Silbie xxxxxxx xxxxxx

xxxxxxxxxxxxx
xxxxxxxxxxxxxx
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PO Box xxxxxx
DUBAI, xxxxxxxxxxxxxxxxxxxx

Total Statement Summary

Silbie xxxxxxx xxxxxx
Statement date: 02/12/2018

Loans

Personal loan outstanding amount Total loans outstanding amount

XPIL40800294924
AED 26,318.08 AED 26,318.08

dunia Credit Card

Current Outstanding: AED 2,343.70 Total Outstanding:

Minimum Due: AED 117.19 AED 2,343.70
Due Date: 23/12/18

All products, services and processes of Dunia Finance ("dunia") are subject to dunia's Terms and Conditions, copies of which are available at dunia offices or may be
viewed at www.dunia.ae/termsandconditions . Terms and Conditions may be modified at any time at the sole discretion of dunia. To view the latest schedule of applicable
Fees and Charges, please visit www.dunia.ae/fees .
PO Box 44005, Abu Dhabi, UAE. TRN:100038451900003
www.dunia.ae
Services indicated as * and Processing Fee for Foreign Currency / Overseas Transactions are subject to Value Added Tax.
1 2107184600
Silbie xxxxxxx xxxxxx
Statement date: 03/11/18 - 02/12/18
dunia Credit Card
Card Number Statement Current Balance Amount Past Due1 Minimum Payment Pay Before
Date Due2
xxxx-xxxx-xxxx-2032 02/12/18 2,343.70 0.00 117.19 23/12/18

Card Number Statement Total Operating Available Operating Available Cash Pay Before
Date Limit 3 Limit 4 Limit 5
xxxx-xxxx-xxxx-2032 02/12/18 2,500.00 156.30 156.30 23/12/18

Transaction Date Posting Date Description Amount

Primary Card No: xxxx-xxxx-xxxx-2032
07/11/18 07/11/18 BONUS CASHBACK CREDIT -1.91
11/11/18 12/11/18 WWW AWOK COM DUBAI [AED ] 65.00
22/11/18 24/11/18 Payment Received - Thank You -144.75
02/12/18 02/12/18 Credit Shield Plus* 22.96
02/12/18 02/12/18 Interest 77.58
02/12/18 02/12/18 CASH BACK -0.49
02/12/18 02/12/18 Total Value Added Tax for the period 1.15

Card Number Previous Purchase/Cash Interest/Other Payment/Credits Current Balance

Balance Advance Charges
xxxx-xxxx-xxxx-2032 2,324.16 87.96 78.73 147.15 2,343.70

All products, services and processes of Dunia Finance ("dunia") are subject to dunia's Terms and Conditions, copies of which are available at dunia offices or may be
viewed at www.dunia.ae/termsandconditions . Terms and Conditions may be modified at any time at the sole discretion of dunia. To view the latest schedule of applicable
Fees and Charges, please visit www.dunia.ae/fees .
PO Box 44005, Abu Dhabi, UAE. TRN:100038451900003
www.dunia.ae
Services indicated as * and Processing Fee for Foreign Currency / Overseas Transactions are subject to Value Added Tax.
2 2107184600
Silbie xxxxxxx xxxxxx
Statement date: 03/11/18 - 02/12/18
Payment options for Credit Cards :
1. Make payment at our dunia branches located at:
Abu Dhabi Hamdan Street Opposite Lulu Express Fresh Market
Al Ain Salah El Deen Street Town Center behind KM Trading
Dubai Media City Al Salam Tecom Tower on Sheikh Zayed Road
Sharjah Al Wahada Street Opposite Sharjah City Center

2. You can pay directly from your bank account into any of dunia's bank accounts as indicated below:
Bank dunia's International Banking Account Number(IBAN)

Abu Dhabi Commercial Bank AE800030000612960020001

First Gulf Bank AE650271031001256020013
Mashreq AE620330000010496819119
National Bank of Abu Dhabi AE360350000006200602163
RAK Bank AE270400000182445716001
Standard Chartered Bank AE840440000001421884101

Please make your payment at least 3 working days prior to the due date to ensure funds are credited to your account on time.
Please mention your customer number (10 digit number located at the back of you dunia Credit Card) as reference while
making your payment. After making your payment, kindly send an email to customerservices@dunia.ae with details of the bank
name, card number, date of payment and amount, in order to ensure that your payment is tracked and promptly credited to
your account.

