Sr.

No Financial Ratios Bank Alfalah (Commerial B

2020
1 Profitability Ratios %
Profit Margin Net Income/Operating Revenue 1.80
Return on Assets Net Income/Total assets 0.87
Return on Equity Net Income/Equity 11.55

2 Liquidity Ratios 1 Threshold

Current Ratio Current Assets/Current Liabilities 1.07
Quick Ratio Cash+Marketable Security+receivables/Current Liabilities 2.32
Cash Ratio Cash+Marketable Security/Current Liabilities 1.56

3 Assets Management Ratios %

Assets Turnover Revenue/Tatal assets 8.60%
Fixed Asset Turnover Revenue/Net Fixed assets 7.89%
Total Assets Turnover Net Sales Revenue/Net Fixed Assets 6.56%

4 Long Term Solvency Ratio %

Debt/Equity Tatal Liabilities/Equity 9.76%
Leverage Total Assets/Equity 9.02%
Long Term Debt/Equity Non-Current Liabilities/Equity 15.55%
Bank Alfalah (Commerial Bank) Bank Islami(Islamic Bank)
2019 2018 2020 2019 2018
% % % % %
1.85 1.71 0.32 0.23 3.56
1.26 1.11 0.55 0.44 0.10
15.65 15.33 0.11 0.08 0.10

1 Threshold 1 Threshold1 Threshold 1 Threshold 1 Threshold

1.09 1.08 1.31 1.12 1.79
2.21 2.12 1.06 1.07 1.07
1.02 1.43 0.97 0.99 0.99

% % % % %
9.93% 6.99% 3.34% 4.11% 3.00%
8.76% 5.67% 3.14% 3.83% 2.80%
6.89% 4.98% 2.25% 2.63% 1.41%

% % % % %
7.98% 10.41% 18.76 17.48 15.89
5.98% 7.89% 19.94 18.79 17.04
12.10% 13.30% 0.67 0.94 0.43