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Excel PPF Calculator
Excel PPF Calculator
Year 1
Month Deposit Balance Interest
Apr 11,100 11,100 80
May 11,100 22,201 161
Jun 11,100 33,301 241
Jul 11,100 44,401 322
Aug 11,100 55,501 402
Sep 11,100 66,602 483
Oct 11,100 77,702 563
Nov 11,100 88,802 644
Dec 11,100 99,903 724
Jan 11,100 111,003 805
Feb 11,100 122,103 885
Mar 11,100 133,204 966
Year End Balance 139,481
Year 2
Month Deposit Balance Interest
Apr 11,100 150,581 1,092
May 11,100 161,681 1,172
Jun 11,100 172,782 1,253
Jul 11,100 183,882 1,333
Aug 11,100 194,982 1,414
Sep 11,100 206,083 1,494
Oct 11,100 217,183 1,575
Nov 11,100 228,283 1,655
Dec 11,100 239,383 1,736
Jan 11,100 250,484 1,816
Feb 11,100 261,584 1,896
Mar 11,100 272,684 1,977
Year End Balance 291,096
Year 3
Month Deposit Balance Interest
Apr 11,100 302,197 2,191
May 11,100 313,297 2,271
Jun 11,100 324,397 2,352
Jul 11,100 335,498 2,432
Aug 11,100 346,598 2,513
Sep 11,100 357,698 2,593
Oct 11,100 368,798 2,674
Nov 11,100 379,899 2,754
Dec 11,100 390,999 2,835
Jan 11,100 402,099 2,915
Feb 11,100 413,200 2,996
Mar 11,100 424,300 3,076
Year End Balance 455,903
Year 4
Month Deposit Balance Interest
Apr 11,100 467,003 3,386
May 11,100 478,103 3,466
Jun 11,100 489,203 3,547
Jul 11,100 500,304 3,627
Aug 11,100 511,404 3,708
Sep 11,100 522,504 3,788
Oct 11,100 533,605 3,869
Nov 11,100 544,705 3,949
Dec 11,100 555,805 4,030
Jan 11,100 566,905 4,110
Feb 11,100 578,006 4,191
Mar 11,100 589,106 4,271
Year End Balance 635,047
Year 5
Month Deposit Balance Interest
Apr 11,100 646,147 4,685
May 11,100 657,247 4,765
Jun 11,100 668,348 4,846
Jul 11,100 679,448 4,926
Aug 11,100 690,548 5,006
Sep 11,100 701,649 5,087
Oct 11,100 712,749 5,167
Nov 11,100 723,849 5,248
Dec 11,100 734,949 5,328
Jan 11,100 746,050 5,409
Feb 11,100 757,150 5,489
Mar 11,100 768,250 5,570
Year End Balance 829,777
Year 6
Month Deposit Balance Interest
Apr 11,100 840,877 6,096
May 11,100 851,977 6,177
Jun 11,100 863,078 6,257
Jul 11,100 874,178 6,338
Aug 11,100 885,278 6,418
Sep 11,100 896,378 6,499
Oct 11,100 907,479 6,579
Nov 11,100 918,579 6,660
Dec 11,100 929,679 6,740
Jan 11,100 940,780 6,821
Feb 11,100 951,880 6,901
Mar 11,100 962,980 6,982
Year End Balance 1,041,448
Year 7
Month Deposit Balance Interest
Apr 11,100 1,052,548 7,631
May 11,100 1,063,649 7,711
Jun 11,100 1,074,749 7,792
Jul 11,100 1,085,849 7,872
Aug 11,100 1,096,949 7,953
Sep 11,100 1,108,050 8,033
Oct 11,100 1,119,150 8,114
Nov 11,100 1,130,250 8,194
Dec 11,100 1,141,351 8,275
Jan 11,100 1,152,451 8,355
Feb 11,100 1,163,551 8,436
Mar 11,100 1,174,652 8,516
Year End Balance 1,271,535
Year 8
Month Deposit Balance Interest
Apr 11,100 1,282,635 9,299
May 11,100 1,293,735 9,380
Jun 11,100 1,304,836 9,460
Jul 11,100 1,315,936 9,541
Aug 11,100 1,327,036 9,621
Sep 11,100 1,338,136 9,701
Oct 11,100 1,349,237 9,782
Nov 11,100 1,360,337 9,862
