N G E R

DA ZONES

Bank
A Heroic Supplement for
MUTANTS & MASTERMINDS

INTRODUCTION
Disaster looms, and heroes must survive danger from more than just the villains they face! Buildings topple, traffic roars
past, and security meant to protect a building just as readily serves whoever holds the key. The city is a landscape of
deadly locales, urban hazards, and colorful characters who can all turn the tide of battle for—or against—an imperiled
hero. Danger Zones transforms the backdrop of your super-powered fights into a critical location, whose features con-
tribute to the excitement.

The setting of any given adventure scene shouldn’t be an interchangeable cardboard cutout. In superhero stories,
where the action happens can be just as iconic as why or against whom. A battle in a chemical plant poses different
dangers to the heroes and strategies for the villains than a brawl in a bank lobby or a slugfest in the local high school.
But capturing the mood and bringing the dangers to life can feel daunting for a Gamemaster. Danger Zones provides
you with all the tools you need, from maps to rules to statblocks, to help bring your scenes to life!

HOW TO USE THIS PRODUCT

Danger Zones is a collection of urban locations, detailed
and mapped out with information to use them in your
Mutants & Masterminds adventures! They might be the
settings for creative fights, crime scenes to investigate,
or strongholds stealthy vigilantes must penetrate. Re-
sourceful heroes may establish hideouts in unusual
places or in plain sight. Whatever your need, Danger
Zones aims to take your Mutants & Masterminds scenes
out of the generic streets and into exciting set-piece ac-
tion!
While the description of each Danger Zone may include
names or villains pulled from the world of Earth-Prime,
these locations and their supporting characters aren’t
necessarily native to Freedom City, Emerald City, or any
other specific location. Adapt them to your game’s setting
as you see fit.
Each Danger Zone includes the following elements:
Special Rules: This section describes how to use a Danger
Zone’s features in a fight or other encounter to help make
the scene unique. It may point to existing rules, but also
introduces new optional rules for you to incorporate.
Cast: This section details the characters who fill out a Dan-
ger Zone’s cast on an average day. While most occupants
of any Danger Zone are Bystanders (see Deluxe Hero’s
Handbook, page 268), this section details any exceptional
minions who may oppose the heroes, come to their aid,
or otherwise create conflict. Each Cast section usually in-
cludes at least one unique character with a more devel-
oped personality who can become a colorful ally or an-
tagonist for the heroes, depending on your game.
Capers: Each Danger Zone concludes with a few sug-
gested adventures that take advantage of that location’s
mood and features.

In-World Quote: This section provides some color com-

mentary from within the world of Mutants & Masterminds
that you can use as an adventure hook or spin off your
own ideas for how the logic of a superhero world influ-
ences common locations.
Overview: This section describes the Danger Zone and its
general purpose in the city, and how it fits into a superhe-
roic world and plot lines.
Security: This section describes how well a Danger Zone
is typically protected, what opposition villains (or heroes)
might face and what security measures—from cameras
and alarms to armed guards—may protect a location.
Structures: Superhero battles inflict plenty of collateral
damage, and this sidebar describes how to break or use
many of the features found in the Danger Zone. Strong
heroes can also wield some objects as impromptu weap-
ons that inflict damage beyond their wielder’s Strength
rank. Any bonus damage such a weapon of opportunity
provides is offset by an equal penalty to attack checks
with that weapon.
MAKING THE ZONE YOUR OWN
The locations detailed in Danger Zones cover many com-
mon urban fixtures—the corner coffee shop, the local
high school, businesses and offices—and are presented
as blank canvases. While a map and a few named charac-
ters are provided, you’re free to use or discard them as you
wish. Each locale needs a name and some personality to
help it come alive. Consider who works or lives there, how
the location attracts business, and what the décor looks
like. Fleshing out details can help a location stand out and
can be a fun way to bring a hero’s Complications into play.
Be ready to let players add details as well, especially by
spending a Hero Point to Edit the Scene. Pay attention to
what details grab your players’ interests and what NPCs
they engage. Bringing familiar elements back in the fu-
ture can give your game a sense of consistency and help
players feel more engaged, especially with characters or
details they helped describe.
Every Danger Zone reflects the ordinary equivalents
we see in the real world rather than the extremes you

