REPUBLIC OF THE PHILIPPINES

SOCIAL SECURITY SYSTEM

DISCLOSURE STATEMENT ON LOAN/CREDIT TRANSACTION
(As Required under R.A 3765 Truth in Lending Act)

SS Number: 34-7412739-6 Name of Borrower: RONALD ADORNA ADVINCULA

ER ID Number: 80-0052465-6 ER Name: PH GLOBAL JET EXPRESS INC. DOING
BUSINESS UNDER THE NAME AND STYLE OF
J&T EXPRESS
ER Address: 11TH FLR THE MARAJO TOWER 26TH ST COR 4TH AVE., BGC

1. LOAN AMOUNT P14,000.00

2. OTHER CHARGE(S)/DEDUCTION(S) P358.63
A. Service Fee (1% of loan amount) P140.00
B. Advance Interest P218.63
C. Balance of previous loan as of 03/04/2022 08:49:54, if any P0.00
3. NET PROCEEDS OF LOAN(item 1 less item 2) P13,641.37
4. SCHEDULE OF PAYMENTS

Applicable Month Due Date Amortization Interest Principal Outstanding Principal

Balance
P14,000.00
May-22 30-Jun-22 646.03 116.67 529.36 13,470.64
Jun-22 31-Jul-22 646.03 112.26 533.77 12,936.87
Jul-22 31-Aug-22 646.03 107.81 538.22 12,398.65
Aug-22 30-Sep-22 646.03 103.32 542.71 11,855.94
Sep-22 31-Oct-22 646.03 98.80 547.23 11,308.71
Oct-22 30-Nov-22 646.03 94.24 551.79 10,756.92
Nov-22 31-Dec-22 646.03 89.64 556.39 10,200.53
Dec-22 31-Jan-23 646.03 85.00 561.03 9,639.50
Jan-23 28-Feb-23 646.03 80.33 565.70 9,073.80
Feb-23 31-Mar-23 646.03 75.62 570.41 8,503.39
Mar-23 30-Apr-23 646.03 70.86 575.17 7,928.22
Apr-23 31-May-23 646.03 66.07 579.96 7,348.26
May-23 30-Jun-23 646.03 61.24 584.79 6,763.47
Jun-23 31-Jul-23 646.03 56.36 589.67 6,173.80
Jul-23 31-Aug-23 646.03 51.45 594.58 5,579.22
Aug-23 30-Sep-23 646.03 46.49 599.54 4,979.68
Sep-23 31-Oct-23 646.03 41.50 604.53 4,375.15
Oct-23 30-Nov-23 646.03 36.46 609.57 3,765.58
Nov-23 31-Dec-23 646.03 31.38 614.65 3,150.93
Dec-23 31-Jan-24 646.03 26.26 619.77 2,531.16
Jan-24 29-Feb-24 646.03 21.09 624.94 1,906.22
Feb-24 31-Mar-24 646.03 15.89 630.14 1,276.08
Mar-24 30-Apr-24 646.03 10.63 635.40 640.68
Apr-24 31-May-24 646.03 5.35 640.68 .00
Total P 15,504.72 P 1,504.72 P 14,000.00

5. EFFECTIVE INTEREST RATE 10.47%

6. CONDITIONAL CHARGES MAYBE IMPOSED
a. Continuing Interest of 10% per annum against Outstanding Balance after the loan term.
b. Late charge of 1% per month against unpaid loan amortization.

Net proceeds may change. Final Disclosure Statement will be generated once loan application is approved by your employer
within the prescribed period.
This is a system-generated Disclosure Statement and does not require a signature from SSS.