Current - Affairs Top 100

Top 100 Q&A PDF
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Top 100 Q&A PDF
Current Affairs Q&A PDF – December 2020

Top 100 Questions
1. Which Defence manufacturing company recently received ‘Green Channel Status’ from the
Ministry of Defence on December, 2020?
1) Ordnance Factory Board
2) Mahindra Defence Systems
3) Bharat Dynamics
4) L&T Defence
5) Tata Advanced Systems
Answer-4) L&T Defence
Explanation:
L&T Defence, the defence manufacturing group of Larsen and Toubro received ‘green channel status’ from
Defence Ministry. It has received the status from the Directorate General Quality Assurance (DGQA) under
the Ministry of Defence for its major naval weapon delivery systems. Green Channel Policy was introduced
in March 2017 by the Defence Ministry, as part of the ‘Make in India’ initiative.
2. Which Bank launched ‘Infinite India’, an online platform to provide different banking and value-
added services for foreign companies to set up or expand business in India, also becomes industry-
first initiative in India?
1) Canara Bank
2) State Bank of India
3) HDFC Bank
4) UCO Bank
5) ICICI Bank
Answer-5) ICICI Bank
Explanation:
On December 22, 2020 ICICI Bank Ltd launched ‘Infinite India’, an online platform for foreign companies
who set up or expand business in India. The portal unifies different banking and value-added services on
one platform for foreign companies throughout their business lifecycle. With this launch, ICICI bank
becomes the 1st bank in India to offer such facilities. This initiative is an industry first initiative.
3. Which Bank secured the top spot in UPI Transaction among the UPI Remitter Banks in the ‘UPI
Ecosystem Statistics’- November 2020 report released by National Payments Corporation of India
(NPCI)?
1) HDFC Bank
2) Paytm Payments Bank
3) Yes Bank
4) Axis Bank
Answer-5) State Bank of India
Explanation:
The ‘UPI Ecosystem Statistics’- November 2020 of National Payments Corporation of India (NPCI), has
released Unified Payments Interface(UPI) Top 30 Banks Performance (for Remitter Banks and Beneficiary
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Bank). The State Bank of India(SBI) secured the top spot in UPI Transaction among the UPI Remitter Banks
with 607.92 million transactions.
UPI Top 30 Performance Banks
UPI Remitter Bank
S. Total Approval Rate Technical Decline(TD)-
no Name of the Bank Transaction(Million) (%) in %
1 State Bank of India 607.92 90.52% 3.12%
2 Axis Bank Ltd 241.92 97.16% 0.56%
3 HDFC Bank Ltd 179.4 93.46% 1.85%
Paytm Payments
4 Bank ltd 169.25 92.71% 0.08%
UPI Beneficiary Bank
1 State Bank of India 363.23 95.91% 3.06%
Paytm Payments
2 Bank ltd 329.04 97.63% 0.06%
3 Yes Bank Ltd 255.73 99.76% 0.10%
4. Who authored the book, “The Light of Asia: The Poem that Defined the Buddha”?
1) Kunwar Natwar Singh
2) Jairam Ramesh
3) Chinmay Tumbe
4) Chandrakant Lahariya
5) Tamal Bandyopadhyay
Answer-2) Jairam Ramesh
Explanation:
Former Union Minister Jairam Ramesh authored his new book titled “The Light of Asia: The Poem that
Defined the Buddha”. The book will showcase the story of the poem “The Lights of Asia” which shaped the
people’s view of Buddha and his teachings. The book will be published by Viking imprint of Penguin India.
5. Union Cabinet has approved post metric scholarship scheme worth Rs. 59,000 crores for students
belonging to ______ on December, 2020.
1) Economically Weaker Section
2) Scheduled Tribes
3) Scheduled Caste
4) Only 1, 2
5) All 1, 2, 3
Answer- 3) Scheduled Caste
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Explanation:
On December 23, 2020, the Union Cabinet, headed by Prime Minister Narendra Modi, approved the
following proposals:
i.Approved Merger of Five Film Media Units through Rationalization of Infrastructure, Manpower and Other
Resources.
ii.Approved Revision in guidelines for providing Direct to Home (DTH) Services in India.
iii.Approved ordinance to protect Delhi’s unauthorised colonies from punitive action.
iv.Approved ₹59,000 crores post-matric scholarship scheme for 4 crores Scheduled Caste students.

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6. Union Cabinet chaired by PM Narendra Modi recently approved the signing of India’s Revised Air
Services agreement with __________ on December, 2020.
1) Bangladesh & Myanmar
2) China & USA
3) Philippines & Afghanistan
4) Malaysia & Singapore
5) USA & Brazil
Answer- 3) Philippines & Afghanistan
Explanation:
On December 23, 2020, the Union Cabinet chaired by Prime Minister Narendra Modi approved the signing
of a Revised Air Services agreement between India & 2 Countries – Philippines & Afghanistan. The
agreement will help in creating an environment for enhanced & seamless connectivity between the air
service carriers of both sides. Apart from ensuring safety & security, the agreement has the capacity to
increase trade, investment, tourism & cultural exchanges with India & both the countries. The agreement is
being seen as an important landmark in civil aviation relations.
7. Which organisation jointly developed Medium-Range Surface-to-Air Missile (MRSAM) along with
Defence Research & Development Organisation (DRDO) to conduct India’s first army variant of the
test?
1) Israel Aerospace Industries
2) Boeing
3) Hindustan Aeronautics
4) Rafael Advanced Defense Systems
5) CSIR- National Aerospace Laboratories
Answer- 1) Israel Aerospace Industries
Explanation:
On December 23, 2020 India successfully conducted the first army variant test of Medium-Range Surface-
to-Air Missile (MRSAM) from Integrated Test Range, Chandipur, Odisha. The missile has been jointly
developed by Defence Research & Development Organisation (DRDO) & Israel Aerospace Industries (IAI).
The MRSAM has been manufactured by Bharat Dynamics Ltd (BDL). The army variant includes a command
post, a multi-function radar & mobile launcher system.
8. Which among the following sites was recently recognised by the Ministry for Environment, Forest
& Climate Change (MoEFCC), to become India’s 42nd Ramsar Site, on December, 2020?
1) Chandra Taal
2) Vembanad-Kol Wetland
3) Chilika Lake
4) Tso Kar Wetland
5) Sundarban Wetland
Answer-4) Tso Kar Wetland
Explanation:
On December 24, 2020, Union Minister for Environment, Forest & Climate Change (MoEFCC), Prakash
Javadekar announced that Tso Kar Wetland complex in Changthang region, Ladakh has been added to the
list of Ramsar Sites (Wetlands of International Importance). It will be India’s 42nd site & UT Ladakh’s 2nd
Ramsar Site. Tso Kar Wetland Complex consists of 2 principal waterbodies – Startsapuk Tso, a freshwater
lake & Tso Kar, a hypersaline lake.

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9. Which country signed a Memorandum of Cooperation with India’s Ministry of Steel for mutual
cooperation in steel production, on December, 2020?
1) China
2) France
3) USA
4) Australia
5) Japan
Answer-5) Japan
Explanation:
On December 22, 2020, a Memorandum of Cooperation between the Ministry of Steel, Government of India
& Ministry of Economy, Trade & Industry, Government of Japan in the Field of Steel Industry. The
agreement will help in boosting India’s steel manufacturing sector, and also in improving the quality &
quantity of steel produced in India. The two sides agreed to establish “India-Japan steel dialogue” at the
joint secretary-level for boosting mutual cooperation in the sector.
10. When was National Good Governance Day observed annually?

1) 31st November
2) 22nd December
3) 25th November
4) 31st December
5) 25th December
Answer-5) 25th December
Explanation:
National Good Governance Day is annually observed across Indian on 25th December to create awareness
about the accountability of the government. The day also marks the birth anniversary of India’s former
Prime Minister(PM) and Bharat Ratna awardee Atal Bihari Vajpayee, who served 3 terms as the Prime
Minister of India. The 25th December 2020 marks the celebration of the 7th National Good Governance Day.
11. What is the theme of the 6th Edition of Indian International Science Festival 2020 (IISF 2020)
held virtually at New Delhi between December 22-25 that was virtually inaugurated by PM
Narendra Modi?
1) Science for Self-Reliant India and the Global Welfare
2) Science for the Masses
3) Science for Transformation
4) Science for New India
5) RISEN India – Research, Innovation, and Science Empowering the Nation
Answer-1) Science for Self-Reliant India and the Global Welfare
Explanation:
The 6th Edition of Indian International Science Festival 2020 (IISF 2020) took place virtually in New Delhi
through virtual mode from December 22-25, 2020. Prime Minister (PM) Narendra Modi inaugurated the
event in the presence of Dr Harsh Vardhan, Minister of Science & Technology, Earth Sciences & Health &
Family Welfare. Theme of IISF 2020 – “Science for Self-Reliant India and the Global Welfare”.
12. Where did PM Narendra Modi virtually launch India’s 1st Driverless operated train?
1) Kolkata Metro Rail Corporation
2) Kochi Metro Rail Limited

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3) Delhi Metro Rail Corporation
4) Mumbai Metro Rail Corporation Limited
5) Chennai Metro Rail Limited
Answer-3) Delhi Metro Rail Corporation
Explanation:
On December 28, 2020, Prime Minister (PM) Narendra Modi virtually inaugurated India’s 1st ever
Driverless Train Operations on Delhi Metro’s 38 Kilometres long Magenta Line which connects Janakpuri
West & Botanical Garden in Noida. PM also inaugurated the fully operational National Common Mobility
Card (NCMC) services on the Airport Express Line of Delhi Metro Rail Corporation (DMRC).
13. Which scheme was launched by PM Narendra Modi in Jammu & Kashmir (J&K) covering all its
residents, on December, 2020?
1) PM SVANidhi Scheme
2) PM Garib Kalyan Rojgar Abhiyaan
3) PM Swamitva Yojana
4) PM-JAY SEHAT Health Insurance Scheme
5) PM Formalisation of Micro Food Enterprises Scheme
Answer-4) PM-JAY SEHAT Health Insurance Scheme
Explanation:
On December 26, 2020, Prime Minister Narendra Modi launched the Ayushman Bharat Pradhan Mantri-Jan
Arogya Yojana Social Endeavour for Health & Telemedicine (PM-JAY SEHAT) Health Insurance scheme for
covering all the residents of Jammu & Kashmir (J&K). The scheme will operate on insurance mode in
convergence with PM-JAY. The scheme was launched by the Government of India in 2018 for providing free
access to healthcare for 40% of residents in India.
14. Who won the Sir Garfield Sobers Award for ICC Male Cricketer of the Decade at the ICC awards of
the Decade (2011-2020)?
1) MS Dhoni
2) Kane Williamson
3) Virat Kohli
4) Ben Stokes
5) Steve Smith
Answer-3) Virat Kohli
Explanation:
On December 28, 2020 The winners of the International Cricket Council(ICC) Awards of the Decade (2011-
2020) were announced. In this, Indian Cricketer Virat Kohli wins the Sir Garfield Sobers Award for ICC Male
Cricketer of the Decade.
Name of the
Cricketer Country Award
Sir Garfield Sobers Award for ICC Male Cricketer of the DecadeICC
Virat Kohli India Men’s ODI Cricketer of the Decade
MS Dhoni India ICC Spirit of Cricket Award of the Decade
Rachael Heyhoe-Flint Award for ICC Female Cricketer of the
DecadeICC Women’s T20I Cricketer of the Decade
Ellyse Perry Australia ICC Women’s ODI Cricketer of the Decade
Steve Smith Australia ICC Men’s Test Cricketer of the Decade

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Rashid Khan Afghanistan ICC Men’s T20I Cricketer of the Decade
15. Who received “Scientist of the Year Award-2018” by DRDO on December, 2020?
1) Hemant Kumar Pandey
2) Tessy Thomas
3) Sudhir Kamath
4) Pravin K Mehta
5) Samir V. Kamat
Answer-1) Hemant Kumar Pandey
Explanation:
Dr Hemant Kumar Pandey has been conferred ‘Scientist of the Year Award-2018’ by Defence Research &
Development Organization (DRDO) for his contributions towards developing herbal medicines which
includes ‘Lukoskin’ a drug for treatment of leucoderma. Pandey has been undertaking research at DRDO’s
Defence Institute of Bio-Energy Research (DIBER) at Pithoragarh in Uttarakhand for 25 years.
16. What is India’s position in the 12th edition of World Economic League Table 2021 (WELT)
released by Centre for Economics & Business Research Ltd (CEBR) in December, 2020?
1) 12th
2) 5th
3) 7th
4) 6th
5) 9th
Answer-4) 6th
Explanation:
According to the 12th edition of World Economic League Table 2021 (WELT) an Annual report released by
Centre for Economics & Business Research Ltd (CEBR), India slumped 1 spot to 6th Largest Economy (out
of 195 countries) in the world in 2020 from 5th in 2019 due to the impact of COVID19. The United States
(US) topped the 2020 rankings followed by China & Japan. India overtook the United Kingdom (UK) to
become the 5th Largest economy in 2019 rankings. The report stated that India will become 5th Largest
Economy by 2025 & 3rd Largest by 2030.
17. Which country recently launched a new remote sensing satellite “Yaogan 33R”, on December
2020?
1) Japan
2) Israel
3) USA
4) France
5) China
Answer-5) China
Explanation:
On December 27, 2020 China successfully launched ‘Yaogan 33R’, a new remote sensing satellite from
Jiuquan Satellite Launch Centre in northwest China into space. The satellite was sent into orbit by a Long
March-4C(Y35) rocket. Weina Jishu Shiyan, a micro and nano technology experiment satellite was also
launched in this mission. These 2 satellites will be used for scientific experiments, land resources survey,
crop yield estimation and disaster prevention and reduction.

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18. Which is India’s 1st city to have fulfilled 100% of its energy needs during the day with solar
energy?
1) Pondicherry
2) Panaji
3) Diu
4) New Delhi
5) Chandigarh
Answer-3) Diu
Explanation:
President of India Ram Nath Kovind visited Diu Town in the Union Territory (UT) of Dadra and Nagar
Haveli & Daman and Diu from December 25-28, 2020. On his address, he highlighted – Diu city is the 1st
City in India which has fulfilled 100% of its energy needs during the day with solar energy; All 3 districts of
the Union Territory were declared ‘Open Defecation Free’ in 2017; Daman & Diu was ranked 1st in the
‘Swachh Survekshan’ of 2019.
19. Which bank became the 1st to collaborate with Google Pay to issue FASTag through Unified
Payments Interface (UPI) on its payments app?
1) ICICI Bank
3) Canara Bank
4) HDFC Bank
5) UCO Bank
Answer-1) ICICI Bank
Explanation:
On December 28, 2020 ICICI Bank collaborated with Google Pay to issue FASTag through Unified Payments
Interface (UPI) on the payments app. This allows Google Pay users to order, track and recharge ICICI Bank
FASTag digitally on the payments platform. With this partnership, ICICI Bank FASTag is now available on
Google Pay. ICICI Bank, with this collaboration becomes the 1st bank to partner with Google Pay to issue
FASTag.
20. Which is the world’s 1st crypto bank launched in India as a Joint Venture(JV) between Cashaa
and United Multistate credit co-operative society?
1) Monero
2) Unicas
3) Tether
4) Litecoin
5) Ethereum
Answer-2) Unicas
Explanation:
On December 28, 2020 ‘Unicas’, world’s first crypto bank was launched as a Joint Venture(JV) between
Cashaa and United Multistate credit co-operative society. This bank allows users to transact in
cryptocurrency and fiat from one account to another. It will provide banking services for both fiat and
crypto assets. This JV allows Cashaa to access regulatory licenses, physical branches, and overall banking
Infrastructure of United Multistate Co-Op Society.

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21. Where was India’s highest Meterological Center, recently inaugurated by Minister of Earth
Science Harsh Vardhan on December, 2020?
1) Shillong, Meghalaya
2) Itanagar, Arunachal Pradesh
3) Ooty, Tamil Nadu
4) Leh, Ladakh
5) Darjeeling, West Bengal
Answer-4) Leh, Ladakh
Explanation:
On December 29, 2020, Union Minister of Earth Sciences, Dr Harsh Vardhan virtually inaugurated India’s
Highest Meteorological (Met) Centre at Leh, Ladakh (UT). It is situated at a height of 3500 metres from the
mean sea level. Radha Krishna Mathur, Lieutenant Governor (LG) of Ladakh & Jamyang Tsering Namgyal,
MP from Ladakh were the Guest of Honour at the event. The Met centre has been established to prevent
losses due to weather events such as Cloud bursts, Flash Floods, Avalanches & Glacial Lake Outbursts & to
strengthen the Early Warning System in Ladakh.
22. Where was India’s 1st Pollinator Park inaugurated in December 2020?
1) Ramnagar, Uttarakhand
2) Kolhapur, Maharashtra
3) Haldwani, Uttarakhand
4) Bhiwandi, Maharashtra
5) Thanjavur, Tamil Nadu
Answer-3) Haldwani, Uttarakhand
Explanation:
On December 29, 2020, India’s 1st Pollinator Park was inaugurated at Haldwani in Nainital district,
Uttarakhand by Peter Smetacek, a butterfly expert & Sanjiv Chaturvedi, Chief Conservator of Forest
(Research), head of Research Wing, Uttarakhand India was also present during the inauguration. The park
has been developed by the Research Wing of Uttarakhand’s Forest Department.
23. What was the desired inflation rate of India need to be maintained as per RBI paper authored by
one of the Deputy Governor of RBI as of December, 2020?
1) 5%
2) 4.5%
3) 4%
4) 3.5%
5) 3%
Answer-3) 4%
Explanation:
In accordance with the paper authored by Reserve Bank of India (RBI) Deputy Governor Michael Debabrata
Patra and another official Harendra Kumar Behera, an inflation rate of 4% is appropriate for India. A lower
rate could impart deflationary bias to the monetary policy while a higher trend renders monetary policy too
expansionary and prone to inflationary shocks. As per the paper, there is a steady decline in trend inflation
to 4.1-4.3% since 2014.

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24. Which organisation signed an MoU with Pimpri Chinchwad Municipal Corporation(PCMC), Pune
to create India’s 1st Social Impact Bond (SIB), on December, 2020?
1) UNEP India
2) UNICEF India
3) UNESCO
4) World Bank
5) UNDP India
Answer-5) UNDP India
Explanation:
Pimpri Chinchwad Municipal Corporation(PCMC), Pune has signed a Memorandum of Understanding(MoU)
with United Nations Development Programme(UNDP) India to co-create India’s 1st Social Impact
Bond(SIB). As part of this investment tool, if the pre-defined project targets are fulfilled, the PCMC
administration will bear only the public welfare project cost associated with the bond. This SIB will support
PCMC to upgrade its healthcare services particularly regarding the COVID-19 pandemic, while incurring
minimum investment risks.
25. Which was Myanmar Navy’s 1st & only Submarine that was handed over by India under its
SAGAR initiative as of December 2020?
1) INS Kalvari
2) INS Shishumar
3) INS Arighat
4) INS Arihant
5) INS Sindhuvir
Answer-5) INS Sindhuvir
Explanation:
Myanmar officially inducted the Kilo Class Submarine, ‘INS Sindhuvir’ into its Navy under the name ‘UMS
Minye Theinkhathu’. The submarine was handed over by India to Myanmar in October, 2020. It is the 1st &
only submarine of the Myanmar Navy. It is also the 1st time that India has given a Submarine to any other
country. It was given to Myanmar under India’s vision of SAGAR (Security and Growth for All in the Region).
The Submarine was inducted during 73rd anniversary (December 25) of the Myanmar Navy.
26. Which is India’s 1st of its kind Digital platform for Ocean Data Management that was virtually
launched by Minister of Earth Science Harsh Vardhan on December, 2020?
1) Blue India
2) Ocean eReferral
3) Ocean eHealth
4) Ocean Data Manager
5) Digital Ocean
Answer-5) Digital Ocean
Explanation:
On December 29, 2020 Union Minister for Earth Science, Dr Harsh Vardhan virtually launched ‘Digital
Ocean’ (www.do.incois.gov.in) a 1st of its kind Digital platform for Ocean Data Management. The platform
has been developed by INCOIS (Indian National Center for Ocean Information Services) of the Ministry of
Earth Sciences (MoES). The integration of data into a single platform will ease the difficulty of handling vast
ocean data sets required to make forecasts & weather modelling.

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27. Which countries virtually participated in the First Trilateral Working Group (TWG) meeting to
discuss the joint use of Chabahar port in Iran?
1) India, Iran, China
2) India, China, Afghanistan
3) Pakistan, China, Iran
4) Afghanistan, Russia, India
5) India, Iran, Uzbekistan
Answer-5) India, Iran, Uzbekistan
Explanation:
On December 14, 2020, The First Trilateral Working Group (TWG) meeting was held virtually between
India, Iran & Uzbekistan to discuss the joint use of Chabahar port in Iran to increase regional connectivity
within the 3 countries. The meeting was jointly chaired by Sanjeev Ranjan, Secretary (Shipping),
Government of India, D. Dehkanov, Deputy Minister of Transport of the Republic of Uzbekistan and
Shahram Adamnejad, Deputy Transport Minister of Islamic Republic of Iran.
28. Which Insurance company has launched a first of its kind, Open Application Programming
Interface(API) Gateway to enable full digital collaboration with its business partners on December,
2020?
1) Edelweiss General Insurance Company Limited
2) IFFCO Tokio General Insurance Company Limited
3) Liberty General Insurance Company Limited
4) Royal Sundaram General Insurance Company Limited
5) Bharti Axa General Insurance Company Limited
Answer-1) Edelweiss General Insurance Company Limited
Explanation:
On December 14, 2020 Edelweiss General Insurance Company Limited launched a first of its kind, Open
Application Programming Interface(API) Gateway to enable full digital collaboration with its business
partners. The authorised partners of Edelweiss General Insurance, with this gateway can integrate the
available and new products and services in a speed manner with the technology platform of the company.
29. Who was appointed as the Managing Director(MD) and Chief Executive Officer(CEO) of Kotak
Mahindra Bank(KMB) for a period of 3 years effective from 1st January 2021 on December, 2020?
1) Dilip Shanghvi
2) Aditya Puri
3) Jay Kotak
4) Uday Kotak
5) Amitabh Chaudhry
Answer-4) Uday Kotak
Explanation:
On December 14, 2020 Reserve Bank of India(RBI) approved the reappointment of Uday Kotak as Managing
Director(MD) and Chief Executive Officer(CEO) of Kotak Mahindra Bank(KMB) for a period of 3 years
effective from 1st January 2021. Uday Kotak is the founder and promoter of KMB. He had served for the
past 17 years as the head of KMB. He is currently serving as the president of Confederation of Indian
Industry (CII) for 2020-21.

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30. Where did Prime Minister (PM) Narendra Modi virtually laid the foundation stone for First-of-
its-kind world’s largest hybrid renewable energy (RE) park on December, 2020?
1) Pavagada, Karnataka
2) Tunda, Gujarat
3) Bhadla, Rajasthan
4) Dhordo, Gujarat
5) Waidhan, Madhya Pradesh
Answer-4) Dhordo, Gujarat
Explanation:
On December 15, 2020, Prime Minister (PM) Narendra Modi undertook a visit to Dhordo in Kutch, Gujarat
where he virtually laid the Foundation Stone of several development projects in the State viz. world’s
largest hybrid renewable energy (RE) park, a desalination plant and a fully automated milk processing and
packing plant. First-of-its-kind world’s largest hybrid RE park, spanning over 72,600 hectares (ha) of waste
land with 30,000 megawatt (MW) capacity at near the India-Pakistan border in Kutch, Gujarat. This park
will use both wind and solar energy.
31. Where is the Losar-a New Year festival celebrated every year?
1) Jammu and Kashmir
2) Himachal Pradesh
3) Arunachal Pradesh
4) Manipur
5) Ladakh
Answer-5) Ladakh
Explanation:
On December 15, 2020, Ladakh Buddhist Association (LBA) celebrated the ‘Losar’ festival to mark the
beginning of Ladakhi New Year. ‘Losar’ is celebrated in the 11th month of the Tibetan calendar. ‘Tarchen’ –
a religious and traditional flag was hoisted to mark the beginning of the new year. ‘Losar’ started as a
tradition during the rule of the 9th King of Tibet, King Jamyang Namgyal in the early 17th century.
32. What is the name of the premium brand credit card jointly launched by SBI Cards and Payment
Services Limited (SBI Card) and Bharat Petroleum Corporation Ltd(BPCL) on December, 2020?
1) OCTANE 90 Card
2) Yatra SBI Card
3) SBI Petrol Card
4) BPCL SBI Card OCTANE
5) Club BPCL SBI Card PRIME
Answer-4) BPCL SBI Card OCTANE
Explanation:
On December 15, 2020 SBI Cards and Payment Services Limited (SBI Card) and Bharat Petroleum
Corporation Ltd(BPCL) jointly launched ‘BPCL SBI Card OCTANE’, a premium co-branded credit card. The
card is designed to offer maximum savings to the affluent customer segment that spends a significant
amount on fuel. The cardholder can avail the benefit of the card from more than 17,000 BPCL fuel stations
across India. For Fuel spends there is no minimum transaction.

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33. What is India’s rank in the recently released “Human Development Report 2020 – The next
frontier: Human Development and the Anthropocene” by United Nations Development Programme
(UNDP)?
1) 77th
2) 101st
3) 131st
4) 54th
5) 143rd
Answer-3) 131st
Explanation:
According to the “Human Development Report 2020 – The next frontier: Human Development and the
Anthropocene” released by the United Nations Development Programme (UNDP), India (score of 0.645)
was ranked 131 in the list of 189 countries based on Human Development Index (HDI). Norway topped the
list with a score of 0.957, the second place was grabbed by 2 countries – Ireland (0.955) and Switzerland
(0.955). The report provides HDI ranks for the year 2019. India slipped two spots to 131, it ranked 129 in
2019 HDI.
34. What is the name of Digital Payment app launched by, Department of Posts (DoP) and India Post
Payments Bank (IPPB) on December, 2020?
1) Digital Wallet
2) DakPay
3) PayUmoney
4) PayZapp
5) mRupee
Answer-2) DakPay
Explanation:
As part of ongoing efforts to provide Digital Financial inclusion across India, the DoP and India Post
Payments Bank (IPPB) have virtually unveiled a new digital payment app DakPay. Its launch was
announced by Union Minister Ravi Shankar Prasad while its logo was launched by IPPB. It allows users to
create Unified Payments Interface (UPI) ID and link multiple accounts across banks through Aadhaar
Enabled Payment System (AEPS).
35. Which Zoo became the 1st in India to receive ISO 9001:2015 certification?
1) Alipore Zoological Garden, West Bengal
2) National Zoological Park, Delhi
3) Indira Gandhi Zoological Park, Andhra Pradesh
4) Nehru Zoological Park, Telangana
5) Sanjay Gandhi Biological Park, Bihar
Answer-4) Nehru Zoological Park, Telangana
Explanation:
The Nehru Zoological Park (NZP) in Hyderabad, Telangana has become the first in India to acquire ISO
(International Organization for Standardization) 9001:2015 Quality Management Standards Certification
from Accreditation Service for Certifying Bodies (ASCB) United Kingdom (UK) as the zoo passed the
extensive documentation of every activity.

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36. What is the name of $9 billion vaccine initiative by Asian Development Bank (ADB) to help
member economies to procure COVID-19 vaccine?
1) Developing Countries Vaccine Access Facility (DCVAF)
2) Indian Ocean Countries Vaccine Access Facility (IOCVAF)
3) Asian Vaccine Procurement Capability Enhancement Fund (AVPCEF)
4) Asia Pacific Vaccine Access Facility (APVAX)
5) Developing Countries Vaccine Procurement Capability Enhancement Fund (DCVPCEF)
Answer-4) Asia Pacific Vaccine Access Facility (APVAX)
Explanation:
On December 11, 2020 The Asian Development Bank (ADB) launched a $9 billion vaccine initiative, the Asia
Pacific Vaccine Access Facility (APVAX). This facility will help its developing member economies to procure
and deliver an effective and safe coronavirus disease (COVID-19) vaccine. APVAX uses 2 complementary
components to support the vaccine access to developing Asia namely: Rapid Response Component, Project
Investment Component.
37. Which bank has approved 4 Indian projects worth over $800 million on December, 2020?
1) Asian Development Bank (ADB)
2) New Development Bank (NDB)
3) World Bank
4) International Monetary Fund (IMF)
5) International Finance Corporation (IFC)
Answer-3) World Bank
Explanation:
On December 15, 2020 the World Bank has approved 4 India projects worth over $800 million. The projects
will support a range of development initiatives that supports the efforts of India to rebuild itself by creating
sustainable and resilient economy.
4 Projects Include:
$400 million Second Accelerating India’s COVID-19 Social Protection Response Program
$100 million Chhattisgarh Inclusive Rural and Accelerated Agriculture Growth Project (CHIRAAG)
$68 million Nagaland: Enhancing Classroom Teaching and Resources Project
$250 million Second Dam Improvement and Rehabilitation Project (DRIP-2)
38. Which Indian Entrepreneur become one of the 7 recipients of the “Young Champions of the
Earth” 2020 Prize that was announced by United Nations Environment Programme (UNEP)?
1) Vidyut Mohan
2) Tilak Mehta
3) Deepanjali Dalmia
4) Ritesh Agarwal
5) Sanjay Kumaran
Answer-1) Vidyut Mohan
Explanation:
The United Nations Environment Programme (UNEP) announced 7 recipients for the “Young Champions of
the Earth” 2020 Prize, Indian Entrepreneur Vidyut Mohan featured in the list for his Social Enterprise
“Takachar”. The prize is given to global change-makers who use innovative ideas and ambitious action to
solve the world’s most important environmental challenges.

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Recipients Country Name of firm & Contribution
Vidyut Mohan India (Asia and the Pacific) Takachar
Harvesting Value from Agricultural waste.
Xiaoyuan Ren China (Asia and the Pacific) MyH2O
A data platform that tests and records the
quality of groundwater
Nzambi Matee Kenya (Africa) Gjenge Makers
Low-cost construction materials from recycled
plastic waste and sand
Lefteris Greece (Europe) Enaleia
Arapakis Mediterranean cleanup.
Max Hidalgo Peru(Latin America and the YAWA
Quinto Caribbean) Sustainable Technology for Access to Water
Niria Alicia United States of Run4Salmon
Garcia America(North America) Indigenous Lead Conservation
Fatemah Kuwait (West Asia) Eco Star
Alzelzela Trees for Waste
39. What is the theme of the 2nd Cohort under the Regulatory Sandbox (RS) testing environment by
Reserve Bank of India (RBI)?
1) Retail Payments
2) MSME Lending
3) Cross Border Payments
4) Responsible Banking
5) Credit off-take
Answer-3) Cross Border Payments
Explanation:
After the commencement of Test Phase of First Cohort under the Regulatory Sandbox (RS) by Reserve Bank
of India (RBI) on November 17, 2020, now the apex bank has announced the opening of the Second Cohort
on the theme of “Cross Border Payments”. The theme of the first cohort was “Retail Payments” while for
third Cohort, the theme will be “MSME Lending”. This program allows the collaboration of banks, fintech
and technology companies to conduct real-time experimental projects under the supervision of the RBI
team.
40. Which finance service company has partnered with IndusInd Bank to launch its 1st metal credit
card, ‘IndusInd Bank Pioneer Heritage Credit Card’?
1) MasterCard
2) Visa
3) PayPal
4) Maestro
5) RuPay
Answer-1) MasterCard
Explanation:
On December 17, 2020 IndusInd Bank in partnership with Mastercard launched its 1st metal credit card,
‘IndusInd Bank Pioneer Heritage Credit Card’. This Contactless Credit Card is designed to meet the needs of
High-Net-Worth-Individuals (HNWIs), especially of the affluent Indian professionals and entrepreneurs. It

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offers a complimentary personal air accident cover of Rs 2.5 crores and insurance cover for a sum up to the
credit limit on the card.
41. What is the total amount sanctioned by Defence Acquisition Council (DAC) chaired by Defence
Minister Rajnath Singh in New Delhi, for 7 Capital Military hardware acquisition in December, 2020?
1) Rs. 5000 Cr
2) Rs. 15000 Cr
3) Rs. 28000 Cr
4) Rs. 47000 Cr
5) Rs. 4700 Cr
Answer-3) Rs. 28000 Cr
Explanation:
On December 17, 2020, a Defence Acquisition Council (DAC) meeting was held under the Chairmanship of
Union Minister Rajnath Singh, Ministry of Defence (MoD) in New Delhi where 7 Capital Acquisition
proposals regarding military hardware worth Rs. 28,000 Crore were approved. The Government has
sanctioned Rs 10,994-crore project for the development of six AEW&C or AWACS Block-2 aircraft for IAF.
The DAC also approved the procurement of 11 next-generation Offshore Patrol Vessels for Indian Navy
(NGOPVs) worth over Rs 9,000 crore.
42. Ministry of Food Processing Industries signed a Joint Communique with Ministry of Tribal Affairs
and also inked MoUs with 5 government entities for the implementation of Pradhan Mantri
Formalisation of Micro food processing Enterprises (PM-FME) Scheme. Which bank becomes the
Nodal Bank for PM-FME Scheme?
2) Indian Bank
3) Bank of Baroda
4) Union Bank of India
5) Central Bank of India
Answer-4) Union Bank of India
Explanation:
On December 18, 2020, Ministry of Food Processing Industries (MoFPI) signed a Joint Communique with
Ministry of Tribal Affairs (MoTA) and also inked 5 Memorandum of Understandings (MoUs) with TRIFED,
ICAR, NSFDC, NAFED and NCDC for the implementation of Pradhan Mantri Formalisation of Micro food
processing Enterprises (PM-FME) Scheme. MoFPI signed an agreement with Union Bank of India as nodal
bank for PM FME scheme. Union Bank of India would help in transferring the subsidy recevied from Centre
and states into loan accounts.
43. Which country became the 23rd member of the Indian Ocean Rim Association (IORA) at the 20th
IORA Council of Ministers Meeting virtually hosted by UAE?
1) Sri Lanka
2) France
3) Indonesia
4) Turkey
5) Egypt
Answer-2) France

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Explanation:
On December 17, 2020, the 20th Indian Ocean Rim Association (IORA) Council of Ministers (COM) Meeting
2020 hosted virtually by United Arab Emirates (UAE) where Indian side was represented by Vellamvelly
Muraleedharan, Minister of State (MoS) Ministry of External Affairs (MEA). It should be noted that the UAE
is the chair of IORA for a period 2019-2021 on the theme “Promoting a Shared Destiny and Path to
Prosperity in the Indian Ocean”. France became the 23rd member of the IORA. Sri Lanka will be the Vice
Chair of IORA for the period 2021-23.
44. What is India’s rank in 6th ‘Human Freedom Index 2020: A Global Measurement of Personal,
Civil, and Economic Freedom’ report released by Cato Institute of United States & Fraser Institute,
Canada?
1) 111
2) 150
3) 94
4) 48
5) 36
Answer-1) 111
Explanation:
According to the ‘Human Freedom Index 2020: A Global Measurement of Personal, Civil, and Economic
Freedom’ – 6th Annual Report released by Cato Institute of United States & Fraser Institute in Canada, India
(overall score of 6.43) ranked 111 in the list of 162 countries. New Zealand (score – 8.87) topped the index
followed by Switzerland (score – 8.82) & Hong Kong (score – 8.74). It was prepared by Ian Vásquez and
Fred McMahon. India was ranked 94 on the HFI 2019.
45. What is the name of India’s first Indigenously developed Air-to-Air Beyond Visual Range (BVR)
Missile that was handed over to Indian Air Force by Defence Minister Rajnath Singh?
1) K-100 Missile
2) IMSAS Missile
3) Astra MK-I Missile
4) BOSS Missile
5) MBDA MICA Missile
Answer-3) Astra MK-I Missile
Explanation:
On December 18, 2020, Union Minister for Defence, Rajnath Singh handed over 3 New Indigenous Systems –
Border Surveillance System (BOSS), Indian Maritime Situational Awareness System (IMSAS) & ASTRA MK-I
Missile all developed by Defence Research & Development Organisation (DRDO) to the Chiefs of 3 Armed
Forces – Indian Navy, Indian Air Force (IAF) & Indian Army at a function held in DRDO Bhawan, New Delhi.
ASTRA Mk-I is a Beyond Visual Range (BVR) Missile capable of being launched from Sukhoi-30, Light
Combat Aircraft (LCA), Mig-29 & Mig-29K. It is the 1st Air-to-Air missile developed by India.
46. Who received the ASSOCHAM Enterprise of the Century Award from PM Narendra Modi on the
occasion of 5-day virtual event “ASSOCHAM Foundation Week 2020” celebration on December,
2020?
1) Mukesh Ambani
2) Ratan Tata
3) Anand Mahindra

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4) Gautam Adani
5) Lakshmi Mittal
Answer-2) Ratan Tata
Explanation:
The Associated Chambers of Commerce & Industry of India (ASSOCHAM) Foundation Day 2020 was
commemorated on December 12, 2020. To mark this occasion, the chamber organized a 5-day virtual event
“ASSOCHAM Foundation Week 2020” from 15th to 19th December 2020 on the theme “India’s resilience:
Aatmanirbhar roadmap towards a US$5 trillion economy”. During the occasion, Prime Minister (PM)
Narendra Modi delivered the keynote address via video conferencing and also presented “ASSOCHAM
Enterprise of the Century Award” to Ratan Tata, who received the award on behalf of the TATA Group.
47. Which one of the sport is NOT among the 4 Indigenous Games that were recently added to be a
part of 4th Edition Khelo India Youth Games (KIYG) in 2021 at Panchkula, Haryana?
1) Gatka
2) Kalaripayattu
3) Mallakhamba
4) Varma kalai
5) Thang-Ta
Answer-4) Varma kalai
Explanation:
Ministry of Youth Affairs & Sports has approved the inclusion of 4 Indigenous Games – Gatka, Kalaripayattu,
Thang-Ta and Mallakhamba as part of 4th Edition Khelo India Youth Games (KIYG) in 2021 set to take place
at Panchkula, Haryana. The inclusion will help in preservation, promotion and popularization of these
games. Along with the 4 games, Yogasana will also be a part of the Khelo India Youth Games 2021.
48. What is the name of package for which a Memorandum of Understanding (MoU) was signed by
Bank of Baroda with Indian Navy and Indian Coast Guard and renewed its existing MoU with the
Indian Army?
1) Baroda Military Financing Package
2) Armed Force Finance Package
3) Baroda Military Loan Package
4) Baroda Military Salary Package
5) Armed Force Loan Package
Answer-4) Baroda Military Salary Package
Explanation:
On December 21, 2020 Bank of Baroda(BoB) to offer special customized banking services through ‘Baroda
Military Salary Package’ has signed a Memorandum of Understanding (MoU) with Indian Navy and Indian
Coast Guard and renewed its existing MoU with the Indian Army. This package was also presented to the
Indian Air Force. The bank has covered all 4 Armed Forces under the Ministry of Defence. A similar package
was also introduced to Central Armed Police Forces (CAPF) by the bank.
49. What was India’s Gross Domestic Product(GDP) projection for FY 2021, which is forecasted by
National Council of Applied Economic Research (NCAER) in the ‘2020-21 Mid-Year Review of the
Indian Economy’ report on December 2020?
1) –8.6%
2) –7.3%

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3) –6.8%
4) –7.7%
5) –12.6%
Answer-2) –7.3%
Explanation:
On December 22, 2020 The ‘2020-21 Mid-Year Review of the Indian Economy’ of National Council of
Applied Economic Research (NCAER) has forecasted that India’s Gross Domestic Product(GDP) in FY21 will
contract by 7.3%(-7.3%) from -12.6% estimated in September 2020 with anticipation that the economy will
register marginal growth in the December quarter.
50. Who was recently honoured with ‘Legion of Merit’ (Degree: Chief Commander) by US President
Donald Trump on December, 2020?
1) Rajnath Singh
2) Karambir Singh
3) Narendra Modi
4) Bipin Rawat
5) Manoj Mukund Naravane
Answer-3) Narendra Modi
Explanation:
On December 21, 2020, United States (US) President, Donald Trump conferred the ‘Legion of Merit’
(Degree: Chief Commander) to Indian Prime Minister Narendra Modi for Advancement of India-US strategic
partnership & steadfast leadership and vision for India’s Emergence as a Global power. The Honor was also
bestowed upon Scott Morrison, Prime Minister of Australia & Former Prime Minister of Japan, Shinzo Abe.
51. Which state in India has topped the list in reducing malaria cases by 59% according to the World
Health Organization’s “World Malaria Report 2020”?
1) Chhattisgarh
2) Jharkhand
3) Madhya Pradesh
4) Odisha
5) Meghalaya
Answer-5) Meghalaya
Explanation:
According to the World Malaria Report 2020 released by the World Health Organization (WHO), India
became the only high endemic country to report a decline of 17.6 % in 2019 compared to 2018. India
reported the largest fall in Malaria cases in the WHO South-East Asia Region, it reported 5.6 Million cases in
2019 compared to 20 Million cases in 2000. Globally 229 Million malaria cases were reported in 2018 in 87
malaria endemic countries. As per the ‘World Malaria Report 2020’, Meghalaya has topped the list in
reducing malaria cases by 59% in India.
52. India’s first technologically backed group health insurance products was co-created by Plum
Benefits Private Limited and _____.
1) Bharti Axa General Insurance
2) HDFC ERGO General Insurance Company
3) Bajaj Allianz General Insurance
4) Reliance General Insurance

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5) ICICI Lombard General Insurance Limited
Answer-5) ICICI Lombard General Insurance Limited
Explanation:
On December 7, 2020 ICICI Lombard General Insurance Limited partnered with Plum Benefits Private
Limited to co-create India’s first technologically backed group health insurance products. Aim of the
initiative is to offer employers and employees flexibility, transparent pricing, and exceptional healthcare
experience.
53. Who is appointed as the inaugural CEO of WHO Foundation in December 2020?
1) Indra Nooyi
2) Bob Chapek
3) Jamie Dimon
4) Chanda Kochhar
5) Anil Soni
Answer-5) Anil Soni
Explanation:
On December 8, 2020 WHO Foundation appointed Anil Soni, Indian-origin global health expert as its 1st
Chief Executive Officer(CEO) or inaugural CEO. He will take charge on January 1, 2021. Anil Soni as a CEO
will expedite the work of WHO Foundation to invest in innovative, evidence-based initiatives that support
WHO (World Health Organisation) to deliver on its mission to ensure healthy lives and improve well-being
for everyone.
54. Which two Indian cites have been inscribed by UNESCO to its world heritage cities under urban
landscape city programme in December, 2020?
1) Gwalior and Orchha
2) Gwalior and Sagar
3) Sagar and Orchha
4) Jabalpur and Raipur
5) Madurai and Thanjavur
Answer-1) Gwalior and Orchha
Explanation:
The United Nations Educational, Scientific and Cultural Organization (UNESCO) has inscribed the fort cities
of Gwalior and Orchha in Madhya Pradesh (MP) in its world heritage cities under urban landscape city
programme. This was informed by the state government of MP. With this Inclusion the total number of
UNESCO World Heritage Cities of India will increase to 40.
55. Which International organisation has released the 2nd edition of “State of the Education Report
for India 2020: Technical and Vocational Education and Training (TVET)”?
1) United Nations Children’s Fund (UNICEF)
2) Organization for Economic Cooperation & Development (OECD)
3) United Nations Industrial Development Organization (UNIDO)
4) United Nations Education Scientific & Cultural Organization (UNESCO)
5) United Nations Organization (UN)
Answer-4) United Nations Education Scientific & Cultural Organization (UNESCO)

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Explanation:
On December 8, 2020, the UNESCO (United Nations Educational, Scientific and Cultural Organization), New
Delhi virtually launched the 2nd edition of “State of the Education Report for India 2020: Technical and
Vocational Education and Training (TVET)”. Madhya Pradesh (MP) is leading among the State government
run schools offering vocationalization of secondary school education with 140384 enrolments.
56. Which Bank tied-up with OrbitRemit Limited to facilitate low cost money transfer to India by
NRIs and small business in New Zealand?
1) Federal Bank
2) IndusInd Bank
3) Canara Bank
4) Yes Bank
5) Indian Overseas Bank
Answer-1) Federal Bank
Explanation:
On December 8, 2020 Federal Bank Ltd entered into an online Rupee remittance tie-up with OrbitRemit
Limited. This partnership will facilitate Non-Resident Indians(NRIs) and small businesses in New Zealand
to transfer money to India in a modern, low cost, fast, easy and more reliable way. NRIs in New Zealand can
also make use of the mobile app of OrbitRemit and an online platform to transfer money to India.
57. Forbes 100 Influential Women 2020 ranked Nirmala Sitharaman at ______ position.
1) 34
2) 39
3) 68
4) 41
5) 12
Answer-4) 41
Explanation:
Finance Minister Nirmala Sitharaman made it to the 100 most powerful women list announced in the 17th
annual Forbes power list. This is the second time she features in the list, in 2019 ranked at 34 and ranked
41st in 2020. India’s leading Business women, kiran mazumdar-shaw, Chairman of Biocon Limited also
featured in the list at 68th position.
58. Which event will make its debut at the 2024 Summer Olympics in Paris?
1) Surfing
2) Cricket
3) Sport Climbing
4) Skateboarding
5) Breakdancing
Answer-5) Breakdancing or Breaking
Explanation:
The International Olympic Committee (IOC) Executive Board added “Breaking” – a competitive form of & 3
other sports – Skateboarding, Sport Climbing, and Surfing to Medal Events Program in Olympic Games.
Breaking will make its Olympic debut at the 2024 Summer Olympics in Paris, while 3 other sports will make
their olympic debut at the 2020 Tokyo Summer Olympics to be held in July, 2021 (delayed due to COVID-
19). The additional sports were proposed by the Paris 2024 Organising Committee.

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59. What is the name of mobile app launched by Ministry of Health & Family Welfare (MoHFW) for
real-time monitoring of Covid-19 vaccine delivery?
1) COVIDSafe
2) Corona Tracer
3) Co-WIN
4) BEAT Covid
5) Corona-Warn
Answer-3) Co-WIN
Explanation:
The Ministry of Health & Family Welfare (MoHFW) has developed ‘Co-WIN’ – A Digital Platform & Mobile
Application for real-time monitoring of COVID-19 vaccine delivery and recording data. The platform can be
used by the people to register themselves for vaccination. The app can also send real-time data of
temperature of cold-storage facilities to the main server. Co-WIN will also help the Government to monitor
the entire vaccination process. Co-WIN app will have 5 modules – administrator, registration, vaccination,
beneficiary acknowledgement & report.
60. On December 2020, Union Cabinet chaired by PM Modi approved wireless internet hotspot
service project “PM-WANI”. What does ‘A’ stands for in PM-WANI?
1) Adaptive
2) Acquired
3) Accept
4) Access
5) Arrive
Answer-4) Access
Explanation:
On December 9, 2020, Union Cabinet Chaired by Prime Minister Narendra Modi has approved a new policy
to allow businesses to offer wireless internet hotspot services through the project “Public Wi-Fi Access
Network Interface or PM-WANI”. In this regard, Public Wi-Fi (Wireless Fidelity) Networks will be set up by
Public Data Office Aggregators (PDOAs) to provide public Wi-Fi service through Public Data Offices (PDOs)
using Bharatnet.
61. Which country organized the 14th ADMM/7th ADMM-Plus Meeting (ASEAN (Association of
Southeast Asian Nations) Defence Ministers’ Meeting) 2020 and also the Defence Minister of India,
Rajnath Singh was virtually participated?
1) New Zealand
2) Vietnam
3) Australia
4) Japan
5) Republic of Korea
Answer-2) Vietnam
Explanation:
On December 10, 2020, Union Minister of Defence, Rajnath Singh attended 14th ADMM/7th ADMM-Plus
Meeting (ASEAN (Association of Southeast Asian Nations) Defence Ministers’ Meeting) 2020 held virtually
at Hanoi, Vietnam. The meeting was held on the 10th Anniversary of ADMM-Plus. The meeting was hosted
by Vietnam. Rajnath Singh welcomed Brunei Darussalam as the new Chair of ASEAN in 2021.

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62. Which organisation has partnered with ICICI Prudential Life Insurance to offer Life Insurance
Products through “Bancassurance Partnership”?
1) Bandhan Bank
2) Life Insurance Corporation
3) RBL Bank
4) United India Insurance
5) SBM Bank
Answer-3) RBL Bank
Explanation:
On December 9, 2020 RBL Bank Ltd & ICICI Prudential Life Insurance Ltd entered into a bancassurance
partnership to offer a range of life insurance products, i.e., protection and long-term savings products of
ICICI Prudential Life to the customers of RBL Bank. This partnership will allow more than 8.7 million
customers of RBL Bank to access and purchase ICICI Prudential Life’s customer-centric protection and long-
term savings products.
63. Which organisation has got approval from the Cabinet to sign a bilateral Memorandum of
Understanding (MoU) with Financial and Commission de Surveillance du Secteur Financier (CSSF),
Luxembourg?
1) Insurance Regulatory and Development Authority
2) Ministry of Corporate Affairs
3) National Bank for Agriculture and Rural Development
4) Reserve Bank of India
5) Securities and Exchange Board of India
Answer-5) Securities and Exchange Board of India
Explanation:
The Union Cabinet has also approved the proposal of Securities & Exchange Board of India (SEBI) to sign a
bilateral Memorandum of Understanding (MOU) between SEBI and Financial and Commission de
Surveillance du Secteur Financier (CSSF), Luxembourg to strengthen cross border cooperation in the area of
securities regulations and facilitate mutual assistance.
64. DRDO successfully demonstrated encrypted communication between 2 labs of DRDO using QKD
technology, where QKD stands for?
1) Quick Key Distribution
2) Quantum Key Duplication
3) Quantum Key Distribution
4) Quick Key Duplication
5) Quarry Key Discussion
Answer-3) Quantum Key Distribution
Explanation:
On 9th December, 2020, Defence Research and Development Organisation (DRDO) successfully
demonstrated communication between 2 labs of DRDO using Quantum Key Distribution (QKD) Technology
to share encryption keys. The QKD technology was developed by CAIR (Centre for Artificial Intelligence and
Robotics), Bengaluru, and DYSL-QT (DRDO Young Scientists Laboratories-Quantum Technologies), Mumbai.
The 2 DRDO labs which participated are Defence Research and Development Laboratory (DRDL) and the
Research Centre Imarat (RCI).

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65. Which Company has partnered with Skylotech India to launch world’s first satellite based
Narrow Band-Internet of Things (NB-IoT) device to provide Pan-India Connectivity?
1) Vodafone Idea
2) Bharat Sanchar Nigam Limited (BSNL)
3) Jio
4) Bharti Airtel
5) Mahanagar Telephone Nigam Limited (MTNL)
Answer-2) Bharat Sanchar Nigam Limited (BSNL)
Explanation:
Bharat Sanchar Nigam Limited (BSNL) in partnership with Skylotech India has launched the world’s first
satellite-based NB-IoT (Narrow Band-Internet of Things) device that can be used PAN-India where mobile
towers are not present including Indian seas. The device developed by Skylo will be provided only through
the state-run firm at a price of around Rs 10,000 a unit.
66. Which organisation has got draft guidelines for dividend payout from the Reserve Bank of India
(RBI) in its 4th Bi-Monthly Monetary Policy Committee (MPC) 2020-21, on December, 2020?
1) Micro, Small and Medium Enterprises (MSME)
2) Small Industries Development Bank of India (SIDBI)
3) National Small Industries Corporation (NSIC)
4) State Bank of India (SBI)
5) Non-Banking Financial Institutions (NBFC)
Answer-5) Non-Banking Financial Institutions (NBFC)
Explanation:
The Reserve Bank of India (RBI) in its recent 4th Bi-Monthly Monetary Policy Committee (MPC) 2020-21
announced to issue guidelines for Non-Banking Financial Companies (NBFCs) with regard to distribution of
dividend. Therefore on December 9, 2020, the apex bank released the “Draft Circular on Declaration of
Dividend by NBFCs” to ensure greater transparency and uniformity in practice. It is open for comments by
December 24, 2020. The guidelines will be applicable for dividends to be declared for the financial year
beginning April 01, 2020 (FY 2020-21) onwards.
67. What is the theme of World’s largest virtual entrepreneurial summit, The IndUS Entrepreneurs
(TiE) Global Summit-2020 (TGS 2020) hosted by TiE Hyderabad?
1) Entrepreneurship, Growth and Competitiveness
2) Green Entrepreneurship
3) Entrepreneurship 360
4) Women’s Entrepreneurial Leadership
5) Social and community Entrepreneurship
Answer-3) Entrepreneurship 360
Explanation:
World’s largest virtual entrepreneurial summit, The IndUS Entrepreneurs (TiE) Global Summit-2020 (TGS
2020) was held virtually from December 8-10, 2020. It was hosted by TiE Hyderabad. Vice-President(VP)
Venkaiah Naidu virtually inaugurated the TGS 2020. Theme of TGS 2020 – ‘Entrepreneurship 360’. The
summit focused on issues faced by Entrepreneurs, Funding Platform, pitching tactics to help start-ups.

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68. For which of his Novel, Raj Kamal Jha won the 3rd Edition of Rabindranath Tagore Literary Prize
2020?
1) The blue bedspread
2) The City and the Sea: A Novel
3) She Will Build Him a City
4) If you are afraid of heights
5) A Suitable Boy
Answer-2) The City and the Sea: A Novel
Explanation:
Raj Kamal Jha, Indian Author and the Chief Editor of The Indian Express wins 3rd Edition of Rabindranath
Tagore Literary Prize 2020 for his literary fiction novel ‘The City and the Sea’. This is Raj Kamal Jha’s 5th
novel. His Majesty Sultan Qaboos bin Said Al Said, late Sultan of Oman and The People of Oman and Sandip
Soparrkar from India a renowned dancer choreographer from India named as the winner of TagorePrize for
Social Achievement 2020.
69. Which Country has signed 9 Agreements with India in its first High level bilateral virtual summit
that was co-chaired by Prime Minister Narendra Modi to establish close friendship and strong
partnership between the Nations in the post COVID-19 world?
1) Morocco
2) Tajikistan
3) Qatar
4) Kyrgyzstan
5) Uzbekistan
Answer-5) Uzbekistan
Explanation:
On December 11, 2020 the first bilateral virtual summit between India and Uzbekistan was co-chaired by
Prime Minister (PM) Narendra Modi and President of the Republic of Uzbekistan Shavkat Miromonovich
Mirziyoyev to discuss the entire gamut of bilateral relationship, including strengthening India-Uzbekistan
cooperation in the post-COVID-19 world between both nations. Both sides also exchanged views on
regional and global issues of mutual interest. Both nations have set a target to boost USD 1 billion for
bilateral trade in the next few years. Indian side confirmed the approval of USD 448 million of Line of Credit
(LoC) for four developmental projects in Uzbekistan.
Important fields of cooperation- Counter-Terrorism, Uzbek-Indian free pharmaceutical zone, Uzbekistan-
India Business Council, International North-South Transport Corridor (INSTC).
70. Which organisation released the Book ‘Putting Farmers First’ on December, 2020?
1) Ministry of Consumer Affairs, Food and Public Distribution
2) Ministry of AYUSH
3) Ministry of Information and Broadcasting
4) Minister of Agriculture and Farmers Welfare
5) Ministry of Environment, Forest and Climate Change
Answer-3) Ministry of Information and Broadcasting
Explanation:
On December 10, 2020 The Bureau of Outreach and Communication (BOC) of the Ministry of Information
and Broadcasting(I&B) released a booklet, ‘Putting Farmers First’. It highlights the reforms introduced by

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the government of India in the agriculture sector through the recent 3 farm laws enacted and also the
various steps taken since 2014 for the farmers’ welfare.
71. When was the United Nations(UN)’s International Universal Health Coverage Day(UHCDAY)
2020 is observed with the theme Health for All: Protect Everyone?
1) 10th December
2) 12th December
3) 15th December
4) 30th November
5) 29th November
Answer-2) 12th December
Explanation:
The United Nations(UN)’s International Universal Health Coverage Day(UHCDAY) is annually observed
across the globe on 12th December to raise awareness about the need for a strong and resilient health
system and universal health coverage with multi stakeholder partners.The day also marks the anniversary
of the UN’s endorsement of Universal health coverage in 2012.The theme of International UHCDAY 2020 is
Health for All: Protect Everyone.
72. Which bank has extended a Line of Credit (LOC) of $448 million to the Government of Republic of
Uzbekistan for financing in Roads & Transport, Water and Technology & Communication sectors?
1) Reserve Bank of India (RBI)
2) Export-Import Bank of India (Exim Bank)
3) State Bank of Mauritius (SBM)
4) World Bank
5) Export Credit Guarantee Corporation of India
Answer-2) Export-Import Bank of India (Exim Bank)
Explanation:
On December 12, 2020, Export-Import Bank of India (Exim Bank), on behalf of the Government of India, has
extended a Line of Credit (LOC) of $448 million to the Government of Republic of Uzbekistan for financing
the latter’s various projects in the Roads & Transport, Water and Technology & Communication sectors.
Exim Bank has now in place 266 Lines of Credit, covering 62 countries in Africa, Asia, Latin America,
Commonwealth of Independent States (CIS) and the Oceania, with credit commitments of around $26.59
billion.
73. Where did the Reserve Bank of India (RBI) decided to set up an Automated Banknote Processing
Centre (ABPC) for Receipt, Storage & Dispatch of bank notes as of December, 2020?
1) Jaipur, Rajasthan
2) Kochi, Kerala
3) Coimbatore, Tamil Nadu
4) Indore, Madhya Pradesh
5) Gurugram, Haryana
Answer-1) Jaipur, Rajasthan
Explanation:
On December 13, 2020, Reserve Bank of India (RBI) has decided to set up an Automated Banknote
Processing Centre (ABPC) in Jaipur, Rajasthan for automated receipt, storage of fresh banknotes received
from the printing presses, and then retrieval and dispatch of these banknotes to the identified issue offices

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(IOs)/currency chests (CCs). The centre will also demolish destruction of soiled banknotes. This all process
will be done in an automated manner.
The coins are minted at four mints viz, Mumbai (Maharashtra), Hyderabad (Telangana), Kolkata (West
Bengal) and NOIDA (New Okhla Industrial Development Authority), Uttar Pradesh.
74. Which field does the recent launched ‘UNESCO-Bangladesh Bangabandhu Sheikh Mujibur
Rahman International Prize’ by UNESCO adopted on its 210th Executive Board belongs to?
1) Innovative Pedagogy Education
2) Creative Economy
3) Inclusive Development
4) Climate Change Monitoring
5) Cultural Diversity
Answer-2) Creative Economy
Explanation:
The United Nations Educational, Scientific and Cultural Organization(UNESCO) in its 210th Executive Board
has unanimously adopted the proposal to launch a USD 50,000 ‘UNESCO-Bangladesh Bangabandhu Sheikh
Mujibur Rahman International Prize’ for the Creative Economy. It is UNESCO’s 1st award in the field of the
creative economy. The prize is named after Bangabandhu (Friend of Bengal) Sheikh Mujibur Rahman
(Sheikh Mujib or Mujib), the ‘Father of the Nation of Bangladesh’. The award will be given from November
2021.The Prize will be established for an initial period of six years (2021-2027).
75. What was the theme for the 3rd Global RE-INVEST Renewable Energy Investors Meet & Expo
organised by the Ministry of New and Renewable Energy (MNRE) virtually from November 26-28,
2020?
1) Innovations in Pandemic
2) Science & Technology
3) Innovations for Sustainable Energy Transition
4) Global Stability, Shared Security, and Innovative Growth
5) Cohesive and Responsive ASEAN
Answer-3) Innovations for Sustainable Energy Transition
Explanation:
The 3rd Global RE-INVEST Renewable Energy Investors Meet & Expo organised by the Ministry of New and
Renewable Energy (MNRE) took place virtually from November 26-28, 2020. The Theme of RE-INVEST
2020 is ‘Innovations for Sustainable Energy Transition’.
Partner Countries – Australia, Denmark, France, Germany, Maldives, the United Kingdom, European Union
and United States agencies.
Partner States – Gujarat, Himachal Pradesh, Madhya Pradesh, Rajasthan and Tamil Nadu.
The meet was organized by MNRE in association with Indian Renewable Energy Development Agency
Limited (IREDA) and Confederation of Indian Industry (CII).
76. Which Country has the most FDI (Foreign Direct Investment) equity inflows in India during
April-September 2020 according to DPIIT (Department for Promotion of Industry and Internal
Trade)?
1) USA (United States of America)
2) Singapore
3) Mauritius

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4) Japan
5) France
Answer-2) Singapore
Explanation:
The Department for Promotion of Industry and Internal Trade( DPIIT)’s in its Foreign Direct
Investment(FDI) data, has listed out the top investing countries FDI(Foreign Direct Investment) equity
inflows in India during April-September 2020. Singapore has invested Rs 62,084 crore(USD 8.30 billion)
into India, which makes it the biggest source of FDI into India. The USA (United States of America) becomes
the second biggest source of FDI into India by investing Rs 53,266 crore(USD 7.12 billion) . USA overtakes
Mauritius which was in the 2nd rank during the 1st half of the current financial year.
77. Where has the first of its kind “Organ Donor Memorial” been inaugurated virtually in the country
on the occasion of 11th National Organ Donation Day celebration?
1) Gujarat
2) Maharashtra
3) Rajasthan
4) Punjab
5) Haryana
Answer-3) Rajasthan
Explanation:
On 27th November, 2020 in the occasion of 11th National Organ Donation Day celebration at Jaipur,
Rajasthan CM Ashok Gehlot inaugurated virtually the first of its kind “Organ Donor Memorial” in the
country.
78. Name the India Observatory that has been accorded ‘Milestone’ facility status by Institute of
Electrical and Electronics Engineers (IEEE).
1) The Vainu Bappu Observatory, Tamil Nadu
2) The Gauribidanur Observatory, Karnataka
3) Kodaikanal Solar Observatory, Tamil Nadu
4) Indian Astronomical Observatory, Hanle
5) The Giant Metrewave Radio Telescope Observatory, Maharashtra
Answer-5) The Giant Metrewave Radio Telescope Observatory, Maharashtra
Explanation:
The Giant Metrewave Radio Telescope (GMRT) Observatory situated at Khodad, Pune, Maharashtra has
been accorded ‘Milestone’ facility status by Institute of Electrical and Electronics Engineers (IEEE). The
status recognizes GMRT’s contributions for exploring the Universe through the field of Radio Astronomy. It
is the 3rd Indian Project in 125 years to get such a recognition.
79. Which Bank signed a MoU with SIDBI to enable MSME borrowers to use the web module i.e. Asset
Restructuring Module for MSMEs-Micro, Small & Medium Enterprises (ARM-MSMEs) launched by
SIDBI in partnership with India SME Asset Reconstruction Company (ISARC)?
2) Punjab National Bank
3) Bank of Baroda
4) Bank of India
5) Indian Bank

Top 100 Q&A PDF
Answer-5) Indian Bank
Explanation:
Small Industries Development Bank of India (SIDBI) in partnership with India SME Asset Reconstruction
Company (ISARC) has launched Asset Restructuring Module for MSMEs-Micro, Small & Medium Enterprises
(ARM-MSMEs) in other words Do-It-Yourself (DIY) web module. This web portal helps MSMSEs to get
benefit of the Reserve Bank of India (RBI)’s one-time debt restructuring. The portal is offered as part of
SIDBI’s developmental initiatives.
Indian Bank has signed a MoU (Memorandum of Understanding) with SIDBI to enable MSME borrowers to
use the web module.
80. Which Organization appointed Sandeep Kataria as the CEO (1st Indian to be appointed as the
global CEO) of the organization?
1) Red Chief
2) Parle Agro
3) Bata
4) Patanjali
5) Liberty
Answer-3) Bata
Explanation:
Sandeep Kataria, the Chief Executive Officer (CEO) of Bata India has been elevated as the CEO of Bata
Organization. He becomes the 1st Indian to be appointed as the global CEO of Bata. He succeeds Alexis
Nasard.
81. Which Country has recorded largest reduction of malaria cases in South-East Asia from 20
million in 2000 to about 5.6 million in 2019 according to the “World Malaria Report 2020” released
by World Health Organisation (WHO)?
1) Bangladesh
2) India
3) Indonesia
4) Malaysia
5) Singapore
Answer-2) India
Explanation:
In accordance with the “World Malaria Report 2020” released by World Health Organisation (WHO), India
recorded the largest reduction of malaria cases in South-East Asia from 20 million in 2000 to about 5.6
million in 2019. On the global front, there were about 229 million malaria cases in 2019 and claimed about
409,000 lives, compared to 411,000 in 2018.
82. Which Petroleum Company launched India’s first 100 Octane Petrol also known as XP 100?
1) Indian Oil Corporation
2) Bharat Petroleum
3) Hindustan Petroleum
4) Gas Authority of India Ltd
5) Oil and Natural gas Corporation
Answer-1) Indian Oil Corporation

Top 100 Q&A PDF
Explanation:
Ministry of Petroleum and Natural gas(MOP&NG) Minister Dharmendra Pradhan launched the India’s first
100 Octane Petrol also known as XP 100 manufactured by Indian Oil Corporation(IOC). XP 100, the
premium grade petrol is manufactured at IOC’s Mathura refinery in Uttar Pradesh, and will be rolled out in
two Phases at selected Petrol stations.
83. Which Bank in collaboration with National Payments Corporation of India (NPCI) and Japan’s JCB
(formerly Japan Credit Bureau) International Co. Ltd. unveiled “__________ RuPay JCB Platinum
Contactless Debit Card” with a unique dual interface feature?
1) SBI (State Bank of India)
2) Canara Bank
3) PNB (Punjab National Bank of India)
4) BOB (Bank of Baroda)
5) Indian Bank
Answer-1) SBI (State Bank of India)
Explanation:
State Bank of India (SBI) in collaboration with National Payments Corporation of India (NPCI) and Japan’s
JCB (formerly Japan Credit Bureau) International Co. Ltd. unveiled “SBI RuPay JCB Platinum Contactless
Debit Card” with a unique dual interface feature. It enables the customers to use it for both contact and
contactless transactions as well as for domestic and overseas transactions.
84. The Government of India (GoI) has constituted a ______ members committee namely “Apex
Committee for Implementation of Paris Agreement (AIPA)” responsible of formulating policies and
programmes for the execution of Nationally Determined Contributions (NDCs) prepared by India
under Paris Agreement 2015.
1) 3
2) 5
3) 7
4) 11
5) 17
Answer-5) 17
Explanation:
The Government of India (GoI) has constituted a 17 members committee namely “Apex Committee for
Implementation of Paris Agreement (AIPA)” responsible of formulating policies and programmes for the
execution of Nationally Determined Contributions (NDCs) prepared by India under Paris Agreement 2015.
The AIPA will act as a national authority for the regulation of carbon markets in India under Article 6.2,
Article 6.4 and Article 6.8 of the Paris Agreement. The committee will have the secretary, Union Ministry of
Environment, Forest and Climate Change (MoEFCC) (Presently – Mr.Rameshwar Prasad Gupta) as the
chairperson and the additional secretary, MoEFCC as the vice chairperson along with 15 members.
85. Indian Men’s Football Team has been ranked at which place as per the FIFA (Federation
Internationale de Football Association) updated in November 2020?
1) 101st
2) 100th
3) 104th
4) 106th

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5) 108th
Answer-3) 104th
Explanation:
As per the FIFA (Federation Internationale de Football Association) updated in November, 2020, Indian
Men’s Football Team rose 4 spots to 104 (1187 Points) from 108 in October, 2020 Rankings. Indian Men’s
Football Team coach is Igor Stimac (Croatia), Captain is Sunil Chhetri (From Telangana).
86. Which State Government’s tourism department organized the 9th edition of International Sand
Art festival at Chandrabhaga Beach and parallely the 31st edition of Konark dance festival following
the COVID-19 protocols?
1) Telangana
2) Odisha
3) Jharkhand
4) Goa
5) Andhra Pradesh
Answer-2) Odisha
Explanation:
From 01-05 December, 2020 Odisha government’s tourism department has organised the 9th edition of
International Sand Art festival at Chandrabhaga Beach in Odisha’s Puri district and parallely the 31st
edition of Konark dance festival following the COVID-19 protocols. Theme of 2020 event was “environment”
and “COVID-19”. India’s renowned sand artist and Padma Shri Awardee, Sudarsan Pattnaik, is the Chief
Curator of the event. 70 artists from across India, have participated to showcase their talent. Considering
COVID-19, this year saw no participation from the international artists.
87. Which State is all set to establish its 6th National park, the “Raimona National Park” in the Ripu
Reserved Forest?
1) Madhya Pradesh
2) Gujarat
3) Rajasthan
4) Assam
5) West Bengal
Answer-4) Assam
Explanation:
The Assam government has proposed to establish its 6th National park, the “Raimona National Park” in the
Ripu Reserved Forest of the state which was severely damaged due to militancy. The proposal to upgrade
an area of 422 square kilometer notified Ripu Reserve forest under Manas National Park and Tiger Reserve
into Raimona National Park has been submitted to Jagadish Mukhi, the governor of Assam.
88. International Financial Services Centre Authority (IFSCA) obtained membership of International
Association of Insurance Supervisors (IAIS). Where is the headquarters of IFSCA?
1) Ahmedabad, Gujarat
2) Mumbai, Maharashtra
3) Pune, Maharashtra
4) Gandhinagar, Gujarat
5) New Delhi
Answer-4) Gandhinagar, Gujarat

Top 100 Q&A PDF
Explanation:
On Dec 2, 2020, International Financial Services Centre Authority (IFSCA) obtained membership of
International Association of Insurance Supervisors (IAIS). Now, IFSCA can access IAIS’s global network and
would be able to exchange ideas and information relating to insurance with other global regulators. This
membership will aid in developing a global Insurance hub in International Financial Services Centre (IFSC),
from current 17 entities, at Gujarat International Finance Tec-City (GIFT). Injeti Srinivas was appointed as
the first chairman of IFSCA.
Headquarter– Gandhinagar, Gujarat
89. What was the theme for the 6th BRICS Youth Summit 2020 opening ceremony held in Ulyanovsk,
Russia?
1) Radical Economic Transformation
2) BRICS: Challenges of the Time for young People
3) Socio emotional skill- importance of soft skill
4) Youth as bridge for Intra-BRICS Exchanges
5) BRICS & Pandemic
Answer-2) BRICS: Challenges of the Time for young People
Explanation:
On 29th November, 6th BRICS Youth Summit 2020 opening ceremony and a meeting of BRICS Ministers
was held in Ulyanovsk, Russia. Union Minister of Youth Affairs and Sports, Kiren Rijiju virtually addressed
the 6th BRICS Youth Summit 2020 on behalf of India, which was held from 29 November to 2 December,
2020.
Theme for 6th BRICS Youth Summit 2020- “BRICS: Challenges of the Time for young People”.
90. What is India’s rank in 6th Financial Secrecy Index (FSI) 2020?
1) 56th
2) 63rd
3) 28th
4) 15th
5) 47th
Answer-5) 47th
Explanation:
The FSI 2020 ranked 133 countries on the basis of 20 indicators on how intensely the country’s tax and
financial systems serve as a tool for individuals to hide their finances from the rule of law, including other
countries’ laws. It was the 6th edition of FSI.It was first published in 2009.
Financial Secrecy Index 2020 Ranking
Rank Country
47 India
1 Cayman Islands
2 United States (US)
3 Switzerland
4 Hong Kong
5 Singapore

Top 100 Q&A PDF
India’s FSI value is 238.68 with a secrecy score of 47.84. The FSI 2020 stated a 7% reduction in global
financial secrecy as a result of recent transparency reforms.
OECD countries are responsible for 49% of all financial secrecy in the world.
91. India’s largest Hyperlocal fintech startup, PayNearby Technologies Pvt. Ltd. launched the
“PayNearby shopping card” powered by RuPay in collaboration with NPCI and which Bank?
1) HDFC Bank
2) YES Bank
3) Axis Bank
4) ICICI Bank
5) IDFC First Bank
Answer-2) YES Bank
Explanation:
India’s largest Hyperlocal fintech startup, PayNearby Technologies Pvt. Ltd., in collaboration with YES Bank
and National Payments Corporation of India (NPCI) launched the “PayNearby shopping card” powered by
RuPay for its retail partners to provide maximum benefits of e-commerce in a risk-free mode over mass
market category.
92. Defence Ministry approved the Creation of 2 New Posts namely– Deputy Chief for Military
Operations & Strategic Planning and Director General (DG) of Information Warfare. Who will be the
1st Deputy Chief of Army Staff for Military Operations & Strategic Planning?
1) Karambir Singh
2) R K S Bhadauria
3) Paramjit Singh
4) Bipin Rawat
5) M M Naravane
Answer-3) Paramjit Singh
Explanation:
As a part of reorganisation of Army Headquarters, Defence Ministry approved the Creation of 2 New Posts –
Deputy Chief for Military Operations & Strategic Planning & Director General (DG) of Information Warfare.
The Deputy Chief (for Military Operations & Strategic Planning) will be the 3rd post of Deputy Chief in the
Indian Army. Director General of Military Operations (DGMO) Lt General Paramjit Singh is set to become the
First Deputy Chief of Army Staff for Military Operations & Strategic Planning.
93. Who has won the US $1 million annual Global Teacher Prize 2020 (the prize was founded by
Varkey Foundation & organized in partnership with UNESCO)?
1) Dr Susanta Kar
2) Sadat Rahman
3) S Hareesh
4) Ranjitsinh Disale
5) Paul Zacharia
Answer-4) Ranjitsinh Disale
Explanation:
Ranjitsinh Disale, a teacher from Zilla Parishad Primary School, Paritewadi, Solapur district in Maharashtra,
India won US $1 million annual Global Teacher Prize 2020. The Prize was founded by Varkey Foundation
and organised in partnership with UNESCO (United Nations Educational, Scientific and Cultural

Top 100 Q&A PDF
Organisation). He won this award as he transformed the life of young girls at the Zilla Parishad Primary
School and has ignited the Quick-Response (QR) coded textbook revolution in India.
94. On the 4th Bi-Monthly Monetary Policy Committee, RBI has projected the GDP for FY-2021 as
1) 6%
2) (-)3%
3) 2%
4) (-)5.8%
5) (-)7.5%
Answer-5) (-)7.5%
Explanation:
The 6-member Monetary Policy Committee (MPC) meeting of the Reserve Bank of India (RBI) was held
from December 2-4, 2020 which was headed by RBI Governor Shaktikanta Das. During the meeting it was
projected that the real GDP (Gross Domestic Product) growth will contract at 7.5% in FY21. It is an upgrade
in comparison to -9.5% in October MPC review
95. Bengaluru Smart Energy Efficient Power Distribution Project has been approved $190 million
(over Rs 1,400 crore) loan for its development by which bank?
1) World Bank
2) International Monetary Fund
3) Asian Development Bank
4) European Investment Bank
5) United Nations Economic and Social Commission for Asia and the Pacific
Answer-3) Asian Development Bank
Explanation:
On December 4, 2020 The Asian Development Bank (ADB) approved a $190 million (over Rs 1,400 crore)
loan for the Bengaluru Smart Energy Efficient Power Distribution Project.
96. Which bank has launched the Overdraft Scheme “Kirishi” for the benefit of Farmers?
1) Karnataka Vikas Grameena Bank
2) Chaitanya Godavari Grameena Bank
3) Baroda Rajasthan Kshetriya Gramin Bank
4) Arunachal Pradesh Rural Bank
5) Bihar Gramin Bank
Answer-1) Karnataka Vikas Grameena Bank
Explanation:
On December 5, 2020 Karnataka Vikas Grameena Bank (KVGB) launched ‘Kirishi OD(Overdraft) scheme’ for
farmers. The OD facility is given to farmers based on the value of the land.
97. New Space India Limited (NSIL), Department of Space (DoS) has signed a pact with which private
firm to launch India’s 1st Private remote-sensing satellite on ISRO’s PSLV in 2021
1) SpaceX
2) Sierra Nevada
3) Virgin Galactic
4) Bigelow Aerospace
5) Pixxel Space

Top 100 Q&A PDF
Answer-5) Pixxel Space
Explanation:
Pixxel, a satellite-imaging startup has signed a one-of-its-kind agreement with NewSpace India Limited
(NSIL), Department of Space (DoS) under the Indian National Space Promotion and Authorisation Centre
(IN-SPACe) to launch India’s 1st Private remote-sensing satellite on ISRO’s (Indian Space Research
Organization) PSLV (Polar Satellite Launch Vehicle) rocket in early 2021. Pixxel’s agreement with NSIL is
one of the first since the setting up of IN-SPACe.
98. What is the name of the new mobile app launched by ICICI Bank in December,2020 offering
payments and banking services to all of its customers?
1) M-Connect Plus
2) iMobile Pay
3) PayZapp
4) Go Mobile+
5) YONO
Answer-2) iMobile Pay
Explanation:
On December 7, 2020, ICICI (Industrial Credit and Investment Corporation of India) Bank launched “iMobile
Pay” app offering payments and banking services for all i.e. customers of any bank can use this app. Bank
claims that, iMobile Pay is 1st of its kind app. It has all features of payment apps like scanning of QR (Quick
Response) code for making payments, sending money to any UPI ID, bank account, self, instant transfer of
money free-of-cost to any bank account, payment app or digital wallet.
99. First rock samples from beneath the surface of Asteroid ‘Ryugu’ was collected by which
spacecraft?
1) Rosetta, ESA
2) Pioneer 11, NASA
3) Hayabusa 2, JAXA
4) Ulysses, NASA and ESA
5) OSIRIS-REX, NASA
Answer-3) Hayabusa 2, JAXA
Explanation:
On December 6, 2020, A small capsule containing First rock samples from beneath the surface of Asteroid
‘Ryugu’ landed at Woomera in South Australia, it was released by Japanese Spacecraft Hayabusa 2. The
samples are expected to provide clues regarding the origin of the solar system & life on our planet.
100. Who became the youngest athlete ever to be named as the World Athletes of the Year, recently
in 2020?
1) Mondo Duplantis
2) Yulimar Rojas
3) Sifan Hassan
4) Angelica Bengtsson
5) Renaud Lavillenie
Answer-1) Mondo Duplantis

Top 100 Q&A PDF
Explanation:
On December 5, 2020 Pole Vaulter Mondo Duplantis of Sweden was named as the male World Athletes of
the Year (2020) and Triple Jumper Yulimar Rojas of Venezuela as the female World Athletes of the Year
(2020) at the World Athletics Awards 2020. Mondo Duplantis, who is 21 years old is the youngest athlete
ever to be named as the World Athlete of the Year. He is also the first Swedish man or woman to win the
award.
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Top 100 Q&A PDF
Current Affairs Q&A PDF – November 2020

Top 100 Questions
1. Which Bank launched instant payouts “Visa Direct” in association with Visa?
1) Axis Bank
2) Indian Bank
3) Bank of Maharashtra
4) Bank of Baroda
5) RBL Bank
Answer - 5) RBL Bank
Explanation:
The RBL Bank (formerly known as Ratnakar Bank) in partnership with Visa has launched the latter’s
processing capability “Visa Direct” that allows safe, convenient, real-time and secure funds delivery directly
to financial accounts using credit and debit cards. This partnership underlines RBL’s “Partners ka Bank”
philosophy.
This Launch will enable RBL Bank to help fintechs in enhancing their offerings with Visa Direct.
2. How much of loan amount has been sanctioned by NABARD under Rural Infrastructure
Development Fund (RIDF) to the Government of Goa for the latter’s various Social Infrastructure
Projects?
1) 5004.30 lakh
2) 7504.30 Lakh
3) 8504.30 Lakh
4) 6504.30 Lakh
5) 4504.30 Lakh
Answer - 3) 8504.30 Lakh
Explanation:
National Bank for Agriculture and Rural Development (NABARD) has sanctioned loans worth Rs 8504.30
Lakh under Rural Infrastructure Development Fund (RIDF) to the Government of Goa for the latter’s
various Social Infrastructure Projects. With this, NABARD achieved 100% of the target fixed for sanction to
the Government of Goa during 2020-21. It was instituted in NABARD with the objective of giving low cost
support to State Governments and State-owned Corporations for quick completion of projects related to
medium and minor irrigation, soil conservation and other forms of rural infrastructure.
3. India’s first ever e-resource centre ‘Nyay Kaushal’ has been inaugurated (October 31, 2020) in
which State/UT?
1) Karnataka
2) Maharashtra
3) Telangana
4) Tamil Nadu
5) Gujarat
Answer – 2) Maharashtra
Explanation:
Chief Justice of India (CJI) Sharad Arvind Bobde inaugurated ‘Nyay Kaushal’ – India’s first ever E-
resource centre and a virtual court for the Maharashtra Transport and Traffic Department at Judicial
Officers Training Institute in Nagpur, Maharashtra.
Nyay Kaushal will facilitate electronic-filing of cases in Supreme Court, High Court and district courts
across the country. The virtual court will deal with all traffic challan cases from every corner of
Maharashtra online.

Top 100 Q&A PDF
4. Central Government provided what amount to Regional Rural Banks (RRBs) in order to meet
regulatory Capital requirement (November, 2020)?
1) 760 crore
2) 800 crore
3) 500 crore
4) 670 crore
5) 600 crore
Answer – 4) 670 crore
Explanation:
On November 1, 2020, the Central Government has provided Rs 670 crore to Regional Rural Banks (RRBs)
in order to raise the Capital to Risk (Weighted) Assets Ratio (CRAR) of about one-third of the 43 RRBs who
are suffering losses especially from north-eastern and eastern regions and need funds to meet regulatory
capital requirement of 9%. This infusion would take care of their capital needs till March 31, 2021. As of end
March 2020, 17 out of the 45 RRBs had CRAR of less than 9%, of which six RRBs had negative CRAR. In
accordance with National Bank for Agriculture and Rural Development (NABARD), RRBs as a group
reported net loss of Rs 2,206 crore in the FY20, as against Rs 652-crore net loss in FY19. As per the current
scheme for recapitalisation of RRBs, the Centre, concerned state governments and the sponsor banks
provides capital support in the ratio of 50:15:35, respectively to enable them to meet the regulatory
requirement of CRAR.
5. Who authored the book titled “Pandemonium: The Great Indian Banking Tragedy”?
1) Pradeep Srivastava
2) Sarbpreet Singh
3) Tamal Bandyopadhyay
4) Anand Neelakantan
5) Vikas Khanna
Answer – 3) Tamal Bandyopadhyay
Explanation:
“Pandemonium: The Great Indian Banking Tragedy” authored by Tamal Bandyopadhyay provides an
insider perspective on the forces that are restructuring the banking system in India, Asia’s 3rd largest
economy. This book, published by Roli Books, provides an understanding about the challenges and
economic potential of India. It is set to release in November 2020.
6. Which General Insurance Company launched AI tool ‘IDEAS’ for automatic claim settlements?
1) ICICI Lombard General Insurance
2) Bharti AXA General Insurance
4) Reliance General Insurance
5) HDFC ERGO General Insurance
Answer – 5) HDFC ERGO General Insurance
Explanation:
In order to automate the complex process of motor claims, on November 2, 2020, HDFC ERGO General
Insurance launched the AI (Artificial Intelligence) tool IDEAS (Intelligent Damage Detection Estimation
and Assessment Solution) for motor claim settlements. The IDEAS module uses Neural Network image
processing and Analytics, Machine Learning and Natural Language that supports instant damage detection
as well as calculation of the claims estimate for the surveyors to help in motor claims settlement in real-
time. It is trained using more than 3,00,000 images over the last 2 years and has been integrated in the
surveyor mobile app.
7. Which Bank has become 1 corporate partner of edX from India to offer Massive open online
st
courses?
1) Bank of Baroda (BOB)

Top 100 Q&A PDF
3) Indian Bank
4) Canara Bank
5) Bank of Maharashtra (BOM)
Answer – 2) State Bank of India (SBI)
Explanation:
In a bid to develop skill sets of career-oriented individuals, SBI (State Bank of India) has entered into a
strategic partnership with edX, a global non-profit education platform to expand the learners’
perspectives and access to knowledge beyond the classrooms. As part of this partnership, SBI will offer its
Massive Open Online Courses (MOOCs) on the edX platform (edx.org.) from November 2020.
With this partnership, SBI becomes 1st Corporate Partner of edX from India.
SBI initially will offer 3 courses, namely Unleashing Creativity at the Workplace, Relationship Marketing
Strategy for Financial Services, and Conflict Resolution.
These courses will have duration for 4 to 6 weeks. There is no specific academic qualification needed to
enroll in the course.
8. Name the “Most Outstanding Company – Financial Sector” in India in the poll conducted by
Asiamoney.
1) ICICI Bank
2) HDFC Bank
3) Yes Bank
4) Axis Bank
5) IDBI Bank
Answer – 2) HDFC Bank
Explanation:
HDFC Bank Limited has been voted as the “Most Outstanding Company – Financial Sector” in India in the
poll conducted by Asiamoney, a well-established financial publication. HDFC has been given the honour for
the 2nd consecutive year
9. Alassane Outtara has been elected as President of which Country?

1) Turkey
2) Brazil
3) Ghana
4) Guinea
5) Ivory Coast
Answer – 5) Ivory Coast
Explanation:
Alassane Outtara, President of Ivory Coast (Côte d’Ivoire) won the 3rd term as the President with her
landslide victory in the 2020 Ivory Coast Election securing 94.27% of the vote. The 2020 Ivory Coast
Election held on 31st October 2020 was boycotted by the two opposition figures – former President Henri
Konan Bedie and ex-Prime Minister Pascal Affi N’Guessan and their supporters.
10. Which Company has acquired Bharti AXA General Insurance Company Ltd?
2) ICICI Lombard General Insurance
3) New India Assurance
4) Life Insurance Corporation (LIC)
5) General Insurance Company
Answer – 2) ICICI Lombard General Insurance
Explanation:
The Competition Commission of India (CCI) under Section 31(1) of the Competition Act, 2002, approved
acquisition of General Insurance Business of Bharti AXA General Insurance Company Limited (Bharti
AXA) by ICICI Lombard General Insurance Company Limited (ICICI Lombard).

Top 100 Q&A PDF
As per the proposed combination, the whole general insurance business of Bharti AXA will be transferred to
ICICI Lombard by way of demerger, considering that ICICI Lombard will issue shares to Bharti AXA. The
combined entity (proposed merged non-life insurance company) is likely to have a market share of 8.7% on
a pro forma basis.
11. Shane Watson announced his retirement from all forms of Cricket. He belongs to which Country?
1) England
2) New Zealand
3) Australia
4) South Africa
5) Ireland
Answer – 3) Australia
Explanation:
Former Australian All Rounder Shane Robert Watson announced retirement from all forms of Cricket at
the age of 39. He had already announced retirement from International Cricket in 2015 but was playing
Franchise-based Cricket tournaments such as Indian Premier League (IPL), Pakistan Super League (PSL).
12. Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the
Economic Benefits of Investment in National Monsoon Mission (NMM) and High-Performance
Computing (HPC) Facilities”. Who prepared the Report?
1) Investment Information and Credit Rating Agency
2) National Council of Applied Economic Research (NCAER)
3) Indian Council for Research on International Economic Relations
4) Sardar Patel Institute of Economic & Social Research
5) National Institute of Agricultural Economics and Policy Research (NIAP)
Answer – 2) National Council of Applied Economic Research (NCAER)
Explanation:
Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the Economic
Benefits of Investment in National Monsoon Mission (NMM) and High-Performance Computing (HPC)
Facilities” prepared by National Council of Applied Economic Research (NCAER) at a function at Prithvi
Bhavan, New Delhi. The report was commissioned by MoES.
The report states that for every rupee spent by Government on NMM and HPC programs of MoES, Country
gains economic benefits worth Fifty rupees, which is 50 times more benefit on investment over the next
Five Years Period. The report refers to economic benefits as direct monetary gains to crop farmers,
livestock rearers, and fishermen in the country. With an initial investment of ~ INR 1000 crores, NMM and
HPC facilities have shown a 50-fold increase in their economic benefits.
13. Name the Financial Services Company which has deployed the world’s 1st live PCI certified Tap
to Phone card acceptance solution in partnership DigitSecure and HDFC Bank.
1) RuPay
2) Mastercard
3) American Express
4) Visa
5) Citi Mastercard
Answer – 4) Visa
Explanation:
Visa in partnership with DigitSecure and HDFC Bank deployed the world’s 1st live PCI certified Tap to
Phone card acceptance solution.
Objective– To accept safe contactless card payments in seconds through an app on their Near-Field
Communication (NFC)-enabled Android smartphones, without the need of any dedicated card acceptance
machines.

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14. Name the first Country to formally exit the Paris Climate Agreement (November 2020).
1) China
2) United States (US)
3) India
4) Australia
5) France
Answer – 2) United States (US)
Explanation:
On November 4, 2020 the United States (US) became the first country to formally exit the Paris Climate
Agreement. The formal exit from the agreement happened over a period of three years, after President
Donald Trump declared pull-out from the climate accord in June 2017.
US is the second largest emitter of Greenhouse gases in the world (1st – China), accounting for a total of 25
percent of global greenhouse gas emissions. US had promised to reduce its emissions by 26 percent to 28
percent by the year 2025 from 2005 levels.
15. Paytm partnered with ________ along with Visa to launch co-branded credit cards in two variants.
1) Axis Bank
2) Citi Bank
3) HDFC Bank
4) SBI Cards
5) IDFC Bank
Answer – 4) SBI Cards
Explanation:
On November 4, 2020 SBI Card and Payment Services ltd. (SBI Cards) partnered with Paytm and Visa to
launch co-branded credit cards, India’s next generation credit cards. The credit card will be available in two
variants, namely, Paytm SBI Card and Paytm SBI Card SELECT. The 2 variants have been designed for the
new age, digitally savvy customers. The product has been launched on the Visa platform. This is the 2nd co-
branded credit card product from Paytm. Paytm’s 1st co-branded credit card, called ‘Paytm First Card’ was
launched in collaboration with Citibank. Users have the option to switch off the card for contactless
payments or international transactions, when it is not required, this will safeguard them against fraud.
16. Who has been named as the Brand Ambassador for Namami Gange Project during the Ganga
Utsav 2020 2020 was virtually organized by National Mission for Clean Ganga (NMCG) ?
1) Amitabh Bachchan
2) Aamir Khan
3) Akshay Kumar
4) Chacha Chaudhary
5) Shaktiman
Answer – 4) Chacha Chaudhary
Explanation:
A three-day long Ganga Utsav 2020 from November 2-4, 2020 was virtually organized by National Mission
for Clean Ganga (NMCG) amid COVID-19 to spread awareness about river Ganga and the need to keep the
river clean and rejuvenated.
The 2020 edition marks the 12th anniversary of Ganga being accorded the status of National River, on 4th
November 2008. The event was attended by Union Minister Gajendra Singh Shekhawat, Ministry of Jal
Shakti. Chacha Chaudhary becomes the Brand Ambassador for Namami Gange Project. A joint project titled
“Urban River Management Plan” between NMCG and National Institute of Urban Affairs (NIUA), launched.
German development agency (GIZ) collaborated with NMCG for project, ‘Support to Ganga Rejuvenation’
17. Who chaired the 40th SAARCFINANCE Governors’ Group meeting in a virtual format (November
2020)?
1) Governor of Reserve Bank of India (RBI)
2) Governor of Bangladesh Bank

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3) Governor of Royal Monetary Authority of Bhutan
4) Governor of Central Bank of Sri Lanka
5) Governor of Nepal Rastra Bank
Answer – 1) Governor of Reserve Bank of India (RBI)
Explanation:
Shaktikanta Das, Governor of Reserve Bank of India (RBI) chaired the 40th SAARCFINANCE Governors’
Group meeting in a virtual format. He inaugurated the SAARCFINANCE Sync, a closed user group secure
communication network. The SAARFINANCE Governors meet twice a year concurrently with the IMF
(International Monetary Fund)/ WB (World Bank) Annual and Spring Meetings.
18. The Ministry of Information and Broadcasting (MIB) constituted a 4 member committee
(November 2020) to review “Guidelines on Television Rating Agencies in India” notified by the
ministry in 2014. Who is the head of the committee?
1) Ajay Kumar Bhalla
2) Shashi S. Vempati
3) Rajiv gauba
4) M S Ananth
5) Dinesh Pant
Answer – 2) Shashi S. Vempati
Explanation:
The Ministry of Information and Broadcasting (MIB) constituted a 4 member committee to review
“Guidelines on Television Rating Agencies in India” notified by the ministry in 2014. The committee is
headed by Shashi S. Vempati, CEO (Chief Executive Officer) of Prasar Bharti. Purpose of the committee- The
committee will examine and study different aspects of the television rating system in India and will notify
the changes if required.
19. When is the United Nations (UN)’s World Tsunami Awareness Day observed (2020 Theme:
Strengthening disaster risk governance)?
1) November 1
2) November 2
3) November 3
4) November 4
5) November 5
Answer – 5) November 5
Explanation:
The United Nations (UN)’s World Tsunami Awareness Day is annually observed on 5th November to create
and raise awareness about Tsunami and share innovative approaches across the globe to reduce the risk of
tsunami. The first World Tsunami Awareness Day was observed on 5th November 2016.
UN Office for Disaster Risk Reduction (UNDRR) in collaboration with the United Nations system facilitates
the observance of World Tsunami Awareness Day. The theme of the 2020 World Tsunami Awareness Day is
“Strengthening disaster risk governance”.
20. Where is the world’s largest care and cure centre for elephants being set up in India?
1) Meghalaya
2) Chhattisgarh
3) Odisha
4) Kerala
5) Jharkhand
Answer – 4) Kerala
Explanation:
Kottoor Elephant Rehabilitation Centre in Thiruvananthapuram, Kerala is being upgraded to International
standard and is set to become the world’s largest care and cure centre for elephants. The upgradation of the
centre is a part of the special program of the government of Kerala for the protection and conservation of

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elephants. The project is implemented at a cost of Rs.108 crore funded from the Kerala Infrastructure
Investment Fund Board (KIIFB). Around Rs.71.9 crores was spent on the first phase of the centre which will
be commissioned in February 2021.
21. Where did PM Narendra Modi inaugurate 17 projects including remarkable

i. India’s First Seaplane service
ii. World’s largest Geodesic Dome
iii. Unity Glow Garden
iv. world’s first ever technology drive nutrition park, also inaugurated Arogya Van & Arogya Kutir
v. Ekta Mall with theme of Unity in Handicraft & Handloom Diversity.
and laid the foundation stone for 4 new projects in a two-day visit (October)?
1)Bihar
2) Varanasi
3) Gujarat
4) Uttar Pradesh
5) Karnataka
Answer – 3) Gujarat
Explanation:
Prime Minister Narendra Modi paid a two-day visit to Gujarat from October 30-31, 2020. He inaugurated 17
projects around the Statue of Unity in Kevadia, Gujarat laid the foundation stone for 4 new projects includes
i.India’s First Seaplane service between the Statue of Unity near Kevadia in Gujarat’s Narmada district and
Sabarmati Riverfront in Ahmedabad.
ii. Water Aerodrome in Sabarmati Riverfront in Ahmedabad.
iii.World’s largest Geodesic Dome
iv. Unity Glow Garden and Cactus Garden
v. Jungle Safari in Gujarat’s Narmada district.
vi. Ekta Mall and inaugurated Arogya Van & Arogya Kutir
v. world’s first ever technology drive nutrition park
He paid homage to Sardar Vallabhai Patel at the Statue of Unity in Kevadia, Gujarat on National Unity Day
(Rashtriya Ekta Diwas) i.e October 31, 2020. National Unity Day is celebrated to commemorate the Birth
Anniversary of Sardar Vallabhai Patel.
22. Which popular social media/messaging app got approval to launch a payment system on Unified
Payments Interface (UPI) in the multi-bank model in India?
1) Facebook
2) Telegram
3) Instagram
4) Whatsapp
5) Twitter
Answer – 4) Whatsapp
Explanation:
On November 5, 2020 The National Payments Corporation of India (NPCI) gave approval for ‘WhatsApp
Pay’, a payment system of Whatsapp to go live on Unified Payments Interface (UPI) in the multi-bank model
in India. It will be available in 10 Indian regional languages. On November 5, 2020 The National Payments
Corporation of India (NPCI) gave approval for ‘WhatsApp Pay’, a payment system of Whatsapp to go live on
Unified Payments Interface (UPI) in the multi-bank model in India. NPCI has issued a cap of 30% on the
total transaction volume on the UPI network of all Third Party App Providers (TPAPs). This will be effective
from January 1, 2021.
23. Which edition of the Four-nation Naval Exercise Malabar 2020 took place in the Bay of Bengal
(Phase 1 November)?
1) 20th
2) 22nd

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3) 24th
4) 26th
5) 28th
Answer - 3) 24 th
Explanation:
Phase 1 of the 24th Edition of the Four-nation Naval Exercise Malabar 2020 took place in the Bay of Bengal
from November 3-6, 2020. The Four Nations India, United States, Japan, Australia jointly form the QUAD
(Quadrilateral Security Dialogue) Group. The exercise was restricted to sea phase and was conducted in
“Zero Contact” format due to Pandemic.
Participants:
Indian Navy (IN), United States Navy (USN), Japan Maritime Self-Defence Force (JMSDF), and Royal
Australian Navy (RAN) participated in the maritime exercise.
For the first time in 10 years, exercise is witnessing the participation of all four Quad countries. Australia is
taking part in the exercise for the first time after 2007.
24. Name the three-day Tri-Service Combat Exercise conducted by Andaman and Nicobar Command
(ANC) of India at Teressa Island in Nicobar Group of Islands.
1) Malabar
2) Air Strike
3) Samudra Shakti
4) Full Strike
5) Bull Strike
Answer –5) Bull Strike
Explanation:
Andaman and Nicobar Command (ANC) conducted a three-day Tri-Service Combat Exercise code named
“Bull Strike” from November 3-5, 2020 at Teressa Island in Nicobar Group of Islands. The exercise saw
participation from three service components of ANC, elements of Indian Army’s Parachute Brigade,
MARCOS (Marine Commando Force) and Special Forces. The exercise focussed on interoperability and
synergy among three services – Army, Navy and Air Force to maximise combat potential.
25. Where has been India’s first solar-based Integrated Multi-Village Water Supply Project
(IMVWSP) inaugurated?
1) Gujarat
2) Assam
3) Sikkim
5) Andhra Pradesh
Answer – 4) Arunachal Pradesh
Explanation:
Gajendra Singh Shekhawat, Union Minister of Jal Shakti inaugurated India’s first solar-based Integrated
Multi-Village Water Supply Project (IMVWSP) in Lower Dibang Valley district in northeastern Arunachal
Pradesh. This project will provide drinking water needs for 39 villages (approximately 17,480 people) in
the district. The solar-based lift water supply project was commissioned at a cost of Rs 28.50 crore.
26. Ministry of Shipping has been renamed as _________________.

1) Ministry of Ports
2) Ministry of Shipping
3) Ministry of Waterways
4) Ministry of Jal Shakti
5) Ministry of Ports, Shipping and Waterways
Answer-5) Ministry of Ports, Shipping and Waterways

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Explanation:
The Government of India renamed the Ministry of Shipping as Ministry of Ports, Shipping and Waterways. It
was announced by Prime Minister (PM) Narendra Modi during the virtual inauguration of Ro-Pax Ferry
service between Hazira in Surat district in south Gujarat and Ghogha in Bhavnagar district of Gujarat.
27. Which Bank in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-
being Programme for its employees and their family members 24×7?
3) Bank of Baroda
4) Indian Bank
5) Canara Bank
Answer-3) Bank of Baroda(BOB)
Explanation:
Bank of Baroda (BoB) in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-
being Programme for its employees and their family members 24×7.
Aim of the Program is to help its employees to tackle their personal and professional problems through
psychological counselling and consulting. BoB has entered into partnership with EAP India Pvt Ltd to
provide this counselling.
28. Which Payment Bank partnered with Bharti AXA General Insurance Co Ltd to offer ‘Smart Drive
Private Car Insurance’?
1) India Post Payments Bank
2) Paytm Payments Bank
3) Airtel Payments Bank
4) Fino Payments Bank
5) Jio Payments Bank
Answer-3) Airtel Payments Bank
Explanation:
Airtel Payments Bank, India’s first payments bank partnered with Bharti AXA General Insurance Co Ltd to
offer ‘Smart Drive Private Car Insurance’, a comprehensive car insurance for its customers. Purpose of
Partnership is to offer car insurance to the customers of Airtel Payments Bank
29. Joseph Robinette Biden Jr. (Joe Biden) is set to become the 46th President whereas Kamala Devi
Harris will become the First Woman to serve as Vice President of the United States. They belong to
which political party?
1) Republican Party
2) Libertarian
3) Green/Socialist Party
4) American Solidarity
5) Democratic Party
Answer-5) Democratic Party
Explanation:
Joe Biden of Democratic Party passed the 270 vote Electoral College required to claim victory in the 2020
United States (U.S.) Presidential election, making him President-elect of the U.S. and Senator Kamala Harris
as Vice President-elect. Joe Biden defeated Incumbent U.S. President, Donald Trump & Vice President, Mike
Pence of Republican Party in the 2020 elections.
Joseph Robinette Biden Jr. is set to become the 46th President of the United States.
Kamala Devi Harris will become the First Woman, The First Black American and the first American of Asian
descent to serve as Vice President of the U.S.
Vice-President elect Kamala Harris is set to become the 49th Vice President of the United States.