2 DANGER ZONES
might see in a comic book or superhero movie. You can
keep them as-is for your own adventures to preserve a
sense of familiarity for your players, but you’re also free
to adapt and change any location to accommodate for
your world’s unique quirks. A major bank in a world full
of supervillains may employ security staff with minor
powers or equip guards with powered armor, and the
vault may be protected by advanced robots, magical
wards, or psychic illusions. A fast food chain in a world
full of magical creatures may have a “secret menu” full of
unusual or even immoral food choices. Look at each en-
try as a starting point for your own ideas and mix in one
or two unusual elements to make it more interesting to a
team of superheroes.
You can also use the entries as-written, but file off the se-
rial numbers to create dozens of new locations for your
adventures. You can use the rules and map for the city
park to represent an Earth preserve in an alien zoo or a
nature-oriented pocket dimension, or lift rules elements
and statblocks from the aquarium to flesh out the dangers
of an undersea lab, for examples.
GENERAL URBAN FEATURES
Most city sites include at least a few consistent features
superheroes might break, hurl, or otherwise interact
with. The listed Mass and Toughness ranks on the follow-
ing table give you some idea of how easily a structure
can be thrown or how readily it might be destroyed,
including if someone uses it for cover. Some objects
can be wielded as melee weapons as well, increasing a
character’s damage by the listed rank; these improvised
weapons suffer damage equal to what they inflict with
each attack. Some objects can be held to provide cover.
Positioning such as object requires a Move action each
round to maintain, and the cover bonus is lost if a char-
acter is Stunned.
A feature that can be “ripped free” breaks away from the
larger structure if it fails a Toughness resistance check by
the specified Degree of Failure, or by a Strength check
against its Toughness rank+10 that achieves that many
Degrees of Success.

MASS TOUGHNESS
FIXTURE NOTES
RANK RANK
Cafe furniture 0 5 Light metal and/or plastic tables and chairs.
Construction Crane 10 9 Urban tower crane with a 60-foot boom.
Heavy metal door. Pick (Technology DC 20) to open. Rip free with two
Door, Exterior 2 8
Degrees. Can provide cover.
Heavy wood or hollow metal doors. Pick (Technology DC 15) to open. Rip
Door, Interior 1 5
free with one Degree. Can provide cover.
Fire escape 6 7 Two Degrees tears it loose from the building.
Two Degrees tears it loose, releasing a geyser of water and creating a wet
Fire hydrant 4 8
environment in a 15-foot radius.
Mailbox 3 7 Free-standing street-corner mailbox.
Manhole cover 1 7 Aerodynamic enough to throw it like a discus. Can provide partial cover.
Parked car 7 8 Just taking into account the vehicle’s mass and material as an object.
Parking meter 1 8 Rip free with two Degrees. Damage +1.
Per roughly 5-foot cube in size. Two degrees of damage renders it rough
Pavement 7 7
terrain (ground movement Hindered).
Rip free with one Degree. Hack (Technology DC 20+) to view or spoof
Security Camera –4 2
the feed.
Steel beam 4 9 Rip free with two Degrees of Damage. Damage +2.
Typically 30-ft. tall aluminum or light steel poles. Rip free with one De-
Streetlamp 4 7
gree.
Statue, bronze 6 8 Average 6-foot tall humanoid statue.
Statue, stone 4 7 Average 6-foot tall humanoid statue.
Traffic sign 0 5 Typically 6-ft. in length. Rip free with one Degree. Damage +1.
Large enough to provide partial concealment, full if a character ducks
Umbrella, table 0 2
down behind it. Toughness applies to the 5-foot pole.
Utility pole 6 6 45-foot concrete or wood pole. Rip free with two Degrees.
Equivalent of a small food-vendor cart. Adjust mass rank upwards for
Vendor cart 3 6
larger ones.
Wall, Interior — 6 Cheap cinderblock walls.
Wall, Exterior — 8 Reinforced cinderblock or brick walls.

