RETIREMENT PLANNING OF MR. ARUN K.

SAHOO

Current Age 47
Retirement Age 50
Corpus Available Rs. 10,000,000.00

Monthly Income required at retirement Rs. 500,000.00

Expected Life expectancy 80

Inflation 4%
Risk free rate 6.50%

Debt Mf @3years 8%

Amount Available on retirement Rs. 12,597,120.00

Real Rate of return 2.4038%

So it is possible to manage only 2 years with the corpus .

Additional Investments are to be made to withdraw Rs.500000 pm till life expectancy
 Investment for 3 years (47-50) @8%

Age Growth
47 Rs. 10,000,000.00
48 Rs. 10,800,000.00
49 Rs. 11,664,000.00
50 Rs. 12,597,120.00

Retirement Corpus invested @ Risk free Rate @ 6.5%

Age Corpus Withdrawl Balance
per annum

50 Rs. 12,597,120.00 Rs. 6,000,000.00 Rs. 6,597,120.00

51 Rs. 7,025,932.80 Rs. 6,000,000.00 Rs. 1,025,932.80
52 1092618.432 Rs. 6,000,000.00 -4907381.568
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