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30. What is the name of the latest earth observation satellite launched by ISRO (November, 2020)
along with 9 international customer satellites from AndhraPradesh?
1) G Sat-30
2) India Sat
3) EOS-1
4) EOS-2
5) KALAM SAT
Answer-3) EOS-1
Explanation:
In its first mission of 2020, Indian Space Research Organisation (ISRO) on November 7, 2020 has launched
its latest earth observation satellite EOS-01 from Satish Dhawan Space Centre (SDSC) or Sriharikota Range
(SHAR), Andhra Pradesh (AP) along with 9 international customer satellites from Lithuania (1),
Luxembourg (4), and the US (4).
These were carried off by Polar Satellite Launch Vehicle (PSLV)-C49. It should be noted that this was PSLVs
51st mission, 76th launch mission from SDSC SHAR, and 110th Spacecraft mission of ISRO. EOS-01 is
intended for applications in agriculture, forestry and disaster management support with all-weather and
day-and-night observation capability.
31. Who won the 49th Edition of the Paris Masters officially known as 2020 Rolex Paris Masters in
men’s singles category?
1) Rafael Nadal
2) Novak Djokovic
3) Alexander Zverev
4) Dominic Thiem
5) Daniil Medvedev
Answer-5) Daniil Medvedev(Russia)
Explanation:
The 49th Edition of the Paris Masters officially known as 2020 Rolex Paris Masters took place from
November 2-8, 2020 at Palais omnisports de Paris-Bercy (Bercy Arena) in Paris, France. It is a Masters 1000
event and it is a part of the 2020 ATP Tour.
The Rolex Paris Masters is the ninth and final ATP (Association of Tennis Professionals) Masters 1000
event. It was the final tournament of the Men’s Tennis season.
Surface Type – Hard court tournament (played on Indoor Hard Court).
2020 Rolex Paris Masters – Overview
Category Winner Runner-up
Men’s Singles Daniil Medvedev (Russia) Alexander Zverev (Germany)
Men’s Felix Auger-Aliassime (Canada), Hubert Hurkacz Mate Pavic (Croatia) , Bruno Soares
Doubles (Poland) (Brazil)
32. Name the India’s First Individual Covid-19 Life Insurance Policy launched by Edelweiss Tokio
Life Insurance Company Limited.
1) Covid Secure+
2) Covid Kavach+
3) Covid Bubble+
4) Covid Guard+
5) Covid Shield+
Answer – 5) Covid Shield+
Explanation:
Edelweiss Tokio Life Insurance Company Limited launched, ‘Covid Shield+’, India’s First Individual Covid-
19 Life Insurance Policy. The comprehensive solution provides financial protection against the impact of
COVID-19 diagnosis.

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33. Which State has won the first place in the Union ministry of Jal Shakti’s 2nd National Water
Awards for 2019 under the best state (normal) category for the conservation and management of
water?
1) Andhra Pradesh
2) Goa
3) Kerala
4) Tamil Nadu
5) Odisha
Answer – 4) Tamil Nadu
Explanation:
Tamil Nadu won first place in the Union ministry of Jal Shakti’s 2nd National Water Awards for 2019 under
the best state (normal) category for the conservation and management of water. K Manivasan, PWD
Secretary will receive the Best State Award on behalf of Tamil Nadu Government. The Awards will be
presented during the 2-day virtual ceremony on 11th and 12th November 2020. Around 98 awards in 16
different categories will be presented during the virtual event.
34. Which tech giant signed an agreement to acquire a 100% of the shares of Postbank Systems AG
(PBS) from Deutsche Bank AG?
1) Microsoft
2) Google
3) TCS
4) Tech Mahindra
5) Wipro
Answer - 3) TCS
Explanation:
Tata Consultancy Services (TCS) signed an agreement with Deutsche Bank AG, under which TCS will acquire
a 100% of the shares of Postbank Systems AG (PBS) from Deutsche Bank AG. The value of the deal was not
disclosed. PBS is the IT(Information and Technology) service provider of Deutsche Bank. Deutsche Bank is
an existing IT services partner of TCS.
35. United Nations (UN)’s World Science Day for Peace and Development is observed on which date?
1) November 7
2) November 8
3) November 9
4) November 10
5) November 11
Explanation:
United Nations (UN)’s World Science Day for Peace and Development is annually celebrated across the
globe on 10th November to highlight the role of Science in society and the need to engage the public on the
discussion on the emerging scientific issues.
The first World Science Day for Peace and Development was observed on 10 November 2002 under United
Nations Educational, Scientific and Cultural Organization (UNESCO) auspices. The theme of the World
Science Day for Peace and Development 2020 is “Science for and with Society” with the focus on
the “Science for and with Society in dealing with the global pandemic”.
36. Name the first country to launch world’s first 6G satellite named “UESTC” satellite (Star Era-12)”
with an aim to test communications from space?
2) Japan
3) China
4) France
5) Russiau

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Answer – 3) China
Explanation:
China has successfully launched the world’s first 6G satellite namely “UESTC” satellite (Star Era-12)” into
orbit with an aim to test communications from space using high-frequency terahertz (THz) spectrum. It was
one of the 13 satellites aboard the Long March-6 rocket, which launched on November 6, 2020 at the
Taiyuan Satellite Launch Centre in Shanxi province of China.
The UESTC is named after the University of Electronic Science and Technology of China and will test the
performance of the 6G frequency band in space which is expected to be over 100 times faster than 5G which
is already expected to be ultra-fast. This 70kg test satellite will also verify a number of smart city,
environmental protection and disaster prevention applications, such as crop and forest fire monitoring.
37. Where is Second World Health Expo being held?

1) Wuhan, China
2) Geneva, Switzerland
3) New York, USA
4) New Delhi, India
5) Paris, France
Answer-1) Wuhan, China
Explanation:
The Second World Health Expo is being held in Hubei’s Capital City, Wuhan in China from November 11-14,
2020. The World Health Expo will showcase the Latest Technology in Fitness Sports and the most
realistically restored anti-epidemic Scenes. It will feature 12 different venues for audiences to experience
the most frontier health technology. 1st World Health Expo was also held in Wuhan,China from April 7 to
10, 2019.
38. Which Bank launched ‘SmartHub Merchant Solutions 3.0’, India’s first comprehensive banking
and payment solution for merchants with Visa?
1) ICICI Bank
2) HDFC Bank
3) IDFC Bank
4) Yes Bank
5) Axis Bank
Explanation:
HDFC Bank in Partnership with Visa launched ‘SmartHub Merchant Solutions 3.0’, India’s first
comprehensive banking and payment solution for merchants. This first-of-its-kind solution offers the ideal
platform for merchants and self-employed professionals to open a current account instantly and to accept
payments in-store and online.
39. The 13th Urban Mobility India (UMI) Conference 2020 was held virtually first time on the
theme “Emerging Trends in Urban Mobility”. What is the aim of UMI?
1) To keep cities up-to-date with best urban transport practices.
2) To take care of public transport in urban transportation.
3) To shift people from rural places to urban places.
4) To analyze the data and give ranking to the cities as per their performances.
5) To distributes the funds to the cities for better urban mobility.
Answer – 1) To keep cities up-to-date with best urban transport practices.
Explanation:
The 13th Urban Mobility India (UMI) Conference 2020 was held virtually on the theme “Emerging Trends in
Urban Mobility” from New Delhi which was inaugurated by Minister of State-MoS (Independent Charge-IC)
Hardeep Singh Puri, Ministry of Housing and Urban Affairs (MoHUA).
This was the first virtual UMI conference amid COVID 19 and was also held for a day as against the usual
format of three days without any exhibition. During the Conference the Award of Excellence was conferred

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upon Capital Region Urban Transport (CRUT), Bhubaneswar (Odisha) and Agartala Smart City Limited
(ASCL), Tripura.
The 14th Urban Mobility India (UMI) Conference and Expo 2021 will be held on October 29-31, 2021 in
Kochi, Kerala.
AIM of UMI: To disseminate information to the cities in order to keep them up-to-date with best urban
transport practices.
40. Who topped the 7th edition of the EdelGive Hurun India Philanthropy List 2020 released by
The Hurun India and EdelGive Foundation?
1) Mukesh Ambani
2) Shiva Nadar
3) Azim Premji
4) Ratan Tata
5) Gautam Adani
Answer – 3) Azim Premji
Explanation:
The Hurun India and EdelGive Foundation released the 7th edition of the EdelGive Hurun India
Philanthropy List 2020. Azim Premji & Family, the founder and Chairman of Wipro topped the 2020
list. Azim Premji became India’s Most Generous man with a donation of Rs.7904 crores.
The list featured the individuals who have donated Rs.5 crores and more during the review period (from
1st April 2019 to 31st March 2020).
Azim Premji is followed by Shiv Nadar, Founder-Chairman of HCL Technologies and Mukesh Ambani,
Chairman of Reliance Industries at 2nd & 3d position respectively.
41. Where is the Thirty Meter Telescope (TMT) project being installed, for which Indian
Astronomers collaborated with 2020 Physics Nobel Laureate Professor Andrea Ghez?
1) Maunakea, Hawaii
2) Hanle, Ladakh
3) California, USA
4) Ngari prefecture, China
5) Bangalore, India
Answer – 1) Maunakea, Hawaii
Explanation:
Indian Astronomers had worked closely with 2020 Physics Nobel Laureate Professor Andrea Ghez for
designing of back-end instruments and possible science prospects of the ‘Thirty Meter Telescope (TMT)
project’ which is being installed at Maunakea in Hawaii. The project will revolutionize the understanding of
the universe and mysteries surrounding it.
The TMT Project is worth $ 2 Billion Project and is a joint venture involving Five Countries (China, Canada,
Japan, India and United States). India has committed $200 Million, which is about tenth of proposed cost.
The telescope needs 492 precisely polished mirrors and India has contributed 83 of them.
42. Who won the Dream11 Indian Premier League 2020 (13th Edition of IPL) held at UAE?
1) Delhi Capitals
2) Chennai Superkings
3) Kings XI Punjab
4) Sunrisers Hyderabad
5) Mumbai Indians
Answer – 5) Mumbai Indians
Explanation:
The 13th Edition of the Indian Premier League (IPL) officially known as Dream11 Indian Premier League
2020 took place from 19th September-November 10, 2020 at the United Arab Emirates (UAE).
Consequently, The Third Season of the Women’s T20 Challenge 2020 officially known as Jio Women’s T20
Challenge took place simultaneously in UAE from November 4-9,2020. The tournament was administered

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by the Board of Control for Cricket in India (BCCI). The venue of the IPL was shifted from India to UAE due
to Pandemic.
Due to the Pandemic, the entire tournament was played in a Bio-secure environment.
Winners of Dream11 Indian Premier League 2020 (Men’s Title) – Mumbai Indians (5th Title)
Winners of Jio Women’s T20 Challenge (Women’s Title) – IPL Trailblazers (1st Title)
43. Who has virtually inaugurated the Australia-India Water Centre (AIWC) on November 6, 2020?
1) Mansukh Mandaviya
2) Narendra Modi
3) Gajendra Singh Shekhawat
4) Ram Nath Kovind
5) Amit Shah
Answer-3) Gajendra Singh Shekhawat
Explanation:
Union Minister for Jal Shakti, Gajendra Singh Shekhawat virtually inaugurated the Australia-India Water
Centre (AIWC) on November 6, 2020. AIWC will promote water-related research, teaching and training
between India and Australia. It will focus on Collaboration in Transdisciplinary water research, capacity
building, knowledge & technology transfer and water, food security.
44. Which Metro Rail Corporation will lay vibration-absorbing tracks for the first time in India?
1) Noida Metro Rail Corporation
3) Kolkata Metro Rail Corporation
4) Lucknow Metro Rail Corporation
5) Mumbai Metro Rail Corporation
Answer-5) Mumbai Metro Rail Corporation
Explanation:
For the first time in India, the Mumbai Metro Rail Corporation Ltd., MMRCL will lay vibration-absorbing
tracks on the Colaba-Bandra-SEEPZ Metro Line-3 with an estimated outlay of Rs.23,000-cr. The corporation
has started trial production of the High Vibration Attenuation Booted Twin Sleeper Blocks,HVABTSB to lay
tracks with the help of a machine from Sonneville AG, Switzerland. It will have 27 underground stations en
route and is expected to be operational in 2021.
45. What will be India’s GDP (Gross Domestic Product) for the Calendar Year (CY) 2020 as per
Moody’s ‘Global Macro Outlook 2021-22 (released in November 2020)?
1) – 8.9%
2) – 9.5%
3) – 10.1%
4) – 12.5%
5) – 6.9%
Answer-1) – 8.9%
Explanation:
As per Moody’s ‘Global Macro Outlook 2021-22: Nascent economic rebound takes hold globally but will
remain fragile’, India’s GDP(Gross Domestic Product) for the Calendar Year(CY) 2020 is revised upwards to
-8.9%(contract by 8.9) from -9.6% projected earlier. It also has revised the GDP for the CY 2021 upwards to
8.6% from 8.1% projected earlier. Goldman Sachs in its global economic analysis report titled ‘V(accine)-
Shaped Recovery’, has projected India’s GDP growth to contact by 8.9% for CY 2020. It has reiterated GDP
growth for 2021 and 2022 to be 10%and 7.2% respectively.
46. Finance Minister gave an approval for the creation of Nation’s first ever “National Database of
Unorganised Workers (NDUW)”.What is an expected outlay for NDUW?
1) 500 crore
2) 600 crore

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3) 650 crore
4) 700 crore
5) 850 crore
Explanation:
The Ministry of Finance gave its nod for the creation of the first ever “National Database of Unorganised
Workers (NDUW)” with an expected outlay of Rs 650 crore. In this regard, Ministry of Labour &
Employment has envisaged development of NDUW seeded with Aadhaar. This project will include migrant
workers also and the benefits to be provided through this database will encourage them to enroll on the
website. It will be helpful in providing welfare schemes or implementing social security initiatives for the
labour by the government.
47. India’s longest Bridge over a river in Northeast is expected to be completed by 2026-27 and it
will be connected to which two states?
1) Assam & Tripura
2) Assam & Meghalaya
3) Assam & Arunachal Pradesh
4) Arunachal Pradesh & Nagaland
5) Manipur & Mizoram
Answer – 2) Assam & Meghalaya
Explanation:
Larsen & Toubro (L&T) has emerged as the lowest bidder with Rs.3166 crores for the construction of the 20
kilometer (km) 4 lane road bridge across River Brahmaputra connecting Dhubri of Assam to Phulbair of
Meghalaya on National Highway (NH) 127B. This will be India’s longest Bridge over a River in the
northeast.
National Highways and Infrastructure Development Corporation Limited (NHIDCL) is the executing agency
and is expected to be completed by 2026-27.
48. According to the International Energy Agency’s (IEA) report, Renewables 2020 – Analysis and
Forecast to 2025, India will double its green energy capacity by which year?
1) 2021
2) 2025
3) 2024
4) 2022
5) 2023
Answer – 1) 2021
Explanation:
According to the International Energy Agency’s (IEA) report, Renewables 2020 – Analysis and Forecast to
2025, India’s Renewable Energy sector will see the largest growth after COVID-19. India will double its
green energy capacity addition in 2021 compared to 2020 levels.
Driven by China and the United States, new additions of renewable power capacity worldwide are expected
to a record level of almost 200 Gigawatts (GW) in 2020.
Total Installed Wind and Solar PV capacity will surpass natural gas in 2023 and coal in 2024. Solar PV
accounts for 60% of all renewable capacity additions through 2025, and wind provides another
30%.Renewable will overtake coal to become the largest source of electricity generation worldwide
in 2025 (one-third of world’s electricity supply). Hydropower will be the largest source of renewable
electricity worldwide, followed by wind and solar PV.
49. Who has been elected as State Counsellor of the Myanmar for Second Free elections in Myanmar,
since the country was liberated from Military rule in 2011?
1) Tsai Ing-wen
2) Aung San Suu Kyi
3) Win Myint

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4) Lobsang Sangay
5) Carrie Lam
Answer – 2) Aung San Suu Kyi
Explanation:
According to the Union Election Commission (UEC) of Myanmar, Aung San Suu Kyi’s National League for
Democracy (NLD) is likely to win the 2020 Myanmar elections by securing 346 seats out of 664 seats in the
Parliament (as on 13th November) which is enough to form the next government. This will be the second
term for Aung San Suu Kyi as State Counsellor and second victory for her party NLD. This is the Second Free
elections in Myanmar, since the country emerged from Military rule in 2011.
50. When is Ayurveda Day celebrated globally?

1) November 13
2) November 16
3) November 14
4) November 15
5) November 12
Explanation:
Ayurveda Day is annually celebrated across the globe on the day of Dhanwantri Jayanti, as a global initiative
to promote and preserve the health science of Ayurveda. The 2020 Ayurveda Day falls on 13th November
2020.
51. Which App was launched as the first-ever initiative to help COVID-19 patients reach healthcare
facilities in EV (Electric Vehicles) for free of cost in Delhi?
1) COVID Sathi App
2) COVID Seva App
3) Jeevan Sathi App
4) Jeevan Seva App
5) Jeevan Mitra App
Answer – 4) Jeevan Seva App
Explanation:
Satyendar Jain, Health Minister of Delhi launched Jeevan Seva App, the first-ever initiative to help COVID-19
patients reach healthcare facilities in EV (Electric Vehicles) for free of cost. For this initiative, Delhi Govt has
collaborated with the EVERA, an EV cab facility launched by Prakriti E-Mobility Pvt Ltd.
Purpose of the app is to help transport COVID-19 patients(not critical) to and from their homes, hospitals
and healthcare facilities from any point in Delhi for free of cost in a safe and timely manner.
52. Where are the two lakes namely Lonar Lake and Sur Sarovar also known as Keetham Lake which
added to the ‘Ramsar Sites’ in November 2020 located?
1) Uttarakhand, MadhyaPradesh
2)Karnataka, Tamilnadu
3) Tamilnadu, Kerala
4) Maharashtra, UttarPradesh
5) Punjab,Haryana
Answer – 4) Maharashtra, UttarPradesh
Explanation:
On November 15, 2020 Prakash Javadekar, Union Minister for Environment, Forest and Climate Change
(MoEFCC) announced that Sur Sarovar also known as Keetham Lake in Agra, Uttar Pradesh and Lonar Lake
in Maharashtra, the only crater lake of Country has been added to the ‘Ramsar Sites’. These 2 wetlands have
been included in the ‘List of Wetlands of International Importance’ established by Article 2.1 of the
convention.

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53. The Union Ministry of Health & Family Welfare (MoHFW) launched a 3 month campaign ‘SAANS’
to reduce childhood pneumonia deaths to less than 3 deaths per a 1000 live births. What is the
target year?
1) 2022
2) 2023
3) 2024
4) 2025
5) 2021
Answer – 4) 2025
Explanation:
The Union Ministry of Health & Family Welfare (MoHFW) launched a 3 month campaign to reduce
childhood pneumonia deaths. The scheme focuses to raise awareness regarding childhood pneumonia and
its early intervention, enabling the caregivers across the country to identify critical symptoms at early
stages and immediate care-seeking with qualified providers. Target of the Initiative is to reduce less than 5
pneumonia deaths, per a 1000 live births, to less than 3 deaths by 2025 through the accelerated SAANS
(Social Action and Awareness to Neutralise Pneumonia Successfully) initiative.
54. Which bank partnered with Fintech PayNearby to launch a neo banking platform in India?
1) HDFC Bank
2) IDFC Bank
3) HSBC Bank
4) SBM Bank India
5) ICICI Bank
Answer – 4) SBM Bank India
Explanation:
SBM Bank (India) Limited (SBM Bank India), the wholly-owned subsidiary of State Bank of Mauritius has
partnered with Fintech PayNearby to launch a neo banking platform. The bank is also looking at
collaborative banking in other segments and where companies may have access to a large number of
customers but not have a banking license.
55. Who won the International Children’s Peace Prize 2020?

1) Greta Thunberg
2) Sadat Rahman
3) Aava Murto
4) Khusi Chindaliya
5) Anika Chebrolu
Answer – 2) Sadat Rahman
Explanation:
17 year old Sadat Rahman from Bangladesh won the International Children’s Peace Prize 2020 for his
involvement in setting up his social organization and creating mobile application ‘Cyber Teens’ to end
cyberbullying. Nobel Peace Prize laureate Malala Yousafzai presented the award to Sadat Rahman, during a
ceremony in the Netherlands.
56. What was the 2020 theme of United Nations (UN)’s World Diabetes Day is annually observed
across the globe on 14th November?
1) The Elders and Diabetes
2) The COVID and Diabetes
3) The Family and Diabetes
4) The Nurse and Diabetes
5) The Infants and Diabetes
Answer – 4) The Nurse and Diabetes

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Explanation:
United Nations (UN)’s World Diabetes Day is annually observed across the globe on 14th November to
recognise the need to undertake multilateral efforts to promote and improve the health of the humans and
to provide access to treatment and healthcare education.
The theme of the World Diabetes Day 2020 is “The Nurse and Diabetes”, which focuses on the vital role of
the nurses in supporting the lives of the diabetic patients. As a part of the World Diabetes day, WHO has
announced the Global Diabetes Compact, a comprehensive and inclusive approach to support the member
nations to implement programmes to prevent and manage diabetes.
57. Which Financial organaisation had launched a unique savings account for Indian women named
as ‘Eva’ (Smriti Mandhana appointed as Brand Ambassador)?
1) Ujjivan Small Finance Bank Limited
2) Equitas Small Finance Bank Limited
3) Janalakshmi Small Finance Bank Limited
4) AU Small Finance Bank Limited
5) ESAF Small Finance Bank Limited
Answer – 2) Equitas Small Finance Bank Limited
Explanation:
Equitas Small Finance Bank Limited (ESFBL) launched ‘Eva’, a unique savings account for Indian women.
The product addresses the wellbeing of women in every aspect such as Health, Wealth and Prosperity.
Smriti Mandhana, Indian Woman cricketer has been appointed as the new brand ambassador of ESFBL.
58. India has entered a technical recession in the first half of FY21 for the first time in its history as
per the reports ‘nowcast’. Who published the ‘nowcast’ for the first time (November 2020)?
2) World Bank (WB)
5) Fitch India
Answer – 3) Reserve Bank of India (RBI)
Explanation:
In accordance with the Reserve Bank of India’s (RBI) first ever estimation based on high-frequency data
namely “nowcast”, India’s Gross domestic product (GDP) contracted 8.6% in the quarter ended September
2020 i.e. Q2FY21. Nowcast is prepared by a team of economists including Michael Debabrata Patra, RBI’s
deputy governor. As per it, India also has entered a technical recession in the first half of FY21 for the first
time in its history as the economy had slumped about 24% in Q1FY21 due to the COVID-19 pandemic. Also,
the Consumer Price Index (CPI) rises to 7.61% in October 2020 as compared to 7.27% in the previous
month of September, 2020.
59. Who has been appointed as the 1st chairperson of Reserve Bank Innovation Hub (RBIH)?
1) Bibhu Prasad (B.P.) Kanungo
2) Mahesh Kumar (M.K.) Jain,
3) Michael Debabrata(M.D.)Patra
4) Shaktikant Das
5) Senapathy (Kris) Gopalakrishnan
Answer – 5) Senapathy (Kris) Gopalakrishnan
Explanation:
Reserve Bank of India (RBI) appointed Senapathy (Kris) Gopalakrishnan, co-founder and former co-
Chairman, Infosys as the 1st chairperson of Reserve Bank Innovation Hub (RBIH). He is currently the Chief
Mentor of Start-up Village, an incubation hub for start-ups. RBIH will be guided and managed by a
Governing Council (GC) led by a Chairperson of RBI. The governing council has also 9 other members.

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On August 6, 2020 RBI in its Monetary Policy Statement on Development and Regulatory Policies
announced that RBI will set up a RBIH to promote innovation across the financial sector by leveraging the
technology and creating an environment that facilitates and fosters innovation.
60. Nitish Kumar has been sworn in as the CM of Bihar for 7 time (Four Consecutive Terms). Who
th
has sworn in as first women deputy CM of Bihar along with Tarkishore Prasad?
1) Vidya Devi
2) Tara Namdeo
3) Sonali Namdeo
4) Renu Devi
5) Rama Devi
Answer – 4) Renu Devi
Explanation:
Nitish Kumar of Janata Dal (United) party was sworn-in as the 23rd Chief Minister (CM) of Bihar. His
swearing-in ceremony was administered by Governor Phagu Chauhan, along with Nitish Kumar 14
Ministers from NDA (National Democratic Alliance) took oath as Ministers. Nitish Kumar has been sworn in
as the CM of Bihar for Four Consecutive Terms.
He is also taking charge as CM of Bihar for the seventh time in two decades.
Four-Time BJP (Bharatiya Janata Party) MLA’s (Member of Legislative Assembly), Tarkishore Prasad
(Constituency – Katihar) and Renu Devi (Constituency – Bettiah) were sworn-in as Deputy Chief Ministers.
Renu Devi is the First Woman Deputy CM of Bihar.
61. Where will be United Nations (UN) Climate Conference also known as COP 26 held in 2021?
1) Rome, Italy
2) Glasgow, United Kingdom
3) Madrid, Spain
4) Santiago, Chile
5) Brisbane, Australia
Answer – 2) Glasgow, United Kingdom
Explanation:
The UK (United Kingdom) Government announced SSE, ScottishPower, NatWest Group and National Grid as
the first Principal Partners for the 2021 United Nations (UN) Climate Conference also known as COP26. As
Principal Partners, they will be the top tier of sponsorship for COP 26. COP26 is scheduled to take place on
November 1-12, 2021 at SEC Centre, Glasgow, Scotland (UK).
62. How many entities have started testing their products under the 1 test phase of RBI’s
st
Regulatory Sandbox?
1) Two
2) Three
3) Four
4) Five
5) Six
Answer – 1) Two
Explanation:
Reserve Bank of India (RBI) announced the opening of the first cohort under the Regulatory Sandbox (RS)
with “Retail Payments”, as its theme. In this regard, Reserve Bank received applications from 32 entities of
which six have been selected for the ‘Test Phase’.
Therefore as of November 16, 2020, two sandbox entities viz. Natural Support Consultancy Services Pvt.
Ltd. of Jaipur, Rajasthan and Nucleus Software Exports Ltd. of New Delhi have started the first test phase of
their products viz. “eRupaya” and “PaySe” respectively.
Regulatory sandbox usually refers to live testing of new products or services in a controlled regulatory
environment for which regulators may (or may not) permit certain relaxations for the limited purpose of
the testing.

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63. For which Bank the Reserve Bank of India (RBI) proposed a draft scheme of amalgamation with
DBS Bank India Ltd. (DBIL) meanwhile Thothala Narayanaswamy (T.N.) Manoharan appointed as
administrator of the Bank (November 2020)?
1) Lakshmi Vilas Bank
2) Karur Vysa Bank
3) Yes Bank
4) Punjab & Maharashtra Co-operative (PMC) Bank
Answer – 1) Lakshmi Vilas Bank
Explanation:
The Reserve Bank of India (RBI) proposed a draft scheme of amalgamation of the capital starved Lakshmi
Vilas Bank Ltd. (LVB) with DBS Bank India Ltd. (DBIL). This decision has been taken after the Central
Government has imposed a one-month moratorium on LVB on November 17, 2020 that temporarily capped
withdrawals at Rs 25,000. The moratorium will be effective upto December 16, 2020. The draft scheme
invited suggestions and objections from members, depositors and other creditors of LVB and DBIL by
November 20. RBI also appointed Thothala Narayanaswamy (T.N.) Manoharan, a former Non Executive
Chairman of Canara Bank, as Administrator of LVB.
64. Name the Bank which partnered with Neokred Technologies to launch a Co-Branded Prepaid
Card. (November 2020)
1) Axis Bank
2) Yes Bank
3) HDFC Bank
4) IDFC Bank
5) DBS Bank
Answer – 2) Yes Bank
Explanation:
YES Bank launched ‘YES BANK Neokred Card’, a Co-Branded Prepaid Card in partnership with Neokred
Technologies to encourage cashless payments. The prepaid card will be offered to the corporate partners of
Neokred across various sectors. The card offerings can be personalized to suit the needs of companies
looking for salary cards or expense cards for their employees.
65. Which State Government signed a MoU with Energy Efficiency Services Limited (EESL) to discuss
the implementation of India’s 1 100 MW (MegaWatt) convergence project?
st
1) Gujarat
2) Rajasthan
3) Madhya Pradesh
4) Goa
5) Maharashtra
Answer – 4) Goa
Explanation:
Energy Efficiency Services Limited (EESL) signed a Memorandum of Understanding (MoU) with the
Department of New & Renewable Energy (DNRE), Government of Goa to discuss the implementation of
India’s First 100 MW (MegaWatt) decentralised solar convergence project under the newly formed
Convergence Energy Services Limited (Convergence) in Goa. Goa is the first state to adopt the concept of
amortising the cost of pumps and LED lights into a Power Purchase Agreement (PPA).
66. Name the only Indian city to be ranked (62 ) in the list “2021 World’s Best Cities” by Resonance
nd
Consultancy Ltd. (Topped by London, United Kingdom)?

1) Mumbai
2) Bengaluru
3) Hyderabad
4) Delhi

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5) Pune
Answer – 4) Delhi
Explanation:
In accordance with the annual report and ranking of best cities around the world titled “2021 World’s Best
Cities” by Resonance Consultancy Ltd, London, United Kingdom (UK) is at top spot for the 6th consecutive
year. It was followed by New York, United States (US) and Paris (France) at 2nd and 3rd rank respectively.
Notably only one Indian city, Delhi, is listed in the ranking at 62 which was ranked 81st in previous year
ranking. The report has ranked 100 cities around the world with a population of more than 10 lakh. The
ranking was based on the 25 ranking factors grouped into six core categories. Notably, for the first time, the
cities were also ranked on new criteria such as unemployment, the rate of COVID-19 infections (as of July)
and income disparity.
67. The Union Ministry of Information and Broadcasting (I&B) has issued a notice asking all eligible
news websites, portals, aggregators and agencies to comply with its foreign direct investment (FDI)
policy (Cabinet Approval in Sep 2019) for digital news media. What is maximum FDI allowed in
digital news media?
1) 49%
2) 45%
3) 39%
4) 30%
5) 26%
Answer – 5) 26%
Explanation:
The Union Ministry of Information and Broadcasting (I&B) has issued a notice asking all eligible news
websites, portals, aggregators and agencies which are uploading or streaming news and current affairs
through digital media to comply with the 26% foreign direct investment (FDI) policy for digital news media.
They need to share suitable details within one month i.e. by December 16, 2020.
This notification is issued on the lines of the Union Cabinet decision’s on September 18, 2019 which had
permitted 26% FDI for digital news media under Government approval route. Also, this decision will enable
the government to check foreign influence and interference in domestic affairs.
68. Name the First City in the Country to get ISO (International Organization for Standardization)
9001:2015 Certification for Faecal Sludge and Septage Management (FSSM) services.
2) Bhubaneswar, Odisha
3) Hyderabad, Telangana
4) Bhopal, Madhya Pradesh
5) Kochi, Kerala
Answer – 2) Bhubaneswar, Odisha
Explanation:
Bhubaneswar, Capital of Odisha became the First City in the Country to get ISO (International Organization
for Standardization) 9001:2015 Certification for Faecal Sludge and Septage Management (FSSM) services.
Bhubaneswar Municipal Corporation (BMC) was the first civic body to implement FSSM regulations in
Odisha. The National Policy on Faecal Sludge and Septage Management (FSSM) was launched by the
Ministry of Urban Development in 2017 and FSSM plans are part of AMRUT (Atal Mission for Rejuvenation
and Urban Transformation) State Level Implementation Plans.
69. Member States of GPC had agreed to reduce new adult HIV infections by 75% at the end of which
year?
1) 2020
2) 2021
3) 2022
4) 2024

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5) 2025
Answer – 1) 2020
Explanation:
It should be noted that the Member States of GPC had agreed to reduce new adult HIV infections by 75% at
the end of 2020 from 2010 levels. Therefore, this year’s meet was significant in achieving the 2016 UNGA
commitment to end AIDS by 2030.
Indian side is also committed to achieve the 90-90-90 targets across the country by the end of 2020 and
elimination of (Acquired Immune Deficiency Syndrome) epidemic as a public health threat by 2030.
This target envisages the following by 2020:
90% of people living with HIV will know their HIV status.
90% of people who know their HIV-positive status will be accessing treatment
90% of people on treatment will have suppressed viral loads.
70. Which Financial Institution has approved a $120-million loan for Meghalaya Integrated
Transport Project (MITP) to improve and modernize the transport sector of Meghalaya?
1) World Bank (WB)
3) Asian Infrastructure Investment Bank (AIIB)
5) European Central Bank
Answer – 1) World Bank (WB)
Explanation:
The Government of India, the Government of Meghalaya and the World Bank (WB) signed a $120-million
Meghalaya Integrated Transport Project (MITP) to improve and modernize the transport sector of
Meghalaya. The loan from the International Bank for Reconstruction and Development (IBRD), has a
maturity of 14 years including a grace period of 6 years. The project enables Meghalaya to utilize its vast
development potential for high value agriculture and tourism. It will support the ‘Restart Meghalaya
Mission’ of the state govt.
71. Name the Bank which has partnered with Pine Labs to become India’s first bank and first in
industry to launch a fully digital payment mode, a Cardless EMI facility at retail stores.
1) HDFC Bank
2) ICICI Bank
3) IDFC Bank
4) Axis Bank
5) IndusInd Bank
Answer – 2) ICICI Bank
Explanation:
ICICI Bank Ltd in partnership with Pine Labs launched ‘ICICI Bank Cardless EMI’ (Equated Monthly
Installments). ICICI Bank becomes India’s first bank and first in industry to launch a fully digital payment
mode, a Cardless EMI facility at retail stores.
Purpose- The facility allows the bank’s pre-approved customers to use their mobile phone and
PAN(Permanent Account Number)instead of wallet or cards, to purchase their gadgets or home appliances
at retail stores across PAN India.
72. Who has won the Booker Prize 2020 for his debut novel “Shuggie Bain”?
1) James Kelman
2) Marieke Lucas Rijneveld
3) Margaret Atwood
4) Douglas Stuart
5) Bernardine Evaristo
Answer – 4) Douglas Stuart

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Explanation:
New York based Scottish writer Douglas Stuart (44 years) won the Booker Prize 2020 for his debut novel
“Shuggie Bain” published by Grove Atlantic in the United States and Picador in the United Kingdom. Shuggie
Bain is a story of a boy from 1980’s Glasgow with a mother with alcohol addiction. He is the second Scottish
writer to win the award after James Kelman who won the Booker Prize in 1994 for his book titled “’How
Late It Was, How Late”.
73. Who is the first Asian to win the 2020 AESC (Association of Executive Search and Leadership
Consultants) Lifetime Achievement Award?
1) Dr Nand Kishor Tiwari
2) Dr Shyam Kishor Gupta
3) Dr Bish Agrawal
4) Dr. João Prates Romero
5) Dr Zweli Mkhize
Answer – 3) Dr Bish Agrawal
Explanation:
Dr. Bish Agrawal, Chairman of Accord India and Founding Partner of Alto Partners won 2020 AESC
(Association of Executive Search and Leadership Consultants) Lifetime Achievement Award. He is the first
Asian to receive this recognition. He was honoured during the week’s (November 17to November 19, 2020)
AESC Global Conference that was held virtually.
74. India became the 4 Country in the world to have its independent regional navigation satellite
th
(The Indian Regional Navigation Satellite System (IRNSS) (operational name NavIC –Navigation with
Indian Constellation)) recognised by International Maritime Organization (IMO)? IRNSS is
developed by ________.
1) ISRO (Indian Space Research Organization)
2) National Aeronautics and Space Administration
3) Defence Research and Development Organization
4) New India Space Limited
5) Hindustan Aeronautics Limited
Answer – 1) ISRO (Indian Space Research Organization)
Explanation:
The Indian Regional Navigation Satellite System (IRNSS) (operational name NavIC –Navigation with Indian
Constellation) has been accepted as a component of the World Wide Radio Navigation System (WWRNS) for
operation in the Indian Ocean Region (IOR) by the International Maritime Organization (IMO). India became
the Fourth Country in the world to have its independent regional navigation satellite recognised by IMO.
The Other three countries are the United States (US), Russia and China. The Maritime Safety Committee
(MSC) of IMO approved the recognition of IRNSS as a component of the WWRNS during its meeting (102nd
session) held from November 4-11, 2020. IRNSS was developed by ISRO (Indian Space Research
Organization). The Government of India approved the project in May, 2006.
75. What is the rank of India’s Supercomputer – PARAM Siddhi-AI according to 56th Edition of the
TOP500 project which ranks and details the 500 most powerful non-distributed computer systems
in the world?
1) 77th
2) 56th
3) 62nd
4) 88th
5) 65th
Answer – 3) 62nd
Explanation:
According to 56th Edition of the TOP500 project which ranks and details the 500 most powerful non-
distributed computer systems in the world, India’s Supercomputer – PARAM Siddhi-AI – Ranked 62 in the

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list of most powerful non-distributed computer systems in the World. In a non-distributed computer
system (co-located), all the components are in a single location. The Top500 project Rankings are published
twice a year. Another Supercomputer, Pratyush – Ranked 77 featured in the Top 100 while “Mihir” –
Ranked 145 featured in the list of Top 500 supercomputers in the list. Both Pratyush and Mihir are located
at two Government Institutes.
76. Which edition of India-Thailand Coordinated Patrol (Indo-Thai CORPAT) between the Indian
Navy and the Royal Thai Navy was conducted in Andaman Sea (November 2020)?
1) 8th
2) 15th
3) 22nd
4) 45th
5) 30th
Answer – 5) 30th
Explanation:
The 30th edition of India-Thailand Coordinated Patrol (Indo-Thai CORPAT) between the Indian Navy and
the Royal Thai Navy was conducted in Andaman Sea close to the strategic Strait of Malacca. The Indian side
was represented by Indian Naval Ship (INS) Karmuk, an indigenously built Missile Corvette while the other
side is represented by His Majesty’s Thailand Ship (HTMS) Kraburi, a Chao Phraya Class Frigate along with
Dornier Maritime Patrol Aircraft from both the navies.
77. Where has India’s First Moss Garden been inaugurated?

1) Kevadia, Gujarat
2) Nainital, Uttarakhand
3) Mandi, Himachal Pradesh
4) Subansiri, Arunachal Pradesh
5) Kochi, Kerala
Answer – 2) Nainital, Uttarakhand
Explanation:
India’s First Moss Garden was inaugurated at Khurpatal, Nainital District of Uttarakhand by renowned
Water Conservation Activist of India, Rajendra Singh (also known as Water Man of India). The Garden has
been set up for the purpose of conservation of different species of moss. The Garden is spread over 10
hectares and houses 30 different species of moss and other bryophyte species. Two moss species found in
the park – Hyophila Involuta (Cement Moss) & Brachythecium Buchanani are listed under in the
International Union for Conservation of Nature’s (IUCN) Red List. Moss (Bryophyta division) are small
flowerless plants, they are amongst one of the most ancient Flora on the planet. They are facing threats due
to increasing urbanization, destruction of their habitat, deforestation and pollution.
78. The Internal Working Group (IWG) of Reserve Bank of India (RBI) recommended an increase in
the promoters’ stake to _______% from 15% of the paid-up voting equity share capital of the bank.
1) 18%
2) 20%
3) 23%
4) 26%
5) 30%
Answer – 4) 26%
Explanation:
The Internal Working Group (IWG) of Reserve Bank of India (RBI) which was formulated on June 12, 2020
to review extant ownership guidelines and corporate structure for Indian private sector banks has
submitted its report on November 20, 2020. It has recommended an increase in the promoters’ stake to
26% from 15% of the paid-up voting equity share capital of the bank in 15 years. It also recommended
prescribing a uniform cap of 15% of the paid-up voting equity share capital of the bank for all types of
shareholders (non-promoter shareholding). Large non-banking finance companies (NBFCs) with an asset

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size of Rs 50,000 crore and above, and completed 10 years of operations can be considered for conversion
into banks.
79. Who has been awarded with the Vatayan Lifetime Achievement Award 2020 for his contribution
to the literary works of India?
1) Kumar Vishwas
2) Ravi Shankar Prasad
3) Prakash Javdekar
4) Manoj Tiwari
5) Ramesh Pokhriyal ‘Nishank’
Answer – 5) Ramesh Pokhriyal ‘Nishank’
Explanation:
Ramesh Pokhriyal ‘Nishank’, Union Minister of Education received the Vatayan Lifetime Achievement
Award 2020 for his contribution to the literary works of India. The award was presented to him at the
Vatayan-UK felicitation ceremony organised as a virtual event by the British Institution Group in England.
Along with Minister of Education, Manoj Muntashir, famous poet and lyricist won the International Vatayan
Literary award 2020 at the Vatayan-UK felicitation ceremony. Vatayan Awards is presented by the Vatayan-
UK organization, London to recognise and honour the contribution of poets, writers and artists for their
works in their respective fields.
80. Name the trilateral Naval Exercise (2 edition) held between Indian Navy, Royal
nd
Thai Navy (RTN) & Republic of Singapore Navy (RSN) from November 21-22, 2020 at the Andaman
Sea.
1) PASSEX
2) SITMEX-20
3) MALABAR
4) EX-Bongosagar
5) Sagar Kavach
Answer – 2) SITMEX-20
Explanation:
The 2nd Edition of SITMEX-20 – A Trilateral Naval Exercise between Indian Navy, Royal Thai Navy (RTN) &
Republic of Singapore Navy (RSN) took place from November 21-22, 2020 at the Andaman Sea.1st Edition
of SITMEX-19 was hosted by India in Port Blair in 2019. The 2020 Edition was hosted by RSN. It was
conducted with an objective to enhance mutual interoperability and to incorporate best practices between
Indian Navy, RSN & RTN. The Indian Navy deployed indigenous Anti-Submarine Warfare corvette INS
Kamorta and Missile Corvette INS Karmuk for the exercise.
81. Which Payments Bank has partnered with HDFC ERGO General Insurance Company Limited to
offer customized insurance solutions to its customers?
1) NSDL Payments Bank Limited
2) Paytm Payments Bank Limited
3) India Post Payments Bank
4) FINO Payments Bank
Answer – 1) NSDL Payments Bank Limited
Explanation:
NSDL Payments Bank Limited (National Securities Depository Limited Payments Bank), digital-first
payments bank entered into partnership with HDFC ERGO General Insurance Company Limited to offer a
customised, affordable and whole range of general insurance products to its customers through NSDL Jiffy,
mobile banking application. It aims to integrate NSDL Payment Bank’s deep distribution network and HDFC
ERGO’s strong innovation pipeline to contribute to financial inclusion in India.

Top 100 Q&A PDF
82. Which State remains most attractive destination of FDI in India According to the report titled
“FDI in India: Now, Next and Beyond” by Confederation of Indian Industry (CII) and E&Y?
1) Karnataka
2) Maharashtra
3) Delhi
4) Gujarat
5) Tamil Nadu
Explanation:
In accordance with the report titled “FDI in India: Now, Next and Beyond” by Confederation of Indian
Industry (CII) and Ernst & Young Global Limited (EY), India may attract foreign direct investment (FDI) of
$120-160 billion per year by 2025. The investors ranked India third in terms of attractiveness and 80% of
them have planned for investment in India in the next two to three years. Out of them 25% investments are
worth over $500 million.
States-wise Maharashtra remains the most attractive destination (28%), followed by Karnataka (19%),
Delhi (16%) and Gujarat (10%). These four alone received 75% of the FDI between October 2019 and June
2020.
83. Which Indian web television series has won the award under the ‘drama series’ category (1 ever st
Emmy award for any Indian Program) at the 48 International Emmy Awards 2020?
th
1) Breathe
2) Mission Over Mars
3) Special Ops
4) Delhi Crime
5) The Family Man
Answer – 4) Delhi Crime
Explanation:
The International Academy of Television Arts & Sciences announced the winners of the 48th International
Emmy® Awards 2020 during a live ceremony hosted by actor Richard Kind in New York City, USA. Netflix’s
India Original series ‘Delhi Crime’ written and directed by Richie Mehta won the award under the ‘drama
series’ category. Delhi Crime wins the 1st Emmy® for a program from India.
84. Name the China’s lunar mission (launched in November 2020) to collect samples from the moon
(world’s first moon-sample mission in 44 years i.e. since 1976).
1) Ziyuan-III
2) Tianwen-1
3) Chang’e-5
4) Gaofen 13
5) APSTAR-6D
Answer – 3) Chang’e-5
Explanation:
China National Space Administration (CNSA) has successfully launched the 8.2 tonne lunar probe namely
“Chang’e-5” through Long March-5, China’s largest carrier rocket. The launch took place from the Wenchang
Spacecraft Launch Site in the southern province of Hainan, China. Its task is to bring 2kgs of sample soil and
rock of moon to earth in a mission of around 23 days. The mission is named after the ancient Chinese
goddess of the moon.
The spacecraft “Chang’e-5” consists of four parts: an orbiter, a returner, an ascender and a lander. It’s the
lander who will drill and scoop samples from the surface and store them in a protective capsule. Notably it
is the world’s first moon-sample mission in 44 years i.e. since 1976. Only two other countries, the United
States (US) and the former Soviet Union, have brought samples back from the moon.

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85. Tarun Gogoi, senior leader of Indian National Congress (INC) passed away recently. He was the
former CM of which State?
1) Tripura
2) Sikkim
4) Assam
5) Meghalaya
Answer – 4) Assam
Explanation:
Tarun Gogoi, the longest serving chief minister of Assam and popular leader of Indian National Congress
(INC) passed away at a hospital in Gauhati, Assam. He passed away due to post COVID-19 complications and
multiple organ failures. He was born in Assam Province, British India (now Assam, India). Tarun Gogoi
served as the Chief Minister of Assam for three terms from 2001 to 2016, He has served as the Member of
Legislative Assembly from the Titabor Constituency since 2001.
86. ICCI (Inventivepreneur Chamber of Commerce and Industries) has signed MoU (Memorandum of
Understanding) with which Bank to empower SMEs and Startups?
1) IDFC First Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) ICICI Bank
Explanation:
In its effort to support SMEs (Small and Medium-sized Enterprises) and Start-ups ICCI (Inventivepreneur
Chamber of Commerce and Industries) has signed MoU (Memorandum of Understanding) with HDFC Bank
to empower SMEs and Startups. Through this association ICCI engages, enrols and supports various
Startups /SMEs /MSMEs (Micro, Small and Medium Enterprises) to facilitate financial and other facilities
to/from HDFC Bank.
87. Which Bank partnered with PNB MetLife India Insurance Company Limited to launch Pradhan
Mantri Jeevan Jyoti Bima Yojana?
1) India Post Payments Bank (IPPB)
2) HDFC Bank
4) Bank of Baroda (BOB)
Answer – 1) India Post Payments Bank (IPPB)
Explanation:
The India Post Payments Bank (IPPB) has collaborated with PNB MetLife India Insurance Company Limited
to launch Pradhan Mantri Jeevan Jyoti Bima Yojana. This scheme provides life cover of Rs 2 Lakh on death of
the insured member due to any reason. It is optional for all the savings account holders with IPPB.
88. Which of the following Luxury Automobile Brand partnered with SBI (to access SBI’s high net-
worth individual) customer base for selling its premium cars?
1) Mercedes-Benz
2) Jaguar
3) Audi
4) BMW
5) Porsche
Answer – 1) Mercedes-Benz

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Explanation:
India’s top luxury car maker Mercedes-Benz India has joined hands with State Bank of India (SBI) in a retail
marketing pact to access latter’s HNI (high net-worth individual) customer base for selling its premium
cars. This is the first-of-its-kind collaboration to generate enquiries as well as to provide an online booking
facility.
89. Who has been appointed as the head of the committee formed by NITI Aayog to study the
feasibility of Virgin Hyperloop?
1) V.K. Saraswat
2) Sudhendu Jyoti
3) V.K. Yadav
4) G. Satheesh Reddy
5) Dr. Ramgopal Rao
Answer – 1) V.K. Saraswat
Explanation:
NITI Aayog (National Institution for Transforming India) constituted a High-level committee to explore the
technological and commercial viability of Virgin Hyperloop Technology in India, Vijay Kumar Saraswat (V.K.
Saraswat), NITI Aayog member & Chairman of Technology Information, Forecasting and Assessment
Council (TIFAC) was appointed as the Chairman and Adviser of the committee & Sudhendu Jyoti, Adviser,
NITI Aayog as its convener.
90. Which Tiger Reserve received TX2 Tiger Conservation Awards 2020 for doubling the number of
tigers in 4 years ahead of the target of 10 years?
1) Nagarjunsagar-Srisailam Tiger Reserve, Andhra Pradesh
2) Bor Tiger Reserve, Maharashtra
3) Amrabad Tiger Reserve, Hyderabad
4) Pilibhit Tiger Reserve, Uttar Pradesh
5) Dudhwa Tiger Reserve, Uttar Pradesh
Answer – 4) Pilibhit Tiger Reserve, Uttar Pradesh
Explanation:
A virtual TX2 Tiger Conservation Awards 2020 ceremony was held to confer the relevant site among 13
tiger range countries under two categories viz. TX2 Award and Conservation Excellence Award. In this
regard, the Pilibhit Tiger Reserve (PTR) of Uttar Pradesh (UP) under the UP Forest department has bagged
the first-ever international award, TX2, for doubling the number of tigers in four years against a target of 10
years. The PTR had 25 tigers in 2014 which went up to 65 in 2018.
91. India pledged what worth for the Phase-IV of High Impact Community Development Projects
(HICDP) in Afghanistan at “2020 Afghanistan Conference” co-hosted by the United Nations (UN), the
Government of the Islamic Republic of Afghanistan, and the Government of Finland?
1) USD 10 Million
2) USD 20 Million
3) USD 50 Million
4) USD 80 Million
5) USD 100 Million
Answer – 4) USD 80 Million
Explanation:
The ministerial pledging conference namely “2020 Afghanistan Conference” was co-hosted by the United
Nations (UN), the Government of the Islamic Republic of Afghanistan, and the Government of Finland. It was
held virtually and translation was observed from Palace of Nations (Palais des Nations), home of the UN
headquarter office at Geneva, Switzerland. The Indian side was represented by the Union Minister Dr.
Subrahmanyam Jaishankar, Ministry of External Affairs (MEA). During the conference, India emphasized its
long term commitment for the development of Afghanistan through reconstruction and rehabilitation. As a

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part of this, India announced the Phase-IV of High Impact Community Development Projects (HICDP) in
Afghanistan worth USD 80 million (Rs 592 crore), which envisages more than 100 projects.
92. What was the 2020 theme for the United Nations (UN) International Day for the Elimination of
Violence against Women observed on November 25 to raise awareness about the crime against
women?
1) Orange the World: HearMeToo
2) Orange the World: Generation Equality Stands Against Rape
3) Orange the World: Fund, Respond, Prevent, Collect!
4) Orange the World: Men Against the Rape & Discrimination (MARD)
5) Orange the World: My Voice
Answer – 3) Orange the World: Fund, Respond, Prevent, Collect!
Explanation:
United Nations (UN) International Day for the Elimination of Violence against Women is annually observed
around the world on November 25 to raise awareness about the fact that women globally are subject to
rape, domestic violence and other forms of violence. The UNiTE by 2030 to End Violence against Women
campaign of UN Secretary-General will commemorate the day. Theme of International Day for the
Elimination of Violence against Women 2020– “Orange the World: Fund, Respond, Prevent, Collect!”
93. Which Public Sector Company becomes 1 company to market CBG (Compressed Bio Gas) from
st
10 retail outlets spread across Maharashtra, Tamil Nadu, and Gujarat, under the brand name Indi
Green?
1) Bharat Petroleum
2) Oil & Natural Gas Corporation (ONGC)
3) Hindustan Petroleum Corporation Limited (HPCL)
5) GAIL India Ltd (formerly known as Gas Authority of India Limited)
Answer – 4) Indian Oil Corporation
Explanation:
Indian Oil R&D Centre has developed robust technology on Bio-methanation and has signed MoU with the
Ministry of Petroleum and Natural Gas, Government of India as a technology provider for the upcoming CBG
(Compressed Bio Gas) Plants. Production of CBG would increase the green energy mix, reduce import
dependence, create employment & reduce pollution. CBG will also help in realizing Hon'ble PM's vision of
boosting farmers' income said Chairman of IOCL Shri Shrikant Madhav Vaidya during the signing of MOU
with Petroleum Ministry for CBG projects. Indian Oil is the first company to market Compressed Bio-Gas
from 10 retail outlets spread across Maharashtra, Tamil Nadu, and Gujarat, under the brand name Indi
Green.
94. Which Bank has launched SMS Pay functionality on PoS (Point of Sale) Terminals in partnership
with Worldline?
1) Axis Bank
2) Yes Bank
3) HDFC Bank
4) IDFC First Bank
5) ICICI Bank
Answer – 2) Yes Bank
Explanation:
YES Bank in partnership with Worldline launched SMS Pay functionality on PoS(Point of Sale) Terminals.
This allows merchants to accept contactless and remote payments from their customers and also enables
customers to transact safely. SMS Pay provides an alternative channel of payment acceptance for the
merchants at zero incremental cost.

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95. Razorpay partnered with which Financial Services Corporation to launch the 1st of its kind card,
‘RazorpayX Corporate Cards’ for Indian entrepreneurs?
1) Mastercard
2) Visa
3) American Express
4) RuPay
5) None of the Above
Answer – 2) Visa
Explanation:
Razorpay in partnership with Visa launched the 1st of its kind card, ‘RazorpayX Corporate Cards’ for Indian
entrepreneurs. The card provides business owners with access to secure payments and financing and
improved cash flows. The bank-issued cards help to provide relief and stabilize the financial operations of
the business owners of startups and SMEs (Small and Medium sized Eneterprises) who are severely
affected by COVID-19 pandemic.
96. Who has been appointed as the Chairman of the International Cricket Council (ICC)?
1) Shashank Manohar
2) Manu Sawhney
3) Imran Khwaja
4) Greg Barclay
5) Stephen Flemming
Answer – 4) Greg Barclay
Explanation:
The International Cricket Council (ICC) has named New Zealand’s Greg Barclay as its new independent
chairman to succeed Shashank Manohar. He defeated Imran Khwaja in the second round of voting. Imran
Khwaja was serving as the Interim chairman after Shashank Manohar stepped down from the post in July
2020. Greg Barclay is the second-ever head of ICC from New Zealand after Alan Isaac president from 2012-
14.
97. Who has become 2nd richest person with a total net worth of USD 140 Billion as per the
Bloomberg Billionaires Index?
1) Mukesh Ambani
2) Jeff Bezos
3) Bill Gates
4) Elon Musk
5) Bernard Arnault
Answer – 4) Elon Musk
Explanation:
The Bloomberg Billionaires Index ranked Elon Musk, co-founder & CEO of Tesla as the world’s 2nd richest
person with a total net worth of USD 140 Billion surpassing Bill Gates(USD 129 Billion), co-founder of
Microsoft. Elon Musk is also the CEO of Space Exploration Technologies Corp. (SpaceX). Jeff Bezos is ranked
in 1st position with a net worth of USD 187 Billion. Mukesh Ambani, chairman of Reliance Industries Ltd
(RIL) ranked in 10th position with a net worth of USD 74.4 Billion. The Bloomberg Billionaires Index is a
daily ranking of the world’s richest people.
98. Which Joint Cooperation won the Organisation for Economic Co-operation and Development
(OECD)’s 2019 Mutual Agreement Procedure (MAP) Award in category 4 for pairings of
jurisdictions?
1) India-Russia Cooperation
2) India-Japan Cooperation
3) Norway- United States cooperation
4) India- United States cooperation
5) Norway- Canada cooperation

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Answer – 2) India-Japan Cooperation
Explanation:
The India-Japan Cooperation won the Organisation for Economic Co-operation and Development (OECD)’s
2019 Mutual Agreement Procedure (MAP) Award in category 4 for pairings of jurisdictions that dealt most
effectively with their joint caseload for transfer pricing cases. The award was announced during the virtual
event of the 2nd OECD Tax Certainty Day organised by OECD.
In category 4, Norway- United States cooperation won the 2019 MAP Awards for “other cases”.
99. Union Minister Rajnath Singh, Ministry of Defence (MoD) signed an implementing arrangement
for cooperation in the field of Hydrography with which country in a virtual defence bilateral talk?
1) Myanmar
2) Malaysia
3) Vietnam
4) Indonesia
5) Maldives
Answer – 3) Vietnam
Explanation:
India and Vietnam hold virtual Defence Ministers bilateral talks where India was represented by Union
Minister Rajnath Singh, Ministry of Defence (MoD) and Vietnamese side was represented by General Ngo
Xuan Lich, Minister of National Defence of Socialist Republic of Vietnam. In order to further deepen bilateral
cooperation, both sides signed an implementing arrangement for cooperation in the field of Hydrography. It
was signed between Dehradun (Uttarakhand) based National Hydrographic Office, India and Vietnam
Hydrographic Office in the presence of the two Ministers.
100. Which Country suggested the name ‘NIVAR’ to the 4th Cyclone to hit the North Indian Ocean
Region in 2020 hitting Puducherry, south of Chennai, India?
1) India
2) Myanmar
3) Vietnam
4) Iran
5) Sri Lanka
Answer – 4) Iran
Explanation:
The Nivar Cyclone made a landfall near Puducherry, south of Chennai with a wind speed of 85 to 95 kmph.
Ambur, Tiruvannamalai, Vellore and Arani also experienced a wind speed of 50 Kmph. The Nivar is the 4th
Cyclone to hit the North Indian Ocean Region in 2020. The storm was named “Nivar” based on the
guidelines of the World Meteorological Organisation (WMO). Nivar was selected from the names suggested
by Iran.

Top 100 Q&A PDF

Top 100 Q&A PDF
Current Affairs Q&A PDF – October 2020

Top 100 Questions
1. Which company has partnered with Amex to provide global benefits and offer exclusive privileges
to their premium consumers?
1) ICICI Card
2) PNB Card
3) SBI Card
4) IOB Card
5) HDFC Card
Answer - 3) SBI Card
Explanation:
SBI Cards & Payment Services Ltd (SBI Cards) partners with American Express Global Network Services
(Amex) to provide global benefits and offer exclusive privileges to their premium consumer segments in
India.
2. Which company has partnered with Bajaj Allianz to launch cyber insurance named ‘Digital
Suraksha Group Insurance’?
1) Flipkart
2) Amazon
3) Myntra
4) Snapdeal
5) Max
Answer – 1) Flipkart
Explanation:
Flipkart and Bajaj Allianz General Insurance Company partnered to offer ‘Digital Suraksha Group Insurance’
for customers who wish to cover themselves against financial losses resulting from cyber-attacks, cyber
frauds, or other such malicious activities on various online platforms.
3. India successfully test fired which supersonic cruise missile with a Strike Range of over 400
Kilometers (September 2020)?
1) Prahaar
2) Agni
3) BrahMos
4) Nirbhay
5) Prithvi
Answer – 3) BrahMos
Explanation:
India successfully test fired the surface-to-surface Supersonic Cruise Missile BrahMos with a Strike Range of
over 400 Kilometers from Integrated Test Range (ITR) at Chandipur, Odisha. It was jointly conducted by
Defence Research and Development Organisation (DRDO) & BrahMos Aerospace. The Test-firing was
carried under the PJ-10 Project of DRDO. It will pay the way for serial production of indigenous components
of powerful weapon systems to realise the aim of Atmanirbhar Bharat (self-reliance).
4. Name the wicket keeper who has contributed for the most number of dismissals in T20
Internationals?
1) Rishab Pant
2) MS Dhoni
3) Sushma Verma
4) Alyssa Healy

Top 100 Q&A PDF
Answer - 4) Alyssa Healy
Explanation:
Australian woman cricketer and wicket keeper Alyssa Healy broke the record of “Most Dismissal by Wicket
Keeper” by MS Dhoni’s who made 91 dismissals in 98 T20 Internationals(T20Is) for India. Healy has played
114 T20Is for Australia and broke the record with 92 dismissals in the shortest format of the game during
the match against New Zealand in the 2nd T20I of the three match series at Allan Border Field at Brisbane,
Queensland, Australia.
5. India plans to build 100-bedded Cancer Hospital and 22, 000-seater Cricket Stadium in which
country?
1) Nepal
2) Mauritius
3) Mali
4) Bangladesh
5) Maldives
Answer – 5) Maldives
Explanation:
India will build 100-bedded Cancer Hospital and 22, 000-seater Cricket Stadium, in Hulhumale (Maldives)
under USD 800 Million Line of Credit (LoC) extended to Maldives in 2019.The Export-Import Bank (EXIM)
of India extended the LOC for development of infrastructure projects in Maldives. The construction of the
Hospital will strengthen the bilateral cooperation between the two countries in the Health Sector. India will
partner with Housing Development Corporation Limited of Maldives for the development of Central Park
and renovation of Arrival Jetty in Hulhumale. It will benefit both the visitors and residents.
6. New Development Bank (NDB) has approved USD 241 million for which metro rail project (USD
500 Million approved for Delhi-Ghaziabad-Meerut RRTS Project)?
1) Bengaluru Metro Rail Project
2) Chennai Metro Rail Project
3) Delhi Metro Rail Project
4) Mumbai Metro Rail Project
5) Kolkata Metro Rail Project
Answer - 4) Mumbai Metro Rail Project
Explanation:
New Development Bank (NDB) of BRICS (Brazil, Russia, India, China and South Africa) Nations approved
USD 241 Million (approximately INR 1760 Crores) for Mumbai Metro Rail Project, and USD 500 Million
(approximately INR 3670 Crores) for Delhi-Ghaziabad-Meerut Regional Rapid Transit System (RRTS)
Project. The loans were approved by the Board of Directors of NDB in the 28th Meeting held in virtual
format on September 29, 2020.
7. How many banks were excluded from Second Schedule of the RBI Act, 1934 in September 2020?
1) 4
2) 6
3) 3
4) 7
5) 9
Answer – 2) 6
Explanation:
Reserve Bank of India (RBI) excluded six public sector banks (PSBs) from the Second Schedule of the RBI
Act, 1934 following their merger with other banks with effect from April 01, 2020. The six banks are
Syndicate Bank, Oriental Bank of Commerce (OBC), United Bank of India, Andhra Bank, Corporation Bank,
and Allahabad Bank. OBC and United Bank of India merged into Punjab National Bank; Syndicate Bank into
Canara Bank; Andhra Bank and Corporation Bank into Union Bank of India; and Allahabad Bank into Indian
Bank.

Top 100 Q&A PDF
8. Which bank has signed MoU with Hindustan Unilever Limited (HUL) to provide digital payment
solutions and financing solutions?
3) Canara Bank
4) United Bank of India
5) Indian Bank
Answer – 1) State Bank of India
Explanation:
State Bank of India (SBI) and Hindustan Unilever (HUL) signed a Memorandum of Understanding (MoU) to
provide Digital Payment Solutions and Financing solutions to HUL’s retailers and distributors. The
Partnership will accelerate the adoption of digital payments among small-scale entrepreneurs and retailers
in all parts of the country. It will be available initially in Mumbai and Bengaluru.
9. When was UN’s International Day of Older Persons observed annually?

1) October 2
2) September 29
3) October 1
4) September 30
5) October 3
Answer – 3) October 1
Explanation:
United Nations(UN)’s International Day of Older Persons is annually observed across the globe on 1st
October to recognize the elderlies as an asset to the society who are capable of contributing to the
development process. The 1st October 2020 marks the 30th Anniversary of the International Day of Older
Persons. The first International Day of Older Persons was observed and celebrated on 1st October 1991.
The theme of the International Day of Older Persons 2020 is “Pandemics: Do They Change How We Address
Age and Ageing?”. The decision of the International day of Older persons was preceded by the Vienna
International Plan of Action on Ageing adopted by the 1982 World Assembly on Ageing, which was also
endorsed by the UNGA. On the occasion of the International Day of Older Persons 2020, Dr. Harsh Vardhan,
Union Minister for Health & Family Welfare stated that marking the launch year of the Decade of Healthy
Ageing (2020-2030) various activities will be undertaken throughout 2020.
10. Who heads the 3-member interim committee of directors constituted by RBI to run Dhanlaxmi
bank?
1) P.K Vijayakumar
2) G. Rajagopalan Nair
3) G. Subramonia Iyer
4) A.K. Misra
Answer - 3) G. Subramonia Iyer
Explanation:
The Reserve Bank of India(RBI) approved a 3-member interim Committee of Directors (CoD) to exercise the
powers of Managing Director(MD) & Chief Executive Officer(CEO) of Dhanlaxmi Bank Ltd till a new MD &
CEO takes charge. G. Subramonia Iyer will head(Chairman) the CoD, G. Rajagopalan Nair and P.K
Vijayakumar will serve as its members.
11. Who has been chosen as the recipient of the “2020 Gandhi Award” of Mahatma Gandhi National
Foundation (MGNF)?
1) Sanjay Singh
2) Narayana Kurup
3) M Venkaiah Naidu
4) Jayashankar Menon

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5) Eby J Jose
Answer - 1) Sanjay Singh
Explanation:
Eby J Jose, Chairman of Mahatma Gandhi National Foundation (MGNF) announced that Sanjay Singh,
Member of Parliament (MP) of Rajya Sabha and the leader of Aam Aadmi Party(AAP) has been chosen as the
recipient of the “2020 Gandhi Award”. He was recognized with the award for being instrumental in the
diplomatic intervention of India to remove the image of Mahatma Gandhi on the beer bottles of Malka
brewery, an Israeli private company. M Venkaiah Naidu, Vice President of India will present the 2020
Gandhi Award to Sanjay over an award ceremony at New Delhi in January 2021.
12. ISRO plans to launch Venus mission named “Shukrayaan-1” by which year?
1) 2024
2) 2022
3) 2021
4) 2025
5) 2023
Answer - 4) 2025
Explanation:
ISRO is all set to launch its first Venus mission “Shukrayaan-1” in 2025 with participation of French space
agency CNES (National Centre for Space Studies; French: Centre national d’etudes spatiales). In this regard,
ISRO has selected the VIRAL (Venus Infrared Atmospheric Gases Linker) instrument co-developed with the
Russian federal space agency Roscosmos and the LATMOS (Atmospheres, Milieux, Observations Spatiales
Laborator) attached to the CNRS. Notably this will be the first time a French payload will be flown on an
Indian exploration mission.
13. Prime Minister Modi inaugurated world’s longest highway tunnel (connects Manali and Lahaul-
Spiti Valley) “Atal Tunnel” in which state/UT?
1) Ladakh
3) Uttarakhand
4) Himachal Pradesh
5) Jammu & Kashmir
Answer - 4) Himachal Pradesh
Explanation:
Prime Minister Narendra Modi inaugurated ‘Atal Tunnel’ – World’s Longest Highway Tunnel in Manali,
Himachal Pradesh. The 9.02 Kilometre Long Tunnel has been constructed by Border Roads Organisation
(BRO) at a cost of INR 3, 300 crores. It connects Manali and Lahaul-Spiti Valley. The Atal Tunnel, running
across the 13,050-ft high Rohtang pass, on the Manali-Leh axis is the highest motorable highway tunnel in
the world. The Tunnel has been built by adopting the latest NATM (New Austrian Tunneling Method)
technique.
14. Gram Sampark Abhiyan is the financial inclusion initiative of which bank (scheme launched by
Union Minister Narendra Singh Tomar)?
3) Canara Bank
5) Indian Bank
Answer - 2) Punjab National Bank
Explanation:
To commemorate the 150th birth anniversary of Mahatma Gandhi i.e. on October 2, 2020, Punjab National
Bank (PNB) has launched a 3 months long nationwide campaign of financial inclusion and literacy initiative
“Gram Sampark Abhiyan”. It was launched by Minister of Agriculture and Farmers Welfare Narendra Singh

Top 100 Q&A PDF
Tomar on the lines of “Aatmanirbhar Bharat”. The campaign is centered on four key themes viz. digital,
credit, social security and financial literacy. This campaign will culminate on December 31, 2020 covering
526 districts in 24 states.
15. “Dalle Khursani”, the famous chilli based on ‘which’ state got GI tag recently?
1) Karnataka
2) Gujarat
3) Andhra Pradesh
4) Sikkim
5) Kerala
Answer – 4) Sikkim
Explanation:
On the basis of an application filed by the North Eastern Regional Agricultural Marketing Corporation
Limited (NERAMAC) on behalf of Sikkim, the red cherry pepper chilli of Sikkim, “Dalle Khursani” earned the
geographical indication (GI) tag from the Union Department for Promotion of Industry and Internal Trade
(DPIIT). It is considered as one of the hottest chilli in the world with medicinal values.
16. Housing & Urban Affairs secretary Durga Shanker Mishra has launched API integration between
PM SVANidhi Portal and eMudra Portal of ‘which’ Bank?
4) Canara Bank
Explanation:
Durga Shanker Mishra, Secretary, Ministry of Housing & Urban Affairs (MoHUA) launched the API
(Application Programming Interface) integration between the PM SVANidhi Portal and the SBI (State Bank
of India)’s eMudra portal. This launch is a part of Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM
SVANidhi) Scheme.
17. Harvey J. Alter, Charles M. Rice and Michael Houghton has won 2020 Nobel prize in
Physiology/medicine for discovering which virus?
1) GB Virus
2) Polio Virus
3) Hepatitis C Virus
4) Corona Virus
5) Ebola Virus
Answer – 3) Hepatitis C Virus
Explanation:
The Head of the Nobel Committee, Thomas Perlmann announced the Nobel Prize in Physiology or Medicine
2020 jointly to 2 Americans Harvey J. Alter and Charles M. Rice and one British-born scientist Michael
Houghton for discovering the Hepatitis C virus, a major global health problem that causes cirrhosis and liver
cancer at the Nobel Assembly at Karolinska Institutet in Stockholm, Sweden. Note- The award is the 1st of
six prizes being announced. The other prizes include in the fields of physics, chemistry, literature, peace and
economics.
18. Which country planned to send world’s 1st mining robot ‘Asteroid Mining Robot’ into space by
November 2020?
1) China
2) India
3) Russia
4) Japan

Top 100 Q&A PDF
5) United States
Answer – 1) China
Explanation:
An IEEE Spectrum report stated that Origin Space, the Beijing-based company is set to send world’s first
mining robot named ‘asteroid mining robot’ into space by November 2020 to identify and extract resources.
The mining robot will be launched into space by a Chinese Long March series rocket. The 30-gram
spacecraft, NEO-1, is likely to be launched as a secondary payload on a Chinese Long March rocket. This
company also has another mission, Yuanwang-1 (‘Look up-1’), nicknamed ‘Little Hubble’, which is to be
launched by late 2021 or early 2022.
19. India’s 1st ever organic spices seed park will be set up in which state?
1) Uttarakhand
2) Sikkim
3) Gujarat
4) Madhya Pradesh
5) Goa
Explanation:
Gujarat Chief Minister Vijay Rupani released Sanction letters to two Farmer Producer Organisations (FPOs)
for the Country’s First Ever Organic Spices Seed Park in Patan & Banaskantha districts for production of
Cumin & Fennel Seeds.
20. Name the bank which in partnership with Visa launched the 1st of its kind debit card facility for
availing Loan Against Securities (LAS).
2) ICICI Bank
3) HDFC Bank
4) RBL Bank
Explanation:
ICICI Bank in partnership with Visa introduced a debit card facility for customers who avail Loan Against
Securities (LAS) from the bank. The card is available on the Visa platform. With this introduction, ICICI bank
becomes the 1st bank in India to launch this facility after the Reserve Bank of India (RBI) allowed banks to
issue electronic(e) cards to customers availing an Overdraft (OD) facility, that are only in the nature of
personal loan with no specific end-use restriction. Note– New customer who avail LAS will be issued a Debit
card.
21. Roger Penrose, Reinhard Genzel and Andrea Ghez has got 2020 Nobel Prize in which field?
1) Economics
2) Medicine
3) Chemistry
4) Physics
5) Literature
Answer – 4) Physics
Explanation:
Goran K. Hansson, secretary-general of the Royal Swedish Academy of Sciences, announced the Nobel Prize
in Physics 2020. One half of the 2020 Nobel Prize in Physics was given to Roger Penrose (United Kingdom-
UK) for his discovery that black hole formation is resilient prediction of the general theory of relativity and
the other half jointly to Reinhard Genzel(German) and Andrea Ghez(America) for their discovery of a
supermassive compact object at the centre of our galaxy (Milky Way). The award comprises a gold medal
and prize money of 10 million Swedish kronor (more than $1.1 million).

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22. The ‘Unfinished’ is the memoir of whom?
1) Alia Bhatt
2) Priyanka Chopra
3) Deepika Padukone
4) Anushka Sharma
5) Sara Ali Khan
Answer - 2) Priyanka Chopra
Explanation:
Actor-producer Priyanka Chopra’s long-awaited book debut, 'Unfinished', will be launched on January 19,
2021, publisher Penguin Random House India announced recently.
23. Which bank partnered with Vistara to launch industry 1st co-branded Forex card for
international travelers?
1) Indian Bank
2) IndusInd Bank
3) Yes Bank
4) Axis Bank
Answer – 4) Axis Bank
Explanation:
Axis Bank Ltd in partnership with Vistara, India’s full service carrier launched a Co-Branded Forex Card,
‘Axis Bank Club Vistara Forex Card’ to cater the needs of international travellers. This is the 1st-ever
collaboration by a bank and an Indian airline for a co-branded forex card. The multicurrency forex card
enables customers to travel to international destinations in a cashless and hassle free manner.
24. Who has been appointed as the chairman of State Bank of India with effect from October 7,
2020?
1) Tapan Singhel
2) Rajnish Kumar
3) Ashwini Kumar Tewari
4) Dinesh Kumar Khara
5) Padmaja Chunduru
Answer – 4) Dinesh Kumar Khara
Explanation:
The Government of India appointed Dinesh Kumar Khara, the current Managing Director of State Bank of
India as the new Chairman of SBI for a period of three years effective from 7th October 2020. Dinesh Kumar
Khara succeeds Rajnish Kumar as the new Chairman, whose 3-year term ended on 7th October 2020. The
appointment of Dinesh Kumar was recommended by the Bank Board Bureau.
25. India’s 1st transportation tunnel (underwater) will be constructed below which river?
1) Tapti
2) Godavari
3) Hooghly
4) Indus
5) Narmada
Answer - 3) Hooghly
Explanation:
The Central Government has approved the revised cost estimates for construction of Kolkata East West
Corridor project as per the realigned route. Now the estimated completion cost of the project is Rs. 8575
crores where the Ministry of Railway’s share is Rs.3268.27 crore, Ministry of Housing and Urban Affairs
(MoHUA)’ share as Rs.1148.31 crore and Japan International Cooperation Agency (JICA) loan of Rs.4158.40
crore. The target date for completion of the entire project is December, 2021. Notably the
project also envisages construction of 16.6 Km long Metro Railway Corridor including tunnel below ‘river

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Hooghly’ which is the “1st transportation tunnel in India” under any major river as well as Howrah Station
which is one of the deepest Metro stations in India.
26. How many people will be pushed towards extreme poverty due to COVID-19 by the end of 2021
as per World Bank report?
1) 78 million
2) 200 million
3) 150 million
4) 142 million
5) 226 million
Answer - 3) 150 million
Explanation:
According to the Biennial report ‘Poverty and Shared Prosperity 2020: Reversals of Fortune’ released by the
World Bank Group around 150 Million People will be pushed into Extreme Poverty by the end of 2021 due
to COVID-19. This is the first rise in Extreme Poverty Percentage in 20 years. The report analyzes three
aspects which are driving the increase in global poverty – COVID-19, Armed Conflict and Climate Change.
27. The 2nd edition of QUAD (Quadrilateral Security Dialogue) held between India, Australia, Japan &
United States of America (USA) at which city?
1) Tokyo
2) New Delhi
3) Sydney
4) New York
5) Bengaluru
Answer - 1) Tokyo
Explanation:
External Affairs Minister (EAM), S. Jaishankar visited Tokyo, Japan for a two-day visit from October 6-7,
2020. On October 6, 2020, EAM S. Jaishankar participated in the Second QUAD (Quadrilateral Security
Dialogue) held between India, Australia, Japan & United States of America (USA) in Tokyo, Japan.
28. What is the estimated GDP of India in FY21 as per World Bank?
1) (-) 7.4%
2) (-) 17.1%
3) (-) 12.3%
4) (-) 5.3%
5) (-) 9.6%
Answer - 5) (-) 9.6%
Explanation:
As per World Bank’s latest South Asia Economic Focus forecasts, India’s Gross Domestic Product(GDP) is
expected to contract by 9.6%(-9.6%) in FY21. This prediction reflects the national lockdown and the income
shock experienced by households and firms due to the COVID-19 pandemic. On the other hand, it expects a
5.4% rebound in FY22. Regional growth (South Asia) is expected to contract by 7.7% in 2020, after topping
6% annually in the past five years, and rebound to 4.5% in 2021.
29. Which is 1st state in India to use Quick Deployment Antenna (QDA) technology for disaster
management?
2) Uttarakhand
3) Gujarat
4) Sikkim
5) Meghalaya
Answer – 2) Uttarakhand

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Explanation:
Uttarakhand CM inaugurated the State Disaster Response Force’s (SDRF) latest Quick Deployment Antenna
(QDA) technology. QDA is a satellite based communication technology which establishes communication in
places where network coverage is low or has zero coverage. It will be able to send and receive video or
voice calls, and is capable of data transfer which are vital during Emergency Situations. Uttarakhand is the
First State to use QDA technology for disaster management.
30. Who has got additional charge as the minister of Consumer Affairs, Food and Public
Distribution?
1) Narendra Singh Tomar
2) Piyush Goyal
3) Jitendra Singh
4) Smriti Irani
5) Prakash Javadekar
Answer – 2) Piyush Goyal
Explanation:
Ram Nath Kovind, President of India, as advised by Prime Minister Narendra Modi, has assigned Union
Minister Piyush Goyal with additional charge of the Ministry of Consumer Affairs, Food and Public
Distribution following the death of Ram Vilas Paswan. Piyush Goyal is currently serving as the Cabinet
Minister of Railways and Commerce and Industry and as deputy leader of BJP (Bharatiya Janata Party) in
Rajya Sabha.
31. Who has won 2020 Nobel Prize in Literature?

1) Jesper Svenbro
2) Anders Olsson
3) Per Wästberg
4) Louise Glück
5) Rebecka Kärde
Answer – 4) Louise Glück
Explanation:
Mats Malm, Permanent Secretary of the Swedish Academy announced the Nobel Prize in Literature 2020 to
77-year-old Louise Glück, American Poet and essayist “for her unmistakable poetic voice that with austere
beauty makes individual existence universal”.
32. Which organization has won Nobel Peace Prize 2020?

1) United Nations High Commissioner for Refugees
2) International Committee of the Red Cross
3) World Food Programme
4) International Campaign to Abolish Nuclear Weapons
5) Organisation for the Prohibition of Chemical Weapons
Answer – 3) World Food Programme
Explanation:
Berit Reiss-Andersen, Chair of the Norwegian Nobel Committee announced the Nobel Peace Prize 2020 to
the United Nations(UN) World Food Programme(WFP) for its efforts to fight hunger, for its contribution to
improving peace conditions in conflict-affected areas and for acting as a driving force in efforts to prevent
the use of hunger as a weapon of war and conflict. As the largest specialized agency of the United Nations,
the World Food Program is a modern version of the Peace Congresses, that the Nobel Peace Prize aims to
promote.
33. Name the India’s 1st Anti-radiation missile which was tested from Sukhoi-30 Fighter Aircraft.
1) Alarm 1
2) Hormoz 1
3) MAR 1

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4) Rudram 1
5) Prithvi 1
Answer – 4) Rudram 1
Explanation:
India successfully test-fired its first indigenous anti-radiation missile, Rudram 1, a New Generation Anti-
Radiation Missile (NGARM) integrated on Su-30MKI fighter aircraft of Indian Air Force. Developed by
Defence Research and Development Organisation (DRDO), this air-to-surface missile was tested at the
interim test range Balasore, off the coast of Odisha in the Bay of Bengal.
34. Union Minister of Consumer Affairs, Food and Public Distribution Ram Vilas Paswan who passed
away recently was elected from which Lok Sabha constituency?
1) Vellore, Tamil Nadu
2) Ahmedabad, Gujarat
3) Lucknow, Uttar Pradesh
4) Hajipur, Bihar
5) Jamshedpur, Jharkhand
Answer – 4) Hajipur, Bihar
Explanation:
Ram Vilas Paswan, Union Minister of Consumer Affairs, Food and Public Distribution (elected from the
Hajipur constituency of Bihar) passed away at the age of 74 in a hospital at New Delhi due to heart ailments.
He was born on 5th July 1946 at Khagaria, Eastern Bihar. He was the leader of the Lok Janshakti Party(LJP)
and a stalwart of socialist movements and known as the foremost Dalit leader of Bihar. He was elected to
the Lok Sabha for the first time in 1977 with highest margin as a member of Janata Party and he held the
Guinness record for winning his constituency, Hajipur, with the highest margin for many years.
35. Which state/UT has become the 1st ‘Har Ghar Jal’ state by providing FHTCs to every rural
household?
1) Ladakh
2) Maharashtra
3) Goa
4) Puducherry
Answer – 3) Goa
Explanation:
Goa has become the first ‘Har Ghar Jal’ state in the country under Centre Governments Jal Jeevan Mission
(JJM) by providing 100% tap water connections in Functional Household Tap Connections (FHTCs)
covering 2.30 lakh households. The state has achieved the target before time i.e. by 2021. There are 1 lakh
65 thousand rural households in North Goa and 98,000 rural households in South Goa in 191 Gram
Panchayats. Now, to strengthen water testing facilities, the State is in process of getting 14 National
Accreditation Board for Testing and Calibration Laboratories (NABL) accredited water quality testing
laboratories.
36. What is the current repo rate of India?

1) 4.4%
2) 3.25%
3) 4%
4) 3.5%
5) 3.75%
Answer – 3) 4%
Explanation:
The 6-member 25th Monetary Policy Committee (MPC) meeting of Reserve Bank of India (RBI) was held
from October 7-9, 2020 which was headed by RBI Governor Shaktikanta Das. The 6-member 25th Monetary
Policy Committee (MPC) meeting of Reserve Bank of India (RBI) was held from October 7-9, 2020 which

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was headed by RBI Governor Shaktikanta Das. During the meeting it was projected that the economy will
contract by 9.5% in 2020-21 amid COVID-19 with risks tilted to the downside: -9.8% in Q2/2020-21, -5.6%
in the third quarter, and 0.5% in the fourth quarter.
Category Rate
Policy Repo Rate 4.00%
Reverse Repo Rate 3.35%
Marginal Standing Facility (MSF) Rate 4.25%
Bank Rate 4.25%
37. Defence minister Rajnath Singh laid foundation stone for 450m long ‘Nechiphu tunnel’ in which
state/UT?
1) Uttarakhand
3) Assam
4) Meghalaya
5) Gujarat
Explanation:
Rajnath Singh, Union Defence Minister virtually inaugurated 44 bridges, built by Border Roads Organisation
(BRO) across 7 States/UTs (Union Territories) in border areas. Most of these bridges are in strategically
important areas and will help armed forces to ensure quick movement of troops and weapons. He also laid
the Foundation Stone for 450 meters long, ‘Nechiphu Tunnel’, a bi-lane tunnel, on the road to Tawang in
Arunachal Pradesh. It is to be noted that this is the 1st time such a large number of bridges on different
borders of the country were inaugurated. The strategically important tunnel will ensure all weather
connectivity across Nechiphu Pass. It will also provide a safe and secure passage through accident prone
areas.
38. Which is 1st state/UT in India to go digital in public education?

1) Kerala
2) Chhattisgarh
3) Telangana
4) Puducherry
5) Delhi
Explanation:
The state of Kerala has become the First State in India to make the public education sector completely
digital. It has been implemented at a cost of INR 42.36 Crores, out of which KIIFB has contributed INR 34.75
crores. The project was implemented by Kerala Infrastructure and Technology for Education (KITE).
Financial assistance was provided by Kerala Infrastructure Investment Fund Board (KIIFB).
39. How many beaches in India have been awarded with ‘Blue Flag’ certification by Denmark based
Foundation for Environmental Education (FEE) recently (October 2020)?
1) 8
2) 5
3) 12
4) 4
5) 9
Answer – 1) 8
Explanation:
Eight Beaches of India have been awarded “BLUE FLAG” by Denmark based Foundation for Environmental
Education (FEE). India became the First Country to be awarded the Coveted International Blue Flag

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certification for 8 beaches in one attempt. It was selected by an International Jury consisting of eminent
members from United Nations Economic Programme (UNEP), United Nations World Tourism Organization
(UNWTO), FEE & International Union for Conservation of Nature (IUCN).
List of 8 beaches:
Beach State
Shivrajpur Gujarat
Ghoghla Diu
Kasarkod Karnataka
Padubidri Karnataka
Kappad Kerala
Rushikonda Andhra Pradesh
Golden Beach Odisha
Radhanagar Andaman & Nicobar Islands
40. Who has won women’s singles title in 124th edition of French open/Roland Garros (Rafael Nadal
won Men’s singles title for 13th time)?
1) Sofia Kenin
2) Iga Swiatek
3) Timea Babos
4) Alexa Guarachi
5) Kristina Mladenovic
Answer – 2) Iga Swiatek
Explanation:
The 124th Edition of French Open (also known as Roland Garros) took place at the Roland Garros Stadium,
Paris, France from 27th September – 11th October, 2020. The French Open is a Clay Court Tennis
Tournament. Rafael Nadal (Spain) defeated Novak Djokovic (Serbia) to clinch his 13th French Open title.
With the French Open win, Rafael Nadal equalled Roger Federer’s all-time men’s record of 20 Grand Slams.
He became the Second Man and Fourth Player to win 20 Grand Slams. Iga Swiatek (Poland) defeated Sofia
Kenin (United States of America – USA) to win the 2020 French Open Women’s Title. This is Swiatek’s
Maiden Grand Slam Title and she is the first Polish Tennis Player to win a Grand Slam. She became the first
player born in the 21st Century (Both Male & Female) to win a Grand Slam Singles Title.
French Open 2020 Winners:
Category Winner Runner-up
Men’s Singles Rafael Nadal (Spain) Novak Djokovic (Serbia)
Women’s
Singles Iga Swiatek (Poland) Sofia Kenin (USA)
Kevin Krawietz (Germany), Andreas Mies Mate Pavic (Croatia), Bruno Soares
Men’s Doubles (Germany) (Brazil)
Women’s Timea Babos (Hungary), Kristina Mladenovic Alexa Guarachi (Chile), Desirae Krawczyk
Doubles (France) (USA)
41. Which state government has formed the 1st of its kind welfare board for the upliftment of
farmers (October 2020)?
1) Haryana
2) Karnataka
3) Telangana
4) Kerala
5) Odisha

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Explanation:
Kerala Government has formed ‘Kerala Karshaka Kshemanidhi Board’ (Kerala Farmers Welfare Fund
Board) – a Board for upliftment of Farmers in the State. It is the first time in India that a Welfare Fund
Board has been formed for upliftment of farmers. The State Cabinet has appointed Dr. P. Rajendran as
Chairman of Kerala Farmers Welfare Fund Board.
42. Name the organization which has released the report titled “The human cost of disasters: an
overview of the last 20 years (2000-2019)”.
1) Food and Agriculture Organization
2) United Nations Industrial Development Organization
3) United Nations System-Wide Earth watch
4) United Nations Office for Drug Control and Crime Prevention
5) United Nations Office for Disaster Risk Reduction
Answer – 5) United Nations Office for Disaster Risk Reduction
Explanation:
The United Nations Office for Disaster Risk Reduction(UNDRR) published the report titled “The human cost
of disasters: an overview of the last 20 years (2000-2019)” which states that climate change is the major
cause for the doubling of natural disaster in the past 20 years (2000- 2019). The report was released to
mark the International Day for Disaster Risk Reduction on 13th October 2020.
43. According to Reserve Bank of India, digital payments increased at a compounded annual growth
rate of ______ from FY2015-16 to FY19-20.
1) 41.6%
2) 36.5%
3) 55.1%
4) 72.3%
5) 64.6%
Answer – 3) 55.1%
Explanation:
In accordance with the latest data of Reserve Bank of India (RBI), between 2015-16 and 2019-20, digital
payments increased at a compounded annual growth rate of 55.1% from 593.61 crore in FY2015-16 to
3,434.56 crore in FY19-20. In absolute terms, this value has grown from Rs 920.38 lakh crore to Rs 1,623.05
lakh crore during this period at an annual compounded rate of 15.2%. As percent of card usage, they are
being used increasingly for payments–from 20 per cent in FY16 to 45 per cent in FY20, with debit card
turnover outpacing credit card values.
44. Who heads the panel formulated by central government to streamline telecom spectrum
allocation?
1) Rajiv Gauba
2) Ajit Seth
3) PK Sinha
4) Kamal Pande
5) Kapil Dev Tripathi
Answer – 1) Rajiv Gauba
Explanation:
Central Government has formulated a panel of secretaries under cabinet secretary Rajiv Gauba to
streamline telecom spectrum allocation process and examine the possibility of making the auction of
spectrum an annual calendar event. The panel comprises the secretaries of home, defence, railways,
telecom, Information and Broadcasting (I&B) and department of space.

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45. Union Textiles Minister Smriti Irani launched First-Ever brand & logo for Indian cotton on
occasion of World Cotton Day on October 7, 2020. By which name Indian premium cotton will be
referred in World Cotton Trade?
1) Kanchi Cotton
2) Poorva Cotton
3) Kasturi Cotton
4) Purna Cotton
5) Sarvesh Cotton
Answer - 3) Kasturi Cotton
Explanation:
Union Minister for Textiles, Smriti Zubin Irani launched First-Ever Brand & Logo for Indian Cotton through
virtual mode on occasion of World Cotton Day on October 7, 2020. India’s Premium Cotton is set to be
known as ‘Kasturi Cotton’ in World Cotton Trade. It will represent Whiteness, Brightness, Softness, Purity,
Luster, Uniqueness and Indianness. India produces 51% of the total organic cotton production in the world.
46. Who among the following has been appointed as the new deputy governor of Reserve Bank of
India?
2) Rajnish Kumar
3) M Rajeshwar Rao
4) J Venkatramu
5) Suresh Kumar Sethi
Answer - 3) M Rajeshwar Rao
Explanation:
Government of India appointed M Rajeshwar Rao as the new 4th deputy governor of the Reserve Bank of
India(RBI) responsible for Financial regulations. He will succeed NS Vishwanathan, the former 4th Deputy
Governor of RBI, who resigned in March 2020 before the completion of his term (June 2020). M Rajeshwar
Rao is currently serving as the executive director of RBI.
47. Jewer Airport is located in which state?

1) Maharashtra
2) Madhya Pradesh
3) Chhattisgarh
4) Uttar Pradesh
5) Gujarat
Answer - 4) Uttar Pradesh
Explanation:
The Government of Uttar Pradesh(UP) and the Zurich Airport International AG(ZAIA) signed a 40-year
concession agreement which grants license to Zurich Airport for designing, building and operating the
Noida International Airport(NIA) (also known as Jewar Airport) at Jewar, outskirts of Delhi.
48. What is the minimum limit in Real-Time Gross Settlement (RTGS) transfer?
1) 5 Lakh
2) 1 Lakh
3) 2 Lakh
4) 10 Lakh
5) 15 Lakh
Answer – 3) 2 Lakh
Explanation:
RBI has decided to allow real-time gross settlement (RTGS) facility round the clock i.e. 24*7*365 starting
December 2020. This decision has been taken to provide wider payment flexibility to domestic corporates
and institutions and to facilitate India’s efforts to develop international financial centers. With this, India
will be among very few countries globally with a 24x7x365 large value real-time payment system. Currently

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this service is available between 7 a.m. and 6 p.m. on all working days of the week. RTGS facility is typically
used by companies to transfer large sums of money for payments or repayments. The minimum amount for
RTGS transfer is Rs 2 Lakh with no or maximum ceiling. In December 2019, the RBI made all transactions
through the National Electronic Fund Transfer (NEFT) facility 24×7.
49. Mount Kilimanjaro the highest peak in Africa is located in which country?
1) Tanzania
2) Ethiopia
3) Nigeria
4) Uganda
5) Kenya
Answer – 1) Tanzania
Explanation:
Recently, a fire that has broken out on the slopes of Mount Kilimanjaro, the highest peak in Africa. The cause
of the fire is not clear but strong winds and dry weather have caused it to spread fast. Mount Kilimanjaro is
a dormant volcano in Tanzania.
50. Union cabinet has approved implementation of ‘which’ project (funded by world bank) to
strengthen school education system.
1) GALAXY
2) MOON
3) SUN
4) STARS
5) ENERGY
Answer – 4) STARS
Explanation:
As a part of implementing the new National Education Policy (NEP), 2020, the Cabinet approved the
implementation of Rs 5718 crore Strengthening Teaching-Learning and Results for States (STARS) project
with a financial aid from World Bank amounting to US $500 million (approximately Rs. 3700 crore). It is a
Centrally Sponsored Scheme (CSS) under Department of School Education and Literacy, Ministry of
Education (MoE) to support states in strengthening the school education system by focusing on quality
based learning outcomes. It will be implemented in six states — Himachal Pradesh, Rajasthan, Maharashtra,
Madhya Pradesh, Kerala and Odisha.
51. The National Authority of Ship Recycling will be set up in which place?
1) Gandhinagar, Gujarat
3) Visakhapatnam, Andhra Pradesh
4) Kandla, Gujarat
5) Cochin, Kerala
Answer – 1) Gandhinagar, Gujarat
Explanation:
Government of India (GoI) notified Directorate General of Shipping as National Authority for Recycling of
Ships under Section 3 of the Recycling of Ships Act, 2019. As apex body, DG Shipping will administer,
supervise and monitor all activities related to recycling of ships. National Authority of Ship Recycling will be
set up in Gandhinagar, Gujarat
52. Name the Life Insurance Product which was introduced by IRDAI and made it mandatory to All
Life Insurance Companies from January 1, 2021?
1) Safal Jeevan Bima
2) Sabal Jeevan Bima
3) Umang Jeevan Bima
4) Anand Jeevan Bima

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5) Saral Jeevan Bima
Answer – 5) Saral Jeevan Bima
Explanation:
On October 15, 2020, Insurance Regulatory and Development Authority of India (IRDAI) released
Guidelines for Standard Life Insurance Product ‘Saral Jeevan Bima’. The insurance scheme should
be mandatorily offered by All Life Insurance Companies from January 1, 2021. A Standard Insurance
Product will enable the customers to easily make an informed choice, enhance trust between Insurers and
insured and reduce mis-selling.
53. Hindustan Zinc Limited Signed a MoU with which state to Set up World’s Biggest Zinc Smelter
Plant?
1) Goa
2) Chhattisgarh
3) Jharkhand
4) Punjab
5) Gujarat
Explanation:
On 14th October 2020, the Hindustan Zinc Limited (HZL), a subsidiary of Vedanta Limited, signed a
Memorandum of Understanding (MoU) with the government of Gujarat to set up World’s Biggest Zinc
smelter complex in Doswada GIDC (Gujarat Industrial Development Corporation), Tapi, Gujarat. This
300 KTPA (Kilo Tonnes Per Annum) greenfield facility of HZL is the first of its kind in Gujarat with zero
liquid discharge.
M. K. Das, IAS, Additional Chief Secretary, Industries and Mines, Government of Gujarat and Arun Misra, CEO
of Hindustan Zinc Limited signed the MoU.
54. What was the theme for Global Handwashing Day 2020 which was celebrated October 15
(annually)?
1) Our hands, our future
2) Clean Hands for All
3) Hand Hygiene for All
4) Clean hands - a recipe for health
5) Clean hands save lives
Answer – 3) Hand Hygiene for All
Explanation:
Global Handwashing Day is celebrated annually on October 15. The global advocacy day aims to raise
awareness and understanding about the importance of handwashing with soap as an effective and
affordable way to prevent diseases and save lives. Theme of Global Handwashing Day 2020 – “Hand
Hygiene for All”. The theme follows the recent global initiative, Hand Hygiene for All Global Initiative, led by
the World Health Organization (WHO) and United Nations Children’s Fund (UNICEF).
55. The Zojila Tunnel in Jammu & Kashmir (J&K) provides all-weather connectivity between
Srinagar valley and which city?
1) Kullu
2) Manali
3) Jammu
4) Leh
5) Katra
Answer- 4) Leh
Explanation:
Union Minister Nitin Jairam Gadkari of Ministry of Road Transport & Highways (MoRTH) & Ministry of
Micro, Small & Medium Enterprises (MoMSME) initiated the first blasting process for the construction of
one of the longest bi-directional road in Asia i.e. 14.15 Km Zojila Tunnel in Jammu & Kashmir (J&K) to

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provide all-weather connectivity between Srinagar valley and Leh (Ladakh plateau) on National Highway
(NH)-1. The project has a completion schedule of six years (72 months).The project will be implemented
by National Highways and Infrastructure Development Corporation Ltd (NHIDCL) while its construction
work will be carried by Hyderabad (Telangana) based Megha Engineering & Infrastructure Limited (MEIL).
56. Who has virtually launched the ‘KAPILA’ Kalam Program for Intellectual Property (IP) Literacy
and Awareness campaign?
1) Ramesh Pokhriyal ‘Nishank’
2) S Jaishankar
3) Narendra Modi
5) Prakash Javdekar
Answer- 1) Ramesh Pokhriyal ‘Nishank’
Explanation:
On the occasion of 89th birth anniversary of former President and Scientist Late Dr. APJ (Avul Pakir
Jainulabdeen) Abdul Kalam i.e. on October 15, 2020, Union Minister Ramesh Pokhriyal ‘Nishank’, Ministry
of Education (MOE) virtually launched the ‘KAPILA’ Kalam Program for Intellectual Property (IP) Literacy
and Awareness campaign. The occasion also saw the release of the Institution Innovation Council (IIC 2.0)
annual report, launch of IIC 3.0 website, along with the launch announcement of IIC 3.0. It was also decided
to celebrate October 15th to October 23rd, 2020 as ‘Intellectual Property (IP) Literacy Week’.
57. Which Country will receive its first submarine namely, “INS Sindhuvir” from India?
1) Bangladesh
2) Sri Lanka
3) Myanmar
4) Mauritius
5) Maldives
Answer- 3) Myanmar
Explanation:
Official spokesperson of Ministry of External Affairs (MEA), Anurag Srivastava announced that the
Myanmar Navy is all set to receive its first submarine namely “Indian Naval Ship (INS) Sindhuvir”, a Kilo
class submarine which will be handed over by India under its vision of SAGAR (Security and Growth for All)
in the Region to provide guaranteed security for all maritime partners. Myanmar Navy will initially use INS
Sindhuvir for training and orientation purposes for its Navy personnel as it has a capacity of staying
underwater for almost 45 days.
58. Which Bank signed a MoU with Ministry of Housing and Urban Affairs and Small Industries
Development Bank of India (SIDBI) to pay subsidy to street vendors under the PM SVANidhi
Scheme?
1) Bank of Baroda
3) Canara Bank
4) Indian Bank
Answer- 4) Indian Bank
Explanation:
Indian Bank signed a Memorandum of Understanding (MoU) with Ministry of Housing and Urban
Affairs (MoHUA), Government of India and Small Industries Development Bank of India (SIDBI) at New
Delhi, to pay subsidy to street vendors under the Prime Minister Street Vendor’s AtmaNirbhar Nidhi (PM
SVANidhi) Scheme. MoU was signed by Sanjay Kumar, Joint Secretary (National Urban Livelihoods Mission-
NULM) of MoHUA, Vikas Kumar, Field General Manager, New Delhi, Indian Bank and Subodh Kumar,
General Manager of SIDBI.

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59. Which is the 1st Small Finance Bank to go live under the bank sponsorship programme (become
sponsor of Ashoknagar Co-operative Bank)?
1) Ujjivan Small Finance Bank
2) Utkarsh Small Finance Bank
3) AU Small Finance Bank
4) Jana Small Finance Bank
5) Fincare Small Finance Bank
Answer- 4) Jana Small Finance Bank
Explanation:
Jana Small Finance Bank (SFB) becomes Sponsor Bank of Ashoknagar Co-operative Bank Limited. With this
partnership, Jana SFB becomes the 1st SFB to go live under the bank sponsorship programme. The Core
Banking Solution (CBS)-enabled co-operative banks has been permitted by the Reserve Bank of India(RBI)
to issue ATM cards/ATM-cum-debit cards in a tie-up with a sponsor bank.
60. Which country has been re-elected as co-President of the International Solar Alliance (ISA) for a
term of two years at the 3rd Assembly of ISA held virtually?
1) Russia
2) France
3) China
4) USA
5) Netherlands
Answer – 2) France
Explanation:
Third Assembly of the International Solar Alliance was held in a virtual mode where India and France were-
elected as the President and Co-President of the International Solar Alliance (ISA) for a term of two years at
the virtual third Assembly of ISA. During the assembly, a report prepared by the World Resources Institute
(WRI) was presented which identified the sources of funds, opportunities and constraints, in scaling up
solar investments and the contribution of ISA in assisting Member countries. The Haryana Chief Minister
(CM), Manohar Lal Khattar conferred the Kalpana Chawla awards named after the American astronaut of
Indian origin, to Dr. Bhim Singh from IIT (Indian Institute of Technology) Delhi and Dr. Aaesha
Alnuaimi from Dubai Electricity and Water Authority, United Arab Emirates (UAE).
61. Who has been elected as the Chairman of Indian Banks’ Association (IBA) for 2020-21?
1) Amitabh Chaudhary
2) Rajnish Kumar
3) K Rajeshwar Rao
4) Rajkiran Rai G
Answer – 4) Rajkiran Rai G
Explanation:
At the meeting of the Managing Committee of the Indian Banks’ Association (IBA), Rajkiran Rai G, Managing
Director (MD) and Chief Executive Officer (CEO), Union Bank of India (UBI), has been elected as
the Chairman of the Association for the term 2020-21. He succeeds Rajnish Kumar. While, Dinesh Kumar
Khara, Chairman, State Bank of India (SBI), was elected as Deputy Chairman of the Association for the year
2020-21.
62. Cricketer Umar Gul who announced retirement recently played for which country?
1) Pakistan
2) South Africa
3) Afghanistan
4) Bangladesh
5) UAE
Answer – 1) Pakistan

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Explanation:
Fast Bowler Umar Gul announced retirement from all forms of Cricket at the age of 36. He is a Right-arm
Fast Medium Bowler. He hails from Peshawar, Pakistan and has represented Pakistan in 47 Tests, 130 One
Day Internationals (ODIs) and 60 Twenty20 Internationals (T20Is). He has taken 163 Wickets in Tests, 179
in ODIs and 85 wickets in T20Is. He was part of the 2009 Twenty 20 World Championship winning Pakistan
Team which took place in England. With 85 Wickets in 60 T20Is, Umar Gul is the Fifth Highest Wicket
Taker in Twenty20 International Cricket.
63. Which Bank has signed a Memorandum of Understanding (MoU) with Mahindra and Mahindra
(M&M) for tractor finance business?
1) Bank of Baroda
3) Canara Bank
4) Indian Bank
Answer – 1) Bank of Baroda
Explanation:
Bank of Baroda (BoB) signed a Memorandum of Understanding (MoU) with Mahindra and Mahindra
(M&M) for tractor finance business. This aims to enhance the agriculture business and support farmers to
avail loans to buy tractors. BoB will provide the facility to the customers of M&M through its 5000 rural and
semi urban branches. BoB has partnered with Gromax under the Mahindra stable as preferred Brand.
64. Who has been elected as the Prime Minister of New Zealand (October 2020)?
1) Constantina Dita
2) Katrin Jakobsdottir
3) Jacinda Ardern
4) Sanna Marine
5) Aava Murto
Answer – 3) Jacinda Ardern
Explanation:
Jacinda Ardern leader of the Labour Party won the 2nd term as the Prime Minister of New Zealand with her
landslide victory in the 2020 General Elections. The Labour Party won the election with 49% of the votes
and its coalition partner the Green Party won 8% i.e., 10 seats.
65. Which Edition of India-Sri Lanka Maritime Exercise SLINEX-20 is being held at Trincomalee in Sri
Lanka?
1) 6th
2) 5th
3) 8th
4) 7th
5) 9th
Answer – 3) 8th
Explanation:
India’s policy of ‘Neighborhood First’ and vision of ‘Security and Growth for all in the Region (SAGAR)’ is
boosting interactions with neighboring countries including Sri Lanka with which Indian Navy (IN) initiated a
8th Edition of annual Sri Lanka Navy (SLN) bilateral maritime exercise SLINEX-20 from October 19-21
October 2020 off Trincomalee in Sri Lanka. The Indian side is represented by indigenously built ASW (anti-
Submarine Warfare corvettes) Kamorta and Kiltan under the command of Rear Admiral Sanjay Vatsayan,
Flag Officer Commanding Eastern Fleet (FOCEF) while Sri Lanka Navy (SLN) is represented by SLN Ships
Sayura (Offshore Patrol Vessel) and Gajabahu (Training Ship) led by Rear Admiral Bandara Jayathilaka, the
Flag Officer Commanding Naval. In addition, Indian Navy Advanced Light Helicopter (ALH)
and Chetak helicopters embarked onboard IN ships and Dornier Maritime Patrol Aircraft are also
participating.

