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Divisional chart D4 – Properties and

Inheritance
Chaturthamsha D4 – Property and Inheritance

Published in Gochara, BAVA April 2016

The fourth divisional chart or Chaturthamsa (D4) is seen for landed assets and property. It
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operates at the physical level. There are four one-fourth divisions (7 30’) in every sign.
The rst quarter of every sign falls in the same sign, the second quarter falls in the next
Kendra or fourth from it, the third quarter in the seventh from it and nally the last quarter
falls in the tenth house from itself.

Let us examine some principles rst. The fourth house and its lord has to be examined for
strength in the Rashi chart (D1). It shows the general enjoyment derived from the matters
of property. If fourth lord is weak or if there are male cs in the fourth house, it can bring
troubles or may result in unfortunate situations with respect to property matters.

The natural Karaka (signi cator) for properties are Mars and Ketu (built up). The dispositor
of fourth Lord in rashi becomes the temporal signi cator. However, if fourth Lord is
exalted in Rashi, then it becomes the ultimate controller and can overrule the natural
signi cator. The conditions of the signi cators natural and temporal should be examined
in detail in the Chaturthamsha (D4).
The signi cations of various house in D4 are as follows

Further, texts describe the nature of accommodation signi ed by planets as follows

How many houses?

In determining how many houses, we have to see the dignity of lagna lord in D4 and how
many planets are conjunct with the lagna lord and also count the number of Rashi aspects
to fourth house paying special attention to the Atma Karaka and the fourth Lord of D4.

If the fourth Lord aspects the fourth house of D4, then one will live in a very nice house
always. If the Atma Karaka is placed in the fourth, then one lives in a grand palace.
Similarly if the fourth and fth house of D4 are connected, then also one prefers to live in a
large place.

Will I inherit?

Saturn is the key planet for inheritances. If it is placed in the eighth or aspecting it by rashi
aspect, or associated with the eighth Lord in a good house, it assures inheritance. This is
both for D4 and D12.

In addition to the rules mentioned above for D4, we must examine Dwadashamsha or D12.
The eighth house in D12 is for inheritance from father and third for inheritance from
mother. Link between second and eighth will ensure inheritance from father and the third
and eighth from Mother. A strong association between the lagna and eighth assures
inheritance.

In the following paragraphs I have attempted to explain the principles highlighted above
by some real life examples. The one case that struck me was the story of three brothers in
Delhi, where the youngest one inherited the property of parents, a large free hold
independent house with several oors in a prestigious location in South Delhi, in entirety
leaving the elder two brothers without claim. The property was initially going to be divided
between them, but there was a surprise turn of events in that the will was changed in
favour of the younger one and the middle brother who was independently wealthy had no
intention of making a claim for himself but helped the younger one acquire the property in
entirety.

Example 1 – A tale of two brothers, Multi-storied house in a posh locality in South

Delhi
Analysing the elder brother’s Rashi Chart (D1), the fourth lord is Jupiter placed in the
twelfth in a dusthana and the dispositor Sun is debilitated and conjunct with the Llagna
lord. This is not very fortunate and shows that the elder son lives away from the family and
his relations with his father and immediate family is strained. There is also an exchange
between the lagna lord Mercury and Venus, indicating this person loses the closeness
with the family as Mercury by exchange occupies twelfth from the second house of family.

Mars the natural karaka, is retrograde and is the eighth Lord showing inheritances placed
in the ninth house and stronger that Ketu (the other karaka for built up property) in the
fth in Capricorn.
Looking at the D4, Sun is exalted in the fth house, showing a great blessing. The fourth
lord Jupiter is placed in the ninth house indicating possibility of some gains, but has no
aspect on the fourth house. Ketu is placed in the eighth house, however there is an
exchange with Moon in the twelfth house, signifying a change of mind of his mother that
crucially affected the inheritance.

Atma Karaka Mars is placed in the dushikya bhava (third) is unfortunate in the sense that
he may have to share or renounce his property in favour of his younger siblings.

There are no planets in the sixth house, however, the third lord Saturn is in a kendra,
meaning he can make a claim for his inheritance.
The younger brother’s chart shows more promise. The fourth lord Mars in D1 is in the
eighth house which is unfortunate in respect of other matter of happiness but not so
much in matters of inheritance. It is conjunct with Rahu, the second lord of wealth and
family. This combination is aspected (rashi) by the Lagna lord Saturn who is in Sasha
Mahapurusha yoga. The dispositor is Sun and is placed in the seventh in a Kendra.

Looking at the D4, the eighth house is aspected by the fourth lord Saturn in the fourth and
lagna lord Venus from the second, meaning he wants the inheritance. In fact a Libra Lagna
is usually fortunate in matters of inheritance as the rst and eighth are owned by the
same planet. Rahu, the Atma Karaka also aspects the fourth from the house of gains,
indicating the property is a large one. Third Lord Jupiter is in a Kendra aspected by Rahu
(AK), Venus (lagna lord), Mars and Ketu from the fth, he will battle for his inheritance.
Moon is in the sixth house, showing initially the mother may have been against it.

