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1.04 - SEN RE 2018 - Assurance Actifs Aval
1.04 - SEN RE 2018 - Assurance Actifs Aval
1.04 - SEN RE 2018 - Assurance Actifs Aval
Appealing Brokerage Consulting (1997) Limited / MTC Consulting JLT Specialty Limited
Jean-Pierre Corval Nick M.-Sorgo
Mobile: +41 79 261 8750 Partner – Energy Division
Corval@Appealing97.com
Desk: +44 20 7459 5658 The St Botolph Building
Mobile: +44 79 3058 5458 138 Houndsditch
Marine Treppoz Corval
Mobile: +33 6 03 56 62 41 Mobile: +44 77 4030 5194 London EC3A 7AW
Nick_Sorgo@jltgroup.com
Treppoz@Appealing97.com
www.jltspecialty.com
Confidentiality
The information contained within this document is strictly confidential and may not be reproduced or disclosed to any third party without the prior written approval of JLT Specialty Limited.
Intellectual Property Rights
All intellectual property rights of Jardine Lloyd Thompson Group plc, its affiliates and/or its professional advisors shall remain the property of Jardine Lloyd Thompson Group plc, its affiliates
and/or its professional advisors. Nothing herein shall be construed as conferring to you by implication or otherwise any licence or right to use any intellectual property of Jardine Lloyd
Thompson Group plc, its affiliates and/or its professional advisors.
Disclaimer
This presentation is for the benefit of clients and prospective clients of JLT Specialty Limited. It is not legal advice and is intended only to highlight general issues relating to its subject matter
but does not necessarily deal with every aspect of the topic. If you intend to take any action or make any decision on the basis of the content of this information, you should first seek specific
professional advice.
Duty of Disclosure
Under the laws of England and Wales, Scotland and Northern Ireland, JLT has a duty to remind you of a policyholder's (and its insurance agent's) duty to make a fair presentation of the risk,
and to disclose all material circumstances, and the consequences of not doing so. It is necessary to disclose all information which would influence the judgement of a prudent insurer in
determining whether or not to accept a risk, and upon what terms. Failure to comply with this duty may give the insurer the right to void the policy from its inception, or to impose different terms,
or to reduce the amount paid on any claim. If your contract is not subject to such laws, your duty of disclosure and the consequences of its breach may vary from that stated above.
For further information please refer to our Business Protocol document and if any further material requires to be disclosed or if you have any question as to what should be disclosed please
refer to your normal JLT contact.
L’AVAL
L’“AVAL” DANS LE CONTEXTE DES RISQUES DU PÉTROLE
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FACTEURS COMMUNS
Valeurs élevées
Actifs complexes
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CHOISIR LA COUVERTURE QUI CONVIENT
VALEURS TOTALES OU LIMITE PARTIELLE?
À considérer:
Primes relatives – assurer les valeurs entières > assurer une limite partielle
Disponibilité de la capacité
Accords avec financiers / prêteurs
La perte maximum estimée (EML) ou probable (PML) comparée à la valeur totale
La sensibilité au risque de l’assuré
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LES ASSUREURS
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ÉVALUATIONS
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FRANCHISES
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POLICE TOUS RISQUES
EXCLUSIONS PRINCIPALES
Risques de guerre
Risques politiques (confiscation etc.)
Violence politique, terrorisme
Usure normale générale, rouille, corrosion, erreur de dessin, malfaçon (mais perte
ou dommage physique consécutifs sont couverts)
Dommage intentionnels (du point de vue de l’assuré)
Nucléaire, biologique
Fraude, malhonnêteté
Cyber-attaque/ Erreurs de donnée électronique
Micro-organisme
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POLICE TOUS RISQUES
EXTENSIONS DE COUVERTURE - QUELQUES EXEMPLES
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POLICE TOUS RISQUES
TARIFICATION - PRIME
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POLICE TOUS RISQUES
INFORMATION CLÉ POUR SOUSCRIPTION
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SINISTRES RÉCENTS – ACTIFS AVAL
SINISTRALITÉ 2017
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POLICE TOUS RISQUES
SECTIONS PRINCIPALES
1. Déclarations
2. Opération de l’assurance (Insuring clause)
3. Autres polices (Other Insurance)
4. Emplacements assurés
5. Montants assurés
6. Franchises
7. Périls exclus
8. Actifs non-couverts
9. Conditions de couverture
10. Définitions
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TRANSFER DE LA CONSTRUCTION À L’OPERATIONELLE
Les projets non-couverts sous la clause “travaux mineurs” sont soumis au termes
de la clause “Essais et Mise en Service” (Property & Plant Testing &
Commissioning Clause - LMA 5197)
Importance de tenir au courant les assureurs pour leur donner le temps de
considérer le risque
Importance de maintenir la police construction en place, si possible, jusqu’à ce
que la couverture du projet ait bien été transféré à la police opérationelle
Il est conseillé de founir les informations demandées dans le questionnaire
LMA 5197.
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PROPERTY & PLANT TESTING & COMMISSIONING CLAUSE
It is hereby noted and agreed that this insurance does not cover destruction of or damage to property in
course of construction or erection, dismantling, revamp or undergoing testing or commissioning including
mechanical performance testing and any business interruption resulting therefrom.
Acceptance of property hereon is subject to satisfactory completion of the following procedures:
1. Mechanical completion including testing.
2. Testing & Commissioning
3. Performance Testing conforming to 100% Contract Design Criteria maintained by the entire plant in a
stable and controlled manner for a continuous ongoing period of a minimum of 72 hours duration.
4. Official acceptance by the Insured following formal hand over without reservation or waiver of
guarantee conditions. It being understood that no equipment faults or punch list items affecting
operational integrity of the plant are outstanding and that no temporary structures and no modifications
remain.
NOTWITHSTANDING the above, attachment of property and plant hereon is to be agreed by Underwriters.
It is further noted and agreed that terms and conditions to be reviewed, if required by Underwriters.
It is further noted and agreed that the above provisions do not apply to normal routine maintenance
activities, overhauls, repair works, scheduled turnarounds or similar activities. In addition, nor does it apply
to any works not exceeding the limit of ………. estimated contract value at commencement of contract or
the minor works clause limit if applicable.
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