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66. Which is World’s First Country to attach Facial verification in the National Identification
Database?
1) Singapore
2) Israel
3) Malaysia
4) Indonesia
5) Australia
Answer – 1) Singapore
Explanation:
Singapore became the World’s First Country to attach Facial verification in the National Identification
Database. The function is called “SingPass Face Verification”. Using “SingPass Face Verification” a number of
Government services can be accessed online. It is being rolled out to the city-state’s SingPass digital identity
scheme. The SingPass digital identity scheme provides access to 400 online services which includes tax
declarations, and public housing applications. The facial verification scheme has been implemented by
IProov and Toppan Ecquaria for Government Technology Agency of Singapore (GovTech).
67. Name the person who has won the Gold Medal in the Women’s event (60-point competition) in
Sheikh Russel International Air Rifle Championship 2020.
1) Shiori Hirata
2) Vidya Toyyiba
3) Elavenil Valarivan
4) Manu Bhaker
5) Aava Murto
Answer – 3) Elavenil Valarivan
Explanation:
Indian Shooters Elavenil Valarivan won the Gold Medal in the Women’s event, while Shahu Tushar Mane
won the Silver Medal in the Men’s event. The championship was organised by Bangladesh Shooting Sport
Federation (BSSF).
Women’s Event:
Winners Medal Score
Elavenil Valarivan (India) Gold Medal 627.5
Shiori Hirata (Japan) Silver Medal 622.6
Vidya Toyyiba (Indonesia) Bronze Medal 621.1
68. India’s first Multi-modal Logistic Park (MMLP) will be developed in which state?
1) Assam
2) Tripura
3) Sikkim
4) Meghalaya
5) Nagaland
Answer – 1) Assam
Explanation:
Nitin Gadkari, Union Minister for Road Transport, Highways and MSMEs (Micro, Small & Medium
Enterprises) virtually laid the foundation stone for India’s first Multi-modal Logistic Park (MMLP)
at Jogighopa in Assam. Rs 693.97 crore park will provide direct air, road, rail and waterways connectivity to
the people. The park will be developed under the Bharatmala Pariyojana of the Government of India. It is
being created by National Highways and Infrastructure Development Corporation (NHIDCL), owned by the
Ministry of Road Transport & Highways (MoRTH).
69. Who heads the Market Data Advisory Committee constituted by SEBI?
1) Madhabi Puri Buch
2) Ajay Tyagi

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3) Rajkiran Rai G
4) Aditya Puri
5) Rajnish Kumar
Answer – 1) Madhabi Puri Buch
Explanation:
In an effort to set up Data Culture through Data Democratization in the Indian securities market, The
Securities and Exchange Board of India (SEBI) has constituted a Market Data Advisory Committee (MADC),
Standing Committee. The committee is headed by Madhabi Puri Buch, Whole Time Member, SEBI and has
CEOs of stock exchanges and depositories, representatives of various stakeholders and senior officials of
SEBI as members.
70. Which Bank in collaboration with IIT-Madras Incubation Cell (IITMIC) has launched an exclusive
credit facility of up to Rs 50 crore for start-ups namely “IND Spring Board”?
1) Indian Bank
2) IndusInd Bank
3) Bank of Baroda
Answer – 1) Indian Bank
Explanation:
Indian Bank in collaboration with IIT (Indian Institute of Technology) Madras Incubation Cell (IITMIC) has
launched an exclusive credit facility of up to Rs 50 crore for start-ups namely “IND Spring Board”. This new
model for financing start-ups was e-launched by K Ananth Krishnan, Executive Vice President (EVP) & Chief
Technology Officer (CTO), Tata Consultancy Services (TCS) in the presence of Debasish Panda, Secretary,
Financial Services, Ministry of Finance. The e- launch was also attended by the Board of Directors of Indian
Bank, customers of the Bank and representatives from print & electronic media.
71. Which edition of India International Science Festival (IISF) 2020 headed by CSIR will be held
virtually from 22nd to 25th December, 2020?
1) 3rd
2) 9th
3) 5th
4) 4th
5) 6th
Answer – 5) 6th
Explanation:
2020 Harsh Vardhan, Union Minister for Science & Technology, Earth Sciences and Health & Family Welfare,
at a review meeting held in New Delhi announced that the 6th edition of India International Science
Festival (IISF) 2020 will be held from 22nd to 25th December, 2020. IISF 2020 will be organized at a virtual
platform and will be spearheaded by Council of Scientific & Industrial Research (CSIR) with support of all
other concerned ministries and departments.
72. The Principality of Andorra formally joined the International Monetary Fund (IMF) as _____
Member.
1) 189th
2) 190th
3) 191st
4) 188th
5) 193rd
Answer - 2) 190th
Explanation:
Principality of Andorra formally joined the International Monetary Fund (IMF) as 190th Member as
Ambassador of Andorra, Elisenda Vives Balmana signed IMF’s Articles of Agreement at IMF Headquarters

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in Washington D.C., USA (United States of America).
Andorra had applied for membership to the IMF in January 2020. Andorra’s Initial Quota in the IMF is SDR
(Special Drawing Right) 82.5 Million or About USD 116.4 Million. The Initial Quota will determine its capital
subscription, voting power, access to IMF financing, and allocation of SDRs. The membership will allow
Andorra to benefit from IMF policy advice, get Annual Review or “health check” of its economy by IMF
and access to IMF lending if needed.
73. Which Project has won 2020 Brunel Medal for excellence in civil engineering at the
Annual Institution of Civil Engineers (ICE) Awards 2020?
1) Xiluodu hydropower plant, China
2) Grand Coulee hydropower project, United States
3) Sayano-Shushenskaya hydropower plant, Russia
4) Mangdechhu Hydroelectric Project, Bhutan
5) Guri power project, India
Answer - 4) Mangdechhu Hydroelectric Project, Bhutan
Explanation:
India-Assisted Mangdechhu Hydroelectric Project, a Bhutan-India Friendship project in Bhutan won the
2020 Brunel Medal for Excellence in Civil Engineering at the Annual Institution of Civil Engineers
(ICE) Awards 2020 organised by the United Kingdom (UK) based ICE. India funded the Mangdechhu power
plant of cost Rs.4500 crore through a 70% loan and 30% grant. The annual ICE awards recognise the
achievements of civil engineering and the contribution to the profession of engineering and the ICE.
74. Kati Bihu is the festival celebrated in which state?

1) Nagaland
2) Manipur
3) Meghalaya
4) Assam
5) Tripura
Answer – 4) Assam
Explanation:
Kati Bihu is one of the set of three Bihu festivals (agricultural festivals) was celebrated in the state of Assam.
The Kati Bihu is also known as Kangali Bihu, the festival of the poor (the word “Kongal” means “poor”) is
celebrated in mid-October when the crops are at growing stage and the granaries of the farmers are
depleting.
75. Nazca Lines is the UNESCO heritage site located in which country?
1) Mozambique
2) Peru
3) Iraq
4) Egypt
5) Greece
Answer – 2) Peru
Explanation:
Peru’s famous Nazca Lines, a UNESCO World Heritage Site known for its depictions of larger-than-life
animals, plants and imaginary beings, grabbed the spotlight on social media recently after the discovery of a
hitherto unknown massive carving –– that of a resting cat on the slope of a steep hill. Nazca Lines is
considered among the top places to visit in Peru, the Nazca Lines are a group of geoglyphs, or large designs
made on the ground by creators using elements of the landscape such as stones, gravel, dirt or lumber.
These are believed to be the greatest known archaeological enigma, owing to their size, continuity, nature
and quality. The images on the ground are so big in size that the best way to get a full view of them is
overflying them.

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76. Which organistaion released a report titled “Human Mobility, Shared Opportunities”?
2) United Nations Development Programme (UNDP)
3) World Trade Organization (WTO)
4) World Bank
5) United Nations General Assembly (UNGA)
Answer –2) United Nations Development Programme (UNDP)
Explanation:
A report “Human Mobility, Shared Opportunities: A Review of the 2009 Human Development Report and
the Way Ahead” was released by the United Nations Development Programme (UNDP) stating how
governments can shape migration to benefit development and boost recovery. The report accessed how
future policy responses could facilitate safe, orderly, and regular migration. This report marked 30 years of
its annual Human Development Reports. The forced migration has doubled over the last 10 years to around
79 million people therefore to fight with its cause is essential for development.
77. In a regulatory framework for housing finance companies (HFCs), RBI fixed the minimum Net
Owned Funds (NOF) size for HFCs at what amount?
1) 20 crore
2) 10 crore
3) 25 crore
4) 5 crore
5) 30 crore
Explanation:
RBI issued the revised regulatory framework for housing finance companies (HFCs) under which the
minimum net owned funds (NOF) size for HFCs is fixed at Rs 25 crore. RBI finalized guidelines to set
up Self-Regulatory Organisation (SRO) for Payment System Operators (PSOs) under Companies Act, 2013 as
a not for profit body and non-governmental organisation will serve as a watchdog to guard against
unprofessional practices within an industry or profession. RBI decided the two interoperable QR codes in
existence – Unified Payments Interface (UPI) QR and Bharat QR will continue as at present. The “Report of
the committee for Analysis of QR (Quick Response) Code” under the chairmanship of Prof Deepak B. Phatak
was publicized by RBI on July 22, 2020 for suggestions.
78. Which is top district in India for implementing the Pradhan Mantri Gram Sadak Yojana (PMGSY)
programme?
1) Bahraich, Uttar Pradesh
2) Ri-Bhoi, Meghalaya
3) Bijapur, Chhattisgarh
4) Palakkad, Kerala
5) Mandi, Himachal Pradesh
Answer – 5) Mandi, Himachal Pradesh
Explanation:
The Union Ministry of Rural Development declared the list of top performing 30 districts in the country for
implementing the Pradhan Mantri Gram Sadak Yojana (PMGSY) programme. In this list, Mandi
district of Himachal Pradesh won top position among 30 districts of India. Himachal Pradesh secured 2nd
position at the national level for construction of roads under PMGSY.
79. Name the first Ramsar site of Uttarakhand which got recognition recently.
1) Asan Conservation Reserve
2) Saman Bird Sanctuary
3) Beas Conservation Reserve
4) Parvati Bird Sanctuary
5) Samaspur Bird Sanctuary

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Answer – 1) Asan Conservation Reserve
Explanation:
The Ministry of Environment, Forest and Climate Change announced that Ramsar Convention has declared
The Asan Conservation Reserve (ACR) in Dehradun as a site of international importance. ACR has been
included in the ‘List of Wetlands of International Importance’ established by Article 2.1 of the convention
This is the first wetland from Uttarakhand, to be recognised by Ramsar.
80. Which state is going to develop India’s first sand dune park with the assistance of World Bank (3
crores was sanctioned recently)?
1) Gujarat
2) Rajasthan
3) Goa
4) Telangana
5) Tamil Nadu
Answer – 3) Goa
Explanation:
World Bank sanctions Rs 3 crore (approximately) for Goa to develop India’s first sand dune parks as the
World Bank (WB) has approved a proposal drafted by the Goa state biodiversity board for the same. The
idea of parks to preserve sand dunes was first mooted by former National Institute of Oceanography (NIO)
scientist and ex-member of the Goa State Biodiversity Board (GSBB) Antonio Mascaren who has been now
appointed as the principal investigator for the project, with Dr. Pradip Sarmokadam acting as the co-
investigator. As of now Mandrem, Miramar, Agonda Morjim and Galibaga are identified for sand dune parks.
More beaches can be added in the list in future. Morjim and Galibaga beaches are known for their turtle-
nesting site.
81. Which company in association with Delhi Metro Rail Corporation (DMRC) has launched a
multipurpose credit card for Delhi metro commuters?
1) PayUmoney
2) PayPal
3) SBI Card
4) CCAvenue
5) ZikaPay
Answer –3) SBI Card
Explanation:
SBI Card and Payment Services ltd. (SBI Cards) in association with Delhi Metro Rail
Corporation (DMRC) launched ‘Delhi Metro- SBI Card’, a Multipurpose Credit Card for Delhi Metro
Commuters. The card functions as a credit card and also as a metro smart card. Mangu Singh, Managing
Director (MD) of DMRC and Ashwini Kumar Tewari, MD & CEO (Chief Executive Officer) jointly launched
the card in the presence of other senior officials from DMRC and SBI Card.
82. Which IIT in partnership with Tata Consultancy Services (TCS) developed a ‘novel Industry 4.0
Technology’ for remotely controlled factory operations and real time quality correction during
industrial production?
1) IIT kozhikode
2) IIT Kanpur
3) IIT Madras
4) IIT Delhi
5) IIT Kharagpur
Answer –5) IIT Kharagpur
Explanation:
Indian Institute of Technology (IIT) Kharagpur in partnership with Tata Consultancy
Services (TCS) developed a novel Industry 4.0 Technology for remotely controlled factory operations and
real time quality correction during industrial production. This will set a new trend in the advanced

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manufacturing sector of India. The project was funded by the Department of Heavy Industry, Government of
India and TCS. The technology was developed by Prof. Surjya K Pal, professor in-charge at the Centre of
Excellence (CoE) in Advanced Manufacturing Technology. This technology has been reported in the CIRP
Journal of Manufacturing Science and Technology.
83. Which Co-operative Bank partnered with National Payments Corporation of India (NPCI) to
launch a rewards programme?
1) Ahmedabad Mercantile Cooperative Bank
2) Allahabad Urban Co-operative Bank
3) Seva Vikas Co-operative Bank
4) SVC Co-operative Bank
5) Shivalik Mercantile Cooperative Bank
Answer – 4) SVC Co-operative Bank
Explanation:
SVC Co-operative Bank (Formerly known as The Shamrao Vithal Co-operative Bank Ltd.) entered into
partnership with National Payments Corporation of India (NPCI) to launch a rewards programme. The
loyalty management program is designed to make the banking experience more rewarding for the
customers of the bank.
84. Who has won the 3rd term as the President of Guinea by winning the presidential elections
(October 2020)?
1) Cellou Dalein Diallo
2) Luis Arce
3) Alpha Condé
4) Carlos Mesa
5) Wavel Ramkalawan
Answer – 3) Alpha Condé
Explanation:
Alpha Condé (82 years old), the incumbent president of Guinea and leader of Rally of the Guinean People
(Rassemblement du Peuple Guinéen – RPG) party won the 3rd term as the President of Guinea by winning
the 2020 presidential elections held on 18th October. He won the election against Cellou Dalein Diallo
with 59.49 % votes. Diallo got 33.5% votes in the election. Winning the 2020 elections, Alpha Condé is set to
govern the country for the next 6 years.
85. British Driver Lewis Hamilton (Mercedes) won the 2020 Portuguese Grand Prix. It was his _____
win to break the record of Schumacher.
1) 93rd
2) 92nd
3) 91st
4) 90th
5) 94th
Answer – 2) 92nd
Explanation:
British Driver Lewis Hamilton (Mercedes) won the 2020 Portuguese Grand Prix (officially known as the
Formula 1 Heineken Grande Prémio de Portugal 2020) held at Algarve International circuit, Portugal. With
this win, Lewis Hamilton became the most successful driver of Formula One with 92 wins. Finland driver
Valtteri Bottas (Mercedes) finished second, while Netherland’s Max Verstappen (Red Bull Racing) finished
third in the race. Hamilton has moved one ahead of Schumacher’s all time record of 91 wins. The
Championships are organized by Federation Internationale de l’Automobile (FIA).

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86. Which Bank has partnered with IIFL Finance, a NBFC (Non-Banking Financial Company) to
source and manages retail gold loan assets?
1) RBL Bank
2) HSBC Bank
3) CSB Bank
4) IDFC Bank
5) DBS Bank
Answer – 3) CSB Bank
Explanation:
CSB Bank Ltd (formerly Catholic Syrian Bank Ltd) entered into partnership with IIFL finance Ltd, a NBFC
(Non-Banking Financial Company) to source and manages retail gold loan assets. Under the partnership,
IIFL will act as a Business Correspondent (BC) of the Bank. IIFL with its vast branch network will source
new business from markets where CSB Bank does not have an adequate branch network.
87. Which State has secured 1st Rank in Disbursing Loans under PM Street Vendor’s AtmaNirbhar
Nidhi (PM SVANidhi) scheme?
1) Uttar Pradesh
2) Telangana
3) Madhya Pradesh
4) Andhra Pradesh
5) Gujarat
Answer – 1) Uttar Pradesh
Explanation:
Uttar Pradesh has secured First Rank in Disbursing Loans under PM Street Vendor’s AtmaNirbhar Nidhi
(PM SVANidhi) scheme by approving the highest number of loans under the scheme in the country. On 27th
October, Prime Minister Narendra Modi distributed Loans to around 3 Lakh beneficiaries. Madhya Pradesh
came second in the list with over 1.25 Lakh Beneficiaries, followed by Telangana (53, 777) in Loan
Disbursement Scheme. Meanwhile, Uttar Pradesh ranked first in all categories viz Applications of Loan,
Sanction of Loan and Disbursements of loans under the scheme.
Top 3 States in Loan Disbursement Category:
Rank State Loan Disbursements (approximately)
1 Uttar Pradesh 2.2 Lakh Loans
2 Madhya Pradesh 1.25 Lakh Loans
3 Telangana 53, 777 Lakh Loans
88. Which country will take part in 24th edition of Malabar exercise along with India, United States
(US) and Japan?
1) Singapore
2) France
3) Russia
4) Myanmar
5) Australia
Explanation:
The naval exercise Malabar is held annually between the troika of India, United States (US), and Japan But
this year i.e. the 24th edition of exercise will also see a participation of Australia making it first
“quadrilateral” naval exercise. This Quad grouping exercise will take place in India Ocean Region (IOR)
viz. Bay of Bengal and the Arabian Sea in a non-contact format amid COVID-19. It should be noted that

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Australia along with Singapore participated in this exercise in 2007 but was dropped in subsequent editions
after serious objections were raised by Beijing, China.
89. Which is the first state to fix Minimum Support Price (MSP)/Base Price for 16 Agricultural
items which include Vegetables, Fruits and Tubers?
1) Tamil Nadu
2) Uttar Pradesh
3) Madhya Pradesh
4) Andhra Pradesh
5) Kerala
Explanation:
Kerala became the First State in the Country to fix Minimum Support Price (MSP)/Base Price for 16
Agricultural items which include Vegetables, Fruits and Tubers to support farmers and boost agricultural
sector. At the national level, MSP is declared for 23 agricultural items (inclusive of Sugarcane, the only crop
MSP payment was legally implemented, for which Fair and Remunerative price was determined) primarily
for grains, pulses, oilseeds, paddy and Copra.
90. Who has been roped in as a brand ambassador of Dr Trust, healthcare firm?
1) Virat Kohli
2) Sonu sood
3) Amir Khan
4) Rohit Sharma
5) Ajinkya Rahane
Answer – 4) Rohit Sharma
Explanation:
Rohit Sharma, Indian Cricketer appointed as the brand ambassador of Dr Trust, healthcare firm. The right
handed batsman will feature in a new integrated campaign for Dr Trust.
91. India hosted ________ India-United States (US) 2+2 Ministerial Dialogue in New Delhi.
1) 1st
2) 2nd
3) 3rd
4) 4th
5) 5th
Answer – 3) 3 rd
Explanation:
India hosted the third India-United States (US) 2+2 Ministerial Dialogue in New Delhi where India side was
represented by Raksha Mantri (Defence Minister) Rajnath Singh and External Affairs Minister Dr.
Subrahmanyam Jaishankar and the US side was represented by Secretary of State Michael Richard
Pompeo also known as Mike Pompeo and Secretary of Defense Mark Thomas Esper. The agenda for this
covered all bilateral, regional and global issues of mutual interest. India, U.S sign five agreements including
‘Basic Exchange and Cooperation Agreement’.
92. Which is the 1st bank in India to become a Financial Information Provider (FIP) under the new
Account Aggregator (AA) Framework of the Reserve Bank of India (RBI)?
1) RBL Bank
2) Indian Bank
3) HDFC Bank
4) Yes Bank
5) IndusInd bank
Answer – 5) IndusInd bank

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Explanation:
IndusInd Bank announced that it has gone live as a Financial Information Provider (FIP) under the new
Account Aggregator (AA) Framework of the Reserve Bank of India (RBI). IndusInd Bank becomes the 1st
bank in India to do so. The bank went live as FIP with DigiSahamati Foundation, a self-organised Collective
of the Account Aggregator ecosystem.
93. Which Bank has launched the Tracking & Monitoring Staff Accountability Cases (TMSAC)
portal and a Vigilance Manual as a part of Vigilance Awareness Week – 27th October 2020 to 2nd
November 2020?
1) Bank of Baroda
3) Canara Bank
5) Indian Bank
Answer – 4) Punjab National Bank
Explanation:
Punjab National Bank (PNB), India’s 2nd largest public sector bank launched the PNB Tracking &
Monitoring Staff Accountability Cases (TMSAC) portal and PNB’s 2020 Vigilance Manual, as a part of the
Vigilance Awareness Week(VAW) – 27th October 2020 to 2nd November 2020. The TMSAC portal tracks
and monitors the complaints/Non-Performing Asset (NPA) reference at various stages on a real-time basis.
PNB’s 2020 Vigilance Manual will provide a better understanding of vigilance functions and guidelines.
94. Who has been awarded with the Lifetime Achievement Award at the 3rd India International Film
Festival of Boston (IIFFB) 2020?
1) Amrish Puri
2) Om Puri
3) Rajesh Khanna
4) Vinod Khanna
5) Irfan Khan
Answer – 2) Om Puri
Explanation:
At the 3rd India International Film Festival of Boston (IIFFB) 2020 based in Boston, United States of
America(USA) held as a virtual event from 16th to 18th October 2020, the Lifetime Achievement Award
2020 was accorded to Late Actor Om Puri which was received by his wife Nadita Puri. Chef Vikas
Khanna was honoured with “Pride of India” a special award at the 3rd IIFFB 2020.
Award Winner
Best Feature Film Award 2020 Kaanthi directed by Ashok R Nath
Best Actor (male) 2020 Victor Bannerjee for “Josef: Born In Grace”
Best Actor (female) 2020 Shylaja Ambu for “Kaanthi”
Better Than Neil Armstrong directed by Alireza
Best Short Film 2020 Ghasemi
Best Film With A Social Cause 2020 Baitullah directed by Jitendra Rai
95. Nitin Gadkari, Union Minister for Road Transport & Highways announced that the 1.8
kilometer Feni Bridge will be completed by December 2020. It connects Chittagong, Bangladesh to
which Indian State?
1) West Bengal
2) Mizoram
3) Meghalaya
4) Tripura
5) Assam

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Answer – 4) Tripura
Explanation:
Nitin Gadkari, Union Minister for Road Transport & Highways announced that the 1.8 kilometer Feni
Bridge, the Reinforced Cement Concrete (RCC) Bridge over the river Feni which connects Sabrum in
Tripura, India and Ramgarh in Chittagong, Bangladesh will be completed by December 2020. The
announcement was made over a virtual event organised for laying foundation stone on 9 national highway
projects in Tripura.
96. How much of remittance will get reduced to India as per the latest estimates published in the
World Bank’s Migration and Development Brief 33 due to the ongoing coronavirus pandemic and
global economic recession?
1) $ 76 Billion
2) $ 70 Billion
3) $ 78 Billion
4) $ 86 Billion
5) $ 74 Billion
Answer – 1) $ 76 Billion
Explanation:
On October 29, 2020 As per the latest estimates published in the World Bank’s Migration and Development
Brief 33, remittance to India will fall by 9% to USD 76 billion due to the ongoing coronavirus pandemic and
global economic recession. The top 5 countries in 2020 to receive foreign remittances are expected to be
India, China, Mexico, the Philippines, and Egypt, unchanged from 2019. There will be a 14% decline in the
amount of money migrant workers send home by 2021, compared to the pre-COVID-19 levels in 2019. It is
to be noted that in 2020 for the 1st time in recent history, the stock of international migrants is likely to
decline as new migration has slowed and return migration has increased.
97. Who is the Indian author of world’s first scientoon book titled “Bye Bye Corona”?
1) Santosh Kumar
2) Anandiben Patel
3) Pradeep Kumar Srivastava
4) Pramod Srivastav
5) Bansi Lal Bhat
Answer – 3) Pradeep Kumar Srivastava
Explanation:
Anandiben Patel, Governor of Uttar Pradesh (UP) released the world’s first scientoon book titled “Bye Bye
Corona” at an event organised at Raj Bhawan, Lucknow. The book was authored by Dr. Pradeep Kumar
Srivastava, Scientoonist and former Senior Principal Scientist at CSIR-CDRI (Council of Scientific and
Industrial Research – Central Drug Research Institute) and published by Vigyan Prasar, an autonomous
agency under the Department of Science and Technology (DST), Government of India.
98. How many biosphere reserves from India were included recently (October) in International
Coordinating Council (ICC) of UNESCO’s (United Nations Educational, Scientific and Cultural
Organization) Man and the Biosphere (MAB) programme?
1) Four
2) Three
3) Two
4) One
5) None
Answer – 4) One
Explanation:
International Coordinating Council (ICC) of UNESCO’s (United Nations Educational, Scientific and Cultural
Organization) Man and the Biosphere (MAB) programme included three new Biosphere Reservers ,they are
Panna Biosphere Reserve (Madhya Pradesh) in India, Fuvahmulah Biosphere Reserve (Maldives) and Addu

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Atoll Biosphere Reserve (Maldives) to UNESCO’s World Network of Biosphere Reserves.
The MAB-ICC which met online from 27-28th October, 2020 approved these additions.
99. Chabahar Port is located in which country?

1) Egypt
2) Kuwait
3) UAE
4) Iran
5) Israel
Answer - 4) Iran
Explanation:
The Shipping Ministry has issued a notification extending the current concessional rate of 40% discount on
the cargo movement between India and the Chabahar port of Iran.
100. Indian Navy’s Guided Missile Corvette INS ________ (Indian Naval Ship) tested fired Anti-Ship
Missile (AShM) in Bay of Bengal.
1) INS Kavaretti
2) INS Kora
3) INS Chennai
4) INS Kochi
5) INS Mumbai
Answer – 2) INS Kora
Explanation:
Indian Navy’s Guided Missile Corvette INS Kora (Indian Naval Ship) tested fired Anti-Ship Missile (AShM) in
Bay of Bengal.
The missile successfully hit the target at maximum range with precise accuracy.
INS Kora is a Kora-class guided missile corvette of Indian Navy. It was commissioned into service in 1998.
It was designed by the Navy under Project 25A, and is equipped with Kh-35 Anti-Ship Missile.

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Top 100 Q&A PDF
Current Affairs Q&A PDF – September 2020

Top 100 Questions
1. The 6th edition of International Military-Technical Forum “Army-2020” was held between August
23-29, 2020 at which city?
1) New Delhi, India
2) Washington DC, United States of America
3) Geneva, Switzerland
4) Moscow, Russia
5) Beijing, China
Answer – 4) Moscow, Russia
Explanation:
The 6th International Military-Technical Forum “Army-2020” was held between August 23-29, 2020 at the
Patriot Park near Moscow, Russia which was organized by Russian Defence Ministry and operated by
International Congresses and Exhibitions Ltd. (ICE Ltd). During the forum, Indian Pavilion was inaugurated
by Secretary (Defence Production) Raj Kumar and Indian Ambassador to Russia D. Bala Venkatesh Varma.
2. Vedanta has partnered with which bank for long term syndicate loans worth Rs. 10,000 crores?
2) State bank of India
3) ICICI Bank
4) Canara Bank
5) HDFC Bank
Answer – 2) State bank of India
Explanation:
Vedanta announced its tie up for a long term syndicated loan facility for Rs.10000 crores with State bank of
India (SBI) as facility agent and SBICAP Trustee Company limited (SBICTCL), a wholly owned subsidiary of
SBI Capital Market Limited (SBICAP) as the security trustee with door to door tenor of 7 years. Syndicated
loan is a loan offered by a group of lenders to provide credit to a large borrower. As a lender State Bank of
India(SBI) has committed Rs.5000 crores.
3. Name the country which has won championship (gold medal) in 2020 Online FIDE Chess
Olympiad.
1) Russia
2) India
3) United States
4) Both 1) and 2)
5) Both 1) and 3)
Answer – 4) Both 1) and 2)
Explanation:
On 30th August, 2020 India and Russia were declared joint winners of the 2020 Online FIDE (International
Chess Federation) Chess Olympiad after the final was marred by internet disconnection. This was the first
time that FIDE was holding the Olympiad in an online format due to the ongoing Pandemic. Initially, Russia
were declared winners after two Indian players – Nihil Sarin and Divya Deshmukh lost out on time in the
final due to a disconnection in the server. However, India lodged a protest against the controversial decision
which was reviewed and FIDE announced Gold Medals for both India and Russia. This was India’s maiden
appearance in the final of the tournament, and Russia had not won a Chess Olympiad since 2002.

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4. How much was the amount extended by Japan to India as emergency loan to fight COVID-19
pandemic?
1) JP¥ 25 Billion
2) JP¥ 100 Billion
3) JP¥ 10 Billion
4) JP¥ 75 Billion
5) JP¥ 50 Billion
Answer – 5) JP¥ 50 Billion
Explanation:
Japan extended an Emergency Support Loan of up to 50 Billion Japanese Yen (Approximately Rs 3, 500
Crore) to support India’s response to the COVID-19 crisis. The financial support will support India’s
implementation of health, medical policies and development of hospitals equipped with ICUs. This is the
largest financial assistance announced by any country to support India’s response to the Covid-19 crisis.
5. Which among the following countries agreed to launch a trilateral Supply Chain Resilience
Initiative (SCRI) in the Indo-Pacific region.
1) India-Australia-Japan
2) India-United States-Australia
3) India-United Kingdom-Japan
4) China-Pakistan-Bangladesh
Answer – 1) India-Australia-Japan
Explanation:
India, Japan and Australia agreed to launch a trilateral Supply Chain Resilience Initiative (SCRI) in the Indo-
Pacific region. The initiative will help in building a resilient supply chain with focus on free, transparent
trade & investment environment in the region. The initiative was decided at a virtual meeting comprising
Australia’s Minister for Trade, Tourism and Investment, Senator Simon Birmingham, India’s Minister of
Commerce and Industry Piyush Goyal, and Japan’s Minister of Economy, Trade and Industry, Kajiyama
Hiroshi. The initiative was proposed by Japan and will aim to reduce the dependency on China and counter
its dominance on trade.
6. What is the contraction in India’s GDP growth in Q1 of FY21 (April-June 2020) as per the data
released by the National Statistical Office?
1) 16.5%
2) 14.7%
3) 23.9%
4) 10.6%
5) 12.1%
Answer – 3) 23.9%
Explanation:
In accordance with the official data released by the National Statistical Office (NSO), Union ministry of
statistics and programme implementation (MoSPI) on August 31, 2020, India’s gross domestic product
(GDP) contract by 23.9% (-23.9%) in April-June period quarter of 2020 due to downfall in businesses and
livelihood amid COVID-19 pandemic induced nationwide lockdown restrictions. This data states slowing of
consumer spending, private investments and contraction in exports in the March quarter. The growth of
Indian economy in Q4 FY20 (January-March) quarter was also at the slowest pace in eight years at 3.1%.
India’s real GDP fell to 26.9 lakh crore in constant terms, 23.9% lower than a year ago. Nominal GDP fell to
Rs 38.08 lakh crore, 22.6% lower than the same period last year. In gross value added terms, the economy
contracted 22.8%.
7. Which institute of CSIR has developed the world largest solar tree at Durgapur, West Bengal?
1) National Environmental Engineering Research Institute
2) Central Scientific Instruments Organisation

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3) Central Mechanical Engineering Research Institute
4) Central Glass Ceramic Research Institute
5) Indian Institute of Chemical Technology
Answer – 3) Central Mechanical Engineering Research Institute
Explanation:
Council of Scientific and Industrial Research – Central Mechanical Engineering Research Institute (CSIR –
CMERI) developed the world largest Solar Tree with customisable features for application in different
locations and installed it in the residential colony of CMERI at Durgapur, West Bengal.
8. Who has authored the book titled ‘The Presidential Years’?

1) Ram Nath Govind
2) Pratibha Patil
3) Abdul Kalam
4) Pranab Mukherjee
Answer – 4) Pranab Mukherjee
Explanation:
Former President and One of the Country’s Senior Most Politicians Pranab Kumar Mukherjee passed away
after developing a lung infection at the Army’s Research and Referral Hospital, New Delhi, where he was
admitted for a Brain Surgery. He had also tested Positive for Coronavirus. Pranab Mukherjee served as the
13th President of India from 2012-2017. He was India’s only non-Prime Minister who was the leader of the
Lok Sabha. Pranab Mukherjee’s book ‘The Presidential Years’ will be released on his birth anniversary on
11th December. It will be a unique autobiographical account which will give the readers a bird’s eye view of
the functioning of Rashtrapati Bhavan from the imposition of President’s rule in Arunachal Pradesh to
demonetization. It is published by Rupa Publications.
9. Which is 1st country in the world that planned to release a set of standards for Forensic
accounting and Investigation?
1) India
2) China
3) Japan
4) Germany
5) United States
Answer – 1) India
Explanation:
The Institute of Chartered Accountants of India (ICAI) plans to come out with a detailed set of forensic
accounting and Investigation standards by the end of December 2020. The move will make India the first
country in the world to release a set of standards for Forensic accounting and Investigation. The council of
ICAI has accepted the proposal of Digital Accounting and Assurance Board (DAAB) of ICAI to develop and
issue a set of Forensic Accounting and Investigation Standards (FAIS) in India.
10. Which state government received the nod from Insurance Regulatory and Development
Authority (IRDA) recently to form its own insurance firm?
1) Andhra Pradesh
2) Telangana
3) Madhya Pradesh
4) Haryana
5) Chhattisgarh
Answer – 1) Andhra Pradesh
Explanation:
Government of Andhra Pradesh (AP) received the nod from Insurance Regulatory and Development
Authority (IRDA) to form its Crop Insurance Firm Andhra Pradesh General Insurance Company (APGIC).

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Andhra Pradesh is among the few states like Bihar, West Bengal that has chosen to have their crop
insurance schemes.
11. Who heads the 6-member working group constituted by Insurance Regulatory and Development
Authority of India (IRDAI) to study index linked products for life insurance companies?
1) Dinesh Pant
2) Y Srinivasa Rao
3) Manish Kumar
4) Jose C John
5) Anil Kumar Singh
Answer – 1) Dinesh Pant
Explanation:
Insurance Regulatory and Development Authority of India (IRDAI) formed a 6-member working group
headed by Dinesh Pant, appointed actuary of Life Insurance Corporation(LIC) to scrutinize various aspects
for allowing the life insurance companies to offer index linked products.
12. Who authored the book named ‘The Commonwealth of Cricket: A Lifelong Love Affair with the
Most Subtle and Sophisticated Game Known to Humankind’?
1) Sujit Mukherjee
2) Harsha Bhogle
3) Ed Smith
4) Ramachandra Guha
5) Alan Ross
Answer – 4) Ramachandra Guha
Explanation:
Indian writer Ramachandra Guha has authored a new book, ‘The Commonwealth of Cricket: A Lifelong Love
Affair with the Most Subtle and Sophisticated Game Known to Humankind ‘. The book portrays the entire
arc of the game(cricket) in India, across all levels at which it is played and gives a glimpse of local heroes,
provincial emblems and international stars. The book will be co-published by HarperCollins India and
William Collins.
13. Pang Lhabsol is the festival celebrated in which state?

1) Tripura
2) Assam
3) Meghalaya
4) Sikkim
Answer – 4) Sikkim
Explanation:
Pang Lhabsol, a festival of cultural heritage and historical importance is one of the most historically and
culturally significant festivals celebrated annually by Sikkim people. This festival is celebrated only in this
state. It commemorates the blessing of Mount Khangchendzonga as the guardian deity of Sikkim. Also
observed for the swearing treaty of blood brotherhood between the Lepchas and Bhutias at Kabi Longchok,
Sikkim under the witness of Mount Khangchendzonga.
14. Who has been appointed as the new chairman of Press Trust of India (PTI)?
1) K.N. Shanth Kumar
2) Vineet Jain
3) Aveek Sarkar
4) Vijay Kumar Chopra
5) Chandramauli Kumar
Answer – 3) Aveek Sarkar

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Explanation:
The Board of Directors of Press Trust of India (PTI) announced that Aveek Sarkar (75 years), Editor
Emeritus and Vice Chairman of Ananda Bazar Group of Publication was elected as the new Chairman of PTI,
he will succeed Vijay Kumar Chopra, Chief Editor of the Punjab Kesari Group of Newspapers.
15. Name the person who has been given charge as the 1st ever CEO of Railway Board.
1) B.P. Nanda
2) Pradeep Kumar
3) P.S. Mishra
4) V K Yadav
Answer – 4) V K Yadav
Explanation:
The Appointments Committee of the Cabinet (ACC) has approved the organizational restructuring of the
Indian Railways, which includes the merger of eight Group A services and also approved the appointment of
the current chairman of the Railway Board V K Yadav as the first ever Chief Executive Officer (CEO) of IR.
Along with the CEO post he also holds the chairman post. Union Cabinet has already given a nod for the
restructuring of Indian Railways in December 2019.
16. The Reserve Bank of India has increased the Held to Maturity (HTM) limit or the amount that
banks invest in G-secs from 19.5% to ________.
1) 22%
2) 21.25%
3) 19.75%
4) 20.5%
5) 24.5%
Answer – 1) 22%
Explanation:
Reserve Bank of India (RBI) announced measures in order to ensure orderly market conditions and
congenial financial conditions. In this regard Reserve Bank will conduct additional special open market
operations (OMO) involving the simultaneous purchase and sale of Government securities (G-secs) for Rs
20,000 crore in two tranches of Rs 10,000 crore each on September 10, 2020 and September 17, 2020. The
apex bank also announced term repo operations of Rs 100,000 crore (1 trillion) to infuse liquidity into the
market. The Reserve Bank also increased the held to maturity limit (HTM) or the amount that banks invest
in G-secs from 19.5% to 22%. Therefore, banks can hold fresh acquisitions of SLR (Statutory Liquidity
Ratio) securities acquired from September 1, 2020 under HTM up to an overall limit of 22% of net demand
and time liabilities (NDTL) up to March 31, 2021.
17. As per the revised Priority Sector Lending (PSL) guidelines released by RBI, the loan limit was
doubled for which sector?
1) Renewable Energy
2) Health Infrastructure
3) Education
4) Both 1) and 2)
Explanation:
Reserve Bank of India (RBI) reviewed the Priority Sector Lending (PSL) Guidelines to align it with emerging
national priorities amid COVID-19 impact. In this regard, new categories are included under priority sector
for financing viz. start-ups (up to Rs 50 crore); loans to farmers for installation of solar power plants for
solarisation of grid connected agriculture pumps and loans for setting up Compressed Bio Gas (CBG) plants.
Loan limits for renewable energy have been doubled. For improvement of health infrastructure, credit limit
for health infrastructure (including those under ‘Ayushman Bharat’) has also been doubled.

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18. Which state government has approved Rs 600 cr project named Rejuvenating Watersheds for
Agriculture Resilience through Innovative Development (REWARD) with World Bank assistance?
1) Telangana
2) Karnataka
3) Uttar Pradesh
4) Odisha
5) Madhya Pradesh
Answer – 2) Karnataka
Explanation:
In order to increase the groundwater table in parched land of 20 taluks, the state cabinet of Karnataka
approved Rs 600 cr project titled Rejuvenating Watersheds for Agriculture Resilience through Innovative
Development (REWARD) with World Bank (WB) assistance. This project will benefit farmers to cultivate in
10 lakh hectares of parched land in 10 districts of Karnataka. Notably, the state government would provide
Rs 180 crore while the World Bank would extend an assistance of Rs 420 crore for the period of next six
years.
19. Which Indian state ranked top in the Ease of Doing Business (EODB) ranking 2019 released by
Ministry of commerce and industry’s DPIIT?
2) Telangana
3) Uttar Pradesh
4) Andhra Pradesh
5) Haryana
Explanation:
Union Minister of Finance and Corporate Affairs Nirmala Sitharaman has virtually announced the 4th
edition of State Business Reform Action Plan (BRAP) Ranking for 2018-19 which was released by
Department of Industrial Promotion and Internal Trade (DPIIT), Ministry of commerce and industry. In
accordance with that, Andhra Pradesh (AP) topped the Ease of Doing Business (EODB) ranking 2019,
followed by Uttar Pradesh (UP) and Telangana at 2nd & 3rd place respectively. Among Union Territories
(UTs), Delhi bagged the top spot.
Rank State
1 Andhra Pradesh (AP)
2 Uttar Pradesh (UP)
3 Telangana
States/UT with least ranking (29th) are: Arunachal Pradesh (AR), Chandigarh, Manipur, Meghalaya,
Nagaland, Odisha, Sikkim and Tripura.
20. INDRA NAVY-20 is the military exercise between India and which country (11th edition held at
Bay of Bengal)?
1) Japan
2) Australia
3) Russia
4) Germany
5) United States
Answer – 3) Russia
Explanation:
The 11th Edition of bi-annual, bilateral Maritime Exercise INDRA NAVY – 20 between Indian Navy and
Russian Navy was conducted successfully from September 4 to 5. The Exercise was conducted in Bay of
Bengal, close to the Strategic point of Strait of Malacca. Due to the Pandemic, INDRA NAVY-20 was
undertaken in a ‘non-contact, at sea only’ format.

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21. Name the social justice and empowerment minister who launched the mental health
rehabilitation helpline named “KIRAN”?
1) Hardeep Singh Puri
2) Mukhtar Abbas Naqvi
3) Thaawarchand Gehlot
4) Dharmendra Pradhan
5) Rao Inderjit Singh
Answer – 3) Thaawarchand Gehlot
Explanation:
In order to provide relief and support to persons with Mental Illness, Thaawarchand Gehlot, Union Minister
for Social Justice and Empowerment has launched the 24×7 Toll-Free Mental Health Rehabilitation Helpline
“KIRAN” (1800-500-0019). The Helpline has been developed by the Department of Empowerment of
Persons with Disabilities (DEPwD), Ministry of Social Justice & Empowerment. It was launched considering
the increasing incidence of Mental Illness, particularly in the wake of COVID-19 Pandemic.
22. Cricketer Ian Bell who announced retirement recently played for which nation cricket team?
1) West Indies
2) England
3) South Africa
4) Australia
5) New Zealand
Answer – 2) England
Explanation:
A 38 years old England Cricketer Ian Ronald Bell announced retirement from Professional Cricket. He was
the second player after Ian Botham to be involved in five Ashes series wins. Ian Bell has represented
England in 118 Test Matches, 161 One Day Internationals (ODIs), and 8 Twenty20 Internationals (T20I).
23. When was the 1st edition of UN’s International Day of Clean Air for Blue Skies is observed on
(Theme: Clean Air for All)?
1) July 18, 2020
2) September 7, 2020
3) October 7, 2020
4) November 3, 2020
5) December 7, 2020
Answer – 2) September 7, 2020
Explanation:
The United Nations' (UN) 1st International Day of Clean Air for Blue Skies is observed on September 7, 2020
across the world to emphasize the need for further efforts to improve air quality, including reducing air
pollution, to protect human health. The day also highlights that air pollution is now the biggest
environmental threat to health, but it is preventable. Theme for 2020- “Clean Air for All”. The United
Nations General Assembly (UNGA) during its 74th session adopted the resolution (A/RES/74/212) on
December 19, 2019 to hold the day. UNGA also invited the United Nations Environment Programme (UNEP)
to ease the observance of the day, in collaboration with other relevant organizations.
24. World Bank has signed $82 million worth deal with which state for road transformation project?
1) Gujarat
2) Maharashtra
3) Uttar Pradesh
4) Himachal Pradesh
5) Telangana
Answer – 4) Himachal Pradesh

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Explanation:
The State Government of Himachal Pradesh and World Bank signed a $82 million (approximately Rs. 600
Crores) loan deal to support Himachal Pradesh strengthen its transport and road safety institutions by
improving the condition, safety, resilience, and engineering standards of the state’s road network. The loan
from the International Bank for Reconstruction and Development (IBRD), has a final maturity of 15 years
including a grace period of five years.
25. The RBI has specified 5 financial ratios and sector-specific thresholds for resolution of COVID-19-
related stressed assets in 26 sectors on the basis of the recommendations of committee headed by
whom?
1) KV Kamath
2) Gita Gopinath
3) Sundar Pichai
4) Soumya Swaminathan
Answer - 1) KV Kamath
Explanation:
Reserve Bank of India (RBI) specified five financial ratios and sector-specific thresholds for resolution of
COVID-19-related stressed assets in 26 sectors on the basis of the recommendations of an expert committee
under the chairmanship Kundapur Vaman Kamath, which was formulated by RBI in August 2020 to set a
parameters and benchmarks for stressed assets that need rescuing. These five ratios are: Total outside
liabilities/adjusted tangible net worth (TOL/ATNW), total debt/EBITDA, current ratio, debt service
coverage ratio (DSCR), average debt service coverage ratio (ADSCR).
26. India’s 1st integrated air ambulance service was launched at which city?
1) Kolkata
2) Chennai
3) Kochi
4) Bengaluru
5) New Delhi
Answer – 4) Bengaluru
Explanation:
Karnataka Chief Minister B S Yediyurappa launched the Country’s First Integrated Air Ambulance Services
at Jakkur Aerodrome, Bengaluru. It is the first air ambulance operating from South India to provide services
for medical emergencies. Air ambulance firm International Critical Air Transfer Team (ICATT) will run the
services in collaboration with aviation technology firm Kyathi from the HAL airport in Bengaluru.
27. Name the organization which will be leading the procurement and supply of COVID-19 Vaccines.
1) World Health Organisation
2) United Nations Environment Programme
3) Amnesty Internationals
4) United Nations Children’s Fund
5) Organization of the Petroleum Exporting Countries
Answer – 4) United Nations Children’s Fund
Explanation:
The United Nations Children’s Fund (UNICEF) will be leading the procurement and supply of COVID-19
Vaccines to ensure that all countries have safe, fast and equitable access to initial doses of Vaccines, when
they are available. The procurement and distribution will involve 170 Economies, and has the potential to
make it the Largest and Fastest ever kind of operation. UNICEF will collaborate with Pan American Health
Organization (PAHO), to lead efforts for procuring and supplying doses of Covid-19 vaccines on behalf of
the COVAX Global Vaccines Facility for 92 low and lower middle-income countries.

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28. Name the person who has been conferred with Indira Gandhi Peace Prize for the year 2019?
1) Ela Bhatt
2) David Attenborogh
3) Angela Merkel
4) Manmohan Singh
5) Ellen Johnson Sirleaf
Answer – 2) David Attenborogh
Explanation:
Over a virtual event, Former Prime Minister Manmohan Singh conferred the Indira Gandhi Peace Prize for
the year 2019 upon Sir David Attenborogh, a British broadcaster. Sonia Gandhi, President of Congress was
also present during the event. He wrote and presented the BBC nature documentary series, “The Living
Planet: A Portrait of the Earth”, which stated that humans have overrun the planet.
29. Which edition of world solar technology summit was inaugurated by PM Modi recently
(organized by ISA & FICCI)?
1) 4th
2) 2nd
3) 1st
4) 3rd
5) 5th
Answer – 3) 1st
Explanation:
The first World Solar Technology Summit (WSTS) was held virtually which was organized by the
International Solar Alliance (ISA) along with Federation of Indian Chambers of Commerce and Industry
(FICCI), as the convenor of ISA Global Leadership Task Force on Innovation, to focus on new Technologies
and Innovations in the field of Solar. The summit was inaugurated by Prime Minister of India Narendra Modi.
An agreement was inked between International Solar Alliance (ISA) and Seoul (South Korea) based Global
Green Growth Institute (GGGI) as a part of which ISA will provide technical assistance in deploying one
million solar irrigation pumps. The assistance will first be extended to African countries like Uganda, Burkina
Faso, Ethiopia, Senegal, Mozambique, Fiji, Vanuatu, Tonga and Kiribati, and will be later rolled over to other
ISA member nations. ISA also signed a partnership agreement with the Paris-headquartered International
Institute of Refrigeration (IIR) for setting up solar heating and cooling demonstration projects in member
countries.
30. Northrop Grumman has named its next Cygnus Spacecraft, NG-14 as __________.
1) Valentina Tereshkova
2) Chiaki Mukai
3) Eileen Collins
4) SS Kalpana Chawla
5) Sunita Williams
Answer – 4) SS Kalpana Chawla
Explanation:
An American global aerospace and defense technology company, Northrop Grumman Corporation
(Northrop Grumman) has named its next Cygnus Spacecraft, NG-14 as ‘SS Kalpana Chawla’ after Dr Kalpana
Chawla, a former NASA (National Aeronautics and Space Administration), United States of America-USA
Astronaut. She was selected in honor of her outstanding place in history as the 1st woman of Indian descent
to go to space. S.S. Kalpana Chawla is the 2nd Cygnus to be named for a member of the STS-107 crew. Rick
Husband, Columbia’s last commander, was similarly honored in 2016.
31. Which company launches Central Bank Digital Currencies (CBDCs) testing platform?
1) American Express
2) Mastercard
3) Visa

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4) PayPal
5) Capital One
Answer – 2) Mastercard
Explanation:
Mastercard launched Central Bank Digital Currencies (CBDCs), a Virtual Testing Environment for Central
Banks to Assess and Explore National Digital Currencies.
32. Asian Development Bank signed loan agreement worth Rs 466-cr with ENGIE group for
developing Raghanesda Solar Project in 'which' state?
1) Gujarat
2) Maharashtra
3) Punjab
4) Haryana
5) Chhattisgarh
Explanation:
As a part of Asian Development Bank’s (ADB) ongoing support to India’s renewable energy sector, a long
term loan agreement of Rs 4.66 billion (about $65.5 million) was inked between ADB and the ENGIE group
to construct and operate a 200-megawatt alternating current solar photovoltaic-based power plant at
Raghanesda Solar Park in Gujarat. The agreement was signed by Principal Investment Specialist at ADB’s
Private Sector Operations Department Mayank Choudhary and ENGIE group’s Head of Acquisitions,
Investments, and Financial Advisory Phuntsok Wangyal. The project will be implemented by Electro Solaire
Private Limited (ESPL), a special purpose vehicle owned by ENGIE with expected commission in the first
half of 2021.
33. Name the bank which plans to launch “SAFAL” a loan product for organic cotton growers.
3) Canara Bank
5) Indian Bank
Explanation:
C.S. Setty, Managing Director(MD) of State Bank of India (SBI) informed that SBI will launch a loan product
called SAFAL (Safe and Fast Agriculture Loan) during a Fintech conference organised by Federation of
Indian Chambers of Commerce and Industry (FICCI). SAFAL is primarily focused on organic cotton growers
who do not have any credit history.
34. Who heads the expert committee formed by Ministry of Finance to assess impacts of waiving
loan moratorium?
1) Valipe Ramagopal Rao
2) D.P. Singh
3) B Sriram
4) Ravindra H Dholakia
5) Rajiv Mehrishi
Answer – 5) Rajiv Mehrishi
Explanation:
The Ministry of Finance formed a three-member expert panel headed by Rajiv Mehrishi, former comptroller
and Auditor General of India to assess the impacts of the waiver of interest on the moratorium loans offered
to the COVID-19 affected borrowers which ended on 31st August 2020.

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35. Who has been appointed as the celebrity advocate of United Nations Children’s Fund (UNICEF)’s
children’s rights campaign ‘For Every Child’?
1) Ranveer Singh
2) Ayushmann Khurrana
3) Radhika Apte
4) Manushi Chhillar
5) Vidya Balan
Answer – 2) Ayushmann Khurrana
Explanation:
United Nations Children’s Fund(UNICEF) has appointed Bollywood Actor Ayushmann Khurrana as its
celebrity advocate for children’s rights campaign, “For Every Child”. He will work towards this initiative in
India. He will support UNICEF to end violence against children, especially in the present situation- COVID-
19 is increasing the risk of violence and abuse against children due to the extended lockdown and the socio-
economic impacts of the pandemic. It is to be noted that recently United Nations'(UN) 1st International Day
to Protect Education from Attack was observed on September 9, 2020 to raise awareness about the
importance of safeguarding schools as places of protection and safety for educators and students.
36. Union cabinet gives approval to increase the FDI limit in Defence sector from 49% to ________
(through automatic route).
1) 64%
2) 51%
3) 74%
4) 100%
5) 99%
Answer – 3) 74%
Explanation:
Union Cabinet led by Prime Minister Narendra Modi approved the new Foreign Direct Investment (FDI)
policy in Defence Sector, thereby allowing FDI through automatic approval to be increased from 49% to
74%. The Government is planning to achieve a turnover of Rs. 1.75 lakh crore, including exports worth Rs
35, 000 crores by 2025.
37. Who has won US open 2020 (140th edition) in Women’s singles category?
1) Laura Siegemund
2) Victoria Azarenka
3) Naomi Osaka
4) Serena Williams
5) Yifan Xu
Answer – 3) Naomi Osaka
Explanation:
The 140th Edition of American Open or US Open took place at the USTA Billie Jean King National Tennis
Centre, New York, United States from August 31, 2020 – September 13, 2020. It was the Second Grand Slam
Event of the year, after Australian Open took place in January. Wimbledon was called off due to the
pandemic.
2020 US Open Winners:
Category Winner Runners-up
Men’s Singles Dominic Thiem (Austria) Alexander Zverev(Germany)
Women’s
Singles Naomi Osaka (Japan) Victoria Azarenka (Belarus)
Mate Pavic (Croatia) & Bruno Soares Wesley Koolhof (Netherlands)& Nikola
Men’s Doubles (Brazil) Mektic (Croatia)
Women’s Laura Siegemund (Germany) & Vera Nicole Melichar (United States) & Yifan Xu
Doubles Zvonareva (Russia) (China)

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38. Mundra Port terminal is located in which state?
1) Tamil Nadu
2) Andhra Pradesh
3) Maharashtra
4) Gujarat
5) Kerala
Explanation:
A proposal to transfer partial ownership of a terminal at India’s busiest Mundra port in Gujarat to a Chinese
company is now under the scanner of the Ministry of External Affairs (MEA) and the Ministry of Home Affairs
(MHA), after an agreement between the Adani Group’s French joint venture partner CMA Terminals and the
China Merchants Group (CMG), a Chinese state-owned enterprise.
39. Which among the following countries were elected as the Members of the United Nations (UN)
Commission on Status of Women in September 2020?
1) India
2) Afghanistan
3) China
4) Both 1) and 2)
5) All the 1), 2) and 3)
Explanation:
India & Afghanistan were elected as Members of the United Nations (UN) Commission on Status of Women,
a body of the Economic and Social Council (ECOSOC). The Commission on the Status of Women is a UN
organ promoting gender equality and the empowerment of women. India (38 votes) and Afghanistan (39)
won the ballot among the 54 members, India’s Permanent Representative to the UN, T S Tirumurti
announced the election of India to the Committee. India will be a member of the UN’s Commission on Status
of Women for four years from 2021-2025.
40. India’s GDP to contract by ______ in FY21 as per the estimation of Asian Development Bank (ADB).
1) 8%
2) 7%
3) 9%
4) 11%
5) 10%
Answer – 3) 9%
Explanation:
In accordance with the “Asian Development Outlook (ADO) 2020 Update-September 2020” by Asian
Development Bank (ADB), India’s GDP (gross domestic product) growth will contract 9% in FY2020-2021
due to COVID-19 induced slowed economic activity. On the other hand, it forecasted a strong recovery with
GDP to grow by 8% in FY2021-22 as mobility and business activities resume more widely.
41. Who has been appointed as the brand ambassador of Great Learning (September 2020)?
1) KL Rahul
2) Virat Kohli
3) MS Dhoni
4) Anil Kumble
5) Rahul Dravid
Answer – 2) Virat Kohli
Explanation:
Great Learning, an Ed-tech company for professional and higher education, has appointed Virat Kohli,
Indian cricket team captain as its brand ambassador. Virat Kohli will lead ‘Power Ahead’ campaign, the

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latest one of the brand. Great Learning will launch a multi-film campaign with Virat Kohli during the
upcoming Dream 11 IPL, where the brand is an associate sponsor on Disney + Hotstar.
42. The Astronomers at UK based Cardiff University has found ‘Phosphine’ on the clouds of which
planet (published on Nature Astronomy)?
1) Mars
2) Venus
3) Jupiter
4) Mercury
5) Saturn
Answer - 2) Venus
Explanation:
A team of scientists announced the discovery of Phosphine, a rare molecule which provides a possibility of
microbial life in the clouds of the Venus. Professor Jane Greaves, Cardiff University, United Kingdom was the
lead author of a report published in Nature Astronomy.
43. Which bank partnered with Titan to launch India’s 1st contactless payment watch named ‘Titan
Pay’?
1) ICICI Bank
2) Indian Bank
3) HDFC Bank
5) Canara Bank
Explanation:
Titan Company Limited(Titan), one of the world’s 5th largest watch manufacturers associated with TATA
group, in collaboration with State Bank of India(SBI) introduced Titan Pay, powered by YONO (You Only
Need One) SBI. Through this partnership, Titan and SBI are launching a range of stylish new watches with
contactless payment functionality for the 1st time in India. CK Venkataraman, MD of Titan and Rajnish
Kumar, the Chairman of SBI unveiled the product.
44. Yoshihide Suga has been appointed as the new Prime Minister of which country?
1) Thailand
2) China
3) Japan
4) South Korea
5) Philippines
Answer – 3) Japan
Explanation:
Yoshihide Suga was formally elected as Japan’s New Prime Minister. He will succeed Shinzo Abe, who was
Japan’s Longest serving Prime Minister and stepped down due to health problems. The 71-year old
Yoshihide received 314 votes (462 votes were cast) in the 465-member House of Representatives, and 142
votes in the 245-member House of Councillors (House of Representatives & House of Councillors are both
part of DIET, National Parliament of Japan). Yoshihide’s party Liberal Democratic Party (LDP) holds a
majority in the Japan Parliament.
45. Which metro launched India’s 1st indigenous signaling technology named ‘i-ATS’ (Automatic
Train Supervision)?
1) Ahmedabad Metro
2) Kolkata Metro
3) Mumbai Metro
4) Delhi Metro
5) Nagpur Metro

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Answer – 4) Delhi Metro
Explanation:
On the occasion of Engineers Day i.e. September 15, 2020, the Delhi Metro Rail Corporation (DMRC)
launched i-ATS (Automatic Train Supervision), the first Made-in-India signaling system. It is an important
sub-system of the signaling system for the development of CBTC (Communication Based Train Control)
based signaling technology for metro railway by automatically detecting all trains on a corridor.
46. Which is 1st country in the world to issue 7-year sovereign Sustainable Development Goal (SDG)
bond?
1) Brazil
2) Guatemala
3) Germany
4) Mexico
5) Djibouti
Answer – 4) Mexico
Explanation:
Mexico became the first country in the world to inaugurate sustainable financing program for the
achievement of Sustainable Development Goals (SDGs) by issuing a seven-year Sovereign SDGs Bond worth
USD 890 million under its new “SDG Sovereign Bond Framework” developed with investment bank Natixis,
located in Paris, France.
47. What is India’s rank in 2020 Human Capital Index (HCI) released by World Bank?
1) 118
2) 116
3) 120
4) 117
5) 119
Answer – 2) 116
Explanation:
The 2020 Human Capital Index (HCI) is a collaboration between the Human Development Practice Group
and the Development Economics Group of the World Bank. World Bank released the report titled “The
Human Capital Index 2020 Update: Human Capital in the Time of COVID-19” on September 16, 2020. India
has been placed at the 116th position among 174 countries in the Human Capital Index 2020 with score
increase to 0.49 from 0.44 in 2018 in comparison to 115 out of 157 countries. The country of Singapore
topped the score with 0.88 followed by Hong Kong at 0.81 and Japan at 0.80.
Top 3 Countries in HCI:
Rank Country Score
116 India 0.49
1 Singapore 0.88
2 Hongkong and China 0.81
3 Japan 0.8
48. Ashok Gasti who passed away recently is the present Rajya Sabha MP from which state?
1) Karnataka
2) Kerala
3) Andhra Pradesh
4) Telangana
5) Tamil Nadu

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Explanation:
Ashok Gasti, a Bharatiya Janata Party (BJP) Rajya Sabha MP (Member of Parliament) from Karnataka,
passed away of COVID-19 at a private hospital in Bengaluru, Karnataka. He was around the age of 55. The
BJP Karnataka leader was born in 1965 and belonged to Raichur district, Karnataka. The first-time Rajya
Sabha member took oath as MP on July 22, 2020.
49. PM Modi inaugurated Kosi rail mega bridge at which state?

1) Odisha
2) Maharashtra
3) Madhya Pradesh
4) Bihar
5) Assam
Answer – 4) Bihar
Explanation:
Prime Minister Narendra Modi inaugurated the historic Kosi Rail Mahasetu (mega bridge) in Bihar. Other
projects including a new railway bridge on the Kiul River, two new railway lines, 5 Electrification projects,
Bihar’s first Electric Locomotive Shed at Barauni and 3rd Line Project between Barh-Bakhtiyarpur in Bihar
through video conference.
50. Minister of State (MoS) for Civil Aviation, Hardeep Singh Puri has inaugurated India’s 1st general
aviation terminal at which airport?
1) Kempegowda International Airport, Bengaluru
2) Indira Gandhi International Airport, Delhi
3) Chhatrapati Shivaji Maharaj International Airport, Mumbai
4) Lokpriya Gopinath Bordoloi International Airport, Guwahati
5) Sardar Vallabhbhai Patel International Airport, Ahmedabad
Answer – 2) Indira Gandhi International Airport, Delhi
Explanation:
Minister of State (MoS) Hardeep Singh Puri, Ministry of Civil Aviation inaugurated India’s first General
Aviation Terminal at Indira Gandhi International (IGI) Airport, Delhi to handle the flight operations and
movement and processing of passengers flying through of private jets or chartered flights.
51. Who has been given additional charge as the minister of Food Processing Industries (Harsimrat
Kaur Badal resigned recently)?
2) Narendra Modi
3) Pralhad Patel
4) Harsh Vardhan
Answer – 5) Narendra Singh Tomar
Explanation:
President of India, Ram Nath Kovind accepted the resignation of Harsimrat Kaur Badal, Union Minister of
Food Processing Industries with immediate effect. Harsimrat Kaur Badal, Lok Sabha leader of Shiromani
Akali Dal (SAD) tendered her resignation in protest against anti-former ordinances and legislation which
were passed on 17th September 2020.The resignation was accepted under the clause (2) of Article 75 of the
Indian Constitution. Cabinet Minister Narendra Singh Tomar was assigned to the additional charges of the
Ministry of Food Processing Industries(MoFPI).
52. “A Promised Land” is the memoir of whom?

1) Angela Merkel
2) Narendra Modi
3) Manmohan Singh
4) Barack Obama

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5) Donald Trump
Answer – 4) Barack Obama
Explanation:
Penguin Random House announced that the first volume of the Former President of United States of
America(USA), Barack Obama’s memoir “A Promised Land” is set to hit the stores on 17th November 2020,
two weeks after Election day. This book will be released by Crown, a division of Penguin Random House
around the world in 25 languages which includes Spanish, Chinese, Arabic, Czech, Finnish and Vietnamese.
53. Which edition of International Equal Pay Day was observed on September 18, 2020?
1) 3rd
2) 1st
3) 7th
4) 3rd
5) 11th
Answer – 2) 1st
Explanation:
United Nations (UN) 1st International Equal Pay Day is observed on 18 September 2020 as a step towards
eliminating the gender pay gap and to overcome the sexual discrimination against women in the
employment sector. This day promotes equal pay to everyone and the rights to receive equal remuneration
for equal work regardless of the gender. Equal Pay International Coalition (EPIC) hosted the virtual global
Call to Action to encourage all labour market actors to take steps to ensure that equal pay is at the core of
COVID-19 recovery efforts across the globe. EPIC is led by the International Labour Organization(ILO), UN
Women and the Organisation for Economic Co-operation and Development (OECD).
54. According to the estimation of Finance ministry, what will be the growth in nominal GDP of India
in FY22 (2021-2022)?
1) 19%
2) 21%
3) 17%
4) 15%
5) 11%
Answer – 1) 19%
Explanation:
Krishnamurthy Subramanian, chief economic advisor in the finance ministry, Government of India informed
that as per the estimate of finance ministry, India’s nominal Gross Domestic Product(GDP) is expected to
grow by 19% in FY22 (2021-22) on a low base. NK Singh, chairman of Fifteenth Finance Commission (FFC)
stated that this estimate is a bit moderate when compared with some estimates received from experts.
55. Which is 1st state in India to come up with policies on Ethical AI, Blockchain and Cybersecurity?
1) Telangana
2) Madhya Pradesh
3) Kerala
4) Gujarat
5) Tamil Nadu
Explanation:
Tamil Nadu Chief Minister (CM) Edappadi K Palaniswami released Tamil Nadu Cyber Security Policy 2020,
Tamil Nadu Blockchain Policy 2020 and Tamil Nadu Safe and Ethical Artificial Intelligence Policy
2020(Nicknamed as ABC Policies) while participating in the Confederation of Indian Industry (CII) ‘Connect
2020’ event through video conference. It became the first state in the country to release policies on Ethical
AI, Blockchain and Cybersecurity.

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56. Which bank has set up a new vertical called Emerging Entrepreneurs Business (EEB)?
1) Catholic Syrian Bank
2) IndusInd Bank
3) Dhanlaxmi Bank
4) Federal Bank
5) Bandhan Bank
Answer - 5) Bandhan Bank
Explanation:
In order to support the emerging needs of the unbanked and underbanked segment of customers, Bandhan
Bank has set up a new vertical called Emerging Entrepreneurs Business (EEB) to assist this segment in
becoming entrepreneurs. In this regard, the bank has appointed Kumar Ashish as the Executive President
and Head to lead EEB. This vertical will be responsible for managing micro home loan, micro bazaar loan
and micro enterprise loan.
57. Amitabha Ghosh was the _____ governor of Reserve Bank of India (RBI).
1) 11th
2) 12th
3) 13th
4) 16th
5) 14th
Answer – 4) 16th
Explanation:
Amitabha Ghosh, former governor of Reserve Bank of India(RBI) passed away at the age of 90. He is the
shortest serving governor of RBI (21 days- January 15, 1985 to February 4, 1985). He served as the 16th
governor, while serving as a deputy governor of RBI until R N Malhotra (17th Governor) took over.
58. Pantanal region, the largest tropical wetland in the world is located at which country?
1) Chile
2) Poland
3) Brazil
4) Peru
5) Ecuador
Answer – 3) Brazil
Explanation:
The Pantanal region is the largest tropical wetland in the world, located mostly within Brazil, but also
extending into Bolivia and Paraguay. The 'Pantanal Conservation Area' natural World Heritage site, part of
the larger Pantanal Biosphere Reserve, covers a considerable section of the Brazilian Pantanal with
particularly high ecological importance. These areas protect numerous threatened species, such as a
significant jaguar population, the giant armadillo, giant anteater, giant otter, marsh deer and the hyacinth
macaw, the largest species of parrot.
59. Mustapha Adib has been resigned from the post of Prime minister of which country?
1) Lebanon
2) Kuwait
3) Morocco
4) UAE
5) Oman
Answer - 1) Lebanon
Explanation:
Mustapha Adib, Lebanon’s Prime Minister designate, resigned after failing to form a government in a month
of negotiations. His resignation comes amidst a political crisis over government formation, after he was
appointed to the position on August 31, 2020.

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60. Reserve Bank of India (RBI) has introduced Positive Pay System for Cheque Truncation System
(CTS) above ________ from January 1, 2021.
1) Rs 10,000
2) Rs 75,000
3) Rs 50,000
4) Rs 25,000
5) Rs 1,00,000
Answer – 3) Rs 50,000
Explanation:
Reserve Bank of India (RBI) has issued a directive under Section 10 (2) read with Section 18 of Payment
and Settlement Systems Act, 2007 (Act 51 of 2007) stating an introduction of Positive Pay System for
Cheque Truncation System (CTS) for banks in order to check fraud. It will be implemented from January 01,
2021. To be developed by National Payments Corporation of India (NPCI), this system will require re-
confirmation of key details for payments beyond Rs 50,000. It should be noted that the usage of Positive Pay
System is at the choice of account holder; however, banks may make it mandatory in case of cheques for
amounts of Rs 5 lakh and above.
61. Name the person who has been roped by Reserve Bank of India for the customer awareness
campaign.
1) MS Dhoni
2) Kareena Kapoor
3) Virat Kohli
4) Amitabh Bachchan
5) Anushka Sharma
Answer – 4) Amitabh Bachchan
Explanation:
The Reserve Bank of India(RBI) roped in Indian Film Actor Amitabh Bachchan for the customer awareness
campaign to prevent naive account holders from being deceived by fraudsters. As part of the RBI’s public
awareness campaign, the regulator continues to inform customers about do’s and don’ts for safe and secure
transactions. RBI has become the most popular central bank on twitter, with about 9.66 lakh followers
while US Federal Reserve, world’s most powerful central bank has about 6.64 lakh followers.
62. Which bank has launched India’s 1st warehouse commodity finance app?
1) IDBI Bank
2) ICICI Bank
3) Axis Bank
4) Yes Bank
5) HDFC Bank
Answer - 5) HDFC Bank
Explanation:
HDFC Bank launched India’s first Warehouse Commodity Finance App. The app will help customers to draw
down and manage the loan against the pledge of commodities online without physical intervention or
multiple visits to a bank branch. This will bring improved efficiencies and time savings for the agri value
chain. The app will benefit enormously the agri processors, traders and farmers who are primary
beneficiaries of WHR loans (Warehouse Receipt Loans).
63. Reserve Bank of India has approved 3-member committee headed by Meeta Makhan to function
as the ad-interim MD&CEO of which bank?
1) Dhanlakshmi Bank
4) ING Vysya Bank
5) Karur Vysya Bank

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Answer – 2) Lakshmi Vilas Bank
Explanation:
The Reserve Bank of India(RBI) approved that the daily affairs of Lakshmi Vilas Bank (LVB)will be run by a
Committee of Directors (CoD) composed of 3 independent directors namely, Meeta Makhan, Chairperson of
the CoD, Shakti Sinha, Member and Satish Kumar Kalra, Member. The CoD will exercise the discretionary
powers of Managing Director(MD) and Chief Executive Officer(CEO) in the ad-interim. Until a new MD is
appointed, the existing senior management team and the board of directors will discharge the day-to-day
affairs of the bank as usual.
64. Medical Council of India (MCI) has been officially renamed as National Medical Commission
(NMC) recently. Who is the 1st chairman of NMC?
1) Mahesh Verma
2) Rajendra Pandey
3) Suresh Chandra Sharma
4) Rakesh Kumar Vats
5) Vinod Kumar Paul
Answer - 3) Suresh Chandra Sharma
Explanation:
Medical Council of India (MCI) had faced corruption charges and was dissolved by the Government of India
in 2018 with the Board of Governors (BoG)-MCI chaired by Dr Vinod Kumar Paul, member (health), Niti
(National Institution for Transforming India) Aayog. This Board of Governors was appointed under section
3A of the Indian Medical Council (IMC) Act, 1956 (102 of 1956) in supersession of the MCI constituted
under sub-section (1) of section 3 of IMC ACT. The NMC Act came into existence on August 8, 2019. After
that, the Central Government in exercising the powers conferred by sub-section (3) of the section 1 of the
NMC Act, 2019 (30 of 2019), the provisions of sections 3, 4, 5, 6, 8, 11, 16, 17, 18, 19, 56 and 57 of the NMC
Act were brought into force with effect from September 2 2019. Dr Suresh Chandra Sharma, former head of
the ear nose throat (ENT) department at All India Institute of Medical Sciences (AIIMS), New Delhi has been
appointed as the first chairman of NMC for a period of three years under sub-section (2) of section 4 of NMC
Act w.e.f. September 25, 2020.
65. Which company has launched campaign named ‘Contactless Connections’?

1) ICICI Card
2) PNB Card
3) SBI Card
4) IOB Card
5) HDFC Card
Answer – 3) SBI Card
Explanation:
SBI Card (legally- SBI Cards and Payment Services Limited) launched ‘Contactless Connections’, a new
brand campaign. The campaign spreads the message that sharing of love and care is possible even during
this difficult period(COVID-19) where social distancing is the norm. This campaign is in continuation of the
SBI card’s brand campaign “Ghar Mein Khushiyaan”.
66. Who among the following has won the AIFF Women’s Footballer of the year award 2019-2020
(Gurpreet Singh Sandhu won men’s player of the year award 2019-20)?
1) Sangita Basfore
2) Aditi Chauhan
3) Harmanpreet Kaur
4) Sweety Devi
5) Sanju Yadav
Answer – 5) Sanju Yadav

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Explanation:
Gurpreet Singh Sandhu, (28 years) from Chandigarh, goalkeeper of Indian National Men’s Football team and
Sanju Yadav (22 years) from Haryana, Midfielder of India’s National Women’s Football team were declared
as the winners of the annual All India Football Federation (AIFF) Men’s Footballer of the Year Award 2019-
2020 and AIFF Women’s Footballer of the Year Award 2019-2020 respectively.
Other 2019-2020 AIFF Awards:
Award Winner
AIFF Men’s Emerging Footballer of the Year Anirudh Thapa
AIFF Emerging Women’s Footballer of the Year Ratanbala Devi
AIFF Award for the Best Assistant Referee P. Vaira Muthu (from Tamil Nadu).
AIFF Award for the Best Referee L. Ajit Kumar Meetei (from Manipur).
AIFF Award for the Best Grassroots West Bengal (based on E-licence courses and
Development Programme Golden Baby Leagues).
67. Which country hosted the virtual Ministerial Round Table Dialogue on Biodiversity Beyond 2020
(Prakash Javadekar represented India)?
1) Austria
2) United States
3) China
4) Indonesia
5) Japan
Answer – 3) China
Explanation:
Union Minister for Environment, Forest and Climate Change (MoEFCC), Prakash Javadekar represented
India at the virtual Ministerial Roundtable Dialogue on Biodiversity Beyond 2020. The meeting was held to
exchange views on Biodiversity Conservation and Sustainable Development. The meeting was hosted by
China. The Dialogue was conducted on the topic of Biodiversity Beyond 2020: Building a Shared Future for
All Life on Earth. 15Ministers from different countries participated in the Roundtable Dialogue. Prakash
Javadekar called all countries to join hands at the start of the “UN Decade of Action and Delivery for
Sustainable Development”. The 15th Conference of Parties (COPs) to the Convention on Biological Diversity
(CBD) is scheduled to be held in 2021 at Kunming, China.
68. Which state has won UN Interagency Task Force (UNIATF) Award 2020 for its contribution
towards the SDGs related to the non-communicable diseases?
1) Uttar Pradesh
2) Tamil Nadu
3) West Bengal
4) Karnataka
5) Kerala
Explanation:
Kerala won the UN Interagency Task Force (UNIATF) Award 2020 for its contribution towards the
Sustainable Development Goals (SDGs) related to the non-communicable diseases. Tedros Adhanom,
Director General of World Health Organisation (WHO) announced the annual UNIATF Award for the year
2020 on prevention and control of non-communicable diseases. This is the first time for Kerala to be
recognised by this annual UN Award and along with Kerala 6 other health ministries across the globe have
won the 2020 UNIATF Award.

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69. ‘Fed Cup’ which was renamed as the ‘Billie Jean King Cup’ is the women’s world cup of which
sport?
1) Cricket
2) Tennis
3) Badminton
4) Volleyball
5) Basketball
Answer - 2) Tennis
Explanation:
International Tennis Federation (ITF) announced that Fed Cup, the women’s world cup of tennis, has been
renamed as the Billie Jean King Cup by BNP Paribas, a French international banking group. This is the 1st
time a major global team competition has been named after a woman. Billie Jean King is an American
Former World No. 1 professional tennis player. She is a global campaigner for equality who has dedicated
her life to combating all forms of discrimination.
70. Australia’s Dean Jones who passed away recently is associated with which sport?
1) Hockey
2) Football
3) Cricket
4) Tennis
5) Rugby
Answer - 3) Cricket
Explanation:
Dean Mervyn Jones, former Australian and Victorian cricketer and Commentator passed away at the age of
59 in Mumbai, Maharashtra due to cardiac arrest. He was born on 24th March 1961 in Melbourne, Australia.
71. SP Balasubrahmanyam who is in news recently is a renowned _________.

1) Athlete
2) Politician
3) Singer
4) Spiritual leader
Answer – 3) Singer
Explanation:
Renowned Indian Singer SP Balasubrahmanyam (Popularly known as SPB) passed away at a Private
Hospital in Chennai at the age of 74 due to Cardio-Respiratory arrest. He was admitted to hospital after
testing positive for COVID-19. Even Though he tested Negative on September 4, he continued to be on
Ventilator and ECMO support, and breathed his last on September 25. He was born on 4th June, 1946 at
Nellore, Andhra Pradesh. He is a Six-time National Award Winner for Best Male Playback Singer (1979,
1981, 1983, 1988, 1995, 1996). In 2011, he was awarded Padma Bhushan by the Government of India.
72. Which bank has launched the 1st of its kind digital facility named “SafePay” for contactless debit
card based payment?
1) Nainital Bank
2) ICICI Bank
3) IDFC First Bank
4) Kotak Mahindra Bank
5) IDBI Bank
Answer – 3) IDFC First Bank
Explanation:
IDFC First Bank announced that it will launch SafePay, a digital facility. It enables contactless debit card
payments by waving a smartphone against a Near Field Communication (NFC)-enabled Point of Sale(POS)
terminal. It is the 1st such facility which is made available in an integrated mobile banking app. The SafePay

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feature has been successfully tested and certified by Visa. It allows contactless payments of up to Rs 2,000
per transaction and maximum limit of Rs 20,000 per day.
73. The Krushi Bhavan located in which state has won the 10th annual AZ Awards 2020 as People’s
Choice Winner under the category social good?
1) Odisha
2) Chhattisgarh
3) Punjab
4) Haryana
5) Uttar Pradesh
Answer – 1) Odisha
Explanation:
Krushi Bhavan, a facility developed for the State’s Department of Agriculture & Farmers’ Empowerment
located in Bhubaneswar, Odisha won 10th annual AZ Awards 2020 as People’s Choice Winner under the
category social good. The awards were revealed at its first-ever virtual AZ Awards Gala. The 12,077-square-
metre Krushi Bhavan is one among 20 winners and the only winner from India. Naveen Patnaik, Chief
Minister of Odisha dedicated this award to farmers and artisans of the state.
74. Suresh Angadi who passed away recently was the minister of state of which portfolio?
1) Tribal Affairs
2) Health
3) Railways
4) Communications
5) Youth Affairs
Answer - 3) Railways
Explanation:
Suresh Channabasappa Angadi, Union Minister of State for Railways and Bharatiya Janata Party (BJP)’s
Member of Parliament(MP) from Belagavi constituency of Karnataka passed away at the age of 65 after
testing positive for COVID-19 at the COVID Facility, New Delhi. He is the first Central Minister to die of
Coronavirus. He was born on 1st June 1955 at Belagavi, Karnataka.
75. Who has won the Golden Pen of Freedom Award of WAN-IFRA 2020?
1) Jineth Bedoya
2) Jamal Khashoggi
3) Srinivasan Balasubramanian
4) Vincent Peyrègne
Answer – 1) Jineth Bedoya
Explanation:
Colombian Journalist Jineth Bedoya Lima was honoured with the prestigious Golden Pen of Freedom Award
2020, an annual press freedom award of the World Association of News Publishers(WAN-IFRA). The award
was presented to recognise her contribution towards promoting and protecting women rights and her
courage to overcome her personal tragedy which inspires other women across the globe.
76. PM Modi has inaugurated the first-of-its-kind “Ganga Avalokan” museum on river Ganga at
which city?
1) Mirzapur
2) Patna
3) Varanasi
4) Haridwar
5) Buxar
Answer – 4) Haridwar

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Explanation:
Prime Minister Narendra Modi virtually inaugurated Six Development Projects in Uttarakhand under the
Namami Gange Mission. PM Modi also inaugurated the first-of-its-kind “Ganga Avalokan” Museum on River
Ganga at Chandi Ghat, Haridwar. It has been established by the National Mission for Clean Ganga (NMCG),
which is the nodal body to implement the ‘Namami Gange’ Programme along with Wildlife Institute of India
(WII). PM Modi released a book ‘Rowing down the Ganges’, it is co-published by NMCG & WII.
77. JIMEX-2020 is the joint maritime exercise between India and which country (conducted at north
Arabia sea)?
1) United States
2) Japan
3) Australia
4) China
5) Sri Lanka
Answer – 2) Japan
Explanation:
The Fourth Edition of the Biennial Japan-India Maritime Exercise JIMEX-2020 took place between Indian
Navy and Japanese Maritime Self-Defense Force (JMSDF) in the North Arabian Sea from 26th September-
28th September, 2020. Due to Pandemic, JIMEX-2020 is conducted in a ‘non-contact at-sea-only format’.
78. Syeda Anwara Taimur who passed away recently is the 1st and only women chief minister of
which state?
1) Sikkim
2) Tripura
3) Assam
5) Meghalaya
Answer – 3) Assam
Explanation:
Syeda Anwara Taimur, Assam’s first and only woman Chief Minister(CM) passed away in Australia due to
cardiac arrest. She was around the age of 83. She is the 1st Muslim woman CM of any state in India. She was
born on November 24, 1936 in Assam, British India. She is a 4 time (1972, 1978, 1983 and 1991) Member of
the Legislative Assembly (MLA) and a 2 time Rajya Sabha MP- Member of Parliament (nominated in 1988
and elected in 2004).
79. How much was extended as financial assistance by India to Sri Lanka for promotion of Buddhist
ties between two countries?
1) USD 5 million
2) USD 10 million
3) USD 20 million
4) USD 25 million
5) USD 15 million
Answer – 5) USD 15 million
Explanation:
PM Modi also announced a grant assistance of US$ 15 million (approximately Rs.110 crores) for the
promotion of Buddhist ties between the two countries. It will deepen people-to-people linkages through
construction/renovation of Buddhist Monasteries, capacity development, cultural exchanges, archaeological
cooperation, reciprocal exposition of The Buddha’s relics and strengthening the engagement between
Buddhist Scholars and clergy of two countries.
80. Which company has acquired Future Group for Rs. 24,713 crores?
1) Reliance Retail Ventures Limited
2) Arogya Retail Ventures Limited

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3) Bharti-AXA General Insurance Co Ltd
4) Hindustan Retail Ventures Limited
5) Adani Retail Ventures Limited
Answer - 1) Reliance Retail Ventures Limited
Explanation:
The Reliance Retail Ventures Limited (RRVL), subsidiary of the Reliance Industries Limited (RIL) acquired
the retail and wholesale, logistics and warehousing business of the Future Group Business as going
concerns on a slump sale basis for lump sum aggregate consideration of Rs 24,713 crore. This acquisition is
a part of the scheme where Future Group merges with companies including Future Retail, Future Lifestyle
Fashions, Future Consumer, Future Supply Chains and Future Market Networks into Future Enterprises
Limited (FEL). The slump sale of FEL would include Big Bazaar, fbb, Foodhall, Easyday, Nilgiris, Central and
Brand Factory.
81. The S-400 missile system will be delivered to India by which country?
1) United States
2) Russia
3) Saudi Arabia
4) Japan
5) Germany
Explanation:
The first regiment of S-400 anti-air system by Russia will be delivered to India by the end of 2021. India has
ordered 5 regiments of this system that is designed to take down targets at a range of over 400 km. Notably,
there is an ongoing portfolio of defence orders worth $15 billion with India as a part of which AK203 rifles
will be produced at a factory in Amethi in Uttar Pradesh while the acquisition of Igla-S air defence missiles
should be completed soon.
82. European investment bank plans to invest € 650 Million for the 1st metro line of which city?
1) Coimbatore
2) Patna
3) Kanpur
4) Noida
5) Surat
Answer – 3) Kanpur
Explanation:
The European Investment Bank (EIB) will invest 650 million euro (€) in the construction of Kanpur’s (Uttar
Pradesh) 1st city metro line. The 32.4 km urban rail line, with 18 elevated and 12 underground stations is
EIB’s 2nd biggest operation outside the European Union(EU) till date. It is the 2nd metro rail project
supported by the EIB in Uttar Pradesh(UP), following the €450 million investment in Lucknow metro rail
system. Uttar Pradesh Metro Rail Corporation Ltd (UPMRC) is the Promoter-Financial intermediary for this
project.
83. Who has launched world’s 1st exclusive product market for the renewable energy sector named
Green Term Ahead Market (GTAM)?
1) PiyushGoyal
2) Raj Kumar Singh
4) Giriraj Singh
5) Pralhad Joshi
Answer - 2) Raj Kumar Singh
Explanation:
Minister of State (MoS) (Independent Charge) for Power and New & Renewable Energy Raj Kumar Singh
launched the Pan-India Green Term Ahead Market (GTAM) in New Delhi virtually, for electricity. GTAM is

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the World’s First Exclusive Product Market for the renewable energy sector. It will help in achieving the
Government of India’s target of 175 Giga Watt (GW) RE Capacity by 2022.
84. Name the company which becomes world’s largest solar power generation asset owner as per
Mercom Capital.
1) Invenergy
2) Enel Green Power
3) SB Energy
4) Adani Green Energy
5) GCL New Energy
Answer – 4) Adani Green Energy
Explanation:
Mercom Capital ranked Adani Green Energy Ltd (AGEL) as World’s Largest Solar Power Generation Asset
Owner in terms of operating, under-construction and awarded projects. GCL New Energy (7.1 GW), a Hong
Kong-listed independent solar power producer, ranked second, followed by Tokyo-based renewable energy
developer, SB Energy (7 GW). Mercom Capital Group is a clean energy communication consulting firm.
85. Name the person who has been appointed as the MD & CEO of South Indian Bank?
1) V. G. Mathew
2) Murali Ramakrishnan
3) Achal Kumar Gupta
4) Pradeep M Godbole
5) Ranjana S Salgaocar
Answer – 2) Murali Ramakrishnan
Explanation:
The Reserve Bank of India(RBI) approved the appointment of Murali Ramakrishnan as the New Managing
Director(MD) and Chief Executive Officer (CEO) of The South Indian Bank, Kerala for a period of 3 years
with effect from 1st October 2020. He succeeds V. G. Mathew whose tenure will be completed on 30th
September 2020.
86. Name the organization which released the publication named “The Little Book of Green Nudges”.
1) United Nations Environment Programme (UNEP)
2) International Labour Organization (ILO)
5) United Nations Educational, Scientific and Cultural Organization (UNESCO)
Answer – 1) United Nations Environment Programme (UNEP)
Explanation:
On September 1, 2020, the United Nations Environment Programme (UNEP) launched a new publication,
“The Little Book of Green Nudges”, to inspire students around the globe to adopt environmentally friendly
habits and greener lifestyles. The Book was drafted by The Behavioural Insights Team and GRID-Arendal.
87. Government of India has signed a $500 million worth loan agreement with which organization
for Delhi-Meerut RRTS (September 2020)?
4) World Bank (WB)
5) None of these
Answer – 3) Asian Development Bank (ADB)

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Explanation:
Government of India (GoI) and Asian Development Bank (ADB) signed a $500 million loan agreement for
the Delhi-Meerut RRTS (regional rapid transit system) Investment Project. This is the first tranche of a total
$1billion (about Rs 7,485 crore) facility.
88. According to the World Wildlife Fund (WWF)’s Living Planet Report 2020, the global vertebrate
population declined to an average of ______ between 1970 and 2016.
1) 56%
2) 71%
3) 68%
4) 44%
5) 60%
Answer – 3) 68%
Explanation:
In accordance with the World Wildlife Fund’s (WWF) Living Planet Report 2020, the global vertebrate
population declined to an average of 68% between 1970 and 2016. The reasons behind this decline is
changes in land and sea use, overexploitation of species, high pollution levels, climate change, habitat loss
and degradation, including deforestation, driven by humanity.
89. The gross Non Performing Assets in public sector banks was reduced to _______ in March 2020
from Rs 8.96 lakh crore in March 2018.
1) Rs 9.24 lakh crore
Answer – 2) Rs 6.78 lakh crore
Explanation:
The Gross NPAs reduced from Rs 8.96 lakh crore in March-2018 to Rs 6.78 lakh crore in March-2020. Asset
quality has improved significantly, with the net NPA ratio reduced from 7.97% in March 2018 to 3.75% in
March 2020. There is a sharp decline in fraud occurrence from 0.65% of advances during FY10-FY14 to
0.06% in FY19-20. Record recovery of Rs 2.27 lakh crore in FY19-FY20 due to newly setup dedicated
stressed account management verticals in PSBs. Number of PSBs under Prompt Corrective Action (PCA)
reduced to three. The provision coverage ratio of 80.9% is highest in eight years.
90. Which bank ranked top in EASE 2.0 awards for FY19-20 in top performing banks category?
1) Oriental Bank of Commerce
3) Bank of Baroda
4) Central Bank of India
Answer – 3) Bank of Baroda
Explanation:
The EASE 2.0 awards for FY19-20 were presented in 3 categories viz. Category 1: Theme-Wise Winners,
Category 2: Top Improvers, and Category 3: Top Performing Banks The awardees in these categories are
Bank of Baroda (BoB), State Bank of India (SBI), Oriental Bank of Commerce (OBC), Bank of Maharashtra,
Central Bank of India, Corporation Bank, Punjab National Bank (PNB), Union Bank of India (UBI), and
Canara Bank.
Top Performing Banks (Ease Reforms Index 2.0):
Rank Bank
1 Bank of Baroda
2 State Bank of India

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3 Oriental Bank of Commerce
91. Name the organization which revamped the multi-cap mutual funds category recently.
1) Forward Market Commission of India
3) Insurance Regulatory and Development Authority of India
4) Pension Fund Regulatory and Development Authority
Answer – 5) Securities and Exchange Board of India
Explanation:
Securities and Exchange Board of India (SEBI) publicized a partially modified portfolio structure for multi-
cap mutual funds category through a circular stating minimum investment in equity & equity related
instruments and definition of large-cap, mid-cap and small-cap. With regard to this, Asset Management
Company (AMC) will now have to invest at least 25% of their portfolios across large-cap, mid cap and small
cap companies each. This decision has been taken for decreasing the risk of being overweight on any one
kind of market-cap firm. The definition of large-cap, mid-cap and small-cap as follows: Large Cap: 1st -100th
company in terms of full market capitalization Mid Cap: 101st -250th company in terms of full market
capitalization Small Cap: 251st company onwards in terms of full market capitalization.
92. Who chairs the Empowered Group of Ministers committee constituted by central government to
oversee the Corporatisation of Ordnance Factory Board (OFB)?
1) Santosh Kumar Gangwar
2) Nirmala Sitharaman
3) Rajnath Singh
4) Amit Shah
5) Jitendra Singh
Answer – 3) Rajnath Singh
Explanation:
Government of India constituted an Empowered Group of Ministers (EGoM) under the chairmanship of
Union Minister for Defence, Rajnath Singh to oversee the Corporatisation of Ordnance Factory Board (OFB).
The Ministers in EGoM includes Home Minister Amit Shah, Finance Minister Nirmala Sitharaman, Minister
for Law and Justice Ravi Shankar Prasad, Minister of State for Labour and Employment Santosh Kumar
Gangwar and Minister of State for Personnel, Public Grievance and Pension Jitendra Singh.
93. Which ministry has conducted orientation and training programme on iRAD App?
1) Ministry of Heavy Industries
3) Ministry of Home Affairs
4) Ministry of Road Transport and Highways
5) Ministry of Commerce
Answer - 4) Ministry of Road Transport and Highways
Explanation:
Ministry of Road Transport & Highways (MoRTH) conducted the 2-days Orientation and Training
programme on Integrated Road Accident Database Project (iRAD) App for the selected districts of
Karnataka and on 10th & 11th September 2020 for some districts of Uttar Pradesh (UP). This has been done
to receive feedback and other suggestions for the customization of iRAD app as per the requirements of the
states/UT. Notably, India accounts for about 5 lakh road accidents per annum in which about 1.5 lakh
people die and another 3 lakh become crippled. The basic iRAD app, for capturing the spot accident data,
has been developed by IIT (Indian Institutes of Technology) Madras (Tamil Nadu) and National Informatics
Centre Services Inc (NICSI) of New Delhi. This app will enable the stakeholders such as the Police,
Transport, Health, etc. to use their mobile phones to collect accident data on the spot.

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94. Rajesh Khullar has been appointed as the Executive Director of which organization?
1) World Bank (WB)
Answer - 1) World Bank (WB)
Explanation:
The Appointments Committee of the Cabinet (ACC) headed by Prime Minister Narendra Modi approved the
appointment of Rajesh Khullar as the Executive Director of World Bank and Sameer Kumar Khare as
Executive Director of Asian Development Bank (ADB).
95. Who has been appointed as the brand ambassador of Great Learning (September 2020)?
1) KL Rahul
2) Virat Kohli
3) MS Dhoni
4) Anil Kumble
5) Rahul Dravid
Explanation:
Great Learning, an Ed-tech company for professional and higher education, has appointed Virat Kohli,
Indian cricket team captain as its brand ambassador. Virat Kohli will lead ‘Power Ahead’ campaign, the
latest one of the brand. Great Learning will launch a multi-film campaign with Virat Kohli during the
upcoming Dream 11 IPL, where the brand is an associate sponsor on Disney + Hotstar.
96. Name the person who has been honored with Euromoney’s Lifetime Achievement Award 2020.
1) Rana Kapoor
2) Aditya Puri
3) Shikha Sharma
4) Sashidhar Jagadishan
Answer – 2) Aditya Puri
Explanation:
Euromoney, the global finance and banking magazine’s Awards for Excellence 2020 honoured Aditya Puri,
Managing Director(MD) of HDFC Bank with a Lifetime Achievement Award 2020. This is a first of its kind
recognition for a corporate leader from India.
97. Which is 1st bank to implement the new feature of document embedding facility with Letter of
Credit (LC) / Bank Guarantee (BG) messages over SFMS?
1) Nainital Bank
2) ICICI Bank
3) IDFC First Bank
5) IDBI Bank
Answer – 5) IDBI Bank
Explanation:
Industrial Development Bank of India (IDBI) become the first to implement the new feature of document
embedding facility with Letter of Credit (LC) / Bank Guarantee (BG) messages over SFMS (Structured
Financial Messaging System) platform of Indian Financial Technology and Allied Services (IFTAS) through
its middleware application i@Connect-SFMS (CSFMS) developed by IDBI Intech Limited. This new feature
of “document embedding” provides banks with the functionality of transmitting a “pdf” document up to
1MB size along with the LC / BG messages. The objective of this new feature is to further digitise the trade
finance transactions and to secure the financial communication system.

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98. Name the person who has been appointed as the chairman of Telecom Regulatory Authority of
India (TRAI).
1) P.D. Vaghela
2) RS Sharma
3) Jayshree Vyas
4) Ashishkumar Chauhan
5) Umakant Jayram
Answer – 1) P.D. Vaghela
Explanation:
The Appointments Committee of the Cabinet (ACC) appointed P.D. Vaghela, currently the secretary of the
department of pharmaceuticals (DoP) under the Ministry of Chemicals and Fertilizers as the chairman of
the Telecom Regulatory Authority of India (TRAI) for a period of three years or until he attains the age of
65, whichever is earlier. He will succeed Ram Sewak (RS) Sharma, who will retire on September 30, 2020,
after a five-year tenure. RS Sharma is the 1st TRAI chairman to have a tenure of 5 years. The chairman of
TRAI will normally have a tenure of 3 years.
99. India's 1st Regional Rapid Transit System train will provide its services to Delhi-Ghaziabad-
Meerut RRTS by which year?
1) 2023
2) 2021
3) 2022
4) 2024
5) 2025
Answer – 3) 2022
Explanation:
The first look of India’s first RRTS (Regional Rapid Transit System) train unveiled by Durga Shanker Mishra,
Secretary, Ministry of Housing and Urban Affairs (MoHUA) and Chairman, National Capital Region
Transport Corporation (NCRTC) during an event. This first RRTS train will provide its services to 82 km
long Delhi-Ghaziabad-Meerut RRTS in 2022 after trials. It should be noted that NCRTC is the nodal agency
for executing this first RRTS project of India while the train sets are being manufactured by Bombardier
Transportation India Private Limited at their Savli plant in Gujarat under the government’s Make in India
policy and AtmaNirbhar Bharat Abhiyan. It will be one of the fastest RRTS in India which will reduce travel
time from Meerut to Delhi to less than 60 minutes.
100. Which country has signed MoU with India to increase cooperation in Intellectual Property
Rights (IPRs)?
1) Denmark
2) Poland
3) Germany
4) France
5) Finland
Answer – 1) Denmark
Explanation:
India and Denmark signed a Memorandum of Understanding (MoU) to enhance cooperation in the area of
Intellectual Property Rights (IPRs) through exchange of best practices and collaborating in training
programmes. The MoU will also include ways to protect traditional knowledge.

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Current Affairs Q&A PDF – August 2020

Top 100 Questions
1. Who has been appointed as the additional and independent director of Great Eastern Shipping
Company Ltd (with effect from August 1, 2020)?
1) S Jaishankar
2) Viral Acharya
3) BP Kanungo
4) Urjit Patel
Answer - 4) Urjit Patel
Explanation:
Great Eastern Shipping Company Ltd announced that its board has appointed former Reserve Bank of India
(RBI) Governor Urjit Patel as an additional and independent director for a term of 5 years, effective from
August 01, 2020.
2. Sonam Tshering Lepcha who passed away in July 2020 is a renowned ________.
1) Folk Musician
2) Politician
3) Football Player
4) Painter
5) Architect
Answer – 1) Folk Musician
Explanation:
Folk Musician, composer, Lyricist and Padmashree awardee Sonam Tshering Lepcha passed away at the age
92, at Kalimpong, West Bengal due to old age ailments. He was born on 3rd January, 1928 at Bong Busty,
Kalimpong, West Bengal. He played a major role in reviving and promoting the Lepcha Culture which is one
of the indegenious culture of Sikkim.
3. Lee Teng-hui (Mr Democracy) who is in news recently is the former president of which country?
1) South Korea
2) China
3) Taiwan
4) Indonesia
5) Hong Kong
Answer – 3) Taiwan
Explanation:
The former Taiwanese President, Mr. Lee Teng-hui died at the age of 97 at Beitou District, Taipei City,
Taiwan due to infection, and heart ailments. He was born on 15th January 1923, Sanzhi, Taiwan. He was
popularly known as “Mr. Democracy” for eradicating the dictatorial rule in favour of unbiased pluralism in
Taiwan.
4. The Maharashtra government approved the Maharashtra Agribusiness Network (MagNet) project
worth about Rs 1,000 crore. Which among the following bank will provide 70% of fund to the
project?
4) World Bank (WB)
5) None of these

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Answer - 3) Asian Development Bank (ADB)
Explanation:
The Maharashtra government approved the Maharashtra Agribusiness Network (MagNet) project worth
about Rs 1,000 crore (USD 142.9 million). The project aims to help farmers across all districts in the state
for the next 6 years. This will boost the fruit and vegetable production and will improve processing and
minimise the losses in the sector of perishables. 70% of the project cost will be funded by Asian
Development Bank(ADB) while the rest of 30% by the state government.
5. Haryana forest department used drone for aerial seeding to increase green cover in Aravallis
recently. Which IIT designed the ‘seeding drone’?
1) IIT Delhi
2) IIT Bombay
3) IIT Madras
4) IIT Kanpur
5) IIT Gandhinagar
Answer – 4) IIT Kanpur
Explanation:
In order to improve green cover in the inaccessible Aravalli area of Haryana’s Faridabad district, the
Haryana forest department has used drone technology to shower 50,000 seeds pallets covered with a
mixture of clay and compost. This ‘seeding drone’ is designed by an Indian Institutes of Technology (IIT)-
Kanpur backed startup. Species whose seeds were disseminated included Peepal, Pilkhan, Amaltash, Bael
Patra, Pahari Papri, Ronjh and Khairi.
6. World Breastfeeding Week (WBW) is observed annually on August 1-7. What is the theme for
WBW 2020?
1) “Support Breast feeding for a healthier planet”
2) “Empower Parents, Enable Breastfeeding”
3) “Breastfeeding: Foundation of Life”
4) “Sustaining Breastfeeding Together”
Answer – 1) “Support Breast feeding for a healthier planet”
Explanation:
World Breastfeeding Week is celebrated annually in the first week of August (from 1st of August to 7th of
August) around 120 countries in the World. The day is celebrated to encourage breastfeeding and improve
the babies’ health around the world. The theme for the year 2020 is, “Support Breast feeding for a healthier
planet”.
7. Find the person who has been appointed as the 14th Comptroller and Auditor General (CAG) of
India.
1) Hardayal Prasad
2) Arvind Saxena
3) Pradeep Kumar Joshi
4) Rajiv Mehrishi
5) Girish Chandra Murmu
Answer – 5) Girish Chandra Murmu
Explanation:
Ram Nath Kovind, President of India as per the powers conferred on him by Section 1 of Article 148 of the
Constitution of India has appointed Girish Chandra (GC) Murmu as 14th Comptroller and Auditor General
(CAG) of India, with effect from the date he assumes charge of his office. He succeeds Rajiv Mehrishi who
completes his term on August 8,2020 as he attains the age of 65. GC Murmu will take oath on August 8, 2020
at the Rashtrapati Bhawan. He is the first tribal person to become CAG of India. He will have a tenure up to
November 20, 2024.