DANGER ZONES 3
MUTANTS & MASTERMINDS
No, no, not there! I know this is your first time
managing the deposit boxes, but you can’t just
place items wherever you fancy. Mr. Karazon’s
phylactery must be kept at least twelve rows away
from the A.I.’s locker, or they’ll start a fight.
The last thing you want is a two A.M. call from
some panicked guard because there’s another
psychic showdown in the vault.
Valuables don’t guard themselves, and so people build insti-
tutions to guard them. Early banks were private storehouses
for valuables, and modern banks provide the same service
for cash savings but also valuables that customers need pro-
tected inside the building’s massive vault. But the modern
savings and loan is more than just a storehouse for wealth;
it’s an economic pump, using capital entrusted to it as the
seed money for loans and investments to help other busi-
nesses grow. The returns on those investments are paid as in-
terest to customers—with a healthy profit for the bank itself.
Downtown city banks are generally large, distinguished
buildings—often occupying the first few floors of a much
larger structure—sporting elegant facades and opulent
interiors. They exude an air of sanitized professional-
ism and strict control, which most patrons find comfort-
ing from a place holding their life savings. Layouts are
straightforward, with a spacious foyer and waiting room
in the front, and offices for loan consultation in side
rooms. Additional floors offer more services, such as in-
vestment planning or accounting offices. Most banks also
offer automated teller machines for quick transactions
and a drive-through service with pneumatic tube systems
to collect deposits. Around the side or back of the build-
ing is a dock for the reception of service vehicles, as well as
a locking deposit box for after-hours drop-offs.
The major feature of banks is, of course, the vault. A mas-
sive construction of steel and concrete, it’s either placed
in the very back, or the basement. Small rooms for private
viewing of personal deposit boxes flank the front of the
vault, which is itself announced by a sturdy security door
on a time-based lock. Larger reserve banks often include
a second, more secure vault for storing large sums of cash
for businesses or even gold trade bars.
SECURITY
The concentration of wealth makes banks an appealing
target for every kind of criminal. Most rely on the strength
of their vault and response from local police, but also
count on cutting-edge computer security and keen-eyed
financial investigators to protect their assets. Bulletproof
4 DANGER ZONES
BANK
FLORENCE LARSON
KEYSTONE SAVINGS & LOAN
glass protects tellers while a silent alarm system notifies
police. Only 5 to 10 Security Guards (see Cast) watch the
lobby or monitor security cameras during the day, with
a skeleton crew at night—smaller banks may only have
two or three guards on duty at a time, more to reassure
customers than stop a robbery. The vault, and the safety
deposit boxes contained within, offer the real protection.
In superheroic settings, banks may employ more fantas-
tic protections, from force fields and security robots to
arcane wards.
SPECIAL RULES
A bank’s vault door weighs around 23 tons (Mass Rank 10)
on its own, with the entire vault weighing upwards of 100
tons (Mass Rank 12), but a vault is generally a load-bearing
support structure for the building, requiring a successful
DC 35 Strength check to wrest free from the building,
causing extensive damage in the process.
Most bank vaults operate on a time-lock system when not
in active use (increase the Technology DC to open the lock
by +5 except at proper times). Once closed, it can only be
opened at a pre-arranged time, leaving would-be robbers
empty-handed unless they want to take hostages and
wait upwards of twelve hours.
VALUABLES
Banks contain a number of different types of valuables.
CASH ON HAND
Most banks contain shockingly little cash. Individual tell-
ers generally keep $5,000 USD available each for customer
and business transactions, while ATMs generally contain
around $10,000—a less as the day goes on. The vault of
a smaller bank may hold as little as $50,000. Larger and
more successful banks are required by law to retain be-
tween 3% and 10% of their total account value in available
assets, which can range from half a million to several mil-
lion dollars in cash or gold.