Mars, is placed in the fth with Ketu, showing he is quite blessed. However, as these are
male cs and Saturn is the ruler of the 5th, the property may be a bit run down. Sun the
temporal signi cator is in the 10th house of Maraka, signifying a death has to happen to
inherit.

As Saturn is in the fourth house in D4, it helped secure the property and he inherited in
Saturn maha and antar dasha. Saturn is also in Marana Karana Sthana in D1, so he gained
after the death of his parents and also went through death like suffering to claim it. The
elder brother lost claim to the property in the Maha Dasha of Venus, and antar dasha of
Saturn. Saturn for the elder brother, is the third lord in a kendra in the seventh, should have
helped him ghting for his claim, but the dispositor is in the fth with an exalted Sun, so
the father convinced him to renounce his share for his blessings. Venus is placed in tenth
house (Maraka) and Saturn is the third lord of renunciation.
A quick look at the D12 of the two brothers shows that the younger brother is in favour. In
the case of the elder brother Saturn is the lagna lord and has no aspect on the eighth
house or the fourth. The eighth lord of inheritance is in the sixth house. In the case of the
younger brother, Saturn the fourth lord is in the fourth house and the eighth lord is in lagna
ensuring the inheritance.

Example 2 – Real Estate Lord – Over 100 Rental Real Estate Properties in the UK
The Fourth Lord in D1 is Sun who is in Digbala blessed by Indra Devata. Mars the karaka for
property is exalted in the ninth house and is conjunct the lagna lord. The other karaka Ketu
is in Mulatrikona with the retrograde but debilitated (exalted) second lord of wealth in the
eleventh. This combination is stronger and shows a great promise with respect to
property, so Ketu becomes the overall controller.

Looking at the D4, Sun is lagna lord in his own house, meaning he has a forthright attitude
about properties. Jupiter is in his own house in the fth showing great blessing and this
Jupiter is aspecting the eleventh house of gains and income and second house of
accumulated wealth. Both the seventh lords Saturn and Rahu (AK) are in the second,
showing rental income, the dispositor Mercury who also owns the eleventh house of
longevity of properties is in the eighth aspecting the second house assuring long
contracts. Venus being in the third house in D4, he shares his fortune and personal
property with his wife. They together own over 100 properties, none of them too big as
the second Lord is with Ketu. Ketu can mean small or a multitude of properties.

The property business started after marriage as Venus is the ninth house of fortune in the
Rashi. Personally they live very modestly as fourth house has a debilitated Moon, who is
exchanging with Mars and is not aspected by Jupiter the fth lord or the Atma Karaka.

Example 3 – Acquisition with the help of Mortgage and Timing the Sale
Fourth Lord Moon in the Rashi chart is placed in the second house and is exalted, so it
becomes the ultimate controller that will deliver a property. In the D4, this Moon is exalted
as well and placed in the 5th house showing great blessing. The lagna lord of D4 is Saturn,
debilitated in the fourth house but is conjunct an exalted planet, so this person will have a
beautiful place but it will be an old property due to the presence of Saturn. Male cs in the
fourth cause problems, so there could a number of problems in renovation, cracks and
leaks. Rahu, the Atma Karaka also aspects the fourth house ensuring a handsome
property.

During Rahu dasha and Moon antar dasha, the person keenly started hunting for a at.
Mars is the eleventh lord in the eighth, that assured a mortgage, and nally as soon as
Mars antar dasha started, a beautiful South facing, period property with plenty of sunlight
was acquired. Due to the presence of an exalted Moon in the fth house no expense was
spared in renovating the home to best and luxurious standards. However, during the maha
dasha of Jupiter, antar dasha of Mercury (Planet in the tenth takes you away from home
usually for career), the person was sent away from London by her employers. The place
was rented to a foreigner, represented by Rahu in the third (share property if there is
planet in the third) that activated the Saturn in the fourth and caused a lot of damage to
the property.

This person is thinking of selling the property as Jupiter is the twelfth lord and is in the
ninth house of investments. (Sixth from the fourth, property has appreciated in value). As
Mars, the eleventh lord is in the eighth, assuring longevity, it’s not so easy to carry out this
plan. The best time would have been during Jupiter dasha Mercury antar dasha as Mercury
rules the ninth house and is placed in the tenth (Maraka or sale). During the antar dasha of
Ketu and it would have been dif cult to part with the property as it rules the 11th house of
longevity. Now, the person is running Venus antar dasha and Venus is the tenth lord placed
in the ninth house of investment. It may be, in the next one year possible to realise a sale
especially in the rst part of dasha as Virgo and Libra or both head rising and will give
results in the rst half. This is further con rmed by Venus being in the twelfth in the Rashi
chart and again in the ninth from the fourth house.

O M TAT S AT

References
Pandit Sanjay Rath’s teachings of Chaturtamsha and Dwadashamsa
Brihat Parashara Hora Sastra

D I V I S I O N A L C H A R T , I N H E R I TA N C E O F P R O P E R T Y , J Y O T I S H

One Reply to “Divisional chart D4 – Properties and Inheritance”

Uma shanker
J A N U A R Y 5 , 2 0 1 9 AT 1 : 1 8 P M

Nice liked the illustrations about the property inheritance and sale.

Uma shanker achanta

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