COMPANY PROFILE

Kotak Mahindra Bank is an Indian private sector bank headquartered

in Mumbai, Maharashtra, India. In February 2003, the Reserve Bank of India (RBI) issued a
licence to Kotak Mahindra Finance Ltd., the group's flagship company.

It offers banking products and financial services for corporate and retail customers
through a variety of delivery channels and specialized subsidiaries in the areas of personal
finance, investment banking, general insurance, life insurance, and wealth management. As
of April 2019, it is second largest Indian private sector bank by market capitalization.

HISTORY:

In 1985 Uday Kotak established what became an Indian financial services

conglomerate. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the group's flagship
company, received a banking licence from the Reserve Bank of India (RBI). With this,
KMFL became the first non-banking finance company in India to be converted into a bank—
Kotak Mahindra Bank Limited.

In a study by Brand Finance Banking 500 published in February 2014

by Banker magazine (from The Financial Times stable), KMBL was ranked 245th among the
world's top 500 banks with brand valuation of around half a billion dollars ($481 million) and
brand rating of AA+

ACQUISITION OF ING VYSYA BANK

In 2015, Kotak Bank acquired ING Vysya Bank in a deal valued at 150

billion (US$2.1 billion). With the merger, total employment jumped to almost 40,000, and the
count of branches reached 1,261. After the merger, ING Group,which controlled ING Vysya
Bank, owned a 7% share in Kotak Mahindra Bank.
Kotak Mahindra Bank Ltd.

“Lets Make Money Simple”

Type: Private Sector Bank

Traded as: BSE: 500247
NSE: KOTAKBANK
CNX Nifty Constituent

ISIN: INE237A01028 

Industry: Banking, financial service

Founded: February 2003

Founders:Uday Kotak

Headquarters: Mumbai, Maharashtra, India

Keypeople: Prakash Apte(Chairman),Uday Kotak(MD & CEO)

Revenue: 4.1 billions US dollars (2019)

Operating income:1.2 billion US dollars (2019)

Net income:560 million US dollars (2019)

Total assets:31 billion US dollars (2019)

Number of employees:33,013 (2017)

Subsidiaries:Kotak Mahindra General Insurance

Website:www.kotak.com
 Our Vision

The Global Indian Financial Services Brand

Our customers will enjoy the benefits of dealing with a global Indian brand that best
understands their needs and delivers customised pragmatic solutions across multiple
platforms.

We are a world class Indian financial services group. Our technology and best practices are
bench-marked along international lines while our understanding of customers will be
uniquely Indian.

We are more than a repository of our customers' savings. We, the group, are a single window
to every financial service in a customer's universe.

The Most Preferred Employer in Financial Services

A culture of empowerment and a spirit of enterprise attracts bright minds with an

entrepreneurial streak to join us and build long-term careers with us.

Working with a home grown professionally managed company, which has benefited from
partnerships with international leaders, gives our people a perspective that is universal as well
as unique.

The Most Trusted Financial Services Company

We have created an ethos of trust across all our constituents. Adhering to high standards of
compliance and corporate governance is an integral part of building trust.

Value Creation

Value creation rather than size alone will be our business driver.

Kotak Group Products and Services

1. Bank
2. Credit Cards
3. Life Insurance
4. Mutual Funds
5. Car Finance
6. Securities
7. Institutional Equities
8. Investment Banking
9. International Business
10. Kotak Private Equity
11. Kotak Realty Fund
12. Wealth Management

Services of Kotak Mahindra Bank

 Deposit Accounts

 Savings Account
 Current Account
 Term Deposits
 Corporate Salary Accounts
 JIFI Account
 Safe Deposit Locker
 Kotak 3-in-1 Account

 Kotak Loans

 Personal Loans
 Home Loans
 Loan Against Property
 Education Loan
 Tractor Finance
 Rural Auto & Farm Equipment Finance
 Home Improvement Loans
 Home Loan Balance Transfer
 Gold Loans
 Commercial Vehicle Finance
 Loan Against Securities
 Construction Equipment/Infrastructure Finance
 Saral Auto Finance
  Kotak Cards

 Debit Cards
 Credit Cards
 Compare Credit Cards
 Kotak Netc@rd
 Best Compliment Cards
 Kotak Multi Currency World Travel Cards