STRUCTURES
The following represent typical Toughness ratings for different things in or around a bank, along with the Technology skill
DCs to overcome locks and other security devices associated with them and any notes about an object’s statistics, uses,
or utility.
MASS TOUGHNESS
FIXTURE
RANK RANK
Vault Door 5 12
Vault Walls — 10
Safety Deposit Boxes 2 9
Bulletproof Teller Glass — 5
ATM 3 9
Silent Alarm System — 9
FINANCIAL DATA
Worth far more than available cash, banks house financial
records for thousands of people and businesses, and gain-
ing access to a bank’s closely-monitored systems can al-
low a hacker to move tens or hundreds of millions faster
than any getaway vehicle. Bank computers are extremely
secure (Technology DC 35) and generally require a skill
challenge to penetrate. Hackers must succeed at ten skill
checks to gain access, with two failures alerting security.
For challenges, Gamemasters may allow characters to
substitute other skills, such as using Sleight of Hand to
steal a USB security key or Deception to trick bank person-
nel into revealing passwords.
SAFETY DEPOSIT BOXES
Banks do not keep an exact record of what is inside the
deposit boxes, instead keeping a list of depositors and
which boxes belong to whom and the approximate value
of their contents. Thieves after a particular item need to
know the box number before the break-in, or it will take
some time comparing names of depositors in the bank’s
records (Technology DC 35 remotely, or Investigation DC
20 if they physically access the bank’s records), or physi-
cally searching individual boxes.
SECURITY MEASURES
In addition to door sensors and video cameras, banks em-
ploy a variety of measures to keep their contents safe. In su-
perheroic worlds, their security measures may even dabble
in super-technology, incorporating self-guided weapons or
force fields to contain intruders once they are detected. Any
or all of the following might protect a bank’s wealth, par-
ticularly after hours, but may also be used for other high-
security installations like museums and laboratories.
BIOMETRIC LOCKS
A catch-all term for any lock keyed to the physical data
of a particular person, such as retinal scanners, fingerprint
DANGER ZONES
Bank
NOTES
Impervious Toughness. Pick (Technology DC 30) to open.
Rip free with two Degrees. Can provide cover.
Impervious Toughness.
Pick (Technology DC 25) to open.
Impervious Touhgness. Provides cover.
Hack (Technology DC 25) to access money or records.
Technology DC 32 to disable.
scanners, facial recognition, or voice-recognition. Nor-
mally only the bank manager and head of security have
total access to biometric locks, though individual employ-
ees have access to areas necessary to do their jobs. These
complex locks can be bypassed with a DC 30 Technology
check and one minute of work, or tricked as a Move action
with a successful DC 30 Deception check. Morph or similar
effects help considerably for the latter option, but three or
more failed attempts trigger an alarm
In a superhero universe, biometric locks may also include
more advanced technology like brainwave scanners or
DNA analyzers. Defeating these increases the technology
DC by +5 or requires creative use of powers.
LASER DEFENSE GRID
A mesh of laser sensors is embedded in the walls of a se-
cure area, at fixed or random intervals. Crossing a laser
breaks the flow of light to a sensor, setting off an alarm.
Most use infrared beams, requiring Senses (infravision)
to detect and avoid, or clever thieves might render the
beams temporarily visible with powders or aerosol sprays
(doing so is imperfect, increasing the DC to avoid them by
+2). A successful DC 20 Acrobatics check moves through a
five-foot patch of visible laser grid without disturbing the
beams. A successful DC 25 Technology check disables the
grid for one round per Degree of Success; a failed attempt
to disable the sensors sets off an alarm.
PRESSURE SENSORS
Special floor plates detect subtle changes in pressure,
generally caused by intruders standing on them or valu-
ables being removed. Flying or dangling characters can
avoid these sensors, as can characters who weigh 10 lbs.
or less (mass rank –2). Suffering the Dazed or Stunned
conditions immediately causes a climbing or flying char-
acter to fall, knocking them onto a pressure plate.
Tricking the pressure sensors with a quick swap between
a valuable and worthless weights requires a DC 20 check
with the appropriate Expertise skill to gauge the object’s
5
MUTANTS & MASTERMINDS
weight, then a DC 25 Sleight of Hand check to exchange
the two smoothly. Failure of either check sets off an alarm.
MOTION-DETECTOR
Motion detectors are passive sensors that scan for infrared
energy, like that created by human body warmth. Because
they don’t emit a beam like lasers, they can be difficult to
spot (Perception DC 20) before entering their field of view.
As the cameras don’t provide a visual feed, simply block-
ing the lens can foil them. Characters can also move so
slowly the sensor doesn’t register their movement as a
change in local temperatures. A DC 15 Acrobatics check
allows a character to move 10 feet over the course of one
minute without disturbing the alarm. Because the cam-
eras register heat, characters whose bodies are already
room temperature are concealed from the sensor. Charac-
ters with environment or temperature-controlling powers
can try to adjust the ambient temperature to match body
temperature with a successful DC 20 power check.
TEMPERATURE SENSORS
Like the motion detector, environmental sensors detect
intrusion through subtle changes in room temperature.
Characters with environment- and temperature-related
powers can use their abilities to shield a character from
6 DANGER ZONES
these sensors, but doing so is more difficult, requiring a
successful DC 25 power check. Even characters who aren’t
warm-blooded or alive may carry unexpected heat from a
power source or another room, but can bypass tempera-
ture sensors with a successful DC 20 Stealth check.
CAST
Banks fill up with people in the late morning and remain
busy until the evening, especially on Fridays when cus-
tomers are looking to cash payday checks and business
deposit their weekly earnings. Three to eight tellers work
the main lobby, with half as many specialized loan and
property managers assisting customers in private offices.
Security Guards cover the main lobby, loading docks,
and vault in pairs, with an extra guard watching the cam-
eras in the security office. There are also a half-dozen
custodians and maintenance personal. Specialized em-
ployees include an Information Systems manager (use the
Hacker archetype from Cast), a security manager (use the
Investigator archetype from Cast), and a bank manager
(use the Boss archetype from the Deluxe Gamemaster’s
Guide, page 154).
At night, the bank empties out. All of the office staff go
home, leaving a handful of security guards to provide
security who patrol the building in pairs while dedicated
guards watch the security cameras and vault.