Top 100 Q&A PDF
8. Which country is going to host the 13th edition of Indian Premier League (IPL) 2020?
1) United Arab Emirates
2) South Africa
3) Australia
4) New Zealand
5) West Indies
Answer – 1) United Arab Emirates
Explanation:
The Central Government has given the go ahead for Indian Premier League to be rescheduled in the United
Arab Emirates from September 19 to November 10, 2020 (13th edition of IPL).
9. Amar Singh who passed away recently is a renowned ________.

1) Singer
2) Actor
3) Politician
4) News Editor
5) Hockey Player
Answer – 3) Politician
Explanation:
Former Samajwadi party leader and Rajya Sabha MP (Member of Parliament) Amar Singh, had passed away
at the age 64, in Singapore due to Kidney ailments. He was born on January 27, 1956 at Aligarh in Uttar
Pradesh. He had gone through kidney transplant in the year 2011. From 5th July 2016 to 1st August 2020,
he was re-elected as the member of Parliament, Rajya Sabha. (Constituency: Uttar Pradesh) (preceded by
Ambeth Rajan).
10. What is the defence manufacturing turnover target of India by 2025 as per ‘Defence Production
& Export Promotion Policy (DPEPP) 2020’?
1) Rs 1,50,000 crore
2) Rs 1,75,000 crore
3) Rs 2,25,000 crore
4) Rs 3,75,000 crore
5) Rs 5,90,000 crore
Answer – 2) Rs 1,75,000 crore
Explanation:
Ministry of Defence (MoD) publicized a draft ‘Defence Production & Export Promotion Policy (DPEPP) 2020
for public feedback by August 17, 2020 after which the policy would be promulgated by the MoD. The policy
aims to achieve a manufacturing turnover of $25 bn or Rs 1,75,000 crore, including exports of $5 bn or Rs
35,000 Crore in aerospace and defence goods and services by 2025. The Department of Defence Production
(DDP) will be the nodal department for coordination on various components of the DPEPP 2020 and to
achieve the objectives set in this Policy.
11. Who has been appointed as the MD&CEO of HDFC Bank with effect from October 27, 2020?
1) Deepak S Parekh
2) Keki M Mistry
3) Sumit Bose
4) Ranjan Mathai
5) Sashidhar Jagdishan
Answer – 5) Sashidhar Jagdishan
Explanation:
The Reserve Bank of India(RBI) has approved Sashidhar Jagdishan as the next Managing Director(MD) and
Chief Executive Officer(CEO) of HDFC Bank for a period of 3 years, effective from the date of taking charge
i.e., October 27, 2020 under Section 35B of the Banking Regulation Act 1949. He will succeed Aditya Puri,

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the bank’s longest serving CEO (26 years- since September 1994). Aditya Puri will retire on October 26,
2020, on attaining the age of 70.
12. John Hume who passed away in August 2020 is the Nobel laureate in which category?
1) Chemistry
2) Literature
3) Peace
4) Physics
5) Physiology
Answer – 3) Peace
Explanation:
The Nobel Peace Prize winner (1998) and prominent Northern Ireland politician John Hume passed away at
83 in a Londonderry nursing home due to a long period of illness. He was born on January 8, 1937 in
Derry(Londonderry), Northern Ireland (a part of the United Kingdom- UK). He is the only person to receive
the three major peace awards (Gandhi Peace Prize, Nobel Peace Prize & Martin Luther King Award).
13. Who heads the committee formed by Reserve Bank of India to set up a new mechanism for
stressed assets (committee will also evaluate resolution plans where debt is more than Rs 1,500
crore.)?
1) Diwakar Gupta
2) N. Manoharan
3) KV Kamath
4) Ashvin Parekh
Answer – 3) KV Kamath
Explanation:
RBI has decided to set up a new mechanism for stressed assets that need rescuing. In this regard, RBI will
set up a committee under Kundapur Vaman Kamath, the former chairman of BRICS (Brazil, Russia, India,
China and South Africa) Bank and ICICI (Industrial Credit and Investment Corporation of India) Bank to set
the parameters and benchmarks for this programme aimed at the resolution of stressed loans. This
committee will also evaluate resolution plans where debt is more than Rs 1,500 crore.
14. Which state planned to develop India’s 1st snow leopard conservation centre?
2) Madhya Pradesh
3) Uttarakhand
4) Himachal Pradesh
5) Uttar Pradesh
Answer - 3) Uttarakhand
Explanation:
India’s 1st snow leopard conservation centre is to be set up in Lanka, near Bhaironghati bridge in
Uttarkashi district, Uttarakhand.Chief minister of Uttarakhand Trivendra Singh Rawat chaired a meeting
along with State forest minister Harak Singh Rawat and other officials to look into the setting up of the
conservation centre. It will be built by the Uttarakhand forest department along the United Nations
Development Programme (UNDP) as part of its six-year long project Securing livelihoods, conservation,
sustainable use and restoration of high range Himalayan ecosystems (SECURE) Himalayas.
15. Shivajirao Patil Nilangekar who passed away in August 2020 is the former Chief Minister of
which state?
1) Chhattisgarh
2) Maharashtra
3) Punjab
4) Gujarat

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5) Andhra Pradesh
Explanation:
Senior Congressman and former Maharashtra Chief Minister(CM) Shivajirao Patil Nilangekar passed away
at the age of 88 in Pune, Maharashtra. He Was born on 1 September 1931 in Nilanga, Hyderabad state
(British India).
16. As per the study published in Nature climate change, the polar bears in artic region will become
extinct by which year?
1) 2045
2) 2075
3) 2030
4) 2050
5) 2100
Answer – 5) 2100
Explanation:
The new study of University of Toronto Scarborough published in the journal of Nature Climate Change
titled “Fasting season length sets temporal limits for global polar bear persistence” on 20th July 2020, states
that climate change is starving the polar bears into extinction and concluded that the Polar bears in the
Arctic will become extinct by 2100. The study is the first of its kind to offer a timeline on the loss of arctic
sea ice that will affect the reproduction and survival ability of the polar bears.
17. Who has been appointed as the new Lieutenant Governor of Jammu and Kashmir (J&K)?
1) Anandiben Patel
2) Anusuiya Uikey
3) B. D. Mishra
4) Manoj Sinha
5) R. N. Ravi
Answer – 4) Manoj Sinha
Explanation:
President of India, Ram Nath Kovind appointed Manoj Sinha (61), former union minister and senior
Bharatiya Janata Party (BJP) leader from Uttar Pradesh(UP) as Lieutenant(Lt) Governor of Jammu and
Kashmir(J&K), effective from the date he assumes charge. He succeeds Girish Chandra Murmu, the 1st Lt
governor of the Union Territory(UT) of J&K who resigned on August 5, 20020.
18. India’s 1st Kisan Rail was flagged off by railway minister Piyush Goyal & Agriculture minister
Narendra Singh Tomar recently. The 1st Kisan rail ran from Maharashtra to which state?
1) Gujarat
2) Goa
3) West Bengal
4) Bihar
5) Karnataka
Answer – 4) Bihar
Explanation:
Piyush Goyal, Union Minister of Railways and Narendra Singh Tomar, Union Minister of Agriculture &
Farmers Welfare flagged off the India’s 1st Kisan Rail, a Special Parcel Train from Maharashtra’s Devlali to
Bihar’s Danapur Railway station through video link. This is the 1st ever multi commodity train of Indian
Railways(IR) that carries fruits like Pomegranate, Banana, Grapes etc and vegetables like Capsicum,
Cauliflower etc. The train will run on a weekly basis.

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19. Name the coastal village which is/are 1st in Indian Ocean Region termed as 'tsunami ready' by
United Nations Educational, Scientific and Cultural Organisation (UNESCO).
1) Venkatraipur
2) Noliasahi
3) Malappuram
4) Both 1) and 2)
5) Both 1) and 3)
Explanation:
United Nations Educational, Scientific and Cultural Organisation (UNESCO) recognises Venkatraipur and
Noliasahi, villages of Odisha as ‘Tsunami Ready’ for their overall preparedness to face the tsunami. With this
recognition, Odisha became the first state in the India and India became the 1st Country in the Indian Ocean
region to achieve the honour from the Intergovernmental Oceanographic Commission (IOC) of UNESCO.
Note – Venkatraipur (Boxipalli) village is in Rangeilunda block in Ganjam district & Noliasahi village of
Ersama block in Jagatsinghpur district.
20. As per Food and Agriculture Organisation (FAO), the 1st International Day of Awareness of Food
Loss and Waste will be observed on _________ 2020.
1) 21st September
2) 8th August
3) 29th September
4) 29th August
5) 15th August
Answer – 3) 29th September
Explanation:
The Food and Agriculture Organization (FAO) unveiled a new Platform, to support the global reduction of
food loss and waste. The official launch of the platform will be on the first International Day of Awareness of
Food Loss and Waste (IDAFLW) which will be observed on 29th September 2020.
21. According to Road Transport and Highways minister Nitin Gadkari, India aims to achieve zero
road fatalities by which year?
1) 2022
2) 2025
3) 2030
4) 2027
5) 2035
Answer – 3) 2030
Explanation:
Union Minister for Road Transport and Highways, Nitin Jairam Gadkari while addressing the Indo-
Australian Chamber of Commerce and Womennovator on Trade Investment and collaborations in Road
infrastructure, has underlined India’s initiatives to achieve Zero Road Fatalities by 2030. The World Bank
and Asian Development Bank have committed Rs. 7,000 crores each on initiatives to reduce road accidents.
22. The RBI has mandated the Core Investment Companies with the largest asset size will have to
form a group risk management committee (GRMC), based on the recommendation of working group
under chairmanship of whom?
1) Usha Thorat
2) Tapan Ray
3) Mahesh Kumar Jain
4) TN Manoharan
Answer – 2) Tapan Ray

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Explanation:
Reserve Bank of India (RBI) has revised the guidelines applicable for Core Investment Companies (CICs) on
the basis of the recommendations of the Working Group (WG) to Review the Regulatory and Supervisory
Framework for Core Investment Companies (CICs), constituted under the Chairmanship of Tapan Ray,
former Secretary, Ministry of Corporate Affairs (MCA). The report by the WG was published by RBI on
November 6, 2019. CIC in the group, or the CIC with the largest asset size, will have to form a group risk
management committee (GRMC), comprising of at least five members, with two independent directors.
23. Which state/UT ranked top in the implementation of Atal Mission for Rejuvenation and Urban
Transformation (AMRUT) scheme as per ranking released by Ministry of Housing and Urban Affairs?
1) Andhra Pradesh
2) Puducherry
3) Telangana
4) Odisha
5) Chandigarh
Explanation:
Odisha has retained top position in the implementation of Atal Mission for Rejuvenation and Urban
Transformation (AMRUT) scheme. According to rankings released by the Ministry of Housing and Urban
Affairs (MoHUA), Odisha regained its top position by securing a score of 85.67 percent, followed by Union
Territory of Chandigarh (75.08) and Telangana (74.04).
Top 3 States in Implementation of AMRUT Scheme:
Position State Score
1 Odisha 85.67
2 Chandigarh (UT) 75.08
3 Telangana 74.04
24. International Day of the World’s Indigenous People or world tribal day was observed annually
on August 9. What is the 2020’s theme for the day?
1) “COVID-19 and rights of Indigenous people”
2) “COVID-19 and save Indigenous people”
3) “COVID-19 and indigenous peoples’ resilience”
4) “COVID-19 and save Indigenous Languages”
Answer – 3) “COVID-19 and indigenous peoples’ resilience”
Explanation:
The United Nations (UN’s) International Day of the World’s Indigenous People is annually observed on 9th
August by the Secretariat of the United Nations Permanent Forum on Indigenous Issues with the UN and its
member states to promote the rights of the indigenous population around the world. The International Day
of the World’s Indigenous People also known as World Tribal Day. The First International Day of the
World’s Indigenous Peoples was celebrated on 9th August 1995. The International Day of the World’s
Indigenous Peoples 2020 is celebrated under the theme – “COVID-19 and indigenous peoples’ resilience”.
25. Which Indian organization is one among 10 global organizations which received “Food Systems
Vision 2050 Prize” for its ‘Eat Right India’ movement?
1) Agricultural and Processed Food Products Export Development Authority (APEDA)
2) Central Drugs Standard Control Organization (CDSCO)
3) Food Corporation of India (FCI)
4) Food Safety and Standards Authority of India (FSSAI)
5) None of these
Answer - 4) Food Safety and Standards Authority of India (FSSAI)

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Explanation:
Food Safety and Standards Authority of India (FSSAI) was selected as one of the ten global organizations for
the Food system vision prize by Rockefeller Foundation, in partnership with SecondMuse, and OpenIDEO
for the ‘Eat Right India’ movement. Also, the Naandi Foundation, a Hyderabad based non-profit
organisation, as one of the top 10 ‘Visionaries’ in the world for the Food Vision 2050 Prize.
26. Which country is going to host the ICC Men’s T20 World cup 2021 (T20 WC 2022 will be hosted
by Australia)?
1) Bangladesh
2) Sri Lanka
3) New Zealand
4) India
5) UAE
Answer – 4) India
Explanation:
International Cricket Council (ICC) confirmed that India will host the Men’s Twenty-20 (T20) Cricket World
Cup 2021 (7th edition) between October – November 2021 as the Board of Control for Cricket in
India(BCCI) retained the hosting rights and Australia will host the 2020 Men’s World Cup (8th edition),
which was postponed due to the global pandemic in 2022.
27. Name the portal on human-elephants conflict which was launched by Union Environment
minister Prakash Javadekar.
1) ElicTune
2) Elephanto
3) SaveFrosty
4) Surakhsya
Answer – 4) Surakhsya
Explanation:
Prakash Javadekar, Union Minister of Environment Forest &Climate Change(MoEFCC) along with MoS
Environment ministry Supriyo & officials of the Ministry launched a beta version of a portal on Human-
Elephants Conflict called “Surakhsya”, a collection of real time information and supports managing conflicts
on a real time basis.
28. S N Rajeswari has been appointed as the chairman and managing director of which insurance
company?
1) United India Insurance Company Limited
2) Oriental Insurance Company Limited
3) New India Assurance Company Limited
4) Universal Sompo General Insurance Company
5) TATA AIG General Insurance Company Limited
Answer – 2) Oriental Insurance Company Limited
Explanation:
S N Rajeswari has been appointed the Chairman-cum-Managing Director of Oriental Insurance Company
Limited (OICL), according to a Personnel Ministry. She is currently General Manager of New India
Assurance Company Limited.
29. Who has been conferred with Asian College of Journalism (ACJ) award 2019 for investigative
journalism?
1) Nitin Sethi
2) Josy Joseph
3) Neha Dixit
4) Chitra Subramanium

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Answer – 1) Nitin Sethi
Explanation:
Asian College of Journalism(ACJ) award 2019 was conferred upon Journalist Nitin Sethi for investigative
journalism and K P Narayana Kumar Memorial Award 2019 for Social Impact Journalism is bestowed upon
Journalist Shiv Sahay Singh. The awards were presented in a virtual ceremony by Soumya Swaminathan,
chief scientist of the World Health Organisation(WHO), at the inauguration of the Class of 2021.
30. The 77 new species of butterflies are found by scientist recently in Matheran an eco-sensitive
zone of which state?
1) Telangana
2) Maharashtra
3) Andhra Pradesh
4) Karnataka
5) Nagaland
Explanation:
The 8 year long (2011 – 2019) field work research conducted in the Matheran an eco-sensitive zone near
Mumbai, Maharashtra an area of 214.73 Square Kilometer, identified around 140 rare species of butterflies
including 77 new species. Scientists Mandar Sawant, Dr. Nikhil Modak and Sagar Sarang from the Bombay
Natural History Society (BNHS) and Somaiya Vidya Vihar University published their research paper ‘Finding
the forgotten gems: Revisiting the butterflies of Matheran after 125 years’ in the community peer-reviewed
Biodiversity Data Journal.
31. Krishi Megh, the data recovery centre of ICAR has been set up at National Academy of
Agricultural Research Management (NAARM) in which city?
1) Bengaluru
2) Chennai
3) Hyderabad
4) Noida
5) Mumbai
Answer – 3) Hyderabad
Explanation:
The data recovery centre-Krishi Megh has been set up at National Academy of Agricultural Research
Management (NAARM), in Hyderabad.
32. Which is the 1st country in the world to officially register a COVID-19 vaccine named ‘Sputnik V’?
1) China
2) Russia
3) United States
4) Germany
5) India
Explanation:
Russia becomes the world’s 1st country to officially register a coronavirus(COVID-19) vaccine and declare it
ready for use. The vaccine will be marketed in foreign markets under the name ‘Sputnik V’, after the world’s
first satellite Sputnik. The vaccine has been developed jointly by the Gamaleya Research Institute of
Epidemiology and Microbiology and the Russian Defence Ministry.
33. Who heads the “National Expert Group on Vaccine Administration” formulated by central
government?
1) Amitabh Kant
2) Ajit Doval

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3) Rajiv Kumar
4) Ajay Tyagi
5) VK Paul
Answer – 5) VK Paul
Explanation:
Central Government has formulated an expert committee namely “National Expert Group on Vaccine
Administration” under the chairmanship of Dr VK Paul, a member (health) at the NITI (National Institution
for Transforming India) Aayog to consider the logistics, ethical aspects of procurement, and administration
of COVID-19 vaccine in discussion with all state governments and vaccine manufacturers.
34. Which is the India’s 1st private aerospace company to test fire 1st of its kind upper stage rocket
engine named “Raman”?
1) Skyroot Aerospace
2) Airnetz Aviation
3) BrahMos Aerospace
4) Boeing India
5) Aroon Aviation Services
Answer – 1) Skyroot Aerospace
Explanation:
Skyroot Aerospace, Indian aerospace startup successfully test fired an upper stage rocket engine “Raman”,
India’s first 100% 3D printed bi-propellant liquid rocket engine injector named after the Nobel laureate Sir
CV Raman and became the first private aerospace company in India to test a rocket engine developed in
India.
35. Who heads the three-judge bench of Supreme Court which passed judgement that daughters
have equal birthright to inherit property with retrospective effect?
1) Justice Arun Mishra
2) Justice Dipak Misra
3) Justice Indu Malhotra
4) Justice Vineet Saran
5) Justice Krishna Murari
Answer – 1) Justice Arun Mishra
Explanation:
In accordance with the landmark judgment passed by three-judge Bench of Supreme Court (SC) headed by
Justice Arun Mishra and comprised of Justices S Abdul Nazeer and Mukeshkumar Rasikbhai Shah, as per the
Hindu Succession (Amendment) Act, 2005, the daughters will have equal inheritance rights as of sons in the
properties of fathers, grandfathers and great-grandfathers right from the codification of the law in 1956 i.e.
it would have retrospective effect.
36. Which country has tested a ballistic missile interceptor named ‘Arrow-2’?
1) Kuwait
2) Iran
3) UAE
4) China
5) Israel
Answer - 5) Israel
Explanation:
Israel Defence Minister Benny Gantz, announced that Israel has successfully tested their advanced missile
defence system, Arrow-2, a ballistic missile interceptor, which serves as the top tier integrated Israeli shield
built to withstand various missile salvoes, was built with the support of the United States of America. Arrow
2 is a multi-layered system designed and manufactured by Israel Aerospace Industries and Boeing, US
based industry.

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37. Who launched “Transparent Taxation – Honoring the Honest” platform of Income tax
department?
1) Anurag Singh Thakur
3) Nitin Gadkari
4) Narendra Modi
5) Rajnath Singh
Answer – 4) Narendra Modi
Explanation:
Prime Minister Narendra Modi launched a platform for “Transparent Taxation – Honoring the Honest” via
video conferencing that provides faceless assessment and appeal and taxpayers’ charter, as a part of direct
tax reforms. While the faceless assessment and taxpayers’ charter would be implemented from August 13
itself but the faceless appeal system would be available from September 25, 2020 i.e. on the birth
anniversary of Deendayal Upadhyaya.
38. PM Modi recently inaugurated submarine Optical Fibre Cable (OFC) connecting Chennai and
which city?
1) Kolkata
2) Vishakhapatnam
3) Port Blair
4) Surat
5) Mumbai
Answer – 3) Port Blair
Explanation:
Prime Minister Narendra Modi inaugurated and dedicate to the Nation, submarine Optical Fibre Cable
(OFC) connecting Chennai, Tamil Nadu and Port Blair, Andaman & Nicobar Islands (A&NI) through video
conferencing. This connectivity will enable delivery of faster mobile and landline telecom services to A&NI,
at par with other parts of India. The Submarine OFC cable has been laid at a cost of about Rs 1224 Crore.
The foundation stone for 2,312-kilometer Chennai – Andaman and Nicobar Islands (CANI) was laid by PM
Narendra Modi on 30th December 2018 at Port Blair.
39. Who heads the 5-member committee formed by Aircraft Accident Investigation Bureau for the
investigation of Kozhikode plane crash?
1) Ved Prakash
2) SS Chahar
3) Mukul Bharadwaj
4) YS Dahiya
5) Jasbir Singh
Answer – 2) SS Chahar
Explanation:
The Aircraft Accident Investigation Bureau (AAIB) formed a 5-member panel headed Captain S S Chahar to
investigate the circumstances of the Air India Express Dubai-Calicut flight IX 1344Crash at the Kozhikode
airport, Kerala on 7th August 2020. The 5-member team will probe and determine the cause and
contributory factors that led to the accident. The team will also make recommendations to avoid similar
accidents in the future. Captain S S Chahar, the in charge of the investigation will submit his reports within
next 5 months.
40. Chetan Chauhan who passed away in August 2020 is a renowned ________.
1) Cricketer
2) Politician
3) Singer
4) Both 1) and 2)
5) All the 1), 2) and 3)

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Explanation:
Former Indian cricketer and Uttar Pradesh (UP) Cabinet Minister of Sainik Welfare, Home Guards, Prantiya
Rakshak Dal and Civil Security Chetan Chauhan (Full Name- Chetan Pratap Singh Chauhan) passed away at
73 in Medanta hospital, Gurugram, Haryana due to COVID-19. He belongs to Bharatiya Janata Party (BJP).
He was honoured with the Arjuna award in 1981. He was born on July 21, 1947 in Bareilly, UP.
Sarabhai’s 100th birth century was observed on 12th of August, 2020.
41. Name the indigenisation portal of Department of Defence Production (DDP) which was launched
by Defence minister Rajnath Singh recently.
1) SAMRATH
2) SAMADHAN
3) PARIVESH
4) SRIJAN
Answer – 4) SRIJAN
Explanation:
On the final day of Atma Nirbhar Week celebration between August 7-14, 2020 of the Ministry of Defence
(MoD) and to boost Atmanirbhar Bharat Abhiyan (self-reliant India movement), Union Defence Minister
Rajnath Singh virtually launched Department of Defence Production (DDP) portal SRIJAN as a part of
“opportunities for Make in India in Defence”. This portal provides information about defence equipment
and items which are being imported currently or are going to be imported by the Defence Public Sector
Undertakings (DPSUs)/Ordnance Factory Board (OFB)/ Service Headquarters (SHQs) so that they can be
taken up for indigenisation by Indian companies that can design, develop and manufacture as per their
capability or through joint venture with original equipment manufacturers (OEMs).
42. Under Partial Credit Guarantee Scheme (PCGS) 2.0 the finance ministry increased the maximum
limit for purchase of AA/AA- bonds and Commercial Papers by Public Sector Banks from 25% to
__________.
1) 40%
2) 35%
3) 30%
4) 50%
5) 45%
Answer – 4) 50%
Explanation:
Partial Credit Guarantee Scheme (PCGS) 2.0 which was launched on May 20, 2020 as a part of Atmanirbhar
Bharat Abhiyan has been extended by three months i.e. till November 11, 2020 in order to widen the
coverage to include a larger number of non-banking financial companies (NBFCs), housing finance
companies (HFCs) and microfinance institutions (MFIs) With regard to portfolio level, the maximum
headroom permissible for purchase of bonds and CPs (Commercial paper), rated AA/AA-, by PSBs under the
Scheme is also extended to 50% from the earlier 25% (i.e. Rs 11,250 crore).
43. Which two countries have agreed the historic peace agreement namely ‘Abraham Accord’?
1) UAE & Iran
2) Iran & Iraq
3) Israel & UAE
4) Iraq & Kuwait
5) Kuwait & UAE
Answer - 3) Israel & UAE
Explanation:
Prime Minister Benjamin Netanyahu of Israel, and Sheikh Mohammed Bin Zayed, Crown Prince of Abu
Dhabi and Deputy Supreme Commander of the United Arab Emirates, have agreed for the Israel–United

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Arab Emirates peace agreement, or the Abraham Accord to establish full diplomatic ties. In this regard,
Israeli will halt further annexation of Palestinian lands. This announcement was made by the United States
(US) President Donald John Trump, who acted as mediator of this agreement. With this, the United Arab
Emirates (UAE) became the first Gulf Arab state and only the third Arab nation after Egypt and Jordan to
have active diplomatic ties to Israel.
44. Maharashtra Governor Bhagat Singh Koshyari was given the additional charge as Governor of
Goa. Who has been appointed as the new governor of Meghalaya?
1) Jagdish Mukhi
2) B. D. Mishra
3) Satya Pal Malik
4) Biswabhusan Harichandan
5) Phagu Chauhan
Answer – 3) Satya Pal Malik
Explanation:
Ram Nath Kovind, President of India appointed Satya Pal Malik, Goa Governor as the Governor of
Meghalaya. Meanwhile, Maharashtra Governor Bhagat Singh Koshyari was given the additional charge as
Governor of Goa. Satya Pal Malik replaced Tathagata Roy who completed his 5-year term by serving as
governor of Tripura for 3 years and remaining in Meghalaya. The appointments will be effective from the
dates they assume charge of their respective offices.
45. What is the theme for “India Healthcare Week” which was observed between 17th – 21st August
2020?
1) “Redefining Healthcare Ecosystem”
2) “Healthcare for Future”
3) “Help to improve Healthcare”
4) “Healthcare for better Future”
Answer – 1) “Redefining Healthcare Ecosystem”
Explanation:
Dr Harsh Vardhan, Union Minister of Health & Family Welfare; Science & Technology and Earth Sciences
virtually addressed the inaugural session of the two-day long CII Public Health Conference, where he
inaugurated “India Healthcare Week” with the theme “Redefining Healthcare Ecosystem” from 17th – 21st
August 2020. The week has been initiated by Confederation of Indian Industry (CII) in partnership with the
Ministry of Health and Family Welfare (MoHFW) and the Ministry of AYUSH (Ayurveda, Yoga and
Naturopathy, Unani, Siddha and Homeopathy).
46. How much amount was approved by Asian Development Bank (ADB) for the for Delhi-Meerut
Regional Rapid Transit System (RRTS)?
1) USD 2 billion
2) USD 1 billion
3) USD 750 3illion
4) USD 500 million
5) USD 5 billion
Answer – 2) USD 1 billion
Explanation:
The Asian Development Bank (ADB) has approved a USD 1 billion (about Rs 7,485 crore) loan to construct
the modern, high-speed 82-kilometer Delhi – Meerut, Uttar Pradesh Regional Rapid Transit System (RRTS)
in India, a first of its kind in India. The finance of the Delhi- Meerut RRTS project will be given in 4 tranches
between August 2020 and May 2025. The NCR Transport Corporation (NCRTC) will execute the project.

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47. Reserve Bank of India (RBI) released the “Framework for authorization of Pan-India Umbrella
Entity for Retail Payments” recently. What should be the minimum paid-up capital of umbrella
entity?
1) 250 Cr
2) 100 Cr
3) 1000 Cr
4) 500 Cr
5) 750 Cr
Answer – 4) 500 Cr
Explanation:
Reserve Bank of India (RBI) released the “Framework for authorisation of Pan-India Umbrella Entity for
Retail Payments” on the lines of the feedback received on the “draft framework for authorisation of a Pan-
India New Umbrella Entity for Retail Payment Systems” which was placed on Reserve Bank’s website on
February 10, 2020 for public comments. The Board for Regulation and Supervision of Payment and
Settlement Systems (BPSS), will be the final authority to issue authorisation for setting up umbrella entity /
entities for retail payments comprising of Automated Teller Machines (ATMs), White Label PoS (point of
sale system), Aadhaar-based payments and remittance. The minimum paid-up capital of the umbrella entity
should be Rs 500 crore. All entities eligible to apply as promoters of the umbrella entity should be owned
and controlled by resident Indian citizens under the Foreign Exchange Management Act, 1999 (FEMA).
48. Which state/UT ranked top in best performing states in operationalization of Health and
Wellness Centers (HWCs) released by the Ministry of Health and Family Welfare?
1) Haryana
2) Punjab
3) Delhi
4) Chandigarh
5) Telangana
Answer - 2) Punjab
Explanation:
State of Punjab has secured first rank in the list of best performing states in operationalisation of Health and
Wellness Centers (HWCs) released by the Ministry of Health and Family Welfare(MoHFW), Government of
India.
49. Reliance Retail Ventures has bought 100% direct ownership of which online pharmacy company
recently?
1) Swasthyashopee
2) Comedz
3) Netmeds
4) Myramed
5) EMedix
Answer – 3) Netmeds
Explanation:
Reliance Retail Ventures Ltd (RRVL), a subsidiary of Reliance Industries Limited (RIL) has acquired 60%
equity stake in Vitalic Health Pvt Ltd(Vitalic) and 100% direct equity ownership of its subsidiaries namely
Tresara Health Private Limited, Netmeds MarketPlace Limited and Dadha Pharma Distribution Pvt Limited
(collectively known as Netmeds) for a cash consideration of around Rs 620 crore (USD 83.08 million). The
deal values Netmeds around Rs 1,000 crore. RRVL’s investment is aligned with its commitment to provide
digital access to everyone in India.
50. According to the report of National Cancer Registry Programme 2020, cancer in India may rise
from 13.9 Lakhs in 2020 to 15.7 lakhs in 2025. The report was released by which institute of ICMR?
1) National Institute of Research in Tribal Health
2) National Centre for Disease Informatics and Research

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3) National AIDS Research Institute
4) National Institute of Epidemiology
5) National Institute of Pathology
Answer – 2) National Centre for Disease Informatics and Research
Explanation:
The Indian Council of Medical Research (ICMR) – National Centre for Disease Informatics & Research
(NCDIR), Bengaluru released a new Report of National Cancer Registry Programme 2020. The report
estimates that cancer in India will rise by 25% in 2020 and may rise 12% from the 1392179 cases in 2020
to 1569793 cases in 2025 and tobacco related cancers are estimated to constitute around 27% of all
cancers.
51. National Payments Corporation of India (NPCI) has launched the subsidiary NPCI International
Payments Limited (NIPL) recently. Who is the CEO of NIPL?
1) Ritesh Shukla
2) Dilip Asbe
3) Rajiv Kumar
4) Ajay Tyagi
5) Harsh Patel
Answer – 1) Ritesh Shukla
Explanation:
The National Payments Corporation of India (NPCI) has launched a wholly-owned subsidiary, NPCI
International Payments Limited (NIPL) to internationalize (or export to foreign markets) NPCI’s
indigenously developed offerings and technological acumen, i.e. real-time payment system, Unified
Payments Interface (UPI) and card payment network, RuPay along with a few more offerings of NPCI. It is
also responsible to co-create payment technologies with other countries. NPCI has appointed Ritesh Shukla
as Chief Executive Officer(CEO) of NIPL.
52. Which is the 1st foreign bank to launch a ‘Green Deposit Programme’ in India?
1) HSBC India
2) Deutsche Bank
3) Standard Chartered Bank
4) DBS Bank
5) Bank of China
Answer – 1) HSBC India
Explanation:
HSBC India becomes 1st Foreign Bank in India to launch a ‘Green Deposit Programme’ exclusively for
corporate clients to finance green initiatives and eco-friendly projects like renewable energy, clean
transportation, and pollution prevention among others, that promote transition to a low-carbon, climate
resilient and sustainable economy. This will enable companies to support environmentally-beneficial
projects.
53. The Uttar Pradesh government has signed MoU with which country for water resource
management in Bundelkhand?
1) Israel
2) Switzerland
3) Botswana
4) Estonia
5) Chile
Answer - 1) Israel
Explanation:
The government of Uttar Pradesh (UP) signed an agreement with the Israel’s Water Resource Minister for
the water resource management in Bundelkhand region in Uttar Pradesh. Ron Malka, Israel’s Ambassador
to India and Alok Sinha, Agriculture Production Commissioner of Uttar Pradesh signed the ‘plan of

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cooperation’ on behalf of Israel and India respectively. The ‘plan of cooperation’ is initially signed for 2
years, with the interest of the project, this will be extended in the future. The project was developed by the
MASHAV — Israel’s Agency for International Development Cooperation under the Ministry of Foreign
Affairs. This cooperation will help with the Indo-Israel Bundelkhand water project undertaken in this
region for long term reforms in water management.
54. Which is cleanest city of India (> 10 Lakh population) as announced by Hardeep Singh Puri in 5th
annual cleanliness urban survey of India, Swachh Survekshan 2020?
1) Chennai
2) Navi Mumbai
3) Indore
4) Surat
5) Bengaluru
Answer – 3) Indore
Explanation:
Ministry of Housing and Urban Affairs (MoHUA), Hardeep Singh Puri, Minister of State (MoS)-Independent
Charge (I/C) MoHUA announced the 5th edition of the annual cleanliness urban survey of India i.e.” Swachh
Survekshan 2020 (SS2020)” conducted by MoHUA. A total of 129 awards were given by the minister in
which Madhya Pradesh’s Indore Creates record as India’s cleanest city for the 4th consecutive time while
Gujarat’s Surat and Maharashtra’s Navi Mumbai grabbed 2nd and 3rd positions respectively. India’s
Cleanest Mega City– Amdavad, Gujarat (>40 Lakh population). The India’s Cleanest Big City– Vijayawada,
Andhra Pradesh (10-40 Lakh Population). India’s Cleanest Medium City– Mysuru, Karnataka (3-10 Lakh
Population). India’s Cleanest Small City– Ambikapur, Chhattisgarh (1-3 Lakh population) & India’s Cleanest
Capital– New Delhi Municipal Corporation (NDMC), Delhi.
55. Who has won the 2020 world snooker championship (at Crucible Theatre, Sheffield, England)?
1) Neil Robertson
2) Ronnie O’Sullivan
3) John Higgins
4) Graeme Dott
5) Mark Williams
Answer – 2) Ronnie O’Sullivan
Explanation:
English Professional Snooker Player Ronnie O’Sullivan won the World Snooker Championship for the 6th
time by winning the 2020 World Snooker Championship at Crucible Theatre, Sheffield, England. He
defeated England’s Kyren Wilson 18-8 in the final of the Betfred World Snooker Championship.
56. Name the organization which invited countries to join its COVID-19 Vaccine Global Access
(COVAX) facility by August 31, 2020.
1) Amnesty International
2) United Nations Children’s Fund
3) Commonwealth of Nations
5) World Economic Forum
Answer - 4) World Health Organisation
Explanation:
In order to provide rapid, fair and equitable access to COVID-19 vaccines worldwide, the World Health
Organisation (WHO) has invited countries to join its Covid-19 Vaccine Global Access (COVAX) facility by
August 31, 2020. This facility is led by the WHO, along with the GAVI vaccine alliance (formerly the Global
Alliance for Vaccines and Immunisation), and the Coalition for Epidemic Preparedness Innovations (CEPI).
Its aim is to deliver 2 billion doses of effective, approved COVID-19 vaccines by the end of 2021.

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57. Name the person who has been appointed as the Managing Director of State Bank of India.
1) PK Gupta
2) BP Sharma
3) Ashwani Bhatia
4) Arijit Basu
5) Dinesh Khara
Answer – 3) Ashwani Bhatia
Explanation:
The Appointments Committee of the Cabinet (ACC) headed by Prime Minister Narendra Modi appointed
Ashwani Bhatia, Deputy Managing Director (DMD), State Bank of India (SBI) as the Managing Director (MD)
of SBI, effective from his date of assumption upto the date of his superannuation (May 31, 2022) or until
further orders, whichever is earlier. He succeeds PK Gupta, who superannuated on March 31, 2020.
58. Who has been appointed as the new Election Commissioner of India with effect from August 31,
2020?
1) Amitabh Kant
2) Ajit Doval
3) Rajiv Kumar
4) Ajay Tyagi
5) VK Paul
Answer – 3) Rajiv Kumar
Explanation:
Retired IAS officer and Former Finance Secretary Rajiv Kumar was appointed as the Election Commissioner
with effect from August 31, 2020. He succeeds Ashok Lavasa who resigned the position to join as Vice-
President of Asia Development Bank. He will be working alongside other Election Commissioner Sushil
Chandra.
59. Who among the following was not conferred with Rajiv Gandhi Khel ratna award in national
sports awards 2020?
1) Rohit Sharma
2) Manika Batra
3) Mariyappan Thangavelu
4) Shashi Malik
5) Vinesh Phogat
Answer – 4) Shashi Malik
Explanation:
National Sports Awards 2020 were announced by the Ministry of Youth Affairs and Sports. The awards
were recommended by the Selection Committee headed by Justice (Retd.) Mukundakam Sharma (former
Judge of Supreme Court of India) and after due scrutiny, the Government has decided to confer awards
upon the deserving sportspersons, coaches and entities under various categories. For the first time in the
history of National Sports awards that 5 sportsperson named for Rajiv Gandhi Khel Ratna award and 27
athletes for Arjuna Award.
Rajiv Gandhi Khel Ratna Award:
Number of Awardees: 5
Name of the Sportsperson Discipline
Rohit Sharma Cricket
Mariyappan Thangavelu Para Athletics
Manika Batra Table Tennis
Vinesh Phogat Wrestling
Rani Rampal Hockey

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60. Name the mobile app which was developed by National Highways Authority of India to monitor
highway plantation.
1) Gora Path
2) Vishwa Path
3) Nova Path
4) Harit Path
Answer – 4) Harit Path
Explanation:
Nitin Jairam Gadkari, Union Minister for Road Transport and Highways launched the mobile app, “Harit
Path” for monitoring plantations and transplantation of trees along the highway. during the meeting to
review the New Green Highway Policy (Plantation). The mobile app was developed by the National
Highways Authority of India (NHAI), a Public Sector Undertaking (PSU) under the Ministry of Road and
Transport.
61. PM Modi announced 10 year long project to conserve which animal (project led by Union
Minister of Environment, Forest and Climate Change Prakash Keshav Javadekar)?
1) Indian Giant Flying Squirrel
2) Gangetic Dolphin
3) Dugong
4) Red Panda
5) Asiatic Peacock
Answer – 2) Gangetic Dolphin
Explanation:
On the lines of “Project Tiger” and “Project Elephant”, PM Modi announced the “Project Dolphin” To give a
stronger impetus for the conservation of the Gangetic Dolphins which were declared National Aquatic
Species in 2010. It is a 10-year-long project led by Union Minister of Environment, Forest and Climate
Change Prakash Keshav Javadekar. The project involves conservation of Dolphins and the aquatic habitat
through the use of modern technology specially in enumeration and anti-poaching activities. As per official
figures, there are around 3,700 Gangetic River Dolphins in India.
62. Who heads the committee formed by central government to reconsider the minimum age for
marriage for women?
1) Vinod Paul
2) Jaya Jaitly
3) Vasudha Kamath
4) Dipti Shah
5) Najma Akhtar
Answer – 2) Jaya Jaitly
Explanation:
The centre has set up a committee chaired by Jaya Jaitly to reconsider the minimum age for marriage for
women and appropriate action will be taken after a report is submitted. The government is focused towards
equal opportunities for self-employment and employment to women.
63. The central government has formulated the National Council for Transgender Persons recently.
Who is the present chairperson of the council?
2) Thaawar Chand Gehlot
3) Ram Vilas Paswan
4) D.V. Sadananda Gowda
Answer - 2) Thaawar Chand Gehlot

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Explanation:
On August 21, 2020, in exercise of the powers conferred by section 16 of the Transgender Persons
(Protection of Rights) Act, 2019 (40 of 2019) the Central Government constituted the India’s first 30-
member National Council for Transgender Persons to advice, monitor and evaluate measures for the
protection of the rights of Transgender community. The 30-member council is consisted of 1Chairperson, 1
Vice-Chairperson, 13 members, 14 nominated members and 1-member secretary. The Chairperson of the
council is Union Minister of Social Justice and Empowerment (SJ&E) (Thaawar Chand Gehlot at present) &
Vice-chairperson: Minister of State (MoS), SJ&E.
64. “Thumbimahotsavam 2020” is the 1st ever dragonfly festival of which state?
1) West Bengal
2) Odisha
3) Andhra Pradesh
4) Kerala
Explanation:
The first ever Kerala State Dragonfly Festival 2020 aka “Thumbimahotsavam 2020” was launched by the
World Wide Fund for Nature (WWF)-India State unit in collaboration with Society for Odonate Studies
(SOS) and Thumbipuranam through a virtual ceremony from Kerala. Dr. Subramanian K.A., scientist at
Zoological Survey of India (ZSI), Southern Regional Center, Chennai (Tamil Nadu) addressed the inaugural
session. The festival will culminate with the State dragonfly summit, most probably in January 2021. The
official mascot of the festival is “Pantalu” which is the genus of dragonfly in the family Libellulidae
commonly known as rainpool gliders.
65. Who among the following has been inducted into International Cricket Council (ICC)’s cricket
hall of fame 2020?
1) Jacques Kallis
2) Lisa Sthalekar
3) Syed Zaheer Abbas
4) Both 1) and 2)
5) All the 1), 2) and 3)
Answer – 5) All the 1), 2) and 3)
Explanation:
Former players Jacques Kallis (South Africa), Lisa Caprini Sthalekar(Australia) and Syed Zaheer Abbas
Kirmani(Pakistan) were inducted into the International Cricket Council’s (ICC) Hall of Fame of the class of
2020 in a virtual ceremony. ICC Cricket Hall of Fame recognizes the achievements of the legends of the
game from cricket’s long and illustrious history.
66. Name the person who headed the NITI Aayog task force which recommended linking of
Sugarcane prices to sugar rate.
1) Padmavathi Ravi
2) Ravindra Pratap Singh
3) V.K. Saraswat
4) Ramesh Chand
5) V.K. Paul
Answer – 4) Ramesh Chand
Explanation:
The final report of the NITI (National Institution for Transforming India) Aayog Task Force headed by
Ramesh Chand, NITI Aayog Member(Agriculture), “Sugarcane and Sugar Industry” recommended linking of
Sugarcane prices to sugar rate to maintain the financial state and stability of the industry and to clear the
arrears of the sugarcane farmers. This report of the task force was finalized in March 2020 and published
on August 20. To support the sugar mills with the cost of production, including the interest and

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maintenance cost the report recommends a onetime increase in the minimum sugar price to Rs.33 per
kilogram.
67. Indian government has signed $500 million loan agreement with which bank to improve quality
& safety of Mumbai’s suburban railway system?
4) World Bank (WB)
5) None of these
Answer – 1) Asian Infrastructure Investment Bank (AIIB)
Explanation:
A loan agreement was inked between the Government of India, the Government of Maharashtra, Mumbai
Railway Vikas Corporation (MRVC) and the Asian Infrastructure Investment Bank (AIIB) for Mumbai Urban
Transport Project-III. The agreement aims to improve the network capacity, reduction in journey time and
fatal accidents of commuters, service quality and safety of the suburban railway system in Mumbai,
Maharashtra. The total estimated cost of the project is $997 million, of which $500 million will be financed
by the AIIB, $310 million by the Government of Maharashtra and $187 million by the Ministry of Railways.
The loan from the AIIB has a 5-year grace period and a maturity of 30 years.
68. Which is 1st bank in India to use satellite data to access credit worthiness of farmers?
1) ICICI Bank
2) Indian Bank
3) HDFC Bank
5) Canara Bank
Explanation:
ICICI Bank uses satellite data (imagery from Earth observation satellites) to assess credit worthiness of
farmers. ICICI Bank has become the 1st bank in India to use such a technique to measure an array of
parameters related to the land, irrigation and crop patterns and use it in combination with demographic
and financial parameters to make quick lending decisions for farmers.
69. G Satheesh Reddy has got 2-year extension as the chairman of which organization?
1) Centre for Development of Advanced Computing (CDAC)
2) Defence Research and Development Organisation (DRDO)
3) Indian Space Research Organisation (ISRO)
4) National Informatics Centre (NIC)
5) National Development Centre (NDC)
Answer - 2) Defence Research and Development Organisation (DRDO)
Explanation:
Renowned Aerospace Scientist G. Satheesh Reddy was given a two-year extension as Chairman of the
Defence Research and Development Organisation (DRDO) & as Secretary of the Department of Defence
Research & Development(DoDRD) by the Appointments Committee of the Cabinet. G Satheesh Reddy was
appointed to the post in August 2018 for a tenure of two years.
70. Name the Indian who has bagged the first-ever gold for India in Mental Calculation World
Championship (August 2020).
1) Neelakantha Bhanu Prakash
2) Granth Thakkar
3) Rhea Shah
4) Priyanshi Somani

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Answer – 1) Neelakantha Bhanu Prakash
Explanation:
Neelakantha Bhanu Prakash Jonnalagadda of Hyderabad has bagged the first ever Gold Medal for India in
Mental Calculations (MC) World Cup (MCWC) held on August 15, 2020 by Mind Sports Olympiad (MSO).
Neelakantha Bhanu Prakash is a student of Mathematics (Honors) at Delhi University’s St Stephen College
and holds 4 World Records and 50 Limca records for being the fastest human calculator in the world.
71. Which continent was declared wild polio free by World Health organization in August 2020?
1) Australia
2) South America
3) Asia
4) Africa
5) Europe
Answer – 4) Africa
Explanation:
The African Continent was declared free of wild polio by the independent body, the Africa Regional
Certification Commission(ARCC), which is responsible for certifying the eradication of wild poliovirus in the
World Health Organization (WHO) African Region. The Poliovirus is now found only in Afghanistan and
Pakistan.
72. What is the projected growth rate of India for 2020-21 as per Reserve Bank of India’s annual
report 2019-20?
1) -2.7%
2) -4.5%
3) -3.5%
4) -5.2%
5) -0.7%
Answer – 2) -4.5%
Explanation:
Reserve Bank of India (RBI) released its Annual Report for 2019-20. It is Report of the Central Board of
Directors on the working of the Reserve Bank of India (RBI) for the year ended June 30, 2020 submitted to
the Central Government in terms of Section 53(2) of the Reserve Bank of India Act, 1934 In the report, RBI
projected that India’s growth at minus (-) 4.5% for 2020-21. It will be (-) 3.7% in the single hit scenario and
(-) 7.3% in the double hit scenario in FY2020-21. On the global front, the growth is projected at (-) 6.0% in
the single hit scenario and (-) 7.6% in the double hit scenario in FY20-21.
73. Indian Space Research Organisation (ISRO) has signed agreement with which institute to set up
the first of its kind innovation cum incubation center for the promotion of space research?
1) Aryabhatta Knowledge Institute of Science and Technology
2) Birla Institute of Technology
3) Veer Surendra Sai University of Technology
4) Sri Venkateshwara University
Answer – 3) Veer Surendra Sai University of Technology
Explanation:
Indian Space Research Organisation (ISRO) signed a Memorandum of Understanding(MoU) with Veer
Surendra Sai University of Technology (VSSUT), Burla, Odisha, a technical institute, to set up the first of its
kind innovation cum incubation centre, VSSUT Space Innovation Centre(VSSSIC) in India to promote space
research.

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74. Name the state which ranked top in overall ranking in Export Preparedness Index (EPI) 2020
released by NITI Aayog in partnership with Institute of competitiveness.
1) Tamil Nadu
2) Maharashtra
3) Odisha
4) Gujarat
5) Rajasthan
Explanation:
NITI Aayog in partnership with Institute of Competitiveness released the Export Preparedness Index (EPI)
2020, this is the first report to examine export preparedness and performance of the states of India. Gujarat
was identified as the top performing state in the category of Coastal state and also topped the Overall
rankings.
Top 5 in Overall rankings:
Rank State Export Preparedness State Category
1 Gujarat 75.19 Coastal
2 Maharashtra 75.14 Coastal
3 Tamil Nadu 64.93 Coastal
4 Rajasthan 62.59 Landlocked
5 Odisha 58.23 Coastal
75. The women from which state has ranked topped in the list of loan beneficiaries under Pradhan
Mantri Mudra Yojana (PMMY) as on March 31, 2020?
1) Kerala
2) Tamil Nadu
3) Karnataka
4) Maharashtra
5) Uttar Pradesh
Explanation:
In accordance with the data provided by the Ministry of Finance to the Rajya Sabha, as of March 31, 2020,
women in Tamil Nadu topped the list of loan benefits under Pradhan Mantri Mudra Yojana (PMMY) by
availing Rs 58,227 crore loan. They are followed by women in West Bengal (Rs 55,232 crore), Karnataka (Rs
47,714 crore), Bihar (Rs 44,879 crore) and Maharashtra (Rs 42,000 crore).
76. Who has become 1st fast bowler to take 600 wickets in international test cricket?
1) Stuart Broad
2) James Anderson
3) Glenn McGrath
4) Dale Steyn
5) Ishant Sharma
Answer – 2) James Anderson
Explanation:
England pacer James Anderson, 38-year-old, has become the first fast bowler in history to take 600 Test
wickets in the third Test against Pakistan at the Ageas Bowl in Southampton, England, who is only the
fourth bowler in the test cricket to join the 600-Plus Club with the three legendary spinners Sri Lankan
Muttiah Muralitharan (800), Australian Shane Warne (708) and Indian Anil Kumble (619).

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77. The world water week 2020 (World Water Week at Home) was observed between August 24-28
with the theme ___________.
1) ‘Water and Climate change: Accelerating Action’
2) ‘Water and waste: reduce and reuse’
3) 'Water, Ecosystems and Human Development'
4) ‘Water for society - including all’
5) 'Water and Jobs'
Answer – 1) ‘Water and Climate change: Accelerating Action’
Explanation:
The World Water Week of the year 2020 is observed as the World Water Week at Home (WWWeek at
Home) from 24rd August 2020 to 28th August 2020. The World Water Week, organized by Stockholm
International Water Institute (SIWI) has been annually celebrated as the most influential, innovative and
dynamic movement for transforming the global water issues. The World Water Week has been celebrated
and organized since 1991. The World Water Week of the year 2019 was observed from 25th August 2019 to
30th August 2019. The theme of WWWeek at Home 2020 is ‘Water and Climate change: Accelerating
Action’.
78. Which company has partnered with UNICEF to map internet connectivity landscape for schools
in 35 countries by the end of 2023?
1) AT&T
2) Verizon Communications
3) Reliance Jio
4) Bharti Airtel
5) Ericsson
Answer – 5) Ericsson
Explanation:
Ericsson, Swedish Telecom Company, partnered with United Nations Children’s Fund (UNICEF) to map
internet connectivity landscape for schools in 35 countries by the end of 2023 to provide digital learning
access to the children. This joint initiative is a part of the Giga initiative launched by UNICEF and
International Telecommunication Union (ITU), in September 2019 to provide internet connection to every
school and their surrounding communities. Ericsson is the first private sector partner to make a million-
dollar commitment to the Giga initiative and global UNICEF partner for School Connectivity Mapping.
79. Who has bagged 2020 International Booker Prize for the book ‘The Discomfort of Evening’
(youngest author to receive the award)?
1) David Grossman
2) Jokha al-Harthi
3) Marieke Lucas Rijneveld
4) Joshua Zen
5) Han Kang
Answer – 3) Marieke Lucas Rijneveld
Explanation:
Dutch Author Marieke Lucas Rijneveld won the 2020 International Booker Prize for the Literary fiction
book ‘The Discomfort of Evening’. Rijneveld became the youngest author to win the prize at the age of 29.
The Book was first published in Dutch in 2018 and eventually translated into English by Michele Hutchison.
The International Booker prize is separate from the main Booker Prize.
80. The Business with an annual turnover of up to _______ are exempted from GST (August 2020).
1) Rs 20 lakh
2) Rs 50 lakh
3) Rs 40 lakh
4) Rs 25 lakh
5) Rs 10 lakh

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Answer – 3) Rs 40 lakh
Explanation:
Businesses with an annual turnover of up to Rs 40 lakh are GST exempt. Initially, this limit was Rs 20 lakh.
Also, those with a turnover up to Rs 1.5 crore can opt for the Composition Scheme and pay only 1% tax.
81. Government of Assam approved the ‘Assam Skill Development University Bill’ to set up World
Class Skill University at Mangaldoi, Darrang District. The University will be financed by which bank?
4) World Bank (WB)
5) None of th Above
Answer - 3) Asian Development Bank (ADB)
Explanation:
Government of Assam approved the ‘Assam Skill Development University Bill’, which provides for setting
up of World Class Skill University at Mangaldoi, Darrang District at a cost of 900 crore rupees. The
University will be the first of its kind in the North-East Region and will be financed by Asian Development
Bank (ADB). Assam Industry and Commerce Minister Chandra Mohan Patowary made the announcement
about the setting up of the university, after a cabinet meeting. The State Government of Assam has tied up
with Singapore based ITE Education Service, for setting up of the Skill Development University.
82. Name the Kerala’s 1st marine ambulance which was inaugurated by Kerala CM Pinarayi Vijayan
recently.
1) Khukri
2) Pratheeksha
3) Nireeksha
4) Sindhughosh
Answer – 2) Pratheeksha
Explanation:
Kerala Chief Minister Pinarayi Vijayan inaugurated the State’s First fully equipped Marine Ambulance
‘Pratheeksha’. It was acquired by the Fisheries Department at Kochi for rescue operations at sea.
‘Pratheeksha’ – built by Cochin Shipyard Ltd (CSL) is the first of the three marine ambulances ordered by
the state.
83. Shinzo Abe the prime minister of which country has resigned from the post in August 2020?
1) South Korea
2) Japan
3) China
4) Thailand
Answer – 2) Japan
Explanation:
Shinzo Abe, Prime Minister of Japan announced his resignation owing to his worsening health condition due
to ulcerative colitis. 65-year-old Shinzo Abe of Liberal Democratic Party (LDP) was the longest serving
Prime Minister of Japan. The elected new party leader will hold the post for the remaining 1-year term of
Abe.
84. Who has become 1st player to take 500 wickets in T20?
1) Sohail Tanvir
2) SL Malinga
3) DJ Bravo
4) SP Narine

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5) Imran Tahir
Answer – 3) DJ Bravo
Explanation:
West Indies All-Rounder Dwayne John Bravo became the first bowler in Cricket to scalp 500 wickets in
Twenty20 (T20). He achieved the feat in the Carribean Premier League (CPL)2020 match between his team
Trinbago Knight Riders and St Lucia Zouks. Bravo took the wicket of Rahkeem Cornwall (18) to register his
500th wicket.
85. Which state is going to launch India’s 1st International Women’s trade centre?
1) Andhra Pradesh
2) Karnataka
3) Kerala
4) Madhya Pradesh
5) Bihar
Explanation:
Biju Prabhakar, IAS, Secretary, Department of Social Justice, Women & Child Development announced that
Kerala will set up India’s First International Women Trade Centre (IWTC) in accord with the Sustainable
Development Goals (SDGs) of the United Nations (UN) at Angamaly, Kochi, Kerala. This announcement was
made during the webinar on “Scaling up Opportunities for MSME women Entrepreneurs in Kerala”
organised by Federation of Indian Chambers of Commerce and Industry (FICCI) Kerala State Council.
86. Which country has co-sponsored United National Security Council Resolution introduced by
Indonesia for greater participation of women in peacekeeping forces?
1) Thailand
2) India
3) Japan
4) Australia
5) New Zealand
Answer – 2) India
Explanation:
India co-sponsored United National Security Council Resolution for Greater Participation of women in
peacekeeping forces. The United Nations Security Council (UNSC) Resolution called on full, effective and
meaningful participation of women in peacekeeping operations. The resolution was tabled by Indonesia has
been seconded by India, which is the fifth largest troop contributor to UN peacekeeping operations. The
resolution has been passed by a consensus. In May 2020, Indian Women Peacekeeper Major Suman Gawani
won the UN Military Gender Advocate award. She served as a peacekeeper with the United Nations Mission
in South Sudan.
87. Find the bank which is going to receive Brandon Human Capital Management (HCM) Excellence
Award 2020 for its HR initiative,” Nayi Disha”.
1) Canara Bank
Explanation:
State Bank of India (SBI) to receive Brandon Human Capital Management (HCM) Excellence Award (also
known as the Academy Awards of Learning & Development) 2020, a global recognition for its HR initiative,”
Nayi Disha”. The award winners will be honored at Brandon Hall Group’s annual HCM Excellence
Conference, January 26-28, 2021 at the Hilton West Palm Beach, Florida. SBI partnered with M/s Chrysalis
& developed the “Nayi Disha” Programme. SBI has won the award in The HCM Spring Program under

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‘Excellence in Learning and Development’ in 3 categories namely, Best Learning Program supporting a
Change Transformation Business Strategy (Gold), Best Use of Blended Learning and Best Unique or
Innovative Learning (Gold) and Development Program for its HR initiative (Silver).
88. Which country has launched the warship Type-054 class for Pakistan army?
1) Germany
2) Russia
3) Sri Lanka
4) Bangladesh
5) China
Answer – 5) China
Explanation:
China launched the first of the four advanced naval warships, Type-054 class frigates for the Pakistan Navy.
The Type-054 class frigate is manufactured by China Shipbuilding Trading Company Ltd (CSTC) and was
launched in the Chinese state-owned Hudong Zhonghua Shipyard, Shanghai.
89. Which institute along with ISRO developed a sustainable process for making brick-like
structures named “Space Bricks” on the surface of the moon?
1) Indian Institute of Technology Indore
2) Indian Institute of Science Bengaluru
3) Indian Institute of Technology Bombay
4) Indian Institute of Technology Ropar
5) Indian Institute of Astrophysics Bengaluru
Answer – 2) Indian Institute of Science Bengaluru
Explanation:
Team of researchers of Indian Institute of Science (IISc) Bengaluru, Karnataka and Indian Space Research
Organization (ISRO) developed a sustainable process for making brick-like structures named “Space Bricks”
on the surface of the moon. The process uses the lunar soil, bacteria and guar beans to make the space brick.
The process uses the Urea – sourced from human urine and lunar soil as the raw materials for the
construction on the lunar surface which reduces the overall expenditure.
90. Which state government has tied up with NPCI and Canara bank to launch digital payment
services through UPI in villages and gram panchayats?
1) Telangana
2) Maharashtra
3) Andhra Pradesh
4) Karnataka
5) Gujarat
Explanation:
Andhra Pradesh Chief Minister YS Jagan Mohan Reddy launched the digital payment services through
Unified Payments Interface (UPI) in 15, 004 village and ward secretariats through video conference. The
Government of Andhra Pradesh has entered into a tie-up with National Payment Corporation of India
(NPCI) and Canara Bank for this digitalisation process.
91. Pandit Jasraj who passed away in August 2020 is a renowned ________.
1) Photographer
2) Painter
3) Politician
4) Architect
5) Vocalist
Answer - 5) Vocalist

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Explanation:
Pandit Jasraj, an Indian classical vocalist, belonging to the Mewati gharana (a musical apprenticeship tribe
of Hindustani classical music) passed away at 90 in his home in New Jersey, New York, United States(U.S.)
due to cardiac arrest. He was born on January 28, 1930 in Pili Mandori, a village in the Hisar district of
Haryana. He is a recipient of the Padma Shri (1975), Padma Bhushan (1990) and Padma Vibhushan (2000).
92. The Union Cabinet has approved the proposal to set up the National Recruitment Agency (NRA)
recently. The NRA will be registered under which act?
1) Companies Act, 2013
2) Societies Registration Act, 1860
3) Public Trust Act, 1950
4) Credit Societies Act, 1904
Answer – 2) Societies Registration Act, 1860
Explanation:
The Union Cabinet has approved the proposal to set up the National Recruitment Agency (NRA) that will
conduct a Common Eligibility Test (CET) for non-gazetted posts (Group B and C) of Staff Selection
Commission (SSC), the Railway Recruitment Boards (RRBs) and the Institute of Banking Service Personnel
(IBPS). Candidates who qualify CET can apply to any recruitment agencies for higher level of examination.
Therefore, CET will be a first level test (preliminary) to shortlist candidates which will be held twice a year
with score validity of three years. NRA will be a Society registered under the Societies Registration Act,
1860.
93. Name the country which has unveiled the surface to surface ballistic missile Martyr Qassem
Soleimani.
1) UAE
2) Egypt
3) Iran
4) Kuwait
5) Iraq
Answer – 3) Iran
Explanation:
Iran (officially the Islamic Republic of Iran) has inaugurated a locally made surface-to-surface ballistic
missile, called Martyr Qassem Soleimani, which has a range of 1,400 kilometers-km (870-mile) and a new
cruise missile, called Martyr Abu Mahdi which has a range of over 1000 km(620-mile).
94. Which edition of world conference of speakers of parliament was attended by Lok Sabha speaker
Om Birla recently?
1) 8th
2) 3rd
3) 5th
4) 11th
5) 14th
Answer – 3) 5th
Explanation:
Two-day 5th World Conference of Speakers of Parliament (5WCSP) was inaugurated virtually. It was
organized jointly by the Inter-Parliamentary Union (IPU), Geneva and the Parliament of Austria with the
support of the United Nations (UN). This is the first time that an International Parliamentary Conference is
being held in Virtual mode. Lok Sabha Speaker Om Birla attended the inaugural ceremony. The theme of the
5WCSP Conference is ‘Parliamentary leadership for more effective multilateralism that delivers peace and
sustainable development for the people and planet’. The Second part will be held in physical mode at
Vienna, Austria in 2021.

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95. The Competition Commission of India has approved 100% proposed acquisition of C&S Electric
Limited (C&S) by which company?
1) Crompton
2) ABB
3) Havells
4) Siemens
5) Kirloskar
Answer – 4) Siemens
Explanation:
The Competition Commission of India (CCI) has approved 100% proposed acquisition of the share capital of
the Indian Operations of C&S Electric Limited (C&S) by Siemens Limited (Siemens India). For this purpose,
Siemens Ltd has signed an agreement with C&S in January 2020.
96. Name the person who authored the book titled, ‘One Arranged Murder’.
1) Arundhati Roy
2) Chetan Bhagat
3) Amitav Ghosh
4) Vikram Seth
5) Jhumpa Lahiri
Answer – 2) Chetan Bhagat
Explanation:
A Book Titled ‘One Arranged Murder’ authored by Chetan Bhagat will be released worldwide on September
28, 2020. The fiction book portrays a murder mystery in the backdrop of an arranged marriage. The book
will be published by Westland Publications Ltd. It is the author’s 9th novel and 11th book overall. Essence
of the book- The book not only has an intense suspense but also is filled with humour, love and relatable
Indian characters.
97. Which state government has launched ‘Indira Rasoi Yojana’ to provide meals at Rs. 8?
1) Karnataka
2) Chhattisgarh
3) Goa
4) Rajasthan
5) Uttar Pradesh
Answer – 4) Rajasthan
Explanation:
The Rajasthan government is going to start with the 'Indira Rasoi Yojana' in urban areas of the state from
August 20, in which poor and needy people will get nutritious food for just Rs. 8, said Chief Minister Ashok
Gehlot.
98. How much is the maximum loan amount under the Emergency Credit Line Guarantee Scheme
(ECLGS), a credit guarantee scheme for MSME?
1) 10 Crore
2) 5 Crore
3) 2 Crore
4) 1 Crore
5) 25 Crore
Answer – 1) 10 Crore
Explanation:
Finance Minister Nirmala Sitharaman announced that the Central Government have extended its
Emergency Credit Line Guarantee Scheme (ECLGS), credit guarantee scheme for the micro, small and
medium enterprises (MSME), to cover the loans given to the large firms, self-employed professionals and
people who have taken a loan for business purpose. The turnover limits to avail the loan under the scheme
was increased to annual turnover of Rs.250 crore and outstanding loans up to Rs.50 crores from annual

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turnover up to Rs.100 crore with outstanding loans of up to Rs.25 crore. The maximum loan amount under
the scheme is also increased to Rs.10 crores from Rs.5 crores.
99. Name the Institute which in collaboration with TransUnion CIBIL launched financial knowledge
platform named” MSMESaksham” for MSMEs.
3) National Housing Bank (NHB)
4) Industrial Finance Corporation of India (IFCI)
5) India Infrastructure Finance Company Ltd (IIFCL)
Answer – 2) Small Industries Development Bank of India (SIDBI)
Explanation:
The Small Industries Development Bank of India (SIDBI) in association with TransUnion CIBIL Limited
(formerly Credit Information Bureau (India) Limited) has launched a comprehensive financial education
and one-stop knowledge platform for micro, small and medium enterprises “MSMESaksham”, which will
guide MSMEs (micro, small and medium enterprises) seeking quick access to finance and will also support
them in managing their credit obligations. The portal is focused on two key pillars of financial knowledge
and access to credit.
100. Union minister Nitin Gadkari has inaugurated upstream carriageway of the Mahatma Gandhi
Bridge in Bihar recently. The Mahatma Gandhi Bridge was built over which river?
1) Mahanadi
2) Godavari
3) Kaveri
4) Ganga
5) Narmada
Answer – 4) Ganga
Explanation:
As a part of the renovation of the Mahatma Gandhi Bridge/Setu over river Ganga in Bihar, Union Minister
for Road Transport, Highways and MSMEs (Micro, Small & Medium Enterprises) Nitin Jairam Gadkari
virtually inaugurated its upstream carriageway. This means the two lanes are completed of the 4-lane
bridge which is being renovated at a cost of Rs 1,742 crore. The online ceremony was presided over by
Chief Minister (CM) of Bihar Nitish Kumar. This is the first ever bridge in India using modern technology for
improving the existing structure. The designing of the bridge has been done by Indian Institute of
Technology (IIT) Roorkee in discussion with international consultants.

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Top 100 Q&A PDF
Current Affairs Q&A PDF – July 2020

Top 100 Questions
1. The world bank and Government of India has signed agreement along with which state to increase
access to affordable housing to low income group?
1) Kerala
2) Tamil Nadu
3) Karnataka
4) Andhra Pradesh
5) Maharashtra
Explanation:
The World Bank and the government of India signed an agreement along with the Government of Tamil
Nadu to help the low-income groups in the state of Tamil Nadu to get access to affordable housing.
Agreements signed: - Legal agreements of two projects were signed to strengthen the state’s housing sector
policies, institutions, and regulations. First Tamil Nadu Housing Sector Strengthening Programme worth
$200 million (Rs 1,510 crore), Tamil Nadu Housing and Habitat Development Project worth $50 million (Rs
377 crore).
2. Tushar Mehta, Solicitor General of India got 3-year extension of service recently. Name the
Attorney General of India who got 1-year extension of service?
1) K.M. Nataraj
2) Vikramjit Banerjee
3) Suryaprakash V. Raju
4) Mukul Rohatgi
5) K.K. Venugopal
Answer – 5) K.K. Venugopal
Explanation:
The Appointments Committee of the Union Cabinet has approved the re-appointment of senior advocate
K.K. Venugopal as Attorney General of India for a year, whose 3 year tenure ends on June 30, 2020 and
senior advocate Tushar Mehta as Solicitor General for a period of three years. K.K. Venugopal succeeded
Mukul Rohatgi on June 30, 2017. He is the 15th Attorney General of India.
3. Who has received the 1st Prof. P. C. Mahalanobis National Award in Official Statistics’ 2020?
1) Sangita Reddy
2) Arvind Pandey
3) Chakravarthi Rangarajan
4) BC Roy
Answer – 3) Chakravarthi Rangarajan
Explanation:
On 29th June 2020, on account of National Statistics Day the Ministry of Statistics and Programme
Implementation (MoSPI) presented the first Prof. P. C. Mahalanobis National Award in Official
Statistics’2020 to Dr. Chakravarthi Rangarajan, Former Governor, Reserve Bank of India for his contribution
to the National Statistical System (NSS).
4. India has become the founding member of UN’s ‘Alliance for Poverty eradication’ recently. How
many people across the globe has been classified as poor (approx)?
1) 2.1 billion
2) 1.7 billion
3) 1.4 billion

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4) 3.7 billion
5) 2.9 billion
Answer – 1) 2.1 billion
Explanation:
India became a founding member of the United Nation (UN)’s ‘Alliance for Poverty eradication’ launched by
Tijjani Muhammad-Bande, President of the 74th United Nation’s General Assembly (UNGA). Approximately
2.1 billion people are classified as poor across the globe, among which 767 million are living in extreme
poverty. Over 271 million people of India have moved out of poverty between 2006 to 2016, according to
the United Nations Development programme.
5. What is the amount that was provided by World bank to India for MSME Emergency Response
Program?
1) USD 750 million
2) USD 850 million
3) USD 500 million
4) USD 700 million
5) USD 800 million
Answer – 1) USD 750 million
Explanation:
The World Bank approved a USD 750 million Micro, Small, and Medium Enterprises (MSMEs) Emergency
Response Program to support severely impacted MSMEs in India due to COVID-19 crisis. The International
Bank for Reconstruction and Development (IBRD) will provide the loan.
6. Rajkiran Rai G's tenure as MD&CEO of which bank was extended for 2 years?
1) Canara Bank
2) Indian Bank
Answer – 5) Union Bank of India
Explanation:
Government extends the term of Rajkiran Rai G as the Managing Director (MD) and Chief Executive Officer
(CEO) of Union Bank of India (UBI) by 2 years till May 31, 2022.
7. Which among the following has won two awards under the categories “Best Innovation for Covid-
19 – Society” and “People Choice Covid-19 Overall Winner” in 4th annual CogX 2020?
1) MyGov Corona Helpdesk
2) Champions
3) COVID tracker
4) Aarogya Setu
5) Corona Kavach
Answer – 1) MyGov Corona Helpdesk
Explanation:
India’s Artificial Intelligence (AI) enabled “MyGov Corona Helpdesk” won two awards under the categories
“Best Innovation for Covid-19 – Society” and “People Choice Covid-19 Overall Winner” in 4th CogX, the
annual Global Leadership Summit and Festival of AI and Emerging Technology held in London from June
8th to 10th. The AI enabled Helpdesk was designed, developed and deployed by JioHaptik Technologies
Limited in collaboration with the WhatsApp team in 5 days. The theme of CogX 2020 is “How do we get the
next 10 years right?”.
8. Which country planned to host 2021 Asia-Pacific Economic Cooperation (APEC) summit virtually?
1) United States
2) Japan

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3) New Zealand
4) Singapore
5) India
Answer – 3) New Zealand
Explanation:
New Zealand cancelled the 2021 Asia-Pacific Economic Cooperation (APEC) forum that was scheduled to be
held in Auckland, due to the COVID-19 pandemic and is opting to lead a virtual summit.
9. Name the country which participated in PASSEX naval exercise at Malacca Strait with India to
promote understanding in Indian ocean.
1) China
2) Japan
3) Sri Lanka
4) Nepal
5) Myanmar
Answer – 2) Japan
Explanation:
In order to promote mutual understanding, Indian Navy and Japanese Navy (Japanese Maritime Self-
Defence Force) have conducted a day long Naval Exercise PASSEX (Passing Exercise) for tactical and
communications training, towards the Malacca Strait in the Indian Ocean Region (IOR). This was the 15th
exercise undertaken by the navies of these two nations in the last three years. The overall content of this
PASSEX was goodwill training and to promote understanding.
10. The National Doctors Day (NDD) was observed annually on July 1 every year. What is the theme
for NDD 2020?
1) “Lessen the Mortality of COVID-19”
2) “Zero tolerance to violence against doctors and clinical establishment”
3) “Salute the COVID warriors”
4) “Let us win together against COVID-19”
5) None of these
Answer – 1) “Lessen the Mortality of COVID-19”
Explanation:
India Celebrates July 1st as the National Doctors Day to honour the doctors and physicians and to recognise
their 24×7 service to the society and to express gratitude towards the professionals of the medical sector
for their service. Indian Medical Association (IMA) observed the first National Doctors Day on 1st July 1991.
The theme of 2020 Doctors Day is “Lessen the Mortality of COVID-19” which includes awareness about
asymptomatic hypoxia and early aggressive therapy.
11. Who among the following were members of International scientific group formed by UN chief for
global food summit 2021?
1) Rattan Lal
2) Uma Lele
3) Raj Shetty
4) Both 1) and 2)
5) All the 1), 2) and 3)
Explanation:
Antonio Guterres, Chief of United Nations, named Prof. Rattan Lal and Dr. Uma Lele (Agricultural experts)
from India as members of International Scientific group to offer foremost scientific evidence for sustainable
food systems for global food summit 2021. The Scientific Group will be Chaired by Dr. Joachim von Braun of
Bonn University Germany.

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12. Who has authored the book titled “Future of Higher Education – Nine Mega Trends”, which was
released by Vice president of India M Venkaiah Naidu?
1) T N Manoharan
2) B Anbuthambi
3) Lakshmi Narayanan
4) V Pattabhi Ram
5) M Sivakumar
Answer – 4) V Pattabhi Ram
Explanation:
Vice President of India, M Venkaiah Naidu virtually released a book, “Future of Higher Education – Nine
Mega Trends.“ The book is authored by CA V Pattabhi Ram, a Public Speaker, author and Teacher. The
Virtual event was hosted by ICT Academy.
13. Russian electorate granted Vladimir Putin to stay as president of the country till which year?
1) 2027
2) 2029
3) 2024
4) 2036
5) 2032
Answer – 4) 2036
Explanation:
The 77.9% Russian electorate have voted in favour of constitutional amendments that will allow 67 years
old President Vladimir Putin to stay in power until 2036 i.e. until the age of 83. His current term of 6 years
will end in 2024. Means now, he will be re-elected twice under the constitutional amendments. He is
already the longest-serving leader in modern Russian history.
14. What is the increase in % of external debt of India in March 2020 when compared to March
2019, as per RBI data?
1) 2.1%
2) 4.9%
3) 2.8%
4) 1.2%
5) 0.6%
Answer – 3) 2.8%
Explanation:
In accordance with the Reserve Bank of India (RBI) data, India’s external debt stood at $558.5 billion in
March 2020, an increase of $15.4 billion or 2.8% as compared to the March 2019. The largest component of
the external debt is Commercial borrowings with a share of 39.4%, followed by non-resident deposits at
23.4% and short-term trade credit at 18.2%. In terms of currency, United States (US) dollar-denominated
debt continued to be the largest component of India’s external debt, with a share of 53.7% at end-March
2020, followed by the Indian rupee (31.9%), yen (5.6%), SDR (4.5%) and the euro (3.5%).
15. Who is the overall winner of 2020 Commonwealth Short Story Prize?
1) Varsha Adalja
2) Meena Alexander
3) Kritika Pandey
4) Smita Agarwal
5) Samina Ali
Answer – 3) Kritika Pandey
Explanation:
The commonwealth writers announced Kritika Pandey, the winner of Asian region prize as the overall
winner of the 2020 Commonwealth Short Story Prize for her story, “The Great Indian Tee and Snakes”. The

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award was presented to her by Ghanaian writer and editor, Nii Ayikwei Parkes, the chair of the 2020 Judge
panel in the online award ceremony.
16. Who is the 1st Indian to secure podium position in the international ultra-cycling race (VRAAM
2020).
1) Aditi Krishnan
2) Prashanth R
3) Ikshan Shanbag
4) Bharat Pannu
5) Aryan Gurav
Answer – 4) Bharat Pannu
Explanation:
Lt Col Bharat Pannu, Indian Army officer, secured the 3rd position on the leader board at the first edition of
the Virtual Race Across America (VRAAM) 2020 held from 16th June to 28th June 2020 and became the first
ever Indian to secure a podium position in the international ultra-cycling race. Lt Col Pannu finished with a
total distance of 4086km in 12 days and a total elevation gain of 71,000 meters in a stationary bicycle in
Pimple Nilakh, Pune.
17. Which country is the largest contributor of e-waste in 2019, as per UN’s “The Global E-waste
Monitor 2020 report”?
1) China
2) United States
3) Germany
4) India
5) Japan
Answer – 1) China
Explanation:
In accordance with the 3rd edition of “The Global E-waste Monitor 2020 report-Quantities, flows, and the
circular economy potential” report, the world dumped a record 53.6 million tonnes of e-waste in 2019, an
increase of 21% in 5 years. With this e-waste becomes the world’s fastest-growing domestic waste stream.
Notably, this waste is enough to form a line 125 kilometres long. China is the biggest contributor to e-waste
with 10.1 million tonnes (mt) followed by the United States (US) with 6.9 mt and India with 3.2 mt at 2nd
and 3rd rank respectively. Together these three countries accounted for nearly 38% of the world’s e-waste
last year.
18. Name the person who has been appointed as the new prime minister of France.
1) Jean Castex
2) Maurice Gourdault-Montagne
3) Edouard Philippe
4) Antonin Baudry
5) Emmanuel Macron
Answer – 1) Jean Castex
Explanation:
French President Emmanuel Macron appointed a public Servant, Jean Castex (55) as the new Prime
Minister of government reshuffle, replacing Edouard Philippe.
19. Mars Orbiter Mission’s (MOM) mars colour camera has captured closest and largest moon of
mars ‘Phobos’ recently. MOM is associated which country?
1) United States
2) Russia
3) China
4) India
5) Japan

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Answer – 4) India
Explanation:
Indian Space Research Organisation (ISRO) released the picture of the closest and biggest moon of Mars
named “Phobos” which was captured by Mars Colour Camera (MCC) onboard India’s Mars Orbiter Mission
(MOM). The image was taken on July 1, 2020 when MOM was about 7200 km from Mars and at 4200 km
from Phobos.
20. Badminton champion Lin Dan who announced retirement recently belongs to which country?
1) Singapore
2) Malaysia
3) Indonesia
4) Thailand
5) China
Answer – 5) China
Explanation:
China’s Badminton player and 2 times Olympic Champion, Lin Dan announced his retirement due to his
physical capabilities and injuries. He won gold at the Beijing 2008 and London 2012 Olympics.
21. Indian railways along with which PSU has commissioned 1st of its kind solar plant in Bina,
Madhya Pradesh to supply power directly on the railway overhead line?
1) Bharat Petroleum Corporation Limited (BPCL)
2) Bharat Heavy Electricals Limited (BHEL)
3) Steel Authority of India (SAIL)
4) Coal India Limited (CIL)
Answer – 2) Bharat Heavy Electricals Limited (BHEL)
Explanation:
For the 1st time in the world, Indian Railways will directly supply power to Overhead Traction System of
train. To achieve this feat, Indian Railways has recently set up 1.7 MWp (megawatt power) at Bina (Madhya
Pradesh) which shall be connected directly to Overhead Traction System. This has already been installed
and is presently under extensive testing & will become operation in 15 days. Indian Railways has partnered
with Bharat Heavy Electricals Limited (BHEL) under its Corporate Social Responsibility (CSR) scheme for
this first of its kind project in the world.
22. What is India’s rank in SDG index 2020 (Sweden ranked No.1)?
1) 89
2) 121
3) 117
4) 62
5) 51
Answer – 3) 117
Explanation:
In accordance with the “Sustainable Development Report 2020- The Sustainable Development Goals and
Covid-19”, comprising of SDG index 2020, there will be severe negative impacts on most of the United
Nations (UN)-mandated Sustainable Development Goals (SDGs) due to COVID-19 pandemic. India, which
has ranked at 117th position with a score of 61.92 is also facing major challenges in 10 of the 17 SDGs
including zero hunger, good health, gender inequality among others. The index has been topped by Sweden.
23. Who has authored the book titled ‘Overdraft: Saving the Indian Saver’?
1) Urjit Patel
2) Shaktikanta Das
3) Raghuram Rajan
4) Rajiv Gauba

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5) Manmohan Singh
Answer – 1) Urjit Patel
Explanation:
Former Reserve Bank of India (RBI) governor Urjit Patel has authored a book titled ‘Overdraft: Saving the
Indian Saver’, which focuses on the issue of Non-Performing Assets (NPAs) that has affected Indian banking
in recent years and also its causes. The book will be published by HarperCollins India and will be released
by the end of July.
24. What is the name of India’s 1st social media super app which was launched by Vice president of
India Venkaiah Naidu?
1) Indiabook
2) Routeway
3) Elyments
4) AatmaNir
5) Bharatroot
Answer – 3) Elyments
Explanation:
Vice President of India Shri Venkaiah Naidu launched India’s first social media super application ‘Elyments’
virtually on 5th July 2020. The app was developed by Sumeru Software Solutions & provides free
audio/video calls, and private/ group chats through vibrant feed.
25. Which state government decided to upgrade Dehing Patkai Wildlife Sanctuary to National park
recently?
1) Sikkim
2) Punjab
3) Nagaland
4) Assam
5) Odisha
Answer – 4) Assam
Explanation:
The government of Assam has decided to upgrade the 111.942 sq km Dehing Patkai Wildlife Sanctuary into
a national park, located within the larger Dehing Patkai Elephant Reserve, following the National Board of
Wildlife’s (NBWL) conditional clearance to a coal mining project by Coal India Limited (CIL) in the 98.59
hectares of Dehing Patkai Elephant Reserve.
26. Who has been appointed as the 1st chairman of International Financial Services Centre Authority
(IFSCA)?
1) Injeti Srinivas
2) Ajay Tyagi
3) Nandhan Nilekani
4) TN Manoharan
5) Usha Thorat
Answer – 1) Injeti Srinivas
Explanation:
Government appointed former corporate affairs secretary and IAS officer, Injeti Srinivas as the 1st
chairman of the International Financial Services Centre Authority (IFSCA) for a 3 years term. IFSCA
regulates all financial services in international financial services centres (IFSCs) in Gandhinagar.
27. Name the company which in collaboration with ICMR-NIV developed India’s 1st COVID-19 vaccine
‘COVAXIN’.
1) Indian Immunologicals
2) Biogenomics
3) Bharat Biotech

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4) Piramal
5) Wockhardt
Answer – 3) Bharat Biotech
Explanation:
Bharat Biotech India Ltd (BBIL) in collaboration with the Indian Council of Medical Research (ICMR) –
National Institute of Virology (NIV) developed India’s first COVID-19 vaccine – COVAXIN (BBV152 COVID
vaccine). The vaccine is developed and manufactured by the BSL-3 (Bio Safety Level- 3) high containment
facility of BBIL.
28. The Asia’s largest & world’s 2nd largest data centre “Yotta NM1 data centre” was inaugurated at
which state?
1) Tamil Nadu
2) Karnataka
3) Maharashtra
4) West Bengal
5) Telangana
Explanation:
Uddhav Thackeray, Chief Minister of Maharashtra and Ravi Shankar Prasad, Minister of Communications,
Electronics and informational technology (MEITY) inaugurated the World’s 2nd Largest & Asia’s Largest
Data Center, ‘Yotta NM1 Data Center’ of Yotta Infrastructure of Hiranandani Group at Panvel data centre
park, Mumbai over a virtual platform.
29. Which country has formally issued notice to UN regarding withdrawal from World Health
Organisation (WHO)?
1) Brazil
2) Russia
3) United States
4) China
5) Australia
Answer – 3) United States
Explanation:
United States of America (USA), as a depositary of the 1946 Constitution of the World Health Organization
(WHO), has formally notified the United Nations (UN) of its decision of withdrawal from the global health
body, WHO. The US, which has been a party to the WHO Constitution since June 21, 1948 is the largest
funder to the WHO, contributing more than USD 450 million per annum. Notably, the US has to follow the
withdrawal conditions including one-year notice period and paying outstanding financial obligations, which
were agreed at the time of joining the WHO. In this regard, the US has to serve a 12-month notice period i.e.
till July 6, 2021 and also needs to clear the current and past dues which currently owe the WHO around
$200 million.
30. Bharat Dynamic limited has signed Licence Agreement and Transfer of Technology of _________
missile system with DRDO-DRDL.
1) Prithvi
2) Nirbhay
3) Prahaar
4) Dhanush
5) Akash
Answer – 5) Akash
Explanation:
Bharat Dynamics Limited (BDL) signed Licence Agreement and Transfer of Technology (LAToT) for Akash
Missile Weapon System of Indian Army Variant with Defence Research and Development Organisation –
Defence Research and Development Laboratory (DRDO – DRDL).

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31. Who is the chairman of 9-member working group constituted by IRDAI to look into the
possibility of setting up ‘Pandemic Risk Pool’?
1) Saba Talukdar
2) Ajay Kumar
3) Suresh Mathur
4) Ankur Nijhawan
5) Suchita Gupta
Answer – 3) Suresh Mathur
Explanation:
Insurance Regulatory and Development Authority of India (IRDAI) has formed a 9- member working group
under the chairmanship of Suresh Mathur, Executive Director of IRDAI to look into the possibility of setting
up ‘Pandemic Risk Pool’ to deal with the various risks arising out of a pandemic -like health emergencies &
recommend the structure and operating model for the Pool within 8 weeks.
32. PM Modi inaugurated the Asia’s largest solar power project, “Rewa Ultra Mega Solar Power
Project” in which state?
1) Gujarat
2) Rajasthan
3) Uttar Pradesh
4) Madhya Pradesh
5) Telangana
Answer – 4) Madhya Pradesh
Explanation:
Asia’s largest solar power project: Rewa Ultra Mega Solar Power Project in Madhya Pradesh is inaugurated
by Prime Minister Shri Narendra Modi, through video conferencing. The 750 MW ultra-solar power plant
spread over 1,590 acres. It was developed by Rewa Ultra Mega Solar Limited (RUMSL), a joint venture of
Madhya Pradesh Urja Vikas Nigam Limited (MPUVN) and Solar Energy Corporation of India (SECI). The
Rewa Solar Power project received the World Bank Group President’s Award.
33. Who chairs the independent panel for pandemic preparedness and response (IPPR) formulated
by World Health Organisation (WHO)?
1) Ellen Johnson Sirleaf
2) Helen Elizabeth Clark
3) Harsh Vardhan
4) Both 1) and 2)
5) Both 1) and 3)
Explanation:
World Health Organization (WHO) has formulated an Independent Panel for Pandemic Preparedness and
Response (IPPR) to evaluate the world’s response to the COVID-19 pandemic. The Panel will be co-chaired
by former Prime Minister of New Zealand Helen Elizabeth Clark and former President of Liberia Ellen
Johnson Sirleaf. While Helen Clark served as an administrator of the United Nations Development
Programme (UNDP), on the other hand, Ellen Sirleaf is a recipient of the 2011 Nobel Peace Prize.
34. Maharashtra government along with which bank planned to set up fund to revive Slum
Rehabilitation Authority projects?
1) Bank of Baroda
3) Canara Bank

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Explanation:
Maharashtra Housing Minister Jitendra Awhad announced that the state govt and State Bank of India (SBI)
will set up a stress fund to revive Slum Rehabilitation Authority (SRA) projects (about 370 projects) in the
Mumbai Metropolitan Region (MMR) and other urban areas of the state.
35. Who chairs the advisory committee constituted by SEBI on matters related to regulation and
development of the mutual funds?
1) M. S. Kamath
2) Motilal Oswal
3) Ashish Chauhan
4) Usha Thorat
5) Nitin Vyakaranam
Answer – 4) Usha Thorat
Explanation:
Securities and Exchange Board of India (SEBI), the regulator of the securities and commodity market in
India, has reconstituted the committee advising it on matters related to regulation and development of the
mutual fund industry by including five new members. The new 20-member committee, will be chaired by
Usha Thorat, former deputy governor of Reserve Bank of India (RBI).
36. ISRO set to launch Amazonia – 1 earth observatory satellite on PSLV. The Amazonia – 1 is the
satellite belongs to which country?
1) Chile
2) Israel
3) Brazil
4) Egypt
5) Iran
Answer – 3) Brazil
Explanation:
Indian Space Research Organisation (ISRO) is set to launch the Amazonia – 1 onboard the Polar Satellite
Launch Vehicle (PSLV) as a primary payload by August 2020. Amazonia -1 is Brazil’s first satellite for Earth
observation – designed, assembled and tested in Brazil.
37. Lee Hsien Loong has become the Prime Minister of which country (July 2020)?
1) South Korea
2) Malaysia
3) Thailand
4) Hong Kong
5) Singapore
Answer – 5) Singapore
Explanation:
The Results of Singapore’s General Election 2020 were announced and the ruling Prime Minister Lee Hsien
Loong’s People’s Action Party (PAP) won the election winning 83 seats out of 93 contested and Lee Hsien
Loong was reinstated as the Prime Minister of Singapore.
38. The 2018 tiger census of which country entered into Guinness Record book as the largest
camera trap wildlife survey in the world?
1) India
2) Sri Lanka
3) Brazil
4) France
5) Uganda
Answer – 1) India

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Explanation:
4th edition of India’s 2018 Tiger census sets new Guinness World Record for being largest camera trap
wildlife survey because the census had installed more cameras to monitor the tigers as compared to other
countries. As per the census, in 2018, India had doubled the tiger population before 4 years of the target
year, 2022 through the Sankalp Se Siddhi programme. As of now 75 per cent of the global tiger population
are in India.
39. Which Indian organization was conferred with ‘Development Marketplace Award 2020’ from
World Bank Group and Sexual Violence Research Initiative (SVRI)?
1) RAHI Foundation
2) Institute for Human Development
3) Indian Cancer Society
4) Citizens Foundation India
5) Indiability Foundation
Answer – 2) Institute for Human Development
Explanation:
Institute for Human Development (IHD), an Indian non-profit institution conferred with ‘Development
Marketplace Award 2020: Innovations to Address Gender-Based Violence’ from World Bank Group and
Sexual Violence Research Initiative (SVRI) for the project alcohol, intimate partner violence and household
economy: an assessment of liquor ban in Bihar. Apart from India, other 8 non-profit organizations from
various countries have received this award.
40. Who authored the book titled ‘A Song of India’?

1) Salman Rushdie
2) Ruskin Bond
3) Vikram Seth
4) Arundhati Roy
5) Amitav Ghosh
Answer – 2) Ruskin Bond
Explanation:
The book titled ‘A Song of India’ authored by Ruskin Bond to be released on July 20, 2020, which will mark
the 70th year of the author’s literary career. The book is the 4th instalment in his memoir series (a written
record of a person’s own life and experiences). The book portrays his unknown life before he became a
successful author. It is published by Puffin Books, an imprint of Penguin Random House India.
41. Name the company which announced $10 Billion digitalization fund in India.
1) Facebook
2) Apple
3) Twitter
4) Google
5) IBM
Answer – 4) Google
Explanation:
Alphabet Inc. Chief Executive Officer Sundar Pichai announced an investment of $10 billion (Rs 75,000
crore) in India through the “Google for India Digitisation Fund” which will be utilized in another five to
seven years to digitize the Indian Economy. The fund will be used to accelerate Google’s effort through a
mix of Investments, partnerships, operations, infrastructure, and ecosystem investments.
42. Who has been named as recipient of the 2020 Von Karman Award by International Academy of
Astronautics (IAA)?
1) Jayant Narlikar
2) A S Kiran Kumar
3) Kailasavadivoo Sivan

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4) G. Madhavan Nair
5) Satheesh Reddy
Answer – 3) Kailasavadivoo Sivan
Explanation:
The International Academy of Astronautics (IAA) has announced Dr. Kailasavadivoo Sivan, Chief of Indian
Space Research Organization (ISRO) as the recipient of the 2020 Von Karman Award, the highest distinction
of the IAA. The award will be presented to Dr. K. Sivan in March 2021 at Paris. He is the 3rd Indian to receive
the award.
43. Which state’s Mukhyamantri (Chief Minister) Darpan portal & mobile app has received the Elites
Excellence Awards 2020 presented by the Elites Technomedia?
1) Chhattisgarh
2) Goa
4) Punjab
5) Maharashtra
Answer – 1) Chhattisgarh
Explanation:
The Chief Minister (Mukhyamantri) Darpan Portal and Mobile app, which contains the details of the
schemes of the Government of Chhattisgarh like Suraji Gaon Yojana received the Elites Excellence Awards
2020 under the government category for the innovation for monitoring important schemes of the
government by the IT institution Elites Technomedia under the Digital India Initiative. The portal and the
mobile application for the Chief Minister (Mukhyamantri) Darpan was developed by the Chhattisgarh
Infotech Promotion Society (CHiPS).
44. Name the state which has launched ‘BLUIS’ to use space technology & AI to monitor government
lands.
1) Jharkhand
2) Odisha
3) Telangana
4) Haryana
5) Uttar Pradesh
Explanation:
The Chief Minister of Odisha, Naveen Patnaik, launched the Bhubaneswar Land Use Intelligence System
(BLUIS), a flagship development of the General Administration and Public grievances departments. Odisha
becomes the first state in India to use high resolution satellite imagery utilizing space technology and
artificial intelligence to monitor government lands.
45. PM Modi addressed the inaugural session of 3-day virtual India Global week 2020 organized in
which country?
1) United States
2) Germany
3) Bangladesh
4) New Zealand
5) United Kingdom
Answer – 5) United Kingdom
Explanation:
Prime Minister (PM) Shri Narendra Modi has addressed the inaugural session of 3-day (July 9 – July 11)
virtual India Global week 2020 based on the theme ‘Be The Revival: India and a Better New World’
organized in UK (United Kingdom) by India Inc. Group, the UK-headquartered media house with the aim to
connect global leaders and captains of industry to discuss aspects relating to opportunities in India as well
as the global economic revival post-coronavirus (COVID-19).

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46. Indian railways’ 1st cable-stayed rail bridge ‘Anji Khad bridge’ is located in which state/UT?
1) Puducherry
2) Chhattisgarh
3) Madhya Pradesh
4) Jammu & Kashmir
5) Maharashtra
Answer – 4) Jammu & Kashmir
Explanation:
The Minister of Railways, Piyush Vedprakash Goyal, has announced that the India’s first cable-stayed Indian
Railways bridge namely “Anji Khad Bridge” being developed by Konkan Railway Corporation Limited
(KRCL), a Government of India undertaking, is all set to connect Katra and Reasi in Jammu and Kashmir
(J&K). The Bridge crosses the Chenab River. The cable-stayed railway bridge is a part of the Udhampur-
Srinagar-Baramulla Rail Link (USBRL) project, which passes through the Young Himalayas. Notably, the
USBRL project also involves the Chenab river bridge. The Chenab Bridge once completed, will become the
world’s highest rail bridge.
47. Find the state which planned to upgrade Poba reserve forest into Wildlife sanctuary?
1) Karnataka
2) Assam
3) Gujarat
4) Punjab
5) Goa
Answer – 2) Assam
Explanation:
The Chief Minister (CM) of Assam, Sarbananda Sonowal has announced the upgradation of Poba Reserve
Forest, a vital biodiversity hotspot in Dhemaji district of Assam, as a wildlife sanctuary. The announcement
was made during a meeting with senior officials of Lakhimpur, Dhemaji and Majuli districts at Jonai.
48. Name the person who has been appointed as the new vice-president of Asian Development Bank
(ADB).
1) Ashok Lavasa
2) Anil Kishora
3) Gita Gopinath
5) Diwakar Gupta
Answer - 1) Ashok Lavasa
Explanation:
The Asian Development Bank (ADB) has appointed Ashok Lavasa as its Vice-President for Private Sector
Operations and Public–Private Partnerships, who is currently serving as one of the Election Commissioners
of India (since January 2018). He will succeed Diwakar Gupta, whose term will end on 31 August, 2020.
49. Which airport introduced India’s 1st fully contactless car parking?
1) Indira Gandhi International Airport
2) Chattrapati Shivaji International Airport
3) Kushok Bakula Rimpochee Airport
4) Rajiv Gandhi International Airport
5) Veer Savarkar International Airport
Answer – 4) Rajiv Gandhi International Airport
Explanation:
The GMR Hyderabad International Airport (GHIAL), introduced India’s first ever fully contactless airport
car parking with contact less toll transaction for their passengers and visitors in Rajiv Gandhi International
Airport (RGIA) to provide a safe airport amid COVID-19. The NETC FASTag Car Park is a part of the “One
Nation One Tag” – NETC FASTag programme of Indian Government.

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50. Central government plans to increase public health expenditure to ______% of GDP by 2025.
1) 2.5
2) 1.25
3) 3
4) 5
5) 1
Answer – 1) 2.5
Explanation:
In a meeting with the 15th Finance Commission the Union Health Minister Harsh Vardhan highlighted that
the government aims to gradually increase the public health expenditure to 2.5% of Gross Domestic
Product(GDP) by 2025. The government under the Ayushman Bharat programme proposes to establish 1.5
lakh health and wellness centers by 2022.
51. The Drug Controller General of India (DCGI) has given approval to India’s first fully indigenously
developed vaccine against _______ (July 2020).
1) Pneumonia
2) Cancer
3) Swine flu
4) Dengue
5) AIDS
Answer – 1) Pneumonia
Explanation:
The Ministry of Health and Family Welfare (MoHFW) informed that, the Drug Controller General of India
(DCGI) has given approval to India’s first fully indigenously developed vaccine against pneumonia,
Pneumococcal Polysaccharide Conjugate Vaccine. The vaccine has been developed by M/s. Serum Institute
of India Pvt. Ltd, Pune. DCGI has also granted permission to manufacture the vaccine domestically.
52. Union MoS (I/C) shipping Mansukh Mandaviya inaugurated 1st container ship from Kolkata port
(West Bengal) to Agartala (Tripura), through Chattogram port of which country?
1) Pakistan
2) Bangladesh
3) Japan
4) Nepal
5) Bhutan
Answer – 2) Bangladesh
Explanation:
Union Minister of State for Shipping (I/C) Mansukh Mandaviya flagged off the first trial container ship from
Kolkata (West Bengal) to Agartala (Tripura) through Chattogram Port of Bangladesh in a virtual ceremony.
This will not only provide an alternative and shorter route for India to connect its North East Region (NER)
through Bangladesh but will also further boost India-Bangladesh maritime relations.
53. Which state government has inaugurated ‘Smriti Van’ on the occasion of Harela festival?
1) Uttarakhand
3) Meghalaya
4) Goa
5) Sikkim
Explanation:
Uttarakhand Chief Minister (CM) Trivendra Singh Rawat inaugurated ‘Smriti Van’ at Asthal village of
Dehradun district in memory of late Jeet Singh Negi, famous folk singer of the state on the occasion of
Harela festival.

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54. Who among the following are the laureates of Nelson Mandela Prize 2020?
1) Marianna Vardinoyannis
2) Morissana Kouyaté
3) Volkan Bozkir
4) Both 1) and 2)
5) Both 1) and 3)
Explanation:
Tijjani Muhammad-Bande, The President of United Nations General Assembly announced that Marianna
Vardinoyannis, of Greece, and Doctor Morissana Kouyaté, of Guinea will receive the 2020 Nelson Mandela
Prize. They will be recognized in the virtual ceremony on 20th July 2020.
55. India planned to create its first overseas oil stockpile in which country?
1) United States
2) Germany
3) Russia
4) Iceland
5) Maldives
Explanation:
The U.S. Department of Energy (DOE) and the Indian Ministry of Petroleum and Natural Gas signed MOU to
begin cooperation on Strategic Petroleum Reserves operation and maintenance, including exchange of
information and best practices. This MoU was based on a proposal from the US after the recent historic drop
in oil prices during the coronavirus pandemic. It is to be noted that for the first time, India, the world’s
third-largest oil guzzler, is planning to create an emergency reserve of oil in the U.S. Strategic Petroleum
Reserve to take advantage of low prices and to increase its strategic oil stockpile.
56. Which country is going to host 22nd edition of FIFA men’s football world cup 2022?
1) Qatar
2) France
3) Kuwait
4) Russia
5) UAE
Answer – 1) Qatar
Explanation:
Federation Internationale de Football Association (FIFA) informed that the 2022 World cup tournament is
to be inaugurate at Qatar’s Al Bayt Stadium (or) Al Khor Stadium (November 21 – December 18). Men’s
2022 FIFA World Cup is scheduled to be the 22nd edition of the FIFA World Cup. Final match will be held at
Lusail Stadium. Host country will be Qatar.
57. Name the 1st West Asian & Arab Nation which launched space mission to mars (named ‘Hope’ or
‘Al-Amal’)?
1) UAE
2) Bahrain
3) Lebanon
4) Saudi Arabia
5) Comoros
Answer – 1) UAE
Explanation:
United Arab Emirates (UAE) became the first West Asian and Arab nation to embark on a first-ever
interplanetary space mission to Mars (Red Planet) namely “Hope Probe mission” from Tanegashima Space
Centre, off the coast of Kyushu, Japan atop a Mitsubishi Heavy Industries H-IIA rocket. Also known as Al-

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Amal or Emirates Mars Mission, this $200 million mission will be the first to study both Martian climate viz.
diurnal (daily) and seasonal cycles.
58. ‘Tangams’ are the critically endangered group belongs to which state?
1) Meghalaya
3) Manipur
4) Sikkim
5) Himachal Pradesh
Explanation:
The book titled The Tangams: An Ethnolinguistic Study of the Critically Endangered Group of Arunachal
Pradesh was released by Prema Khandu, the Chief Minister of Arunachal Pradesh. The book is published by
Centre for Endangered Languages (CFEL), Rajiv Gandhi University and Himalayan Publishers, New Delhi.
59. CS Seshadri who passed away in July 2020 is a renowned _________.