 Convinience Banking

 Net Banking
 Mobile Banking
 Phone Banking
 ATM Network
 Money Watch
 Hashtag Banking
 Kotak Payment Gateway
 Insta Balance Service
 Immediate Payment Service
 Alerts
 SMS Banking
 Cash Deposit Machine

 Investment and Insurance

 Demat
 Mutual Funds
 Life Insurance
 Qualified Foreign Investor
 ASBA
 National Pension System
 Highlights of the Kotak Mahindra Group since Inception:
 1985-Kotak Mahindra Finance Limited started off with Bill Discounting.
 1987- Kotak Mahindra Finance Limited made its foray into the Lease, Hire and
Purchase market.
 1990- The Auto Finance Division started off.
 1991- The Investment Banking Division started off. They took over FICOM, one of
India's largest financial retail marketing networks.
 1992- Got into the Funds Syndication sector.
 1995- The brokerage and distribution businesses of the Group got incorporated into a
separate company - Kotak Securities, whereas the investment banking arm was
incorporated into a separate company - Kotak Mahindra Capital Company.
 1996- The auto finance business of the Group was hived off into a separate company -
Kotak Mahindra Primus Limited. Kotak Mahindra took up a major stake in Ford
Credit Kotak Mahindra Limited to finance Ford vehicles. They launched Matrix
Information Services Limited, marking the Group's entry in information distribution.
 1998- Kotak Mahindra Asset Management Company came into existence and they
entered the mutual fund market.
 2002- The Kotak Mahindra Bank representative office started in Dubai. As an anchor
investor, Kotak Mahindra Bank invested in Ahmedabad Commodity Exchange.
 2003- The Reserve Bank of India gave banking license to the flagship company of the
Kotak Mahindra Group, Kotak Mahindra Finance Ltd. It converted into a commercial
bank.
 2004- A private equity fund (India Growth Fund) was launched.
 2005- A real estate fund was launched by Kotak Group.
 2006- The Group bought 25 percent stake held by Goldman Sachs in Kotak Mahindra
Capital Company and Kotak Securities.
 2014- Kotak Mahindra Bank acquired 15 percent shares in Multi Commodity
Exchange of India Limited (MCX).
 2015- Kotak Mahindra Bank acquired ING Vysya Bank, taking over 93 percent
shares. The RBI gave a nod to the merger.
1985 Kotak Mahindra Finance Limited started off with Bill Discounting.

1987 Kotak Mahindra Finance Limited made its foray into the Lease, Hire and Purchase market.

1990 The Auto Finance Division started off.

1991 The Investment Banking Division started off. They took over FICOM, one of India's largest financial
retail marketing networks.

1992 Got into the Funds Syndication sector.

1995 The brokerage and distribution businesses of the Group got incorporated into a separate company -
Kotak Securities, whereas the investment banking arm was incorporated into a separate company - Kotak
Mahindra Capital Company.

1996 The auto finance business of the Group was hived off into a separate company - Kotak Mahindra Primus
Limited. Kotak Mahindra took up a major stake in Ford Credit Kotak Mahindra Limited to finance Ford
vehicles. They launched Matrix Information Services Limited, marking the Group's entry in information
distribution.

1998 Kotak Mahindra Asset Management Company came into existence and they entered the mutual fund
market.

2001 Kotak Mahindra made a tie with Old Mutual plc for their Life Insurance business. Kotak Securities
launched their site (now www.kotaksecurities.com). Kotak Mahindra Venture Capital Fund was formed
and the private equity business of the Group commenced.

2002 The Kotak Mahindra Bank representative office started in Dubai. As an anchor investor, Kotak
Mahindra Bank invested in Ahmedabad Commodity Exchange.

2003 The Reserve Bank of India gave banking license to the flagship company of the Kotak Mahindra Group,
Kotak Mahindra Finance Ltd. It converted into a commercial bank.

2004 A private equity fund (India Growth Fund) was launched.

2005 A real estate fund was launched by Kotak Group.

2006 The Group bought 25 percent stake held by Goldman Sachs in Kotak Mahindra Capital Company and
Kotak Securities.

2009 A pension fund was launched by the Group under India's National Pension System (NPS).

2014 Kotak Mahindra Bank acquired 15 percent shares in Multi Commodity Exchange of India Limited
 (MCX).

2015 Kotak Mahindra Bank acquired ING Vysya Bank, taking over 93 percent shares. The RBI gave a nod to
the merger.