Dec 11,100 1,371,437 9,943
Jan 11,100 1,382,538 10,023
Feb 11,100 1,393,638 10,104
Mar 11,100 1,404,738 10,184
Year End Balance 1,521,639
Year 9
Month Deposit Balance Interest
Apr 11,100 1,532,739 11,112
May 11,100 1,543,840 11,193
Jun 11,100 1,554,940 11,273
Jul 11,100 1,566,040 11,354
Aug 11,100 1,577,140 11,434
Sep 11,100 1,588,241 11,515
Oct 11,100 1,599,341 11,595
Nov 11,100 1,610,441 11,676
Dec 11,100 1,621,542 11,756
Jan 11,100 1,632,642 11,837
Feb 11,100 1,643,742 11,917
Mar 11,100 1,654,843 11,998
Year End Balance 1,793,502
Year 10
Month Deposit Balance Interest
Apr 11,100 1,804,603 13,083
May 11,100 1,815,703 13,164
Jun 11,100 1,826,803 13,244
Jul 11,100 1,837,904 13,325
Aug 11,100 1,849,004 13,405
Sep 11,100 1,860,104 13,486
Oct 11,100 1,871,204 13,566
Nov 11,100 1,882,305 13,647
Dec 11,100 1,893,405 13,727
Jan 11,100 1,904,505 13,808
Feb 11,100 1,915,606 13,888
Mar 11,100 1,926,706 13,969
Year End Balance 2,089,018
Year 11
Month Deposit Balance Interest
Apr 11,100 2,100,118 15,226
May 11,100 2,111,218 15,306
Jun 11,100 2,122,319 15,387
Jul 11,100 2,133,419 15,467
Aug 11,100 2,144,519 15,548
Sep 11,100 2,155,620 15,628
Oct 11,100 2,166,720 15,709
Nov 11,100 2,177,820 15,789
Dec 11,100 2,188,920 15,870
Jan 11,100 2,200,021 15,950
Feb 11,100 2,211,121 16,031
Mar 11,100 2,222,221 16,111
Year End Balance 2,410,243
Year 12
Month Deposit Balance Interest
Apr 11,100 2,421,343 17,555
May 11,100 2,432,444 17,635
Jun 11,100 2,443,544 17,716
Jul 11,100 2,454,644 17,796
Aug 11,100 2,465,745 17,877
Sep 11,100 2,476,845 17,957
Oct 11,100 2,487,945 18,038
Nov 11,100 2,499,045 18,118
Dec 11,100 2,510,146 18,199
Jan 11,100 2,521,246 18,279
Feb 11,100 2,532,346 18,360
Mar 11,100 2,543,447 18,440
Year End Balance 2,759,415
Year 13
Month Deposit Balance Interest
Apr 11,100 2,770,515 20,086
May 11,100 2,781,616 20,167
Jun 11,100 2,792,716 20,247
Jul 11,100 2,803,816 20,328
Aug 11,100 2,814,917 20,408
Sep 11,100 2,826,017 20,489
Oct 11,100 2,837,117 20,569
Nov 11,100 2,848,217 20,650
Dec 11,100 2,859,318 20,730
Jan 11,100 2,870,418 20,811
Feb 11,100 2,881,518 20,891
Mar 11,100 2,892,619 20,971
Year End Balance 3,138,965
Year 14
Month Deposit Balance Interest
Apr 11,100 3,150,065 22,838
May 11,100 3,161,166 22,918
Jun 11,100 3,172,266 22,999
Jul 11,100 3,183,366 23,079
Aug 11,100 3,194,466 23,160
Sep 11,100 3,205,567 23,240
Oct 11,100 3,216,667 23,321
Nov 11,100 3,227,767 23,401
Dec 11,100 3,238,868 23,482
Jan 11,100 3,249,968 23,562
Feb 11,100 3,261,068 23,643
Mar 11,100 3,272,168 23,723
Year End Balance 3,551,536
Year 15
Month Deposit Balance Interest
Apr 11,100 3,562,636 25,829
May 11,100 3,573,736 25,910
Jun 11,100 3,584,837 25,990
Jul 11,100 3,595,937 26,071
Aug 11,100 3,607,037 26,151
Sep 11,100 3,618,137 26,231
Oct 11,100 3,629,238 26,312
Nov 11,100 3,640,338 26,392
Dec 11,100 3,651,438 26,473
Jan 11,100 3,662,539 26,553
Feb 11,100 3,673,639 26,634
