A STUDY ON THE DEPOSIT LENDING SCHEME IN

CHIDAMBARAM CO-OPERATIVE URBAN BANK LTD., E 53”.

CUDDALORE.(Dt)

PROJECT REPORT

Submitted to Bharathidasan University, Thiruchirapalli in partial fulfillment of the

requirements of the award for the Degree of

MASTER OF BUSINESS ADMINISTRATION

By Mr. A.ALWIN AMALRAJ

REGISTER NO: 14290593

Under the Guidance of

Prof.Dr.MANICKAVASUGI M.com., M.phil., MBA., P.HD.,

H O D .,

Department of Management Studies

DEPARTMENT OF MASTER OF BUSINESS ADMINISTRATION

ANNAI COLLEGE OF ARTS AND SCIENCE

KOVILACHERI, KUMBAKONAM-612503.

FEBUARY-2016.
 Date:

CERTIFICATE

This is to certify that the project entitled on, “A STUDY ON THE DEPOSIT
LENDING SCHEME IN CHIDAMBARAM CO-OPERATIVE URBAN
BANK LTD., E 53”. CUDDALORE (DT)”, is a record of summer project
work done by, Mr. A.ALWIN AMALRAJ 14290593 under my guidance and the
project has not previously formed the basis for the award of any degree, diploma
associate ship fellowship or similarly other titles and that it is independent work
done by her.

Signature of Director Signature of the Guide

(Dr. R. RAJKUMAR) (Prof Dr.MANICKAVASUGI)

Signature of the External Examiner

Place: Kumbakonam.

Date:

DECLARATION

I am Mr. A.ALWIN AMALRAJ 14290593 , here by declare that this report

this titled “A STUDY ON THE DEPOSIT LENDING SCHEME IN
CHIDAMBARAM CO-OPERATIVE URBAN BANK LTD., E 53”. Submitted
in partial fulfillment of the requirement of the degree of “ MASTER OF
BUSINESS ADMINISTRATION, BHARATHIDASAN UNIVERSITY” is my
guidance Prof .Dr. MANICKAVASUGI M.com., M.Phil.,MBA.,PHD., HOD of
Department Of Management Studies, annai college of arts and science.
Kovilacheri, Kumbakonam.

Place:

Signature of the student

Date:
 ACKNOWLEDGEMENT

I wish to express my sincere gratitude to the respectful, Chairman Mr. M.I. ANWAR KABIR,
Secretary Mr. M.I. HUMAIYUN and Principal Dr. S. ANAND of the Annai College of Arts
and Science for allowing me to do this project.

I wish to express my since grated to the Director

Dr.R.RAJKUMAR MBA.,M.Phil., department of management studies, Annai
college of arts and science for allowing me to this project.

I would like to thank my project guide

Prof.Dr.MANICKAVASUGI M.com., M.Phil., MBA., PHD., valuable guidance
provided me throughout the project. I also take this immense opportunity to thank
other respected faculty members of management studies for their valuable
guidance and suggestion.

I convey my since thanks to the Manager, Mr. R.Durai .

and management team chidambaram co-operative urban bank ltd ., E 53.cuddalore
(Dt)., for her valuable guidance and co-operation for helping me to do the project
in the bank.

Finally, I thank my parents and my family who help me

in completing this valuable project work successfully.
 ABSTRACT

The study is entitling “A STUDY ON DEPOSIT LENDING

SCHEME CHIDAMBARAM CO-OPERATIVE URBAN BANK LTD.,E 53.
CUDDALORE (Dt)”.

The present study has been done in chidambaram co-operative urban bank
ltd in chidambaram.

The data collected for the study were secondary in nature.

The secondary data was collected through annual reports, institute

magazines, study material.

The tools used for the analysis of percentage analysis, comparative analysis,
correlation of the balance sheet.

From the analysis, findings and recommendation were given.

 CONTENT

CHAPTER TITLE PAGE NO.

LIST OF TABLES
LIST OF CHARTS

INTRODUCTION
I DESIGN AND EXECUTION
OF THE STUDY

II COMPANY PROFILE

III REVIEW OF LITERATURE

DATA ANALYSIS AND

IV INTERPERTATION

V FINDINGS, SUGGESTION
AND CONCLUSION

BIBLIOGRAPHY
ANNEXURE
 LIST OF TABLES
TABLE NO. TITLE PAGE NO.
4.1 COMPARATIVE SAVINGS CURRENT AND FIXED DEPOSITS
4.2 COMPARATIVEINTEREST PAYABLE ANDINTEREST
RECEIVABLE
4.3 COMPARATIVE MEMBERSHIP AND SAVINGS DEPOSITS
4.4 COMPARATIVE INVESTMENT AND NET PROFIT
4.5 SHARE CAPITAL AND MEMBERSHIP DEPOSITS
4.6 RESERVE

4.7 INVESTMENT
4.8 INTEREST PAYABLE
4.9 INTEREST RECEIVABLE
4.10 OTHER LIABILITIES
4.11 NET PROFIT
4.12 LOAN AND ADVANCE
4.13 SHORT TERM LOAN
4.14 MEDIUM TREM LOAN
4.15 LONG TERM LOAN
4.16 CORRELATION ANALYSIS ON DEPOSITS AND NET PROFIT
4.17 CORRELATION ANALYSIS SAVINGS DEPOSITS AND FIXED
DEPOSITS
 LIST OF CHARTS
CHART NO. TITLE PAGENO.
4.1 COMPARATIVE SAVINGS CURRENT
AND FIXED DEPOSITS

4.2 COMPARATIVE INTEREST PAYABLE

AND INTEREST RECEIVABLE

4.3 COMPARATIVE MEMBERSHIP AND

SAVINGS DEPOSITS

4.4 COMPARATIVE INVESTMENT AND

NET PROFIT

4.5 SHARE CAPITAL AND MEMBERSHIP

DEPOSITS

4.6 RESERVE

4.7 INVESTMENT
4.8 INTEREST PAYABLE

4.9 INTEREST RECEIVABLE

4.10 OTHER LIABILITIES