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Travel Hacking Spreadsheet
Travel Hacking Spreadsheet
American
2 AMEX Blue Cash Everyday CLOSED AMEX EX - -
Express
Barclays Sallie Mae PRODUCT
3 Barclays MC TU - -
Mastercard CHANGE
Barclays Rewards
4 DORMANT Barclays MC TU $ 6,000 -
Mastercard
Southwest Premier
5 CLOSED Chase VISA EQ, EX - 99
Business
Southwest Premier
6 CLOSED Chase VISA EQ, EX - 99
Personal
Club Carlson Rewards
7 DORMANT US Bank VISA EQ $ 5,000 50
Visa
AMEX Starwood American
8 Preferred Guest DORMANT Express AMEX EX $ 15,000 65
PRODUCT
16 Citi AA Executive Citi MC EX - 450
CHANGE
19 Capital One Venture #2 DORMANT Capital One VISA EQ, EX, TU $ 15,000 59
American
20 AMEX Platinum CLOSED AMEX EX - 450
Express
American
21 AMEX Every Day DORMANT AMEX EX $ 10,000 -
Express
American
27 AMEX HHonors DORMANT Express AMEX EX $ 5,000 -
American
39 AMEX Schwab Platinum DORMANT AMEX EX N/A 550
Express
40 Barclays Arrival+ #2 DORMANT Barclays MC TU $ 10,000 89
- 12/26/2012 110 - $0 -
- 1/15/2015 - - $0 2,500 SM
- 1/15/2015 85 - - $100
- 6/13/2015 81 - - -
- 7/8/2015 80 - - -
- 1/1/2016 - - - -
- 7/28/2016 - - - -
- 8/23/2016 - - - -
0/24, 0/6 73
Sign Up Bonus Adj. Sign Up Sign Up Sign Up Bonus
Cashback Categories
Value Bonus Value "Miles" Earned
$0 $0 - - 5% in rotating categories
3% Groceries, 2% Gas, 2%
$150 $150 15,000 12/15/2014 Department Stores
5% Gas, 5% Groceries, 5%
$25 $25 2,500 2/25/2015 Bookstores/Amazon
2x SW and partners, 1x
$1,265 $1,166 50,000 4/17/2015 everywhere else
2x SW and partners, 1x
$1,265 $1,166 50,000 4/17/2015 everywhere else
6x at Carlson Properties, 3x
$442 $392 60,000 4/18/2015 everywhere else
5x at Starwood Properties, 1x
$849 $849 25,000 10/7/2015 everywhere else
- - - - 2% Cashback on everything
- - - - 5% in rotating categories
5x at Starwood Properties, 1x
$1,188 $1,188 35,000 5/15/2016 everywhere else
- - - - 5x on Marriott, 2x restaurants
5x on Wyndham, 2x
$450 $375 45,000 - gas/grocery/utility
4.95
1.2
6.15
$100 non category
Bonuses for Cardholders Valuation
spending
500 504.95
1500 7.57425
885 9.4678125
8.85
Cash
Account Canceled / Total MS Fees Total Annual
Long-term Plan Reimburse-
PC Date Paid Fees Paid
ments
Keep - 0 0 0
--- 11/30/2016 0 0 0
--- 2/24/2017 0 0 0
Keep - PC PC PC
Keep - PC PC PC
Keep - PC PC PC
Keep, MS - 23.63 95 0
Keep - 0.88 0 0
PC to BBR - 11.94 0 0
Keep - 8.94 75 0
Keep - 20.00 0 0
Keep - 32.94 0 0
Cancel / downgrade - 0 0 0
206.88
10%
20.688
6.88
1.2
12.608
Total Fees
Paid
$ -
$ -
$ -
PC
$ 107.94
$ 106.00
$ 160.00
$ 159.45
$ 26.82
$ -
$ (18.06)
$ -
$ (30.00)
PC
$ 103.95
$ 500.00
PC
$ 15.75
$ -
$ 90.29
$ -
$ 10.00
$ 118.63
DENIED
$ -
$ 39.25
$ 115.00
$ 0.88
$ 11.94
$ 9.00
$ 83.94
DENIED
$ 20.00
DENIED
$ (25.00)
$ 32.94
$ 8.94
$ 32.94
$ -
$ (83.13)
$ 108.12
$ 384.86
$ 8.94
$ 8.94
$ -
$ -
$ 2,108