AUTOMATED VAULT GUARDIAN PL 7 • 68 POINTS • MR5
STR 8 STA — AGL –2 DEX –2 FGT 6 INT — AWE 0 PRE —
Powers: Forcefield Projector Create 5 (Impervious,
Stationary), Immunity to Fortitude Effects, Shock Cannon
Cumulative Ranged Affliction 5 (Resisted and Overcome by
Fortitude; Dazed, Stunned, Incapacitated).
Advantages: Fast Grab, Improved Initiative.
Skills: Perception 6 (+6), Ranged Combat: Shock Cannon 8 (+6).
Offense: Init +2, Shock Cannon +6 (Ranged, Affliction 5),
Unarmed +6 (Close, Damage 8).
Defense: Dodge –2, Parry 6, Fortitude Immune, Toughness 8,
Will Immune.
Totals: Abilities -10 + Powers 61 + Advantages 2 + Skills 7 (14
ranks) + Defenses 8 = 68
HACKER PL 2 • MR3 • 34 POINTS
STR –1 STA 1 AGL 1 DEX 3 FGT –1 INT 3 AWE 1 PRE 0
Equipment: Smartphone, Computer, Stun Gun (Affliction 5; Resisted
and Overcome by Fortitude; Dazed, Stunned, Incapacitated).
Advantages: Equipment 2, Second Chance: Technology
checks to avoid security.
Skills: Deception 6 (+6), Expertise: Computers 6 (+9), Expertise:
Pop Culture 2 (+5), Investigation 4 (+7), Sleight of Hand 4 (+7),
Technology 8 (+11).
Offense: Init +1, Stun Gun –1 (Close, Affliction 5), Unarmed –1
(Close, Damage –1).
Defense: Dodge 1, Parry –1, Fortitude 2, Toughness 1, Will 2.
Totals: Abilities 14 + Powers 0 + Advantages 3 + Skills 15 (30
ranks) + Defenses 2 = 34
AUTOMATED VAULT GUARDS
Banks looking for truly heavy-duty security measures
may turn to super-science . The automated vault guard-
ian is a civilian security robot armed with an electrical
stun cannon and a force field generator it uses to con-
tain threats or add layers of security to valuables. While
fearsome, the mechanoid is clumsy and dull-witted. They
fight mostly to restrain and incapacitate intruders with-
out inflicting any lasting harm.
HACKER
While far from dangerous in the physical world, hackers
are masters of the digital realm that controls so much of
society. While obviously computer experts, most effective
hackers also dabble with con games and dumpster div-
ing to collect valuable intelligence on their targets. Crimi-
nal “black hat” hackers exploit computer security to steal
money, impersonate others online, and take control of
sensitive information, while benevolent “white hat” hack-
ers protect computer networks and scout potential weak-
nesses that can be reinforced.
INVESTIGATOR
Police detectives and private investigators share the same
set of law-enforcement skills, focusing on spotting details
and sniffing out lies. They may be useful allies to crusad-
DANGER ZONES
Bank
INVESTIGATOR PL 4 • MR5 • 64 POINTS
STR 2 STA 3 AGL 1 DEX 1 FGT 3 INT 2 AWE 2 PRE 2
Equipment: Club, Heavy Pistol.
Advantages: Benefit (Security Clearance), Contacts,
Equipment 2, Skill Mastery (Investigation).
Skills: Athletics 3 (+5), Expertise: Current Events 4 (+6),
Expertise: Law 4 (+6), Expertise: Streetwise 4 (+6), Insight 5 (+7),
Intimidation 3 (+5), Investigation 8 (+10), Perception 4  (+6),
Persuasion 2 (+4), Ranged Combat: Guns 3 (+4), Vehicles 3 (+4).
Offense: Init +1, Billy Club +3 (Close, Damage 4), Heavy Pistol
+4 (Ranged, Damage 4), Unarmed +3 (Close, Damage 2).
Defense: Dodge 4, Parry 3, Fortitude 3, Toughness 3, Will 4.
Totals: Abilities 32 + Powers 0 + Advantages 5 + Skills 22 (43
ranks) + Defenses 5 = 64
SECURITY GUARD PL 3 • MR2 • 24 POINTS
STR 1 STA 3 AGL 0 DEX 1 FGT 1 INT 0 AWE 1 PRE 0
Equipment: Club, Flashlight, Handcuffs, Taser (Ranged
Affliction 5; Resisted and Overcome by Fortitude; Dazed,
Stunned, Incapacitated).
Advantages: Equipment 3.
Skills: Insight 2 (+3), Perception 4 (+5), Vehicles 2 (+3).
Offense: Init +0, Club +1 (Close, Damage 3), Taser +1 (Ranged,