1) Historian
2) Mathematician
3) English Scholar
4) Virologist
5) Physician
Answer – 2) Mathematician
Explanation:
Padma Bhushan Awardee & Renowned Mathematician, Conjeevaram Srirangachari (C.S.) Seshadri passed
away at 88 in Chennai, Tamil Nadu. He was the founder of the Chennai Mathematical Institute(CMI). He is
known for his work in algebraic geometry. He was born on February 29th, 1932, in Kanchipuram, Tamil
Nadu.
60. Who heads the Investment Clearance Cell (ICC) set up by Ministry of civil aviation for assistance
and clearance of proposals in domestic civil aviation industry (July 2020)?
1) Gargi Kaul
2) Sateesh Reddy
3) Sanjeevanee Kutty
4) Amber Dubey
5) Rajiv Gauba
Answer – 4) Amber Dubey
Explanation:
The Ministry of Civil Aviation(MoCA) has set up the Investment Clearance Cell (ICC) under the
chairmanship of Amber Dubey, joint secretary, Ministry of Civil Aviation.ICC is a single window clearance
mechanism for assistance and clearance of investment proposals in the domestic aviation industry.
61. ANASIS-II is the 1st military communication satellite of which country?

1) UAE
2) South Korea
3) Iran
4) Brazil
5) Thailand
Answer - 2) South Korea
Explanation:
South Korea launched its first military communications satellite, Army/Navy/Air Force Satellite
Information System 2 (ANASIS-II). The satellite was deployed into a geostationary transfer orbit (GTO) by a
Falcon 9 rocket developed by US space firm SpaceX. It was lifted off from the Cape Canaveral Air Force
Station in the US state of Florida. ANASIS-II is SpaceX’s 1st geostationary transfer orbit (GTO) mission of

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2020. As part of a package for Lockheed Martin’s F-35A combat aircraft, South Korea’s Defense Acquisition
Program Administration(DAPA) contracted with Lockheed Martin for the satellite. Lockheed Martin then
subcontracted the construction of the satellite to Airbus Defence and Space.
62. Indian Navy carried out Passage Exercise (PASSEX) with navy of which country near the
Andaman and Nicobar Islands (July 2020)?
1) Maldives
2) United States
3) Singapore
4) Sri Lanka
5) Australia
Explanation:
Indian Navy undertook a short joint naval Passage Exercise (PASSEX) with the United States (US) Navy near
the Andaman and Nicobar (A&N) islands in the Indian Ocean Region (IOR) to conduct maritime drills,
against the backdrop of the India-China border standoff in Ladakh. Both naval forces conducted high-end
exercises designed to maximize training and interoperability, including air defense. US was represented by
US Navy carrier strike group which was led by USS (United States Ship) Nimitz (CVN 68), a nuclear-
powered World’s largest aircraft carrier USS Nimitz and consisted of Ticonderoga-class guided missile
cruiser USS Princeton (CG 59), Arleigh Burke-class guided missile destroyers USS Sterett (DDG 104) and
USS Ralph Johnson (DDG 114).
63. Lalji Tandon who passed away recently served as the governor of which state?
1) Madhya Pradesh
2) Bihar
3) Uttar Pradesh
4) Both 1) and 2)
5) All the 1), 2) & 3)
Explanation:
Madhya Pradesh (MP) Governor Shri Lalji Tandon, who was admitted in Medanta hospital, in Uttar Pradesh,
Lucknow, had passed away at the age of 85. He was diagnosed to have chronic liver disease and breathing
problems and put on severe medical ailment. He was born on 12, April 1935, in Lucknow, Uttar Pradesh. He
served as the 28th Governor of Bihar between 23rd August 2018 to 28th July 2019.
64. Which country signed EPC agreement with Pakistan for 700MW Azad Pattan hydel power project
on Jhelum river.
1) Russia
2) Afghanistan
3) United States
4) North Korea
5) China
Answer – 5) China
Explanation:
Pakistan and Gezhouba Group Company Limited of China signed an Engineer Procurement and Contract
(EPC) agreement for the 700 MW Azad Pattan Hydel Power Project on Jhelum River in the Sudhnoti District
of Pakistan occupied Kashmir (PoK). Imran Khan, Prime Minister of Pakistan witnessed the signing in a
ceremony in Islamabad. This 1.5 billion USD project is a 2nd power project under the China Pakistan
Economic Corridor (CPEC).
65. ‘Great Prophet 14’ is the military exercise conducted by which country?
1) Kuwait
2) UAE

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3) Iraq
4) Iran
5) Egypt
Answer – 4) Iran
Explanation:
Iran’s Islamic Revolutionary Guard Corps (IRGC), a paramilitary force, launched the underground ballistic
missiles from the depths of the Earth for the 1st time in a completely camouflaged way during the last day of
‘Great Prophet 14’ (code name- “Payambar e Azam 14”) military exercise near Gulf waters.
66. Which Indian chess player finished 2nd in grandmaster triathlon tournament at 53rd Biel
International chess festival?
1) P. Harikrishna
2) Koneru Humpy
3) Baskaran Adhiban
4) Krishnan Sasikiran
5) Harika Dronavalli
Answer - 1) P. Harikrishna
Explanation:
Indian Grandmaster P. Harikrishna finished overall second spot in the Grandmaster Triathlon Tournament
at 53rd Biel International Chess Festival which took place in Biel/Bienne, Switzerland. Poland’s Radoslaw
Wotjaszek finished first in the Biel Chess Festival. The Grandmaster Triathlon Tournament consists of three
rounds of chess competition – Classical, Rapid & Blitz and it is part of Biel Chess Festival. He grabbed the top
spot in Accentus Chess960, another separate tournament which was held in the Biel International Chess
Festival 2020.
67. Who has been appointed as the MD&CEO of SBI general insurance company?
1) Prakash Chandra Kandpal
2) Pushan Mahapatra
3) Devesh Srivastava
4) V Ramasamy
5) A K Das
Answer – 1) Prakash Chandra Kandpal
Explanation:
Non-life insurer SBI General Insurance Company Limited announced that it has appointed Prakash Chandra
(P C) Kandpal as its Managing Director(MD) and Chief Executive Officer(CEO), effective from July 20. He
succeeds Pushan Mahapatra, who has been appointed as a director (strategic investments & digital
initiatives), effective from 18th July, 2020.
68. Find the person who has become the first recipient of Gulbenkian prize for humanity.
1) Greta Thunberg
2) Xiye Bastida
3) Kallan Benson
4) John Paul Jose
5) Lilly Platt
Answer – 1) Greta Thunberg
Explanation:
A 17 years old climate activist from Sweden namely Greta Thunberg became the first recipient of the
inaugural (1st edition) Gulbenkian Prize for Humanity, awarded by Calouste Gulbenkian Foundation. The
award in the amount 1 million euro ($1.15 million) recognized her ability to mobilize younger generations
for the cause of climate change.

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69. The 3rd unit of Kakrapar atomic power project has become India’s 1st 700 MW unit to achieve
criticality. Where does the Kakrapar atomic power plant located?
1) Gujarat
2) Maharashtra
3) Haryana
4) Tamil Nadu
5) Punjab
Explanation:
The Nuclear Power Corporation of India Limited (NPCIL) announced that, Unit-3 of Kakrapar Atomic Power
Project (KAPP-3), India’s First 700 MWe (megawatt electric) and indigenously developed Pressurized
Heavy Water Reactor (PHWR) in Surat, Gujarat achieved its first criticality – initiation of controlled and
sustained nuclear fission reaction on 22nd July 2020 (Wednesday).
70. Which is the 1st Indian company to reach the market Capitalization of Rs 13 lakh crore (48th in
world)?
1) Reliance Industries Limited
2) HDFC Bank
3) Bharti Airtel
4) Tata Consultancy Services
5) Hindustan Unilever Limited
Answer – 1) Reliance Industries Limited
Explanation:
As stock market data, Reliance Industries Limited (RIL) becomes the 1st Indian company to reach Market
Capitalisation (m-cap) of Rs 13 lakh crore. It becomes the world’s 48th largest company by m-cap, ahead of
Abbott Labs, Oracle, Chevron and Unilever. It also crossed the stock price of Rs 2000 for the 1st time.
Globally, Saudi Aramco is the company with the highest market cap of $1.7 trillion, followed by Apple,
Microsoft, Amazon, and Alphabet. Reliance is the 10th highest m-cap company in Asia. China’s Alibaba
Group is ranked 7th globally.
71. What is the Maternal Mortality Ratio (MMR) in India in 2016-18 as per report released by Office
of the Registrar General’s Sample Registration System (SRS)?
1) 121
2) 139
3) 147
4) 113
5) 105
Answer - 4) 113
Explanation:
In accordance with the “Special Bulletin on Maternal Mortality in India 2016-18”, released by the Office of
the Registrar General’s Sample Registration System (SRS), the Maternal Mortality Ratio (MMR) in India has
declined to 113 in 2016-18 from 122 in 2015-17 and 130 in 2014-2016 and almost 100 deaths lesser than
in the period of 2007-2009.
72. Which bank joined hands with Green Climate Fund (GCF) towards ‘green recovery’ on the
impacts of COVID-19 disease?
4) World Bank (WB)
5) None of these
Answer – 3) Asian Development Bank (ADB)

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Explanation:
The Asian Development Bank (ADB) and the Green Climate Fund (GCF) agreed to partner toward the
“Green Recovery”. This is to help hands for the people who are facing the harsh economic impact due to
COVID-19 pandemic. They agreed to strengthen collaboration on non-sovereign operations while ensuring
GCF’s processes are as flexible as possible to foster at-scale financing. ABD has offered a support package of
USD 20 billion for COVID-19.
73. Which edition of world’s largest Global Fintech Festival was organized by Payments Council of
India (PCI) and Fintech Convergence Council (FCC) on theme “Fintech: With and Beyond COVID”?
1) 2nd
2) 5th
3) 1st
4) 4th
5) 7th
Answer – 3) 1st
Explanation:
The 1st edition of two days long (July 22-23, 2020) world’s largest Global Fintech Fest (GFF) was held
virtually, which was organized by Payments Council of India (PCI) and Fintech Convergence Council (FCC)
at National Payments Corporation of India (NPCI) under the theme “Fintech: With and Beyond COVID”. The
aim of the fest was to bring together the global FinTech and Banking, financial services and insurance
(BFSI) sector.
74. The Reserve Bank of India publicized the “Report of the Committee for Analysis of QR Code”
recently. Who chaired the committee?
1) Deepak B. Phatak
2) Arvind Kumar
3) Sunil Mehta
4) AS Ramasastri
5) Dilip Asbe
Answer – 1) Deepak B. Phatak
Explanation:
Reserve Bank of India (RBI) publicized the “Report of the Committee for Analysis of QR (Quick Response)
Code” under the chairmanship of Prof. Deepak B. Phatak on its website for comments / suggestions of
various industry players currently involved in or associated with the use of QR codes before August 10,
2020.
75. Who has been appointed as the MD&CEO of Indian Overseas Bank (IOB)?
1) Partha Pratim Sengupta
2) Subramanian Sundar
3) Karnam Sekar
4) M Chidambaram
5) T. C. A Ranganathan
Answer – 1) Partha Pratim Sengupta
Explanation:
Indian Overseas Bank (IOB) has appointed Mr. Partha Pratim Sengupta as its new Managing Director (MD)
and Chief Executive Officer (CEO), and his tenure ends by December 31, 2022 or until further orders. He
succeeds Karnam Sekar who was retired on June 30, 2020.
76. Which country builds world’s first electrified rail tunnel that fits double stack containers?
1) United Kingdom
2) India
3) China
4) United States

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5) Russia
Answer – 2) India
Explanation:
India builds one kilometer (km) long World’s first electrified rail tunnel that fits double stack containers. It
cuts through Aravalli mountain on the Western Dedicated Freight Corridor (WDFC) near Sohna, Haryana.
The project is implemented by the DFCCIL (Dedicated Freight Corridor Corporation of India Limited).
77. As per RBI financial stability report, Gross NPA of bank may rise to _____ by March 2021.
1) 6.25%
2) 14.75%
3) 8.5%
4) 12.5%
5) 5.5%
Answer – 4) 12.5%
Explanation:
In accordance with the 21st issue of Financial Stability Report (FSR), July 2020 by Reserve Bank of India
(RBI) released on July 24, 2020, the gross nonperforming assets (GNPA) ratio of all scheduled commercial
banks (SCBs) may increase from 8.5% in March 2020 to 12.5% by March 2021 under the baseline scenario;
the ratio may escalate to 14.7% under a very severely stressed scenario.
78. What is India’s rank among countries that have gained in forest areas during 2010-2020, as per
global Forest Resources Assessment (FRA) 2020 released by the Food and Agriculture Organization
(FAO)?
1) 4th
2) 5th
3) 1st
4) 2nd
5) 3rd
Answer – 5) 3rd
Explanation:
In accordance with the latest Global Forest Resources Assessment (FRA) 2020 brought out by the Food and
Agriculture Organization (FAO) of the United Nations (UN), India has ranked 3rd among the top 10
countries that have gained in forest areas during 2010-2020. FRA 2020 examined the status of, and trends
in, more than 60 forest-related variables in 236 countries and territories in the period 1990–2020. India
reported 0.38% annual gain in forest, or 266,000 ha of forest increase every year at an average. It’s
naturally regenerating forest rate was also 0.38% in 2010-20.
Top ten countries for average annual net gain in forest area, 2010–2020
Rank Country
3 India
1 China
2 Australia
79. The 1st five of 36 Rafale fighter jets from France landed at which airbase station of Indian Air
Force?
1) Adampur AFS
2) Ambala AFS
3) Amritsar AFS
4) Awantipur AFS
5) Chandigarh AFS
Answer – 2) Ambala AFS

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Explanation:
Forty-six months after the €7.87 bn (Rs 59,000 crore) Inter-Governmental Agreement (IGA), that was
signed between India and France in September 2016, the first five of 36 Rafale fighter jets, from France
were landed in Ambala in Haryana after covering a distance of nearly 8500 km to join the Indian Air Force
(IAF). The five aircraft include two twin seater trainer aircraft and three single seat fighter aircraft. These
fighter jets are manufactured with 13 India Specific Enhancements (ISE), by Dassault Aviation, a french
company.
80. Which state is going to host 4th edition of Khelo India Youth Games (KIYG) in 2021?
1) Haryana
2) Assam
3) Maharashtra
4) Gujarat
5) Chhattisgarh
Answer – 1) Haryana
Explanation:
The Minister of State of Youth Affairs and Sports, Kiren Rijiju and Haryana Chief Minister, Manohar Lal
Khattar announced that Haryana will host the 4th edition of Khelo India Youth Games (KIYG) in 2021
through video conference. The Games will be held in Panchkula in Haryana. Star Sports will be the Official
Broadcast Partner like the previous year. The games will take place after the 2021 Tokyo Olympics.
81. Who authored the book titled “The India Way: Strategies for an Uncertain World”?
1) S Jaishankar
2) Narendra Modi
3) Ram Nath Kovind
4) Venkaiah Naidu
5) Arun Jaitley
Answer – 1) S Jaishankar
Explanation:
The India Way: Strategies for an Uncertain World, a book authored by External Affairs Minister Dr. S
Jaishankar, argues about the standards of India in the global order. The book was published under the
HarperCollins India publications. The book centers about the three burdens that India’s foreign policy
carries.
82. Name the person who written the book named “Quest for Restoring Financial Stability in India”.
1) B.P. Kanungo
2) M. K. Jain
3) Viral V. Acharya
4) N. S. Vishwanathan
5) Shaktikanta Das
Answer – 3) Viral V. Acharya
Explanation:
The book titled “Quest for Restoring Financial Stability in India” authored by former Reserve Bank of
India(RBI) deputy governor Viral V. Acharya. The book portrays his quest to restore financial stability in
India and offers a concrete plan for sustained improvement. The book is published by SAGE Publications
India Pvt Ltd.
83. Name the India’s first Solar Powered ferry which has won 1st ‘Gussies’ electric boat awards
(‘Gustave Trouvé Award).
1) Aditya
2) Vamsi
3) Danush
4) Prahaar

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5) Jeevan
Answer – 1) Aditya
Explanation:
The plugboats.com announced the winners of the 1st ‘Gussies’ electric boat awards officially known as
‘Gustave Trouvé Award for Excellence in Boats and Boating’. “Aditya”, India’s first & largest Solar Powered
ferry, won the Gustave Trouvé Award under the Excellence in Electric Boats Designed for Paying
Passengers category. Aditya built by Navalt Solar and Electric Boats is operating under the Kerala State
Water Transport Department (KSWTD). The ferry was designed by the Department of Ship Technology,
Cochin University of Science and Technology.
84. Which district tops NITI Aayog’s overall delta ranking of aspirational districts for February-June
2020?
1) Nawada, Bihar
2) Bahraich, Uttar Pradesh
3) Ri-Bhoi, Meghalaya
4) Bijapur, Chhattisgarh
5) Moga, Punjab
Answer – 4) Bijapur, Chhattisgarh
Explanation:
In accordance with the delta rankings for aspirational districts by government think-tank NITI (National
Institution for Transforming India) Aayog, Bijapur district in Chhattisgarh has topped the list of aspirational
districts in Overall Delta Ranking for the February-June 2020 period. Bijapur has been followed by Ri-Bhoi
(Meghalaya) and Bahraich (Uttar Pradesh) at 2nd and 3rd positions respectively. The delta rankings for
aspirational districts considers an incremental progress in five developmental areas viz. Health and
Nutrition, Education, Agriculture and Water Resources, Financial Inclusion & Skill Development and Basic
Infrastructure.
Top 5 Aspirational Districts in Overall Delta Ranking (Feb-June 2020)
Rank District
1 Bijapur (Chhattisgarh)
2 Ri-Bhoi (Meghalaya)
3 Bahraich (Uttar Pradesh)
85. Name the country which reconstructed 300-year-old Sree Sree Joy Kali Matar temple with Indian
assistance.
1) Bhutan
2) Pakistan
3) Nepal
4) Sri Lanka
5) Bangladesh
Explanation:
Reconstruction of a 300-year-old temple, Sree Sree Joy Kali Matar temple began in Natore, Bangladesh with
Indian assistance. The Indian High Commissioner Riva Ganguly Das inaugurated the event virtually. The
High Commission of India in Bangladesh added that an MoU for the reconstruction of the temple at
Lalbazar, Natore was signed on 23 October 2016.
86. Who has been re-elected for 2nd term as the president of Asian Infrastructure Investment Bank
(AIIB) (with effect from Jan 16, 2021)?
1) Andrey Kruglov
2) Adel AlHosani
3) Muhammad Aslam

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4) Dinanath Dubhashi
5) Jin Liqun
Answer – 5) Jin Liqun
Explanation:
During the 5th annual meeting of Board of Governors of Asian Infrastructure Investment Bank (AIIB), Jin
Liqun was elected President of AIIB for a second five-year term commencing January 16, 2021. The election
result was announced by chair of AIIB’s Board of Governors, Liu Kun, who is a Minister of Finance, People’s
Republic of China. Under President Jin’s leadership, AIIB has grown from 57 founding members to 103
approved members from around the world.
87. Narendra Modi along with Pravind Jugnauth inaugurated the supreme court building of which
country (July 2020)?
1) Mauritius
2) Maldives
3) Nepal
4) Bangladesh
5) Sri Lanka
Answer – 1) Mauritius
Explanation:
Prime Minister Narendra Modi along with his Mauritian counterpart Pravind Jugnauth jointly inaugurated
the new Supreme Court building of Mauritius in Port Louis through video conference. The Supreme Court
building has been constructed with Indian grant assistance of US$ 30 million and is the first India-assisted
infrastructure project within the capital city of Port Louis.
88. When was International tiger day observed annually?

1) April 5
2) May 12
3) June 16
4) August 15
5) July 29
Answer – 5) July 29
Explanation:
29th July is annually celebrated as International Tiger Day or the Global Tiger Day to create awareness
among the general public on the importance of tiger conservation and protection of their natural habitat
and to promote the resolution of the tiger range countries to double the tiger population by 2022. The first
Global Tiger Day was celebrated on 29th July 2011. The Global Tiger Day slogan for 2018,2019 and 2020 is
“Their Survival is in Our Hands”.
89. Somendra Nath Mitra who passed away in July 2020 is the former Lok Sabha MP from which
state?
1) Odisha
2) Maharashtra
3) West Bengal
4) Rajasthan
5) Uttar Pradesh
Answer – 3) West Bengal
Explanation:
President of West Bengal Pradesh Congress Committee, Somendra Nath Mitra died at the age of 78 in
Bellevue Hospital, Kolkata due to Kidney and heart ailments. He was born on 31st December 1941, Katorah,
Jessore, Bangladesh. He served as the member of the 15th Lok Sabha, elected from the Diamond Harbour
constituency in West Bengal state in 2009 as a Trinamool Congress candidate.

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90. The central government targets to achieve ______ % Gross Enrolment Ratio (GER) in higher
education by 2035.
1) 30%
2) 40%
3) 35%
4) 50%
5) 45%
Answer – 4) 50%
Explanation:
This new policy aligned to the Sustainable Development Goal (SDG)-4 of 2030 Agenda is aimed at
Universalization of Education from pre-school to secondary level with 100 % Gross Enrolment Ratio (GER)
in school education by 2030. Policy also aims to achieve 100% youth and adult literacy. GER in higher
education is to be raised to 50% by 2035 with the addition of 3.5 crore seats.
91. The government plans to increase the fund allocation of education sector to ______% of GDP.
1) 4%
2) 5%
3) 6%
4) 2%
5) 3%
Answer – 3) 6%
Explanation:
Union Cabinet chaired by the Prime Minister Narendra Modi approved the first education policy of the 21st
century i.e. National Education Policy (NEP) 2020 which has replaced 34 years old NPE, 1986. This was
announced by Union Minister of Information and Broadcasting Prakash Keshav Javadekar. With this, the
Ministry of Human Resource Development (MHRD) will officially be renamed the Ministry of Education
(MoE). It should be noted that from now onwards the education sector will get allocation of 6% of total
Gross Domestic Product (GDP).
92. Which world organization along with Pure Earth released the report titled “The Toxic Truth:
Children’s Exposure to Lead Pollution Undermines a Generation of Future Potential”?
4) Food and Agriculture Organization (FAO)
Answer - 3) United Nations Children’s Fund (UNICEF)
Explanation:
United Nations Children’s Fund (UNICEF) and Pure Earth, international non-profit organization authored
and published the first of kind report on the health crisis titled “The Toxic Truth: Children’s Exposure to
Lead Pollution Undermines a Generation of Future Potential” states that around lead poisoning affects large
number of children all across the globe. The report states that around 1 in every 3 that is around 800
million children across the world has the blood lead level above or at 5 micrograms per decilitre, the
amount at which action is required and Almost 50% of these children live in South Africa.
93. The India-Indonesia defence ministers dialogue was held at which city?
1) Jakarta
2) New Delhi
3) Mumbai
4) Bengaluru
5) Bekasi
Answer – 2) New Delhi

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Explanation:
Defence Minister of India, Shri Rajnath Singh and the Defence Minister General of Indonesia Mr. Prabowo
Subianto agree to expand the military ties during the Defence Minister’s dialogue held at New Delhi.
Objective: To expand the defence industries and military ties between two countries and to expand the
technology sharing.
94. Who authored the book named “Burnt Sugar” or “Girl in White Cotton”?
1) Suketu Mehta
2) Tulika Mehrotra
3) Rahul Mahajan
4) Avni Doshi
5) Kritika Pandey
Answer – 4) Avni Doshi
Explanation:
A debut novel ‘Burnt Sugar’ authored by Avni Doshi has been published in the United Kingdom (UK) and it
was one among the 13 authors longlisted for the prestigious 2020 Booker Prize. A version of the same novel
has been published in India under the title Girl in White Cotton.
95. Central government in collaboration with which world organization has decided to convert the
area of ravines in the region of Gwalior-Chambal belt of Madhya Pradesh into cultivable land?
2) World Bank
4) Organization for Economic Cooperation and Development
5) Food and Agriculture Organization
Answer – 2) World Bank
Explanation:
Narendra Singh Tomar, Union Minister of Agriculture and Farmers Welfare announced that the Central
Government in collaboration with the World Bank has decided to convert the area of ravines in the region
of Gwalior-Chambal belt of Madhya Pradesh into cultivable land. The decision was made through a virtual
meeting with Adarsh Kumar, representative of the World Bank.
96. Raneem El Welily who retired recently is associated with which sport?
1) Badminton
2) Tennis
3) Hockey
4) Squash
5) Cricket
Answer – 4) Squash
Explanation:
Raneem El Welily, the 31-year-old Egyptian Squash player and world’s top ranking (No.1) Women Squash
Player announced her retirement ending her 18 year sports career. Nouran Gohar of Egypt claims the No.1
ranking after the retirement of Welily.
97. Amadou Gon Coulibaly who passed away recently is the prime minister of which country?
1) Ivory Coast
2) Burkina Faso
3) Mali
4) Guinea
5) Liberia
Answer – 1) Ivory Coast

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Explanation:
Prime Minister Amadou Gon Coulibaly (61), the Presidential election candidate of Ivory Coast’s ruling party,
died on 8 July 2020 at Abidjan, Ivory Coast within a few days after returning from two months of treatment
in France.
98. What will be the mean average global temperature in next 5 years as per report “Global Annual
to Decadal Climate Update for 2020-2024” released by World Meteorological Organization (WMO)?
1) 2° Celsius
2) 1.5° Celsius
3) 2.5° Celsius
4) 3° Celsius
5) 3.5° Celsius
Answer – 2) 1.5° Celsius
Explanation:
The United Nations (UN) weather Agency, World Meteorological Organization (WMO) in its "Global Annual
to Decadal Climate Update for 2020-2024" has forecasted that the annual mean global temperature are
already at least 1 C higher now than during the period from 1850-1900 because of man-made greenhouse
emissions and there is a 20% chance that it will exceed 1.5 degrees Celsius (2.7 Fahrenheit) in at least one
year between 2020-2024. Overall, it is very likely to be within the range 0.91 – 1.59°C.
99. Which state’s Legal Service Authority and the high Court organized India’s 1st e-Lok Adalat?
1) Tamil Nadu
2) Goa
3) Assam
4) Chhattisgarh
5) Maharashtra
Explanation:
Chhattisgarh State Legal Service Authority and the high Court organized India’s first e-Lok Adalat to ensure
the administration of justice and to solve the financial crisis of the parties and lawyers amid COVID-19
pandemic. The high court Chief Justice P R Ramchandra Menon inaugurated the e-Lok Adalat through video
conferencing.
100. Which ministry released the ‘PRAGYATA’ Guidelines on Digital Education (July 2020)?
1) Human Resource Development Ministry
2) Sports Ministry
3) Finance Ministry
4) Commerce Ministry
5) Food Processing Industries Ministry
Answer – 1) Human Resource Development Ministry
Explanation:
Ramesh Pokhriyal ‘Nishank’, Union Minister of Human Resource Development (MoHRD) released the
PRAGYATA Guidelines on Digital Education, over a virtual platform from Delhi in the presence of Sanjay
Dhotre, Minister of State HRD. The guidelines were prepared by the Department of School Education &
Literacy of the Ministry of HRD.

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Top 100 Q&A PDF
Current Affairs Q&A PDF – June 2020

Top 100 Questions
1. What is the revised turnover limit of Medium enterprises as per approval of union cabinet
recently?
1) 100 crore
2) 150 crore
3) 50 crore
4) 250 crore
5) 200 crore
Explanation:
Union Cabinet has approved the upward revision of MSME definition and modalities/ road map for laying
down effective implementation mechanism under the Atmanirbhar Bharat Package. Following are the
revisions:
Category New Capital New Turnover Old Capital Old Turnover
Micro 1 Crore 5 Crore 25 Lakh 10 Lakh
Small 10 Crore 50 Crore 5 Crore 2 Crore
Medium 50 Crore 250 Crore 10 crore 5 Crore
2. Minister of Electronics and Information Technology Ravi Shankar Prasad launched a trilogy of
schemes namely “Electronics Manufacturing Scheme 2.0” recently. What is the outlay of the scheme?
1) Rs 10,000 crore
2) Rs 50,000 crore
3) Rs 20,000 crore
4) Rs 25,000 crore
5) Rs 70,000 crore
Answer – 2) Rs 50,000 crore
Explanation:
Minister of Electronics and Information Technology (MEITY) Ravi Shankar Prasad launched a trilogy (group
of three) of schemes namely “Electronics Manufacturing Scheme 2.0” with an outlay of Rs 50,000 crore
(approximately $7 billion) to boost electronic manufacturing in India. These will contribute in achieving a
USD 1 Trillion digital economy and a USD 5 Trillion GDP by 2025. Production Linked Incentive Scheme (PLI)
for Large Scale Electronics Manufacturing, Scheme for Promotion of Manufacturing of Electronic
Components and Semiconductors (SPECS) Modified Electronics Manufacturing Clusters (EMC 2.0) Scheme.
3. Which is the 1st Indian state to declare internet as fundamental right?

1) Maharashtra
2) Goa
3) Tamil Nadu
4) Kerala
5) Haryana
Explanation:
Kerala Chief Minister Pinarayi Vijayan announced on a Rs.1500 crore Kerala Fiber Optic Network(K-FON)
project executed by the association of Bharat Electronics Limited(BEL), RailTel Corporation (Public sector
companies) and SRIT and LS Cables (Private sector companies) to provide free internet access for the poor
by December 2020 and become the first state to declare the internet as a fundamental right of the citizen.

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4. Which is the 1st Indian state to declare internet as fundamental right?
1) Maharashtra
2) Goa
3) Tamil Nadu
4) Kerala
5) Haryana
Explanation:
Kerala Chief Minister Pinarayi Vijayan announced on a Rs.1500 crore Kerala Fiber Optic Network(K-FON)
project executed by the association of Bharat Electronics Limited(BEL), RailTel Corporation (Public sector
companies) and SRIT and LS Cables (Private sector companies) to provide free internet access for the poor
by December 2020 and become the first state to declare the internet as a fundamental right of the citizen.
5. Which ministry along with Human Resource Development ministry jointly launched student
internship programme named “TULIP”?
2) Ministry of Health and Family Affairs
3) Ministry of Social justice and Empowerment
4) Ministry of Housing and Urban Affairs
5) Ministry of Panchayat Raj
Answer – 4) Ministry of Housing and Urban Affairs
Explanation:
Ramesh Pokhriyal Nishank, the Union Minister of Human Resource Development (HRD) and Shri Hardeep S.
Puri, (Minister of State (MoS) for Housing & Urban Affairs, have jointly launched The Urban Learning
Internship Programme (TULIP) developed by All India Council for Technical Education (AICTE) with the
aim to provide internship opportunities to thousands of fresh graduates and engineers of the county under
the ‘Smart City’ projects.
6. which port trust was renamed as Syama Prasad Mukherjee Port Trust as approved by union
cabinet?
1) Mumbai Port Trust
2) Chennai Port Trust
3) Kolkata Port Trust
4) Cochin Port Trust
5) Jawaharlal Nehru Port Trust
Answer – 3) Kolkata Port Trust
Explanation:
The Union Cabinet has given its nod to rename Kolkata Port Trust as Syama Prasad Mukherjee Port Trust
on the lines of the announcement made by PM Narendra Modi on January 11, 2020 while marking the
150th-anniversary celebrations of the port trust. The Board of Trustees of Kolkata Port Trust also passed a
resolution for renaming the port in its meeting held on February 25, 2020.
7. What is the unemployment rate of India in accordance with annual Periodic Labour Force Survey
(PLFS) of National Statistical Office between July 2018 – June 2019?
1) 6.1%
2) 5.8%
3) 5.5%
4) 5.1%
5) 4.8%
Answer – 2) 5.8%
Explanation:
In accordance with the annual Periodic Labour Force Survey (PLFS) for [July 2018 – June 2019] of National
Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI), India’s

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unemployment rate fell between July 2018 and June 2019 to 5.8% from 6.1% during the same period of
2017-18 while the Indian economy grew 6.1% in 2018-19, slower than the 7% expansion recorded the year
before.
8. Name the country which proposed the name “Nisarga” to cyclone which hit part of India’s west
coast (Gujarat & Maharashtra).
1) India
2) Bangladesh
3) Thailand
4) Myanmar
5) Laos
Explanation:
Cyclone Nisarga, which intensified into a severe cyclonic storm in the Arabian Sea, expected to hit the coasts
of Gujarat, Maharashtra. Over coastal Maharashtra weakened into a Cyclonic Storm, dropped heavy rains
and winds gusting up to 120km (75 miles) per hour as a category 4 cyclone near the coastal city of Alibag
(Maharashtra). The name Nisarga was suggested by Bangladesh.
9. Which India state has highest number of tiger population in the country as per National Tiger
Conservation Authority (NTCA)?
1) Goa
2) Madhya Pradesh
3) Maharashtra
4) Uttar Pradesh
5) Gujarat
Explanation:
In accordance with the official data provided by National Tiger Conservation Authority (NTCA) as a reply to
RTI (right to information) query, 750 tigers have died in the country in the last eight years i.e. between
2012 and 2019 due to poaching and other causes. The state of Madhya Pradesh has topped these figures
with highest causalities at 173. 38 were due to poaching, 94 natural deaths, 19 under scrutiny, six due to the
unnatural causes and 16 seizures. Notably, Madhya Pradesh has the highest number of 526 tigers in the
country.
10. Which state/UT has launched India’s 1st “online waste management platform” recently.
1) Madhya Pradesh
2) West Bengal
3) Gujarat
4) Maharashtra
5) Andhra Pradesh
Explanation:
Andhra Pradesh(AP) Chief Minister YS Jagan Mohan Reddy launched India’s 1st “online waste management
platform” of Andhra Pradesh Environment Management Corporation(APEMC) on the occasion of World
Environment Day to ensure 100% safe disposal of industrial toxic wastes. The State Department of
Environmental Management, APEMC, will take over responsibility of the online platform.
11. Gairsain was declared as the summer capital of which state/UT?

1) Uttarakhand
2) Jammu & Kashmir
3) Haryana
4) Rajasthan
5) Andhra Pradesh

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Explanation:
Uttarakhand Governor Baby Rani Maurya approved the declaration of Bhararisen(Gairsain) in Chamoli
district as the state’s summer capital in compliance with the provisions of clause (3) of Article 348 of the
Constitution of India. Dehradun (the largest city) will remain the winter capital.
12. According to “Poonam Avlokkan” survey the population of the Asiatic lion at the Gir sanctuary
risen to 29% (approx.) in 5 years. The Gir national park is located in which state?
1) Gujarat
2) Maharashtra
3) Madhya Pradesh
4) Punjab
Explanation:
According to the “Poonam Avlokkan” survey the population of the Asiatic lion at the Gir sanctuary in Gujarat
has seen a commendable rise to approximately 29% (28.87%) from 27% in 2015 i.e their population went
from 523 in 2015 to 674 in 2020.
13. Central Board of Indirect Taxes and Customs (CBIC) has launched ‘Turant customs’ at Bengaluru
and Chennai recently. Who is the chairman of CBIC?
1) M Ajit Kumar
2) Sanjay Dutt
3) Rajnish Kumar
4) Rahul Chaudhry
5) PC Mody
Answer – 1) M Ajit Kumar
Explanation:
The Central Board of Indirect Taxes and Customs (CBIC) launched a flagship programme, “Turant customs”
at Bengaluru and Chennai with technological support for faster clearance of imported goods and for the
ease of doing business. CBIC Chairman– M Ajit Kumar.
14. Which state/UT government has renamed Environment ministry as ‘Environment and Climate
change’ ministry in June 2020?
1) Maharashtra
2) Madhya Pradesh
3) Haryana
4) Odisha
5) Uttarakhand
Explanation:
On the occasion of World Environment Day (June 05, 2020), the Maharashtra cabinet chaired by its Chief
Minister (CM) Uddhav Bal Thackeray has approved a proposal to rename the state’s Environment Ministry
as ‘Environment and Climate Change Ministry’ with the aim to play an active role in climate change
mitigation.
15. Which is the 1st country in the world that runs Double-Stack Container train in OHE electrified
region?
1) United States
2) Japan
3) India
4) China
5) Germany

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Answer – 3) India
Explanation:
Indian railways created a benchmark by setting a new world history on the successful running of the first Double-
decker Container Train with a contact wire of 7.57-metre height on its high reach pantograph in the high rise Over
Head Equipment (OHE) electrified territory on the western railway from Palanpur and Botad stations in Gujarat
16. Find the ministry which has launched YUKTI 2.0 platform?
2) Ministry of Health and Family Affairs
3) Ministry of Social justice and Empowerment
4) Ministry of Housing and Urban Affairs
5) Ministry of Human Resource Development
Answer – 5) Ministry of Human Resource Development
Explanation:
Ramesh Pokhriyal ‘Nishank’, The Union Minister of Human Resource Development, launched “YUKTI 2.0” –
(Young India combating COVID with Knowledge, Technology and Innovation 2.0), a platform to support the
startups incubated in the institutes of higher education over the virtual platform.
17. Name the portal which was launched by PM Modi to help the smaller MSMEs by resolving their
grievances and the complaints received on the portal.
1) GARUD
2) HOPE
3) CHAMPIONS
4) SARAS
5) YUKTI
Answer – 3) CHAMPIONS
Explanation:
Prime Minister (PM) Narendra Modi has launched CHAMPIONS (Creation and Harmonious Application of
Modern Processes for Increasing the Output and National Strength) to help the smaller MSMEs (Micro,
Small and Medium Enterprises) by resolving their grievances and the complaints received on the portal will
also be redressed within the prescribed limit.
18. Which state has adopted ‘Flatted Factory Model’ to ensure the availability of industrial land?
1) Gujarat
2) Tamil Nadu
3) Uttar Pradesh
4) Jammu & Kashmir
5) Maharashtra
Explanation:
The Uttar Pradesh State Industrial Development Authority (UPSIDA) of the Government of Uttar Pradesh
decided to adopt the scheme of Flatted Factory Model, to ensure the availability of industrial land which
means that non-polluting industries can operate in Multistoried buildings.
19. What is the percent increase in formal employment in India in 2019-20 compared to 2018-19 as
per EPFO payroll data?
1) 21.8%
2) 30.7%
3) 23.4%
4) 28.6%
5) 25.2%
Answer – 4) 28.6%

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Explanation:
According to the payroll data of EPFO (Employees’ Provident Fund Organization), an organization tasked to
assist the Central Board of Trustees, Employees’ Provident Fund, the formal employment in India saw a
28.6 % increase at 78.58 lakh in 2019-20 as compared to only 61.12 lakh added in 2018-19.
20. Which state has observed Mask day on June 18, 2020?
1) Karnataka
2) Tamil Nadu
3) Andhra Pradesh
4) Maharashtra
5) Gujarat
Explanation:
BS Yediyurappa, Chief Minister of Karnataka announced that Karnataka will observe 18th June 2020, as
“Mask Day” to create awareness to the general public on the importance of wearing a mask, using sanitizers,
washing hands and maintaining social distancing against COVID-19.
21. PM Narendra Modi has launched the two stage electronic auction of 41 coal blocks for
commercial mining recently. The e-auction was initiated by Coal ministry in association with which
organization?
1) Federation of Indian Chambers of Commerce & Industry (FICCI)
2) Electronic Component Industries Association (ELCINA)
3) National Association of Software and Services Companies (NASSCOM)
4) Confederation of Indian Industry (CII)
5) Associated Chambers of Commerce and Industry of India (ASSOCHAM)
Answer – 1) Federation of Indian Chambers of Commerce & Industry (FICCI)
Explanation:
On the lines of the announcement made by the Central government under the 20 Lakh crore Aatma Nirbhar
Bharat Abhiyan, on June 18, 2020, Prime Minister Narendra Modi has launched the two stage electronic
auction of 41 coal blocks for commercial mining through video-conference. The process of this e-auction
was initiated by the Ministry of Coal in association with FICCI as an industry partner under the provisions of
Coal Mines (Special Provisions) Act, 2015 and Mines and Minerals (Development and Regulation) Act, 1957.
It should be noted that this auction has opened India’s coal sector for private players.
22. As per India’s 1st report on climate crisis titled “Assessment of climate change over the Indian
region” prepared with the support of Earth science ministry, what is the increase in average
temperature of India during the period 1901-2018 (in °C)?
1) 0.7
2) 1.1
3) 4.4
4) 3.5
5) 2.8
Answer – 1) 0.7
Explanation:
India released its first national report on the state of the climate crisis titled “Assessment of climate change
over the Indian region” prepared with the support of the Ministry of Earth Science(MoES) and edited by the
scientists of the Indian Institute of Tropical Meteorology(IITM), Pune. Note: This report is published as an
open access book by Spring Nature. The average temperature of India has raised by 0.7 degree celsius in
1901 – 2018 due to the emission of greenhouse gases(GHG) and projected to rise by 2.7 degree Celsius by
2099 in the best care scenario and in the worst case scenario a rise will 4.4 degree Celsius.

Top 100 Q&A PDF
23. Which ministry has signed MoU with SIDBI to engage SIDBI as implementation agency for PM
SVANidhi?
2) Ministry of Finance
3) Ministry of Health and Family Welfare
4) Ministry of Housing & Urban Affairs
5) Ministry of Minority Affairs
Answer – 4) Ministry of Housing & Urban Affairs
Explanation:
Ministry of Housing & Urban Affairs (MoHUA) has inked Memorandum of Understanding (MoU) with Small
Industries Development Bank of India (SIDBI) to make latter as the implementation Agency for Prime
Minister Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) – a Special Micro-Credit Facility for Street
Vendors.
24. Raja Praba is the festival celebrated in which Indian state/UT?

1) Jharkhand
2) Odisha
3) Jammu & Kashmir
4) Ladakh
5) Bihar
Explanation:
Raja Praba of Odisha is a three-day festival during the mid-June (preferably starts from 14th June and ends
on 16th June) marking the beginning of monsoon. On this day people celebrate menstruation and
womanhood, based on the belief that mother earth menstruates for three days which is considered as a sign
of fertility.
25. Which IIT has partnered with United Nations’ World Food Programme (UN-WFP) India to offer
research-based solution to storage, supply of food grains?
1) IIT Madras
2) IIT Kanpur
3) IIT Delhi
4) IIT Mandi
5) IIT Calcutta
Answer – 3) IIT Delhi
Explanation:
The United Nations World Food Programme (WFP) India and Indian Institute of Technology (IIT) Delhi
have joined hands to support state and national governments in achieving food and nutrition security. The
overall objective of this partnership is to use advanced analytics and operations research to develop
practical solutions that support long term strategic planning of procurement, storage, and movement of
food grains by agencies such as the Food Corporation of India (FCI). It also focuses on to create cost-
effective supply chain networks for distribution of food grains under the Targeted Public Distribution
System (TPDS) at the state level.
26. What is the % increase in TB patients in 2019 when compared to 2018 as per “India TB Report
2020” released by Central TB Division of Ministry of Health and Family Welfare?
1) 10%
2) 12%
3) 13%
4) 14%
5) 11%
Answer – 4) 14%

Top 100 Q&A PDF
Explanation:
Ministry of Health and Family Welfare’s (MoHFW) Union Health Minister Dr Harsh Vardhan and its Minister
of State (MoS), Ashwini Kumar Choubey launched the Annual “India TB (Tuberculosis) Report 2020”
through a virtual event which is released by Central TB Division (CTD), MoHFW. The salient feature of 2020
report is that for the first time CTD introduced a quarterly ranking on TB elimination efforts by all the states
and UTs. In accordance with the report, there were around 24.04 lakh TB patients in 2019, a 14% increase
in as compared to the year 2018.
27. In accordance with cabinet approval the urban and multi-state cooperative banks will function
under the supervision of which organization?
1) Finance Commission (FC)
2) National Institution for Transforming India(NITI) Aayog
4) National Development Council (NDC)
5) Central Social Welfare Board (CSWB)
Answer – 3) Reserve Bank of India (RBI)
Explanation:
The Cabinet has approved an ordinance to bring nearly 1,482 urban and 58 multi state cooperative banks
under the Reserve Bank of India’s (RBI) supervision. Therefore, RBI’s power applied to scheduled banks,
will now apply for cooperative banks as well. This information has been revealed by Union Minister of
Information and Broadcasting Prakash Javadekar.
28. Tillari forest area which was declared as conservative reserve is located in which state?
1) Odisha
2) West Bengal
3) Gujarat
4) Maharashtra
5) Tamil Nadu
Answer - 4) Maharashtra
Explanation:
Maharashtra forest department declared the 29.53 square kilometre Tillari forest area in Dodamarg and
Sawantwadi range in coastal Sindhudurg district as a conservation reserve area. The Tilari ecosystem
breeds tiger population and serves as the source population for the Sahyadri tiger reserve.
29. Union cabinet has approved creation of which body to provide a level playing field for private
companies to use Indian space infrastructure.
1) IN-ISRo
2) IN-NSIl
3) IN-WSL
4) IN-SPACe
5) IN-PPP
Answer – 4) IN-SPACe
Explanation:
Recently, the Union Cabinet has approved the creation of the Indian National Space Promotion and
Authorization Centre (IN-SPACe) to provide a level playing field for private companies to use Indian space
infrastructure. This is part of reforms aimed at giving a boost to private sector participation in the entire
range of space activities.
30. Government has notified the new Floating Rate Savings Bonds, 2020 (Taxable) Scheme with
effect from July 1, 2020. Which organisation will issue these bonds?
1) Forward Market Commission of India
3) Insurance Regulatory and Development Authority of India

Top 100 Q&A PDF
4) Pension Fund Regulatory and Development Authority
Answer – 2) Reserve Bank of India
Explanation:
Government has notified the new Floating Rate Savings Bonds, 2020 (Taxable) Scheme in place of 7.75%
Savings (Taxable) Bonds, 2018, with effect from July 1, 2020. The 7.75% Savings (Taxable) Bonds, 2018
Scheme was ceased for subscription from the close of banking business on May 28, 2020. These bonds will
be issued by Reserve Bank India (RBI) on behalf of the Government of India (GoI). The Floating Rate Savings
Bonds, 2020 (Taxable) Scheme is going to issue a floating rate, taxable savings bond for an initial coupon of
7.15%, payable on January 1, 2021.
31. Which ministry is celebrating 2-week long ‘Sankalp Parva’ initiative of plantation of trees?
1) Ministry of Culture
2) Ministry of Skill Development and Entrepreneurship
3) Ministry of Human Resource Development
4) Ministry of Environment, Forest and Climate Change
5) Ministry of Micro, Small and Medium Enterprises
Answer – 1) Ministry of Culture
Explanation:
To enhance the Herbal Wealth of India and to support the clean and healthy environment, Union Ministry of
Culture is celebrating two week long Sankalp Parva from 28th June to 12 July 2020 wherein, the
Subordinate Offices, Academies, Attached Institutions, Affiliated Institutions of the ministry will plant trees
in its campus or at the surroundings wherever it is possible. This information has been revealed by Union
Minister of State (MoS) for Culture and Tourism (Independent charge) Prahlad Singh Mulayam Singh Patel.
The decision for tree plantation has been taken on the call of Prime Minister Narendra Modi, who has
identified 5 trees representing the herbal heritage of our country.
32. Name the state which develops India’s 1st Lichen Park with over 150 lichen species?
1) Manipur
2) Uttarakhand
4) Himachal Pradesh
5) Assam
Explanation:
The Forest Department of Uttarakhand has developed India’s First Lichen Park in Munsyari, Pithoragarh
district, Uttarakhand as a research centre with over 150 Lichen species – Jurassic Era plant which was
inaugurated on 27th June 2020, the development process of the 1.5 acres park began in 2019.
33. ‘COVID-19 Technology Access Pool’ (C-Tap) was launched by WHO for equal access to life-saving
technology around the world. How many countries supported C-Tap (till May 29, 2020)?
1) 56
2) 49
3) 42
4) 28
5) 35
Answer – 5) 35
Explanation:
The COVID-19 (Technology) Access Pool or C-TAP which was mooted by President Carlos Alvarado of Costa
Rica has been launched by the World Health Organization (WHO) during an event co-hosted by WHO and
Costa Rica on May 29, 2020 at Geneva, Switzerland. This was launched after 35 countries and multiple
international partners and institutions have signed for this pool to support it. Countries that have supported
C-TAP till May 29, 2020: 35.

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34. India along with 12 other countries lead the “Verified” initiative launched by the UN to fight
misinformation about COVID-19. What is the theme of “Verified”?
1) Commit, Space, Solution
2) Curb, Inform, Cure
3) Find, Curb, Inform
4) Science, Solidarity & Solution
5) Verify, Announce, Follow
Answer - 4) Science, Solidarity & Solution
Explanation:
India with 12 other countries lead the “Verified” initiative launched by the United Nations on 21st May
2020, to fight the spreading of misinformation about COVID-19 with fact-based accurate information. The
initiative is led by the United Nations Department of Global Communication (DGC) with an aim to provide
facts about COVID-19 in the digital space. This will provide information on three theme: Science, Solidarity,
Solution – to advocate for support to impacted population.
35. The Serum Institute of India has signed agreement with UNICEF & GAVI to supply Pneumococcal
Conjugate Vaccine (PCV) to low income countries. Where is SII located?
1) Pune
2) Gurugram
3) Hyderabad
4) Noida
5) New Delhi
Answer – 1) Pune
Explanation:
The Pune based Serum Institute of India (SII), leading manufacturer of immunobiological drugs and
vaccines signs a new supply agreement with United Nations Children’s Fund (UNICEF) and Vaccine alliance
Gavi’s procurement partner to supply Pneumococcal Conjugate Vaccine (PCV) to low income countries all
over the world.
36. India has joined an initiative namely Global Partnership on Artificial Intelligence (GPAI) recently
as a founding member. GPAI will be supported by Secretariat, to be hosted by which organisation?
2) World Health Organization (WHO)
3) United Nations Organization (UNO)
4) Organization for Economic Cooperation and Development (OECD)
Answer – 4) Organization for Economic Cooperation and Development (OECD)
Explanation:
India has joined the first-of-its-type initiative namely Global Partnership on Artificial Intelligence (GPAI) as
a founding member to support responsible and human-centric development and use of Artificial
Intelligence (AI). With this, India became the 15th founding member of GPAI which also include the United
States (US), the United Kingdom (UK), European Union (EU), Australia, Canada, France, Germany, Italy,
Japan, Mexico, New Zealand, Republic of Korea, Slovenia, and Singapore for launch of GPAI. GPAI will be
supported by a Secretariat, to be hosted by Organization for Economic Cooperation and Development
(OECD) in Paris, France as well as by two Centers of Expertise- one each in Montreal, Canada and Paris.
37. What will be the objective of India during its tenure in UNSC (2021-22)?
1) SORTS
2) NORMS
3) 3T
4) 5R
5) PICK
Answer – 2) NORMS

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Explanation:
India’s overall objective during this tenure in the UN Security Council will be the achievement of N.O.R.M.S:
New Orientation for a Reformed Multilateral System. India was elected unopposed for an 8th term as a non-
permanent member of the United Nations Security Council (UNSC) for two years (2021-22) starting January
2021 by gaining 184 votes in the 193-member General Assembly. Along with India, Mexico, Ireland and
Norway were also elected. India was the only candidate for the lone seat from the Asia-Pacific category.
India will serve as the president of the United Nation Security Council (15-Member) for the month of August
2021, which has been elected as a non-permanent member of the Security Council for two years (2021-22).
Following the English alphabetical order of the member states’ names, the presidency of the Council is held
by each of the members in turn for one month.
38. How many children will be pushed to poverty and food insecurity in south Asian region in next 6
months according to UNICEF report?
1) 360 million
2) 480 million
3) 150 million
4) 300 million
5) 100 million
Answer – 1) 360 million
Explanation:
The United Nations Children’s Fund (UNICEF) released its first report focusing on the South Asian region on
the impacts of COVID-19 on children states that around 240 million children are classified as poor and the
current COVID-19 situation will affect an additional 120 million children, a total of 360 million children will
be pushed into poverty and food insecurity in the next 6 months.
39. World’s 1st yoga university outside India (Vivekananda Yoga University) was located in which
city?
1) Los Angeles
2) Canberra
3) Rome
4) London
5) Berlin
Answer - 1) Los Angeles
Explanation:
As a part of International Yoga day, on 23rd June 2020, V Muraleedharan, the Minister of State of External
Affairs and P P Chaudhary, Chairperson of the Standing Committee on External Affairs, jointly launched
World’s First Yoga University “Vivekananda Yoga University”(VaYU) in Los Angeles, United States of
America, over the virtual event at the Consulate General of India in New York.
40. Name the special micro credit facility Scheme launched by Ministry of Housing and Urban Affairs
for providing affordable loans to street vendors.
1) PM Nidhi
2) PM Swamitva
3) PM Swacch
4) PM SVANidhi
5) PM Samridhhi
Answer – 4) PM SVANidhi
Explanation:
On the lines of the announcement made by Finance Minister Nirmala Sitharaman on 14 May, 2020 to
provide special micro-credit facility to street vendors, the Ministry of Housing and Urban Affairs (MoHUA)
has launched a scheme PM SVANidhi – PM Street Vendor’s AtmaNirbharNidhi under which the street
vendors, who had their businesses operational on or before 24 March, 2020 can avail a working capital loan
of up to Rs. 10,000 which is repayable in monthly instalments in the tenure of one year.

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41. PM Narendra Modi launched Rs 50,000 cr Garib Kalyan Rojgar Abhiyaan to boost employment
and livelihood for migrant workers recently. Which is the nodal ministry for the implementation of
the scheme?
1) Rural Development ministry
2) Home Affairs ministry
3) Animal Husbandry, Dairying and Fisheries ministry
4) Commerce and Industry ministry
5) Road Transport and Highways ministry
Answer – 1) Rural Development ministry
Explanation:
An employment -cum- rural public works Campaign for 67 lakh migrant workers titled “Garib Kalyan Rojgar
Abhiyaan (GKRA)” has been launched for 6 states viz. Bihar, Uttar Pradesh (UP), Madhya Pradesh (MP),
Rajasthan, Jharkhand and Odisha, by Prime Minister Narendra Modi on the lines of the announcement made
in Rs 20 Lakh crore Aatma Nirbhar Bharat Abhiyan. The outlay of this campaign is Rs 50,000 Crores and the
Ministry of Rural Development (MoRD) is the nodal Ministry for its implementation.
42. Who has attended as Indian delegation in Russia’s victory day parade which commemorate the
75th anniversary of the victory of the Soviet People in 2nd world war?
2) Nitin Gadkari
3) Narendra Modi
4) Amit Shah
5) Rajnath Singh
Answer – 5) Rajnath Singh
Explanation:
Rajnath Singh attended the Victory Parade at the iconic Red Square in Russia’s capital Moscow on June 24,
2020 to commemorate the 75th anniversary of the victory of the Soviet People in the great Patriotic War of
1941-1945 i.e. Second World War (World War II). The Parade is organised to honour the heroism and
sacrifices made by the Russian and other friendly people. It was originally scheduled on May 9, 2020 but
was postponed due to the COVID-19 pandemic.
43. Which private sector bank has introduced the 1st of its kind app to open current accounts?
1) YES Bank
2) ICICI Bank
3) RBL Bank
4) HDFC Bank
5) IndusInd Bank
Answer – 5) IndusInd Bank
Explanation:
IndusInd Bank Limited, an Indian new generation bank, has introduced a first-of-its-kind facility for
customers to open current accounts (CA) through its ‘Indus Corporate’ mobile app.
44. RBI has created Payments Infrastructure Development Fund (PIDF) of worth _____ to boost
digitalization.
1) 1000 Crore
2) 750 Crore
3) 500 Crore
4) 1250 Crore
5) 1500 Crore
Explanation:
To encourage the deployment of Points of Sale (PoS) infrastructure in smaller cities and towns, the Reserve
Bank of India (RBI) has created a Rs 500-crore ($66 million) Payments Infrastructure Development Fund

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(PIDF), in which it will start with an initial contribution of Rs 250 crore & the remaining half of the amount
will be installed by card issuing banks and card networks working in the country.
45. Name the public sector bank which has created separate vertical for Financial Inclusion and
Micro Market (FI&MM) recently (The Division was headed by Sanjeev Nautiyal).
3) Allahabad Bank
4) EXIM Bank
Explanation:
State Bank of India (SBI) has created a separate Financial Inclusion and Micro Market (FI&MM) vertical
within the bank with an exclusive focus to provide financial services to people engaged in agriculture and
allied activities and Micro, Small and Medium Enterprises (MSMEs). The new wing will be headed by deputy
managing director (DMD) of the bank Sanjeev Nautiyal at the national level.
46. Who headed the panel formed by SEBI to suggest measures to strengthen enforcement of SEBI?
1) Amit Kumar
2) Anil Dave
3) TN Manoharan
4) KD Mishra
5) Tapan Roy
Answer – 2) Anil Dave
Explanation:
In order to strengthen the Securities and Exchange Board of India (SEBIs) enforcement mechanism and also
to improve its system of recovery of siphoned off money, the SEBI committee headed by former Supreme
Court Judge Anil Dave has proposed a method of quantification of profit made by the defaulter and loss
caused to investors in a 424-page exhaustive report.
47. The Housing Finance Company's housing loans must account for at least 50% of HFCs’ assets of
which at least ___% should be individual housing loans. The HFCs which doesn’t follow the criterion
will be treated as NBFC – Investment and Credit Companies (NBFC-ICCs).
1) 90
2) 80
3) 25
4) 50
5) 75
Answer – 5) 75
Explanation:
In another proposal, housing loans must account for at least 50% of HFCs’ assets of which at least 75%
should be towards individual housing loans. HFCs which do not fulfil this criterion will be treated as NBFC –
Investment and Credit Companies (NBFC-ICCs) and will be required to approach the RBI for conversion of
their Certificate of Registration from HFC to NBFC-ICC. In order to remain working as HFC, they would have
to follow a roadmap to make 75% of their assets individual housing loans. The target has been set at 60%
by March 31, 2022, 70% by March 31, 2023, and 75% by March 31, 2024.
48. Which company has partnered with US Gold Currency Inc and Blockfills to introduce world’s 1st
monetary gold-backed US Gold digital currency in India & few other countries.
1) JP Morgan Chase
2) Mitsubishi UFJ Financial Group
3) IBMC Financial Professionals Group
4) MS&AD Group

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5) American International Group
Answer – 3) IBMC Financial Professionals Group
Explanation:
IBMC Financial Professionals Group in partnership with US Gold Currency Inc and Blockfills introduced the
world’s first monetary gold-backed US Gold digital currency in India, Gulf Cooperation Council (GCC),
Middle East and Africa. Each US Gold digital currency is backed by a US American Eagle one-ounce (33.931
gram) gold coin, minted by the US Federal Agency, US Mint.
49. What will be India’s per capita income during FY20-21 as per SBI report?
1) 1.53 lakh
2) 1.49 lakh
3) 1.43 lakhs
4) 1.21 lakh
5) 1.34 lakh
Answer – 3) 1.43 lakhs
Explanation:
As per the report by the economic wing of State Bank of India (SBI), Covid-19 pandemic is likely to bring
down India’s per capita income (PCI) by 5.4% in the financial year 2020-21 (FY21) to Rs 1.43 lakh from Rs
1.52 lakh in FY20. Delhi, Chandigarh, and Gujarat will be the worst hit with PCI falling 15.4%, 13.9% and
11.6% respectively in FY21 among states.
50. Which organisation has set up ‘Swavalamban Crisis Responsive Fund’ to facilitate free
onboarding of MSMEs on TReDS platform?
3) National Housing Bank (NHB)
4) Industrial Finance Corporation of India (IFCI)
5) India Infrastructure Finance Company Ltd (IIFCL)
Answer - 2) Small Industries Development Bank of India (SIDBI)
Explanation:
Small Industries Development Bank of India (SIDBI) has informed that it has set up ‘Swavalamban Crisis
Responsive Fund’(SCRF), an open-ended fund to facilitate free onboarding of Micro, Small and Medium
Enterprises (MSMEs) on Trade Receivables Discounting System (TReDS) platform.
51. The education improvement project ‘STARS’, which got $500 million world bank loan will be
implemented across how many states in India?
1) 5
2) 7
3) 6
4) 3
5) 9
Answer – 3) 6
Explanation:
The board of executives of the World Bank (WB) has approved loan of $ 500 million (about Rs 3,700 crore)
under ‘Strengthening Teaching-Learning and Results for States Program (STARS)’project to improve the
quality and governance of school education across six states (Himachal Pradesh, Kerala, Madhya Pradesh,
Maharashtra, Odisha, and Rajasthan) in India.
52. How much amount was granted by world bank to rejuvenate the Ganga through Second National
Ganga River Basin Project (SNGRBP) in June 2020?
1) $500 million
2) $350 million
3) $300 million

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4) $450 million
5) $400 million
Answer – 5) $400 million
Explanation:
The World bank enhanced the support to India’s programme to rejuvenate the Ganga with $400 million
through Second National Ganga River Basin Project (SNGRBP), for the development of infrastructure
projects Under the National Ganga River Basin Project.
53. What will be the India’s growth in the year FY21 as per Survey of Professional Forecasters (SPF)
sponsored by RBI?
1) -2%
2) -2.5%
2) -3%
4) -1.5%
5) -3.5%
Answer – 4) -1.5%
Explanation:
The Reserve Bank of India (RBI) has released the results of 3 surveys’ namely -Consumer Confidence Survey
(CCS) – May 2020; Survey of Professional Forecasters (SPF) on Macroeconomic Indicators (64th round) and
Inflation Expectations Survey of Households (IESH) – May 2020. As per this survey, India’s gross domestic
product (GDP) growth may contract by 1.5 % for the current fiscal year (FY21).
54. What will be the growth of India in FY2020-21 as per World Bank’s Global Economic Prospect
(GEP) June 2020?
1) -4.8%
2) -4%
3) -2.5%
4) -2%
5) -3.2%
Answer – 5) -3.2%
Explanation:
The Washington based multilateral lender, World Bank in its latest edition of the Global Economic Prospect
(GEP) June 2020 analytical chapters reports states that India’s growth is contract by 3.2% (so growth is -
3.2%) for FY20-21. It was lower from 4.2% which forecasted in FY2019-20 at the end of March 2020. Acc. to
the World Bank, the massive shock of the COVID-19 Pandemic and lockdown measures for its containment
will lead to a contraction of the global economy by 5.2% in 2020.
55. Which company has won the world’s largest solar contract worth $6 billion recently?
1) Vestas India
2) Adani Green Energy Limited
3) Orient Green Power Ltd
4) Suzlon Energy Limited
5) Regen Powertech Pvt Ltd
Answer – 2) Adani Green Energy Limited
Explanation:
Gautam Adani led Adani Green Energy Limited (AGEL) has won one of world’s largest solar contract from
Solar Energy Corporation of India (SECI) to develop 8 GW of solar projects along with a commitment to
establish 2 GW of additional solar cell and module manufacturing capacity at cost of ₹45,000 crore or $6
bilion, creating 4 lakh direct and indirect jobs.

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56. Which company has signed Climate pledge (initiative Amazon and Global Optimism) to become
Net-Zero carbon by 2040?
1) TCS
2) IBM
3) Infosys
4) CTS
5) Capgemini
Answer – 3) Infosys
Explanation:
Infosys partnered with Amazon and Global Optimism and signed the Climate Pledge, an initiative by Jeff
Bezos, founder of Amazon and Christiana Figueres, founder of Global Optimism and former United Nations
Climate chief to become net-zero carbon by 2040, ten years ahead of the Paris Agreement.
57. Name the company which has become India’s first to hit 11 trillion rupees’ market capitalization
(on June 19, 2020).
1) Tata Consultancy Services
2) Infosys
3) ICICI Bank
4) Kotak Mahindra
5) Reliance Industries Ltd
Answer – 5) Reliance Industries Ltd
Explanation:
On June 19, 2020, Reliance Industries Ltd (RIL) became the first Indian company to reach a market
capitalization of Rs 11 trillion, as the company was valued at Rs 11.15 trillion. With this, RIL accounts for
nearly 9% of the country’s total m-cap of Rs 138 trillion. Its stock on Bombay stock exchange (BSE) was
record high at Rs 1,738.95. Notably the company’s share doubled since mid-March 2020.
58. What will be the GDP of India in 2020 as per estimation of International Monetary Fund (IMF)?
1) -4.9%
2) -5.3%
3) -3.2%
4) -4.5%
5) -3.9%
Answer – 4) -4.5%
Explanation:
The International Monetary Fund (IMF) in the June 2020 update “A Crisis Like No Other, An Uncertain
Recovery” of its flagship World Economic Outlook (WEO), has predicted that the Indian economy will have a
big 4.5 % contraction in 2020 and it will come down to a historic low. At the same time, the IMF has
reported a global growth rate of negative 4.9 % in 2020, which is 1.9 % points lower than the estimate
made in April 2020 World Economic Outlook (WEO) forecast. For 2021, growth rate is expected to be 5.4 %.
59. Name the person who has been appointed as the chairman of the advisory committee on Service
provider of Insolvency and Bankruptcy Board of India (IBBI).
1) PR Ramesh
2) TV Mohandas Pai
3) Shrikrishna Kulkarni
4) Binoy J.Kattadiyil
5) Vellayan Subbiah Murugappa
Answer – 2) TV Mohandas Pai
Explanation:
The Insolvency and Bankruptcy Board of India (IBBI) reorganised its advisory committee on service
providers and appointed TV Mohandas Pai, Service Chairman of Manipal Global Education as its chairman

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to support the 12-member panel and provide professional insights on the service providers handled by the
IBBI.
60. Former Miss World Manushi Chhillar joined the global initiative of #RedDotChallenge campaign
recently. Which organization launched this campaign.
Answer – 3) United Nations Children’s Fund (UNICEF)
Explanation:
On Menstrual Hygiene Day, 28th May 2020, 23-year-old, former Miss World Manushi Chhillar collaborated
in the global initiative of the United Nations Children’s Fund (UNICEF), the “Red Dot Challenge” to create
awareness and to educate the girls about menstrual hygiene and construction of sanitation facilities and
access to hygiene products. She also joined Rohit Sharma Indian star Batsman, Hima Das Sprinter from
Assam and Actor Ranveer Singh as the brand ambassador of Adidas. She supports the #HOMETEAMHERO
challenge of Adidas to stay physically and mentally fit in the lockdown due to COVID-19 and use sports as a
platform to inspire and encourage the women and children to take up sports.
61. Who was appointed as the 1st ever brand ambassador of IIFL Finance?
1) Rohit Sharma
2) MS Dhoni
3) KL Rahul
4) Ajinkya Rahane
5) Virat Kohli
Answer – 1) Rohit Sharma
Explanation:
R. Venkataraman, Managing Director and Co-Promoter of IIFL Group announced that the Vice-Captain of
Indian Cricket Team, Rohit Sharma signed and became the first brand ambassador of the IIFL Finance.
62. Who has been appointed as the chairman of National Institute of Public Finance and Policy
(NIPFP) for 4 years with effect from June 22, 2020?
1) Vijay Laxman Kelkar
2) M. Govinda Rao
3) Urjit Patel
4) Rathin Roy
5) Sumit Bose
Answer – 3) Urjit Patel
Explanation:
The former governor of Reserve Bank of India (RBI) Urjit Patel was appointed as the Chairman of National
Institute of Public Finance and Policy (NIPFP). He will start his 4year tenure on 22nd June 2020 succeeding
Vijay Laxman Kelkar, former chairman of NIPFP.
63. Who has become the 1st female president of Marylebone Cricket Club (MCC) in 233-years (with
effect from October 1, 2021)?
1) Heather Knight
2) Kate Cross
3) Clare Connor
4) Georgia Elwiss
5) Katherine Brunt
Answer – 3) Clare Connor

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Explanation:
Former England Women Cricket Captain Clare Connor (43-year-old), an all-rounder, becomes the 1st
female president of Marylebone Cricket Club (MCC) in 233 years. Her tenure will begin on October 1, 2021,
and will end on September 30, 2022. She will succeed Kumar Sangakkara.
64. Anandiben Patel assumes additional charge as governor of Madhya Pradesh in June 2020. She is
the governor of which state?
2) Haryana
3) Maharashtra
4) Gujarat
5) Uttar Pradesh
Explanation:
The President of India has given additional charges of Madhya Pradesh to Anandiben Mafatbhai Patel, the
governor of Uttar Pradesh.
65. Who is the only cricket player featured in Forbes’ top 100 highest paid athletes of 2020 (list
topped by Roger Federer)?
1) MS Dhoni
2) Chris Gayle
3) Virat Kohli
4) Rohit Sharma
5) Steve Smith
Explanation:
Virat Kohli, Indian Cricket Team Captain becomes the only cricketer and the only Indian to feature in the
Forbes’ Top 100 highest paid athletes of 2020.Kohli ranked 66 with Forbes Magazine estimated earnings of
around 26 million USD (24 million from endorsements and 2 million from salary/winnings). Tennis player
Roger Federer Tops the list for the first time with estimated earnings 106.3 million USD. Cristiano Ronaldo
stands 2nd with the estimated value of 105 million USD & Lionel Messi dropped to 3rd rank in 2020 with
104 million USD.
66. Which Indian writer has won 2020 Commonwealth short story prize (for Asia region) for the
story “The Great Indian Tee and Snakes”?
1) Varsha Adalja
2) Meena Alexander
3) Kritika Pandey
4) Smita Agarwal
5) Samina Ali
Answer – Kritika Pandey
Explanation:
Kritika Pandey, a 29-year-old Indian Writer from Ranchi, was announced as the winner of regional award
for Asia in 2020 Commonwealth short story prize for her story “The Great Indian Tee and Snakes” – about
love in an age of hatred and prejudice. She also won overall commonwealth short story prize announced
later on June 30, 2020.
67. Who has been named as the EY world entrepreneur of the year 2020?
1) Dilip Shanghvi
2) Shiv Nadar
3) Narayana Murthy
4) Uday Kotak
5) Kiran Mazumdar-Shaw

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Answer – 5) Kiran Mazumdar-Shaw
Explanation:
Kiran Mazumdar-Shaw (67), Executive Chairperson of India-based Biocon Limited was named as EY World
Entrepreneur of the year 2020 for her contribution to improve access to affordable life-saving medicine &
transform the world in one of its kind virtual entrepreneurship award ceremony. She became the 3rd
Indian to win this award, after Uday Kotak of Kotak Mahindra Bank (2014) and Narayana Murthy of Infosys
Technologies Limited (2005).
68. Find the airport which received Platinum Recognition (under 15-35 MPPA) in ACI Asia-Pacific
Green Airports recognition 2020.
1) Indira Gandhi International Airport
2) Chhatrapati Shivaji Maharaj International Airport
3) Rajiv Gandhi Hyderabad International Airport
4) Devi Ahilya Bai Holkar Airport
5) Kushok Bakula Rimpochee Airport
Answer – 3) Rajiv Gandhi Hyderabad International Airport
Explanation:
World Environment Day, In Asia-Pacific Annual Green Airport Recognition 2020 Airports Council
International (ACI) awarded the highest Platinum Recognition to GMR led Rajiv Gandhi Hyderabad
International Airport (RGHIA) for their effective water management under the 15-35 Million Passengers
per annum (MPPA) category.
69. Who has received the 2020 World Food Prize Laureate?
1) Rattan Lal
2) Nishant K. Sinha
3) Asha Sahu
4) J.K. Thakur
5) Shinogi K.C
Answer – 1) Rattan Lal
Explanation:
76-year-old Indian-American Soil scientist, Dr. Rattan Lal received the 2020 World Food Prize Laureate
(250,000 USD – Rs. 1.89 crore) for developing and mainstreaming a soil centric approach to increase food
production that conserves natural resources and mitigates climate change. He was born in 1944 in Karyal,
West Punjab, India.
70. Who becomes the 1st ever women to reach deepest point of ocean, the Challenger deep?
1) Nancy Roman
2) Christina Koch
3) Peggy Whitson
4) Stephanie Wilson
5) Kathy Sullivan
Answer – 5) Kathy Sullivan
Explanation:
The 68-year-old Kathy Sullivan, Former NASA astronaut and Oceanographer became the first woman to
reach the Challenger Deep, the deepest point in the ocean. She is the 1st human to reach both the space and
deepest point of ocean.
71. K. Sanjita Chanu who is in news recently is associated with which sports?
1) Archery
2) Weightlifting
3) Shooting
4) Wrestling
5) Cricket

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Answer – 2) Weightlifting
Explanation:
Indian Weightlifting Federation (IWLF) Secretary Sahdev Yadav informed that 2 times Commonwealth
Games Gold Medalist, Weightlifter K. Sanjita Chanu will get the Arjuna award for 2018. This comes after the
International Weightlifting Federation (IWF) cleared her doping charges.
72. Who hosted the virtual global vaccine summit which was organized by the Global Alliance for
Vaccines and Immunization (GAVI)?
1) Donald Trump
2) Narendra Modi
3) Seth Berkley
4) Scott Morrison
5) Boris Johnson
Answer – 5) Boris Johnson
Explanation:
The virtual Global Vaccine Summit hosted by UK Prime Minister Boris Johnson in which business leaders,
UN agencies, civil society, government ministers, Heads of State and country leaders participated from over
50 countries. The Summit was organised by the Global Alliance for Vaccines and Immunisation (Gavi).
73. The 1st ever virtual leader’s summit was held between India and Australia recently. Who is the
PM of Australia?
1) Donald Trump
2) Narendra Modi
3) Seth Berkley
4) Scott Morrison
5) Boris Johnson
Answer - 4) Scott Morrison
Explanation:
The first India-Australia virtual leader’s summit was held between Indian Prime Minister (PM) Narendra
Modi and his Australian counterpart Scott Morrison. The focus of the meet was to further strengthen the
bilateral ties in areas like healthcare, trade and defence. It should be noted that this was PM Narendra
Modi’s first virtual bilateral summit, while Australia has held such a summit with Singapore in March, 2020.
India, Australia signed seven agreements after the meet.
74. The G7 Summit 2020 which was postponed to September/November 2020 will be hosted by
which country?
1) Canada
2) Japan
3) United States
4) Germany
5) France
Explanation:
US President Donald Trump has suggested to expand the G7 (Group of Seven), which is an outdated group
and he proposed to add India, Australia, South Korea and Russia to be included into the group naming it as
G10 or G11. He also postponed the next meeting of the G7 to September or November which will be hosted
by US.
75. Who heads the 5-member Internal working group formed by RBI to review ownership and
control of Private banks?
1) Sachin Chaturvedi
2) PK Mohanty
3) Lily Vadera

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4) S. C. Murmu
5) Shrimohan Yadav
Answer – 2) PK Mohanty
Explanation:
India’s central bank, the Reserve Bank of India (RBI) has set up a 5-member internal working group (IWG)
headed by its Central Board Director Prasanna Kumar (PK) Mohanty to review ownership guidelines and
corporate structure for private banks in light of recent developments in the banking sector. The committee
is due to submit its report by 30th September 2020.
76. Name the person who heads the task force formulated by GoI to examine matters pertaining to
age of motherhood, and related issues.
1) Najma Akhtar
2) Vasudha Kamath
3) Vinod Paul
4) Jaya Jaitly
5) Dipti Shah
Answer – 4) Jaya Jaitly
Explanation:
Central Government of India has formulated a task force to examine matters pertaining to age of
motherhood, imperatives of lowering MMR, improvement of nutritional levels and related issues. It will be
headed by Ms. Jaya Jaitly. The Task Force will be provided secretarial assistance by the NITI (National
Institution for Transforming India) Aayog and will submit its report by 31st July, 2020.
77. The central government has formed a committee headed by Rajnath Singh for the
implementation of Emergency Credit Line Guarantee Scheme (ECLGS) for MSME. What is the amount
that was allocated under ECLGS scheme by GoI?
1) 1 Lakh crore
2) 10 Lakh crore
3) 5 Lakh crore
4) 50,000 crore
5) 3 Lakh crore
Answer – 5) 3 Lakh crore
Explanation:
Prime Minister Narendra Modi appointed a committee headed by Rajnath Singh to solve the difficulties
faced in the implementation of Rs.3 Lakh crore collateral-free loan for Micro, Small & Medium
Enterprises(MSME) under Emergency Credit Line Guarantee Scheme (ECLGS) scheme announced by
Finance Minister Nirmala Sitharaman on 13th May 2020 as a part of Rs.20 Lakh crore Covid-19 aid to raise
the economy. Under the Scheme, 100% guarantee coverage to be provided by National Credit Guarantee
Trustee Company Limited (NCGTC) for additional funding of up to Rs. 3 lakh crore to eligible MSMEs and
interested MUDRA. borrowers, in the form of a Guaranteed Emergency Credit Line (GECL) facility.
78. Who chairs the 9-member working group committee formed by Hyderabad based IRDAI to
suggest insurance products covering drones?
1) Diptanshookumar
2) Anjan Dey
3) Arthi Mathur
4) Mukesh Kewalramani
5) S Vishwanathan
Answer – 2) Anjan Dey
Explanation:
India’s insurance regulator, the Insurance Regulatory and Development Authority of India (IRDAI) has
formulated a 9-member working group (WG) headed by Anjan Dey, general manager of the New India

Top 100 Q&A PDF
Assurance, to suggest insurance products covering various risks involved in the use of Remotely Piloted
Aircraft System (RAPS)/ Drones.
79. What is India’s rank in Environment Performance Index (EPI) 2020 released jointly by Yale
University and Columbia University (1 – Denmark)?
1) 168
2) 175
3) 129
4) 87
5) 63
Answer – 1) 168
Explanation:
According to the biennial Environment Performance Index (EPI) 2020 released jointly by Yale University
and Columbia University, India has ranked 168 out of 180 countries with a score of 27.6 out of 100.While
the Denmark has been topped the list with a score of 82.5.
Here’s the list of top 3 nations in EPI 2020:
Rank Country Name EPI score
1 Denmark 82.5
2 Luxembourg 82.3
3 Switzerland 81.5
168th India 27.6
80. What is India’s rank based on number of nuclear warheads present in a country, as per SIPRI
Yearbook 2020 (US topped with 5800 nuclear warheads)?
1) 3
2) 4
3) 6
4) 5
5) 7
Answer – 3) 6
Explanation:
In accordance with the “SIPRI Yearbook 2020-Armaments, Disarmament and International Security” of
Swedish think tank, Stockholm International Peace Research Institute (SIPRI), from 2019 there is an
increase in the nuclear weapons stockpile of India and China. The number of nuclear warheads in the Indian
arsenal pegged at 150 in comparison to the 2019 report (on the basis of 2018) when India had 130-140.
Importantly, in April 2020, SIPRI had identified India as the 3rd largest military spender in the world,
behind the United States (US) and China.
Following table shows the number of warheads of top rankers (as of January 2020):
Rank Country Nuclear Warheads
1 US 5800*
2 Russia 6375
3 UK 215
6 India 150
81. What is India’s rank in largest recipient of FDI in 2019 as per “World Investment Report 2020”
released by UNCTAD (US topped)?
1) 7
2) 8
3) 9
4) 6

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5) 5
Answer – 3) 9
Explanation:
In accordance with the “World Investment Report 2020” by United Nation’s (UN) trade body, the UN
Conference on Trade and Development (UNCTAD), India has become the 9th largest recipient of foreign
direct investment (FDI) in 2019 after receiving $51 billion last year.
Rank Country Amount
1 United States (US) 246 bn
2 China 141 bn
3 Singapore 92 bn
9 India 51 bn
82. What is the rank of India in World Justice Project (WJP) Rule of Law Index 2020 (1 - Denmark)?
1) 52
2) 69
3) 75
4) 82
5) 91
Answer – 2) 69
Explanation:
The Supreme Court asked the government to treat a writ petition, for setting up expert panels to improve
India’s performance in the Rule of Law Index, as a “representation” and to decide further action within 6
months’ time. India was Ranked 69th in the WJP Rule of Law Index 2020 India has never been ranked even
among top 50 in the Index.
Country Overall Score Global Rank
India 0.51 69
Denmark 0.9 1
Norway 0.89 2
Finland 0.87 3
83. What is India’s rank in largest economy countries list based the Purchasing Power Parity (PPP)
for 2017, as per World Bank’s ICP (China topped)?
1) 1st
2) 3rd
3) 2nd
4) 5th
5) 4th
Answer – 2) 3rd
Explanation:
In accordance with the World Bank Data under the International Comparison Program (ICP), revealed by
India’s National Statistical Office (NSO) of Ministry of Statistics & Programme Implementation (MoSPI),
India has retained its position as the third-largest economy in terms of purchasing power parity (PPP) for
2017 as it accounted for 6.7% or $8,051 billion out of world total of $119,547 billion of global Gross
Domestic Product (GDP). India has followed China (16.4%) and the United States-US (16.3%) which ranked
1st and 2nd respectively.

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84. Saudi Arabia’s public investment fund has bought ____% stake in jio platforms for Rs 11,367
Crores recently.
1) 1.15
2) 0.93
3) 1.85
4) 1.34
5) 2.32
Answer – 5) 2.32
Explanation:
Reliance Industries Limited (RIL)’s Jio Platforms stepped into 11th deal with Saudi Arabia’s Public
Investment Fund (PIF), who bought 2.32% stake in Jio Platforms for Rs 11,367 crores. With this investment,
Jio Platforms has raised Rs 115,693.95 crores (1.15 lakh crores) from leading global investors since April
22, which is the largest continuous fund raised by a company in the world.
85. Shripad Naik (MoS-Defence) has inaugurated 2-day defence conclave 2020 in which state?
1) Gujarat
2) Assam
4) Himachal Pradesh
5) Meghalaya
Answer - 1) Gujarat
Explanation:
Minister of State (MoS) of Defence Shri Shripad Naik inaugurated the two days ‘Defence Conclave 2020’ in
Gujarat through video conferencing. The conclave was jointly organised by Confederation of Indian Industry
(CII), Gujarat and Society of Indian Defence Manufacturers (SIDM).
86. The research project undertaken by which IIT, has helped to triple the number of Irrawaddy
dolphins in Chilika lake (Odisha)?
1) IIT Madras
2) IIT Kanpur
3) IIT Delhi
4) IIT Guwahati
5) IIT Calcutta
Answer – 1) IIT Madras
Explanation:
A research project undertaken by the Indian Institute of Technology (IIT) Madras, a public technical and
research university located in Chennai, Tamil Nadu (TN), has helped triple the number of Irrawaddy
dolphins in Odisha’s Chilika lake, Asia’s largest natural water reservoir.
87. Find the 1st private company which has sent astronauts into the space.
1) AirLaunch
2) SpaceX
3) KinetX
4) Blue Origin
5) Astra
Answer – 2) SpaceX
Explanation:
Billionaire entrepreneur Elon Musk’s SpaceX became the first private company to launch two astronauts in
space aboard its Crew Dragon spacecraft. The milestone flight marked the first time that American
astronauts have flown from US soil since the NASA’s space shuttle programme ended in 2011. NASA
astronauts Robrt Behnken and Douglas Hurley docked the SpaceX with the International Space Station(ISS)
on 31st May 2020.

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88. The scientists of NASA has observed 5th state of matter for the 1st time in space (Published in
Journal Nature). What is the 5th state of matter?
1) Solid
2) Liquid
3) Gas
4) Plasma
5) BEC
Answer – 5) BEC
Explanation:
According to the research published in the journal Nature, a team of scientists at NASA (National
Aeronautics and Space Administration)’s Cold Atom Lab (CAL), have found for the first time in space the
evidence of ‘Fifth State of Matter’ (also known as Bose-Einstein condensates (BEC). This special state of
matter occurs when the atoms of some elements are cooled to absolute zero (0 Kelvin or -273.15 ° C).
89. ISRO has received a patent for its Liquid Cooling and Heating Garment (LCHG) for astronauts to
use in space. By which year ISRO plans to send humans to space under ‘Gaganyaan’ project?
1) 2020
2) 2022
3) 2024
4) 2023
5) 2021
Answer – 2) 2022
Explanation:
The ISRO has initiated a 10,000 crores project- Gaganyaan to send humans to space by 2022, in accordance
to which, ISRO has received a patent for its Liquid Cooling and Heating Garment (LCHG) for astronauts to
use in space for protection from hot and cold environments.
90. The last Satellite of BeiDou Navigation Satellite System (BDS) was launched recently. The BDS
belongs to which country?
1) Japan
2) China
3) Tibet
4) South Korea
5) Thailand
Answer – 2) China
Explanation:
China has successfully launched the last Satellite of its BeiDou Navigation Satellite System (BDS), which is a
rival for the Global Positioning System (GPS) of the US, to become a major space power. The satellite was
launched from the Xichang Satellite Launch center in Sichuan Province.
91. Which is India’s 1st airport to get an indigenously-developed Aviation Weather Monitoring
System (AWMS)?
1) Biju Patnaik International Airport
2) Kempegowda International Airport
3) Netaji Subhash Chandra Bose International Airport
4) Chhatrapati Shivaji International Airport
5) Veer Savarkar International Airport
Answer – 2) Kempegowda International Airport
Explanation:
Kempegowda International Airport, Bengaluru (KIAB/ BLR Airport) becomes the 1st airport in India to get
an indigenously-developed Aviation Weather Monitoring System (AWMS) at both ends of the runway.
AWMS is installed by Bangalore International Airport (BIAL). The technology is developed by Bengaluru-
based CSIR-National Aerospace Laboratories (NAL).

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92. Find the world’s 1st country which used drone mounted ULV sprayer for locust control.
1) India
2) Iran
3) Pakistan
4) China
5) UAE
Answer – 1) India
Explanation:
Under the Make in India initiative the Department of Agriculture, Cooperation & Farmers’ Welfare
(DAC&FW) has initiated to develop a vehicle mounted ultra-low volume (ULV) sprayer for locust control to
reduce the limitations of importing equipment. Note: India is to be the first country in the world to control
desert locusts using drones.
93. Find the country which is going to host AFC (Asian Football Confederation) Women’s Asian Cup
2022.
1) China
2) Vietnam
3) India
4) Japan
5) Bangladesh
Answer – 3) India
Explanation:
Asian Football Confederation (AFC) granted the hosting rights of the AFC Women’s Asian Cup 2022 to India
for the 1st time since 1979. The tournament is likely to be held in the 2nd half of the year. The event will
serve as the final qualification tournament for the 2023 Federation Internationale de Football Association
(FIFA) Women’s World Cup.
94. Which country is going to host FIFA 2023 Women’s World Cup Football tournament?
1) Australia
2) New Zealand
3) Ireland
4) Both 1) and 2)
5) Both 2) and 3)
Explanation:
FIFA (Fédération Internationale de Football Association) Council voted over a video conference and handed
the right to host the 2023 Women’s World Cup Football tournament, the first 32-team women’s
championship to Australia and New Zealand. This is the first Women’s World Cup to be hosted in the Asia-
Pacific Region.
95. Who become the 1st Indian to participate in USD 150,000 Chessable Masters tournament?
1) Santhosh Vidit
2) B Adhiban
3) Prithu Gupta
4) P. Harikrishna
5) Krishnan Sasikiran
Answer – 4) P. Harikrishna
Explanation:
Grandmaster P. Harikrishna debuted the Magnus Carlsen Chess (MCC) Tour 2020 by joining the players in
the USD 150,000 Chessable Masters. He is the 1st Indian in the tour. Harikrishna exited from the Chessable
Masters with a final-round defeat to Alexander Grischuk.

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96. Who authored the book titled ‘Klara and the Sun’?
1) Kazuo Ishiguro
2) Bob Dylan
3) Alice Munro
4) Peter Handke
5) Olga Tokerczuk
Answer – 1) Kazuo Ishiguro
Explanation:
Nobel Prize winner (2017) Kazuo Ishiguro (Japan born british author) will release his new novel ‘Klara and
the Sun’ & will be published by Faber & Faber in the United Kingdom, Alfred A. Knopf in the United States
and Knopf in Canada on March 2, 2021. This is the first novel by him since he was awarded the Nobel Prize
in Literature.
97. Wajid Khan who passed away recently is a renowned _______.

1) Lawyer
2) Architect
3) Stunt man
4) Athlete
5) Music Director
Answer – 5) Music Director
Explanation:
Music Director Wajid Khan, of the popular duo Sajid-Wajid, known for his compositions for Salman Khan’s
popular movies such as ‘Wanted’, the ‘Dabangg’ and ‘Ek Tha Tiger’, passed away at the age of 42 in Mumbai,
Maharashtra. Wajid Khan was the brother of music director Sajid Khan.
98. The World No Tobacco Day was observed every year on _______.
1) March 17
2) May 31
3) April 30
4) June 16
5) May 30
Answer - 2) May 31
Explanation:
31st May of Every year is celebrated as World No Tobacco Day created by the Member States of the World
Health Organization(WHO) in 1987 to educate the public on the effects of tobacco and tobacco related
diseases. The theme of World No Tobacco Day 2020 is “Protecting youth from industry manipulation and
preventing them from tobacco and nicotine use”.
99. When was Micro-, Small and Medium – Sized Enterprises Day observed annually?
1) June 28
2) June 30
3) June 27
4) June 26
5) June 29
Answer – 3) June 27
Explanation:
United Nations (UN) Micro-, Small and Medium – Sized Enterprises (MSME) Day is observed annually on
27th June to recognise the contributions of these enterprises to the global economy and sustainable
development and their focus on promoting innovation and creativity.

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100. A team of Archaeological Survey of India (ASI) has discovered a 1100-year-old monolithic
sandstone Shiva lingam in which country (recently)?
1) Vietnam
2) Cambodia
3) Laos
4) Myanmar
5) Thailand
Answer – 1) Vietnam
Explanation:
A 4-member team of Archaeological Survey of India (ASI) has discovered a 1100-year-old monolithic
sandstone Shiva lingam, a representation of the Hindu deity Shiva, at the Cham Temple Complex located in
My Son Sanctuary of Quang Nam Province, Vietnam.

Top 100 Q&A PDF
Current Affairs Q&A PDF – May 2020

Top 100 Questions
1. The task force on National Infrastructure Pipeline (NIP), projects total infrastructure investment
of Rs 111 lakh crore during a 5-year span of FY 2019-20 to FY 2024-25. Name the person who heads
the task force.
1) Arun Goel
2) Rajiv Kumar
3) Atanu Chakraborty
4) Ajay Kumar
5) Subash Chandra
Answer – 3) Atanu Chakraborty
Explanation:
The task force on National Infra Pipeline (NIP) chaired by economic affairs secretary Atanu Chakraborty
submitted its Final Report on NIP for FY 2019-25 to Finance Minister Nirmala Sitharaman, projecting total
infrastructure investment of Rs 111 lakh crore during a 5-year span of FY 2019-20 to FY 2024-25.
2. Which country has conferred Manipuri doctor, Thangjam Dhabali Singh with “Order of Rising Sun-
Gold and Silver Rays”?
1) Indonesia
2) South Korea
3) China
4) Japan
5) Thailand
Answer – 4) Japan
Explanation:
Thangjam Dhabali Singh, Manipuri allopathic doctor, was conferred with “Order of Rising Sun- Gold and
Silver Rays” by the Japan government for promoting a better understanding of Japan in India and deepening
ties between 2 countries.
For more join - https://t.me/bhawna_weekly_quiz_pdf
3. Name the Indian state which topped the list of provide maximum employment under Mahatma
Gandhi National Rural Employment Guarantee Scheme (MGNREGS) as per data of Rural
development ministry.
1) Chhattisgarh
2) Rajasthan
3) Uttar Pradesh
4) West Bengal
5) Maharashtra
Explanation:
According to data of Rural Development ministry, Chhattisgarh is 1st in the state to provide employment to
over 18(18.51) lakh unskilled labourers, followed by Rajasthan (2nd) to 10.79 lakh workers & Uttar
Pradesh(3rd) to around 9.06 lakh workers under the Mahatma Gandhi National Rural Employment
Guarantee Scheme (MGNREGS) as per data of Rural development ministry.
Position secured State Name No of employment provided (in lakhs)
1 Chhattisgarh 18.51
2 Rajasthan 10.79
3 Uttar Pradesh 9.06
4 West Bengal 7.29

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5 Madhya Pradesh 7.24
4. India ranked 53rd in budget transparency and accountability as per 7th edition of ‘Open Budget
Survey 2019’ conducted by International Budget Partnership (IBP). Name the country which topped
the list.
1) Comoros
2) Venezuela
3) New Zealand
4) Sweden
5) South Africa
Explanation:
According to the 7th edition of ‘Open Budget Survey 2019’ conducted by International Budget Partnership
(IBP), India has been ranked at 53rd position among 117 nations in terms of budget transparency and
accountability with the score of 49 out of 100. While at the same time New Zealand has been topped the list
with a score of 87. The global average transparency score on this survey was 45.
Rank Country Name Score (Out of 100)
1 New Zealand 87
2 South Africa 87
53rd India 49
117 Yemen 0
5. Rishi Kapoor who passed away recently is _________.

1) Actor
2) Law Maker
3) Photographer
4) Minimalist
5) Sportsman
Answer – 1) Actor
Explanation:
Veteran Bollywood actor Rishi Raj Kapoor passed away at the age of 67 in Mumbai, Maharashtra, after a 2-
year battle with leukaemia (blood cancer). He was born on September 4, 1952, in Mumbai, Maharashtra.
6. National Board for Wild Life (NBWL) has allowed to use a part of the Dehing Patkai Elephant
Reserve for coal mining recently. The Elephant reserve is located in which state?
1) Himachal Pradesh
2) Telangana
3) Assam
4) Goa
5) Nagaland
Answer – 3) Assam
Explanation:
National Board for Wild Life (NBWL),the apex body to review all wildlife-related matters, has permitted the
use of 98.59 hectares of land at Saleki, a part of the Dehing Patkai Elephant Reserve in Assam for opencast
coal mining project done by North-Easter Coal Field (NECF), a unit of Coal India Limited. While, the rest of
the area may be used for underground coal mining.
7. Name the cricket team which has got 1st place since 2016 by racing past India in recent test men’s
team rankings released by ICC.
1) England
2) Sri Lanka

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3) Pakistan
4) New Zealand
5) Australia
Explanation:
India has lost its top spot & has slipped to the 3rd position (114) for the first time since 2016 in the
International Cricket Council (ICC) test rankings, Australia (116) topped the rank, followed by New Zealand
(115).
8. The saffron cultivated and harvested in the Karewa (highlands) of which Indian state/UT has got
GI tag recently?
1) Goa
2) Jammu & Kashmir
3) Himachal Pradesh
4) Meghalaya
Explanation:
After chak-hao, the black rice of Manipur, Gorakhpur terracotta & Kovilpatti kadalai-mittai, the Kashmir
saffron cultivated and harvested in the Karewa (highlands) of Jammu and Kashmir gets Geographical
Indication (GI) tag by the Geographical Indications Registry. Iran is the largest producer of saffron in the
world.
9. What will be the financial grant that was approved by world bank for multi-year financial support
to India to enhance and safeguard its coastal & marine resources (in USD)?
1) 300 million
2) 250 million
3) 400 million
4) 500 million
5) 350 million
Explanation:
The World Bank ‘s Board of Executive Directors has approved a USD 400 million multi-year financial
support to help India enhance its coastal & marine resources, protect marine resources & coastal
populations from pollution, erosion, sea-level rise, and improve livelihood opportunities for coastal
communities over the next decade.
10. Tata Consultancy Services (TCS) will launch the 1st fully digital bank of which country?
1) Syria
2) Israel
3) UAE
4) Lebanon
5) Iran
Answer – 2) Israel
Explanation:
India's largest software services firm Tata Consultancy Services (TCS) will launch Israel's first fully digital
bank in what is being seen as a trans-formative initiative that can impact the business model of other
sectors as well.
11. Name the Indian state which has decided to launch ‘Mukhya Mantri Shahari Rojgar Guarantee
Yojna’ for urban employment (120 days of employment).
1) Himachal Pradesh
2) Chhattisgarh

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3) Goa
4) Tamil Nadu
5) Bihar
Explanation:
In a bid to revive the economy of the state affected by the Coronavirus (COVID-19) epidemic, the Himachal
Pradesh (HP) state government has decided to launch employment guarantee scheme called “’Mukhya
Mantri Shahari Rojgar Guarantee Yojna” that will provide 120 days of employment to those living in urban
areas. The decision was taken during the cabinet meeting held under the chairmanship of Chief Minister
(CM) Jai Ram Thakur.
12. RBI has cancelled the license of 105yr old CKP Co-operative Bank Ltd under Section 5 (b) read
with Section 56 of the Banking Regulation Act, 1949. The Bank is located in which city?
1) Thiruvananthapuram
2) Chennai
3) Mumbai
4) Bengaluru
5) Kolkata
Answer – 3) Mumbai
Explanation:
After the closure of Punjab and Maharashtra Co-operative (PMC) Bank, the Reserve Bank of India (RBI) has
cancelled the license granted to the 105-year-old CKP Co-operative Bank Ltd located in Mumbai
(Maharashtra) to conduct banking business which includes acceptance of deposits and repayment of
deposits as defined in Section 5 (b) read with Section 56 of the Banking Regulation Act, 1949 with
immediate effect. The order has come into effect after the working hours of 30 April, 2020 in order to save
investors’ decision.
13. The World Press Freedom Day was celebrated annually on May 3. What is the theme of the day
for the year 2020?
1) "Keeping Power in Check: Media, Justice and The Rule of Law"
2) “Critical Minds: Media's role in advancing peaceful, just and inclusive societies”
3) "Journalism without Fear or Favour"
4) "Media for Democracy: Journalism and Elections in Times of Disinformation"
5) “Access to Information and Fundamental Freedoms – This Is Your Right!”
Answer – 3) "Journalism without Fear or Favour"
Explanation:
May 3rd of Every year is observed as World Press Freedom Day by the United Nations(UN) General
Assembly with the recommendation of United Nations Educational, Scientific and Cultural Organization
(UNESCO) all over the world since 1993 to commemorate the Declaration of Windhoek and to provide
broader public discussion of the challenges of press freedom and journalist’s safety of the Journalists, civil
society representatives, national authorities, academics. The theme of this year’s World Press Freedom
Conference is Journalism without Fear or Favour.
14. The Indian Institute of Technology (IIT) Alumni Council has launched India’s first “COVID-19 test
bus” in which Indian city?
1) Indore
2) Bhopal
3) Mumbai
4) New Delhi
5) Lucknow

Top 100 Q&A PDF
Explanation:
The Indian Institute of Technology (IIT) Alumni Council launched India’s 1st “COVID-19 test bus” in Mumbai,
Maharashtra and inaugurated by Chief Minister Uddhav Thackery, Health Minister Rajesh Tope and
Praveen Pardeshi.
15. Name the Indian Journalist who has won 2020 Pulitzer award in feature photography category.
1) Dar Yasin
2) Mukhtar Khan
3) Channi Anand
4) Both 1) and 2)
5) All the 1), 2) and 3)
Answer – 5) All the 1), 2) and 3)
Explanation:
The three Indian photojournalists namely Dar Yasin, Mukhtar Khan and Channi Anand from Jammu and
Kashmir who work for Associated Press (AP) have won the 2020 Pulitzer Prize in feature photography. The
award recognized their exceptional coverage of Jammu and Kashmir during the lockdown that was imposed
on Jammu and Kashmir by the Central Government after the revocation of Article 370 on August 5, 2019.
16. James M. Beggs who passed away recently is the former administrator of which space agency?
1) Japan Aerospace Exploration Agency (JAXA)
2) National Aeronautics and Space Administration (NASA)
3) Centre national d’études spatiales (CNES)
4) Indian Space Research Organisation (ISRO)
5) China National Space Administration (CNSA)
Answer – 2) National Aeronautics and Space Administration (NASA)
Explanation:
James M. Beggs, who had a key role as NASA’s administrator in the 1980s in promoting the space shuttle
program, then resigned soon after the 1986 Challenger disaster that left seven astronauts dead, died April
23 at his home in Bethesda, Md. He was 94. He was named NASA administrator — the space agency’s top
position — in 1981.
17. As per the report titled “Lost at home”, total number of new internal displacements in 2019
stood at 5 million (approx) in India. Which organisation released the report?
Answer - 3) United Nations Children’s Fund (UNICEF)
Explanation:
In accordance with the report by United Nations Children’s Fund (UNICEF) titled “Lost at Home: The risks
and challenges for internally displaced children and the urgent actions needed to protect them”. As per the
report, at the end of 2019, an estimated 46 million people were internally displaced by conflict and
violence, out of which, more than 4 in 10 or 19 million were children. In India, the total number of new
internal displacements (displaced within their own countries) in 2019 stood at 5,037,000 including
5,018,000 due to natural disasters and 19,000 because of conflict and violence.
18. Name the ministry which has launched the Government Authorisation for Relief Using Drones
(GARUD) portal.
3) Ministry of Labour and Employment
4) Ministry of Science and Technology

Top 100 Q&A PDF
5) Ministry of Civil Aviation
Answer – 5) Ministry of Civil Aviation
Explanation:
The Ministry of Civil Aviation (MoCA) and Directorate General of Civil Aviation (DGCA) launched
Government Authorisation for Relief Using Drones (GARUD) portal(https://garud.civilaviation.gov.in) to
provide fast track conditional exemptions to government agencies for COVID-19 related RPAS (Remotely
Piloted Aircraft System)/drone operations.
19. Name the microwave sterilizer which was developed by Pune-based Defence Institute of
Advanced Technology (DIAT), to disintegrate coronavirus by heating.
1) Sara
2) Sindhya
3) Jackqueen
4) Atulya
5) Reema
Answer – 4) Atulya
Explanation:
The Defence Ministry announced that the Pune-based Defence Institute of Advanced Technology (DIAT) has
developed a microwave steriliser ‘Atulya’ that can disintegrate the novel Coronavirus within 30 seconds by
differential heating in the range of 56 degrees to 60 degrees celsius temperatures.
20. The Sariska tiger reserve is located in which state?

