American Life Insurance Company

MetLife Building, 18 - 20 Motijheel C.A.

Dhaka - 1000

Three Payment Plan (3PP) Plus

Offers both protection and an attractive scheme for your savings
Illustration

Proposed Insured Name: MD. SOHEL MIAK Basic Face Amount: Tk. 7,00,000
Insured Age (in Years): 39 Quarterly Basic Premium: Tk. 13,178
Proposed Owner's Name: MD. SOHEL MIAK
Proposed Owner's Age (in 39
Years):
Quarterly Rider(s) Premium: Tk. 2,859
Policy Term (in Years): 18 Quarterly Total Premium: Tk. 16,038

The unique feature of the plan is that MetLife pays you 50% of the Face Amount much before the maturity of the policy. It combines both Death and Living Benefits.

* The Living Benefits consist of three installment payments:

1. 25% of the Face Amount is paid at the End of One-Third (1/3rd) of the Term of the Policy.
2. Another 25% of the Face Amount is paid at the End of Two-Third (2/3rd) of the Term.
3. The remaining 50% of the Face Amount is paid with Reversionary Bonus and Capital Growth Dividends (if applicable) at Maturity.

* The Death Benefit payment of the Full Face Amount along with Bonuses is paid in the event of the death at any time during the term of the policy.

* 1st and/or 2nd installment amount has no bearing on the Benefits receivable by the beneficiary(ies) in case of insured's Death. Even if the Insured dies after the
2nd Installment has been paid, the beneficiary(ies) receives the FULL FACE AMOUNT plus accrued Bonuses.

* In the event of death, no deduction is made for the installments already paid.

* Additional accidental benefits through Personal Accident Coverage are available for you on payment of additional premium.

Insurance Coverage In Taka

1. Life Coverage 7,00,000
2. Accidental Medical Expense Reimbursement Limit (under Personal Accident Coverage Rider ) 1,05,000
3. Accidental Dismemberment Indemnity (under Personal Accident Coverage Rider) for the Loss of:
a) Both Hands or Both Feet or Sight of Both Eyes 7,00,000
b) One Hand and One Foot 7,00,000
c) Either Hand or Foot and Sight of One Eye 7,00,000
d) Hearing of Both Ears 7,00,000
e) Speech 7,00,000
f) Either Hand or Foot 3,50,000
g) Sight of One Eye 3,50,000
h) Thumb and Index Fingers 1,75,000
4. Accidental Permanent Total Disability Indemnity (under Personal Accident Coverage Rider) 7,00,000
5. Accidental Death Benefit (under Personal Accident Coverage Rider) 7,00,000
6. In-Hospital Weekly Income for Proposed Owner (under Hospital Care rider) 2,100
7. Coverage of 25 Critical Illnesses (under Critical Care (CC) Rider) 2,00,000
8. Waiver of Premium due to Total & Permanent Disability (under WP Rider) Waives Premium For the Remaining Policy Term

1st Partial maturity 1,75,000

2nd Partial maturity 1,75,000
Waiver of Premium (WP) rider will expire at age 57.
Insurance coverage of Critical Care (CC) rider will expire at age 57.
Hospital Care rider will provide double benefit for first 14 days in case of hospitalization due to 9 dread diseases mentioned in the contract.
Owner’s coverage under Hospital Care rider will expire at age 57.
In case of occurrence of more than one loss due to Accidental Dismemberment, Permanent Total Disability and Death under Personal Accident Coverage rider,
maximum total benefit will be Tk. 7,00,000. Insurance coverage under this rider will expire at age 57 of Policy Owner.

Please go to the next page to find Projected Benefit Amount and Projected Cash Surrender Value during Policy Term.
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American Life Insurance Company. 18-20 Motijheel C/A Dhaka-1000 Page 1

 Policy Term
End of Policy Year Projected Benefit Amount (Payable upon unfortunate Projected Cash Surrender Value (Taka)
Death due to any cause) (Taka)
1 7,44,100 0
2 7,88,200 31,500
3 8,32,300 1,03,307
4 8,76,400 1,58,016
5 9,20,500 2,15,751
6 9,64,600 2,78,081
7 10,08,700 1,58,997
8 10,52,800 2,18,516
9 10,96,900 2,81,887
10 11,41,000 3,50,791
11 11,85,100 4,24,157
12 12,29,200 5,03,764
13 12,73,300 4,01,761
14 13,17,400 4,81,257
15 13,61,500 5,67,920
16 14,05,600 6,62,489
17 14,49,700 7,65,178
18 14,93,800 11,43,800

Please note carefully that above Projected Benefit Amounts are calculated using bonus rate of 6.3% on Basic Face Amount. However, bonus rate may vary which will
affect Projected Benefit Amount shown in the above table. There will be no Cash Surrender Value during the first 2 years, if you surrender the policy. Please see the
above end of policy year wise Projected Cash Surrender Value table for your better understanding.

Notes:
* Above values are calculated considering that all due premiums are deposited on time and there is no indebtedness to the Company.

* Your MetLife Financial Associate will show you a product brochure of 3PP Plus which will contain basic policy features, benefits and terms & conditions for your
better understanding of the Plan.

* This is an illustrative proposal only - NOT A CONTRACT. Your Policy Document will contain the exact Terms & Conditions and Exclusions.

I have reviewed and understood this illustration.

Date of generating this illustration: 09/02/2022

Financial Associate's Name: Khandker Faruk Ahamed
Financial Associate's Mobile No: 8801819137406
Financial Associate's Code: 93699042

American Life Insurance company is incorporated in the USA as a Limited Company.

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American Life Insurance Company. 18-20 Motijheel C/A Dhaka-1000 Page 2