Affliction 5), Unarmed +1 (Close, Damage 1).
Defense: Dodge 1, Parry 3, Fortitude 3, Toughness 3, Will 1.
Totals: Abilities 14 + Powers 0 + Advantages 3 + Skills 4 (8
ranks) + Defenses 3 = 24
FLORENCE LARSON PL 1 • 38 POINTS
STR 0 STA 1 AGL 0 DEX 0 FGT 0 INT 2 AWE 1 PRE 2
Equipment: Smartphone, Audio Recorder.
Advantages: Assessment, Equipment 1, Connected, Well-informed.
Skills: Deception 4 (+6), Expertise: Management  6  (+8),
Expertise: Villains 8 (+10), Insight 10 (+11), Intimidation 6 (+8),
Perception 2 (+3), Persuasion 4 (+6), Technology 4 (+6).
Offense: Init +0, Unarmed +0 (Close, Damage 0).
Defense: Dodge 0, Parry 0, Fortitude 1, Toughness 1, Will 5.
Totals: Abilities 10 + Powers 0 + Advantages 4 + Skills 20 (40
ranks) + Defenses 4 = 38
ing heroes or relentless hunters who dog their steps. A
business’s own internal investigators use the same stat-
block (without the weapons) and comb their organiza-
tion’s books for signs of embezzling and security risks.
SECURITY GUARD
Many civilian businesses rely on so-called “rent-a-cops,” pri-
vate security forces armed with minimal or no weaponry
who mostly deter crime with their physical presence. Well-
trained and disciplined security guards may use the statis-
tics for police officers, bodyguards, or soldiers instead.
FLORENCE LARSON
Florence Larson serves as branch manager for Keystone
Savings and Loan, a century-old financial institution
7
MUTANTS & MASTERMINDS
whose vault contains a variety of wonders and treasures.
Larson works hard to maintain her venerable institution’s
air of respectability. Superpowered crime forced her to
confront the reality that combination locks and silent
alarms are poor protection against eye-beams and psy-
chic powers. After several recent robberies, she became
an encyclopedia of villain activities and now obsessively
maintains a pin-board of newspaper clippings detailing
supervillain plots, weaknesses, and capabilities. Her warm
smile and professional manner belies her paranoid over-
commitment. Ironically, her expansive plans for revised
security measures may transform her bank into a fortress
resembling a supervillain’s lair.
The demands Larson places on herself for absolute per-
fection and unwavering vigilance extends to her expec-
tations for superheroes, whom she readily contacts with
news—or even suspicion of—upcoming robberies. Flor-
ence always seems to know how to get a hold of the he-
roes, regardless of circumstances, turning into a furious
storm of angry demands and veiled threats until they
agree to help.
CAPERS
Adventures involving a bank might include:
OLD-FASHIONED ROBBERY
Vaults are, by nature, full of valuable things—things the
right person would commit a lot of destruction to obtain.
Whether it’s mundane valuables like gold and jewels or
weirder things—a mad scientist’s journals, arcane tools,
maps to lost treasure—more than one villain would love
8 DANGER ZONES
to get their hands on things they really shouldn’t. Unlikely
partners might team up to make a heist more compli-
cated for any potential heroes. They could even be bank-
rolled by more powerful enemies, whose plans hinge on
something concealed within the bank’s deposit boxes.
I AM THE DEPOSIT
PARVATI, a self-aware artificial intelligence with social anx-
iety, prefers to keep herself locked up in the safe confines
of the bank’s vault—both to keep her unique hard-light
processor safe, but also to avoid interacting with oth-
ers. Occasionally, the isolation gets to her and she takes
walks—something her research company handlers don’t
allow. After one of these unauthorized trips outside, PAR-
VATI asks the heroes to help her break back into the bank