1) Madhya Pradesh
2) Uttar Pradesh
3) Telangana
4) Rajasthan
5) Andhra Pradesh
Answer – 4) Rajasthan
Explanation:
The 13th session of Ministry of Tourism's 'Dekho Apna Desh' webinar titled, 'Destination- Sariska Tiger
reserve' is a presentation and virtual tour of wildlife adventure, safari experience for the traveller within
the Sariska Tiger Reserve' in Alwar district, Rajasthan.
21. Which space telescope built by NASA (with contribution of ESA) has completed its 30 years in
orbit recently?
1) Swift Gamma
2) Hubble
3) MOST
4) COROT
5) Ariel
Answer – 2) Hubble
Explanation:
In 2020, the Hubble Space Telescope achieves its 30th year in orbit. Hubble's unique design, allowing it to
be repaired and upgraded with advanced technology by astronauts, has made it one of NASA's longest-
living and most valuable observatories, beaming transformational astronomical images to Earth for
decades.
22. Name the 1st state in India which provide mid-day meal ration?
1) Maharashtra
2) Madhya Pradesh
3) Kerala
4) Tamil Nadu
5) Odisha

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Explanation:
The Central Government appreciated that Madhya Pradesh (MP) has become the first state in the country to
provide a mid-day meal ration. Manoj Shrivastava, Additional Chief Secretary Panchayat and Rural
Development, informed that this information has been given in the review meeting conducted by the
Central Government.
23. Iran has approved a bill on national currency denomination, which allows to cutting four zeros
from its national currency Rial & to rename it as ________.
1) Toman
2) Franc
3) Pound
4) Dinar
5) Dollar
Answer – 1) Toman
Explanation:
Iran, recovering from the horrific outbreak of Coronavirus (COVID-19), has now started efforts to get its
economy back on track. In this sequence, the parliament of Iran has approved a bill on national currency
denomination, which allows to cutting four zeros from its national currency Rial & to rename it as ‘Toman’
which is equal to 10,000 rials.
24. Name the person who has been sworn-in as the Prime Minister of Iraq recently in May 2020.
1) Barham Salih
2) Hassan Rouhani
3) Mustafa al-Kadhimi
4) Adel Abdul Mahdi
5) Reuven Rivlin
Answer – 3) Mustafa al-Kadhimi
Explanation:
Mustafa al-Kadhimi (53), former head of Iraq’s intelligence agency, was sworn in as the country’s 6th Prime Minister
(PM) after Adel Abdul Mahdi, who has resigned in November 2019 due to massive anti-governmental protests.
25. What is the percent stake of Reliance’s Jio platforms was bought by Vista Equity Partners for Rs
11,367 crore?
1) 1.81%
2) 3.35%
3) 2.32%
4) 4.12%
5) 0.86%
Answer – 3) 2.32%
Explanation:
As per the Reliance Industries Limited’s statement, the US-based private equity firm Vista Equity Partners
to buy 2.32% stake in Reliance’s Jio Platforms, for Rs 11,367 crore which will make Vista the largest
investor in Jio Platforms after Reliance Industries and Facebook. After this investment, Jio platforms will
have an equity value of Rs 4.91 lakh crore and an enterprise value of Rs 5.16 lakh crore.
26. World Hand Hygiene day was observed annually on May 5. What is the theme for the day for the
year 2020?
1) “Clean Hands – a recipe for health,”
2) “Clean care for all – it's in your hands”
3) “SAVE LIVES: Clean your hands”
4) “Our Hands, Our Future!”
5) “Make handwashing a habit!”

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Answer – 3) “SAVE LIVES: Clean your hands”
Explanation:
World Hand Hygiene Day is observed every year on May 5 globally. The day is organized by the World
Health Organization (WHO). The main aim of the day is to make people across the globe more aware of the
importance of hand hygiene in health care facilities, thus protecting health care workers and patients from
infections. Theme for the year 2020: “SAVE LIVES: Clean your hands”.
27. The central government has launched India’s biggest evacuation plan to bring back Indian
citizens stranded in foreign countries. What is the name of the mission?
1) Stranded Indians Mission
2) Smart India Mission
3) Come Back Indians Mission
4) Bharat Nagrik Mission
5) Vande Bharat Mission
Answer – 5) Vande Bharat Mission
Explanation:
Vandhe Bharat mission is the massive repatriation operation planned by the Indian government to bring
back stranded Indians in different parts of the world in the wake of the coronavirus crisis. In the first phase
that started on May 7, more than 60 “non-scheduled, commercial” flights will operate from about 12
countries to bring back 15,000 citizens. The second phase of the Vandhe Bharat mission in the third week of
May is expected to cover European nations.
28. For 40th anniversary of eradication of which disease the World Health Organisation and United
Nations postal agency has released the commemorative postage stamp?
1) Rubella
2) Rinderpest
3) Polio
4) Measles
5) Small Pox
Answer – 5) Small Pox
Explanation:
The World Health Organization (WHO) and the United Nation (UN) postal agency released a
commemorative postage stamp on the 40th anniversary of the eradication of smallpox. Dr Tedros Adhanom
Ghebreyesus, WHO Director-General, was the speaker on the occasion held in Geneva, Switzerland.
29. Hari Shankar Vasudevan who passed away recently is a renowned _________.
1) Minimalist
2) Architect
3) Physician
4) Historian
5) Mathematician
Answer – 4) Historian
Explanation:
Eminent Historian Hari Shankar Vasudevan passed away at the age of 68 in a private hospital at Kolkata
after testing positive for novel coronavirus on May 6th 2020.
30. Name the 1st Indian tennis player who has won the Fed Cup heart award 2020 for Asia/Oceania
Zone.
1) Leander Paes
2) Mahesh Bhupathi
3) Vijay Amritraj
4) Rohan Bopanna
5) Sania Mirza

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Answer – 5) Sania Mirza
Explanation:
Indian professional tennis player Sania Mirza (33) has created new history by becoming the 1st Indian to
win Fed Cup Heart Award 2020 for Asia/Oceania zone. She decided to give a prize money of $ 2000 to the
Telangana Chief Minister Relief Fund to help battle against coronavirus.
31. Name the former RBI governor who has headed the 24-member high-level committee of Tamil
Nadu government to assess the immediate and medium-term impact of the COVID-19 on State’s
economy.
1) S Krishnan
2) Padmaja Chunduru
3) A Vellayan
4) C Rangarajan
5) N Srinivasan
Answer – 4) C Rangarajan
Explanation:
Tamil Nadu(TN) constituted a 24 member high-level committee headed by C Rangarajan, ex-governor of
Reserve Bank of India(RBI) to assess the immediate and medium-term impact of the COVID-19 pandemic on
various sectors of the State’s economy, examine fiscal challenge & suggest ways to improve its fiscal
position including increasing the tax-Gross Domestic Product(GDP) ratio and diversifying revenue sources
and re-prioritising expenditure.
32. Name the Indian state which has highest number of Infant Mortality Rate (IMR) as per Sample
Registration System (SRS) bulletin based on data collected for 2018 by Registrar General of India
(Note: National average of IMR is 32).
1) Maharashtra
2) Madhya Pradesh
3) Chhattisgarh
4) Bihar
5) Kerala
Explanation:
Registrar General of India has released its Sample Registration System (SRS) bulletin based on data
collected for 2018 (reference year) which has presented the estimates of Birth Rate, Death Rate, and Infant
Mortality Rate (IMR) for the year 2018 for India and its States/UTs. Infant Mortality Rate (IMR): It is the
number of deaths per 1,000 live births of children under one year of age. In 2009-2018 it has declined from
50 to 32. The present figure of 32 is about one-fourth as compared to 1971 (129). Madhya Pradesh is the
state which has highest IMR with 48.
33. Para athlete Deepa Malik (1st women to win medal in Paralympic games) who announced
retirement is associated with which sports?
1) Middle distance running
2) Javelin Throw
3) Shot Put
4) Long jump
5) Triple Jump
Answer – 3) Shot Put
Explanation:
The 1st Indian woman to earn a medal at the Paralympic Games (silver) Shot-putter Para-athlete Deepa
Malik (49-year-old) has announced retirement as per the national sports code so as to hold her post as the
President of the Paralympic Committee of India (PCI).

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34. When was International Nurses Day 2020 with the theme “Nurses: A voice to lead- Nursing the
World to Health” observed on_______.
1) May 12
2) May 3
3) May 17
4) May 8
5) May 5
Answer – 1) May 12
Explanation:
International Nurses Day (IND) is an international event observed every year on May 12 globally to
commemorate the birth anniversary of Florence Nightingale. She was also known as ‘The Lady with the
Lamp’. This year the day marks the 200th birth anniversary of Florence Nightingale. Theme for the year
2020: Nurses: A voice to lead- Nursing the World to Health.
35. What is the value (equivalent to 10% GDP) of package that was announced by PM Modi to revive
the Indian economy (May 2020) under “Atmanirbhar Bharat Abhiyaan” (self-reliant India)?
1) 10 Lakh Crores
2) 15 Lakh Crores
3) 5 Lakh Crores
4) 20 Lakh Crores
5) 25 Lakh Crores
Answer – 4) 20 Lakh Crores
Explanation:
While addressing the nation on May 12, 2020, Prime Minister (PM) Narendra Modi announced Rs 20-lakh-
crore stimulus package, equivalent to about 10% of India’s GDP. This package is an effort to revive the
Indian economy which is facing a downward trend amid lockdown imposed to contain COVID-19. He also
announced Lockdown 4.0 whose details will be disclosed before May 18, 2020. The details of the plan are
dubbed as “Atmanirbhar Bharat Abhiyaan” (self-reliant India) which is to be provided by Nirmala
Sitharaman on the eve of May 13, 2020.
36. What is the rank of India in World Economic Forum (WEF)’s global Energy Transition Index
(ETI) 2020 which was topped by Sweden?
1) 79
2) 66
3) 59
4) 71
5) 74
Answer – 5) 74
Explanation:
According to the World Economic Forum (WEF)’s global Energy Transition Index (ETI) 2020, India has
moved up two places from rank 76th (2019) to 74th with a score of 51.5%, Sweden (74.2%) topped for the
3rd consecutive time followed by Switzerland (73.4%) and Finland (72.4%). The index is a composite score
of 40 indicators, benchmarks 115 countries on the current performance of their energy system, and
readiness for transition to a secure, sustainable, affordable, and inclusive future energy system.
Rank Country
India 74
Sweden 1
Switzerland 2

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Finland 3
37. Name the ministry which has launched CHAMPIONS portal, a Technology-driven control room-
cum-Management Information System.
1) Ministry of Defence
3) Ministry of Micro, Small and Medium Enterprises
4) Ministry of Commerce and Industry
5) Ministry of Electronics and Information Technology
Answer – 3) Ministry of Micro, Small and Medium Enterprises
Explanation:
Union Ministry of Micro, Small and Medium Enterprises (MSME)launched CHAMPIONS (Creation and
Harmonious Application of Modern Processes for Increasing the Output and National Strength) portal
(www.Champions.gov.in), a Technology-driven control room-cum-Management Information System. The
system utilises modern Information and Communications Technology (ICT) tools.
38. Netravali wildlife sanctuary which is in news recently is in which state?

1) Goa
2) Gujarat
3) Maharashtra
4) Telangana
5) Haryana
Answer – 1) Goa
Explanation:
Goa Chief Minister Pramod Sawant recently tweeted a picture of “a Black Panther” from Netravali wildlife
sanctuary in South Goa. Netravali Wildlife Sanctuary is located in South-Eastern Goa, India. It constitutes
one of the vital corridors of the Western Ghats and covers an area of about 211km². Netravali or Neturli is
an important tributary of River Zuari, which originates in the sanctuary.
39. Name the country which has named one of its streets after Indian poet Rabindranath Tagore on
his 159th birth anniversary recently.
1) United Kingdom
2) United States
3) UAE
4) Iran
5) Israel
Explanation:
Israel named a street in Tel Aviv after Indian poet Rabindranath Tagore on his 159th birth anniversary to
honor his valuable contributions in the field and to mankind. He was born on May 7, 1861, in Calcutta. In
Bengal Rabindra Jayanti is celebrated on the 25th day of the Bengali month of Boishakh
40. As per a report titled “Updated Assessment of the Potential Economic Impact of COVID-19”,
global economy is expected to lose between $ 5.8 trillion to $ 8.8 trillion. Name the organisation
which released the report.
1) New Development Bank
2) Work Bank
4) Asian Development Bank
5) SAARC Bank
Answer – 4) Asian Development Bank

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Explanation:
According to a report “Updated Assessment of the Potential Economic Impact of COVID-19” released by
Asian Development Bank (ADB), global economy is expected to lose between $ 5.8 trillion to $ 8.8 trillion
(equal to 6.4 % to 9.7 % of global gross domestic product (GDP)) due to the outbreak of the novel
Coronavirus (COVID-19).
41. Roberto Azevedo has announced step down (resignation) from the director-general of which
world organisation?
1) UNEP
2) UNO
3) OECD
4) WHO
5) WTO
Answer – 5) WTO
Explanation:
At the World Trade Organisation(WTO) members virtual meeting, the 6th Director-General Roberto
Azevedo(62-year-old), a former Brazilian diplomat & 1st Latin American director announced that he will
step down from the 7-year tenure(since 2013) on 31st August on personal grounds, cutting his second term
in office short by exactly one year.
42. Name the country which has won the 1st edition of FIDE Chess.com online Nations Cup 2020
(India – 5th).
1) Russia
2) China
3) Serbia
4) Ukraine
5) United States
Answer – 2) China
Explanation:
China has won the 1st edition of FIDE Chess.com online Nations Cup 2020 chess tournament took place
from 5-10 May 2020, through a chess.com platform. China’s team, which won the prize money of $48,000,
became the champion on the basis of scoring the most points in the league stage despite playing a 2–2 draw
against the US (United States) in the final.
43. Name the person who headed the Group of Ministers (GoM) panel which proposes land pooling
to corporatize agriculture & merging MGNREGA with skilling programmes.
2) Thawar Chand Gehlot
3) Mahendra Nath Pandey
4) Raj Kumar Singh
Answer – 2) Thawar Chand Gehlot
Explanation:
A Group of Ministers (GoM) panel headed by Social Justice and Empowerment Minister Thawar Chand
Gehlot on employment and skill development has drafted a set of proposals that includes land pooling to
corporatize agriculture, opening up Employees’ Provident Fund(EPF) and Employees State Insurance
Corporation(ESIC) for the unorganised sector, merging the Mahatma Gandhi National Rural Employment
Guarantee Act ,2005 (MGNREGA). with skill development programmes to create a wage subsidy
programme.

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44. Name the person who headed the Group of Ministers (GoM) panel which proposes land pooling
to corporatize agriculture & merging MGNREGA with skilling programmes.
2) Thawar Chand Gehlot
3) Mahendra Nath Pandey
4) Raj Kumar Singh
Answer – 2) Thawar Chand Gehlot
Explanation:
A Group of Ministers (GoM) panel headed by Social Justice and Empowerment Minister Thawar Chand
Gehlot on employment and skill development has drafted a set of proposals that includes land pooling to
corporatize agriculture, opening up Employees’ Provident Fund(EPF) and Employees State Insurance
Corporation(ESIC) for the unorganised sector, merging the Mahatma Gandhi National Rural Employment
Guarantee Act ,2005 (MGNREGA). with skill development programmes to create a wage subsidy
programme.
45. Benjamin Netanyahu has been sworn as the Prime Minister for the 5th time for which country?
1) Ukraine
2) Georgia
3) Armenia
4) Iran
5) Israel
Explanation:
Benjamin Netanyahu has been sworn as the Israel Prime Minister (PM) for the 5th time after signing of
power-sharing deal with rival-turned-partner Benny Gantz of Blue and White Party. He will now chair the
post until 13 November 2021.
46. Name the person who heads the ICC cricket committee which has recommended the ban of using
saliva to shine the ball.
1) Rahul Dravid
2) Kumar Sangakkara
3) Ricky Ponting
4) Stephen Fleming
5) Anil Kumble
Answer – 5) Anil Kumble
Explanation:
The International Cricket Council (ICC) Cricket Committee, chaired by former Indian cricketer &
commentator, Anil Kumble has recommended a ban on the use of saliva to make the ball shine due to the
Covid-19 (Coronavirus) pandemic. However, the committee considered ball-shining as safe from the use of
sweat.
47. Name the 1st bank in India to introduce video-KYC facility for Savings Account customers.
1) Axis Bank
2) YES Bank
4) IndusInd Bank
5) ICICI Bank
Answer – 3) Kotak Mahindra Bank
Explanation:
In view of the ongoing lockdown in the country due to Coronavirus (COVID-19), Kotak Mahindra Bank has
become the 1st bank in India to allow video Know your customer (KYC) facility for its customers opening
savings account (SA) on Kotak 811 platform.

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48. Name the person who has been appointed as the chairman of NABARD recently till July 2022.
1) P.V.S Suryakumar
2) Govinda Rajulu Chintala
3) Shaji K V
4) Harsh Kumar Bhanwala
5) Ajay Tyagi
Answer – 2) Govinda Rajulu Chintala
Explanation:
The appointments committee of the union cabinet appointed Govinda Rajulu Chintala as Chairman of
National Bank for Agriculture and Rural Development (NABARD). He was the successor of Harsh Kumar
Bhanwala. Shaji K V and P.V.S Suryakumar have been appointed as Deputy Managing Directors (DMD) of
NABARD.
49. The ‘Pinanga andamanensis’ which is seen in Andaman Islands will be grown in Kerala now with
the help of Jawaharlal Nehru Tropical Botanic Garden and Research Institute. ‘Pinanga
andamanensis’ is species of which tree?
1) Mango
2) Banyan
3) Coconut
4) Apple
5) Palm
Answer – 5) Palm
Explanation:
A rare palm of South Andaman Island ‘Pinanga andamanensis’ will be grown in Palode (Kerala) with the
help of Jawaharlal Nehru Tropical Botanic Garden and Research Institute (JNTBGRI).
50. The Mango department of which Indian state signed MoU with Flipkart to support mango
farmers?
1) West Bengal
2) Uttar Pradesh
3) Gujarat
4) Odisha
5) Karnataka
Explanation:
The Karnataka State Mango Department and Marketing Corporation Ltd. (KSMD&MCL) and Flipkart signed
a memorandum of understanding (MoU) to support the mango farmers in this mango season to sell their
produce through the online platform of Flipkart.
51. Cyclone Amphan has landfall between Digha in West Bengal and Hatiya island in Bangladesh
recently. Name the country which proposed the name Amphan?
1) India
2) Bangladesh
3) Thailand
4) Maldives
5) Omen
Answer – 3) Thailand
Explanation:
A powerful super-cyclone Amphan, making landfall at 2.30 p.m. between Digha in West Bengal and and
Hatiya island in Bangladesh with winds of about 120mph (190km/h), has killed at least 22 people and
destroying thousands of homes. "Amphan", pronounced as "Um-pun", means sky. The name was given by
Thailand in 2004, years ago.

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52. Moeketsi Majoro has been sworn in as Lesotho’s new Prime Minister. What is the capital of
Lesotho?
1) Bloemfontein
2) Pretoria
3) Maseru
4) San Marino
5) Vatican City
Answer – 3) Maseru
Explanation:
Moeketsi Majoro (58) has been sworn in as Lesotho’s new prime minister (PM) after Thomas Motsoahae
Thabane, who has stepped down as prime minister following months of pressure after he was named as a
suspect in the 2017 murder of his ex-wife Lipolelo. About Lesotho: Capital– Maseru.
53. Who has been appointed as the new chief economist and vice president of world bank group
with effect from June 15, 2020?
1) Carmen Reinhart
2) Makhtar Diop
3) Alison Evans
4) Gita Gopinath
5) Akihiko Nishio
Answer – 1) Carmen Reinhart
Explanation:
The World Bank named former Bear Stearns executive Carmen Reinhart as its new Vice President (VP) and
chief economist, tapping an expert on financial crises who also serves on the advisory board of the New
York Federal Reserve. Reinhart’s appointment is effective on June 15, 2020.
54. The Khudol initiative of which Indian state/UT is among the top 10 global initiatives announced
by UN for an inclusive fight against the COVID-19.
1) Sikkim
2) Ladakh
3) Odisha
4) West Bengal
5) Manipur
Answer – 5) Manipur
Explanation:
Jayathma Wickramanayake of Sri Lanka, United Nations (UN) Secretary-General’s Envoy on Youth, has
listed Khudol (gift), a crowdfunded initiative of Imphal (Manipur) based NGO Ya_All, among the top 10
global initiatives for an inclusive fight against the coronavirus (COVID-19) pandemic. Khudol aims to
provide food, health and hygiene of the LGBTQI+ community, people living with HIV,children and
adolescents.
55. Name the person who headed the 9-member panel formed by IRDAI which recommends increase
in indemnity provided to the policyholders under Trade Credit Insurance (TCI) from existing 85%
to 90%.
1) Atul Sahai
2) Subash Chandra
3) Uday Kotak
4) Ajay Tyagi
5) Tapan Roy
Answer – 1) Atul Sahai
Explanation:
Insurance Regulatory and Development Authority of India (IRDAI) formulated nine-member expert panel
headed by New India Assurance (NIA) Chairman & Managing Director (CMD) Atul Sahai has recommended

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an increase in indemnity (protection against finances) being provided to the policyholders under Trade
Credit Insurance (TCI) from existing 85% of the trade receivables from each buyer to 90%.
56. Name the state/UT which is 1st in the country to release report on conservation of endemic,
threatened floras.
2) Uttarakhand
3) Meghalaya
4) Manipur
5) Ladakh
Explanation:
Uttarakhand became the 1st state to release a report highlighting its conservation efforts to save over 1,100
rare plants from extinction. The project aims at Germplasm conservation so that species remain conserved
with the forest department & also to promote conservation of plant species among the general public so as
to end plant blindness. The report is one of the largest repositories of conserved plants & is carried out by
the research wing of the state forest department.
57. Name the 1st Indian state which has granted “Industry” status to “sports” recently to boost the
sports sector.
1) Uttar Pradesh
2) Mizoram
3) Manipur
4) Meghalaya
5) Haryana
Answer – 2) Mizoram
Explanation:
Mizoram sports minister Robert Romawia Royte informed that the state cabinet has cleared the proposal of
the Sports and Youth Service department to grant sports an industry status to boost the sports sector &
generate employment among others. It becomes the 1st state to do so.
58. Padma Shri awardee Balbir Singh who passed away recently is associated with which sports?
1) Cricket
2) Tennis
3) Football
4) Hockey
5) Chess
Answer - 4) Hockey
Explanation:
Legendary hockey Player, three-time Olympic gold medalist and the best centre-forward, Balbir Singh Sr
passed away at the age of 96 at the Fortis Hospital, Chandigarh where he was admitted due to multiple organ
failure and remained in ventilator support from 8th May 2020. He is the 1st sportsperson to win Padma Shri
award in 1957.
59. Name the 1st Indian peacekeeper to receive UN Military Gender Advocate award 2019.
1) Gopal Gurunath
2) Om Prakash
3) Srinivas Kumar
4) Suman Gawani
5) Sureesh Gupta
Answer – 4) Suman Gawani

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Explanation:
Indian Army officer and woman peacekeeper Suman Gawani who has served with the United Nations
Mission in South Sudan (UNMISS) & Brazilian Naval Officer Commander Carla Monteiro de Castro Araujo
have been selected for the prestigious United Nations Military Gender Advocate of the Year Award (2019).
Suman Gawani becomes the 1st Indian peacekeeper to win the award. The award will be given during an
online ceremony presided over by United Nations Secretary-General António Guterres on May 29, the
International Day of UN Peacekeepers.
60. Tsai Ing-wen has been re-elected as the president of which country for the 2nd term in May 2020?
1) Taiwan
2) Hong Kong
3) Thailand
4) Tibet
5) Nepal
Answer – 1) Taiwan
Explanation:
Tsai Ing-wen (63), the current and first female President of Taiwan has been re-elected for a second four-
year term of presidency. A representative of Democratic Progressive Party (DPP), she took the oath on May
20, 2020.
61. Who has released the new online Children’s book titled ‘The Ickabog’ recently?
1) JK Rowling
2) Seuss
3) Enid Blyton
4) Jeff Kinney
5) Beverly
Answer – 1) JK Rowling
Explanation:
Harry Potter author JK Rowling released a new online Children’s book named ‘The Ickabog’ to entertain
children during Coronavirus lockdown. The new story will be serialized with a couple of chapters released
for free online and posted on “The Ickabog” website every weekday from May 26, 2020 to July 10, 2020 in
instalments. This is the first book of author JK Rowling aimed at children since “Harry Potter and the
Deathly Hallows”. Author also wrote books for adults — ‘The Casual Vacancy’ and ‘The Cuckoo’s Calling’
(under the pseudonym of Robert Galbraith).
62. According to the report titled “Children in monetary poor households and COVID-19: Technical
Note” released by UNICEF & Save the children, how many children will be trapped in to poverty by
the end of 2020?
1) 212 million
2) 578 million
3) 672 million
4) 426 million
5) 714 million
Explanation:
According to the report “Children in monetary poor households and COVID-19: Technical Note” released
jointly by the UNICEF (United Nations Children’s Fund) & Save the Children, a United Kingdom (UK) based
non-profit organization which works for child rights, the economic crisis caused by the coronavirus
(COVID-19) epidemic may increase the number of children living in poor households in low- and middle-
income countries by 86 million (or an increase of 15%) to reach 672 million by the end of 2020.

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63. The Asian Development Bank and Government of India has signed loan agreement of $177
million to upgrade roads in which state?
1) West Bengal
3) Maharashtra
4) Gujarat
5) Karnataka
Explanation:
The Asian Development Bank (ADB) and the Government of India signed a USD 177 million loan to upgrade
11 state highways & 2 major district roads with a combined length of 450 km, to 2-lane standard across
seven districts of Maharashtra.
64. RBI to raise 80,000 crores through CMBs. CMB is abbreviated as Cash ________ Bills.
1) Market
2) Money
3) Management
4) Mutual
5) Medium
Answer – 3) Management
Explanation:
The Reserve Bank of India will raise Rs 80,000 crore by selling Cash Management Bills (CMBs) or shorter
duration sovereign debt instruments as the government would be requiring money to meet immediate debt
obligations amid coronavirus outbreak. Those securities will mature in the next 84 days on August 20,
2020.
65. Anil Kishora has been appointed as the vice president of New Development Bank (NDB) recently.
Who was appointed as the new president of NDB replacing KV Kamath?
1) Prado Troyjo
2) Paulo Guedes
3) Anton Siluanov
4) Xiao Jie
5) Tito Mboweni
Answer – 1) Prado Troyjo
Explanation:
The New Development Bank of the BRICS countries has designated Brazil’s Marcos Prado Troyjo as its
President. He will succeed eminent Indian banker Kundapur Vaman Kamath who took over as the first
president of the bank in 2015. The decision regarding appointment was taken during the special virtual
meeting of the Board of Governors. The Board also appointed Anil Kishora of the State Bank of India (SBI),
as the vice president of the NDB to assist the emerging economies in infrastructure development loans.
66. NASA has renamed its Wide Field Infrared Survey Telescope (WFIRST) space telescope after
which astronomer?
1) James C. Fletcher
2) Kalpana Chawla
3) Nancy Grace Roman
4) Sally Ride
5) Katherine Johnson
Answer – 3) Nancy Grace Roman
Explanation:
The National Aeronautics and Space Administration(NASA) renamed its Wide Field Infrared Survey
Telescope(WFIRST), a next-generation space telescope as Nancy Grace Roman Space Telescope or Roman

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Space Telescope to honor Nancy Grace Roman(“Mother” of NASA’s Hubble Space Telescope), NASA’s 1st
chief astronomer, who paved way for space telescopes focused on the broader universe.
67. Ajit Jogi who passed away recently is the 1st Chief minister of which state/UT?
1) Telangana
2) New Delhi
3) Chhattisgarh
4) Puducherry
5) Sikkim
Explanation:
Former Chhattisgarh Chief Minister (CM) Ajit Pramod Kumar Jogi, passed away at the age of 74 in Raipur,
Chhattisgarh. He was born on April 29, 1946 in Bilaspur, Chhattisgarh. In November 2000, when the new
state of Chhattisgarh was carved from Madhya Pradesh (MP), Ajit Jogi, was chosen by Sonia Gandhi to serve
as the first Chief Minister (CM) of the State.
68. ‘Hunar Haat’ programme to restart from September 2020 with the theme “Local to Global”. Name
the ministry which conducts Hunar Haat.
1) Ministry of Communications and Information Technology
4) Ministry of Minority Affairs
5) Ministry of Rural Development
Answer – 4) Ministry of Minority Affairs
Explanation:
A flagship initiative ‘Hunar Haat’ by the Minority Affairs Ministry will make a comeback in September 2020
with a theme ‘Local to Global’, which is a platform for artisans and craftsmen from various parts of the
country to showcase their art and craft and to generate employment for master craftspeople.
69. Name the Bank which has launched ‘Vikas Abhaya’ scheme to provide relief to MSME borrowers.
1) Assam Gramin Vikash Bank
2) Jharkhand Gramin Bank
3) Kerala Gramin Bank
4) Andhra Pradesh Grameena Vikas Bank
Answer – 5) Karnataka Vikas Grameena Bank
Explanation:
Karnataka Vikas Grameena Bank (KVGB), a regional rural bank’s chairman P Gopi Krishna has launched
‘Vikas Abhaya’ a loan scheme to provide some relief to Micro, Small and Medium Enterprise (MSME)
borrowers whose business activities are disrupted on account of the COVID-19 pandemic in Dharwad.
70. Name the person who has been appointed as the Ambassador/Permanent Representative of
India to Indian United Nations.
1) Jaideep Mazumdar
2) T S Tirumurti
3) Piyush Srivastava
4) Syed Akbaruddin
5) Deepak Mittal
Answer – 2) T S Tirumurti
Explanation:
T S Tirumurti an Indian Foreign Service officer of 1985 currently serving as the Secretary, Economic
Relations in the Ministry of External Affairs was appointed as the permanent representative of India to the
United Nations (UN) at New York, succeeding Syed Akbaruddin following his retirement.

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71. Name the person who has built named the 1st helicopter to be built for Mars as ‘Ingenuity’ by
NASA in ‘Name the Rover’ competition.
1) Tanishq Abraham
2) P Sanjana
3) Vaneeza Rupani
4) Arshdeep Singh
5) Advait Kolarkar
Answer- 3) Vaneeza Rupani
Explanation:
A 17-year old Indian-origin girl Vaneeza Rupani has named the 1st helicopter to be built for Mars as
‘Ingenuity’ after she submitted her essay in NASA’s (National Aeronautics and Space Administration) ‘Name
the Rover’ competition.
72. Name the country which plans to launch its 1st satellite to monitor Arctic climate & environment
named “Arktika-M” by December 2020.
1) China
2) Russia
3) Japan
4) India
5) United States
Explanation:
Russia will launch its 1st Arktika-M satellite by December 9, 2020 to monitor the Arctic climate and
environment. It will be launched from Baikonur space center (Kazakhstan) using a Soyuz-2.1b carrier
rocket with a Fregat booster. This announcement was made by General Director of Lavochkin aerospace
company of Russia,Vladimir Kolmykov on May 04, 2020. The 2nd Arktika-M satellite is still under
development and will be launched in 2023.
73. Insurance Regulatory and Development Authority of India (IRDAI) has set up a panel to frame
standard professional indemnity policy for insurance intermediaries that was issued by all the
insurers. Who heads the panel?
1) Rajiv Kumar
2) AS Mishra
3) VK Paul
4) Yegnapriya Bharat
5) Tapan Roy
Answer – 4) Yegnapriya Bharat
Explanation:
The Insurance Regulatory and Development Authority of India (IRDAI) has set up a panel to frame standard
professional indemnity policy for insurance intermediaries that can be issued by all the insurers. It is headed
by Yegnapriya Bharat, CGM (Non-Life), IRDAI.
74. “COVID KATHA- A Multimedia Guide for Mass Awareness”, a multimedia guide on COVID-19 was
launched on occasion of 50th Department of Science and Technology Foundation Day. Who is the
science and technology minister of India?
1) Harsh Vardhan
4) Arjun Munda
5) Nitin Gadkari
Answer – 1) Harsh Vardhan

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Explanation:
Dr. Harsh Vardhan, Union Minister of Science & Technology, Health & Family Welfare and Earth Sciences,
launched “COVID KATHA- A Multimedia Guide for Mass Awareness”, a multimedia guide on COVID-19 on
the occasion of the 50th DST (Department of Science and Technology) Foundation Day. The Golden Jubilee
Celebrations were also launched, initiating myriad activities in different parts of the country throughout the
year.
75. When was World Red Cross Day observed annually?

1) May 8
2) March 15
3) February 28
4) September 19
5) November 12
Answer-1) May 8
Explanation:
Globally May 8th is celebrated as the World Red Cross Day and Red Crescent Day every year this day is to
celebrate and acknowledge the volunteers who help the people in need and to commemorate the birth
anniversary of Henry Dunant the founder of International Committee of the Red Cross(ICRC) born on 8 May
1828. The first Red Cross Day was adopted on May 8, 1948.
76. Find the country which is going to host the FIFA U-17 women’s world cup in February 2021.
1) India
2) South Africa
3) Argentina
4) Spain
5) Germany
Answer - 1) India
Explanation:
The FIFA U-17 Women’s World Cup in India has been rescheduled for February 17 and March 7, 2021, the
governing body announced on May 12, 2020. The tournament was initially scheduled to be held in India
from November 2-21 in 2020 and was subsequently postponed due to the pandemic.
77. Name the private sector bank which has partnered with MoneyGram Payment System for direct-
to-bank deposits in India.
1) IndusInd Bank
2) UCO Bank
3) Federal Bank
4) Axis Bank
5) ICICI Bank
Answer - 3) Federal Bank
Explanation:
MoneyGram Payment System, a subsidiary of MoneyGram International, global leader in P2P payments tied
up with Federal Bank Limited, a private bank in India to provide the customers a cost-effective way to
receive deposits directly in their bank accounts in India.
78. The central government along with which state government has inked 2 loan agreements of $145
million each with World Bank and Asian Infrastructure Investment Bank for irrigation and flood
management project worth $413.8 million?
1) Gujarat
2) Himachal Pradesh
3) West Bengal
4) Maharashtra
5) Goa

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Answer – 3) West Bengal
Explanation:
The Government of India and West Bengal Government have inked two loan agreements for the “West
Bengal Major Irrigation and Flood Management Project” to improve irrigation services and flood
management in the Damodar Valley Command Area (DVCA) of West Bengal. One agreement is inked with
the World Bank (WB) for a loan of $145 million. The other agreement was inked with Asian Infrastructure
Investment Bank (AIIB) for $145million. The Government of West Bengal has infused $123.8 million for this
project. The total worth of the project is $413.8 million.
79. Name the body/organisation which has developed an online dashboard National Migrant
Information System (NMIS) to track movements of migrants.
1) National Biodiversity Authority
2) Airports Authority of India
3) Electronics and Computer Software Export Promotion Council
4) National Disaster Management Authority
5) Migrant Labour Council
Answer - 4) National Disaster Management Authority
Explanation:
The National Disaster Management Authority(NDMA) developed an online dashboard National Migrant
Information System(NMIS) on the existing NDMA-Geographical Information System(GIS) portal to capture
the information regarding movement of migrants and facilitate the smooth movement of stranded persons
across states.
80. Name the UT which has started an initiative ‘SUKOON’- COVID-19 Beat the Stress, in order to
spread awareness about psychological impact of lockdown.
1) Jammu & Kashmir
2) Ladakh
3) Puducherry
4) Lakshadweep
5) Andaman & Nicobar
Answer - 1) Jammu & Kashmir
Explanation:
In Jammu and Kashmir (J&K), the Department of Information and Public Relations (DIPR) has started an
initiative ‘SUKOON’- COVID-19 Beat the Stress, in order to spread awareness about psychological impact of
lockdown and measures to be adopted to overcome them.
81. Name the person who is set to take charge as chairman of the World Health Organization
Executive Board (chosen at 73rd session of world health assembly).
1) Harsh Vardhan
5) Narendra Modi
Answer – 1) Harsh Vardhan
Explanation:
Union Health Minister Dr Harsh Vardhan is set to take charge as the chairman of the World Health
Organization (WHO) Executive Board at its 147th session, as the proposal regarding his appointment was
signed at WHA73. He is the Indian incumbent minister at the Ministry of Science & Technology, Ministry of
Health and Family Welfare and Ministry of Earth Sciences. He will succeed Dr Hiroki Nakatani of Japan.

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82. Name the Indian state which has signed MoU with SIDBI and launched “Startup fund” to
promoted young entrepreneurs.
1) Madhya Pradesh
2) Bihar
3) Uttar Pradesh
4) Haryana
5) Tamil Nadu
Explanation:
The Government of Uttar Pradesh launched the ‘Uttar Pradesh Startup Fund’ to promote entrepreneurship
among the youths of the state and Chief Minister Yogi Adityanath termed the MoU between the state and
Small Industries Development Bank of India(SIDBI).
83. What is ‘S’ in SGL denotes?

1) Standard
2) Subsidiary
3) Special
4) Seeding
5) Savings
Answer - 2) Subsidiary
Explanation:
Public sector lender UCO Bank has imposed a penalty of Rs 5 lakh for violating norms on government bond
holding. The Reserve Bank of India has imposed a penalty of Rs 5 lakh on UCO Bank for bouncing of SGL
forms, the bank said in a regulatory filing. A subsidiary general ledger (SGL) account is maintained with the
RBI for holding government securities and treasury bills in paperless form. The account is used for
facilitating delivery and payment trades.
84. Which among the following department has jointly organised “Society of Indian Defence
Manufacturers (SIDM) MSME Conclave 2020 “along with SIDM and Confederation of Indian Industry
(CII)?
1) Department of Youth Affairs
2) Department of Scientific and Industrial Research
3) Department of Rural Development
4) Department of Defence Research & Development
5) Department of Defence Production
Answer - 5) Department of Defence Production
Explanation:
Union Defence Minister Rajnath Singh participates in Micro, Small and Medium Enterprises(MSMEs) E-
conclave, “Society of Indian Defence Manufacturers (SIDM) MSME Conclave 2020“, jointly organised by
SIDM, Confederation of Indian Industry(CII) and Department of Defence Production. The Theme of the E-
conclave is ‘Business Continuity for MSMEs in Defence & Aerospace Sector’ in which more than 800 Defence
MSMEs participated.
85. Name the PSU which has signed agreement with NTPC to start joint venture for renewable
energy project.
1) Bharat Sanchar Nigam Limited
2) Bharat Immunologicals and Biologicals Corporation
3) Oil and Natural Gas Corporation
4) Central Warehousing Corporation
Answer -3) Oil and Natural Gas Corporation
Explanation:
Oil and Natural Gas Corporation Limited (ONGC) and NTPC have signed a preliminary agreement to set up a

Top 100 Q&A PDF
joint venture for a renewable energy project and entered into a memorandum of understanding (MoU) on
21st May 2020 in New Delhi to formalize the agreement. The joint venture will gain significant growth in
the renewable power sector
86. The researchers at which IIT has developed a solar ‘parabolic trough collector’ system for
concentrating solar energy for industrial applications?
1) IIT Kanpur
2) IIT Guwahati
3) IIT Madras
4) IIT Delhi
5) IIT Gandhinagar
Answer - 3) IIT Madras
Explanation:
Researchers at the Indian Institute of Technology-Madras (IIT-M), developed a solar ‘parabolic trough
collector’ (PTC) system for concentrating solar energy for industrial applications like desalination, space
heating and space cooling.
87. Name the Indian economist who has been appointed to a key position on Climate change and
disaster management in South Asia by the World Bank.
1) Kaushik Basu
2) Jagdish Bhagwati
3) Abhas Jha
4) Arvind Subramanian
5) Jayati Ghosh
Answer - 3) Abhas Jha
Explanation:
Abhas Jha, Indian economist was appointed to a key position on Climate change and disaster management
in South Asia by the World Bank. Previously He served as the Practice Manager for Urban Development and
Disaster Risk Management in East Asia and Pacific region.
88. To boost the” Char Dham” project to connectholy towns, the Border Roads Organisation (BRO)
has constructed a 440-meter-long tunnel under the Chamba town of which Indian state/UT?
1) Himachal Pradesh
2) Tamil Nadu
3) Sikkim
4) Uttarakhand
Answer - 4) Uttarakhand
Explanation:
In a big boost to ”Char Dham” project to connect holy towns of Gangotri, Kedarnath, Yamunotri and
Badrinath, the Border Roads Organisation (BRO) has constructed a 440-meter-long tunnel under the
Chamba town on Rishikesh-Dharasu road Highway (NH 94) in Uttarakhand even during the coronavirus
(COVID-19) epidemic.
89. Which organisation under power ministry has signed an agreement with Narmada Basin
Projects Company limited of Government of Madhya Pradesh to fund Rs. 22,000 crores for
hydropower projects?
1) Power Finance Corporation (PFC)
2) Bharat Electronics Limited (BEL)
3) Indian Renewable Energy Development Agency Limited (IREDA)
4) NBCC (India) Limited
5) National Hydroelectric Power Corporation (NHPC)

Top 100 Q&A PDF
Answer - 1) Power Finance Corporation (PFC)
Explanation:
The Power Finance Corporation (PFC), under the Ministry of Power signed an agreement to fund Rs. 22,000
crores with Narmada Basin Projects Company limited (NBPCL) of Government of Madhya Pradesh for the
225 MW hydro-electric projects and multipurpose projects in the state. The MoU was signed by Rajeev
Sharma, CMD, PFC and I.C.P Keshari, MD NBPCL on a virtual platform.
90. Name the company which entered into partnership with LIC to distribute the micro insurance
products.
1) BTI Payments Limited
2) Hitachi Limited
3) Indicash Limited
4) Vakrangee Limited
5) Communications solutions Limited
Answer-4) Vakrangee Limited
Explanation:
Tech firm Vakrangee Limited (VL) has entered into the Corporate Agency (Registration Code CA0249)
partnership with Life Insurance Corporation of India (LIC) to distribute latter’s micro insurance products in
unserved and underserved areas through its Nextgen Vakrangee Kendra network spread across India.
91. Name the AI based chatbot which was launched by National Payment Corporation of India
recently (developed by CoRover Private Limited).
1) TIA
2) Siri
3) PAi
4) Clara
5) VAI
Answer – 3) PAi
Explanation:
National Payment Corporation of India (NPCI) has launched an artificial intelligence (AI) based chatbot, PAi,
to create awareness around its products like FASTag, RuPay, Unified Payments Interface (UPI), Aadhaar
Enabled Payment System (AePS) on a real time basis & to improve digital financial inclusion in India. It is
developed by Bengaluru based startup CoRover Private Limited
92. Achanakmar Tiger Reserve is located in which state?

1) Telangana
2) New Delhi
3) Chhattisgarh
4) Puducherry
5) Sikkim
Explanation:
Chhattisgarh forest department officials have sighted a rare black panther at Achanakmar Tiger Reserve in
Bilaspur district after seven years. Kabini Wildlife Sanctuary, Dandeli Wildlife Sanctuary, Bhadra Wildlife
Sanctuary and Sharavathi Wildlife Sanctuary are said to be the habitats of black panthers in the state.
Earlier, a black panther was sighted at the Udanti-Sitanadi Tiger Reserve in Chhattisgarh’s Gariyaband
district.
93. What is the name of missile park which is going to be set up in INS Kalinga (laid foundation stone
recently)?
1) Prahaarprastha
2) Nirbhayprastha
3) Shauryaprastha

Top 100 Q&A PDF
4) Agneeprastha
5) Dhanushprastha
Answer – 4) Agneeprastha
Explanation:
The foundation stone for a Missile Park named ‘Agneeprastha’ was laid by Commodore Rajesh Debnath & a
2 MegaWatt (MW) solar photovoltaic plant was commissioned by Vice Admiral Atul Kumar Jain, Flag Officer
Commanding-in-Chief, Eastern Naval Command (ENS) at INS Kalinga, Visakhapatnam.
94. What is the GDP growth of India in 2019-20 as per the data of National Statistical Office (NSO)?
1) 5%
2) 4.6%
3) 4.8%
4) 4.2%
5) 4.4%
Answer – 4) 4.2%
Explanation:
According to the Provisional Estimates of National Income for the financial year 2019-20 by National
Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI) India’s Gross
Domestic Product (GDP) growth has slowed to an 11-year low of 4.2% in 2019-20 & in the final quarter
(Q4- January to March) the GDP’s growth rate fell to 3.1%, against 6.2% in the 2018-19, which reflects the
impact of the first week of the COVID-19 lockdown which began on March 25.
95. A new species of small freshwater fish “Puntius sanctus” discovered in Tamil Nadu recently.
Name the Journal which published this study.
1) Bioscience Research
2) Nature Genetics
3) Lancet
4) Journal Nature
5) Scope
Answer - 1) Bioscience Research
Explanation:
According to the study published in the Journal ‘Bioscience Research’, Professor Mathews Plamoottil, head
of the Department of Zoology at the BJM Government College, Chavara (Kerala), has detected a new species
of silver colored small freshwater fish “Puntius sanctus” of the Cyprinidae family in Velankanni,Tamil
Nadu(TN).
96. Jewer airport is located in which state?

1) Uttar Pradesh
2) West Bengal
3) Manipur
4) Bihar
5) Odisha
Answer-1) Uttar Pradesh
Explanation:
Developer Zurich Airport gets security clearance for Jewar airport. Swiss firm Zurich Airport International
AG has got security clearance from the Centre for developing Jewar airport in western Uttar Pradesh.
97. Name the person who has become world’s highest paid female athlete as per Forbes.
1) Serena Williams
2) PV Sindhu
3) Suzie Bates
4) Naomi Osaka
5) Maria Sharapova

Top 100 Q&A PDF
Answer - 4) Naomi Osaka
Explanation:
Japanese tennis star Naomi Osaka, 22 years old, became the highest paid female athlete in the world,
topping American great Serena Williams. Osaka has been ranked No.1 by the Women’s Tennis Association
(WTA). The complete Forbes list, due to be released next week.
98. The Denmark based scientist has discovered a new species of a parasitic fungus and it is named
after _______.
1) Skype
2) Gmail
3) Instagram
4) Facebook
5) Twitter
Answer – 5) Twitter
Explanation:
According to the study published in the journal MycoKeys, Ana Sofia Reboleira, a biologist from the University
of Copenhagen’s Natural History Museum of Denmark, has discovered a new species of a parasitic fungus
‘Troglomyces Twitteri’ by using image of millipede circulating on social media platform Twitter.
99. Name the country which has developed “i-Feel you”, an intelligent bracelet which will help users
respect social distancing rules.
1) Italy
2) Germany
3) Spain
4) Cuba
5) China
Answer – 1) Italy
Explanation:
The Genoa-based Italian Institute of Technology (IIT) has developed “i-Feel you”, an intelligent bracelet
which will help users respect social distancing rules. The technology was launched at a video conference
which involved the participation of Liguria governor Giovanni Toti and IIT President Giorgia Metta.
100. In which region of the world the largest annual rate of net forest loss in 2010–2020 reported
(Net gain highest in Asia)?
1) Europe
2) Oceania
3) Africa
4) North America
5) South America
Answer & Explanation
Answer - 3) Africa
Explanation:
According to the Global Forest Resources Assessment(FRA) 2020 released by the United Nations Food and
Agriculture Organization(FAO), the forest loss rate in 2015-2020 has declined to an estimated 10 million
hectares(mha), down from 12 mha in 2010-2015. Among the world’s regions, Africa has the largest annual
rate of net forest loss in 2010–2020, at 3.9 mha, followed by South America, at 2.6 mha, whereas Asia has
the highest net gain of forest area in 2010–2020, followed by Oceania and Europe.

Current Affairs Q&A PDF
Current Affairs Q&A PDF – April 2020

Top 100 Questions
1. Which Private sector bank of India has launched Banking service in WhatsApp (March 2020)?
1) HDFC Bank
2) Axis Bank
3) ICICI Bank
4) IndusInd Bank
5) RBL Bank
Explanation:
The ICICI Bank has launched Whatsapp banking to assist its customers in meeting the banking needs from
homes during the lockdown.
2. Name the Indian ministry which has launched the portal named “Stranded in India”.
1) Ministry of Tourism
3) Ministry of Health and Family welfare
4) Ministry of External Affairs
Answer – 1) Ministry of Tourism
Explanation:
The Ministry of Tourism has launched a portal ‘Stranded in India’ as a support network to help foreign
tourists who are stuck in various parts of India. Its web address is strandedinindia.com.
3. Name the person who headed the team which developed corona virus testing kit called ‘Mylab
PathoDetect COVID-19 Qualitative PCR kit’.
1) Minal Dakhave Bhosale
3) Rosemary Joyce ✦ Join ➺ @bhawna_weekly_quiz_pdf
4) Priyamvada Natarajan
5) Mangala Narlikar
Answer – 1) Minal Dakhave Bhosale
Explanation:
Virologist Minal Dakhave Bhosale from Pune had headed the designing team for the corona virus testing
kit called ‘Mylab PathoDetect COVID-19 Qualitative PCR kit’. She is the research and development chief of
Mylab Discovery Solutions in Pune, the first Indian company has received full approval to make and sell
Covid-19 testing kits.
4. Arjun Dev who passed away in March 2020 is _________.

1) Mathematician
2) Historian
3) Biologist
4) Chemist
5) Physician
Answer – 2) Historian
Explanation:
Professor Arjun Dev, the legendary historian and educationist passed away at the age of 81 in Noida, Uttar
Pradesh (UP). He was born on November 12, 1938 in Leiah, West Punjab (now in Pakistan).
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5. As per report titled “East Asia and Pacific in the Time of COVID-19″ the poverty is estimated to
rise by 11 million in East Asia pacific region. Name the Organisation which released the report.
2) World Bank
4) Organisation for Economic Cooperation and Development
5) Food and Agriculture Organisation
Explanation:
World Bank in its April 2020 Economic Update for East Asia and Pacific (EAP) titled “East Asia and
Pacific in the Time of COVID-19″has stated that if the economic situation become worsen further due to
COVID-19 consequences then the poverty is estimated to increase by about 11 million people in the EAP
region.
6. What is the amount that was offered by World Bank to India for the proposed COVID-19
emergency response & health systems preparedness project?
1) USD 10 million
2) USD 50 million
3) USD 1 Billion
4) USD 150 million
5) USD 2 Billion
Answer – 3) USD 1 Billion
Explanation:
The World Bank has offered USD 1 billion to India for the proposed a 4-year COVID-19 emergency
response & health systems preparedness project which aims to develop the preparedness of India’s
health care systems in the time of the pandemic & also to respond and mitigate the pandemic.
7. Name the person who heads the advisory committee which recommends increasing the WMA
limit by 30% from the current limit for all states & UTs for 1st half of FY21?
1) Tapan Ray
2) TN Manoharan
3) Surjit S Bhalla
4) U K Sinha
5) Sudhir Shrivastava
Answer – 5) Sudhir Shrivastava
Explanation:
The RBI has constituted an advisory committee chaired by Sudhir Shrivastava to review the WMA limits
for state government &Union Territories (UT), it has been decided to increase the WMA limit by 30%
from the current limit (Rs 1.20 lakh crore) for all states & UTs which is effective from April 1, 2020 & is
valid till September 30, 2020.
8. Philip Warren Anderson who passed away in April 2020 is the Nobel laureate in which field?
1) Literature
2) Economics
3) Physics
4) Chemistry
5) Medicine
Answer – 3) Physics
Explanation:
Philip Warren Anderson, a Nobel Prize- winning physicist who expanded the world’s understanding of
magnetism, superconductivity and the structure of matter, passed away at the age of 96 in Princeton,
New Jersey, US (United States). He was born on December 13, 1923 in Indianapolis, Indiana, US.
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9. Name the Central government’s 1st comprehensive COVID-19 tracking app.

1) Aarogya me
2) Covid-19 check
3) Coronaless India
4) Aarogya Setu
5) Covid track
Answer – 4) Aarogya Setu
Explanation:
The Government of India (GoI) has officially launched its 1st comprehensive coronavirus (COVID-19)
tracking app called ‘Aarogya Setu’ (which translates from Sanskrit to ‘A bridge of health’) for Android and
iOS (iPhone Operating System) users to connect health services with the people to fight the novel
coronavirus outbreak.
10. Which Indian institute has developed the prototype for indigenous ventilator under project
Praana?
1) IIT Kanpur
2) IIT Delhi
3) IISc Bengaluru
4) AIIMS Delhi
5) NIIT Trichy
Answer – 3) IISc Bengaluru
Explanation:
The scientists and students of the Bengaluru Indian Institute of Science (IISc) have developed a
prototype of an indigenous ventilator under project Praana, to help patients with lung damage due to
COVID-19 infection.
11. Name the country which host the 3rd edition of Asian youth games in 2021.
1) Japan
2) India
3) Thailand
4) South Korea
5) China
Answer - 5) China
Explanation:
The Olympic Council of Asia (OCA) has announced the 3rd edition of Asian Youth Games, which will be
hosted in Shantou in China from November 20 to 28, 2021.
12. With which company National Health Authority (NHA) has partnered to provide transport
services to frontline health workers?
1) Baxi
2) Jugnoo
3) Uber
4) Ola
5) Easy Cabs
Answer – 3) Uber
Explanation:
National Health Authority (NHA) partnered with Uber India to provide 24/7 free UberMedic transport
services to India’s frontline healthcare workers and hospitals engaged in the treatment of COVID-19
patients.
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13. When was International Transgender Day of Visibility was observed annually?
1) March 8
2) March 31
3) February 23
4) January 18
5) April 2
Answer – 2) March 31
Explanation:
The International Transgender Day of Visibility is observed every year on March 31 globally since 2009,
to celebrate transgender people to raise awareness of discrimination faced by transgender people
worldwide and their contributions to society. This year Transgender Day of Visibility (TDOV) has the
theme and hashtag #MoreThanVisibility.
14. Name the Indian state which topped all-India level for micro-irrigation (MI), under Pradhan
Mantri Krishi Sinchayee Yojana (PMKSY) for FY20 (2019-20).
1) Punjab
2) Maharashtra
3) Karnataka
4) Tamil Nadu
5) Telangana
Explanation:
Tamil Nadu has topped the all-India level for micro-irrigation (MI), under Pradhan Mantri Krishi
Sinchayee Yojana (PMKSY), with a coverage of 2,06,853.25 ha for the year financial year 2019-20 & It is
followed by Karnataka and Gujarat respectively. In the cumulative coverage of MI from 2015-20,
Karnataka topped with coverage of 8,15,690.31 ha.
15. Name the person who has been conferred with Hero to Animal award given by PETA.
1) Ashok Gehlot
2) Naveen Patnaik
3) Amarinder Singh
4) Sarbananda Sonowal
5) Yogi Adityanath
Answer – 2) Naveen Patnaik
Explanation:
Naveen Patnaik, Chief Minister of Odisha, has been conferred with Hero to Animals Award by People for
the Ethical Treatment of Animals (PETA) India for feeding community animals in five municipal
corporations and all 48 municipalities of Odisha and allocated Rs 54 lakhs from a relief fund during the
COVID-19 lockdown.
16. By which year NASA has planned to set up ‘Artemis’ the first human base camp in South pole of
moon?
1) 2022
2) 2025
3) 2023
4) 2021
5) 2024
Answer – 5) 2024
Explanation:
National Aeronautics and Space Administration (NASA) unveiled its plan to setup ‘Artemis’, the first
human base camp on Moon’s South Pole by 2024 through a 13-page report titled “NASA’s Plan for
Sustained Lunar Exploration and Development”. The Artemis program aims to land first woman and next
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man on the moon by 2024. The program is carried out by NASA along with European Space Agency
(ESA), the Japan Aerospace Exploration Agency (JAXA), Canadian Space Agency (CSA) and the Australian
Space Agency (ASA).
17. What is the amount that was granted as loan by Asian Development Bank (ADB) to Aavas
financiers to improve women’s access to housing in India?
1) $100 million
2) $80 million
3) $20 million
4) $40 million
5) $60 million
Answer – 5) $60 million
Explanation:
Asian Development Bank (ADB), a regional development bank, has signed a loan agreement worth of $60
million with affordable housing loan provider Aavas Financiers Ltd to provide housing finance to women
in low-income communities either as primary borrowers or co-borrowers.
18. Name the Country which Host FIFA U17 women’s World cup in 2020 (postponed).
1) Germany
2) Panama
3) Japan
4) China
5) India
Answer – 5) India
Explanation:
FIFA has postponed the Under-20 Women's World Cup Panama/Costa Rica 2020 - originally scheduled
for August/September 2020 - and the FIFA Under-17 Women's World Cup India 2020 - originally
scheduled for November 2020.
19. Which Indian ministry has designated DigiLocker as the sole National Academic Depository
(NAD).
1) Ministry of Commerce and Industry
2) Ministry of Information and Broadcasting
3) Ministry of Communications and Information Technology
5) Ministry of Human Resource and Development
Answer – 5) Ministry of Human Resource and Development
Explanation:
DigiLocker, an online document wallet has been designated as the sole National Academic Depository
(NAD) by the Ministry of Human Resource and Development (MHRD) to enable educational institutions
to store digital copies of academic awards, mark sheets and certificates on the cloud-based service.
20. Name the person who has been appointed as the chairman of National Association of Software
and Services Companies (NASSCOM).
1) Debjani Ghosh
2) UB Pravin Rao
3) Rekha M Menon
4) Keshav Murugesh
5) UK Sinha
Answer – 2) UB Pravin Rao
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Explanation:
The National Association of Software and Services Companies (NASSCOM) appoints Infosys Chief
Operating Officer (COO) UB Pravin Rao as its chairman & chairman and senior managing director of
Accenture in India Rekha M Menon as its vice president for 2020-21.
21. Name the initiative which was launched by Human Resource and Development Ministry along
with AICTE for students to fight covid-19.
1) Shagun
2) Samrath
3) Samridhhi
4) Samadhan
5) Sathi
Answer – 4) Samadhan
Explanation:
To empower innovation among students the Innovation Cell of the Ministry of Human Resources
Development (HRD) and All India Council for Technical Education (AICTE) in collaboration with Forge
and InnovatioCuris launched a mega online challenge – SAMADHAN.
22. Which Organisation/Institute along with Wipro 3D to create full face shield for healthcare
personnel treating coronavirus patients?
1) ISRO
2) DRDO
3) IIT-Hyderabad
4) IIT-Kanpur
5) IIT-Madras
Answer – 2) DRDO
Explanation:
The Defence Research and Development Organisation (DRDO), an agency of the Government of India
charged with the military’s research and development,has partnered with private firm Wipro 3D to
create a full face shield, which is meant to be helpful for doctors and nurses who are treating patients
infected with coronavirus (COVID-19).
23. Name the University which has launched world’s 1st COVID-19 Government Response tracker.
1) Columbia University
2) University of Cambridge
3) University of Oxford
4) Stanford University
5) Harvard University
Answer – 3) University of Oxford
Explanation:
The first ever tool to track and compare policy responses of governments tackling the coronavirus
outbreak around the world has been launched by the University of Oxford’s Blavatnik School of
Government.
24. How many people working in informal sector in India have risk of falling into poverty as per
International Labour Organization (ILO) report?
1) 150 million
2) 100 million
3) 400 million
4) 250 million
5) 300 million
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Explanation:
International Labour Organization (ILO) has released a report titled ‘ILO Monitor 2nd edition: COVID-19
and the world of work- Updated estimates and analysis’ which has also stated that about 400 million
people (almost 90%) working in the informal economy in India are at risk of falling deeper into poverty
due to the coronavirus crisis.
25. Name the 1st English player since 2005 to be named as Wisden’s leading male cricketer of the
world 2020.
1) Jofra Archer
2) Jonny Bairstow
3) Eoin Morgan
4) Ben stokes
5) Jos Butler
Answer – 4) Ben stokes
Explanation:
Wisden Cricketers’ Almanack 2020 edition, named Ben Stokes of England and Ellyse Perry of Australia as
the Leading male and female cricketer of the World 2020 respectively.
26. Name the Country which has become world leader in International patent fillings at WIPO’s
Patent Cooperation Treaty (PCT).
1) Germany
2) Japan
3) United States
4) India
5) China
Answer – 5) China
Explanation:
China has become the world leader in international patent filings via WIPO’s Patent Cooperation Treaty
(PCT) with a total of 58,990 applications surpassing the United States (US), which was at top spot since
the PCT began operations in 1978.
International patent applications by origin (PCT System) Total 265,800
Rank Country Number of Applications
1 China 58,990
2 United States of America (USA) 57,840
3 Japan 52,660
14 India 2,053
27. Which Department has launched 1st of its kind iGOT portal in DIKSHA platform of Ministry of
Human Resource and Development?
1) Department of Social Justice and Empowerment
2) Department of Personnel and Training
3) Department of School Education and Literacy
4) Department for Promotion of Industry and Internal Trade
5) Department of Higher Education
Answer – 2) Department of Personnel and Training (DoPT)
Explanation:
The Centre under Department of Personnel and Training (DoPT) has launched 1st of its kind Integrated
Government Online Training (iGOT) e- learning portal on Digital Infrastructure for Knowledge Sharing
(DIKSHA) platform of Ministry of Human Resource Development (MHRD) to enhance capacity building of
front-line workers to effectively manage the COVID-19 pandemic.
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28. RBI has approved re-appointment of Sanjay Agarwal as MD&CEO of AU small finance bank
(HQ-Jaipur). Who has been appointed as part-time chairman of the bank?
1) Sumanth Sharma
2) P R Ravi Mohan
3) Nitin Chugh
4) Samit Ghosh
5) Raj Vikash Verma
Answer – 5) Raj Vikash Verma
Explanation:
Raj Vikash Verma was appointed as part-time Chairman of AU Small Finance Bank for the period of one
year whereas Sanjay Agarwal reappointed as Managing Director (MD) and CEO (Chief Executive Officer)
of the AU Small Finance Bank. The appointment was approved by RBI (Reserve Bank of India).
29. Name the Mobile company which has acquired the weather app named Dark Sky.
1) Sony
2) Realme
3) Apple
4) Samsung
5) Nokia
Answer – 3) Apple
Explanation:
Apple has acquired the Dark Sky, a weather app, which states about the time of rain, its iPhone Operating
System (iOS) app which costs USD 3.99 will not be modified and does not allow the users to download it.
Its Application Programming Interface (API) service will not accept new signups & will continue to
function through the end of 2021, it has also updated its branding on its website as ‘Dark Sky by Apple’.
30. The Indian Council of Medical Research has approved to use diagnostic machine of which
Disease to coronavirus (on April 10, 2020)?
1) Malaria
2) Tuberculosis
3) Dengue
4) Swine Flu
5) Cholera
Answer – 2) Tuberculosis
Explanation:
Indian Council of Medical Research (ICMR) has allowed the use of a diagnostic machine used to test drug-
resistant TB (Tuberculosis) for conducting coronavirus tests. In this regard, it had recognized the
‘TrueLTM beta COV test on the TruLabTM workstation’ and recommended it as a screening test. Earlier
ICMR approved use of the Truenat beta CoV test on Truelab workstation, which is used to detect drug
resistant TB.
31. Name the small finance bank which launched digital banking platform named ‘DigiGen’
1) AU Small Finance Bank
2) Ujjivan Small Finance Bank
3) ESAF Small Finance Bank
4) Equitas Small Finance Bank
5) Jana Small Finance Bank
Answer – 5) Jana Small Finance Bank
Explanation:
Jana Small Finance Bank, a scheduled commercial bank, has launched DigiGen, a digital banking platform
which enables the customers to open digitally a savings account & fixed deposit instantly anytime &
anywhere.
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32. Name the Indian former RBI governor who has been part of IMF’s 12-member External Advisory
Group.
1) Bimal Jalan
2) Y Venugopal Reddy
3) C Rangarajan
4) S Venkitaraman
5) Raghuram Rajan
Answer – 5) Raghuram Rajan
Explanation:
The International Monetary Fund (IMF) Managing Director (MD) Kristalina Georgieva named former
Reserve Bank of India (RBI) governor Raghuram Rajan and 11 others to its new External Advisory Group.
33. With which smartphone company Google ties up to create coronavirus contact tracing
technology using Bluetooth signals?
1) Xiaomi
2) Samsung
3) Apple
4) Lenovo
5) Nokia
Answer – 3) Apple
Explanation:
Apple Inc., an American multinational technology company, has partnered with Google LLC have jointly
create a coronavirus (COVID-19) contact tracing technology using Bluetooth signals.
34. Name the 1st Indian state which gets ICMR approval to conduct clinical-trial of plasma therapy
treatment (for SCTIMST) for COVID-19.
1) Maharashtra
2) Karnataka
3) Telangana
4) Kerala
5) Tamil Nadu
Explanation:
The Indian Council of Medical Research (ICMR) has given approval to Sree Chitra Tirunal Institute for
Medical Sciences and Technology (SCTIMST), Thiruvananthapuram, Kerala, to commence clinical trial
convalescent plasma therapy treatment. Therefore, Kerala becomes the first state in the country to start
clinical trial plasma therapy treatment.
35. What is the annual global share of production of Hydroxychloroquine by India as per Indian
Pharmaceutical Alliance (IPA)?
1) 60%
2) 65%
3) 70%
4) 40%
5) 55%
Answer – 3) 70%
Explanation:
India has become the largest producer and exporter of Hydroxychloroquine (HCQ), the most talked out
medicine to curb the COVID-19 disease, with 70% of annual global production as per Indian
Pharmaceutical Alliance (IPA).
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36. Name the Indian Ministry which has launched the web portal named ‘YUKTI’ to record and
monitor the effectiveness and initiatives of the ministry.
1) Ministry of Finance
2) Ministry of External Affairs
3) Ministry of Communications
5) Ministry of Human Resource and Development
Answer – 5) Ministry of Human Resource and Development
Explanation:
Union Minister for Ministry of Human Resource Development (MHRD) Ramesh Pokhriyal “Nishank” has
launched a web-portal YUKTI (Young India Combating COVID with Knowledge, Technology and
Innovation) in New Delhi that will monitor and record the efforts and initiatives of MHRD. Its objective is
to keep a high-quality learning environment for the academic community during this COVID-19 threat.
37. Name the 1st state in India which integrates Ayurveda and Allopathy to boost immunity of
covid-19 patients.
1) Goa
2) Kerala
3) Tamil Nadu
4) Gujarat
5) Andhra Pradesh
Answer – 1) Goa
Explanation:
Goa Chief Minister (CM) Pramod Sawant announced that Goa becomes the first state to integrate
allopathy and Ayurveda to treat COVID-19 patients and those who have been quarantined.
38. As per study of which world organisation, only 1/4th of Indians pay for news, but 2/3rd
willing to pay?
2) World Trade Organisation
3) World Bank
5) Common Wealth Nations
Answer – 4) World Economic Forum
Explanation:
The survey of news and entertainment consumers conducted by the World Economic Forum (WEF)
states that Only 1/4th of Indians pay for news, but 2/3rd willing to pay.
39. What is the Theme for International Children’s Book Day 2020 which was celebrated on April
2 (annually)?
1) Theme: “The small is big in a book”
2) Theme: “A Hunger for words”
3) Theme: “Let Us Grow With the Book”
4) Theme: “Once Upon a time”
5) Theme: “Many Cultures one Day”
Answer – 2) Theme: “A Hunger for words”
Explanation:
International Children’s Book Day (ICBD) is observed every year on April 2. The day is celebrated to
inspire a love of reading and to call attention to children’s books. Theme of the year 2020: A Hunger for
words.
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40. “One Cop One Gangster” was launched in Which State?

1) Assam
2) Goa
3) Haryana
4) Punjab
5) Uttar Pradesh
Explanation:
The Ghaziabad district police (Uttar Pradesh) has launched a special drive named 'One Cop One Gangster'
to keep a close eye on criminals by deputing a dedicated policeman behind every wanted person.
41. Under which Article of Indian constitution the Consolidated fund of India is constituted?
1) Article 264 (1)
2) Article 265 (1)
3) Article 266 (1)
4) Article 267 (1)
5) Article 268 (1)
Answer – 3) Article 266(1)
Explanation:
Consolidated fund was constituted under Article 266 (1) of the Constitution of India. All revenues
received by the government by way of direct taxes and indirect taxes, money borrowed and receipts
from loans given by the government flow into the Consolidated Fund of India.
42. Name the 1st Indian state which is going to measure Gross Environment Product (GEP)?
1) Uttarakhand
2) Andhra Pradesh
3) Tamil Nadu
4) Rajasthan
Explanation:
Uttarakhand state is going to become the first state of the country to measure Gross Environment
Product (GEP) for quantifying ecological growth measurement.
43. Jim Corbett National park has become India’s 1st Quarantine centre for animals. Where does
Jim Corbett National park located?
1) Uttarakhand
2) Odisha
3) Madhya Pradesh
4) Rajasthan
5) Assam
Explanation:
Jim Corbett National Park, the India’s oldest forested wildlife sanctuary located in the Nainital district of
Uttarakhand, has become the India’s 1st quarantine centre for animals with symptoms of coronavirus
(COVID-19).
44. Find the airline company which launches India’s first cargo-on-seat flights to carry essentials
amid Covid-19.
1) IndiGo
2) AirIndia
3) GoAir
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4) Vistara
5) SpiceJet
Answer – 5) SpiceJet
Explanation:
SpiceJet on April 7, 2020 operated the country's first cargo-on-seat flight to carry essentials amid Covid-
19.
45. With which Public Sector Bank, the government telecom operator BSNL has partnered to
launch Bharat InstaPay, UPI-based payment platform.
1) UCO Bank
4) Allahabad Bank
5) Andhra Bank
Explanation:
Bharat Sanchar Nigam Limited (BSNL) in partnership with the State Bank of India (SBI) has launched a
Unified Payments Interface (UPI) based payment platform, Bharat InstaPay to enable all types of channel
partners of BSNL to digitize their payment transactions on a round the clock basis/ real- time basis.
46. Name the Indian cricketer who has been appointed as the brand ambassador of PokerStars
India.
1) Sachin Tendulkar
2) MS Dhoni
3) Virat Kohli
4) Rohit Sharma
5) Sourav Ganguly
Answer – 2) MS Dhoni
Explanation:
PokerStars India has appointed former Indian captain Mahendra Singh Dhoni as its new brand
ambassador. Prior to MS Dhoni’s appointment popular Bollywood actor Nawazuddin Siddiqui was the
brand ambassador of the company.
47. Name the company which has won the Edison Award 2020 for its campaign named ‘Club Enerji
#Switchoff2SwitchOn’.
1) JSW Energy
2) SJVN power
3) Reliance power
4) Tata power
5) NHPC ltd
Answer – 4) Tata power
Explanation:
Tata Power company limited’s ‘Club Enerji #Switchoff2SwitchOn’ campaign, which is India’s 1st, energy
& resource conservation club has won silver in the Edison Award 2020 under Social innovation’s
subcategory, social energy solution. The company’s ‘Club Enerji’ is a 12-year old sustainability initiative
which targets school children.
48. Name the company which has launched an initiative named ‘Pragati’ to drive women
entrepreneurship and to spread awareness and adoption of technology among women in India.
1) Whatsapp
2) Microsoft
3) Google
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4) Twitter
5) Facebook
Answer – 5) Facebook
Explanation:
The Pragati initiative of Facebook will incubate and accelerate early-stage women-led non-profits that
are working to drive women entrepreneurship and to spread awareness and adoption of technology
among women in India. Facebook Pragati will award four grants of up to ₹50 lakh for each non-profit to
scale their work.
49. The theme for International Day of Mathematics (IDM) 2020 is ‘Mathematics is Everywhere’.
When was IDM celebrated annually (1st instance started in 2020)?
1) June 28
2) March 14
3) August 28
4) March 30
5) April 17
Answer - 2) March 14
Explanation:
The International Day of Mathematics (IDM) was celebrated for the first time on March 14, 2020 globally.
On this day all countries will be invited to participate through activities for both students and the general
public in schools, museums, libraries and other spaces. The day was proclaimed by UNESCO (The United
Nations Educational, Scientific and Cultural Organization) on the 40th session of the General Conference,
November 26, 2019. Theme for the year 2020: Mathematics is Everywhere.
50. Name the 1st Indian city which announced face mask is mandatory in public places.
1) Mumbai
2) Chennai
3) Cochin
4) Indore
5) Hyderabad
Explanation:
Mumbai is the first city in India to make masks compulsory. “All person must wear a three-ply mask or a
cloth mask in public places.
51. What is the current reverse repo rate of India as announced by RBI (April 17, 2020)?
1) 3.5%
2) 3%
3) 3.25%
4) 4%
5) 3.75%
Answer – 5) 3.75%
Explanation:
RBI been decided to reduce the fixed reverse repo rate under liquidity adjustment facility (LAF) by 25
basis points (bps) from 4% to 3.75% with immediate effect to maintain more liquidity in the banking
system. On the other hand, repo rate remained unchanged to 4.40%, but it could be reduced as inflation is
likely to fall below its target in a couple of months. Following table shows the Policy Rates of RBI as of April
17, 2020:
Policy Rate Rate Change
Repo Rate 4.40% No change
Reverse Repo Rate 3.75% 25 bps
Marginal Standing Facility (MSF) Rate 4.65% No change
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Bank Rate 4.65% No change
52. Name the person who has been appointed as the ambassador of World Wildlife Fund (WWF)
India’s environment education programme.
1) Rani Rampal
2) Virat Kohli
3) Viswanathan Anand
4) Sharath Kamal
5) Koneru Humpy
Answer – 3) Viswanathan Anand
Explanation:
5-time world chess champion Viswanathan Anand was appointed as ambassador of World Wildlife Fund
(WWF) India’s environment education programme.
53. Name the company which has launched new virtual Braille keyboard named ‘TalkBack’.
1) Apple
2) Google
3) Facebook
4) Microsoft
5) Samsung
Answer – 2) Google
Explanation:
Google has launched a new braille keyboard named TalkBack to simplify smartphone typing for those who
are suffering from visual impairment. "TalkBack braille keyboard is a new virtual braille keyboard
integrated directly into Android.
54. Name the person who authored the book titled ““Shuttling to the Top: The Story of P V Sindhu””.
1) Taslima Nasreen
2) Om Swami
3) Arunava Sinha
4) Krishnaswamy V
5) Chetan Bhagat
Answer – 4) Krishnaswamy V
Explanation:
A book titled “Shuttling to the Top: The Story of P V Sindhu” authored by Krishnaswamy V was published
by HarperCollins in Amazon digital platform along with other two books, amid the lockdown due to
Coronavirus.
55. Name the person who heads the high-level task force formed by central government for
vaccine and drug testing for covid-19.
1) Vinod Paul
2) Krishnaswamy VijayRaghavan
3) Rajiv Garg
4) Both 1) and 2)
5) Both 1) and 3)
Explanation:
In the wake of increasing death toll, the central government has constituted high-level task force for
vaccine and drug testing for coronavirus disease (Covid-19) co-chaired by Vinod Paul, member NITI
(National Institution for Transforming India) Aayog, and Professor Krishnaswamy VijayRaghavan,
principal scientific advisor to the government. The task force members include Director General of
Health Services, Dr. Rajiv Garg, Drug Controller General of India, Dr. VG Somani and representatives of
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Ayush ministry, ICMR, department of biotechnology, among others. Department of biotechnology would
act as a nodal agency for the development of the vaccine to fight COVID-19 and to provide government
facilitation. The objective of the task force is to catalyze national and international efforts towards
vaccine development to treat Covid-19.
56. Name the 1st state in the country to get geotag for community kitchens (tied-up with Google
for Geo-map location).
1) Goa
2) Uttar Pradesh
3) Kerala
4) Bihar
5) Odisha
Explanation:
Uttar Pradesh (UP) became the first state in the country to geotag its 7,368 community kitchens and
community shelters across 75 districts which produce 12 lakh food packets a day, due to the sudden
onset of COVID-19 lockdown. The Yogi Adityanath State government has also tied up with Google to
“Geo-map” for the location of all these establishments through the Google Maps app for ease of
beneficiaries.
57. Name the company which has become the 1st member of India’s gas trading platform named
“Indian Gas Exchange (IGX)”.
1) Adani Power Limited
2) Indane Power Limited
3) Reliance Power Limited
4) HP Power Limited
5) Manikaran Power Ltd
Answer – 5) Manikaran Power Ltd
Explanation:
The gas trading platform of Indian Energy Exchange (IEX) has found its first member in Manikaran
Power Ltd (MPL). Called the Indian Gas Exchange (IGX), it will be India's first gas trading platform.
58. Name the private bank in India which has launched voice assistance-based banking services
on its integrated AI chatbot ‘iPal’ with Amazon Alexa and Google Assistant.
1) ICICI Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) IndusInd Bank
Explanation:
ICICI bank has launched voice assistance-based banking services on its integrated artificial intelligence
(AI) powered multi-channel chatbot iPal with Amazon Alexa and Google Assistant for its retail banking
customers by which they can access a wide range of banking services like check balance, seek credit card
details & ask queries through voice commands.
59. Name the person who authored the book titled “How the Onion Got Its Layers”.
1) Sudha Murty
2) Anita Desai
3) Kamila Shamsie
4) Kiran Desai
5) Anuja Chauhan
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Answer – 1) Sudha Murty

Explanation:
A book titled “How the Onion Got Its Layers” authored by Sudha Murty was published by Puffin. The
book is being released in its e-book and audio form for young children.
60. RBI has cancelled the license to conduct banking business of which urban cooperative bank
(based on Goa).
1) The Akola Janata Commercial Co-operative Bank
2) Mapusa Urban Co-operative Bank
3) TJSB Sahakari Bank
4) SBPP Co-operative Bank
5) Kalyan Janata Sahakari Bank
Answer – 2) Mapusa Urban Co-operative Bank
Explanation:
The Reserve Bank of India (RBI) has cancelled the license granted to the Mapusa Urban Co-operative Bank
of Goa Ltd., Goa to conduct banking business which includes acceptance of deposits and repayment of
deposits as defined in Section 5 (b) read with Section 56 of the Banking Regulation Act, 1949.
61. Noel Quinn has been appointed as the CEO of which multinational bank?
1) HSBC Bank
2) BNP Paribas
3) Deutsche Bank
4) Standard Chartered Bank
5) Bank of China
Answer – 1) HSBC Bank
Explanation:
HSBC (Hong Kong and Shanghai Banking Corporation) Bank appointed Noel Quinn as its Chief Executive
Officer (CEO). He served as the interim CEO of the bank since August 2019. He was the successor of John
Flint.
62. Find the Indian badminton player who has been named as one of the ambassadors of
Badminton World Federation’s (BWF) ‘I am badminton’ campaign.
1) Lakshya Sen
2) PV Sindhu
3) Srikanth Kidambi
4) Sai Praneeth
5) Saina Nehwal
Answer – 2) PV Sindhu
Explanation:
World Champion PV Sindhu, named as one of the ambassadors for Badminton World Federation’s
(BWF’s) “I am badminton” awareness campaign to provide a platform for the players to express their
love and respect for the sport.
63. The central government (MoSPI) appointed committee suggested a complete restructure of
how states collect and compile data for state-level gross domestic product (GDP) and other
estimates. Name the person who heads the committee.
1) V K Paul
2) Tapan Roy
3) Ravindra H Dholakia
4) Amit Khare
5) Vijay Raghavan
Answer – 3) Ravindra H Dholakia
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Explanation:
A government-appointed committee for sub-national accounts has suggested a complete restructure of
how states collect and compile data for state-level gross domestic product (GDP) and other estimates.
The Ministry of Statistics and Programme Implementation (MOSPI) on June 30, 2018 formed a 13-
member committee to review the methodology of estimation of sub-national accounts (state & district),
revise the base year for national accounts or GDP calculation & suggest recommendations. It is headed by
Ravindra H Dholakia, a retired professor of IIM Ahmedabad.
64. Norway topped “The World Press Freedom Index 2020’ compiled by Paris-based Reporters
Sans Frontieres (RSF) among 180 countries, what is the rank of India in the index?
1) 142
2) 110
3) 135
4) 120
5) 89
Answer – 1) 142
Explanation:
The rank of India has decreased by two places to 142nd from 140th position with a score of 45.33 in the
“The World Press Freedom Index 2020” which has analysed 180 countries. This decline in rank is
showing an improvement in the security of Indian media as in 2019 there was no murders of journalists
were recorded as against six in 2018. The World Press Freedom Index is compiled by Paris-based
Reporters Sans Frontieres (RSF), or Reporters Without Borders. The index has been topped by Norway
with a score of 7.84 while North Korea stood at last rank of 180 with score of 85.82.
Rank Country Score
1 Norway 7.84
2 Finland 7.93
3 Denmark 8.13
142 India 45.33
180 North Korea 85.82
65. Name the tech giant company which has acquired 9.99% stake in Reliance Jio for Rs. 43,574
crores (largest FDI in telecom sector).
1) Facebook
2) Twitter
3) Microsoft
4) Google
5) Apple
Answer – 1) Facebook
Explanation:
The US tech giant Facebook has bought a 9.99% stake in the telecom unit of Reliance Industries Ltd
(RIL), Reliance Jio for $5.7 billion, or Rs 43,574 crore. This is the largest investment for a minority stake
by a technology company anywhere in the world and the largest Foreign Direct Investment (FDI) in the
technology sector in India.
66. The tropical butterfly conservatory has been developed in which Indian state to create
awareness about butterfly and its importance in ecology?
1) Karnataka
2) Telangana
3) Andhra Pradesh
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4) Kerala
5) Tamil Nadu
Explanation:
The Tropical Butterfly Conservatory Tiruchirappalli (TBCT) has been developed in Tamil Nadu's
Tiruchirappalli to create awareness among the public about the importance of the butterfly and its
ecology.
67. The theme for 50th edition of Earth day is “Climate Action”. When was the Earth day celebrated
annually?
1) March 23
2) March 28
3) April 22
4) June 12
5) October 6
Answer – 3) April 22
Explanation:
Earth Day is celebrated annually on April 22 around the world to demonstrate support for
environmental protection. The day was initiated by US Senator Gaylord Nelson, on April 22, 1970 and
this year marks the 50th anniversary of Earth Day. To mark the day, the search engine Google has
dedicated its doodle to one of the smallest and critical organisms of the earth, the bees. Theme for Earth
Day 2020: Climate action. The World earth day was also called as International Mother Earth Day (IMED)
from 2009 as per UNGA resolution.
68. Name the term which is used by central bank under which funds are transferred from the
Central Bank to the state and Union governments which empowers the public with money to buy
things.
1) Train Money
2) Helicopter Money
3) Bus Money
4) Ship Money
5) Jet Money
Answer – 2) Helicopter Money
Explanation:
This term Helicopter Money has been coined by American economist Milton Friedman in his famous
paper “The Optimum Quantity of Money” of 1969. Helicopter money is an unconventional method used
by the Central Bank under which the funds are transferred from the Central Bank to the state and Union
government which empowers the public with money to buy things, resulting boost in the economy. It
involves printing large sums of money and distributing it to the public denoting helicopter dropping
money from the sky. It is a tool to bring the declining growth of the economy (recession) back on track.
69. Where is the HQ of International Court of Justice (ICJ) located?

1) Hague, Netherlands
2) New Delhi, India
3) Rome, Italy
4) Vienna, Austria
5) London, UK
Answer – 1) Hague, Netherlands
Explanation:
The International Court of Justice (ICJ - Hague, Netherlands) called on the Indian Government to take
effective measures to mitigate the disproportionate impact of the lockdown on internal migrant workers.
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70. Name the country which has become the 1st ‘Dark Sky Place’ by International Dark-Sky
Association?
1) New Zealand
2) Tonga
3) Samoa
4) Niue
5) Cook Islands
Answer – 4) Niue
Explanation:
Niue has become the world's first whole country recognised as a 'Dark Sky Place' by the International
Dark-Sky Association's (IDA), which has approved the island's application for the protection of its sky,
land and sea.
71. “Noor” is the 1st military satellite of which country?

1) Turkey
2) Kuwait
3) Israel
4) Iraq
5) Iran
Answer – 5) Iran
Explanation:
Iran’s first military satellite, Noor, was launched on April 23, 2020 from central Iran in two stages. The
launch was successful and the satellite reached orbit.
72. Name the organisation which has launched “Lockdown Learners” series of online dialogues
with students and educators in India on COVID-19.
3) World Meteorological Organization (WMO)
4) United Nations Office on Drugs and Crimes (UNODC)
5) United Nations Children's Fund (UNCEF)
Answer – 4) The United Nations Office on Drugs and Crimes (UNODC)
Explanation:
The United Nations Office on Drugs and Crimes (UNODC) under its flagship Education for Justice
Initiative launched the “Lockdown Learners” series of online dialogues with students and educators in
India on COVID-19 & its impact on the Sustainable Development Goals (SDGs), peace and the rule of law.
73. Name the 1st Arab nation which is going to legalise cannabis (marijuana) farming.
1) Lebanon
2) Yemen
3) Saudi Arabia
4) Oman
5) Libya
Answer – 1) Lebanon
Explanation:
Lebanon became the 1st Arab nation to legalise cannabis (also known as marijuana) farming for
medicinal & industrial use with the aim to boost the exports & to beat the economic crisis created by the
coronavirus (COVID-19) pandemic. Lebanon faces the worst economic crisis due to lockdown since the
1975-1990 civil war.
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74. Name the organisation in its report titled “COVID-19 Crisis: Through a Migration Lens”
projected 23% decline in Migrants Remittances to India in 2020 due to COVID-19.
2) World Bank
3) World Trade Organisation
5) Commonwealth Nations
Explanation:
In accordance with the report on impact of COVID-19 on migration and remittances by World Bank, titled
“COVID-19 Crisis: Through a Migration Lens” remittances to India are likely to drop by 23% to USD 64
billion in 2020 from USD 83 billion in 2019 due to COVID-19 impact. In 2019, the remittances were
increased by 5.5%. Importantly, India is the world’s biggest recipient of remittances, which bolster the
country’s foreign exchange reserves and help fund its current account deficit.
75. Mirabai Chanu and Jeremy Larinnunga who is in news recently belongs to which sports?
1) Wrestling
2) Boxing
3) Shooting
4) Weightlifting
5) Badminton
Answer – 4) Weightlifting
Explanation:
President of Weightlifting Federation of India (WFI) Shadev Yadav confirmed that Mirabai Chanu and
Jeremy Larinnunga have been qualified to participate in the Tokyo 2020 Olympic Games due to their
current International rank.
76. What is the coal production target of the country for the Financial Year 2020-21 as per Union
Coal and Mines Minister Pralhad Joshi?
1) 710 MT
2) 1000 MT
3) 920 MT
4) 655 MT
5) 840 MT
Answer – 1) 710 MT
Explanation:
Union Minister of Coal and Mines Pralhad Joshi has set the target for Coal India Limited (CIL) to produce
710 million tonnes (MT) of coal for FY 2020-2021. The decision has been taken on the lines of achieving
1 billion tonne (BT) coal production by year 2023-24 and also the demand of coal will be accelerated
after coronavirus lockdown.
77. To which Indian state world bank approved Rs. 585 Crore for upgradation of roads and
modernization of public works department (PWD)?
1) Uttar Pradesh
2) Madhya Pradesh
3) Andhra Pradesh
5) Himachal Pradesh
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Explanation:
The Himachal Pradesh State Roads Transformation Project (HPSRTP) will receive a funding of US$82
million (Rs 585 crore) from World Bank (WB) for the upgradation of major roads and modernization of
the Public Works Department (PWD) in Himachal Pradesh (HP).
78. The Ministry of Shipping has given its consent for re-constitution of 16-member National
Shipping Board (NSB) recently. Name the person who heads NSB.
1) T. Swaminathan
2) Malini Shankar
3) S. Rajagopal
4) Rajiv Gauba
5) Kamail Pande
Answer – 2) Malini Shankar
Explanation:
The Ministry of Shipping has given its consent for the reconstitution of the 16-member National Shipping
Board (NSB), the highest advisory body on matters related to Indian shipping and its development or
other matters arising out of the Merchant Shipping Act, 1958. The reconstituted board will be headed by
former Director General of Shipping Malini Shankar.
79. What is the name of the high-pressure ventilator which was developed by US space agency
NASA to fight covid-19?
1) VIRAL
2) INFECT
3) FIGHT
4) VITAL
5) EMERGE
Answer – 4) VITAL
Explanation:
NASA (National Aeronautics and Space Administration) engineers developed a new, easy-to-build high-
pressure ventilator named VITAL (Ventilator Intervention Technology Accessible Locally) specifically to
treat COVID-19 patients.
80. April 24-30 has been observed as World Immunization week. What is the theme for the year
2020?
1) Vaccines to save you
2) Vaccines Work for All
3) Close the immunization gap
4) Vaccines Work
5) Protected Together
Answer – 2) Vaccines Work for All
Explanation:
World Immunization Week is a global public health campaign to raise awareness and increase rates of
immunization against vaccine-preventable diseases around the world. Theme for the year 2020:
Vaccines Work for All. The World Immunization week celebrates “Vaccine Heroes” worldwide ranging
from parents and community members to health workers and innovators who help to ensure that we are
protected via the power of vaccines. The last week of April (24 to 30) every year is observed as World
Immunisation Week in order to promote the use of vaccines for the ‘protection of people’ of all age-
groups against disease.
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81. Name the first non-bank company which gets RBI nod to enter into co-branding arrangements
for prepaid Instruments.
1) Transcorp International Limited
3) Simpleclick International Limited
4) Yatra International Limited
5) Etihad guest International Limited
Answer – 1) Transcorp International Limited
Explanation:
The Leading forex and payment solutions provider Transcorp International Limited (TIL), a 25 year old
BSE-listed company becomes the 1st non-bank company to receive Reserve Bank of India (RBI) nod to
enter into co-branding arrangements for prepaid Instruments to be used in over 35 lakh stores and
online gateways due to the current outbreak of COVID-19 pandemic.
82. Name the person who has been appointed as the Central Vigilance Commissioner (CVC).
1) Sudhir Bhargava
2) Bimal Julka
3) Suresh Patel
4) Amita Pandove
5) Sanjay Kothari
Answer – 5) Sanjay Kothari
Explanation:
Sanjay Kothari, the secretary to the President, was on Saturday appointed as the Central Vigilance
Commissioner, head of the country's anti-corruption watchdog CVC, according to a Rashtrapati Bhavan
communique. The post of the chief of the Central Vigilance Commission (CVC) had been lying vacant
since June last year after completion of K V Chowdary's tenure.
83. On occasion of Chinese space day April 24, 2020, the china has named its 1st mars exploration
mission as _________.
1) Kaituozhe-1
2) Shenzhou-1
3) Jiuquan-1
4) Tiangong-1
5) Tainwen-1
Answer – 5) Tainwen-1
Explanation:
China National Space Administration (CNSA) has named its first Mars exploration mission as “Tainwen-
1” and also released its logo “Lanxingjiutian” during the online celebration of “Space Day” which marks
the 50th anniversary of the launch of the country’s first satellite Dong Fang Hong-1 in 1970.
84. What is the rank of India in military spending among the world with USD 71.1 Billion, as per
report of Stockholm International Peace Research Institute (SIPRI)?
1) 3
2) 1
3) 2
4) 4
5) 6
Answer – 1) 3
Explanation:
According to a new report by the Stockholm International Peace Research Institute (SIPRI), the total
global military expenditure rose to USD 1,917 billion in 2019, which represents an annual growth of
3.6% compared to 2018 & it is the largest annual growth in spending since 2010. For the 1st time two
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Asian countries- China(2nd), India(3rd) have featured among the top military spenders after the United
States- US(1st).
Position Country USD in billion
1 US 732
2 China 261
3 India 71.1
85. Kerala based innovator VasiniBai has developed 10 varieties of which flower by cross
pollination recently?
1) Phalaenopsis
2) Anthurium
3) Chrysanthemum
4) Dianthus
5) Lilium
Answer – 2) Anthurium
Explanation:
D VasiniBai, a women innovator from Thiruvananthapuram, Kerala, has developed 10 varieties of
Anthurium by cross-pollination. The salient features of the Anthurium varieties are: large beautiful
flowers, different colors of spathe and spadix, long stalks, better shelf life and good market value.
Anthurium is one of the best domestic flowering plants in the world. They are beautiful but also purify
the toxic substances from the air and remove harmful airborne chemicals like formaldehyde, ammonia,
toluene, xylene, and allergens. NASA (National Aeronautics and Space Administration) has placed
Anthurium in the list of air purifier plants.
86. R V Bhuskute who passed away recently is ______.

1) Freedom fighter
2) Environmentalist
3) Theatre Actor
4) Photographer
5) Painter
Answer – 1) Freedom fighter
Explanation:
Freedom fighter R V Bhuskute dies. had participated in the Quit India Movement, died of prolonged
illness in Maharashtra's Raigadh district on Thursday, family sources said. He was 94 and is survived by
his wife, three sons and three daughters.
87. What is the grant that was approved to give to India as Loan by Asian Development Bank
(ADB) to combat Covid-19?
1) $2 Billion
2) $1 Billion
3) $1.5 Billion
4) $2.5 Billion
5) $5 Billion
Answer - 3) $1.5 Billion
Explanation:
The Asian Development Bank (ADB) approved the loan of 1.5 Billion USD (Rs.11,400 crore) to India to
fund the actions to take against the novel coronavirus pandemic like to support disease containment and
prevention and social protection for the poor and working-class population who are in vulnerable
economic condition.
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88. Who among the following is the part of Texere Publishing Limited’s “The Medicine Maker
Power List 20 For 2020”?
1) Glenn Saldanha
2) Dilip Shanghvi
3) Umang Vohra
4) Sharvil Pankajbhai Patel
Answer – 5) Kiran Mazumdar-Shaw
Explanation:
The Texere Publishing Ltd has published its “The Medicine Maker Power List 20 For 2020” consisting of
the world’s top 60 inspirational leaders under three categories viz. Small Molecules, Advanced
Medicines, and Biopharmaceuticals. Each category consisted of 20 influencers from the field of
medicines. From India, the list has named Executive Chairperson of Biocon Ltd Kiran Mazumdar-Shaw in
the world’s top 20 inspirational leaders in the field of biopharmaceuticals. She has been recognized for
her contribution to the world of medicine as an entrepreneur and innovative business leader.
89. Name the IIT which has designed ‘Warbot’ which can deliver medicines and food to COVID-19
patients.
1) IIT Delhi
2) IIT Bombay
3) IIT Ropar
4) IIT Mandi
5) IIT Kharagpur
Answer – 3) IIT Ropar
Explanation:
A team of researchers at the Indian Institute of Technology (IIT), Ropar in Punjab’s Rupnagar district has
come up with a design of an autonomous ‘WardBot’ which can deliver medicines and food to COVID-19
patients in isolation wards without human intervention.
90. Cricketer Umar Akmal who was banned from International cricket for 3 years for match fixing
belongs to which country?
1) Australia
2) South Africa
3) Afghanistan
4) Pakistan
5) Oman
Answer – 4) Pakistan
Explanation:
Pakistan batsman Umar Akmal was banned for three-years by the Pakistan Cricket Board(PCB)
Disciplinary Committee for the violation of ICC Anti-corruption code 2.4.4 failing to disclose the details of
approaches to engage in corrupt conduct and 2.4.5 failing to disclose any incident that comes to the
knowledge of any evidence that another participant received any approaches to engage in corrupt
conduct.
91. The Asian Development Bank has approved to provide USD 346 loan for which state to
provide better power connection in rural areas?
1) Goa
2) Himachal Pradesh
3) Gujarat
4) Maharashtra
5) Punjab
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Explanation:
Asian Development Bank (ADB), is a regional development bank, has approved a loan worth of $346
million (around Rs 2,616 crore) for the government of Maharashtra to provide reliable power connection
in rural areas of the state, where the labour force is mostly engaged in agriculture and related activities.
92. Suresh N Patel has been appointed as the vigilance commissioner in Central Vigilance
Commission (CVC). He is the former chief of which Bank?
1) Andhra Bank
2) Allahabad Bank
3) Canara Bank
4) Syndicate Bank
5) Bank of Baroda
Answer – 1) Andhra Bank
Explanation:
Former Andhra Bank chief Suresh N Patel (62) takes charge as vigilance commissioner in the anti-
corruption watchdog Central Vigilance Commission (CVC) & his oath of office is administered by newly-
appointed Central Vigilance Commissioner Sanjay Kothari.
93. Indian women’s team has qualified for ODI women’s world cup 2021. Name the country which
is going to host the tournament.
1) New Zealand
2) South Africa
3) Australia
4) England
5) Bangladesh
Explanation:
The International Cricket Council (ICC) has announced that India, New Zealand, Australia, England and
South Africa have sealed a direct berth for the quadrennial 50-over Women World Cup 2021 to be held in
New Zealand & scheduled from February 6 to March 7 in 2021.
94. Irrfan Khan who passed away recently is _______.

1) Law Maker
2) Painter
3) Freedom fighter
4) Actor
5) Cyclist
Answer – 4) Actor
Explanation:
Famous Bollywood Actor Sahabzade Irrfan Ali Khan, whose international movie career included hits such
as Slumdog Millionaire, Life of Pi and the Amazing Spider-man etc., passed away at the age of 53 due to
colon infection in Mumbai, Maharashtra. He had been battling neuroendocrine cancer since 2018. He was
born on January 7, 1967, in Jaipur, Rajasthan.
95. Rohtang Pass is located in which Indian state/UT?

2) Sikkim
3) Nagaland
4) Ladakh
5) Himachal Pradesh
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Explanation:
Border Roads Organisation (BRO) has opened Rohtang Pass (13,500 feet above sea level) today, more
than three weeks in advance amid Covid-19 lockdown after clearing snow. It is the arterial road
connecting Lahaul and Spiti district of Himachal Pradesh from rest of the country. The pass was opened
on May 18, last year.
96. Galos are the tribal in which Indian state?