Experian
# Date Description Date to Fall
Off
1 11/14/2014 Amex (Blue Cash) 11/14/2016
2 2/25/2015 Chase (Southwest, Southwest) 2/25/2017
Transunion
Date to Fall
# Date Description
Off
1 1/15/2015 Barclay's (Sallie Mae) 1/15/2017
2 4/17/2015 Barclay's (Arrival+) 4/17/2017
Equifax
Date to Fall
# Date Description
Off
1 2/24/2014 Car Loan 2/24/2016
2 2/24/2014 Car Loan 2/24/2016
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
Days Months
Remaining Remaining
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
Days Months
Remaining Remaining
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
NONE NONE
Southwest Premier Business 3/24/2015 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Barclays Arrival+ #1 5/5/2015 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Barclays Arrival+ #1 5/6/2015 Simon Mall Visa Gift Cards $ 500.00 1.59% $ 7.94
Barclays Arrival+ #1 5/16/2015 Simon Mall Visa Gift Cards $ 500.00 1.99% $ 9.94
AMEX Starwood Preferred Guest 5/23/2015 Simon Mall Visa Gift Cards $ 500.00 1.99% $ 9.94
AMEX Starwood Preferred Guest 5/27/2015 Plastiq Student Loans $ 25.00 2.50% $ 0.63
AMEX Starwood Preferred Guest 5/30/2015 Simon Mall Visa Gift Cards $ 500.00 1.99% $ 9.94
AMEX Starwood Preferred Guest 6/2/2015 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Bank of America Alaska Airlines #2 6/4/2015 Plastiq Student Loans $ 1,000.00 2.50% $ 25.00
Bank of America Alaska Airlines #1 6/22/2015 Giftcards.com Visa Gift Cards $ 500.00 1.39% $ 6.94
Chase IHG 7/13/2015 Giant Visa Gift Cards $ 500.00 1.19% $ 5.95
Capital One Venture #1 8/25/2017 Giftcards.com Visa Gift Cards $ 500.00 1.39% $ 6.94
Capital One Venture #1 8/2/2017 Giftcards.com Visa Gift Cards $ 1,000.00 0.88% $ 8.81
AMEX Platinum 9/2/2015 Plastiq Student Loans $ 1,666.83 1.99% $ 33.17
AMEX Platinum 9/2/2015 Plastiq Car Payment $ 357.67 1.99% $ 7.12
Southwest Premier Personal 10/1/2015 Nationwide Buxx Buxx Reload $ 500.00 1.00% $ 5.00
Southwest Premier Personal 10/7/2015 Nationwide Buxx Buxx Reload $ 500.00 0.40% $ 2.00
Chase Ink+ 1/17/2016 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Chase Ink+ 1/18/2016 Nationwide Buxx Buxx Reload $ 200.00 1.00% $ 2.00
Chase Ink+ 1/28/2016 Venmo To Person $ 150.00 3.00% $ 4.50
Chase Ink+ 1/28/2016 Venmo To Person $ 50.00 3.00% $ 1.50
Chase Ink+ 2/14/2016 Plastiq Car Payment $ 357.67 0.75% $ 2.68
Chase Ink+ 2/18/2016 Nationwide Buxx Buxx Reload $ 200.00 1.00% $ 2.00
Chase Ink+ 2/26/2016 Nationwide Buxx Buxx Reload $ 200.00 1.00% $ 2.00
AMEX Starwood Preferred Guest Biz 4/12/2016 Giftcards.com Visa Gift Cards $ 2,000.00 1.96% $ 39.25
BoA MLB Cash Rewards (Orioles) 7/11/2016 Venmo Rent $ 100.00 3.00% $ 3.00
BoA MLB Cash Rewards (Nationals) 7/11/2016 Venmo Rent $ 300.00 3.00% $ 9.00
BoA MLB Cash Rewards (Orioles) 7/12/2016 Plastiq Car Payment $ 357.67 2.50% $ 8.94