so she can “re-deposit” herself without the bank or her
handlers knowing she left in the first place. In an interest-
ing bit of role-reversal, can the heroes manage to pene-
trate a vault designed to repel super-powered attacks—
and do it undetected?
GOING OVER THE BOOKS
White-collar crime might not be as exciting as super-
powered robberies, but it accounts for far greater losses
than the armed variety. A villainous organization has in-
filtrated the bank and is using the business to launder
their stolen funds and skim pennies at a time from mil-
lions of transactions a day, funding their evil empire! The
heroes need to pose as bank employees to sniff out the
enemy agents, or stage their own midnight robbery to
copy the financial records and prove once and for all that
crime doesn’t pay!
 CREDITS & LICENSE
Mutants & Masterminds Danger Zones: Bank terial. Mutants & Masterminds, Super-powered by M&M,
Green Ronin, and their associated logos are trademarks of
Writing: Bridget Renoux
Green Ronin Publishing, LLC.
Design: Crystal Frasier
Editing: Steve Kenson The following is designated as Product Identity, in accor-
Art Direction: Hal Mangold dance with Section 1(e) of the Open Game License, Ver-
Graphic Design: Crystal Frasier sion 1.0a: hero points, power points. All characters and
Cartography: Sean Macdonald their associated images, descriptions, backgrounds, and
Interior Art: Alberto Foche related information are declared Product Identity.
Publisher: Chris Pramas The following text is Open Gaming Content: all game
Team Ronin: Joseph Carriker, Crystal Frasier, Jaym Gates, system rules and material not previously declared Prod-
Kara Hamilton, Troy Hewitt, Steve Kenson, Ian Lemke, uct Identity.
Nicole Lindroos, Hal Mangold, Chris Pramas, Evan Sass,
Malcolm Sheppard, Will Sobel, Owen K.C. Stephens, Green Ronin Publishing
and Dylan Templar 3815 S. Othello St., Suite 100 #311
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OPEN GAME LICENSE Version 1.0a
The following text is the property of Wizards of the
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15. COPYRIGHT NOTICE
Open Game License v 1.0 Copyright 2000, Wizards of the
Coast, Inc.
System Reference Document, Copyright 2000, Wizards of
the Coast, Inc., Authors Jonathan Tweet, Monte Cook,
Skip Williams, based on original material by E. Gary
Gygax and Dave Arneson.
Modern System Reference Document, Copyright 2002-
2004, Wizards of the Coast, Inc.; Authors Bill Slavicsek,
Jeff Grubb, Rich Red-man, Charles Ryan, Eric Cagle, David
Noonan, Stan!, Christopher Perkins, Rodney Thompson,
and JD Wiker, based on material by Jonathan Tweet,
Monte Cook, Skip Williams, Richard Baker, Peter Adkison,
Bruce R. Cordell, John Tynes, Andy Collins, and JD Wiker.
Mutants & Masterminds, Copyright 2002, Green Ronin
Publishing; Author Steve Kenson.
Advanced Player’s Manual, Copyright 2005, Green Ronin
Publishing, LLC; Author Skip Williams.
Silver Age Sentinels d20, Copyright 2002, Guardians
of Order, Inc.; Authors Stephen Kenson, Mark C.
Mackinnon, Jeff Mackintosh, Jesse Scoble.
Freedom City, Copyright 2003, Green Ronin Publishing;
Author: Steve Kenson
Mutants & Masterminds, Second Edition, Copyright 2005,
Green Ronin Publishing, LLC; Author Steve Kenson.
Freedom City, Second Edition, Copyright 2005, Green
Ronin Publishing, LLC; Author Steve Kenson.
DC Adventures Hero’s Handbook, Copyright 2010, Green
Ronin Publishing, LLC; Author Steve Kenson.
Mutants & Masterminds Hero’s Handbook, Copyright
2011, Green Ronin Publishing, LLC; Author Steve Kenson.
Mutants & Masterminds Danger Zones: Bank, Copyright
2020, Green Ronin Publishing, LLC; Author Bridget
Renoux.

DANGER ZONES 9