2) Sikkim
3) Nagaland
4) Ladakh
5) Himachal Pradesh
Explanation:
Arunachal Pradesh’s West Siang district ceremonially entered the Arr-Rinam phase on March 26, 2020.
Arr-Rinam is the Galo equivalent of lockdown imposed by consensus for 48 hours whenever an epidemic
strike. The Galos, one of the 26 major tribes of Arunachal Pradesh, dominate West Siang district. Arr-
Rinam, which follows the Ali-Ternam ritual to ward off an epidemic, has been a part of their culture. Ali-
Ternam — Ali means epidemic and Ternam forestall — and Arr-Rinam were last performed almost four
decades ago when a water-borne disease had affected many members of the community.
97. What is the approved amount under ‘India COVID-19 Emergency Response and Health System
Preparedness Package’ by Government of India?
1) 5,000 crores
2) 10,000 crores
3) 25.000 crores
4) 15,000 crores
5) 20,000 crores
Answer – 4) 15,000 crores
Explanation:
Indian Government has approved Rs.15000 crores for ‘India COVID-19 Emergency Response and Health
System Preparedness Package’ to build health infrastructure in states and UTs till March 2024. Of the
15,000 crores, Centre would release Rs.7,774 crore for immediate COVID-19 Emergency Response use
till June 2020 and the rest will be set for medium-term support of 1-4 years.
98. Name the Indian state which has launched ‘Food Bank’ initiative with the theme ‘Help End
Hunger Today’ for poor and needy people.
1) Nagaland
3) Meghalaya
4) Assam
5) Manipur
Answer – 5) Manipur
Explanation:
The Imphal East District Administration of Manipur state Government has launched a new initiative
“Food Bank” based on the theme ‘Help End Hunger Today’ with the aim to provide free food to the poor
people who are severely affected in getting essential commodities due to the long statewide lockdown in
view of the threat of Coronavirus (COVID-19).
99. What is the revised PPF interest rate for 1st quarter of FY21 (lowest since 1977)?
1) 8%
2) 7.7%
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3) 6.4%
4) 7.1%
5) 5.2%
Answer – 4) 7.1%
Explanation:
The Centre government has decreased the Interest rates on small savings schemes for the first quarter
(Q1-April to June) of FY 2020-21 by exercising the powers conferred under Rule 9(1) of the Government
Saving Promotion General Rules, 2018. It should be noted that the Interest rate on public provident fund
(PPF) scheme has been lowered to 1% (revised to 7.1%) for Q1FY 20-21 which is the lowest interest rate
offered since 1977 or lowest in 43 years.
100. What is the revised Ways and Means Advances (WMA) limit for Central government for 1st half
of FY21?
1) 1.50 lakh crore
2) 1.65 Lakh crore
3) 2.00 Lakh crore
4) 1.75 Lakh crore
5) 2.15 Lakh crore
Answer – 3) 2.00 Lakh crore
Explanation:
In an important revision, the Reserve Bank of India (RBI) in consultation with Indian Government has
increased the limit for Ways and Means Advances (WMA) by 66% for central government to Rs 2,00,000
crore from Rs 1,20,000 crore for the remaining part of first half of the financial year 2020-21 i.e H1 FY21
(April 2020 to September 2020) to tackle the financial crisis arisen due to COVID-19 pandemic.
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Current Affairs Q&A PDF – March 2020

Top 100 Questions
1. Muhyiddin bin Haji Muhammad Yassin has been appointed as the Prime Minister of which of
the following country (March 2020)?
1) Bangladesh
2) Qatar
3) Sri Lanka
4) Singapore
5) Malaysia
Answer – 5) Malaysia
Explanation:
The Muhyiddin bin Haji Muhammad Yassin (former deputy PM) took oath of office as Malaysia’s 8th
Prime Minister (PM) at National Palace in Kuala Lumpur. He is from Malaysian United Indigenous Party,
Parti Pribumi Bersatu Malaysia (PPBM). He succeeds 94-year-old Mahathir bin Mohamad, who abruptly
resigned & was in office since the general elections 2018.
2. Who won the 27th edition of Mexican Open (Abierto Mexicano Telcel) held between February
24-29, 2020 in Men’s singles Category?
1) Dominic Thiem (Austria)
2) Novak Djokovic (Serbia)
3) Roger Federer (Switzerland)
4) Rafael Nadal (Spain)
5) Taylor Harry Fritz (America)
Answer – 4) Rafael Nadal (Spain)
Explanation:
The 2020 Mexican Open (27th edition) officially known as Abierto Mexicano Telcel (AMT) presentado por
HSBC (Hong Kong and Shanghai Banking Corporation), a lawn tennis tournament was held at Acapulco,
Mexico between 24 and 29 February 2020. It was played on Outdoor Hard Court Surface. Rafael Nadal
wins the Mexican open tournament for the 3rd time and it is his 85th ATP title overall (Men’s singles
category).
2020 Mexican Open Winners
Category Winner Runner Up
Men’s
Singles Rafael Nadal Parera (Spain) Taylor Harry Fritz (America)
Women’s Heather Miriam Watson (United
Singles Kingdom) Leylah Annie Fernandez (Canada)
Men’s Łukasz Kubot (Poland) & Marcelo Juan Sebastian Cabal Valdes (Colombo) &
Doubles Pinheiro Davi de Melo (Brazil) Robert Charbel Farah Maksoud (Colombo)
Women’s Desirae Marie Krawczyk (America) & Kateryna Volodymyrivna Bondarenko
Doubles Giuliana Marion Olmos Dick (Mexico) (Ukraine) & Sharon Fichman (Canada)
3. Name the Indian City which is going to host the 108th Indian Science Congress in 2021 (January
3-7, 2021) based on the theme ‘Science and Technology for Sustainable Development with
Women Empowerment’.
1) Hyderabad
2) Cochin
3) New Delhi
4) Pune
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5) Ahmedabad
Answer – 4) Pune
Explanation:
The Indian Science Congress association (ISCA) announced that Pune will host the annual session of
108th Indian Science Congress on January 3-7, 2021 at Symbiosis International University’s Lavale
campus with the theme,” Science and Technology for Sustainable Development with Women
Empowerment”.
4. Recently (March 2020) State Bank of India (SBI) has switched to CBBA method from “Projected
Balance Sheet (PBS)” method of Fund Based Working Capital (FBWC) limits for assessment of the
working capital requirement for corporates or large advances. The ‘C’ in CBBA denotes?
1) Current
2) Code
3) Capital
4) Credit
5) Cash
Answer – 5) Cash
Explanation:
State Bank of India (SBI) has switched to “Cash Budget Based Assessment (CBBA)” from “Projected
Balance Sheet (PBS)” method of Fund Based Working Capital (FBWC) limits for assessment of the
working capital requirement for corporates or large advances. CBBA of limits has been initiated for
assessment of the FBWC limits for units with total FBWC exposure of more than ₹50 crores from the
banking system.
5. The World Wildlife Day (WWD) celebrated on 3rd March every year to raise awareness of the
world’s wild animals and plants. What is the theme of WWD 2020?
1) Theme: “The future of wildlife is in our hands”
2) Theme: “Listen to the young voices”
3) Theme: “Sustaining all life on Earth”
4) Theme: “Big Cats”
5) Theme: “Life below Water: for People and Planet”
Answer – 3) Sustaining all life on Earth
Explanation:
The World Wildlife Day (WWD) has been celebrated based on the theme “Sustaining all life on Earth”.
The day aims to celebrate the beautiful and varied forms of wild fauna and flora & raises awareness for
conservation of wildlife.
6. Name the Indian university, which signed MoU with the Indian Air Force (IAF) to establish the
chair of excellence named “Marshal of the Air Force Arjan Singh Chair of Excellence” (Feb 2020).
1) University of Delhi
2) Savitribai Phule Pune University
3) Banaras Hindu University
4) University of Calcutta
5) Jawaharlal Nehru University
Answer – 2) Savitribai Phule Pune University
Explanation:
Indian Air Force (IAF) and Savitribai Phule Pune University (SPPU) signed a MoU (Memorandum of
Understanding) to establish a Chair of Excellence named “Marshal of the Air Force Arjan Singh Chair of
Excellence” at Department of Defense & Strategic Studies at Pune, Maharashtra.
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7. the person, who has been honored with Dr. Syama Prasad Mukherjee Award for Politics in
Swarajya Awards 2020.
1) YS Jagan Mohan Reddy
2) Biplab Kumar Deb
3) Pramod Sawant
4) Sarbananda Sonowal
5) Bhupesh Baghel
Answer – 4) Sarbananda Sonowal
Explanation:
Assam’s Chief Minister Sarbananda Sonowal was honoured with Swarajya Awards 2020 under the
category, Dr. Syama Prasad Mukherjee Award for Politics at the 6th India Ideas Conclave at Tent City
Narmada in Gujarat. The award is instituted by India Foundation & Indic Academy. He received the
award for his work in integrating the nation, & to take Mukherjee’s vision & philosophy forward.
Winners List
Awardee Category Field
Sarbananda Sonowal Dr S P Mukherjee Award Politics
K Parasaran Sree Narayana Guru Award Social Work
Bharatbala Ustad Bismillah Khan Award Culture
N K Singh Dr B R Shenoy Award Economics
8. Name the Indian University which topped the medal tally of 1st Khelo university games held at
Bhubaneswar, Odisha (February 22 – March 1, 2020).
1) Savitribai Phule Pune University
2) Anna University
3) Panjab University
4) Kalinga Institute of Industrial Technology University
5) Punjabi University
Answer – 3) Panjab University
Explanation:
The 1st edition of the 2020 Khelo India University Games (KIUG) was held from February 22 – March 1,
2020 at KIIT University (Kalinga Institute of Industrial Technology University) in Bhubaneswar, Odisha.
Khelo India University Games (KIUG) 2020 Medal Tally by states:
Rank State Gold Silver Bronze Medal Tally
1 Panjab University (PB) 17 18 10 45
2 Savitribai Phule Pune University, MS 17 11 9 37
3 Punjabi University, Patiala (PB) 12 6 14 32
9. The Central government notifies National Chambal sanctuary as Eco-sensitive zone recently
(March 2020). The National Chambal sanctuary is located at which Indian state?
1) Tamil Nadu
2) Madhya Pradesh
3) Gujarat
4) Odisha
5) West Bengal
Explanation:
Centre notified 870 sq km around the National Chambal Sanctuary in Madhya Pradesh(MP) as eco-
sensitive zone (ESZ) to prohibit polluting activities like industries, major hydroelectric project, mining,
stone quarrying & big construction within the ‘no-go area’ for the purpose of conservation of water
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bodies, unique geographical features(ravines), flora & fauna. It is the first and only tri-state riverine
protected area in India for the breeding population of Gharial. It is also called as the National Chambal
Gharial Wildlife Sanctuary.
10. Which Indian digital payment platform’s subsidiary has received the Brokerage License from
Insurance Regulatory and Authority of India (IRDAI)?
1) PhoenPe
2) PayU
3) Paytm
4) BitPay
5) DigiCash
Answer – 3) Paytm
Explanation:
Indian digital payments platform Paytm’s subsidiary, Paytm Insurance Broking, has received the
brokerage licence from the Insurance Regulatory and Authority of India (IRDAI).
11. Name the Private Sector Bank which ties-up with online food ordering and delivery app
Zomato to launch co-branded credit card powered by MasterCard?
1) RBL Bank
2) ICICI Bank
3) HDFC Bank
4) CUB Bank
5) IndusInd Bank
Answer – 1) RBL Bank
Explanation:
RBL Bank (formerly known as Ratnakar Bank), an Indian private sector bank, has entered into a
partnership with Online food ordering and delivery app Zomato to launch co-branded credit cards,
powered by Mastercard, for Zomato users.
12. Jack Welch who passed away recently (March 2020) is the former Chairman and CEO of which
Multinational Company?
1) Philips
2) Siemens
3) General Electric
4) 3M
5) Schneider Electric
Answer – 3) General Electric
Explanation:
John Francis Welch Jr., former chairman & CEO (Chief Executive Officer) of General Electric (GE)
Company passed away at the age of 84, in New York, US (United States). He was born on March 19, 1935
in Massachusetts, US. He grew General Electric company during the 1980s & 1990s into the most
valuable public company in the US. In 1999, Fortune named him the “Manager of the Century” and the
Financial Times named him “One of the 3 most admired business leaders in the world”.
13. The Union Ministry of Environment, Forest and Climate Change (MoEFCC) has sanctioned Rs
33 Crore financial assistant to Kaziranga Tiger Reserve, under Project Tiger scheme. The
Kaziranga National Park is located in which Indian state?
1) Maharashtra
2) Assam
3) Uttarakhand
4) Madhya Pradesh
5) Mizoram
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Answer – 2) Assam
Explanation:
The Ministry of Environment, Forest and Climate Change (MoEFCC) has notified that under the
Compensatory Afforestation Fund Management and Planning Authority (CAMPA), a financial assistance
of Rs 1.51 crore has been sanctioned to Kaziranga National Park in Kanchanjuri, Assam during the
financial years 2018-19 and 2019-2020.For the financial years 2018-19 Rs 94,46,585 was sanctioned
while Rs 51,24,670 was allocated for 2019-2020. Also under the Project Tiger scheme, Rs 33 crore was
sanctioned to Kaziranga Tiger Reserve, which includes Kaziranga National Park.
14. Name the country which becomes first nation in the world to make all the public transport
free from 29 February, 2020.
1) Iceland
2) Austria
3) UAE
4) Luxembourg
5) Finland
Answer - 4) Luxembourg
Explanation:
Luxembourg, the 7th smallest country in Europe, has become the 1st country in the world to make public
transport free from February 29, 2020 inorder to reduce traffic pressure on the road.
15. National Bank for Agriculture and Rural Development (NABARD) has granted Rs. ________ in the
Rural Banking system during the fiscal year 2020.
1) 2.32 Lakh crore
2) 1.21 Lakh crore
3) 1.46 Lakh crore
4) 1.12 Lakh crore
5) 1.64 Lakh crore
Answer – 3) 1.46 Lakh crore
Explanation:
According to the National Bank for Agriculture and Rural Development (NABARD), an Apex Development
Financial Institution in India, it has granted Rs 1.46 lakh crore in the rural banking system during the
current fiscal-FY (2019-20) with the aim to help them get their resources effectively for handling the
credit needs of rural people, including farmers.
16. Name the person who has been named as the 128th winner of Commonwealth points of light
award.
1) Sumaira Abdulali
2) Kinkri Devi
3) Chandi Prasad Bhatt
4) Jadav Payeng
5) Sunderlal Bahuguna
Answer – 4) Jadav Payeng
Explanation:
Jadav Payeng, an environmental activist of Assam also known as the “Forest man of India” named as
128th winner of Commonwealth Points of Light Award. He earned the name Forest man of India by
spending 30 years of his life planting trees. He was honored by the Head of Common Wealth the Queen
Elizabeth II for his exceptional volunteer service in environmental conservation.
17. Name the food delivery business company which was acquired by Zomato for $206 million.
1) UberEats
2) Holachef
3) Foodpanda
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4) Cookaroo
5) Freshmenu
Answer – 1) UberEats
Explanation:
According to the Uber ‘s recent regulatory filings, Zomato, an Indian restaurant aggregator and food
delivery startup has acquired Uber’s food delivery business in India, Uber Eats for $206 million, where
the investment was priced at $171 million, the balance $35 million was received as a reimbursement of
goods and services tax (GST) receivable from Zomato.
18. The Union Cabinet approves the amalgamation of 10 Public Sector Banks into _____ Public
Sector Banks in effect from April 1, 2020.
1) 2
2) 4
3) 5
4) 3
5) 6
Answer – 2) 4
Explanation:
The Union Cabinet has approved the mega consolidation of following ten PSBs into four which would be
effective from 1.4.2020.
Amalgamating Bank Amalgamated Bank
Oriental Bank of Commerce (OBC) and United Bank of India (UBI) Punjab National Bank (PNB)
Syndicate Bank Canara Bank
Andhra Bank and Corporation Bank Union Bank of India
Allahabad Bank Indian Bank
19. Name the Indian state which announced Gairsain town as summer capital.
1) Manipur
2) Uttarakhand
4) Himachal Pradesh
5) Mizoram
Explanation:
Chief Minister (CM) of Uttarakhand Trivendra Singh Rawat announced Gairsain (Chamoli District) as the
summer capital of the state, on the 3rd day of the budget session held in Gairsain, Uttarakhand. The
Dehradun will act as Winter Capital now.
20. Janez Jansa has been appointed as the Prime Minister of Slovenia. What is the Capital &
Currency of Slovenia?
1) Zagreb & US Dollar
2) Ljubljana & Euro
3) Budapest & Pound
4) Zagreb & Euro
5) Ljubljana & Pound
Answer – 2) Ljubljana & Euro
Explanation:
Slovenia’s lawmakers have approved the Leader of Slovenian Democratic Party (SDS), Janez Jansa as
Slovenia’s new Prime Minister. He will replace center-left Prime Minister Marjan Sarec, who resigned
from his post in January 2020.
Slovenia’s – Capital – Ljubljana & Currency – Euro.
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21. The Union Ministry of Tribal Affairs has constituted a committee to examine and recommend
Community Forest Resources (CFR) Guidelines under the Forest Rights Act, 2006 (FRA). Who
heads the Committee?
1) TN Manoharan
2) Tapan Ray
3) UK Sinha
4) Surjit S Bhalla
5) Naresh Chandra Saxena
Answer – 5) Naresh Chandra Saxena
Explanation:
The Union Ministry of Tribal Affairs (MoTA) has consituted a committee headed by Naresh Chandra
Saxena, former member of the Planning Commission of India and of the National Advisory Council (NAC),
to examine and recommend Community Forest Resources (CFR) Guidelines under the Forest Rights Act,
2006 (FRA).
22. Javier Perez de Cuellar who passed away recently (March 2020) is the former Secretary
General of which world Organisation?
2) World Health Organization (WHO)
3) United Nations Organization (UNO)
4) Organization for Economic Co-operation and Development (OECD)
5) International Labor Organization (ILO)
Answer – 3) United Nations Organization (UNO)
Explanation:
Javier Perez de Cuellar (born in Lima, Peru) was the president of the UN Security Council from 1973 to
1974 and he served as UN fifth secretary general from 1981 to 1991. He was often described as a
“pacifist by vocation and nature.”
23. Name the Indian state which organizes 3-day ‘Namaste Orchha’ festival (March 6-8, 2020).
1) Odisha
2) Uttar Pradesh
3) Chhattisgarh
4) Madhya Pradesh
5) Jharkhand
Explanation:
The Madhya Pradesh Government (Tourism Board) organizes a three-day festival “Namaste Orchha”
From March 6 to March 8, 2020 in the ancient town of Orchha in Bundelkhand region, Madhya Pradesh.
The aim of this festival is to promote tourism in the heritage city of Orchha, Madhya Pradesh.
24. As per MicroSave Consulting’s (MSC) report titled ‘The real story of women’s financial
inclusion in India’, women’s ownership of bank accounts under Pradhan Mantri Jan Dhan Yojana
(PMJDY) is increased from 43% in 2014 to ______% in 2017.
1) 67
2) 72
3) 68
4) 77
5) 81
Answer – 4) 77
Explanation:
In accordance with the report by MicroSave Consulting (MSC) titled “The real story of women’s financial
inclusion in India”, the women’s ownership of bank accounts is increased from 43% in 2014 to 77% in
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2017 under the flagship scheme Pradhan Mantri Jan Dhan Yojana (PMJDY), however 42% accounts are
still inactive.
25. Under which section of Banking Regulation Act, 1949, the Ministry of Finance has imposed
moratorium on Yes Bank (March 5, 2020 till April 3, 2020).
1) Section 47
2) Section 35
3) Section 49
4) Section 45
5) Section 36
Answer – 4) Section 45
Explanation:
In exercise of the powers conferred by sub-section (2) of section 45 of the Banking Regulation Act, 1949
(10 of 1949), the Central Government, through the Ministry of Finance has imposed moratorium on Yes
Bank Limited w.e.f. 6PM of March 5, 2020 till April 3, 2020. The decision has been taken on the
recommendations of Reserve Bank of India (RBI) under sub-section (1) of section 45.
26. Denys Shymgal succeeds Oleksiy Honcharuk to become the Prime Minister of which of the
following country?
1) Uzbekistan
2) Georgia
3) Kazakhstan
4) Armenia
5) Ukraine
Answer – 5) Ukraine
Explanation:
Ukraine parliament or Verkhovna Rada approved Denys Shmygal (44) as a new prime minister & also
approved Oleksiy Honcharuk (35) resignation who is previous PM. Denys Shmygal is the nominee of
Volodymyr Zelensky, the President of Ukraine. Oleksiy Honcharuk served only 6 months & was the
country’s youngest Prime Minister.
Ukraine’s Capital - Kyiv & Currency - hryvnia
27. Amrit Kaur has been honored as ‘Women of the year’ for 1947 in ‘100 women of the year’
project by TIME magazine. Name the person who has been honored as ‘Women of the year’ for
1976.
1) Pratibha Patil
2) Kalpana Chawla
3) Indira Gandhi
4) Sucheta Kripalani
5) Sarojini Naidu
Answer – 3) Indira Gandhi
Explanation:
TIME Magazine created 100 New Covers for the Project ‘100 women of the year’ to recognize selected
women or groups to represent each year from 1920 to 2019. India’s Freedom Fighter Amrit Kaur will be
honored as ‘Women of the Year’ for 1947 & Former prime minister Indira Gandhi for 1976.
28. Name the Indian who has been honoured with ‘Sportsman of the year’ award in Times of India
sports award 2019 (TOISA 2019).
1) Bajrang Punia
2) Mary Kom
3) Rohit Sharma
4) Vinesh Phogat
5) PV Sindhu
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Answer – 5) PV Sindhu
Explanation:
The 4th edition of TOISA (Times of India Sports Awards) awards honoured the best Indian in 2019
sports in New Delhi, India. The event was powered by BHIM-UPI (Bharat Interface for Money- Unified
Payments Interface). Rohit Sharma was named as the Cricketer of the year and PV Sindhu was named as
the Sportsman of the year as she won gold at the World Championships in Basel, Switzerland.
29. Name the Indian Institute which developed Artificial Intelligence (AI) powered drone to
counter ‘Rogue Drones’ (Unregulated UAV).
1) IIT-Kharagpur
2) IIT-Madras
3) IIT-Kanpur
4) IIT-Delhi
5) IIT-Bombay
Answer – 2) IIT-Madras
Explanation:
Researchers of IIT (Indian Institute of Technology) Madras team developed AI (Artificial Intelligence)
powered drone to counter ‘rogue drones’ (unregulated unmanned aerial vehicles). The AI-powered
drone was designed by a team comprising Vasu Gupta (B. Tech – Aerospace Engineering student) and
Rishabh Vashistha, a Project Associate working in RAFT Lab, Department of Aerospace Engineering and
the team was mentored by Dr Ranjith Mohan, Assistant Professor, Department of Aerospace Engineering.
30. Name the Life Insurance company, which is going to provide football coaching to the under-
privileged girls under ‘Bachhpan Ka Rakshakaran’ programme in association with ‘Oscar
Foundation’.
1) Kotak Mahindra Life Insurance
2) ICICI Prudential Life Insurance
3) Bajaj Allianz Life Insurance
4) SBI Life Insurance
5) TATA AIA Life Insurance
Answer – 5) TATA AIA Life Insurance
Explanation:
In order to create interest in education for the under-privileged girls aged 12-16 years, by using football
coaching as a medium, Tata AIA Life Insurance, a joint venture company formed by Tata Sons Ltd and
AIA Group Ltd(AIA), has launched a ‘Bachhpan Ka Rakshakaran’ program in association with Mumbai
based Non-profit ‘Oscar Foundation’.
31. As per United Nations Global Compact (UNGC) India study, India’s female labour-force
participation declined from 34% in 2006 to ______% in 2020.
1) 30.6
2) 24.8
3) 32.4
4) 28.2
5) 26.8
Answer – 2) 24.8
Explanation:
In accordance with the United Nations Global Compact (UNGC) India study, India is the only country
among the 153 surveyed countries where the economic gender gap is larger than the political gap. Its
female labour-force participation has declined from 34% in 2006 to 24.8% in 2020.
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32. Name the person who has become the first player in the world to play 500 T20 matches.
1) Virat Kohli
2) Dwayne Bravo
3) Chris Gayle
4) Kieron Pollard
5) MS Dhoni
Answer – 4) Kieron Pollard
Explanation:
West Indies skipper Kieron Pollard has become the first player in the history of T20 (Twenty20) cricket
to feature in 500 matches during the field against Sri Lanka for the first T20I in Pallekele,
Srilanka.Dwayne Bravo is second in the list followed by Chris Gayle.
33. With which world organization the Ministry of Women and Child Development (MoWCD) had
organized a discussion Programme on the topic “The Future of Work: Women in India’s
Workforce” at New Delhi.
1) World Trade Organisation (WTO)
3) United Nations Organisation (IMF)
4) World Bank (WB)
5) International Labour Organisation (ILO)
Explanation:
The Ministry of Women and Child Development (MWCD) & the World Bank organized a discussion
programme on the topic “The Future of Work: Women in India’s Workforce” at New Delhi.
34. Name the Organisation which in collaboration with UN women and Plan international has
released the report titled “A New Era for Girls: Taking stock on 25 years of progress”.
1) Word Bank (WB)
2) United Nations Organisation (UNO)
3) Equality Now
4) International Women Forum (IWF)
Answer – 5) United Nations Children’s Fund (UNICEF)
Explanation:
In accordance with the United Nations Children’s Fund (UNICEF) report titled “A New Era for Girls:
Taking stock on 25 years of progress” in collaboration with UN Women and Plan International, girls still
face violence and discrimination even after 25 years of Beijing Declaration and Platform for Action.
35. Indian Coastal Guard 's 9th edition of rescue exercise “SAREX-2019”, conducted at which
Indian state?
1) Karnataka
2) Kerala
3) Goa
4) Tamil Nadu
5) Gujarat
Answer – 3) Goa
Explanation:
Indian Coast Guard (ICG), an armed force that protects India’s maritime interests, has conducted a 2-day
9th edition of national level search and rescue exercise ‘SAREX-2020’ based on the theme
‘Harmonization of Maritime and Aeronautical Search and Rescue (HAMSAR)’ in the sea at Vasco, South
Goa district from March 5-7,2020.
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36. Name the Indian state which is 1st in the country to own a separate department for Self Help
Groups (SHGs) named ‘Department of Mission Shakti’.
1) Madhya Pradesh
2) Telangana
3) Punjab
4) Odisha
5) Tamil Nadu
Explanation:
Chief Minister Naveen Patnaik announced that Odisha is the 1st state to own a separate department for
Self Help Groups named as” Department of Mission Shakti”. It is created for the development of women &
is dedicated to all the women of Odisha.
37. Name the Indian state which is going to launch a digital literacy drive named ‘I am also digital’
to create awareness about e-governance (March 2020).
1) Kerala
2) Karnataka
3) Telangana
4) Tamil Nadu
5) Andhra Pradesh
Explanation:
Kerala will soon launch a digital literacy drive named “I am also digital” in the Thiruvananthapuram
Corporation, Kerala, to create public-awareness about e-governance and use of various digital platforms
through which wide ranges of services are being delivered. The literacy drive is organized by Kerala
State IT mission under the Department of Information Technology (IT) and Kerala Literacy Mission.
38. Name the person who has been honoured with ‘The World Games Athlete of the year 2019’
award in Hockey India’s 3rd annual awards 2019.
1) Harmanpreet Singh
2) Rani rampal
3) Manpreet Singh
4) Vivek Sagar Prasad
5) Lalremsiami
Answer – 2) Rani rampal
Explanation:
Hockey India, the governing body with mandate to conduct all activities for both men and women’s
hockey, has organized its 3rd Annual Awards 2019 at Hotel the Lalit in New Delhi to honour the best
hockey players and former legends of the game from India. Minister of Youth Affairs and Sports Kiren
Rijiju was the chief guest at the occasion.
List of Awards for felicitating the players for Individual Achievements during 2019:
S.No. Award/Category Winners
The World Games Athlete of the
1 Year 2019 Ms. Rani Rampal
FIH Men’s Player of the Year
2 2019 Mr. Manpreet Singh
3 FIH Men’s Rising Star of the Year Mr. Vivek Sagar Prasad
FIH Women’s Rising Star of the
4 Year Ms. Lalremsiami
Ms. Deep Grace Ekka, Mr. Kothajit Singh
5 200 International Caps Khadangbam, Ms. Savita
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Mr. Harmanpreet Singh, Mr. Lalit Kumar

6 100 International Caps Upadhyay, Ms. Nikki Pradhan
39. As per the paper “Rethinking Gender Representation across Value Chains” released during the
3rd Gender Equality Summit 2020, If Women’s labour force is same as Men’s labour force then it
can boost India’s GDP by _______.
1) 12%
2) 42%
3) 27%
4) 19%
5) 33%
Answer – 3) 27%
Explanation:
As per the paper “Rethinking Gender Representation across Value Chains” released during the 3rd Gender
Equality Summit 2020, If Women’s labour force is same as Men’s labour force then it can boost India’s
GDP by 27%.
40. The Government of India (GoI) sets up 12-member panel to prepare investigation manual for
Serious Fraud Investigation Office (SFIO). Name the person who heads the panel.
1) AK Gupta
2) Rajiv Gauba
3) Injeti Srinivas
4) G. Sateesh Reddy
5) Rajiv Kumar
Answer – 3) Injeti Srinivas
Explanation:
The Government of India has sets up a 12-member high level panel was set up to prepare an
investigation manual for the Serious Fraud Investigation Office (SFIO) chaired by the Corporate Affairs
Secretary Injeti Srinivas.
41. Name the person who has been appointed as the head of Delimitation Commission for the
delimitation of Assembly and Parliamentary constituencies of J&K (UT) & Assam, Nagaland,
Arunachal Pradesh, Manipur (NE states).
1) Kuldeep Singh
2) Ranjana Prakash Desai
3) Arvind Saxena
4) Kuldip Singh
5) Sushil Chandra
Answer – 2) Ranjana Prakash Desai
Explanation:
In exercise of the powers conferred by section 3 of the Delimitation Act, 2002, the Central government
has set up a Delimitation Commission, headed by former Supreme Court judge Ranjana Prakash Desai
(for 1 year), for the delimitation of Assembly and Parliamentary constituencies of the Union Territory of
Jammu and Kashmir (J&K) and the northeastern states of Assam, Arunachal Pradesh(AP), Manipur and
Nagaland. The Commission will also comprise of members, viz an Election Commissioner (presently Mr.
Sushil Chandra) and the State Election Commissioners of the respective States and UT, who will be made
ex-officio members of the commission.
42. Name the Indian state which topped in the list for domestic solar rooftop installations
throughout the country (as on March 2, 2020).
1) Punjab
2) Maharashtra
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3) Gujarat
4) Tamil Nadu
5) Goa
Answer - 3) Gujarat
Explanation:
Gujarat ranks first in the list for domestic solar rooftop installations, throughout the country with 64
percent of domestic solar installations, followed by Maharashtra (2nd). Nearly 50,915 domestic solar
rooftops have been fixed in the state of Gujarat with a capacity of 177.67 MW on 2nd March 2020.
43. Name the world organization which released the 1st edition of ‘Gender Social Norms Index
(GSNI) 2020’.
1) World Bank (WB)
Answer – 4) United Nations Development Programme (UNDP)
Explanation:
According to the 1st edition of ‘Gender Social Norms Index (GSNI) 2020’, released by the UNDP (United
Nations Development Programme), about 90 % or 9 in 10 of the world’s population has some bias
against women.
44. Name the Technological company, which unveils ‘DigiPivot’ an 18-week long skill
development Programme for women.
1) Facebook India
2) Google India
3) Twitter India
4) Youtube India
5) Yahoo India
Answer – 2) Google India
Explanation:
Google India has launched a skilling Programme for women called ‘DigiPivot’, a skill development
Programme designed for women who are looking to return to their corporate career after a break or
simply planning to make mid-career shifts to digital marketing. The skilling Programme has been
developed jointly in partnership with a career portal service –Avtar & and the Indian School of Business
(ISB).
45. Name the person, who has won the BBC’s poll for ‘Greatest Leader of All Time’ (March 2020).
1) Amílcar Cabral
2) Winston Churchill
3) Karl Marx
4) Maharaja Ranjit Singh
5) Abraham Lincoln
Answer – 4) Maharaja Ranjit Singh
Explanation:
Maharaja Ranjit Singh was named the “Greatest Leader of All Time” in a poll conducted by ‘BBC World
Histories Magazine’, who is the 19th century ruler of the Sikh Empire in India, has beaten competition
from around the world. African Independence Fighter Amílcar Cabral spots second, which is followed by
Britain’s war-time Prime Minister Winston Churchill.
46. Name the person who has Authored the Book ‘Lady, You’re the Boss’.
1) Kiran Desai
2) Anita Nair
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3) Apurva Purohit
4) Tahira Kashyap
5) Kamala Suraiyya
Answer – 3) Apurva Purohit
Explanation:
Apurva Purohit the President of the Jagran Group, one of India’s largest multi-media conglomerates
launched her 2nd book- ‘Lady, You’re the Boss!’, which was published by Westland Publications (an
Amazon company). Her 1st book was, ‘Lady, You’re Not a Man! The Adventures Of A Woman At Work’.
Apurva is named as one of the Most Powerful Women in Business as per Fortune India in 2018 & 2019 &
India Today Group 2016, 2018 & 2019, & also featured in Fortune India’s Most Powerful Women in
Business list 2018 & 2019
47. In which Indian City, the India post launched India’s 1st digital parcel locker service.
1) Chennai
2) New Delhi
3) Kolkata
4) Ranchi
5) Hyderabad
Answer – 3) Kolkata
Explanation:
For the 1st time in India, the Department of posts(DoP), Kolkata (West Bengal circle), has launched free
digital parcel locker service in 2 post offices (the Nabadiganta IT post office in Sector 5 of Salt Lake City &
at the post office in New Town’s Action Area I).
48. Name the world’s 1st Digital solutions exchange cloud which was launched in India.
1) GODIGITAL
2) DIGCLOUD
3) GOKADDAL
4) CLOUDGO
5) GETDIGIT
Answer – 3) GOKADDAL
Explanation:
The World’s first Digital Solutions Exchange in Cloud, was launched in India on March 11, 2020.
www.gokaddal.com, a cloud based solution exchange platform mainly focuses on 4A’s – Automation,
Artificial Intelligence, Analytics and Augmentative Technologies.
49. Name the person who has been appointed as 1st ever ambassador of IDFC First bank.
1) Akshay Kumar
2) Amitabh Bachchan
3) Irrfan Khan
4) Salman Khan
5) Ranveer Singh
Answer – 2) Amitabh Bachchan
Explanation:
Bollywood actor Amitabh Bachchan was appointed as the first ever ambassador of the IDFC FIRST Bank.
50. The World Kidney Day for the year 2020 is celebrated on _______.
1) November 14
2) April 13
3) May 15
4) March 12
5) February 17
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Explanation:
The World Kidney Day is observed on March 12, 2020 to raise awareness on the importance of kidneys
to our health and also reduce the impact of kidney diseases, its associated health problems. This year
marks the 15th Observance of World Kidney Day which is observed globally on second Thursday of
March every year since 2006.
Theme of the year 2020: Kidney Health for Everyone Everywhere- from Prevention to Detection and
Equitable access to care.
51. As per RBI’s report titled ‘Developments in India’s Balance of Payments during the third
quarter (October-December) of 2019-20’, the Current Account Deficit (CAD) fell to ____ of GDP for
Oct-Dec 2019 quarter.
1) $ 1.8 Billion
2) $ 1.4 Billion
3) $ 2.0 Billion
4) $ 0.8 Billion
5) $ 1.2 Billion
Answer – 2) $ 1.4 Billion
Explanation:
According to the report “Developments in India’s Balance of Payments during the third quarter (October-
December) of 2019-20”, released by Reserve Bank of India (RBI), India’s current account deficit (CAD)
fell sharply to $ 1.4 billion, or 0.2 % of GDP (gross domestic product), for the October-December 2019
quarter of the current financial year (FY 2019-20) due to the lower trade deficit.
52. Which of the following, is the portal of MSME ministry which spreads awareness about the
Government schemes.
1) OECMS
2) SPICe+
3) NIPUN
4) Samadhaan
5) Udyam Shaki
Answer – 5) Udyam Shaki
Explanation:
Minister of micro, small and medium enterprises (MSME), Nitin Gadkari recently requested the members
of Lok Sabha to spread the information about “Udyam Sakhi” Portal for awareness about government
schemes and to facilitate the networking of women start-ups, entrepreneurs, investors, incubators,
mentors, students and enterprise facilitators.
53. The Cabinet has approved the “Yes Bank Ltd. Reconstruction Scheme, 2020” proposed by RBI
for yes bank, which among the following bank will lead the proposed bank?
1) ICICI Bank
3) HDFC Bank
4) Axis Bank
Explanation:
The Cabinet approved the reconstruction scheme proposed by the Reserve Bank of India (RBI) titled “Yes
Bank Ltd. Reconstruction Scheme, 2020” for Yes Bank that will be led by State Bank of India (will hold
45% of stake). Other participants in the plan include HDFC Ltd & ICICI (will hold 6% of stake each), Axis
Bank (3-4% of stake), Kotak Mahindra Bank, RK Damani, Rakesh Jhunjhunwala and the Azim Premji
Trust (around 3% each).
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54. Name the person who has been appointed as the MD&CEO of Yes Bank (March 2020).
1) Prashant Kumar
2) Sunil Mehta
3) Mahesh Krishnamurty
4) Atul Bheda
5) Rana Kapoor
Answer – 1) Prashant Kumar
Explanation:
Government appointed former Chief Financial Officer & deputy Managing Director(MD) of SBI Prashant
Kumar as MD & Chief Financial Officer(CEO), the former Punjab National Bank(PNB) MD Sunil Mehta as
Non-Executive Chairman, Mahesh Krishnamurthy & Atul Bheda as non-executive directors of the
reconstructed board of Yes Bank. State Bank of India (SBI), which has a 49 % stake in Yes Bank, will
nominate 2 directors & Reserve Bank could appoint one or more additional directors. The moratorium
on Yes Bank to be lifted by March 18 which means depositors will be able to withdraw an amount
without a cap.
55. WINGS INDIA 2020 an international exhibition and conference based on the theme “Flying for
all’, held at which Indian city?
1) Bengaluru
2) New Delhi
3) Pune
4) Hyderabad
5) Kolkata
Answer – 4) Hyderabad
Explanation:
A 4 day (March 12-15) biennial event WINGS INDIA 2020 themed as ‘Flying for All’ is an International
Exhibition & Conference on Civil Aviation sector held at Begumpet Airport, Hyderabad, is organized by
Ministry of Civil Aviation & Airports Authority of India(AAI) & Federation of Indian Chambers of
Commerce and Industry (FICCI).
56. The RBI has revised the exposure limit for Urban Cooperative Banks (UCBs) of Tier-I capital to
a group of borrowers from 40% to _____%.
1) 15
2) 20
3) 35
4) 30
5) 25
Answer – 5) 25
Explanation:
The Reserve Bank of India (RBI) has revised exposure limits for urban cooperative banks (UCBs) of tier-1
capital to a single borrower to 15% and a group of borrowers to 25%. The revised exposure limits shall
be applicable to all types of fresh exposures taken by UCBs. The RBI had earlier permitted UCBs to have
exposures up to 15% and 40% of their capital funds to a single borrower and a group of borrowers,
respectively.
57. Name the person who has been appointed as the officiating Chairperson of National Company
Law Appellate Tribunal (NCLAT) in March 2020.
1) Krishnamurthy Subramanian
2) Sudhakar Shukla
3) Bansi Lal Bhat
4) S.J. Mukhopadhaya
5) M.S. Sahoo
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Answer – 3) Bansi Lal Bhat

Explanation:
According to the Ministry of Corporate Affairs, Government of India (GoI), Justice (Retd.) Bansi Lal Bhat
has been appointed as the officiating Chairperson of the National Company Law Appellate Tribunal
(NCLAT) for a period of 3 months with effect from March 15, 2020 or until a regular Chairperson is
appointed, whichever is earlier. The first Chairperson of NCLAT, Justice SJ Mukhopadhaya has retired on
March 13,2020.
58. As per Commerce Ministry data, the Gold imports down by _____% during April – February of
financial year 2019-20.
1) 6.74
2) 7.84
3) 5.72
4) 8.86
5) 8.97
Answer – 4) 8.86
Explanation:
According to commerce ministry data, India’s gold imports declined by 8.86 % to $ 27 billion (about Rs
1.90 lakh crore) during the first 11 months (April-February) of the current financial year-FY 2019-20. In
the same period last fiscal (FY 2018-19), gold imports stood at $ 29.62 billion.
59. PM Modi has proposed the creation of COVID-19 Emergency fund in SAARC region during
video conference meet of SAARC representatives. Also India has offered _____ (USD) for the fund.
1) 100 million
2) 5 million
3) 10 million
4) 50 million
5) 25 million
Explanation:
PM Modi has proposed the creation of COVID-19 Emergency Fund through voluntary contributions from
all SAARC Nations. This fund can be used by any of the partner countries to meet the cost of immediate
actions. India has offered the US $10 million for the fund.
60. The National Vaccination Day is observed annually on _________.

1) August 24
2) March 16
3) December 26
4) April 15
5) January 18
Explanation:
National Vaccination Day is observed every year on 16th March 2020. This day is celebrated throughout
India to create awareness and the importance of getting timely vaccinations.
61. What percentage of road accident deaths in India has decreased within five months of the
enactment of the Motor Vehicles (Amendment) Act 2019?
1) 15%
2) 25%
3) 10%
4) 50%
5) 5%
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Answer – 3) 10%
Explanation:
The Minister of Road Transport & Highways and Shipping Ministry of Micro, Small and Medium
Enterprises Nitin Gadkari revealed that the number of deaths caused due to road accidents has been
reduced by 10% in India after the Motor Vehicles (Amendment) Act 2019.
62. Along with which software company, NASSCOM Foundation has launched the ‘Innovative for
accessible Indian campaign’ aimed to empower people with disabilities.
1) Google India
2) Infosys
3) Microsoft India
4) Tata Consultancy Service
5) Cognizant
Answer – 3) Microsoft India
Explanation:
Microsoft India Private Limited, a subsidiary of Microsoft Corporation & NASSCOM Foundation, the social
arm of NASSCOM (National Association of Software and Service Companies), have jointly launched the
‘Innovate for Accessible India campaign’, a nation-wide innovation challenge aimed at empowering
people with disabilities with the new technologies required for better integration into society and access
to equal opportunities.
63. Name the team that won the 6th edition of the ISL Cup for 2019-20 and also third ISL trophy
for that team.
1) FC Goa
2) Chennaiyin FC
3) Bengaluru FC
4) ATK FC
5) Pune City FC
Answer – 4) ATK FC
Explanation:
ATK FC (Football Club) won the 6th edition of ISL (Indian Super League) trophy for the year 2019-20
defeating Chennaiyin FC in the final match by 3-1 held at the Jawaharlal Nehru Stadium, Margao, Goa.
This is the 3rd ISL trophy for ATK FC.
64. Name the 1st country in the world which shuts the Financial market due to COVID-19
outbreak.
1) Philippines
2) Finland
3) Switzerland
4) Austria
5) Belgium
Answer – 1) Philippines
Explanation:
Philippines become the first country to close its financial markets due to the COVID 19 (Coronavirus)
outbreak. It resumed its trading on March 19, 2020. This measure was taken to ensure the safety of their
employees and the people they interact with.
65. As per RBI’s new guidelines for Payment Aggregators (PAs), what is the minimum net worth
required for entities to be set up as PAs (earlier it was 100 crore)?
1) 50 Crore
2) 25 Crore
3) 30 Crore
4) 10 Crore
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5) 15 Crore
Explanation:
Reserve Bank of India (RBI) has issued new guidelines for the payment aggregators (PAs) to provide an
ease for payments industry players with effect from April 1, 2020. The guidelines are issued under
Section 18 read with Section 10(2) of the Payment and Settlement Systems Act, 2007. RBI has reduced
the minimum capital requirements (MCR) for PAs at the time of application for the licence to Rs 15 crore
from Rs 100 crore. However, the net worth needs to be increased to Rs 25 crore within three years of
operations. Means the PAs who apply for authorisation on 01/04/2020 they need to achieve Rs 25 cr
net-worth by March 31, 2023, and thereafter.
66. Adnan al-Zurfi has been appointed as the Prime Minister of which of the following country?
1) Kuwait
2) Iraq
3) Qatar
4) Iran
5) Syria
Answer – 2) Iraq
Explanation:
On March 17, 2020, Barham Salih, President of Iraq appoints 54- year- old Adnan al-Zurfi as Prime
Minister (PM) of Iraq who has 30 days to form his cabinet to resolve months-long political crisis. He will
succeed Mohammed Allawi, the 1st politician named by the president as PM-designate who withdrew his
candidacy for the post.
67. Name the person who Authored the book ‘My Encounters in Parliament’.
1) Hamid Ansari
2) D Raja
3) Bhalchandra Mungekar
4) Sitaram Yechury
5) Sharad Pawar
Answer – 3) Bhalchandra Mungekar
Explanation:
The book titled “My Encounters in Parliament” authored by Bhalchandra Mungekar an Indian economist,
former member of Rajya Sabha.
68. Who has written the book “Invincible – A Tribute to Manohar Parrikar”?
1) Tarun Vijay
2) Anil Baluni
3) Mahendra Singh Mahra
4) Jairam Ramesh
5) Shashi Tharoor
Answer – 1) Tarun Vijay
Explanation:
The “Invincible – A Tribute to Manohar Parrikar” was authored by Tarun Vijay and released by defence
minister Rajnath Singh on 16th March 2020. Recently Union Minister Nitin Gadkari presented the book
to President Ram Nath Kovind at the Rashtrapati Bhawan on the first death anniversary of Manohar
Parrikar.
69. What is the approved fund under Pradhan Mantri Awas Yojana (Urban) – PMAY (U) (till March
2020) as per MoHUA?
1) 3.89 Lakh Crore
2) 6.16 Lakh Crore
3) 2.48 Lakh Crore
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4) 7.96 Lakh Crore

5) 5.76 Lakh Crore
Answer – 2) 6.16 Lakh Crore
Explanation:
Union Minister of Housing & Urban Affairs independent charge (I/C), Civil Aviation (I/C) and Minister of
state of Commerce & Industry, Hardeep Singh Puri stated that Rs 6.16 lakh crore (trillion) has been
approved so far under Pradhan Mantri Awas Yojana (Urban)– PMAY(U).
70. Find the messaging app which launched Coronavirus information hub in partnership with
WHO-UNICEF-UNDP and donated $1million to International Fast-Checking Network (IFCN) to
avoid fake information about the disease.
1) Snapchat
2) Telegram
3) Whatsapp
4) Skype
5) Viber
Answer – 3) Whatsapp
Explanation:
Facebook-owned messaging app WhatsApp launched the “WhatsApp Coronavirus Information Hub”
globally, in partnership with WHO (World Health Organization), UNICEF (United Nations Children’s
Fund) and UNDP (United Nations Development Programme). WhatsApp also donated $1 million dollars
to Poynter Institute’s International Fast-Checking Network (IFCN) in order to avoid fake information
about the disease.
71. To which Indian company, RBI has extended the validity of authorisation for setting up, own
and operate WLA (White Label ATMs) till March 31, 2021?
1) BTI Payments Ltd
2) Vakrangee Ltd
3) Hitachi Ltd
4) Communications solutions Ltd
5) Indicash Ltd
Answer – 2) Vakrangee Ltd
Explanation:
Reserve Bank of India (RBI) has extended the validity of Authorization to Vakrangee Limited till March
31, 2021 to setup, own and operates the White Label ATMs (WLA) Business in India. In this regard,
Renewal of Authorization has been granted to Vakrangee Limited.
72. Name the country which is going to host virtual G20 summit to formulate coordinated
response to COVID-19 pandemic and its human implications.
1) India
2) Nepal
3) Germany
4) Saudi Arabia
5) Austria
Answer – 4) Saudi Arabia
Explanation:
Saudi Arabia has accepted India’s proposal to hold a virtual conference of G20 member nations to figure
out a coordinated response to tackle the economic implications of COVID-19 during a telephone
conversation between Crown Prince of the Kingdom of Saudi Arabia, Mohammed bin Salman and Prime
Minister Shri Narendra Modi.
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73. The Defence Acquisition council (DAC) has approved the procurement of 83 Tejas Mark -1A
jets from which company for the Indian Air Force (IAF) to boost ‘Make in India’ programme.
1) Indian Rotorcraft
2) Raj Hamsa Ultralights
3) Hindustan Aeronautics Limited
4) Anand Technologies
5) Mahindra Aerospace
Answer – 3) Hindustan Aeronautics Limited
Explanation:
The Defence Acquisition Council (DAC) under the chairmanship of Defence Minister Rajnath Singh has
approved the procurement of 83 Tejas Mark-1A jets from HAL for the Indian Air Force (IAF), marking a
boost to the government’s flagship “Make in India” programme. The proposal will now be sent for
consideration of Cabinet Committee on Security (CCS).
74. Name the State which announced to call Sanitary Personal in the state to be called as
‘Cleanliness Workers’.
1) Kerala
2) Telangana
3) Karnataka
4) Andhra Pradesh
5) Tamil Nadu
Explanation:
According to the Tamil Nadu (TN) Chief Minister (CM), Karuppa Gounder Palanisamy (known as
Edappadi K. Palaniswami), a total of 64,583 sanitary personnel employed by urban and rural civic bodies
in the State will be called as” cleanliness workers” (Thooimai paniyalargal in Tamil) to honour their
work.
75. Name the 1st Indian who climbs highest Volcanoes of all the 7 continents and entered into
‘Limca Book of Records’.
1) Satyarup Siddhanta
2) Arunima Sinha
3) Mohan Singh Gunjyal
4) Malavath Purna
5) Bachendri Pal
Answer – 1) Satyarup Siddhanta
Explanation:
Indian mountaineer Satyarup Siddhanta hails from Kolkata, West Bengal, 37 years old, entered ‘Limca
Book of Records’ (LBR) for his extraordinary achievements, as the first Indian to climb the highest
volcanoes of each of the 7 continents. He also holds the record as the youngest mountaineer in the world
to climb both 7 peaks and 7 volcanic summits.
76. Name the person who Authored the book ‘Messiah Modi: A tale of Great expectations’?
1) Andy Marino
2) Prabhat Prakashan
3) Shashi Tharoor
4) Nilanjan Mukhopadhyay
5) Tavleen Singh
Answer – 5) Tavleen Singh
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Explanation:
A new book entitled ‘Messiah Modi: A Tale of Great Expectations’ written by senior journalist & author
Tavleen Singh has been released. The book, published by HarperCollins India, narrates the early support
for Modi the candidate by the author, once a great supporter of the government.
77. The IRDAI has constituted a 16-member panel to strengthen its guidelines on
corporate governance. Name the person who heads the panel.
1) Tapan Roy
2) UK Sinha
3) TN Manoharan
4) Nandan Nilekani
5) Pravin Kutumbe
Answer – 5) Pravin Kutumbe
Explanation:
The Insurance Regulation and Development Authority (IRDAI) instituted a 16-member
committee headed by Pravin Kutumbe to strengthen its guidelines on corporate
governance. The committee consists of a head, six members from the insurance
regulator besides members from the Reserve Bank of India (RBI) and the Securities and
Exchange Board of India (SEBI) along with other industry participants. The committee
must submit report to IRDAI in three months.
78. Kenneth Ray Rogers who passed away recently is _________ (March 2020).
1) Football Player
2) Law Maker
3) Singer
4) Environmentalist
5) Actor
Answer – 3) Singer
Explanation:
Kenneth Ray Rogers, longtime star of country music, passed away at the age of 81 in Colbert, Georgia, US
(United States). He was born on August 21, 1938, in Houston, Texas, US. He was inducted to the Country
Music Hall of Fame in 2013, for his “distinctive & husky voice”. He was a six-times Country Music Awards
(CMA) winner and 3 times Grammy award winner.
79. The International Day of Forests (IDF) is observed annually on March 21. What is the theme
for IDF 2020?
1) “Forests and Sustainable Cities”
2) “Forests and Energy”
3) “Forests and Biodiversity”
4) “Forests and Education”
5) “Forests and Water”
Answer – 3) “Forests and Biodiversity”
Explanation:
The International Day of Forests (IDF) is observed annually on March 21 to raise awareness of the
importance of all types of forests and of trees outside forests. Theme of the year 2020: “Forests and
Biodiversity”. The UN (United Nations) General Assembly proclaimed March 21 as the International Day
of Forests (IDF) in 2012 and the day has been observed since 2013.
80. Name the 1st Indian state police in the country to introduce taser guns.
1) West Bengal
2) Tamil Nadu
3) Bihar
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4) Gujarat
5) Uttar Pradesh
Explanation:
The Gujarat Police is first in the country to be equipped with taser guns as a part of police weapons to
ensure safety and security of the public. Earlier, the taser guns were used in agencies such as the UK
Metropolitan Police, the Los Angeles Police Department and the New York Police Department.
81. Which Bank has introduced the pre-paid card ‘Enkasu’?

1) HDFC Bank
2) ICICI Bank
3) City Union Bank
4) IndusInd Bank
5) Karur Vysya Bank
Answer – 5) Karur Vysya Bank
Explanation:
In a bid to promote digital India initiative of the central Government, Karur Vysya Bank (KVB), a
Scheduled Commercial Bank in India, has launched India’s 1st prepaid wallet card ‘Enkasu’ (My cash in
Tamil) in Karur, Tamil Nadu (TN) under its Quit cash movement.
82. Which is the 1st Bank to launch COVID 19 emergency credit line (CECL) to provide funds to
businesses affected by the infectious coronavirus?
2) Canara Bank
4) Syndicate Bank
5) Andhra Bank
Explanation:
State Bank of India (SBI), an Indian multinational, public sector bank, became the 1st bank to launch
COVID 19 emergency credit line (CECL) to provide funds to businesses affected by the infectious
coronavirus.
83. Name the 1st company in India which to begin supply of BS-VI fuel across country.
1) Gas Authority of India Limited
2) Bharat Petroleum Corporation Limited
3) Hindustan Petroleum Corporation Limited
5) Chennai Petroleum Corporation Limited
Answer – 4) Indian Oil Corporation
Explanation:
Indian Oil Corporation (IOC), the nation’s biggest oil firm, began the supply of the world’s cleanest petrol
and diesel across the country. All 28,000 petrol stations of IOC’s across the country are dispensing BS-VI
(Bharat Stage- VI) ultra-low sulphur grade fuel to reduce the pollution from vehicles in the air.
84. The government of India constitutes 21-member high-level technical committee of public
health experts to guide the people in preventive & control activities of COVID-19. Name the
person who heads the committee.
1) Vivek Pandit
2) Kirit Parikh
3) V K Paul
4) Sachidananda Tripathi
5) K M Soni
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Answer – 3) V K Paul
Explanation:
The government set up a 21-member high-level technical committee of public health experts to guide the
people in preventive & control activities of COVID-19. The committee is headed by NITI Aayog member V
K Paul.
85. What is India’s rank in the 26th edition of Economic Freedom Index 2020 released by Heritage
Foundation?
1) 120
2) 93
3) 144
4) 87
5) 126
Answer – 1) 120
Explanation:
The Heritage Foundation published its 26th annual edition of Economic Freedom Index 2020 to measure
the level of economic freedom in 186 countries. India (56.5) ranks in 120th position & Singapore (89.4)
tops the index for the 1st time.
Rank Table
Rank Country
120 India
1 Singapore
2 Hong Kong
3 New Zealand
178 Cuba
179 Venezuela
180 North Korea
86. Name the medicine which was recommended by National task force for novel coronavirus
constituted by ICMR for health care workers who treats COVID-19 patients.
1) Amoxicillin
2) Hydroxychloroquine
3) Acetaminophen
4) Hydrocodone
5) Atorvastatin
Answer - 2) Hydroxychloroquine
Explanation:
The National Task Force for the novel coronavirus constituted by Indian Council of Medical Research
(ICMR) has recommended the use of hydroxychloroquine for healthcare workers or persons staying with
and caring for positive COVID-19 patients. This protocol has been approved by the Drug Controller
General of India (DGCI), Dr. V. G. Somani.
87. What is the maximum limit of on-lending allowed for NBFCs for ‘term lending’ component
under agriculture per borrower as per revised norms of RBI?
1) 5 Lakh
2) 15 Lakh
3) 10 Lakh
4) 25 Lakh
5) 50 Lakh
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Explanation:
To boost credit disbursement in the targeted segment like agriculture, Micro, Small & Medium
Enterprises (MSME) and housing sector, RBI has extended the priority sector classification for bank
loans to Non-Banking Financial Company (NBFC) for on-lending for Fiscal year 2020-21. As per the
revised norms, on-lending by NBFCs for ‘term lending’ component under agriculture will be allowed up
to Rs 10 lakh per borrower.
88. Name the Company, which become 1st Indian firm to make diagnostic test kid for COVID-19?
1) TransIndia
2) Mylab
3) Vitrolab
4) NucliSENS
5) Altona
Answer – 2) Mylab
Explanation:
The National Institute of Virology (NIV) has given its nod to Pune (Maharashtra) based Mylab Discovery
Solutions Pvt Ltd to make diagnostic test kits (also known as Mylab PathoDetect COVID-19 Qualitative
PCR kit) for novel coronavirus (COVID-19). With this, it becomes the 1st Indian company to develop the
first made-in-India test kit for the disease in a period of 6- weeks. Germany-based Altona Diagnostics has
also received the approval.
89. Shivraj Singh Chouhan has become the Chief Minister for 4th time to which Indian State/UT?
1) Haryana
2) Mizoram
3) Madhya Pradesh
4) New Delhi
5) Uttar Pradesh
Explanation:
Shivraj Singh Chouhan (61) took oath as Chief Minister (CM) of Madhya Pradesh (MP)for the 4th time. He
will succeed Kamal Nath who was in power for 15 months.
90. How much has been allocated for Health care by central government to combat COVID-19.
1) 10,000 Cr
2) 5,000 Cr
3) 15,000 Cr
4) 20,000 Cr
5) 25,000 Cr
Answer – 3) 15,000 Cr
Explanation:
For quick set, up health infrastructure to deal with the pandemic, Centre has allocated 15,000 crores for
the purchase of personal protection equipment for healthcare workers, increasing the number of beds,
testing kits, setting up testing laboratories and quarantine centres, and training of professionals to
combat the disease.
91. The Central government has raised the threshold for invoking insolvency under IBC from 1
lakh to __________.
1) 10 Lakh
2) 1 Crore
3) 25 Crore
4) 50 Crore
5) 5 Crore
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Explanation:
Insolvency and Bankruptcy Code (IBC): The existing threshold of default hiked to Rs1 crore from Rs 1
Lakh under section 4 of the IBC 2016 to protect MSMEs (Micro, Small and Medium Enterprises).
92. Name the COVID-19 self-screening Bot, which was the product of Microsoft’s Azure Healthcare
and US CDC foundation.
1) Alexa
2) Amy
3) Siri
4) Ross
5) Clara
Answer – 5) Clara
Explanation:
The US (United States) Center of Disease Control and Prevention (CDC) partnered with CDC Foundation
and Microsoft’s Azure healthcare bot service has introduced an AI (Artificial Intelligence) based bot
named “Clara” [the coronavirus self-checker]. The bot is currently available in the US on the CDS website.
93. Which is the 1st city in India to use drones to sanitize the city amid COVID-19 crisis?
1) Lucknow
2) Indore
3) Pune
4) Hyderabad
5) Mumbai
Answer – 2) Indore
Explanation:
Indore, Madhya Pradesh the cleanest city in India becomes the 1st city in India to use drones to sanitize
the city against COVID-19 scare.
94. Abdul Latif who passed away recently belongs to which sports?
1) Cricket
2) Snooker
3) Tennis
4) Football
5) Hockey
Answer – 4) Football
Explanation:
Abdul Latif, former India football player and 1970 Asian games bronze medalist passed away at the age
of 73 in Guwahati, Assam. He also represented India in Asia Cup Qualifier in 1968 in Myanmar and
Merdeka Cup in 1969 in Kuala Lumpur.
95. What is the amount of relief package announced by Finance minister under PM Garib Kalyan
Yojana for the poor to tackle COVID-19 crisis?
1) 1.50 Lakh Crore
2) 1.70 Lakh Crore
3) 1.25 Lakh Crore
4) 1.66 Lakh Crore
5) 1.80 Lakh Crore
Answer – 2) 1.70 Lakh Crore
Explanation:
On March 26, 2020, Union Finance & Corporate Affairs Minister Smt. Nirmala Sitharaman has publicized
the Rs 1.70 Lakh Crore relief package under Pradhan Mantri Garib Kalyan Yojana (PMGKY), during the
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Press Conference in New Delhi. The motive behind this is to aid and support the Poverty-stricken people
to fight a battle against Coronavirus.
96. As per 7th Bi-monthly Monetary Policy Statement, 2019-20, What is the current reverse repo
rate in India?
1) 4.40%
2) 4%
3) 4.90%
4) 5.15%
5) 3%
Answer – 2) 4%
Explanation:
Reserve Bank of India (RBI) has released the Seventh Bi-monthly Monetary Policy Statement, 2019-20
Resolution of the Monetary Policy Committee (MPC), RBI under which MPC has decided rate changes with
immediate effect due to the current and evolving macroeconomic situation impacted by COVID-19.
Policy rate New Rate Previous Rate Change in Basis points (bps)
Policy Repo Rate 4.40 % 5.15% 75
Reverse Repo Rate 4% 4.90% 90
Marginal Standing Facility Rate 4.65% 5.40% 75
Bank Rate 4.65% 5.40% 75
CRR 3% 4% 100
97. Name the World organisation which has launched the Policy Tracker to track the policies of
governments to combat COVID-19 pandemic.
2) Common Wealth
4) World Bank
Answer – 5) International Monetary Fund
Explanation:
The International Monetary Fund (IMF) has launched a policy tracker to track the policies of the
governments to share knowledge about COVID-19 which helps to tackle the crisis.
98. What is the amount that was infused into banking system to maintain stability in financial
system during COVID-19 Crisis as declared by RBI?
1) 1.70 lakh crore
2) 3.74 lakh crore
3) 2.32 lakh crore
4) 2.48 lakh crore
5) 1.86 lakh crore
Answer – 2) 3.74 lakh crore
Explanation:
Reserve Bank of India (RBI) declared an infusion of Rs 3.74 lakh crore into the banking system through
three measures viz. targeted long-term repo operation (TLTRO), Cash Reserve Ratio (CRR) and marginal
standing facility (MSF). The decision has been taken to tackle financial system stress raised due to the
COVID-19 outbreak.
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99. The Central Government has approved the medical insurance scheme for Healthcare workers
announced under Pradhan Mantri Garib Kalyan Package. What is the amount of insurance provided
per health worker under the scheme?
1) 5 Lakh
2) 25 Lakh
3) 10 Lakh
4) 20 Lakh
5) 50 Lakh
Explanation:
The centre has approved a Rs 50 lakh medical insurance scheme for healthcare workers who are dealing
with coronavirus pandemic. The approval made is a part of measures under Pradhan Mantri Garib Kalyan
Package of Rs 1.7 lakhs announced by finance minister Nirmala Sitharaman. It provides insurance cover of
50 Lakh for 90 days to around 22.12 lakh public healthcare providers, Accredited Social Health Activist
(ASHA) workers & community health workers who will have to be in direct contact with the affected
patients & who may be at risk of being impacted & lose their lives.
100. Name the Indian Institution which has developed the “Corontine” and “Safe” mobile app to
track violations by people supposed to be in quarantine.
1) IIT Madras
2) IIT Bombay
3) IIT Delhi
4) IIT Calcutta
5) IIT Gandhinagar
Answer – 2) IIT Bombay
Explanation:
IIT (Indian Institute of Technology)-Bombay (Department of CSE) developed 2 mobile applications called
“Corontine” and “Safe”, that can track violations by people supposed to be in quarantine. The proposals of
both apps have been sent to officials in the Ministry of Human Resource and Department, Niti Aayog, the
Maharashtra government and the BMC (Brihanmumbai Municipal Corporation).
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Current Affairs Q&A PDF – February 2020

Top 100 Questions
1. Which Indian State flagged of India’s 1st of its kind ‘Fruit Train’ Carries a load of 980 metric
tonnes of Bananas under brand name ‘Happy Bananas’ (January 2020)?
1) West Bengal
2) Uttar Pradesh
3) Karnataka
4) Andhra Pradesh
5) Tamil Nadu
Answer - 4) Andhra Pradesh
Explanation:
India’s first of its kind fruit train was launched from Tadipatri Railway Station in Anantapur district &
from Kadapa district of Andhra Pradesh. This is the first time an entire train carrying a load of 980 metric
tonnes of locally grown bananas. The bananas will be exported under the brand name ‘Happy Bananas’.
Guntakal Railway division (is one of the four divisions of South Coast Railway zone of the Indian
Railways) has loaded bananas for export to West Asian countries from Tadipatri at very first time and
also it has been sent to the Jawaharlal Nehru Port Trust (JNP)in Mumbai, Maharashtra from where it will
be exported to Iran.
2. Which is the 1st Indian State to launch doorstep Pension delivery scheme in February 2020?
1) Telangana
2)Andhra Pradesh
3) Odisha
4) Uttar Pradesh
5) Himachal Pradesh
Answer - 2) Andhra Pradesh
Explanation:
On February 01, 2020 the govt of Andhra Pradesh (AP) has launched a doorstep pension delivery scheme
named YSR Pension Kanuka. Under the scheme various welfare pensions will be delivered to the
pensioners. The old age pensioners age has also been reduced from 65 to 60 years. The beneficiaries will
be delivered with the pension services through volunteers equipped with smartphones.
3. The Government of India has appointed M. Ajit Kumar as chairman of (January 2020)?
1) National Human Rights Commission of India (NHRC)
2) Competition Commission of India (CCI)
3) Central Board of Indirect Taxes and Customs (CBIC)
4) University Grants Commission (UGC)
5) Central Vigilance Commission (CVC)
Answer - 3) Central Board of Indirect Taxes and Customs (CBIC)
Explanation:
The Appointments Committee of the Cabinet (ACC) has approved the appointment of M. Ajit Kumar as
chairman of the Central Board of Indirect Taxes and Customs (CBIC) replacing Pranab Kumar Das.
4. The 34th edition of Surajkund International Crafts mela was Inaugrated by President Ram Nath
Kovind in February 2020 (Feb 1-16, 2020). The Surajkund International Crafts mela the largest
crafts fair in the world was conducted in which Indian State?
1) Chhattisgarh
2) New Delhi
3) Haryana
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4) Himachal Pradesh
5) Goa
Answer - 3) Haryana
Explanation:
President of India Shri. Ram Nath Kovind inaugurated the 34th edition of Surajkund International Crafts
Mela in Haryana. Surajkund International Crafts Mela the Largest crafts fair in the world will be held
every year at Surajkund in Faridabad district, Haryana.
5. Which nation has appointed Mohammed Tawfiq Allawi as their New Prime Minister in
February 2020 he succeeds Adil Abdul-Mahdi?
1) Oman
2) Iraq
3) Iran
4) Algeria
5) Qatar
Answer - 2) Iraq
Explanation:
On 3 February, 2020 Mohammed Tawfiq Allawi, 65 years old, was appointed as the Iraq’s new Prime
Minister (PM) by its President Barhim Salih. He was the successor of Adil Abdul-Mahdi who resigned in
November 2019 due to anti-government protests.
6. The theme of world wetlands day 2020 is “Wetlands and Biodiversity”. The World Wetlands
Day every year was observed on?
1) January 31
2) February 2
3) February 4
4) February 9
5) February 13
Answer - 2) February 2
Explanation:
World Wetlands Day (WWD) was observed on February 2 to spread awareness and to conserve the
wetlands all over the world. The theme of WWD 2020 is “Wetlands and Biodiversity”.
7. The India’s biggest rural technical festival ‘Antahpragnya 2020’ with the theme ‘Spot and
encourage rural tech innovators’ held at which Indian State?
1) Tamil Nadu
2) Andhra Pradesh
3) Telangana
4) Karnataka
5) Maharashtra
Answer - 3) Telangana
Explanation:
India’s biggest rural technical festival ‘Antahpragnya 2020’ was held in Rajiv Gandhi University of
knowledge Technologies (RGUKT), Basar, Nirmal district, Telangana and the festival was inaugurated by
M Prashanthi, District Collector of Nirmal, Telangana. The festival was held for 3 days from 31st January
to February 1,2020. The theme for the year 2020 was “Spot and encourage rural tech innovators”. The
festival displays 300 prototypes, working models, exhibits technologies such as automatic switch for
water, homemade electricity, smoke absorber, automatic street lighting system, smart dustbins, zero
budget farming, automatic irrigation etc.
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8. Who was invited by Indian Olympic Association (IOA) to be Goodwill Ambassador of Team
India at Tokyo Olympics 2020 (July 24 – August 9, 2020)?
1) Sachin Tendulkar
2) Mary Kom
3) Abhinav Bindra
4) Sourav Ganguly
5) Priyanka Chopra
Answer - 4) Sourav Ganguly
Explanation:
Indian Olympic Association(IOA) has invited BCCI President Sourav Ganguly to become the Goodwill
Ambassador of the Indian contingent at the Tokyo Olympics Games 2020, which is scheduled to be held
from July 24 to August 9, 2020.
9. The World Cancer day (WCD) organized by Union for International Cancer Control (UICC)
observed every year on February 4. The Theme WCD for 2019-21 is?
1) Theme: “I am, no one can”
2) Theme: “I am and I will”
3) Theme: “We can, I can”
4) Theme: “We and I will”
5) Theme: “Not beyond us”
Answer - 2) Theme: “I am and I will”
Explanation:
The World Cancer Day is organized by the Union for International Cancer Control (UICC), Geneva,
Switzerland, every year on February 4 to raise awareness to encourage cancer’s prevention, detection
and treatment. The primary goal of World Cancer Day is to reduce the illness & death caused by cancer.
The theme of WCD from 2019-21 is “I am and I will”. The theme highlights that all of us can fight against
cancer.
10. To give protection to depositors, The Reserve Bank of India has increased (in effective from
February 4, 2020) the Insurance cover on Bank deposits from 1 Lakh to?
1) 2 Lakh
2) 4 Lakh
3) 5 Lakh
4) 10 Lakh
5) 15 Lakh
Answer - 3) 5 Lakh
Explanation:
The Reserve Bank of India (RBI) has increased the Insurance cover on bank deposits to Rs 5 lakh from Rs
1 lakh effective from February 4, 2020 with a view to giving protection to depositors.
11. According to latest data by National Payments Corporation of India (NPCI) the number of
transactions (by volume) in Bharat Interface for Money (BHIM) app in Jan 2020 is?
1) 1.60 crore
2) 1.78 crore
3) 1.85 crore
4) 1.67 crore
5) 1.92 crore
Answer - 3) 1.85 crore
Explanation:
According to the latest data from NPCI (National Payments Corporation of India) comes against the
backdrop of the decision made by government on encouraging digital payments. The Bharat Interface for
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Money (BHIM) app registered all time high volume of transactions with 1.85 crore transaction worth
Rs.6611.22 crore in January 2020.
12. The Cabinet gives in-principle approval for setting up new port Vadhavan (Feb 2020) at a cost
of Rs. 65,544.54 crores in which Indian state?
1) Gujarat
2) Karnataka
3) Goa
4) Maharashtra
5) West Bengal
Answer - 4) Maharashtra
Explanation:
The cabinet has given its ‘in-principle’ approval for setting up a Major Port at Vadhavan near Dahanu in
Maharashtra at a cost of Rs. 65,544.54 crores. The port will be developed on “land lord model”.
13. The current Reverse Repo rate is (Feb 2020)?

1) 4%
2) 4.90%
3) 5.15%
4) 5.40%
5) 6%
Answer – 2) 4.90%
Explanation:
The Reserve Bank of India (RBI) announced its 6th Bi-Monthly Monetary Policy Rates for 2020-21 in
Mumbai, Maharashtra. All members of the MPC unanimously voted to keeps repo rate unchanged at
5.15% to continue other rates are, Reverse repo – 4.90, Bank rate – 5.40%, Marginal standing Facility
(MSF) – 5.40%.
14. As per Celebrity brand evaluation report 2019 released by Duff & Phelps, who has retained
the top position for 3rd consecutive year with value of $237.5 million in 2019?
1) Akshay Kumar
2) Shahrukh Khan
3) Virat Kohli
4) Deepika Padukone
5) Ranveer Singh
Answer - 3) Virat Kohli
Explanation:
Duff & Phelps published the celebrity brand evaluation report for 2019. Indian Captain Virat Kohli has
retained the top position for the third consecutive time. Kohli’s brand value has gone up to $237.5
million in 2019 with a jump of 39%. Bollywood Actor Akshay Kumar becomes the 2nd position with a
brand value of $104.5 million.
15. What is India’s Rank in the 8th edition of Intellectual Property Index named ‘Art of the
Possible’ released by Chamber of Commerce’s Global Innovation Policy Center (GIPC) (Feb 2020)?
1) 36
2) 38
3) 40
4) 42
5) 34
Answer - 3) 40
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Explanation:
In 2020 GIPC’s IP Index, India’s position has downgraded to 40th rank in comparison to 36th position out
of 50 countries in 2019. List was topped by United States of America. Among Asia, India is ranked 4th
which is topped by Australia and followed by Brunei (2nd) and China (3rd). Among Lower-middle-
income economies, India is at 2nd position which is topped by Egypt.
16. Which Indian city receives the UNESCO world heritage city certificate during the visit of
General Audrey Azoulay Directorate General of UNESCO’s visit to India (Feb 2020)?
1) Chennai
2) Hyderabad
3) Jaipur
4) Ahmedabad
5) Mumbai
Answer - 3) Jaipur
Explanation:
General Audrey Azoulay Directorate General of UNESCO visited Pink City or walled city Jaipur, which in
June 2019 became 38th World Heritage site in India. She presented the World Heritage City certificate to
Minister of Urban Development Shanti Dhariwal. In 2017, Ahmedabad became the first city of India to get
the World Heritage City tag.
17. The President of India has presented the International Gandhi awards for Leprosy under
individual category to ______ (Feb 2020).
1) N.S. Dharmashaktu
2) Yohei Sasakawa
3) Damodar Ganesh Bapat
4) Ralph Nader
5) B.K. Goldtooth
Answer - 1) N.S. Dharmashaktu
Explanation:
President of India Shri. Ram Nath Kovind presented the International Gandhi Awards for Leprosy to Dr.
N.S. Dharmashaktu under the Indian nomination individual category and Leprosy Mission Trust under
the institutional category at New Delhi, India.
18. Nasa Astronaut who returns (Feb 2020) to earth after record long stay in International Space
Station (ISS) is?
1) Peggy Whitson
2) Luca Parmitano
3) Christina Koch
4) Alexander Skvortsov
5) Valeri Polyakov
Answer – 3) Christina Koch
Explanation:
Valeri NASA’s (National Aeronautics and Space Administration) astronaut Christina Koch (41 years) from
United States(US)who made the 1st all female space walks in 2019 landed in Kazakh desert steppe of
Kazakhstan in a Soyuz MS-13 capsule. She has landed after making a record of longest stay on the
International Space Station(ISS). She made her landing after ending a 328 mission in space. Koch broke
the record of NASA’s Peggy Whitson for the longest continuous stay in space by a woman.
19. According to Minister of Petroleum & Natural gas, Dharmendra Pradhan under Pradhan
Mantri Ujjwala Yojana (PMUY) scheme the coverage of LPG has reached _____% as on Jan 1, 2020?
1) 87.8
2) 82.4
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3) 99.6
4) 96.9
5) 92.7
Answer - 4) 96.9
Explanation:
According to the Minister of Petroleum & Natural Gas, Shri.Dharmendra Debendra Pradhan, a total of
about 27.5 crore LPG (Liquefied petroleum gas) or cooking gas connections in India & out of this, 8 crore
connections have been provided under Pradhan Mantri Ujjwala Yojana (PMUY) scheme. Also the LPG
coverage has reached 96.9 % as of January 1,2020.
20. The Reserve Bank of India set to conduct Financial Literacy Week (FLW) from February 10 to
14, 2020. The Theme of FLW is?
1) Theme: “Consumer Protection”
2) Theme: “Farmers”
3) Theme: “Micro, Small and Medium Enterprises (MSMEs)”
4) Theme: “Priority Sector Lending (PSL)”
5) Theme: “Educate the Customers”
Answer - 3) Theme: “Micro, Small and Medium Enterprises (MSMEs)”
Explanation:
The Reserve Bank of India (RBI) is going to conduct the Financial Literacy Week (FLW) 2020 from
February 10 – February 14, 2020 based on the theme “Micro, Small and Medium Enterprises (MSMEs)”.
The RBI will also launch a centralized mass media campaign in February 2020 to broadcast essential
financial awareness messages to MSME entrepreneurs.
21. The Indian army major who developed world’s 1st bullet proof helmet which can stop AK-47
bullet from a distance less than 10 meters is ______?
1) Nitish Kumar Singh
2) Girish Chandra Joshi
3) Anoop Mishra
4) AshwinNagpal
5) Seemala Vijay Kumar
Answer- 3) Anoop Mishra
Explanation:
Major in the Indian Army, Anoop Mishra has developed the world’s 1st bulletproof helmet which can
stop an AK-47 bullet round from a distance of as less as 10 meters. The helmet is developed under the
Indian Army’s “Abhedya” project.
22. Who has won the International Olympic Committee’s (IOC) coaches lifetime achievement
award in male category for the year 2019?
1) Pullela Gopichand
2) Ramakant Achrekar
3) Bishweshwar Nandi
4) Ravi Shastri
5) A. Srinivasa Rao
Answer - 1) Pullela Gopichand
Explanation:
Pullela Gopichand, the Chief National coach for the Indian Badminton team has received the International
Olympic Committee’s (IOC) Coaches Lifetime Achievement Award in Male Category of the year 2019 on
the 3rd edition of International Olympics Committee Annual Awards, He is the 1st Indian coach to be
Honoured with this Lifetime award by the Olympics Committee.
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23. What is the theme of the 23rd edition of National conference on e-governance 2020 held at
Mumbai, Maharashtra (Feb 7-8, 2020)?
1) Theme: “India 2020: Cultural Transformation”
2) Theme: “India 2020: Economic Transformation”
3) Theme: “India 2020: Digital Transformation”
4) Theme: “India 2020: eliteracy transformation”
5) Theme: “India 2020: Social Transformation”
Answer - 3) Theme: “India 2020: Digital Transformation”
Explanation:
A 2-day long 23rd edition of National Conference on e-Governance 2020 based on the theme “India 2020:
Digital Transformation” with 6-sub themes was held at Mumbai, Maharashtra from February 7-8 2020.
India FinTech Festival (IFF) 2020, India’s 1st home based global platform to promote Fintech innovation
will be held in Mumbai, Maharashtra in March 2020. Medici is the program partner for the IFF 2020.
24. Which state government has launched the “Reading Mission” (Feb 2020) based on central
government’s “Reading Mission-2022” to encourage habit of reading books?
1) Goa
2) Himachal Pradesh
3) Telangana
4) Haryana
5) Kerala
Answer - 4) Haryana
Explanation:
On February 10, 2020 Kanwar Pal, Haryana education minister, launched ‘Reading Mission- Haryana’ to
inculcate reading habits among students. Book review sessions will be organized by students once a
month in educational institutions & 45-minute mass- reading Programme will be held on 4th Saturday of
every month.
25. The 5th edition of Military Exercise AJEYA WARRIOR conducted in Salisbury plain is between
India and _____ (Feb 2020)?
1) Singapore
2) United States
3) United Kingdom
4) Russia
5) Bangladesh
Answer - 3) United Kingdom
Explanation:
The 5th Edition of Joint Military Exercise between Indian Army and United Kingdom(UK) Army AJEYA
WARRIOR-2020 will be conducted at Salisbury Plains, United Kingdom(UK) from February (13 to 26)
2020.
26. The Pension Fund Regulatory and Development Authority (PFRDA) has increased the
minimum net worth criteria for pension fund managers from 25 crores to _____?
1) 30 Crore
2) 35 Crore
3) 40 Crore
4) 45 Crore
5) 50 Crore
Answer - 5) 50 Crore
Explanation:
The Pension Fund Regulatory and Development Authority (PFRDA), the regulator of the National
Pension System (NPS), has doubled the minimum net worth criterion for pension fund managers to ₹50
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crores from the ₹25 crore stipulated earlier. Provision has also been made for licenses to have indefinite
validity.
27. India to host the 13th edition of Conference of Parties (CoP) of the Conservation of Migratory
Species (CMS) supported by United Nations Environment Programme (UNEP) in February 2020 at
which Indian city?
1) Lucknow
2) Ahmedabad
3) Chennai
4) Gandhinagar
5) New Delhi
Answer - 4) Gandhinagar
Explanation:
The Union Minister for Environment, Forest and Climate Change Prakash Javadekar announced that the
13th Conference of Parties (COP) of the Convention on the Conservation of Migratory Species (CMS) of
Wild Animals, an Environment Treaty Supported by United Nations Environment Programme (UNEP) is
going to hosted by India at Gandhinagar in Gujarat, from 17th – 22nd February 2020. The Great Indian
Bustard (Gibi) is chosen as official Mascot of the 13th Conference of Parties (COP) of the Conservation of
Migratory Species (CMS). India has got the presidency of COP - CMS for 3 years.
28. Which Indian state hosts “CLIMFISHCON-2020” the International conference on climate
change and ocean health in February 2020 with the theme “Climate change-effective adaptation
for a secure Future”?
1) Maharashtra
2) West Bengal
3) Kerala
4) Karnataka
5) Tamil Nadu
Answer - 3) Kerala
Explanation:
The “CLIMISHCON” is a Four-day International Conference on changes in Hydrological cycle, Ocean
ecosystem, Fisheries and Food security due to Global climate change. And the conference is going to be
held at the Le Meridian Convention center in Kochi, Kerala from February 11 to February 14, 2020. the
Theme for the conference is ‘Climate Change-Effective Adaptation for a Secure Future’.
29. Who has won the Banker Magazines’ Central Banker of the Year 2020’, Asia-Pacific?
1) Urjit Patel
2) Shaktikanta Das
3) N S Vishwanathan
4) B P Kanungo
Answer – 2) Shaktikanta Das
Explanation:
The Banker magazine, a British English-language monthly financial affairs publication owned by The
Financial Times Ltd, has named Reserve Bank of India (RBI) governor Shaktikanta Das as the ‘Central
Banker of the Year 2020’, Asia-Pacific for encouraging growth and balancing the economy.
30. Which is the first Indian Aerospace Private firm to build the foreign owned satellites to the
customers of Sweden and France?
1) Larson & Toubro
2) Ananth Technologies
3) TRANSPACE Technologies
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4) Dhruva Space
5) ASTRO-INDIA
Answer - 2) Ananth Technologies
Explanation:
Aerospace firm Ananth technologies (ATL), Hyderabad, has signed a deal to build 6 foreign-owned
satellites in India. This is the 1st time a private firm is making satellites for global customers. The firm
will soon open a satellite making facility in Bengaluru. Ananth Technologies will build a foreign-owned
satellite weighing between 50 kg and 250 kg for customers in Sweden and France & integrate satellites
around 30% lower costs.
31. Which team has won the Premier Badminton League (PBL) 2020?
1) Hyderabad Hunters
2) Bengaluru Raptors
3) Mumbai Rockets
4) Northeastern Warriors
5) Chennai Superstarz
Answer - 2) Bengaluru Raptors
Explanation:
Bengaluru Raptors, led by World Championships bronze medallist B. Sai Praneeth and World No. 2 Tai
Tzu Ying has defeated the mixed doubles pair -Chan Peng Soon and Eom Hye Won of North Eastern
Warriors to clinch the Premier Badminton League (PBL) title 2020 for the 2nd time in a row by 4–2
scores, performing best in the final of the league’s fifth season.
32. Which state police has implemented “Operation Nakail” allotting unique number for auto-
rickshaw drivers to curb crime?
1) Madhya Pradesh
2) Maharashtra
3) Uttar Pradesh
4) Gujarat
5) Telangana
Explanation:
The Senior Superintendent of Police Kalanidhi Naithani has announced that the Ghaziabad police station
in Uttar Pradesh has launched “Operation Nakail” under which all auto-rickshaw drivers are allotted with
a unique 4-digit number and all the drivers should paint the number on front, left, right and rear side of
the auto-rickshaw which is used identify/verify the driver later. Customers can file complaints using the
number if they face any harassment.
33. As per the world’s foremost financial site The Bakers’ ‘Top 500 Banking Brands 2020’ report
which Indian Bank tops the list of ‘Highest increase in brand value’ among global banks?
1) Axis Bank
2) ICICI Bank
3) IndusInd Bank
4) IDFC Bank
5) Yes Bank
Answer - 3) IndusInd Bank
Explanation:
As per the The Banker’s ‘Top 500 Banking Brands 2020’ report, India’s IndusInd Bank has topped the list
of ‘Highest increase in brand value’ among global banks. It’s brand value saw an increase of 122% over
the past 12 months. The bank reported total assets of Rs 3.1 lakh crore at the end of Q3 FY20.
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34. Which Technological Giant company has launched “We think Digital” Programme in
partnership with National Commission for Women (NCW) and Cyber Peace Foundation to provide
digital literacy training to 1 Lakh women in 7 states (Feb 2020)?
1) Google
2) Microsoft
3) Facebook
4) Amazon
5) LinkedIn
Answer - 3) Facebook
Explanation:
Facebook launched “We Think Digital” Programme to provide digital literacy training to 1 lakh women
across 7 states, including Uttar Pradesh (UP), West Bengal & Bihar. It has been launched in partnership
with National Commission for Women (NCW) and Cyber Peace Foundation.
35. Which Indian City hosted the National water conference with the guidelines “Right to Water
Act” and “Water Rights Act” in Feb 2020?
1) Uttar Pradesh
2) Kerala
3) Assam
4) Telangana
5) Madhya Pradesh
Answer - 5) Madhya Pradesh
Explanation:
The Chief Minister of Madhya Pradesh Shri Kamal Nath has inaugurated the National water conference at
Bhopal, Madhya Pradesh. The conference is being held to finalize the guidelines of “Right to Water Act” or
“Water Rights Act” and also discussed the water crisis in the state and also making the state a water-rich
state.
36. Which is India’s 1st railway station to add 5-star hotel on the tracks built by famous hotel
chain Leela group which will be completed by December 2020?
1) The Howrah Railway Station
2) Vijayawada Railway Station
3) Charbagh Railway Station
4) Ghum Railway Station
5) Gandhinagar railway station
Answer - 5) Gandhinagar railway station
Explanation:
According to the Chairman of the Indian Railway Board, Sri Vinod Kumar Yadav, Indian Railways has
planned to prepare 5- Star Hotel on the tracks in Gandhinagar railway station of Gujarat to give
passengers the experience of world class facilities. This will be the first experiment in India. The hotel,
being built by the famous hotel chain Leela Group, could be completed by December 2020.
37. Who is the 1st Indian Hockey Player to receive the International Hockey Federation(FIH)
player of the year award in 2019?
1) Dilpreet Singh
2) Gursahibjit Singh
3) Ramandeep Singh
4) Manpreet Singh
5) Gurjant Singh
Answer - 4) Manpreet Singh
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Explanation:
Manpreet Singh Pawar (27), the captain of India men’s national field hockey team, has been selected as
the FIH Men’s Player of the Year 2019 by the International Hockey Federation (FIH). With this he
becomes the 1st Indian to receive this honor. At the same time, Netherlands women’s captain Eva de
Goede (30) has been named as FIH Women’s Player of the Year 2019.
Other winners:
S.NO Award Name Won by
1 FIH Men’s Goalkeeper of the Year 2019 Vincent Vanasch (Belgium)
2 FIH Women’s Goalkeeper of the Year 2019 Rachael Lynch (Australia)
3 FIH Men’s Coach of the Year 2019 Colin Batch (Australia)
4 FIH Women’s Coach of the Year 2019 Alyson Regina Annan (Australia)
38. The Securities and Exchange Board of India (SEBI) has constituted Municipal Bonds
Development Committee to get recommendations on policy matters pertaining to development of
municipal debt securities market. Who is the Head of Committee?
1) N S Vishwanathan
2) S.K Mohanty
3) G C Chaturvedi
4) Ajay Tyagi
5) Sujit Prasad
Answer - 5) Sujit Prasad
Explanation:
SEBI (Securities and Exchange Board of India) has constituted Municipal Bonds Development Committee
headed by Shri Sujit Prasad, Executive Director, SEBI in order to get recommendations on policy matters
pertaining to development of municipal debt securities market. The members of the committee include
representatives from ministry, Municipal Corporation, lawyers, professionals and market practitioners.
39. According to International Institute for Strategic Studies’ (IISS) annual “Military Balance”
report, what is rank of India among World’s biggest defence spenders?
1) 2
2) 3
3) 4
4) 5
5) 7
Answer - 4) 5
Explanation:
The International Institute for Strategic Studies (IISS) annual “Military Balance” report states that global
spending on defence hiked by 4% percent in 2019, showing largest growth in 10 years (2010-2019). The
report showed top 15 countries, among them, the world’s biggest defence spenders are United States
(US), China, Saudi Arabia, Russia and India.
Table Showing Defence Spending of Top 10 Countries in 2019
Defence Spending
Rank Country (US$bn)
1 United States 684.6
2 China 181.1
3 Saudi Arabia 78.4
4 Russia 61.6
5 India 60.5
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United
6 Kingdom 54.8
7 France 52.3
8 Japan 48.6
9 Germany 48.5
10 South Korea 39.8
40. With which country India has signed Memorandum of Understanding (MoU) to develop a
world class National Maritime Heritage Complex (NMHC) at Lothal, Gujarat?
1) Switzerland
2) Vietnam
3) Portugal
4) Netherland
5) United Kingdom
Answer - 3) Portugal
Explanation:
During the Portugal’s president Mr Marcelo Rebelo de Sousa visit to India One of the MoU is to develop a
world class National Maritime Heritage Complex (NMHC) at Lothal, Gujarat with the cooperation from
the Republic of Portugal. It will pay the way for cooperation between the two countries for showcasing
common Maritime Heritage.
41. Which Indian state government launched “Yodhavu” mobile app to combat drug abuse and its
distribution?
1) Kerala
2) Tamil Nadu
3) Telangana
4) Karnataka
5) Andhra Pradesh
Answer - 1) Kerala
Explanation:
Kerala Chief Minister Pinarayi Vijayan launched “Yodhav” (Warrior) mobile app at Kochi, Kerala, through
which the public can inform police about drug abuse & its distribution.
42. As per Reserve Bank of India’s (RBI) “Statement on Developmental and Regulatory Policies”
the central bank has decided to conduct Long Term Repo Operations (LTROs) for one-year and
three-year tenors for up to a total amount of _______?
1) 1 Lakh Crore
2) 50,000 Crore
3) 1.2 Lakh Crore
4) 25,000 Crore
5) 10,000 Crore
Answer - 1) 1 Lakh Crore
Explanation:
The RBI released “Statement on Developmental and Regulatory Policies” which stated about Long Term
Repo Operations (LTROs) for improving monetary transmission. It is aimed at providing cheaper money
to banks at the repo rate so that it can be used to boost credit growth. RBI decided to conduct Long Term
Repo Operations (LTROs) for one-year and three-year tenors for up to a total amount of ₹ 1,00,000
crores at the policy repo rate. Simply, RBI is injecting Rs 1 lakh crore into the banking system through
auctions with long term maturity periods (compared to one day repos) of 1 year and 3 years. LTRO is in
addition to the existing LAF (Liquidity adjustment facility) and MSF (Marginal Standing Facility)
operations. The current repo rate is 5.15%.
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43. With Which Bank the Government of India (GoI) signed loan agreement worth $450 Mn to
support Atal Bhujal Yojana (ABHY) – National Groundwater Management Improvement Program
in 7 Indian states?
1) World Bank (WB)
4) Export and Import bank of India (EXIM)
Answer - 1) World Bank (WB)
Explanation:
The Government of India (GoI) and the World Bank(WB) have inked a $ 450 million (mn) loan agreement
to support Atal Bhujal Yojana (ABHY) – National Groundwater Management Improvement Program that
will be implemented by the Ministry of Jal Shakti in the states of Gujarat, Maharashtra, Haryana,
Karnataka, Rajasthan, Madhya Pradesh, and Uttar Pradesh (UP) and cover 78 districts.
44. Who is the 1st Indian sportsman to win a Laureus world sports (Oscars of sports) award at 20th
annual edition held at Berlin, Germany (Feb 17, 2020)?
1) Abhinav Bindra
2) Vinesh Phogat
3) Bhaichung Bhutia
4) Sachin Tendulkar
5) Mahendra Singh Dhoni
Answer - 4) Sachin Tendulkar
Explanation:
On February 17, 2020, Laureus World Sports Awards 2020 was held in Berlin, Germany.It was the 2nd
Laureus World Sports Awards to take place in Berlin, following the 2016 ceremony which took place at
the Messe Berlin. Indian former international cricketer Sachin Ramesh Tendulkar’s 2011 World Cup-
winning moment was voted the Laureus Sporting Moment of 2000-2020. This moment of Sachin has
been titled ‘Carried on the Shoulders of a Nation’. Vinesh Phogat is the 1st Indian to get Nominated for
Laureus sport awards in 2019.
45. As per the US based think tank World population review’s report, what is the India’s rank in
largest economy list 2019 with the Gross Domestic Product (GDP) value of $2.94 Trillion?
1) 1
2) 2
3) 3
4) 4
5) 5
Answer - 5) 5
Explanation:
In accordance with the US-based think tank World Population Review, India has become the fifth-largest
in the world with a GDP (Gross Domestic Product) of $2.94 trillion overtaking the UK (United Kingdom)
and France in 2019. The size of the UK economy is $2.83 trillion and that of France is $2.71 trillion. The
list has been topped by the United states (US) with $21.44 trillion GDP.
Table showing Top 5 Largest Economies of World:
Rank Country GDP
1 United States (US) $21.44 trillion
2 China $14.14 trillion
3 Japan $5.15 trillion
4 Germany $4 trillion
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5 India $2.94 trillion
46. Which Public Sector Bank (PSB) signed Memorandum of Understanding (MoU) with Gujarat
state government to facilitate Micro, Small and Medium Enterprises (MSME) loans?
2) Bank of Baroda (BoB)
3) Union Bank of India (UBI)
4) Bank of Maharashtra (BoM)
5) Central Bank of India (CBI)
Answer – 1) State Bank of India (SBI)
Explanation:
In order to provide enough credit to entrepreneurs in the MSME (Micro, Small and Medium Enterprises)
sector, the state Government of Gujarat has signed an MoU (memorandum of understanding) with State
Bank of India (SBI), through which the bank will provide working capital to entrepreneurs aims to start
new MSME within 15 days of making an application. In October 2019, The Gujarat state announced that
MSME units will no longer be required to take various approvals to start operations for the initial 3 years
period.They can start operations after getting an acknowledgment certificate from the state nodal agency
by submitting 'declaration of intent.'
47. Which country has elected Ashraf Ghani as their president for second consecutive time in
February 2020?
1) Qatar
2) United Arab Emirates
3) Kuwait
4) Afghanistan
5) Iran
Answer - 4) Afghanistan
Explanation:
Afghanistan’s Incumbent president Ashraf Ghani Ahmadzai (70) wins second term as Afghanistan
president as an Independent Candidate securing 50.64% votes in september 2019 election announced by
the Election Commission of Afghanistan. Ashraf Ghani defeated Afghanistan’s Chief Executive Abdullah
Abdullah, who gained 39.52% votes in the election.
48. Who has been appointed as the Chairman of Pension Fund Regulatory and Development
Authority (PFRDA) by appointments committee of cabinet for 5 years or till the attainment of age
65 (Feb 2020)?
1) Supratim Bandyopadhyay
2) Pankaj Jain
3) Arvind Singh
4) Ajay Bhushan Pandey
5) Anil Kumar Jha
Answer – 1) Supratim Bandyopadhyay
Explanation:
Supratim Bandyopadhyay was appointed as chairman of the PFRDA (Pension Fund Regulatory and
Development Authority). The Appointments Committee of the Cabinet approved Supratim appointment
for a period of 5 years from the date of assumption or till attaining the age of 65 years. He was the
successor of Shri Pankaj Jain.
49. The report by EY (Ernst & Young Private Limited) titled “Today for tomorrow: realising the
potential of Life Sciences 4.0” was released in 17th BioAsia 2020. The BioAsia 2020 held at?
1) Amaravati, Andhra Pradesh
2) Chennai, Tamil Nadu
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4) Bengaluru, Karnataka
Answer - 3) Hyderabad, Telangana
Explanation:
BioAsia 2020 was held at the life science capital of India i.e. Hyderabad, Telangana from 17th- 19th
February, 2020 on the theme “Today for Tomorrow”. It was hosted by the Government of Telangana in
partnership with EY (Ernst & Young Private Limited). It was the 17th edition of the flagship international
convention – BioAsia, whose CEO is Shakthi Nagappan. The event was attended by Piyush Goyal, Minister
for Commerce and Industry. Switzerland is the partner country of the BioAsia 2020.
50. Which Indian PSU signed MoU with Energy Efficiency Service Limited (EESL) for installing
1000 public Electrical Vehicle charging stations?
1) Coal India Limited (CIL)
2) National Thermal Power Corporation Limited (NTPC)
3) Defence Research Development Organization (DRDO)
4) Indian Railways
5) Bharat Sanchar Nigam Limited (BSNL)
Answer - 5) Bharat Sanchar Nigam Limited (BSNL)
Explanation:
State-owned Energy Efficiency Services Limited (EESL) has signed an MoU with BSNL (Bharat Sanchar
Nigam Limited) for installing 1000 public charging stations for Electric Vehicles.
51. According to the report, “A future for the world’s children?” Commissioned by WHO–UNICEF–
Lancet ‘Sustainability Index’ is topped by Burundi. What is rank of India in the index?
1) 71
2) 77
3) 69
4) 54
5) 87
Answer - 2) 77
Explanation:
According to the report, “A future for the world’s children?” Commissioned by WHO–UNICEF–Lancet
commissioned by the World Health Organization (WHO), United Nations Children’s Fund (UNICEF) and
The Lancet medical journal, India ranks 77th in terms of Sustainability Index and 131 in ‘Child
Flourishing Index’ of Children’s Survival, health, education and Well-being. The Index was topped by
Burundi and Qatar at bottom.
52. Which is the 1st South Asian country to host 2022 Asian Football Confederation (AFC)
Women’s Asian Cup?
1) Nepal
2) India
3) Bangladesh
4) Maldives
5) Bhutan
Answer - 2) India
Explanation:
The Women’s Committee of the Asian Football Confederation (AFC) informed that India has been
recognised as the first South Asian to host the 2022 AFC Women’s Asian Cup, in the meeting held at
Kuala Lumpur, Malaysia.
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53. The Reserve Bank of India has appointed Sunil Gurbaxani as MD & CEO of which Indian
private sector bank?
1) Dhanlaxmi Bank
3) Nainital Bank
4) South Indian Bank
5) City Union Bank
Answer - 1) Dhanlaxmi Bank
Explanation:
Reserve Bank of India (RBI) appointed Sunil Gurbaxani as MD (Managing Director) and CEO (Chief
Executive Officer) of Dhanlaxmi Bank for a period of 3 years. Sunil was the successor of T.Latha. Also RBI
approved Sumant Kathpalia as CEO of IndusInd bank.
54. Who has won the 21st edition of Ernst & Young (EY) Entrepreneur of the year award for 2019
held at New Delhi?
1) Siddhartha Lal
3) Vijay Shekhar Sharma
4) Sachin Bansal
5) Shradha Sharma
Answer - 2) Kiran Mazumdar-Shaw
Explanation:
Kiran Mazumdar-Shaw, Chairperson and Managing Director (MD) of Bengaluru based biopharmaceutical
company Biocon, won Ernst & Young Entrepreneur of the year 2019 (for his innovation & affordable
lifesaving medicines), at the 21st edition of the awards held in New Delhi, India.
Award Category Awardee
EY Entrepreneur of the year Kiran-Mazumdar Shaw, Chairperson & MD, Biocon.
Lifetime Achievement Adi Godrej, Chairman, Godrej Group.
Start-up Falguni Nayar, founder & CEO, Nykaa E-retail.
Transformational Impact Tuhin Parikh, senior managing director (Real Estate),,
Person of the Year Blackstone India.
Manufacturing Arun Bharat Ram, chairman, SRF
Services Sridhar Vembu, founder and CEO, ZOHO Corporation
Financial Services Yashish Dahiya, CEO & co-founder, Policy Bazaar.
Berger Paints Chairman, Kuldip Singh Dhingra and Vice-
Consumer Products & Retail Chairman Gurbachan Singh Dhingra.
Arvind Lal, Chairman & MD Dr Lal PathLabs and CEO Om
Life Sciences & Healthcare Manchanda of Dr Lal PathLabs.
Entrepreneurial CEO K B S Anand, MD & CEO, Asian Paints.
Energy, Real Estate & Ravi Raheeja & Neel Raheeja, group Presidents, K Raheja
Infrastructure Corp
55. Name the Indian Institute which ranked top among Indian institutions in the Nature ranking
Index 2020 (Based on total research output from December 01, 2018 to 30th November, 2019)?
1) Indian Institute of Technology Bombay (IIT-B)
2) Tata Institute of Fundamental Research (TIFR)
3) Indian Institutes of Science Education and Research (IISER)
4) Indian Institute of science (IISC)
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5) Council of Scientific and industrial Research(CSIR)

Answer - 5) Council of Scientific and industrial Research(CSIR)
Explanation:
Council of Scientific and Industrial Research (CSIR) ranked first in the Nature Ranking Index 2020. All the
institutions are ranked on the basis of total research output from december 01, 2018 to 30th November,
2019.
Rank, Share & Count
Rank Institution Share Count