3. Make a cash payment at any UAE Exchange, Al Ghurair Exchange or any exchange house registered in the UAE. Please ensure
payment is made at least 3 working days prior to due date to ensure funds are credited to your account on time. You can access
the list of payment locations by visiting www.dunia.ae/payments or by calling the 24-hour dunia contact center on +9714 42 -
dunia (38642).

4. You can set up a direct debit instruction from your bank account by completing the Direct Debit Authorization Form available
at www.dunia.ae/forms and submitting the completed form at any dunia Financial Center. Please note that the direct debit
instruction will only take effect from your next monthly payment cycle.

5. Make your payment through a cheque payable to Dunia Finance L.L.C (write dunia Credit Card number) at any dunia Financial
Center or mail the cheque to: Dunia Finance L.L.C, P.O Box 44005, Abu Dhabi, UAE. Mention your dunia Credit Card number at
the back of your cheque as reference. Please ensure that your cheque is received by dunia at least 5 working days prior to the
due date to allow adequate time to clear your cheque.

All products, services and processes of Dunia Finance ("dunia") are subject to dunia's Terms and Conditions, copies of which are available at dunia offices or may be
viewed at www.dunia.ae/termsandconditions . Terms and Conditions may be modified at any time at the sole discretion of dunia. To view the latest schedule of applicable
Fees and Charges, please visit www.dunia.ae/fees .
PO Box 44005, Abu Dhabi, UAE. TRN:100038451900003
www.dunia.ae
Services indicated as * and Processing Fee for Foreign Currency / Overseas Transactions are subject to Value Added Tax.
3 2107184600
Silbie xxxxxxx xxxxxx
Statement date: 03/11/18 - 02/12/18

Important Notes :
1 Amount Past Due: Any unpaid amount of the minimum payment due from the previous months.

2 Minimum Payment Due: You may pay your card balance in full or in partial payments. If you choose to make partial payment,
each month you must pay at least the minimum amount due by the payment due date.

3 Total Operating Limit: The operating limit represents the maximum credit amount up to which your dunia Credit Card can be used by you
and/or your supplementary card holders. The credit limit represents the maximum amount to which we may increase your Operating Limit.

4 Available Operating Limit: Available operating limit reflects both billed transactions and unbilled transactions made by you.
5 Available Cash Limit: Available cash limit reflects the amount that can be withdrawn by you in cash.
6 As per the latest applicable dunia General Terms and Conditions (Part II, Clause 17.3) "dunia is authorized to debit, any amount due and
outstanding from you for our Products and Services to your credit card account including principal, interest, charges, fees and commissions. You
will settle such amounts in accordance with the provisions of Part V contained in the Terms and Conditions for Credit Cards". For the latest Terms
and Conditions please visit www.dunia.ae/termsandconditions.

7 Pursuant to United States Government sanctions against certain countries, MasterCard® has advised that it will refuse to authorize card
transactions originating in sanctioned countries. While the sanctions are in effect, you will not be able to use your dunia MasterCard® credit card
in sanctioned countries.

8 In line with applicable Central Bank regulations, please note it is your responsibility to provide dunia with your renewed KYC documents including,
but not limited to, passport, residence visa, Emirates ID and ensure that you keep your personal data including contact information updated at all
times. You are required to immediately update us of any changes in your contact details, including, but not limited to, e-mail address(es),
telephone number(s), employment status, etc. Please send your updated information by email to customerservices@dunia.ae or call +9714 42-
dunia (38642) .

All values, except where specified, are AED denominated.

Tax Invoice
dunia Credit Card(s)
Invoice Date: 02/12/2018
Services eligible for Value Added Tax: All services indicated as * are subject to Value Added Tax

Total fees eligible for Value Added Tax: AED 22.96

Total Value Added Tax for the period: AED 1.15

dunia Loan(s)
Invoice Date: 02/12/2018
Services eligible for Value Added Tax: Credit Life / Credit Life Plus, duniaQwik Subscription Fee

Total fees eligible for Value Added Tax: AED 99.00

Total Value Added Tax for the period: AED 4.95

All products, services and processes of Dunia Finance ("dunia") are subject to dunia's Terms and Conditions, copies of which are available at dunia offices or may be
viewed at www.dunia.ae/termsandconditions . Terms and Conditions may be modified at any time at the sole discretion of dunia. To view the latest schedule of applicable
Fees and Charges, please visit www.dunia.ae/fees .
PO Box 44005, Abu Dhabi, UAE. TRN:100038451900003
www.dunia.ae
Services indicated as * and Processing Fee for Foreign Currency / Overseas Transactions are subject to Value Added Tax.
4 2107184600