development and innovation is the foundation to build-up the
trust and enhance the level of confidence between the customer and the bank.
Hence, Global IME Bank Team pledges its commitment to always endeavor for
delivery of innovative products/ services to all the customers to best suit their
requirements thereby ensuring the optimum benefit and value addition to the
customer as well as to all other stake holders.
Financial Position analysis is the process of identifying the financial weakness and
strengthens of the organization. Financial Position measure reflects strategic,
operating and financial decisions. Ratio analysis is one of the most commonly used
techniques of financial statements analysis. It is a simple but meaningful technique
of measuring financial Position and evaluating managerial performance of the firm.
Investor and market analyst often refers to financial ratio in order to keep track of
their investment performance for some other reasons of their interest. Stockholders
depositors, debtors, competitors, personnel of concerned banks, market makers,
merchant bankers and other related business parties who direct or indirect interest
in the business regularly check financial result of the firm. By examine financial
ratios, they find out whether or not the results are within the expected range.
Global IME Bank Ltd. (GIBL) emerged after successful merger of Global Bank Ltd (an
“A” class commercial bank), IME Financial Institution (a “C” class finance company)
and Lord Buddha Finance Ltd. (a “C” class finance company) in year 2012. Two more
“B” class development banks (Social Development Bank and Gulmi Bikas Bank)
2
merged with Global IME Bank Ltd in year 2013. Later, in the year 2014, Global IME
Bank made another merger with Commerz and Trust Bank Nepal Ltd. (an “A” class
commercial bank). During 2015-16, Global IME Bank Limited acquired Pacific
Development Bank Limited (a "B" Class Development Bank) and Reliable
Development Bank Limited (a "B" Class Development Bank). During 2019-20, Global
IME Bank Limited acquired Hathway Finance Limited (a “C” class finance company)
and merged with Janata Bank Nepal Limited (an “A” class commercial bank).
Global Bank Limited (GBL) was established in 2007 as an ‘A’ class commercial bank in
Nepal which provided entire commercial banking services. The bank was established
with the largest capital base at the time with paid up capital of NPR 1.0 billion. After
2017 ,Global IME bank ltd gives service in Attariya also. Hence ,I decide to make
study on financial position analysis of Global IME bank ,Attariya.
1.2 Objectives of the study
The general objective of this study is to identify the financial situation of Global Bank
Ltd. Nepal. The specific objectives of the research are as follows:
 To study financial position of Global IME Bank Ltd.
 To identify return on equity, return on assets and average growth rate of
Global IME Bank Ltd.
 To Find out Capital adequacy and current ratio of Global IME Bank Ltd.

1.3 Rationale of the study

 It will be useful for future researcher.
 This field work report will be useful for the library propose so that every
wanting student can prepare a report on such field to get some idea and
basic guideline.
 This study will be helpful to other research and upcoming students to
prepare report.
 3

1.4 Brief profile of the organization

Name of the organization : Global IME Bank Limited
Location : Godwari 02 ,Attariya, Kailali
Established on : 2007 B.S
Contact no : 091-550987
Contact Person : Bhuwan Prasad Bhatta
Email : attariya@gibl.com.np
Webiste : https://globalimebank.com
No of staff : 9
Nature of Bank : Commercial
Study area : Financial Position
Head office : Kathmandu
No of Branch : 287
Study Branch : Attariya

1.5 Scope of the study

 This study will be focus only financial position analysis of Global IME
Bank Ltd.
 This study will be valuable to all stockholders.
 This study will be prepared on the books of past data
1.6 Review of Literature 4
 Theoretical framework.
 Review of previous studies.
 Review of article & journals

1.7 Research methodology

 Research design
 Descriptives
 Analytical
 Source of data
 Primary data
 Secondary data
 Data collection & procedure
 Annual report
 Article Books
 Internet
 Tools
 Financial tools
 Statical tools
 Techniques
 Table
 Diagram
 Pie chart

1.8 Limitations of the study

 This study will be cover only for 5year data 2073/74 to 2077/78.
 This study will be mainly based on published secondary data.
 This will be unbiased but resource and time period is limited.
 The study will be assumed that the related published and unpublished
documents, journal, article.
.
1.9 Chapter plan 5
Chapter 1 introduction
1.1 Background of the study
1.2 objective of the study
1.3 Rationale of the study
1.4 Brief profile of the organization
1.5 Scope of the study
1.6 Review of literature
1.7 Research methodology
1.8 Limitation of the study
Chapter 2 Result & Analysis
Chapter 3 Summary & conclusion
Bibliography
Appendix
Reference

Adhikari, Dev Raj and Dhurba Lal Pandey (2067), Research Methodology for
Management, Kathmandu: Asmita books Publishers and Distributor (P) Ltd.
Joshi, Padam Raj (2018), Fundamental of Financial management, Asmita
Publication Kathmandu Nepal
Baidar, S. (2015) "A study of saving deposit of GLOBAL IME BANK Ltd". Public Youth
Campus Faculty of Management of Tribhuvan University, Kathmandu, Nepal
Pant, P.R. (2017). Social Science Research & Thesis Writing (5th). Kathmandu: Buddha
Academic Enterprises.
Khadka (2018) "a case study of loan and deposit analysis of Global Ime bank
ltd." Submitted to Center Department of Management, T.U., Kritipur.
Global IME bank limited, (2019-2020), Annual Report. Attariya: Global IME
bank limited Dr. Gangaram Biswakarma,(2019) Research Methodology,
Samjhana Publication, Kathmandu
Website:https://www.nrb.org.np
https://www.globalimebank.com
https://www.wikipedia.org
Abbreviation

BBS- Bachelor of Business Studies

TU- Tribhuvan University

No- number

AD- Anno Domini

CO- ooperative

Ltd- Limited

CRM- Credit Risk Management

&- and

i.e.- Example

B.S.- Bikram Sambat