Council of Scientific and industrial
1 Research(CSIR) 142 87.74
2 Indian Institute of science (IISC) 211 83.61
3 Tata Institute of Fundamental Research (TIFR) 232 62.18
56. The American computer scientist Larry Tesler who passed away in February 2020 is the
inventor of which function/command of computer?
1) Delete
2) Cut-Copy-Paste
3) Shutdown
4) Print Document
5) Undo last action
Answer - 2) Cut-Copy-Paste
Explanation:
Lawrence Gordon Tesler known as Larry Tesler was an American computer scientist who worked in the
field of human–computer interaction and also the Inventor of Copy-Cut-Paste functions for computers in
1973 has passed away at the age of 74.
57. Union Minister of State (MoS) for shipping Mansukh Mandaviya has inaugurated India’s 1st
floating jetty at which Indian state?
1) Gujarat
2) Maharashtra
3) Goa
4) Karnataka
5) Kerala
Answer - 3) Goa
Explanation:
Union Minister of State for shipping Mansukh Mandaviya, inaugurated the India’s first floating jetty on
the banks of Mandovi river, Goa and also an immigration facility office at a cruise terminal in Vasco, Goa.
58. The National organic food festival for Women entrepreneurs held at Jawaharlal Nehru
stadium, New Delhi (Feb 2020). What is the theme of the festival?
1) Healthy food, Organic food
2) Organic market, The future agricultural development
3) Organic market for women entrepreneurs
4) Good for Women; Good for India; Good for You
5) Unleashing India’s Organic Market Potential
Answer – 5) Unleashing India’s Organic Market Potential
Explanation:
Union Food Processing Minister Harsimrat Kaur Badal and Union Minister of Women and Child
Development inaugurated National Organic Food Festival for women entrepreneurs at Jawaharlal Nehru
Stadium, New Delhi. The theme of the festival is ‘Unleashing India’s Organic Market Potential’.
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59. What is the Gross Domestic Product (GDP) of India for the year 2019-20 as per the National
Council of Applied Economic Research (NCAER)?
1) 5%
2) 4.6%
3) 5.1%
4) 4.9%
5) 5.6%
Answer - 4) 4.9%
Explanation:
National Council of Applied Economic Research (NCAER), a New Delhi based non-profit think tank of
economics, has estimated India’s economic growth rate to be 4.9 % for the current Financial year-FY
2019-20, which is lower than the 5 % estimation by the National Statistical Office (NSO). NCAER has
expressed the hope that in the year 2020-21, the country’s growth rate can be up to 5.6%.
60. Name the Bollywood actor, who has won best actor award in Dadasaheb Phalke International
Film Festival Awards 2020 was held in Mumbai, Maharashtra?
1) Shahrukh Khan
2) Hrithik Roshan
3) Salman Khan
4) Akshay Kumar
5) Aamir Khan
Answer - 2) Hrithik Roshan
Explanation:
The Dadasaheb Phalke International Film Festival Awards 2020 was held in Mumbai, Maharashtra.
Hrithik Roshan bagged the Best Actor award for film “Super 30”.
List of Awards at the Dadasaheb Phalke International Film Festival 2020:
Category of Awards Winners
Best Film Super 30
Best Actor Hrithik Roshan
Most Promising Actor Kiccha Sudeep
Best Actor in Television Series Dheeraj Dhoopar
Best Actress in Television Divyanka Tripathi
Most Favourite Television Actor Harshad Chopda
Most Favourite Jodi in Television Sriti Jha and Shabbir Ahluwalia (Kumkum
Series Bhagya)
Best Reality Show Bigg Boss 13
Best Television Series Kumkum Bhagya
Best Playback Singer Male Armaan Malik
Best Playback Singer (Female) Tulsi Kumar
Best Actress Web Series Dia mirza (kafir)
Best anchor Manish Paul
Best Digital Film Yours Truly
Decade Star 2020 Anupam Kher
Best paparazzi of the year Manav Mangalani
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61. Name the Indian scientist, who has been honoured with Science and Engineering Research
Board (SERB) Women Excellence Award-2020?
1) Dr. Aastha Mishra
2) Dr. Swati Tripathi
3) Dr. Mehak Gupta
4) Dr. Nazia Abbas
5) Dr Niti Kumar
Answer - 5) Dr Niti Kumar
Explanation:
Dr Niti Kumar, a Senior Scientist from Division of Molecular Parasitology and Immunology, CSIR-CDRI
(Council of Scientific and Industrial Research-Central Drug Research Institute), Lucknow (Uttar Pradesh)
to be honoured with SERB (Science and Engineering Research Board) Women Excellence Award-2020 by
the President of India, Ram Nath Kovind during National Science Day Celebrations on February 28, 2020,
in Vigyan Bhawan, New Delhi.
62. The International judicial conference 2020 with the theme ‘Gender Just World’ held at which
Indian state/UT?
1) New Delhi
2) Uttar Pradesh
3) Maharashtra
4) Puducherry
5) Tamil Nadu
Answer - 1) New Delhi
Explanation:
Prime Minister Shri Narendra Modi addressed the International Judicial Conference in New Delhi. The
theme of the conference was “Gender Just World” while its topic was “Judiciary and The Changing
World”. The Conference introduced the “Just World” concept in the Judicial System of India which aims to
take the judicial system of the country to every citizen irrespective of their gender.
63. Name the 1st Indian state/UT which achieved 100% LPG coverage due to implementation of
PMUY (Pradhan Mantri Ujjwala Yojana) scheme?
1) New Delhi
2) Goa
3) Haryana
4) Uttarakhand
5) Himachal Pradesh
Explanation:
Himachal Pradesh became the 1st state in the country to have 100% LPG (Liquified Petroleum Gas)
coverage due to the implementation of PMUY (Pradhan Mantri Ujjwala Yojana) scheme. In addition to
PMUY scheme, the state government aslo launched ‘Himachal Grihini Suvidha Yojana’ in May 2018 to
cover the scheme to remaining households.
64. To which Indian State/UT NABARD has granted 400.64 crore under Rural Infrastructure
Development Fund (RIDF) to boost the infrastructure (Feb 2020)?
1) Jammu & Kashmir
2) Haryana
3) Gujarat
4) Himachal Pradesh
5) Odisha
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Explanation:
National Bank for Agriculture and Rural Development (NABARD), an Apex Development Financial
Institution in India, has granted a sum of Rs 400.64 crore to the Union Territory (UT) of Jammu and
Kashmir(J&K). The amount has been sanctioned under its ‘Rural Infrastructure Development Fund
(RIDF) – Trench XXV’for boosting rural infrastructure during the current financial year-FY (2019-20).
65. Name the Public sector bank of India which joined hands with Microsoft to train differently
abled people for the employment in Banking, Financial Services and Insurance (BFSI) sector?
1) Indian Bank
2) IDBI Bank Ltd.
4) Corporation Bank
5) IDBI Bank Ltd.
Explanation:
Global tech giant Microsoft has collaborated with the State Bank of India (SBI) to train differently-abled
people to find jobs in the banking, financial services and insurance (BFSI) sector. As a part of this
partnership, 500 differently-abled youths will be trained in 1st year and SBI Foundation & Microsoft will
develop an artificial intelligence powered market so that BFSI industry can connect more easily with
differently-abled people for employment opportunities.
66. The National Institute of Disaster Management (NIDM) organized the 1st ‘National conference
on Coastal Disaster Risk Reduction and Resilience (CDRR&R) at which Indian state/UT?
1) Kerala
2) Uttar Pradesh
3) Odisha
4) New Delhi
5) West Bengal
Answer - 4) New Delhi
Explanation:
The National Institute of Disaster Management (NIDM) organised 1st ‘National conference on Coastal
Disaster Risk Reduction and Resilience (CDRR&R) in Delhi.It is a one-day conference. Union Minister of
State for Home Affairs, Shri Nityanand Rai presided over the valedictory session.
67. As per the Reserve Bank of India’s (RBI) report titled “Assessment of the progress of
digitisation from cash to electronic”, The value of digital payments to GDP increased from 660%
in 2014-15 to _____ in 2018-19.
1) 752%
2) 796%
3) 862%
4) 698%
5) 736%
Answer - 3) 862%
Explanation:
As per the Reserve Bank of India’s (RBI) report titled “Assessment of the progress of digitisation from
cash to electronic”, The value of digital payments to GDP increased from 660% in 2014-15 to 862% in
2018-19. The notes in circulation (NIC) [Currency in Circulation (CIC) – coins in circulation] increased at
average rate of 14% between October 2014 and October 2016. The CIC (Currency in Circulation) across
the country increased at a Compounded Annual Growth Rate (CAGR) of 10.2% over the past 5 years
(2014-15 to 2018-19).
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68. Insurance Regulatory and Development Authority of India (IRDAI) formed a 9-member
committee to examine the possibility of allowing life insurers offer indemnity based health
policies. Who is the Head of the committee?
1) G. Srinivasan
2) M N Sharma
3) Ritesh Kumar
4) S N Bhattacharya
5) A V Girija Kumar
Answer – 1) G. Srinivasan
Explanation:
The Insurance Regulatory and Development Authority of India (IRDAI), an autonomous body tasked with
regulating and promoting the insurance, has formed a 9-member committee led by Mr. G. Srinivasan,
Director of National Insurance Academy to examine the possibility of allowing life insurers offer
indemnity based health policies.
69. The 5th edition of Indradhanush – “Indradhanush V 2020” held at Hindan, Uttar Pradesh. The
Indradhanush is the Air exercise held between India and which of the following country?
1) Russia
2) United States
3) Sri Lanka
4) United Kingdom
5) Mongolia
Answer – 4) United Kingdom
Explanation:
A 5-day (February 24-29,2020) long 5th edition of Indo-UK (United Kingdom) bilateral air exercise
“Indradhanush-V” 2020 between Indian Air Force (IAF) and British Royal Air Forces (RAF) has
commenced at Air Force Station Hindan in Uttar Pradesh (UP). ‘Base Defence and Force Protection’ was
the focus of this year exercise.
70. Name the Public Sector Bank which displayed Shishu e-Mudra app (providing instant sanction
of working capital up to Rs. 50,000 to existing small business customers) at an event in New Delhi.
2) Bank of Baroda
4) Canara Bank
5) Indian Bank
Explanation:
Union Minister for Finance & Corporate Affairs Smt. Nirmala Sitharaman unveiled EASE 3.0, the Public
Sector Bank (PSB) Reforms Agenda 2020-21 for smart, tech-enabled banking, and the PSB EASE Reforms
Annual Report 2019-20 in during an event in New Delhi. The State Bank of India has showcased Shishu e-
Mudra app-based lending for instant sanction of working capital up to Rs. 50,000 to existing small
business customers in the event.
71. As per PSB Ease Reform Annual Report 2019-20 the Gross Non-Performing Assets (G-NPA)
reduced from Rs. 8.96 lakh crore in March 2018 to Rs. _______lakh crore in December 2019.
1) 6.25
2) 9.98
3) 4.65
4) 7.17
5) 7.87
Answer – 4) 7.17
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Explanation:
As per PSB Ease reform report Annual Report 2019-20 the Gross Non-Performing Assets (G-NPA)
reduced from Rs. 8.96 lakh crore (14.6%) in March 2018 to Rs. 7.17 lakh crore (11.3%) in December
2019.
72. The Union Cabinet has approved the Surrogacy (Regulation) Bill, 2020. The draft of the bill
has included the recommendations of 23-member Committee of the Rajya Sabha. Who is the Head
of the committee?
1) Subramanian Swamy
2) Roopa Ganguly
3) Bhupender Yadav
4) Suresh Gopi
5) Swapan Dasgupta
Answer – 3) Bhupender Yadav
Explanation:
The Union Cabinet has approved the Surrogacy (Regulation) Bill, 2020. According to the proposed bill,
any woman can become a surrogate mother by her own will. Apart from childless Indian couples, widows
and divorced women will also get the benefit. The draft of the new bill has included the
recommendations of 23-member Committee of the Rajya Sabha headed by BJP MP Bhupender Yadav.
73. Tennis Player Maria Sharapova who announced retirement recently (Feb 2020) belongs to
which of the following nation?
1) Russia
2) Serbia
3) Switzerland
4) Spain
5) United States
Explanation:
Russian tennis star and 5-time Grand Slam winner Maria Yuryevna Sharapova, 32 years old, announced
her retirement. She became the World No.1 in 2005 and as a Grand Slam winner with 2 titles in French
Open (2012, 2014), an Australian Open (2008), a US [United States] Open (2006) and Wimbledon Open
(2004). She won 36 singles titles and netted prize money of $ 38.8 million and the 3rd youngest player to
conquer the All England Club’s hallowed grass courts.
74. Name the private sector bank, which partnered with IndiGo to launch co-branded credit card
‘Ka-Ching’ powered by MasterCard?
1) Axis Bank
2) Yes Bank
3) IndusInd Bank
4) HDFC Bank
5) ICICI Bank
Explanation:
HDFC (Housing Development Finance Corporation) bank, an Indian banking and financial services
company, has entered into a partnership with IndiGo airlines to launch its first travel credit card named
‘Ka-ching’- powered by Mastercard.
75. Karnataka’s Shadakshari Settar who is in news recently (Feb 2020) belongs to which field?
1) Politics
2) Geography
3) Mathematics
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4) History
5) Science
Answer – 4) History
Explanation:
Shadakshari Settar (85), a famous Historian, Linguists, who conducted research in the field of epigraphy,
anthropology has passed away at a private hospital in Karnataka, where he was undergoing treatment
for respiratory problems.
76. The National Science Day (NSD) in India celebrated annually on February 28. What is the
Theme of NSD 2020?
1) Theme: “Science & Technology for specially abled persons”
2) Theme: “Women in Science”
3) Theme: “Science for people and people for science”
4) Theme: “Science and Technology for a sustainable future”
5) Theme: “Scientific Issues for Development of the Nation”
Answer – 2) Theme: “Women in Science”
Explanation:
National Science Day (NSD) was observed all over India on Feb 28, 2020. This day marks the discovery of
the Raman effect by Indian physicist Sir ChandraShekhara Venkata Raman (also called Sir C V Raman) on
28th February 1928 for which he was awarded the Nobel Prize in 1930. In 1986, the Government of
India (GOI) declared Feb 28 as National Science Day. Theme of the NSD 2020: “Women in Science”.
77. As per Government of India’s data, the issuance of RuPay debit cards under Pradhan Mantri
Jan Dan Yojana (PMJDY) has reached the all-time-high of ______ (as on 19 February 2020).
1) 38.13 Crore
2) 36.59 Crore
3) 29.14 Crore
4) 19.97 Crore
5) 25.33 Crore
Answer – 3) 29.14 crore
Explanation:
In accordance with the government data, by February 19, 2020, the issuance of RuPay debit cards under
the Pradhan Mantri Jan Dhan Yojana (PMJDY) reached an all-time-high of 29.14 crore. The data states
that three out of four Jan Dhan account holders (i.e 29.14 crore out of 38.13 crore – around 76%)have a
RuPay debit card.
78. As per Controller General of Accounts (CGA), the fiscal deficit of the country reached ______ of
the estimate for the whole year at the end of January 2020.
1) 121.5%
2) 112.8%
3) 118.7%
4) 128.5%
5) 132.2%
Answer – 4) 128.5%
Explanation:
According to the Controller General of Accounts (CGA) of Department of Expenditure, Ministry of
Finance, fiscal deficit of the country reached 128.5 % of the estimate for the whole year at the end of
January 2020.The deficit stood at Rs 9,85,472 crore ($137.05 billion). The deficit was 121.5% of the
revised budget estimate (RBE) for the same period of the previous financial year-FY 2018-19.
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79. As per the report by online payment processor Worldline India titled “Wordline India Digital
Payments 2019”, Name the Indian city which accounted for highest number of digital transactions
in India in 2019?
1) Hyderabad
2) Kolkata
3) Bengaluru
4) Mumbai
5) Chennai
Answer – 3) Bengaluru
Explanation:
In accordance with the report by online payment processor Worldline India titled “Wordline India Digital
Payments 2019”, Bengaluru (Karnataka) accounted for the highest number of digital transactions in
India in 2019, followed by Chennai (Tamil Nadu), Mumbai and Pune in Maharashtra.
80. Where is India’s 1st ever Glass floor bridge replacing iconic suspension bridge Lakshman
Jhula?
1) Uttar Pradesh
2) Madhya Pradesh
3) Himachal Pradesh
4) Uttarakhand
5) Meghalaya
Explanation:
Uttarakhand government has cleared the design of a glass floor suspension bridge, the first of its kind in
the country, to be built across Ganga River in Rishikesh, Uttarakhand as a replacement to iconic
Lakshman Jhula which was closed in 2019 due to safety reasons. It has been in place for 94 years. The
glass floor suspension bridge design is prepared by Public Works Department (PWD). It will be safe for
commutation for at least 150 years.
81. The American economist Pinelopi Koujianou Goldberg recently (Feb 2020) resigns her post
‘Chief Economist’. She held the post in?
1) World Bank (WB)
4) International Finance Corporation (IFC)
Explanation:
American Greek economist and Chief Economist of the World Bank(WB) Pinelopi Koujianou Goldberg
(57-years) announced her resignation. She will step down from her post on March 1, 2020 and will be
teaching at Yale University in Connecticut, United States(US). WB research director Aart Kraay will be the
interim WB chief economist until the appointment of a new permanent chief economist.
82. Raju Bharatan who passed away recently (Feb 2020) is a _____?
1) Actor
2) Film Historian
3) Cricket Journalist
4) Both 1) and 2)
5) Both 2) and 3)
Answer - 5) Both 2) and 3)
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Explanation:
Famous cricket journalist and film historian Raju Bharatan, 86 years old, passed away at Mumbai,
Maharashtra. He is also the writer for The hindu and Sportstar and also a popular radio commentator for
India’s cricket matches.
83. Who is the youngest girl in the world to climb the South America’s Highest peak Mt.
Aconcagua, Argentina (Feb 2020)?
1) Jordan Romero
2) Malavath Poorna
3) Bachendri Bal
4) Kaamya Karthikeyan
5) Arunima Sinha
Answer - 4) Kaamya Karthikeyan
Explanation:
Kaamya Karthikeyan, 12 years old, a class 7 student of Navy Children School (NCS) in Mumbai,
Maharashtra, became the youngest girl in the world to climb Mt. Aconcagua, Argentina the highest peak
outside Asia which ranges about 6962 metres.
84. Where was the 13th edition of ICC under-19 world cup 2020 between 17 January - 9 February
2020 held at _____?
1) India
2) Australia
3) South Africa
4) England
5) UAE
Answer - 3) South Africa
Explanation:
13th edition of 2020 ICC Under-19 Cricket World Cup, an international limited-overs cricket tournament
was held in South Africa from 17 January – 9 February 2020. It was administered by International
Cricket Council (ICC) & 16 teams participated in the cricket tournament with a total of 48 matches played
between the teams. It was the 2nd time South Africa hosted the tournament. Bangladesh has won the
tournament defeted India in finals.
85. The Reserve Bank of India has eased the CRR requirement of commercial banks for 5years for
lending to automobiles, housing and MSME sector. What is ‘C’ in CRR stands for?
1) Credit
2) Cash
3) Company
4) Current
5) Capital
Answer - 2) Cash
Explanation:
The Reserve Bank of India (RBI) has eased Cash Reserve Ratio (CRR) requirement of commercial banks
for 5-years. So now the banks would not be needed to maintain the cash reserve ratio (CRR) for 5- years
on their deposits for the amount equivalent to loans lent to automobiles, residential housing, and micro,
small and medium enterprises (MSMEs) between 31 Jan-31 July, 2020 from their net demand and time
liabilities (NDTL) for maintenance of the CRR.
86. Who is the 1st Asian filmmaker to win academy award (Oscars) for original screenplay
category?
1) Ang Lee
2) Bong Joon-ho
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3) Ismail Merchant
4) William Kong
5) Hsu Li-kong
Answer - 2) Bong Joon-ho
Explanation:
For the 1st time Bong Joon Ho created history by becoming the first Asian and South Korean filmmaker
to bag the Academy Award for best original screenplay for his genre-defying “Parasite”.
87. The 2nd BIMSTEC Disaster Management Exercise with the themes “A cultural heritage site that
suffers severe damage in the Earthquake” & “Flooding or Strom” held at which Indian state (Feb
11-13, 2020)?
1) Odisha
2) West Bengal
3) Andhra Pradesh
4) Tamil Nadu
5) Gujarat
Answer - 1) Odisha
Explanation:
The “2nd BIMSTEC Disaster Management Exercise-2020 (BIMSTEC DMEx-2020)” was held at
Bhubaneswar/Puri, Odisha from 11-13 February, 2020 with themes “A cultural heritage site that suffers
severe damage in the Earthquake” & “Flooding or Storm”. Organized by National Disaster Response
Force (NDRF), on behalf of the Government of India, BIMSTEC DMEx-2020 was inaugurated by Chief
Minister Odisha, Shri Naveen Patnaik on Feb 11, 2020.
88. Which European city set to host United Nations’ climate summit 26th Conference of Parties
‘COP26’ in November 2020?
1) Berlin
2) Glasgow
3) Geneva
4) London
5) Budapest
Answer - 2) Glasgow
Explanation:
The 26th session of the Conference of the Parties (COP 26) to the UNFCCC (United Nations Framework
Convention on Climate Change) is scheduled to be held from 9-19 November 2020, at Glasgow’s Scottish
Events Campus (SEC)in Scotland under the presidency of the UK (United Kingdom) government. The COP
25 was held at Madrid, Spain in 2019.
89. Which movie has won the ‘best film’ award in 65th edition of Amazon Filmfare Awards 2020
was held at Indira Gandhi Athletic Stadium in Guwahati, Assam (Feb 15-16, 2020)?
1) War
2) Saand ki Aandh
3) Article 15
4) Gully Boy
5) Uri: The Surgical Strike
Answer - 4) Gully Boy
Explanation:
The 65th edition of Amazon Filmfare Awards 2020 was held at Indira Gandhi Athletic Stadium in
Guwahati, Assam from15 Feb 2020 – 16 Feb 2020. The Zoya Akhtar’s directorial ‘Gully Boy’ emerged as
big winner as it bagged several awards including the prestigious best film award.
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90. According to Economist Intelligence Unit’s (EIU) ‘The Worldwide Education for the Future
Index (WEFFI) 2019 report, Finland topped the index and India’s rank in the Index is _________.
1) 35
2) 38
3) 40
4) 47
5) 52
Answer - 1) 35
Explanation:
The Worldwide Education for The Future Index (WEFFI) 2019 ranked India in 35th position, whereas in
2018 it was ranked 40th position. The WEFFI report is created by The Economist Intelligence unit and
commissioned by Yidan Prize foundation. The index is topped by Finland, followed by Sweden in second
place and New Zealand in third place.
Overall Ranking:
Rank Economy
35 India
1 Finland
2 Sweden
3 New Zealand
91. The Union Cabinet has approved the procurement of 24 Sikorsky MH-60R seahawk multi-role
Helicopters worth $2.6 Billion from which country?
1) United States
2) United Kingdom
3) Russia
4) Israel
5) Iran
Answer - 1) United States
Explanation:
The Cabinet Committee on Security headed by the Prime Minister of India Shri. Narendra Modi has
approved the acquisition of 24 Sikorsky MH (Maritime Helicopters)-60R(Romeo) seahawk multi-role
Helicopters from The United States, worth of USD 2.6 billion (approximately Rs.1871 crores) for Indian
Navy.
92. The 3rd Global ministerial conference on Road safety with the theme ’Achieving Global Goals
2030’ held at?
1) Stockholm, Sweden
2) Oslo, Norway
3) Berlin, Germany
4) Hague, Netherlands
5) London, United Kingdom
Answer – 1) Stockholm, Sweden
Explanation:
The 3rd Global Ministerial Conference on Road Safety with theme “Achieving Global Goals 2030” was
held in Stockholm, Sweden on 19–20 February 2020. It was hosted by Government of Sweden in
collaboration with World Health Organization (WHO.
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93. Name the Indian football club, which becomes 1st ever Indian club to qualify for group stage of
AFC (Asian Football Club) champions league (2021 edition)?
1) Mohun Bagan AC
2) Bengaluru FC
3) Chennaiyin FC
4) FC Goa
5) FC Pune city
Answer - 4) FC Goa
Explanation:
FC Goa, an Indian professional football club (FC) has created new history in Indian football when it
defeated Jamshedpur FC in an Indian Super League (ISL 2019-20)) match to become the 1st Indian club
to qualify for the group stage of the AFC (Asian Football Confederation) Champions League 2021.
94. What is rank of India in 2020 Asian Wrestling Championships held at KD Jadhav Indoor
Stadium in Indira Gandhi Arena, New Delhi (Feb 18-23, 2020)?
1) 1
2) 2
3) 3
4) 4
5) 5
Answer - 3) 3
Explanation:
The 2020 Asian Wrestling Championships, organized by the International Olympic Committee (IOC) and
United World Wrestling (UWW), an international governing body for the sport of amateur wrestling, was
held at the KD Jadhav Indoor Stadium in Indira Gandhi Arena, New Delhi from February 18 – 23, 2020.
Japan topped the medal tally with 16 medals (8 Gold, 4 Silver, 4 Bronze). While India finished 3rd rank
with 20 medals( 5 Gold, 6 Silver, 9 Bronze).
Indian winners:
S.No Player Name Category Medal
1 Ravi Kumar Dahiya Men’s freestyle- 57kg Gold
2 Sunil Kumar Men’s Greco-Roman-87 kg Gold
3 Pinki Women’s freestyle-55 kg Gold
4 Sarita Mor Women’s freestyle- 59 kg Gold
5 Divya Kakran Women’s freestyle- 68 kg Gold
6 Bajrang Punia Men’s freestyle-65 kg Silver
7 Jitender Kumar Men’s freestyle -74 kg Silver
8 Gourav Baliyan Men’s freestyle -79 kg Silver
9 Satyawart Kadian Men’s freestyle -97 Kg Silver
10 Nirmala Devi Women’s freestyle -50Kg Silver
11 Sakshi Malik Women’s freestyle -65 kg Silver
12 Rahul Aware Men’s freestyle-61 kg Bronze
13 Deepak Punia Men’s freestyle-86 kg Bronze
14 Arjun Halakurki Men’s Greco-Roma-55 Kg Bronze
15 Ashu Men’s Greco-Roma-67 Kg Bronze
16 Aditya Kundu Men’s Greco-Roma-72 Kg Bronze
17 Hardeep Singh Men’s Greco-Roma-97 Kg Bronze
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18 Vinesh Phogat Women’s freestyle- 53 kg Bronze

19 Anshu Malik Women’s freestyle- 57 kg Bronze
20 Gursharan Preet Kaur Women’s freestyle- 72 kg Bronze
95. Faure Gnassingbe has been re-elected as the president of ‘Togo’ for the 4th time (in Feb 2020).
What is the capital of Togo?
1) Lomé
2) Porto-Novo
3) Bamako
4) Monrovia
5) Conakry
Answer – 1) Lomé
Explanation:
The National electoral commission declared Faure Gnassingbe (The Union for the Republic party) as
Togo’s (country in West Africa) president. He took 72% of votes in the first round of presidential election
and was re-elected for a fourth term. Final result to be announced by the Supreme Court. He defeated
Agbeyome Kodjo, who got only 18% of the votes. Capital – Lomé & Currency – West African CFA franc.
96. According to IQAir AirVisual’s report titled “2019 World Air Quality Report-Region & City
PM2.5 Ranking”, what is the India’s Rank in most polluted country list?
1) 7
2) 15
3) 12
4) 5
5) 9
Answer - 4) 5
Explanation:
In accordance with the “2019 World Air Quality Report-Region & City PM2.5 Ranking” compiled by IQAir
AirVisual, India ranked 5th as the most polluted country in the world. Cleanest country – Bahamas &
Most polluted country – Bangladesh.
World most Polluted Countries 2019 (PM2.5)
Rank Country Average PM2.5 concentration (µg/m³)
1 Bangladesh 83.3
2 Pakistan 65.8
3 Mongolia 62
4 Afghanistan 58.8
5 India 58.1
98 Bahamas 3.3
97. Find the railway station where the Indian railways launched its First “Restaurant on Wheels”
for railway passengers?
1) Durgapura Station, Rajasthan
2) Asansol Station, West Bengal
3) Haridwar Station, Uttarakhand
4) Suratgarh Station, Rajasthan
5) Ajmer Station, Rajasthan
Answer – 2) Asansol Station, West Bengal
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Explanation:
Indian railways launched its First “Restaurant on Wheels” at Asansol Station (division of Eastern
railway), West Bengal, for railway passengers and citizens of the city. Shri Babul Supriyo, Minister of
State for Environment, Forest & Climate Change (MoSEFCC) inaugurated the 1st “Restaurant on Wheels”
at Asansol station.
98. Name the person, who has won the Sahitya Akademi’s Translation Prize for 2019 in the
category of translation into English for the translation of Kannada novel Kusumabale to English?
1) C.T Indra
2) Rita Kothari
3) Pramod K. Nayar
4) Nila Shah
5) Susan Daniel
Answer - 5) Susan Daniel
Explanation:
Chandrashekar Kambar, President of Sahitya Akademi, announced a total of 23 awards for Sahitya
Akademi’s Translation Prize for 2019. In the category of translation into English has been awarded to
Kannada novel Kusumabale by Devanur Mahadeva, translated into English by Susan Daniel.
99. Name the Indian City which is going to host 2022 Commonwealth Archery and Shooting
Championships?
1) Mumbai
2) Chandigarh
3) Bhubaneshwar
4) Chennai
5) New Delhi
Answer – 2) Chandigarh
Explanation:
The Commonwealth Games Federation (CGF) has approved the proposal from Commonwealth Games
India (CGI) to host the 2022 Commonwealth Archery and Shooting Championships in Chandigarh, India
to be held in January 2022, while the Birmingham Commonwealth Games is scheduled from July 27 to
August 7, 2022.
100. India – Russia defence deals set to cross ________ (in US Dollars) in February 2020.
1) 12 Billion
2) 13 Billion
3) 14 Billion
4) 15 Billion
5) 16 Billion
Answer - 5) 16 Billion
Explanation:
The defence deals between India and Russia are set to cross USD 16 billion (approximately Rs.11.44 lakh
crores) which includes India signed 14 MoUs (Memorandum of Understandings) with Russia during the
defexpo 2020 that covered development and production of land, naval and systems and hi-tech civilian
products, and separately contracts signed for the production of Kalashnikov rifles, Kamov helicopters
and S-400 air defence systems.
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Current Affairs Q&A PDF – January 2020

Top 100 Questions
1) Who heads the task force, that prepared the Rs. 102 lakh crore “National Infrastructure
Pipeline for the year 2019-20 to 2024-25”?
1) Narendra Modi
2) Girish Murmu
3) Atanu Chakraborty
5) None of these
Answer-3) Atanu Chakraborty
Explanation:
On December 31, 2019 the union Minister of Finance Smt. Nirmala Sitharaman released a report of the
task force on National Infrastructure Pipeline for 2019-2020 to 2024-2025 (NIP 2019-25) inorder to
achieve the $5 trillion economy by 2024-25 . Based on the information compiled by the task force
headed by Economic Affairs Secretary Atanu Chakraborty, Rs 102 lakh crores has been projected on the
capital expenditure in infrastructure sectors in India during the fiscals 2020 to 2025. The capital
expenditure will be shared by the Centre, States and the private sector in the ratio 39:39:22
respectively.
2) Who chairs the 7-member Group of Ministers (GoM) that reviews the crop insurance scheme
,“Pradhan Mantri Fasal Bima Yojana (PMFBY)”?
2) Rajnath Singh
3) Amit Shah
5) None of these
Answer-2) Rajnath Singh
Explanation:
On December 28, 2019, The central Government has formed a 7-member group of ministers (GoM)
headed by Defense Minister Rajnath Singh to review the crop insurance scheme ,“Pradhan Mantri Fasal
Bima Yojana (PMFBY)” & make suggestions to improve it according to the needs of the farmers.The
group also includes Home Minister (HM) Amit Shah and Agriculture Minister Narendra Singh Tomar
and Minister of State for Agriculture, Finance, Tribal Affairs and Animal Husbandry.
3) Name the 5th department that was created under Ministry of Defence (MoD) after a change in
Government of India (Allocation of Business), Rules 1961?
1) Department of Defence
2) Department of Military affairs (DMA)
3) Department of Defence Production
4) Department of Defence Research and Development
5) None of these
Answer-2) Department of Military affairs (DMA)
Explanation:
Department of Military affairs (DMA)was the newly created department. The new department works for
the unity of the three forces Army, Navy and Air Force and will also monitor the services except capital
acquisitions according to prevalent rules and procedures. The DMA is the 5th department in the
Ministry of Defence (MoD) and was created after a change in Government of India (Allocation of
Business), Rules 1961.The other existing 4 departments under MoD are are the Department of Defence,
the Department of Defence Production, the Department of Defence Research and Development and the
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Department of Ex-Servicemen Welfare. Chief of Defence Staff (CDS) Gen Bipin Rawat will be the head of
the newly created Department of Military affairs (DMA).
4) Name the app launched by Reserve Bank of India (RBI) Governor, Shri Shaktikanta Das that
would help visually impaired people to identify denomination of currency notes?
1) “VANIA” (Visually Aided Note Identifier Application)
2) “MVANI” (Mobile app for Visually Aided Note Identifier)
3) “VANI” (Visually Aided Note Identifier)
4) “MANI” (Mobile Aided Note Identifier)
5) None of these
Answer - 4) “MANI” (Mobile Aided Note Identifier)
Explanation:
On January 1, 2020 the 25th Governor of the Reserve Bank of India (RBI) Shri Shaktikanta Das launched
a mobile app named “MANI” (Mobile Aided Note Identifier) that would help visually impaired people to
identify denomination of currency notes correctly. The currency notes will be scanned using a mobile
phone’s camera. The most interesting feature of the app is that it can also be used offline after
installation. The audio output is available in both Hindi and English languages.
5) Which state has celebrated Ritualistic festival, ‘Lai Haroba’ recently?

1) Manipur
2) Nagaland
3) Tripura
4) Mizoram
5) None of these
Answer-3) Tripura
Explanation:
Lai Haroba, a ritualistic festival observed by Manipuri meitei communities began in Agartala. The five-
day long festival was inaugurated by Speaker of State legislative Assembly, Rebati Mohan Das. Lai
Haroba was celebrated through oral literature, music, dance and rituals. A cultural troupe from Manipur
came and performing manipuri martial arts, folk music and folk dances. The festival was organized
by:Department of Information and Cultural Affairs, Government of Tripura. Puthiba Lai Haraoba
Committee and Puthiba Welfare & Cultural Society, Agartala.
6) Which game along with “Cycling” will be included for the first time in the 3rd Khelo India
Games 2020, that is to be held in Guwahati, Assam?
1) Boccia
2) Croquet
3) Lawn bowls
4) Bocce
5) None of these
Answer-3) Lawn bowls
Explanation:
On 2nd January 2019, Chief Executive Officer of “Khelo India Games” has announced the inclusion of
“Lawn bowls” and “Cycling” in the 3rd edition of Khelo India Games. These two games will be included
in the event for the first time.Around 6500 athletes from 37 teams will take part in the 3rd edition of
Khelo India youth games in Guwahati, Assam which is scheduled to be held from 10th of January to
22nd of February at Indira Gandhi Stadium.
7) World Health Organisation (WHO) has designated 2020 as ________________?

1) International Year of Sustainable Tourism for Development
2) International Year of Light and Light-based Technologies
3) International Year of Nurse and Midwife
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4) International Year of Indigenous Languages

5) None of these
Answer-3) International Year of Nurse and Midwife
Explanation:
The executive board of the World Health Organisation(WHO) has designated 2020 as International Year
of Nurse and Midwife in honour of 200th birth anniversary of Florence Nightingale. The WHO will also
launch first-ever State of the World’s Nursing report in 2020 prior to the 73rd session of the World
Health Assembly.
8) Where was the India’s 1st of its kind turtle rehabilitation centre inaugurated?
1) West Bengal
2) Gujarat
3) Uttar Pradesh
4) Bihar
5) None of these
Answer-4) Bihar
Explanation:
A 1st of its kind rehabilitation centre for freshwater turtles is to be inaugurated in January 2020 in the
Bhagalpur forest division of Bihar. This centre spread over half a hectare will be able to shelter 500
turtles at a time. The centre will also treat turtles that are sick, severely injured or smuggled, and then
be returned safely into its natural habitat.
9) How many States have finalized action plan for Agriculture Export Policy (AEP) to enhance
exports?
1) 5
2) 6
3) 7
4) 8
5) None of these
Answer-4) 8
Explanation:
On January 5, 2020, As per Agricultural and Processed Food Products Export Development Authority
(APEDA), eight states namely Maharashtra, Uttar Pradesh, Kerala, Nagaland, Tamil Nadu, Assam, Punjab,
and Karnataka finalized an action plan for Agriculture Export Policy (AEP) to enhance exports.
10) Name the 1st state in India that shortlist migrants from Pakistan, Bangladesh and
Afghanistan for eligibility under the new Citizenship Amendment Act (CAA) 2019?
1) Maharashtra
2) Uttar Pradesh (UP)
3) Gujarat
4) Tamil Nadu
5) None of these
Answer-2) Uttar Pradesh (UP)
Explanation:
On January 05, 2020 Uttar Pradesh (UP) became the 1st state in India to conduct an exercise to shortlist
migrants from Pakistan, Bangladesh and Afghanistan for eligibility under the new Citizenship
Amendment Act (CAA) 2019. This exercise will also eventually identify the people living illegally in
UP.All the 75 district magistrates of UP have been asked to track down migrants from the above three
countries who have settled without citizenship for decades. Migrants from Pakistan and Bangladesh
were reported to be found mainly in Lucknow, Hapur, Rampur, Shahjahanpur, Noida and Ghaziabad
cities of UP.
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11) Who will chair the group of ministers that will discuss and examine the proposed National
Tariff Policy 2016?
2) Narendra Modi
3) Rajnath Singh
4) Amit Shah
5) None of these
Answer-4) Amit Shah
Explanation:
Amit Shah has been announced to head the Group of Ministers (GOM) to discuss and examine the
proposed National Tariff Policy 2016. Before being sent to Shri Amit Shah, the draft policy was first sent
for approval to the cabinet secretariat. The policy if implemented, will bring a major reform in the
stressed power sector but is opposed the states govts and discoms (Distribution Companies) due to
clauses like penalties for load shedding. GoM: The interministerial group will have 10 ministers
comprising of 8 ministers in the cabinet rank and 2 ministers with independent charge.
12) Name the most powerful military commander of Iran, who was killed by the American
airstrike at Baghdad International Airport in Iraq?
1) Qassem Soleimani
2) Hassan Nasrallah
3) Mohammad Javad Zarif
4) Abu Azrael
5) None of these
Answer-1) Qassem Soleimani
Explanation:
On January 03, 2020 Iran’s most powerful military commander,General Qassem Soleimani, who was the
head (since 1998) of the Quds Force, a unit of Iran’s Islamic Revolutionary Guard Corps (IRGC) was
killed in an American drone airstrike at Baghdad International Airport in Iraq. The airstrike was
conducted by the order of United States(US) President Donald Trump.Soleimani was seen as the 2nd
most powerful person in Iran after Iran’s supreme leader Sayyid Ali Hosseini Khamenei. Reason for
airstrike: The drone strike came days after US(United States) embassy in Baghdad was attacked by
protestors. Previously in April 2019, the US also designated Iran’s Revolutionary Guards and its Quds
Force as foreign terrorist organisations.
13) Name the 1st of its kind Standardised Health Insurance Products (SHIP) introduced by
Insurance Regulatory and Development Authority of India (IRDAI) that must be offered by all
general and standalone health insurers with effect from April 1, 2020?
1) Arogya Swasthiya
2) Arogya Scheme
3) Arogya Rashtiya
4) Arogya Sanjeevani
5) None of these
Answer-4) Arogya Sanjeevani
Explanation:
On January 02, 2020 the Insurance Regulatory and Development Authority of India (IRDAI) has
mandated all the health and General Insurance Companies(GICs) to offer 1st of its kind standardised
health insurance products (SHIP) in the name “Arogya Sanjeevani” policy with effect from April 1, 2020.
All the health products offered by those companies will be succeeded by this name. It is to be noted that
no health insurance companies will mention any other name other than the standard name of Arogya
Sanjeevani in any of the documents.
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14) Which country will host the Commonwealth Games Shooting and Archery events under the
aegis of the Commonwealth Games (CWG) Friendship Program in March 2022?
1) Thailand
2) Russia
3) Germany
4) India
5) None of these
Answer-4) India
Explanation:
On January 4, 2020 the Sports Ministry has given ‘in principle’ approval to hold the Commonwealth
Games shooting and archery events in India. These events will be held under the aegis of the
Commonwealth Games (CWG) Friendship Program in March 2022.Last year CWG has decided to exclude
Shooting event in 2022 CWG but Indian Olympic Association (IOA) was against the decision.India won
66 medals including 26 golds in 2018 CWG in Gold Coast, Australia and also won 16 medals in Shooting
event.
15) Which state government launched the “Mukhyamantri karmchari swasthya bima yojana” for
the welfare of all 12.55 lakh employees of the state?
1) Madhya Pradesh (MP)
2) Maharashtra
3) West Bengal
4) Assam
5) None of these
Answer-1) Madhya Pradesh (MP)
Explanation:
On January 5, 2020, Madhya Pradesh (MP) state Cabinet led by its Chief Minister (CM), Kamal Nath has
approved the Mukhya Mantri Karmchari Swasthya Bima Yojana (Chief Minister Employees Health
Insurance Scheme) implementation from April 1, 2020, for the welfare of all 12.55 lakh employees of the
state. Benefits of the scheme: Under this, Rs 5 lakh for general illness and 10 lakh for critical illness &
Cashless treatment facility up to Rs 10,000 per annum in OPD (Outpatient Department) will be provided
/ free medicines will be distributed.
16) Which 2 Countries participated in the naval exercise named ‘Naseem-Al-Bahr’ , that held in
Goa recently?
1) India and Russia
2) India and Oman
3) India and Japan
4) India and United Arab Emirates (UAE)
5) None of these
Answer-2) India and Oman
Explanation:
On January 05,2020 2 ships of the Royal Navy of Oman (RNO) arrived at Mormugao Port in Goa to
participate in the 12th edition of the Indo-Oman bilateral naval exercise ‘Naseem-Al-Bahr‘. The meaning
of the biennial exercise Naseem-Al-Bahr that has been conducted since 1993 between India and Oman is
sea breeze.Participating ships:Among the Indian Navy ships(INS) Beas and Subhadra are participating
while 2 naval ships of the RNO i.e, RNOV (Royal Navy of Oman Vessel) Al Rasikh and RNOV Khassab are
participating.
17) Which state will organize the 1st edition of Zo Kutpui festival 2020 across 10 states in India?
1) Uttar Pradesh
2) Mizoram
3) Nagaland
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4) West Bengal
5) None of these
Answer-2) Mizoram
Explanation:
In a bid to unify different tribes of Mizo community, the state Government of Mizoram will organize the
1st edition of Zo Kutpui festival 2020 across 10 states in India & also in countries such as Maryland in
the US (United States), Tahan in Myanmar and Bangladesh from January 9, 2020.The 1st such festival,
organized by the Mizoram tourism department, would be held at Vanghmun, a hub of Mizos in
neighbouring Tripura, from January 9 – 11,2020. Then festival will carry forward to other states which
have a significant Mizo population.
18) Which city will host the 1st edition of the 2020 Khelo India University Games (KIUG) from
February 22nd to March 1, 2020?
1) Guwahati, Assam
2) New Delhi, Delhi
5) None of these
Answer-4) Bhubaneswar, Odisha
Explanation:
On January 06, 2020, Bhubaneswar, Odisha has been selected to host the 1st edition of the 2020 Khelo
India University Games (KIUG) which will be held from February 22nd to March 1, 2020, at
Bhubaneswar’s KIIT University (Kalinga Institute of Industrial Technology University). The Union
Sports Minister Shri Kiren Rijiju and Odisha’s Chief Minister Shri Naveen Patnaik unveiled the logo and
jersey of Khelo India University Games during a event in Bhubaneshwar. Mascots of the 1st edition of
the 2020 Khelo India University Games (KIUG):‘Jay and Bijay‘.
19) What was the theme of the 107th edition of the Indian Science Congress (ISC) for the year
2020?
1) Theme – “Science and Technology: Rural Development”
2) Theme – “Science for shaping the future of India”
3) Theme – “Reaching the Unreached through Science and Technology”
4) Theme – “Future India: Science and Technology”
5) None of these
Answer-1) Theme – “Science and Technology: Rural Development”
Explanation:
Prime Minister of India Shri Narendra Modi inaugurated the 107th edition of the Indian Science Congress
(ISC) also known as ISC 2020 at the University of Agricultural Sciences (UAS) in Bengaluru, Karnataka.
The theme of ISC for the year 2020 was “Science and Technology: Rural Development”.
20) Who chaired the 2nd edition of the National GST (Goods and Service Tax) Conference of the
Commissioners of State Tax and Chief Commissioners of Central Tax that held in New Delhi?
2) Subhash Chandra Garg
3) Ajay Bhushan Pandey
4) Ajay Narayan Jha
5) None of these
Answer-3) Ajay Bhushan Pandey
Explanation:
On January 07, 2020 the 2nd edition of the National GST Conference of the Commissioners of State Tax
and Chief Commissioners of Central Tax was held in New Delhi under the chairmanship of Dr Ajay
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Bhushan Pandey, Revenue Secretary of the Ministry of Finance(MoF). The conference was held to
streamline the GST (Goods and Service Tax) system and also to plug revenue leakages.
21) What is the Gross Domestic Product (GDP) of India for the year 2019-20 as per the National
Statistical Office (NSO)?
1) 6.2%
2) 6%
3) 5.5%
4) 5%
5) None of these
Answer-4) 5%
Explanation:
On January 07, 2020 the National Statistical Office (NSO) of the Ministry of Statistics and Programme
Implementation (MoSPI) has released the 1st Advance estimates of the national income at both
constant(2011-12) and current prices for FY(Financial Year) 2019-20.GDP growth: The growth in real
GDP for 2019-20 is estimated at 5% compared to 6.8% for 2018-19.
22) Who won the Presidential election of Croatia on January 6, 2020?

1) Miroslav Škoro
2) Andrej Plenković
3) Kolinda Grabar-Kitarović
4) Zoran Milanovic
5) None of these
Answer-4) Zoran Milanovic
Explanation:
On January 6, 2020 Zoran Milanovic, 53 years old won Croatia’s presidential election. Zoran Milanovic is
Croatia’s center-leftist former Prime Minister.He defeated center-right incumbent Kolinda Grabar-
Kitarovic(51 years old), who was the first female president of Croatia.The Presidential election was held
on 22 December 2019.Milanovic belongs to the Social Democratic Party(SDP) won 52.7% vote while
Grabar-kitarovic of the ruling Croatian Democratic Union (HDZ) won 47.3%.
23) Name the satellite, that is set to be launched by Indian Space Research Organisation (ISRO)
for communication with India’s first manned space mission ‘Gaganyaan’?
1) Indian Data Relay Satellite System (IDRSS)
2) Indian Data Relay Communication Satellite (IDRCS)
3) Indian Data Relay Communication Satellite System (IDRCSS)
4) Indian Data Relay Satellite System for Communication (IDRSSC)
5) None of these
Answer-1) Indian Data Relay Satellite System (IDRSS)
Explanation:
On January 7, 2020, The Indian Space Research Organisation (ISRO),the space agency of the Government
of India (GoI), has planned to launch a new satellite series called “Indian Data Relay Satellite System
(IDRSS)” for seamless communication for India’s first manned space mission ‘Gaganyaan’, which have a
schedule to take off in 2022. IDRSS For Gangayaan Mission: It consists of 2 satellites, which will be
deployed in phases. The 1st one planned to launch by the end of 2020 to track and be constantly in touch
with Indian satellites, mainly with those in low-earth orbits (LEO). Then the 2nd IDRSS satellite will be
launched in 2021, which will set the platform for the main mission launch in 2022.
24) Which city ranked 1st in the list of fastest growing urban regions/ fastest growing cities in the
world as per Economist Intelligence Unit (EIU)?
1) Suqian, China
2) Malappuram, Kerala
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3) Kozhikode, Kerala
4) Can Tho, Vietnam
5) None of these
Answer-2) Malappuram, Kerala
Explanation:
On January 08,2020 latest ranking based on fastest growing urban regions/ fastest growing cities in the
world was released by the Economist Intelligence Unit (EIU). as per the report 3 of the cities in Kerala
were ranked in the top 10 places. Malappuram city of Kerala was ranked 1st in the list, while Kerala’s
Kozhikode and Kollam cities were ranked in the 4th and 10th place respectively.
Rank City Country
1 Malappuram (Kerala) India
4 Kozhikode (Kerala) India
10 Kollam (Kerala) India
2 Can Tho Vietnam
3 Suqian China
25) What is the rank of Indian Passport in the Henley passport Index 2020 released by Henley &
Partners?
1) 78th
2) 80th
3) 82nd
4) 84th
5) None of these
Answer-4) 84th
Explanation:
On January 08, 2020 the Henley passport Index 2020 was released by Henley & Partners. As per the
index based on the data obtained from International Air Transport Association (IATA), Indian passport
ranked at the 84th spot among the world’s most powerful passports list, which is a drop by 2 places as it
ranked 82nd in 2019.
26) Name the app launched by HDFC Bank recently to boost digital payments in India?
1) ‘myApps’
2) ‘myEva’
3) ‘myFinApp’
4) ‘myExclusif’
5) None of these
Answer-1) ‘myApps’
Explanation:
On January 9, 2020,In a bid to make the business more convenient for customers, HDFC (Housing
Development Finance Corporation) Bank,an Indian banking and financial services company, for the 1st
time has launched ‘myApps’, which is a suite of white-label apps to benefit urban local bodies, housing
societies, local clubs and gymkhanas and religious institutions. Customised in over 20 languages
including Hindi and English, it will help above said organisations to entirely digitise their ecosystem by
allowing customise their brand and content. Through this, large institutions can make payments for
payments, fees, make online bookings for various facilities, stay updated on latest announcements, and
utilise a host of other features offered by the institutions itself.
27) What is the Gross Domestic Product (GDP)of India in the year FY20 as per the World Bank
(WB)’s report, “January 2020 Global Economic Prospects: Slow growth, policy challenges”?
1) 6%
2) 5%
3) 5.2%
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4) 5.5%
5) None of these
Answer-2) 5%
Explanation:
On January 08, 2020, World Bank (WB),an international financial institution, in its report, “January 2020
Global Economic Prospects: Slow growth, policy challenges” ,has Slashed India’s GDP(Gross domestic
product) growth for financial year –FY 2020 to 5% from 6% estimated earlier in October 2019.The bank
cuts the forecast due to the weakness in credit distribution of non-banking financial companies (NBFCs)
in India.
28) Name the India’s first indigenous aircraft carrier that is likely to be commissioned by early
2021?
1) Aditya
2) Vikram
3) Vikrant
4) Arihant
5) None of these
Answer-3) Vikrant
Explanation:
On January 8,2020 The manufacturing of the country’s first indigenous aircraft carrier Vikrant is likely to
be commissioned by early 2021. Vikrant is currently under phase three of construction which involves
setting to work of machinery and other equipment like power generation, propulsion and machinery.
29) Name the bridge, that will become the world’s highest railway bridge (359 m height above
river bed) after completion?
1) Chenab Bridge
2) Bogibeel Bridge
3) Saraighat Bridge
4) Dikhow Bridge
5) None of these
Answer-1) Chenab Bridge
Explanation:
On January 9,2020 Government of India set a new deadline for the completion of the world’s highest
railway bridge (359 m) – Chenab bridge. Kashmir will be connected to the rest of India by Indian
railways by December 2021. Konkan railway is the implementing agency of this project. The Chenab
bridge will be 35m taller than the Eiffel Tower in Paris,France. Once completed, it will surpass the record
of the Beipan river Shuibai railway bridge (275 m) in China.
30) Name the 1st of its kind scheme launched by Andhra Pradesh (AP) Chief Minister(CM)
Yeduguri Sandinti Jaganmohan Reddy that provides Rs.15,000 to indigent mothers to educate
their children?
1) YSR Asara
2) Paydalandariki Illu
3) Jagananna Amma Vodi
4) YSR Rythu Bharosa
5) None of these
Answer-3) Jagananna Amma Vodi
Explanation:
On January 9,2020 Andhra Pradesh (AP) Chief Minister(CM) Yeduguri Sandinti Jaganmohan Reddy
launched his government’s flagship programme ‘Jagananna Amma Vodi’ scheme in Chittoor, AP. The
scheme is to support lakhs of poor and needy mothers to educate their children. Rs.6318 crore has been
released for the benefit of around 43 lakh mothers, under the scheme to educate their 82 lakh children
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around 70 kms in the state this year.An annual financial assistance to the tune of Rs.15,000 credited into
the accounts of indigent mothers to educate their children.The Amma Vodi scheme is a first of its kind in
the country to bring about historical changes in the education system of the state of Andhra Pradesh.
31) Name the first Indian equestrian , who qualified for the Tokyo Olympics games after 2
decades (since Imtiaz Anees(2000))?
1) Sonia Lather
2) Simran Singh Shergill
3) Fouaad Mirza
4) Gaurav Gill
5) None of these
Answer-3) Fouaad Mirza
Explanation:
Double Asian Games medallist equestrian Fouaad Mirza become the first Indian rider to compete at the
2020 Summer Olympics in Tokyo, Japan since Imtiaz Anees (2000 Sydney); after his qualification was
confirmed by the International Federation for Equestrian Sports (FEI).
32) What is the maximum limit, permitted by Reserve Bank of India for recurring payments
through UPI (Unified Payments Interface)?
1) Rs 5000
2) Rs 2000
3) Rs 10000
4) Rs 7000
5) None of these
Answer-2) Rs 2000
Explanation:
On January 10, 2020, In view of the promotion of digital payments, India’s central bank, the Reserve Bank
of India (RBI) has permitted processing of e-mandate for recurring payments through UPI (Unified
Payments Interface). Under this facility, an agreement is formed between the consumer and the
merchant bodies and the payment of the outstanding dues is done automatically on the fixed date of the
month. However, the maximum permissible limit under this payment system shall be Rs 2,000 per
transaction.
33) In which of the following Aircraft carrier, Light Combat Aircraft (LCA) Tejas has landed for the
1st time in India?
1) INS Viraat
2) INS Vikramaditya
3) INS Vikrant
4) INS Vishal
5) None of these
Answer-2) INS Vikramaditya
Explanation:
On January 11,2020 the Light Combat Aircraft (LCA) Tejas has made a successful landed on the India’s
biggest warship INS Vikramaditya. The maiden landing was conducted by Commodore Jaideep
Maolankar.For the first time an indigenous fighter aircraft has been landed on an aircraft carrier.India
becomes sixth nation to master the art of an arrested landing and ski-jump take off on the deck of a
carrier after Russia, the United States (US), France, the United Kingdom (UK)and China.
34) Name the India’s 1st Cyber Crime Prevention Unit inaugurated by Home Minister Amit Shah
to help cyber crime victims?
1) ‘ASHVAST’ (Assistance Service Helpline for Victims at Shortest Time )
2) ‘AHVAST’ (Assured Help for Victims at Shortest Time )
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3) ‘AASHVAST’ (Assured Assistance Service Helpline for Victims at Shortest Time )

4) ‘ASVAST’ (Assured Service for Victims at Shortest Time )
5) None of these
Answer-3) ‘AASHVAST’ (Assured Assistance Service Helpline for Victims at Shortest Time )
Explanation:
Home Minister Amit Shah has inaugurated India’s 1st Cyber Crime Prevention Unit called ‘AASHVAST’
(Assured Assistance Service Helpline for Victims at Shortest Time ) which is a helpline for cyber crime
victims.
35) Which bank was curbed from doing business by Reserve Bank of India (RBI) after finding
alleged irregularities in transactions & its depositors withdraw was limited to Rs. 35,000?
2) Sri Guru Raghavendra Sahakara Bank
3) Tamilnad Mercantile Bank
4) DCB Bank
5) None of these
Answer-2) Sri Guru Raghavendra Sahakara Bank
Explanation:
On January 10, 2020 the Reserve Bank of India (RBI) has curbed Sri Guru Raghavendra Sahakara Bank, a
private bank in Bengaluru, Karnataka from doing business with immediate effect. This has been done
after finding alleged irregularities in transactions. The bank’s savings and current account customers and
depositors can however withdraw cash up to Rs.35,000 only till further notice.
36) Who was elected as the 14th Prime Minister of Malta on January 12, 2020?
1) Eddie Fenech Adami
2) Robert Abela
3) Chris Fearne
4) Rosianne Cutajar
5) None of these
Answer-2) Robert Abela
Explanation:
On January 12,2020 Malta’s governing party has elected a new leader Robert Abela as 14th prime
minister of Malta. He replaces Joseph Muscat, who resigned over the murder of a journalist. Robert Abela
is the son of the Malta’s Former President George Abela. Robert Abela, 42-years old lawyer won the
Labour Party Leadership contest with 57.9% of the vote and beat his closest rival Chris Fearne 56-years
old surgeon by more than 2,500 votes.
37) Who received the prestigious Polly Umrigar Award for the best international cricketer (2018-
19) in men’s category from Board of Control for Cricket in India (BCCI) Annual Awards for the
year 2018-19?
1) Rohit Sharma
2) Virat Kohli
3) Shikhar Dhawan
4) Jasprit Bumrah
5) None of these
Answer-4) Jasprit Bumrah
Explanation:
On 12 January 2020 ,The Board of Control for Cricket in India (BCCI) Annual Awards were presented in
25 different categories for the 2018-19 season in Mumbai, Maharashtra to honor all the legendary
cricketers. Indian pacer Jasprit Jasbirsingh Bumrah has received the highest prize of Indian cricket – the
prestigious Polly Umrigar Award for the best international cricketer (2018-19) in men’s category.The
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award carries a citation, trophy & cheque for Rs. 15 lakh.At the same time, Poonam Yadav clinched the
top prize in women’s category and was awarded the best international cricketer.
38) Where was the two Indian Coast Guard Ships (ICGS), Annie Besant and Amrit Kaur
commissioned recently?
1) Kolkata, West Bengal
5) None of these
Answer-1) Kolkata, West Bengal
Explanation:
On January 12,2020 The two Indian Coast Guard Ships (ICGS) namely Annie Besant and Amrit Kaur,
second and third in the series of five Fast Patrol Vessels (FPVs), were commissioned and deployed along
the eastern coast by Defence Secretary Ajay Kumar at Khidderpore park, Kolkata, West Bengal. The two
ICG fast patrol vessels designed and manufactured by the Garden Reach Shipbuilders and Engineers Ltd.,
(GRSE) kolkata, West Bengal.
39) Who was appointed as the Deputy Governor of the Reserve Bank of India (RBI) on 14th
January, 2020?
1) Muneesh Kapur
2) Partha Ray
3) Adarsh Kishore
4) Michael Debabrata Patra
5) None of these
Answer-4) Michael Debabrata Patra
Explanation:
On 14th January, 2020, Michael Debabrata Patra has been appointed as Deputy Governor of the Reserve
Bank of India (RBI). After the resignation of Viral V Acharya the post was lying vacant from July 2019. He
will be the fourth Deputy Governor of the RBI appointed for a period of three years.
40) Name the first woman parade adjutant for the Republic Day (26th January) parade of 2020 &
Army day (15th January) of 2020?
1) Tania Shergill
2) Priya Jhingan
3) Mitali Madhumita
4) Punita Arora
5) None of these
Answer-1) Tania Shergill
Explanation:
On 13th January 2020, Captain Tania Shergill, an officer with Army’s Corps of Signals, will be the first
woman parade adjutant for the Republic Day (26th January) parade of 2020. A parade adjutant is
responsible for the parade.She is an electronics and communications graduate, her father, grandfather
and great-grandfather have also served in the Army. She was commissioned in March 2017 from the
Officer Training Academy, Chennai.In the 2019 Republic Day parade, Captain Bhavna Kasturi was the
first women officer who led an all-men contingent.
41) Statue of Unity has been included in the Shanghai Cooperation Organisation (SCO)’s “8
wonders of SCO” list.It is located in which country?
1) Gujarat, India
2) New York, United States
3) Beijing, China
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4) Tokyo, China
5) None of these
Answer-1) Gujarat, India
Explanation:
The Statue of Unity in Gujarat, India has been included in the SCO’s “8 wonders of SCO” list. Statue of
unity: It is the world’s tallest statue with a height of (597 ft) 182 metres and has been built after India’s
freedom fighter and 1st deputy prime minister Shri Vallabhbhai Jhaverbhai Patel famously known as
Sardar Patel. The list of 8 wonders of the world apart from Statue of Unity are Navruz Palace in
Tajikistan, the Tamgaly Gorge in Kazakhstan, the Daming Palace in China, Po-i-Kalan complex in
Uzbekistan, Lahore – the Mughals Heritage in Pakistan and the Golden Ring of Russia.
42) Which 2 countries will participate in Annual Joint Exercise ‘Sahyog-Kaijin’?

1) United States and India
2) Russia and India
3) Japan and India
4) Bangladesh and India
5) None of these
Answer-3) Japan and India
Explanation:
On January 13, 2019 the Japan Coast Guard (JCG) Ship ‘Echigo PLH08’ has arrived Chennai on a five-day
goodwill visit and it will participate in the 19th edition of Annual Joint Exercise ‘Sahyog-Kaijin’ which will
be begin on January 16, 2020 with the Indian Coast Guard (ICG).Admiral Takahiro Okushima,
Commandant, Japan Coast Guard and Director General (DG) Krishnaswamy Natarajan, DG of Indian Coast
Guard will witness the 19th edition of ‘Sahyog-Kaijin’ exercise.
43) Name the organization, that has developed a special class diesel (HFHSD- IN 512) High Flash
High Speed Diesel conforming to NATO (North Atlantic Treaty Organization) grade for use in
ships and vessels of Indian Army?
1) Oil India Limited (OIL)
2) Bharat Petroleum (BP)
3) Indian Oil Corporation (IOC)
4) Hindustan Petroleum (HP)
5) None of these
Answer-3) Indian Oil Corporation (IOC)
Explanation:
On January 13,2020 Indian Oil Corporation (IOC) has developed a special class diesel (HFHSD- IN 512)
High Flash High Speed Diesel conforming to NATO (North Atlantic Treaty Organization) grade for use in
ships and vessels of Indian Army. Vice Admiral Gurtej Singh Pabby, Indian Navy launched the HFHSD- IN
512 during an occasion in New Delhi. The new diesel results in a reduced carbon footprint.
44) Under which scheme, financial support of Rs. 15 lakh will be provided for one-time treatment
of rare diseases as per the National draft policy on Rare Disease?
1) Prime Minister Jeevan Jyoti Bima Yojna
2) Pradhan Mantri Suraksha Bima Yojana
3) Rashtriya Arogya Nidhi scheme
4) Shramew Arogya Nidhi Yojana
5) None of these
Answer-3) Rashtriya Arogya Nidhi scheme
Explanation:
On January 14, 2020 the govt has released the National draft policy on Rare Disease in which financial
support of Rs. 15 lakh will be provided under the Rashtriya Arogya Nidhi scheme for one-time treatment
of rare diseases. Beneficiaries: The scheme benefit is limited to people below Poverty Line (BPL) and also
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40% of the population eligible as per Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana(AB-PMJAY)
norms for treatment in government tertiary hospitals only.
45) Who was appointed as the Chairman of 11 member Committee constituted to draft the
National Water Policy?
1) Dr Mihir Shah
2) Shashi Shekhar
3) Ramesh Chandra Panda
4) Tushaar Shah
5) None of these
Answer-1) Dr Mihir Shah
Explanation:
On January 14, 2020 Dr Mihir Shah, professor at the Shiv Nadar University, Greater Noida, Uttar Pradesh
has been appointed as the chairman of the 11-member committee to draft the National Water
Policy(NWP) and will have to submit the report within 6 months from the date of constitution. The
committee was established by the Ministry of Water Resources, River Development and Ganga
Rejuvenation of govt. of India.
46) Which country has appointed, Mikhail Vladimirovich Mishustin as Prime Minister on January
16, 2020?
1) China
2) Russia
3) Japan
4) Germany
5) None of these
Answer-2) Russia
Explanation:
On January 16, 2020 the Russian lawmakers have approved Russian President Vladimir Putin’s proposed
candidate Mikhail Vladimirovich Mishustin, the head of the Federal Tax Service, as the next prime
minister of the country. He replaced Dmitri Anatolyevich Medvedev who resigned from his post. Mass
resignation: Putin proposed major changes in the constitution of Russia that would spread political
power more evenly. Shorty after the proposed changes by Putin, Dmitri Medvedev resigned as Prime
Minister (PM). Along with Medvedev the russian cabinet also made a mass resignation.
47) Name the Indian Cricketer, who was awarded as the ODI (One Day International) Cricketer of
the Year for the first time in 16th edition of ICC awards 2019?
1) MS Dhoni
2) Rohit Gurunath Sharma
3) Virat Kohli
4) Shikhar Dhawan
5) None of these
Answer-2) Rohit Gurunath Sharma
Explanation:
On January 15, 2020, the International Cricket Council (ICC) has announced the list of ICC award winners
for the year 2019 to recognise and honor the best international cricket players of the previous 12
months. Indian opener Rohit Gurunath Sharma became ODI (One Day International) Cricketer of the Year
for the first time.
48) Who heads the Special Investigation Team (SIT), that probed the 1984 anti-sikh riots cases?
1) P. B. Gajendragadkar
2) Mehr Chand Mahajan
3) SN Dhingra
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4) Bijan Kumar Mukherjea

5) None of these
Answer-3) SN Dhingra
Explanation:
On January 15,2020 The Special Investigation Team (SIT) probing of the 1984 anti-sikh riots cases was
headed by retired Delhi High Court judge Justice SN Dhingra. The Government has accepted the guidance
of the special investigation team that had investigated 186 cases of the 1984 anti-sikh riots and
appropriate actions will be taken under law. Solicitor General Tushor Mehta, appearing on behalf of the
centre comprising of Chief Justice SA Bobde and Justices BR Gavai and Surya kant accepted the SIT
recommendations and take appropriate action.
49) In which Air force Station, India’s 1st Sukhoi-30 fighter squadron will be inducted?
1) Kochi, Kerala
2) Visakhapatnam, Andhra Pradesh (AP)
4) Thanjavur, Tamil Nadu (TN)
5) None of these
Answer-4) Thanjavur, Tamil Nadu (TN)
Explanation:
On 12 January 2020,As per the Chief of the Indian Air Force (IAF), Air Chief Marshal Rakesh Kumar Singh
(RKS) Bhadauria,the induction ceremony of a Sukhoi-30 MKIs (Su-30 MKI) squadron in the southern
skies will take place in the presence of Union Defence Minister Rajnath Singh at Thanjavur in Tamil Nadu
(TN) on January 20,2020.
50) Name the Indian tele-communication satellite that was launched from Guiana space center,
French Guiana,South America to provide high quality television, telecommunications and
broadcasting services?
1) GSAT-30(Geosynchronous Satellites)
5) None of these
Answer-1) GSAT-30(Geosynchronous Satellites)
Explanation:
On January 17,2020 Arianespace, French Company launched a pair of communication satellites as its first
launch in 2020. Ariane 5 rocket consists of ISRO(Indian Space Research Organization) communication
satellite GSAT-30(Geosynchronous Satellites) and EUTELSAT KONNECT for the European satellite
operator Eutelsat (European Organization of Telecommunication by Satellite S.A) from Guiana space
center, French Guiana,South America. AIM:To provide high quality television, telecommunications and
broadcasting services.The 3,357 Kg GSAT-30 derives its heritage from ISRO’s earlier INSAT/GSAT
(Indian National Satellites/Geosynchronous Satellites) satellite series and will replace INSAT-4A in orbit
equipped with 12 C(covers Gulf countries, Asian and Australian countries) and 12 Ku band(covers Indian
mainland and island) transponders.
51) Name the villages of Uttar Pradesh, that is set to become India’s first ‘Model Sports villages’ as
a part of ‘Adarsh Khel Gram’ program of Institute of Management Technology (IMT) Ghaziabad,
UP along with Non Governmental Organization,‘ Sports: A Way of Life’?
1) Kisarua and Chandau
2) Hansigunj and Jirauliya
3) Ughaiti and Maujampur
4) Bahadurpur and Kheri Viran
5) Ughaiti and Chandau
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Answer-4) Bahadurpur and Kheri Viran

Explanation:
On January 16, 2020 Two villages namely Bahadurpur and Kheri Viran of Uttar Pradesh (UP) has set to
become India’s first ‘Model Sports villages’ as a part of Institute of Management Technology (IMT)
Ghaziabad, UP ‘Adarsh Khel Gram’ program in association with NGO(Non Governmental Organization)‘
Sports: A Way of Life’ to evolve sports culture and increase sports literacy in the country.
52) What is the Gross Domestic Product (GDP) of India for the year 2019-20, as per United
Nations (UN)’s ‘World Economic Situation and Prospects (WESP) 2020’ report?
1) 5.5%
2) 5.7%
3) 5.3%
4) 5.1%
5) 5.2%
Answer-2) 5.7%
Explanation:
On January 16, 2020, According to the ‘World Economic Situation and Prospects (WESP) 2020’ report
released by the United Nations (UN), it has slashed India’s GDP (Gross Domestic Product) growth
forecast for the year 2019-20 by 1.9% to 5.7%. Earlier in 2019, it had projected GDP growth rate of 7.6%
for FY 2019-20. Similarly, on January 18, 2020, United Nations (UN), has revised the India’s GDP (Gross
Domestic Product) growth forecast for the year 2019-20 to 5%.
53) What was the theme of the 10th edition of World Future Energy Summit (WFES) 2020?
1) Theme – “Rethinking Global Consumption, Production, and Investment”
2) Theme – “Embracing the Future, Welcoming Disruption”
3) Theme – “Driving the Global Energy Transformation”
4) Theme – “Valuing Energy Storage for Off-grid Renewable Energy Systems”
5) Theme – “Smart Energy products and technologies”
Answer-1) Theme – “Rethinking Global Consumption, Production, and Investment”
Explanation:
Recently the 10th edition of World Future Energy Summit (WFES)2020 hosted by Masdar renewable
energy company, was held at Abu Dhabi National Exhibition Centre in Abu Dhabi, United Arab
Emirates(UAE) from January 13-16, 2020. The theme for the year 2020 was “Rethinking Global
Consumption, Production, and Investment”.
54) Name the largest airborne exercise conducted by Indian Army in the northeastern theatre
recently?
1) Ajeya Warrior
2) Winged Raider
3) Shatrujeet
4) Himalayan Warrior
5) Emerald Mercury
Answer-2) Winged Raider
Explanation:
On January 10, 2020 the Indian Army(IA) conducted its biggest airborne exercise ‘Winged Raider’. The
exercise comprised of more than 500 soldiers of Special Forces troops in the northeastern theatre and
involved all kinds of air transport platforms of the Indian Air Force (IAF). The name Winged Raider was
chosen due to its multidimensional nature of the exercise and demonstrated the operational readiness of
paratroopers.
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55) Who was appointed as the new Vice Chief of Army Staff (VCOAS)?
1) Satinder Kumar Saini
2) Abhay Krishna
3) Devraj Anbu
4) Cherish Mathson
5) Ranbir Singh
Answer-1) Satinder Kumar Saini
Explanation:
On January 15, 2020 Southern Army Commander Lieutenant General Satinder Kumar Saini appointed as
the new Vice Chief of Army Staff (VCOAS). He will take charge on January 25, 2020. He succeeded
Lieutenant General Manoj Mukund Naravane, who was promoted as the Chief of Army Staff.
56) What was the theme of the “28th edition of the New Delhi World Book Fair 2020 (NDWBF
2020)”?
1) Theme – ‘Indigenous Voices: Mapping India’s Folk & Tribal Literature’
2) Theme – ‘Gandhi: TheWriters’ Writer’
3) Theme – ‘Books for Readers with Special Needs’
4) Theme – ‘Towards 100 years of Indian Cinema’
5) Theme – ‘Kathasagara: Celebrating Children’s Literature’
Answer-2) Theme – ‘Gandhi: TheWriters’ Writer’
Explanation:
The 28th edition of the New Delhi World Book Fair 2020 (NDWBF 2020) was held at Pragati Maidan in
New Delhi from January 4-12, 2020. It was inaugurated by Union Minister of Human Resource
Development (MHRD) Shri Ramesh Pokhriyal ‘Nishank’. The theme of NDWBF 2020 book fair was
‘Gandhi: TheWriters’ Writer’ celebrating 150 years of Mahatma Gandhi. Since 2013, the NDWBF is
organised by National Book Trust (NBT) in association with India Trade Promotion Organisation (ITPO),
Ministry of Commerce(MoC) under Memorandum of Understanding(MoU) with ITPO.
57) What is the rank of India as per the World Economic Forum (WEF)’s report “The Global Social
Mobility Report 2020: Equality, Opportunity and a New Economic Imperative”?
1) 70th
2) 74th
3) 76th
4) 78th
5) 80th
Answer-3) 76th
Explanation:
On January 20, 2020 the World Economic Forum (WEF) released 1st edition of a report titled “The Global
Social Mobility Report 2020: Equality, Opportunity and a New Economic Imperative”. The global social
mobility index (GSMI) of 82 countries were launched in this report. As per the Index, India ranked in the
76th position with a score of 42.7.
58) Which Indian city is connected with Biratnagar of Nepal through 2nd Integrated Check Post
(ICP) inaugurated by Prime Minister (PM) of India, Shri Narendra Modi along with the PM of
Nepal Shri Khadga Prasad Sharma Oli?
1) Purnia (Bihar)
2) Begusarai (Bihar)
3) Jogbani (Bihar)
4) Darbhanga (Bihar)
5) Saharsa (Bihar)
Answer-3) Jogbani (Bihar)
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Explanation:
On January 21, 2020 the Indian Prime Minister(PM) Shri Narendra Modi along with the PM of Nepal Shri
Khadga Prasad Sharma Oli jointly inaugurated the 2nd Integrated Check Post (ICP) at Jogbani –
Biratnagar of India (in Bihar state) and Nepal respectively through video conference. Jogbani –
Biratnagar acts as an important trade point between the two nations and is equipped with modern
facilities.
59) What is the Gross Domestic Product (GDP) growth of India for the year 2019 as per the
International Monetary Fund (IMF), revised from 6.1% on January 20, 2020?
1) 4.8 %
2) 5.7 %
3) 5 %
4) 5.5 %
5) 5.2 %
Answer-1) 4.8 %
Explanation:
On January 20, 2020,The International Monetary Fund (IMF),an international organization, in its World
Economic Outlook 2020, has reduced India’s economic growth forecast for 2019 to 4.8 % from 6.1%
predicted earlier in October 2019. The growth projections have been lowered, citing pressure from non-
banking financial companies (NBFCs) and weak income growth in rural India. On January 22, 2020, India
Ratings and Research (Ind-Ra),the Indian subsidiary of Fitch group, has estimated the Indian economy to
grow at a 5.5% rate in fiscal year-FY 21 (2020-21), which is slightly higher than the 5% GDP(Gross
Domestic Product) growth rate estimate for FY20 (2019-20).
60) Who was appointed as the Managing Director (MD) of the State Bank of India (SBI) for a
period of three years on January 20, 2020?
1) Rajnish Kumar
2) Challa Sreenivasulu Setty
4) P. K. Gupta
5) Arijit Basu
Answer-2) Challa Sreenivasulu Setty
Explanation:
On January 20, 2020 the Government of India (GOI) has appointed Challa Sreenivasulu Setty as the
Managing Director (MD) of the State Bank of India (SBI) for a period of three years. He is currently
serving as the Deputy Managing Director (DMD) of the SBI.The proposal of the Department of Financial
Services (DFS), Ministry of Finance, GOI to appoint Setty as the MD of the SBI is approved by the
Appointment Committee of Cabinet (ACC).
61) Who was appointed as the Managing Director (MD) & Chief Executive Officer (CEO) of Bank of
Baroda (BoB) on January 20, 2020?
1) PS Jayakumar
2) S. L. Jain
3) Vikramaditya Singh Khichi
4) Murali Ramaswami
5) Sanjiv Chadha
Answer-5) Sanjiv Chadha
Explanation:
Sanjiv Chadha was appointed as the Managing Director(MD) & Chief Executive Officer(CEO) of Bank of
Baroda on January 20, 2020 . He served as the Deputy Managing Director (DMD) at State Bank of India
(SBI) and will replace P.S. Jayakumar whose term came to an end after his 1 year extension ended in
October 2019. Atanu Kumar Das was appointed as the Managing Director(MD) & Chief Executive
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Officer(CEO) of Bank of India on January 20,2020. Atanu Kumar Das served as the Executive Director
(ED) of the Bank of India (BOI) and hence promoted as the MD & CEO of Bank of India (BOI) following its
vacancy since july last year. Lingam Venkat Prabhakar was appointed as the Managing Director (MD) &
Chief Executive Officer (CEO) of Canara Bank on January 20, 2020. Prabhakar served as the Executive
Director (ED) of the Punjab National Bank (PNB) and he will be replacing R A Sankara Narayanan who
will be retired at the end of January 31, 2020.
62) Name the first state in India that implemented agricultural land leasing policy recently?
1) Maharashtra
2) Uttarakhand
3) Assam
4) Gujarat
5) West Bengal
Answer-2) Uttarakhand
Explanation:
Uttarakhand has become the first state in India which has made a policy to lease agricultural land. After
the approval of Rashtrapati Bhavan, the state government has issued the order. Under this leasing policy,
instead of giving land on a 30-year lease, the concerned farmer will get the rent for the land. By this
policy any institutions, company, firm or NGO can take farm lands of maximum 30 acres in villages for
lease for a period of 30 years and the government land around farm land can be taken for lease by paying
the fee with the permission of the District Magistrate.
63) Who will chair the, “National Startup Advisory Council” that will provide measures to build a
strong ecosystem for new innovations and start-ups in India?
2) Suresh Prabhakar Prabhu
3) Piyush Vedprakash Goyal
4) Nitin Gadkari
Answer-3) Piyush Vedprakash Goyal
Explanation:
On January 21,2020 The Central Government announced the structure of the National Startup Advisory
Council, chaired by the Union Minister of Commerce and Industry(MoCI) Shri Piyush Vedprakash Goyal.
The council will provide measures to build a strong ecosystem for new innovations and start-ups in the
country. AIM: The council aims to increase the economic growth and generate large scale employment
opportunities in India.
64) What is the capital of the newly merged Union Territory (UT) Dadra & Nagar Haveli and
Daman & Diu?
1) Daman
2) Diu
3) Dadra
4) Nagar Haveli
5) Silvassa
Answer-1) Daman
Explanation:
After the parliament passed a bill to merge two Union territories(UTs) Daman and Diu, and Dadra and
Nagar Haveli into a single UT, CCEA has now approved the proposed amendments/extension/repeal in
the following Acts and Regulations dealing with Goods and Services Tax (GST), Value Added Tax (VAT)
and State Excise, and for designation of Daman as Headquarter of UT of Dadra and Nagar Haveli and
Daman and Diu on January 26,2020. The amendments are as follows:
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Amendments/repeals/extensions:
Current Act Name of act after being
amended/repealed or extended
Central Goods and Service Tax To be amended as Central Goods and
Act, 2017. Service Tax (Amendments)
Regulation, 2020.
Union Territory Goods and To be amended as Union Territory
Service Tax Act, 2017. Goods and Service Tax
(Amendments) Regulation, 2020.
Dadra and Nagar Haveli Value To be amended as Dadra and Nagar
Added Tax Regulation, 2005. Haveli and Daman and Diu Value
Added Tax (Amendments)
Regulation, 2020.
Daman and Diu Value Added Tax To be repealed as Daman and Diu
Regulation, 2005. Value Added Tax (Repeal)
Regulation, 2020.
Goa, Daman and Diu Excise Duty To be amended as Dadra and Nagar
Act, 1964. Haveli and Daman and Diu Excise
Duty (Amendment) Regulation,
2020.
Dadra and Nagar Haveli Excise Dadra and Nagar Haveli Excise Duty
Duty Regulation, 2012. (Repeal) Regulation, 2020.
65) Where did Minister of External Affairs (MEA) Shri Subrahmanyam Jaishankar inaugurated the
first convention centre in Africa, “Mahatma Gandhi convention centre”(MGICC)?
1) Rwanda
2) Mali
3) Niger
4) Benin
5) Republic of Chad
Answer-3) Niger
Explanation:
On January 21,2020 India’s Minister of External Affairs (MEA) Shri Subrahmanyam Jaishankar and
Nigerian President Mahamadou Issoufau inaugurated the first convention centre in Africa namely
“Mahatma Gandhi convention centre”(MGICC) established at the state of Niger in Western Africa by India
to honour the memory of 150th Birth Anniversary of Mahatma Gandhi.This is the 1st centre established
in Africa by India under grant assistance. Mr. Subrahmanyam Jaishankar was the first Indian-foreign
Minister to visit the West-African country during his national trip visit to Niger (West Africa) and Tunisia
(North Africa).
66) Name the 1st Indian telecom operator that has recently launched UPI (Unified Payments
Interface) payments space?
1) Tata Indicom
2) Idea Cellular
3) Bharti Airtel Limited
4) Reliance Jio
5) Vodafone Idea
Answer-4) Reliance Jio
Explanation:
On January 20, 2020 telecom operator Reliance Jio of the Reliance Industries Ltd (RIL) has become the
1st Indian telecom operator to launch UPI (Unified Payments Interface) payments space. Thus Reliance
Jio will now compete with other private UPI payment providers such as Paytm, Google Pay and
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PhonePe.As of now, Reliance Jio is India’s largest telecom operator.As per reports, users cannot use their
existing UPI ids to avail this service. Instead, they will have to create a new JIO UPI Id.
67) Name the 1st Woman & 13th President of Greece, who was elected on January 22, 2020?
1) Marietta Giannakou
2) Anna Diamantopoulou
3) Katerina Sakellaropoulou
4) Maria Damanaki
5) Maria Euthymiou
Answer-3) Katerina Sakellaropoulou
Explanation:
On January 22, 2020 independent candidate Katerina Sakellaropoulou(63 years), became the1st Woman
President of Greece elected by the Greece’s Parliament for a period of 5 years. She will be officially sworn
in as Greece’s 13th President in April, 2020. She will succeed Prokopis Pavlopoulos, the current
president.Katerina is the Council of State (Supreme Administrative court of Greece) studied law in
Athens(Greece) and completed her postgraduate studies at the Sorbonne in Paris,France.She was born
on 30 May 1956 in Thessaloniki, Greece and the daughter of Supreme Court Judge.
68) What is the rank of India in the Economist Intelligence Unit (EIU)’s 12th edition of the
‘Democracy Index 2019: A year of democratic setbacks and popular protest’?
1) 45th
2) 51st
3) 49th
4) 40th
5) 55th
Answer- 2) 51st
Explanation:
On January 22, 2020, According to the 12th edition of the ‘Democracy Index 2019: A year of democratic
setbacks and popular protest’, released by the Economist Intelligence Unit (EIU), India has slipped 10
ranks to 51st spot with the score of 6.90 in this index, which provides a blueprint for the current state of
democracy in 167 nations.
Top 3 & Bottom 3 countries in the Index:
Rank Country Score
51 st India 6.9
1 Norway 9.87
2 Iceland 9.58
3 Sweden 9.39
165 Central African Republic 1.32
166 Democratic Republic of 1.13
the Congo
167 North Korea 1.08
69) Name the Indian city, that hosts the 3rd edition of Khelo India Youth Games (KIYG) 2020?
4) NewDelhi, Delhi
5) Guwahati, Assam
Answer-5) Guwahati, Assam
Explanation:
The 3rd edition of Khelo India Youth Games (KIYG) 2020 was held at Karmabir Nabin Chandra Bordoloi
Indoor Stadium in Guwahati, Assam with the participation of over 10,000 students. Vijay the Tiger and
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Jaya the Black buck were the mascots of the tournament. Maharashtra clinched Khelo India Youth Games
2020 champions trophy with a collection of 256 medals (78 gold, 77 silver and 101 bronze).
70) Where did, East Coast Railway (ECoR) commissioned Indian Railways 1st & India’s 4th waste
to energy plant?
2) Varanasi, Uttar Pradesh
3) Guwahati, Assam
5) New Delhi, Delhi
Answer-4) Bhubaneswar, Odisha
Explanation:
On January 22, 2020 Railway Board Member (Rolling Stock) Rajesh Agarwal inaugurated the East Coast
Railway’s (ECoR) waste to energy plant at Mancheswar Carriage Repair workshop in Bhubaneswar,
Odisha. It is the fourth waste to energy plant in the country and first plant manufactured by Indian
Railways (IR).Total cost of the plant is Rs 1.79 crore and it can convert 500kg waste to light diesel oil
which can be used in light furnaces.
71) In which city, government of India will set up India’s 1st war memorial for service animals
such as dogs, horses, mules?
2) Guwahati, Assam
4) New Delhi, Delhi
5) Meerut, Uttar Pradesh(UP)
Answer-5) Meerut, Uttar Pradesh(UP)
Explanation:
On January 23, 2020 the govt has announced to set up country’s 1st war memorial for service animals
such as dogs, horses, mules in Meerut, Uttar Pradesh(UP). This war memorial will come at army’s
specialised breeding, rearing training centre for animals in the Remount and Veterinary Corps (RVC)
Centre and College in Meerut. Names of 300 dogs, 350 handlers and a few horses mules that had
dedicated its life in various military operations like kargil war etc will be inscribed in the granite tablets
in the memorial. Mansi, a labrador breed dog which was awarded the highest honour of animals will top
the list of animals to be remembered.The Indian currently has army has more than 100 dogs, 5000 mules
and 1500 horses.
72) What is the maximum voluntary investment limit that can invested by the Foreign Portfolio
Investors (FPIs) through the Voluntary Retention Route (VRR)?
1) Rs 5,00,000 crore
2) Rs 3,50,000 crore
3) Rs 2,00,000 crore
4) Rs 1,50,000 crore
5) Rs 1,00,000 crore
Answer-4) Rs 1,50,000 crore
Explanation:
RBI also doubled the voluntary investment limit for FPIs through the voluntary retention route (VRR).
Now FPIs can invest up to Rs 1,50,000 crore through VRR as against the earlier limit of Rs 75,000 crore.
The minimum retention period should be 3 years. As on December 31,2019, about Rs 54,300 crore has
already been invested under the scheme. After increasing the limit under the scheme, now Rs.90630
crores can be invested in it.
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73) Which bank has launched India’s 1st multilingual voice-enabled mobile banking application
‘All-In-One’ using which users can communicate with the chat–bot ‘Ask Lakshmi’ for their general
banking queries?
1) Bank of Baroda (BoB)
2) City Union Bank (CUB)
4) Canara Bank
5) Axis Bank
Answer-2) City Union Bank (CUB)
Explanation:
On January 22, 2020, For the 1st time India, the City Union Bank (CUB) Limited , one of the leading Indian
banks in India, has launched a multilingual voice-enabled mobile banking application. Now the CUB
customers can converse with the chat–bot ‘Ask Lakshmi’ of the app in Tamil, English, Hindi / Telugu
language for their general banking queries including transactions like Balance enquiry, mini statement,
fund transfer over voice/text instructions.
74) Who was appointed as the panel member of the Advisory Board for Banking Frauds (ABBF) of
Central Vigilance Commission (CVC) on January 24, 2020?
1) Vineet Anand
2) Anindo Majumdar
3) A.D.M Chavali
4) Nanak Chand
5) Sanjeev Kumar
Answer-3) A.D.M Chavali
Explanation:
On January 24, 2020 the Central Vigilance Commission(CVC) has appointed former Indian Overseas
Bank(IOB) Executive Director as A.D.M Chavali as its new panel member of the Advisory Board for
Banking Frauds (ABBF) and will serve the board till August 20, 2021. Board aim: The board headed by
T.M Bhasin former Vigilance Commissioner and former Chairman-cum-Managing Director of the Indian
Bank(IB), was formed in 2019 and aims to conduct examination of allegations against officials in General
Managers (GM) ranking involved in fraud cases of worth above Rs.50 crores.
75) Who will chair the Group of Ministers (GoM) constituted by the government of India to handle
the disposal of enemy properties & to raise money from them?
1) Nitin Gadkari
3) Rajnath Singh
4) Amit Shah
5) Narendra Modi
Answer-4) Amit Shah
Explanation:
On January 22, 2020, The Union government has decided to form 3 high-level steering committees to
handle the disposal of enemy properties present in the country and to raise money from them.Group of
Ministers (GoM) It will be headed by Union Home Minister(HM) Amit Shah, to oversee the disposal of
more than 9,400 enemy properties in India, which are expected to bring in revenue of about Rs.1 lakh
crore rupees to the exchequer. Inter-Ministerial Group will be co-chaired by the Union Home Secretary -
Ajay Bhalla and Shri Tuhin Kanta Pandey, the secretary of the department of investment and public asset
management (DIPAM).Core Group of Secretaries on Asset Monetisation (CGAM)will be constituted under
the chairmanship of the Cabinet Secretary Rajiv Gauba.
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76) What is the rank of India in the Transparency International’s Corruption Perception Index
2019?
1) 70th
2) 75th
3) 80th
4) 85th
5) 72nd
Answer-3) 80th
Explanation:
The Corruption Perception Index 2019 was released by Transparency International. As per the Index
India ranks 80 out of 180 countries with a score of 41 out of 100. Last year India’s rank was 78 with the
same score. Least ranked countries: Somalia at 180 which followed by South Sudan at 179 and Syria at
178. These countries are followed by Yemen, Venezuela, Sudan, Equatorial Guinea and
Afghanistan.Pakistan ranks 87 in the list whereas China ranks 117 among the 180 countries
respectively.United States of America (USA) ranks 23rd with a score of 69.
77) Name the Indian Space Research Organisation (ISRO)’s half-humanoid robot, that is set for an
unmanned trip into space before Astronauts?
1) Vikas Mitra (friend in Sky)
2) Vaya Mitra (friend in Sky)
3) Daksh Mitra (friend in Sky)
4) Vyom Mitra (friend in Sky)
5) Surya Mitra (friend in Sky)
Answer-4) Vyom Mitra (friend in Sky)
Explanation:
Vyom Mitra, designed & developed by the ISRO’s Inertial Systems Unit in Thiruvananthapuram (Kerala)
in collaboration with Indian Institute of Science (IIsc) Bengaluru, Karnataka, is half-humanoid and its
body stops at the torso (the part of the human body where the limbs are attached) and without legs. The
robot can speak 2 languages (Hindi and English) & will be sent in a space capsule at the end of the year
2020 / early 2021 to study the zero-gravity conditions in which the astronauts respond to living outside
earth.
78) Which country will train the Indian flight surgeons for Gaganyaan mission?
1) China
2) France
3) Russia
5) United Kingdom (UK)
Answer-2) France
Explanation:
Indian flight surgeons are being trained in France to take care of the health of astronauts selected for the
India’s ambitious space manned ‘Gaganyaan Mission’. 2-week training of these physicians is very
important for the Gaganyaan project, which took three Indian astronauts to space in the year 2022.
Indian Air Force physicians with expertise in aviation medicine will be responsible for the health of
astronauts during and after the flight. Flight surgeon Brigitte Godard, associated with the European
Space Agency, was in India in July and August 2019 to start training physicians and engineers.
79) Where was the India’s first e-waste clinic inaugurated?

1) Bhopal, Madhya Pradesh
2) New Delhi, Delhi
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5) Varanasi, Uttar Pradesh
Answer-1) Bhopal, Madhya Pradesh
Explanation:
On January 24,2020 India’s first e-waste clinic was opened in Bhopal, Madhya Pradesh. The e-waste clinic
was inaugurated by C K Mishra (Secretary to the Ministry of Environment, Forest & Climate
change,MoEFCC). The e-waste clinic was jointly set up by the Central Pollution Board Control -CPCB and
Bhopal Municipal Corporation -BMC.
80) Who was elected as the new Chair of the Forum of the Election Management Bodies of South
Asia (FEMBoSA) for the year 2020?
1) Rajiv Mehrishi
2) Om Prakash Rawat
3) Achal Kumar Jyoti
4) Ashok Lavasa
5) Sunil Arora
Answer-5) Sunil Arora
Explanation:
On January 24, 2020 India’s Chief Election Commissioner (CEC) Sunil Arora took over as the new Chair of
the Forum of the Election Management Bodies of South Asia (FEMBoSA) for the year 2020. Sunil Arora
succeeds K.M. Nural Huda, CEC of Bangladesh.
81) Name the country that has completely phased out of the Hydrochlorofluorocarbon (HCFC)-
141 b, one of the most potent ozone depleting chemical?
1) India
3) Japan
4) China
5) Russia
Answer-1) India
Explanation:
The republic of India has successfully achieved complete phase out of the Hydrochlorofluorocarbon
(HCFC)-141 b. It is a chemical used in foam manufacturing companies and is one of the most potent
ozone depleting chemicals after the Chlorofluorocarbons (CFCs). India took the challenge to phase out
HCFC-141b by January 1, 2020. HCFC 141b:Act to prohibit usage of HCFC-141b: The Ministry of
Environment, Forest and Climate Change (MoEFCC) issued a notification for the prohibition of HCFC-
141b from Jan 1st, 2020 under the Ozone Depleting Substances (Regulation and Control) Amendment
Rules, 2019 issued under the Environment (Protection) Act, 1986.This was achieved through the
ministry’s HCFC Phase out Management Plan (HPMP).
82) Who was appointed as the Chief Executive of Indian Banks’ Association on January 27, 2020?
1) Rajesh Kumar Yaduvanshi
2) Lingam Venkata Prabhakar
3) Sunil Mehta
4) Agyey Kumar Azad
5) CH. S. S. Mallikarjuna Rao
Answer-3) Sunil Mehta
Explanation:
On January 27, 2020, Former managing director (MD) and chief executive officer(CEO) of Punjab
National Bank (PNB), Sunil Mehta, took over as the Chief Executive Officer (CEO) of the Indian Banks’
Association (IBA). Mehta will replace VG Kannan, who resigned from office as chief executive of IBA on
December 31, 2019.
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83) Legendary politician, Arun Jaitley & Sushma Swaraj along with George Fernandes Sri
Vishveshateertha Swamiji & Sri Pejavara Adhokhaja Matha Udupi received which of the following
award Posthumously?
1) Bharat Ratna
2) Padma Shri
3) Padma Vibhushan
4) Padma Bhushan
5) None of the above
Answer-3) Padma Vibhushan
Explanation:
Legendary politician, Arun Jaitley & Sushma Swaraj along with George Fernandes Sri Vishveshateertha
Swamiji & Sri Pejavara Adhokhaja Matha Udupi received Padma Vibhushan (Second Highest Civilian
Award).
84) Who is the chief guest of the 71st Republic Day of India?
1) Joice Hasselmann
2) Paulo Guedes
3) Luiz Inácio Lula da Silva
4) Sérgio Moro
5) Jair Messias Bolsonaro
Answer-5) Jair Messias Bolsonaro
Explanation:
The President of Brazil Jair Messias Bolsonaro was the chief guest for the Republic Day celebrations and
attended the Parade ceremony at Rajpath in New Delhi along with Indian Prime Minister Shri Narendra
Modi, President Ram Nath Kovind along with other leaders. It is the 1st visit of Bolsonaro after assuming
his office in January 1, 2019. This is also the 3rd time a Brazilian president attended as a chief guest of
the republic day. The last time a Brazilian President attended the ceremony was Luiz Inacio Lula da Silva
(former Brazilian president) in 2004.
85) Name the artillery gun system, whose marching contingent took part for the 1st time in the
Republic Day parade?
1) Dhanush
2) Shipon
3) Ghaatak
4) Dragunov
5) Vidhwansak
Answer-1) Dhanush
Explanation:
The artillery gun system Dhanush, short-span bridge system and a marching contingent of the Army Air
Defence took part for the 1st time in the Republic Day parade.Newly-inducted helicopters Apache and
Chinook were also showcased by India for the first time.Apart from the Dhanush gun system, K9-Vajra,
the anti-satellite (A-SAT) test conducted under Mission Shakti, and Air Defence Tactical Control Radar
(ADTCR) of the DRDO (Defence Research Development Organisation) were also part of the parade.
86) India’s 1st underwater metro rail, that will run partly under Hooghly River will be completed
in which Indian city by March 2022?
1) Nashik
2) Mumbai
3) Kolkata
4) New Delhi
5) Ahmedabad
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Answer-3) Kolkata
Explanation:
On January 28,2020 Kolkata Metro Rail Corporation (KMRC) is set to complete its East-West Project,
which runs partly under the Hooghly river, West Bengal, by March 2022. It will be India’s first
underwater metro. The new metro rail is expected to carry about 900,000 people daily & will take less
than a minute to cross a 520-meter underwater tunnel. 74% of the East-West metro project is owned by
India’s Railway & remaining 26% by the nation’s Ministry of Housing & Urban Affairs.
87) Who chaired the Rajya Sabha Panel on child pornography that submits 40 recommendations
to Muppavarapu Venkaiah Naidu?
1) Ghulam Nabi Azad
2) Jairam Ramesh
3) Kapil Sibal
4) Abhishek Singhvi
5) Anand Sharma
Answer-2) Jairam Ramesh
Explanation:
On January 25,2020, An ad hoc committee of the Rajya Sabha (RS) headed by Congress parliamentarian
Jairam Ramesh submitted its report on child pornography to Vice President (VP) and Rajya Sabha
Chairman Muppavarapu Venkaiah Naidu.In it, 40 recommendations have been made to strictly prohibit
the promotion and access of child pornography and related content through social media. This includes
amendments to POSCO (Protection of Children from Sexual Offences) Act ,2012 and IT (Information
Technology) act ,2000 & to control children’s access to such content containing generation and
dissemination of Child Sexual Abuse Material (CSAM).
88) Pranab Mukherjee released the book titled“Relentless”.It is an autobiography of which

politician?
1) Shatrughan Sinha
2) Prashant Bhushan
3) Yashwant Sinha
4) Arun Shourie
5) Jaswant Singh
Answer-3) Yashwant Sinha
Explanation:
Former president of India, Shri Pranab Mukherjee released the autobiography of former Finance
Minister Shri Yashwant Sinha titled “Relentless” at the India International Centre in New Delhi. The book
describes Sinha’s journey from a normal life to a high political powered life. The book is published by
Bloomsbury Publishing India Pvt ltd.
89) Where was the World’s largest meditation centre inaugurated to mark the 75th anniversary
of the formation of Shri Ram Chandra Mission (SRCM) and Heartfulness Institute?
1) Kolkata, West Bengal
5) New Delhi, Delhi
Answer-3) Hyderabad, Telangana
Explanation:
On January 28, 2020 the World’s largest meditation centre was inaugurated at Kanha Shanti Vanam in
Hyderabad, Telangana to mark the 75th anniversary of the formation of Shri Ram Chandra Mission
(SRCM) and Heartfulness Institute. The center is dedicated to the first guide of Heartfulness Lalaji
Maharaji. It can accommodate 1 lakh practitioners at a time. To celebrate the 75th anniversary, special
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sessions will be addressed by President Ram Nath Kovind on February 2, 2020 and social activist Anna
Hazare on February 8, 2020.
90) Where was the India’s 1st & biggest ‘walk-through’ aviary inaugurated?
1) Byculla Zoo in Mumbai, Maharashtra
2) Indira Gandhi Zoological Park in Visakhapatnam, Andhra Pradesh
3) Jawaharlal Nehru Biological Park, Jharkhand
4) Padmaja Naidu Himalayan Zoological Park in Darjeeling, West Bengal
5) Nandankanan Zoological Park in Bhubaneswar, Odisha
Answer-1) Byculla Zoo in Mumbai, Maharashtra
Explanation:
On January 26, 2020, Chief Minister of Maharashtra Uddhav Thackeray inaugurated the country’s first
and biggest ‘walk-through’ aviary in Veermata Jijabai Bhosale Udyan and Zoo also known as Byculla Zoo
in Mumbai, Maharashtra.The aviary is spread over in 18,234 sq ft, is 44 feet tall and consists of 100
species of Indian and exotic birds.The special enclosures for animals like bears, hyenas, leopards, fox,
barasingha and antelope are completed and Asiatic Lion, tigers will be included soon.
91) What is the upper limit for abortions of special category women raised from 20 weeks by
cabinet recently?
1) 24 weeks
2) 21 weeks
3) 22 weeks
4) 25 weeks
5) 28 weeks
Answer-1) 24 weeks
Explanation:
The CCEA has given its approval to the Medical Termination of Pregnancy (Amendment) Bill, 2020. This
bill which will be introduced in parliament soon will amend the Medical Termination of Pregnancy Act,
1971. Opinion on pregnancy termination: Opinion of 1 provider to terminate pregnancy up to 20 weeks
of gestation (period of development inside the womb) will be required. For 20-24 weeks opinion of 2
providers will be required for termination. 24 week gestation limit: Upper gestation limit from 20 to
24weeks will be defined in the amendments to MTP (Medical Termination of Pregnancy) rules for special
category women. The special category includes survivors of rape, victims of incest, differently-abled
women, Minors etc.
92) Where did Indian Coast Guard (ICG) has commissioned a 3rd high-speed interceptor boat C-
448?
1) Kochi, Kerala
2) Mangaluru, Karnataka
4) New Delhi, Delhi
Answer-2) Mangaluru, Karnataka
Explanation:
On January 29, 2020, the Indian Coast Guard (ICG) has commissioned a 3rd high-speed interceptor boat
C-448 in Mangaluru, Karnataka. The boat will be operational under the administrative control of
Commander of the Coast Guard Region (West) Inspector General AP Badola. Apart from this, it was also
announced that Kerala govt through its Karnataka Industrial Area Development Board (KIADB), had
sanctioned 160 acres of land in Kenjar for the Indian Coast Guard Academy (ICGA) in Mangaluru at a
total cost of Rs 1,010 crore.
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93) Where did Assam Rifles (military unit) has constructed a war memorial “Veer Samriti” in
rememberance of 357 Army personnel, who died while fighting against insurgency against north-
eastern state?
1) Mizoram
2) Assam
3) Nagaland
4) Meghalaya
5) New Delhi
Answer-3) Nagaland
Explanation:
On January 30,2020 Assam Rifles (military unit) has constructed a war memorial “Veer Samriti” in
Nagaland, Kohima for 357 Army & Assam Rifles, died while fighting against insurgency against north-
eastern state. The memorial has been built at Mokokchung, Nagaland (one of the cultural & intellectual
center), which was planned & executed by Inspector General Assam Rifles (North), will be inaugurated
soon.
94) Who heads the Committee on Indian Academy of Highway Engineers (IAHE) that has
submitted its report to the Union Minister for Road Transport & Highways, Shri Nitin Gadkari?
1) Rajgopal Sharma
2) ManojWadekar
3) ArunNarendhranath N
4) Vaibhav Dange
5) Yudhvir Singh Malik
Answer-5) Yudhvir Singh Malik
Explanation:
On January 28, 2020, The final report of the Committee on Indian Academy of Highway Engineers (IAHE)
headed by Yudhvir Singh Malik has been submitted to the Union Minister for Road Transport &
Highways, Shri Nitin Gadkari. The report stresses to improve the present training infrastructure, content,
training methodology & to create linkages with world-famous international institutes and undertake
applied research & related works.
95) What is the Gross Domestic Product (GDP) growth of India for 2019-20 (Fiscal year –FY 20) as
per the Federation of Indian Chambers of Commerce and Industry (FICCI)’s “Economic Outlook
Survey 2020”?
1) 5.4%
2) 5.3%
3) 5%
4) 5.1%
5) 5.2%
Answer-3) 5%
Explanation:
On January 29, 2020, Federation of Indian Chambers of Commerce and Industry (FICCI), an association of
business organizations in India, in its “Economic Outlook Survey 2020”, has projected India’ s annual
median GDP (Gross Domestic Product) growth at 5% for 2019-20 (Fiscal year –FY 20).It is in line with
the National Statistical Organisation’s (NSO) projected growth rate (5%, a 11-year low).
96) Janak Raj was appointed as the internal member of the Monetary Policy Committee (MPC), he
succeeds __________?
1) Michael Debabrata Patra
2) B. Venkatappaiah
3) Jagdish Capoor
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4) Vepa Kamesam
5) K.S. Krishnaswamy
Answer-1) Michael Debabrata Patra
Explanation:
On January 29,2020 ED Janak Raj was nominated as the third internal member of the Monetary Policy
Committee (MPC) by the Reserve Bank of India (RBI), Mumbai. He was the successor of Dr. Michael
Debabrata Patra as he was appointed as Deputy Governor of RBI. ED Janak is the executive director in-
charge of the monetary policy department.The monetary policy committee is responsible for fixing the
benchmark interest rate in India and consists of 6 members.MPC is headed by RBI Governor. The 6
internal members of MPC consists of 3 members from RBI, 2 internal members are Governor and Deputy
Governor in-charge of monetary policy & the last member any RBI officer.The 6 internal members are:
Dr. Chetan Ghate, Dr. Pami Dua, ED Janak Raj , Dr. Ravindra H. Dholakia, Shri Bibhu Prasad Kanungo, Shri
Shaktikanta Das.
97) As per 9th edition of Tomton traffic Index 2019, Provided by Tomton a Dutch Multinational
developer company which Indian state tops the list of most congested city of the world?
1) Bengaluru
2) Mumbai
3) Pune
4) Delhi
5) Kolkata
Answer-1) Bengaluru
Explanation:
Tomtom, A Dutch multinational developer company has released its 9th edition of Tomtom Traffic Index
2019. As per the index, Bengaluru (Karnataka) emerged as the worst traffic congested cities in the world
with 103% congestion. Along with Bengaluru, 3 other Indian Cities placed in top 10 are Mumbai (4),
Pune (5), Delhi (8). Abu Dhabi is the least congested city with 10% congestion recorded.
98) Which Bank operating in India launched the tool ‘iBox’ first of its kind do 24*7 self service
delivery at one of its branch in Mumbai (January 2020)?
2) Industrial Development Bank of India (IDBI)
3) Industrial Credit and Investment Corporation of India (ICICI) Bank
4) Housing Development Finance Corporation (HDFC) Bank
5) Infrastructure Development Finance Company (IDFC) Bank
Answer-3) Industrial Credit and Investment Corporation of India (ICICI) Bank
Explanation:
ICICI (Industrial Credit and Investment Corporation of India) Bank, an Indian financial institution, has
launched first-of-its-kind 24×7 self-service delivery tool for customers called “iBox” at one of its
branches in Mumbai, Maharashtra.Under this facility, customers will now be able to take their debit,
credit card, check book and return check from the branch close to their home or office.The iBox terminals
are installed outside the premises of the bank’s branches, which can be used even after the bank closes.
99) Which Insurance Company collaborated with Drone Federation of India (DFI) to provide
Insurance cover to Drone Operators at Drone festival held in Delhi (January 2020)?
1) Acko General Insurance
2) Bajaj Allianz General Insurance Company
3) HDFC ERGO General Insurance Company
4) SBI General Insurance
5) Tata AIG General Insurance
Answer-5) Tata AIG General Insurance
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Explanation:
Drone Federation of India (DFI) has announced to collaborate with Tata AIG General Insurance Company
Ltd (Tata AIG) for developing as well as launching insurance products for the drone operators. The
announcement was made during the recently concluded Drone Festival of India at New Delhi.
100) Where is the 9th edition of Joint Indo-Bangladesh Military Exercise “SAMPRITI-IX” going to
be conducted at in the month, February 2020?
1) Babina, Uttar Pradesh
3) Umroi, Meghalaya
4) Jabalpur, Madhya Pradesh
5) Chandimandir, Haryana
Answer-3) Umroi, Meghalaya
Explanation:
As part of defence cooperation between India and Bangladesh, 9th edition of the joint Indo-Bangladesh
military exercise named SAMPRITI-IX has been decided to be conducted at Umroi, Meghalaya from
February 03-16, 2020. A Command Post Exercise (CPX) and a Field Training Exercise (FTX) will be
conducted during SAMPRITI-IX.
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