Mar 11,100 3,684,739 26,714
Year End Balance 4,000,000
4000000
Output Values
Maturity Amount ₹ 4,000,000
Goal Calculator
Determine the fixed investment need to obtain a certina maturity value
Step 1 Enter maturity value required 4,000,000 Enter current investment limit 150,000
Step 2 Go to PPF Calculator sheet. Select investment frequency and the interest rate
Year 2
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 67,828 492
before 5th May 5,000 72,828 528
before 5th Jun 5,000 77,828 564
before 5th Jul 5,000 82,828 600
before 5th Aug 5,000 87,828 637
before 5th Sep 5,000 92,828 673
before 5th Oct 5,000 97,828 709
before 5th Nov 5,000 102,828 745
before 5th Dec 5,000 107,828 782
before 5th Jan 5,000 112,828 818
before 5th Feb 5,000 117,828 854
before 5th Mar 5,000 122,828 890
Year End Balance 131,121
Year 7
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 474,108 3,437
Withdrawal limit 102678.0094 before 5th May 5,000 479,108 3,474
before 5th Jun 5,000 484,108 3,510
before 5th Jul 5,000 489,108 3,546
before 5th Aug 5,000 494,108 3,582
before 5th Sep 5,000 499,108 3,619
before 5th Oct 5,000 504,108 3,655
before 5th Nov 5,000 509,108 3,691
before 5th Dec 5,000 514,108 3,727
before 5th Jan 5,000 519,108 3,764
before 5th Feb 5,000 524,108 3,800
before 5th Mar 5,000 529,108 3,836
Year End Balance 572,748
Year 8
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 577,748 4,189
Withdrawal limit 143024.7462 before 5th May 5,000 582,748 4,225
before 5th Jun 5,000 587,748 4,261
before 5th Jul 5,000 592,748 4,297
before 5th Aug 5,000 597,748 4,334
before 5th Sep 5,000 602,748 4,370
before 5th Oct 5,000 607,748 4,406
before 5th Nov 5,000 612,748 4,442
before 5th Dec 5,000 617,748 4,479
before 5th Jan 5,000 622,748 4,515
before 5th Feb 5,000 627,748 4,551
before 5th Mar 5,000 632,748 4,587
Year End Balance 685,405
Year 9
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 690,405 5,005
Withdrawal limit 186881.6492 before 5th May 5,000 695,405 5,042
before 5th Jun 5,000 700,405 5,078
before 5th Jul 5,000 705,405 5,114
before 5th Aug 5,000 710,405 5,150
before 5th Sep 5,000 715,405 5,187
before 5th Oct 5,000 720,405 5,223
before 5th Nov 5,000 725,405 5,259
before 5th Dec 5,000 730,405 5,295
before 5th Jan 5,000 735,405 5,332
before 5th Feb 5,000 740,405 5,368
before 5th Mar 5,000 745,405 5,404
Year End Balance 807,862
Year 10
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 812,862 5,893
Withdrawal limit 234554.1026 before 5th May 5,000 817,862 5,930
before 5th Jun 5,000 822,862 5,966
before 5th Jul 5,000 827,862 6,002
before 5th Aug 5,000 832,862 6,038
before 5th Sep 5,000 837,862 6,075
before 5th Oct 5,000 842,862 6,111
before 5th Nov 5,000 847,862 6,147
before 5th Dec 5,000 852,862 6,183
before 5th Jan 5,000 857,862 6,220
before 5th Feb 5,000 862,862 6,256
before 5th Mar 5,000 867,862 6,292
Year End Balance 940,974
