DEPOSIT ANALYSIS OF HIMALAYAN BANK LIMITED

A Project work Report

By

Reshma Praween

T.U. Reg. no: 7-2-837-0135-2017

Roll. No.: 708370079

Dharan City College

Submitted to

The Faculty of Management

Tribhuvan University

Kathmandu

In Partial Fulfillment of Requirements for the Degree of

BACHELOR OF BUSINESS STUDIES (BBS)

Dharan, Sunsari

January, 2021
 Declaration

I hereby declare that the project work entitled “DEPOSIT ANALYSIS OF

HIMALAYAN BANK LIMITED” submitted to the Faculty of Management,
Tribhuvan University, Kathmandu is an original piece of work under the
supervision of Mr. Lok Bahadur Shrestha, faculty member, DHARAN CITY
COLLEGE, DHARAN-12,and is submitted in partial fulfillmentof the
requirement for the award of the degree of the Bachelor of Business
Studies (BBS). This Project work report has not been submitted to any
other university or institution for the award of any degree or diploma.

……………………

Signature

Name: - RESHMA PRAWEEN

Date:-
 ii

Acknowledgement

First of all I am thankful to Tribhuvan University for providing me such an

opportunity to prepare project work report to boost our practical knowledge
that encourages us to enrich our writing skills and practical work.

I would like to sincerely thank my research supervisor Mr. Lok Bahadur

Shrestha and head of research committee, Lok Bahadur Shrestha, for their able
guidance and supervision during the process of data analysis and evaluation.
This report consumed huge amount of work, research, and dedication.

Many people, especially our classmate and team member itself, have made
valuable comment suggestion on this proposal which gave us an inspiration to
improve our assignment. We thanks all the people for their help directly and
indirectly to complete our assignment.

Reshma Praween
BBS 4 th
year
Dharan City
College
 Table of Contents

S.N. Chapters Page

No.
1. Introduction 1-19
1. Background of the study 1
1
1.1.1 Origin of Bank 1
1.1.2 Meaning of Bank 1
1.1.3 History of bank in Nepal 2
1.1.4 Commercial Bank 3
1. Introduction of Nabil Bank Limited 3
2
1.2.1 Branches of Nabil Bank Ltd. 4
1. Introduction of Deposit 7
3
1.3.1 Types of Deposit and its Account 8
Opening Procedure
A. Types of Deposit 8
1.3.1.1 Interest Bearing Deposit 8
1.3.1.2 Non-interest Bearing Deposit 10
B. Account Opening Procedure 11
1. Statement of Problems 14
4
 1. Objectives of the study 15
5
1. Limitations of the study 15
6
1. Significance of the study 15
7
1. Method of Research 17
8
1.8.1 Research Design 17
1.8.2 Sources of data 17
1.8.3 Data Processing Techniques 18
1. Organization of Report 19
9

2. Data Presentation and Analysis 20-36

3. Summary, Conclusion and 37-38

Recommendation
3. Summary 37
1
3. Conclusion(Major Findings) 37
2
3. Recommendation 38
3
Bibliography
III
LIST OF TABLES

Table 2.1 Current Deposit Position for

2072/732076/77……………………………………….14Table 2.2 Saving Deposit
Position for 2072/73-2076/77………………………………………..15Table 2.3
Fixed Deposit Position for 2072/73-2076/77…………………………………………
16 Table 2.4 Total Deposit Position for 2072/73-
2076/77………………………………………….17 Table 2.5 Interest Bearing
Deposit for 2072/73-2076/77………………………………………..18 Table 2.6
Non-Interest Bearing Deposit for 2072/73-
2076/77…………………………………..19
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LIST OF FIGURES

Figure 2.1 Trend analysis of Current Deposit for 2072/73-

2076/77…………………………….14 Figure 2.2 Trend analysis of Saving Deposit
for 2072/73-2076/77……………………………..15 Figure 2.3 Trend analysis of
Fixed Deposit for 2072/73-2076/77………………………………16 Figure 2.4
Trend analysis of Total Deposit for 2072/73-
2076/77……………………………….17 Figure 2.5 Trend analysis of Interest
Bearing Deposit for 2072/73-2076/77……………………18 Figure 2.6 Trend
analysis of non-Interest Bearing Deposit fot 2072/73-2076/77……………….19
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ABBREVIATION

ABBS = Any Branch Banking Service

ATM = Automated Teller Machine

BBS

= Bachelors of Business Studies

Etc .= Etcetera

F/Y = Fiscal Year

HBL= Himalayan Bank Limited

Ltd. = Limited

No. = Number

Pvt. = Private

Reg. = Registration

Rs. = Rupees

S.N = Serial Number

T.U.= Tribhuvan University

i.e. = That is

& = And

/ = Or
% = Percentage