AMEX HHonors 7/29/2016 Plastiq Plastiq - PP Bill $ 34.97 2.50% $ 0.88
Chase Hyatt 8/12/2016 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Merrill+ Visa Signature 12/4/2016 Venmo Rent $ 200.00 3.00% $ 6.00
Merrill+ Visa Signature 12/5/2016 Venmo Rent $ 200.00 3.00% $ 6.00
Merrill+ Visa Signature 12/6/2016 Venmo Rent $ 200.00 3.00% $ 6.00
Merrill+ Visa Signature 12/7/2016 Venmo Rent $ 200.00 3.00% $ 6.00
AMEX Gold Delta 12/9/2016 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Merrill+ Visa Signature 1/1/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Citi AA Platinum #3 2/5/2017 Venmo Rent $ 800.00 3.00% $ 24.00
Citi AA Platinum #3 2/16/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Wells Fargo Propel World Amex 4/29/2017 Pay1040 Federal Tax $ 424.00 1.87% $ 7.93
Wells Fargo Propel World Amex 5/8/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
US Bank Altitude Reserve 6/7/2017 Venmo Rent $ 800.00 3.00% $ 24.00
US Bank Altitude Reserve 6/7/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
US Bank Altitude Reserve 6/26/2017 Venmo To Person $ 6.00 3.00% $ 0.18
AMEX Schwab Platinum 7/5/2017 Venmo To Person $ 182.00 3.00% $ 5.46
AMEX Schwab Platinum 7/5/2017 Venmo Rent $ 800.00 3.00% $ 24.00
Barclays Arrival+ #2 7/12/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
AMEX Schwab Platinum 7/13/2017 Venmo To Person $ 180.00 3.00% $ 5.40
Citi AA Biz Platinum #1 8/11/2017 Plastiq Car Payment $ 357.67 2.50% $ 8.94
Currency Description Total Points Used Total Cash Value Average CPP
Transferable Description Total Points Used Total Cash Value Average CPP
Currencies
UR Ultimate Rewards 84,137 $ 1,702.82 2.02
MR Membership Rewards 116,000 $ 1,551.65 1.34
$5,123 PROFIT
Total Fees
Monthly Fees
Paid
- -
- -
$5 - non-waivable $15
- -
- -
- -
- -
$152
2014 2015
Gross Pay $ 20,000 $ 25,000
Reported W-2 Wages $ 18,000 $ 22,000
401k Contributions $ 100 0.5% $ 100
HSA Contributions $ 100 0.6% $ 100
Rent $ - 0.0% $ -
Auto & Transport $ 5,000 20.0% $ 5,500
EXPENSES
New Cards 1 18
CHURN
Haircuts $ 20 2 $ 20
Video Games, etc. $ 100 8 $ 100
Sports $ 100 8 $ 100
MISC
$ 500
$ 100
$ 100
$ 100
$ 3,000
$ 1,500
84%
$ (15)
$ (15)
12
43,972 610,000 50,833
$ 768 $ 6,857 $ 571
$ 514 $ 1,688 $ 1,266
$ 2,260
2 $ 20 2
8 $ 100 8
8 $ 100 8
$ 100
8 $ 100 8
8 $ 100 8
8 $ 100 8
12.00%
3.00%
-
-
No. Destination State Date Days Airfare Hotel Food/Drink Car Transport Costs Gas/Toll/ Misc Total Cost/Day
Costs Costs Costs Costs Parking Costs Costs Cost
1 New Orleans NO April 2015 4 200 215 257 - 50 - 50 772 193
TOTALS 115 406 1720 4797 231 257 811 2354 10575 92
Cost/Day
350
300
250
200
150
100
50
0
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Purchase Airfare Costs Hotel Costs Food Costs
Total Costs 0 0 0
Trip Total 0
Car Costs Taxi Costs Gas Costs Misc Costs
0 0 0 0