Year 11
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 945,974 6,858
Withdrawal limit 286374.0596 before 5th May 5,000 950,974 6,895
before 5th Jun 5,000 955,974 6,931
before 5th Jul 5,000 960,974 6,967
before 5th Aug 5,000 965,974 7,003
before 5th Sep 5,000 970,974 7,040
before 5th Oct 5,000 975,974 7,076
before 5th Nov 5,000 980,974 7,112
before 5th Dec 5,000 985,974 7,148
before 5th Jan 5,000 990,974 7,185
before 5th Feb 5,000 995,974 7,221
before 5th Mar 5,000 1,000,974 7,257
Year End Balance 1,085,666
Year 12
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 1,090,666 7,907
Withdrawal limit 342702.3528 before 5th May 5,000 1,095,666 7,944
before 5th Jun 5,000 1,100,666 7,980
before 5th Jul 5,000 1,105,666 8,016
before 5th Aug 5,000 1,110,666 8,052
before 5th Sep 5,000 1,115,666 8,089
before 5th Oct 5,000 1,120,666 8,125
before 5th Nov 5,000 1,125,666 8,161
before 5th Dec 5,000 1,130,666 8,197
before 5th Jan 5,000 1,135,666 8,234
before 5th Feb 5,000 1,140,666 8,270
before 5th Mar 5,000 1,145,666 8,306
Year End Balance 1,242,947
Year 13
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 1,247,947 9,048
Withdrawal limit 403931.2074 before 5th May 5,000 1,252,947 9,084
before 5th Jun 5,000 1,257,947 9,120
before 5th Jul 5,000 1,262,947 9,156
before 5th Aug 5,000 1,267,947 9,193
before 5th Sep 5,000 1,272,947 9,229
before 5th Oct 5,000 1,277,947 9,265
before 5th Nov 5,000 1,282,947 9,301
before 5th Dec 5,000 1,287,947 9,338
before 5th Jan 5,000 1,292,947 9,374
before 5th Feb 5,000 1,297,947 9,410
before 5th Mar 5,000 1,302,947 9,446
Year End Balance 1,413,910
Year 14
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 1,418,910 10,287
Withdrawal limit 470486.9725 before 5th May 5,000 1,423,910 10,323
before 5th Jun 5,000 1,428,910 10,360
before 5th Jul 5,000 1,433,910 10,396
before 5th Aug 5,000 1,438,910 10,432
before 5th Sep 5,000 1,443,910 10,468
before 5th Oct 5,000 1,448,910 10,505
before 5th Nov 5,000 1,453,910 10,541
before 5th Dec 5,000 1,458,910 10,577
before 5th Jan 5,000 1,463,910 10,613
before 5th Feb 5,000 1,468,910 10,650
before 5th Mar 5,000 1,473,910 10,686
Year End Balance 1,599,748
Year 15
Deposited Month Deposit Balance Interest
before 5th Apr 5,000 1,604,748 11,634
Withdrawal limit 542833.0891 before 5th May 5,000 1,609,748 11,671
before 5th Jun 5,000 1,614,748 11,707
before 5th Jul 5,000 1,619,748 11,743
before 5th Aug 5,000 1,624,748 11,779
before 5th Sep 5,000 1,629,748 11,816
before 5th Oct 5,000 1,634,748 11,852
before 5th Nov 5,000 1,639,748 11,888
before 5th Dec 5,000 1,644,748 11,924
before 5th Jan 5,000 1,649,748 11,961
before 5th Feb 5,000 1,654,748 11,997
before 5th Mar 5,000 1,659,748 12,033
Year End Balance 1,801,754
me interest rate is applicable throughout the financial year
plicable-8% till November 2011 and 8.6% after that.
ations in the interest column cells to reflect this