Utang Bank

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NAMA M.

Romi Bahtiar 5,648,817 278,056


PINJAMAN 150,000,000
BUNGA 0.010 Anuitas Tanggal Jatuh Tempo 28-Apr-25
WAKTU 60 Bulan
Tanggal Realisasi 1-May-15
ANGS. KE POKOK BUNGA JML ANGS SISA KETERANGAN
0 150,000,000
1 1,836,667 1,500,000 3,336,667 148,163,333
2 1,855,034 1,481,633 3,336,667 146,308,299
3 1,873,584 1,463,083 3,336,667 144,434,715
4 1,892,320 1,444,347 3,336,667 142,542,395
5 1,911,243 1,425,424 3,336,667 140,631,152
6 1,930,356 1,406,312 3,336,667 138,700,796
7 1,949,659 1,387,008 3,336,667 136,751,137
8 1,969,156 1,367,511 3,336,667 134,781,981
9 1,988,847 1,347,820 3,336,667 132,793,134
10 2,008,736 1,327,931 3,336,667 130,784,398
11 2,028,823 1,307,844 3,336,667 128,755,575
12 2,049,111 1,287,556 3,336,667 126,706,463
13 2,069,603 1,267,065 3,336,667 124,636,861
14 2,090,299 1,246,369 3,336,667 122,546,562
15 2,111,202 1,225,466 3,336,667 120,435,361
16 2,132,314 1,204,354 3,336,667 118,303,047
17 2,153,637 1,183,030 3,336,667 116,149,410
18 2,175,173 1,161,494 3,336,667 113,974,237
19 2,196,925 1,139,742 3,336,667 111,777,313
20 2,218,894 1,117,773 3,336,667 109,558,419
21 2,241,083 1,095,584 3,336,667 107,317,336
22 2,263,494 1,073,173 3,336,667 105,053,842
23 2,286,129 1,050,538 3,336,667 102,767,713
24 2,308,990 1,027,677 3,336,667 100,458,723

49,541,277 30,538,735 80,080,012 3,004,332,201


Bukit Jimbaran, 1-May-15
Pengelola Simpan Pinjam
Peminjam, Jurusan Akuntansi

M. Romi Bahtiar Drs. Istiarto M.M.A.

NAMA M. Romi Bahtiar


PINJAMAN 200,000,000
BUNGA 0.013 Menurun Tanggal Jatuh Tempo 30-May-27
WAKTU 60 Bulan
Tanggal Realisasi 1-Jun-17 41,667
ANGS. KE POKOK BUNGA JML ANGS SISA KETERANGAN
0 200,000,000
1 3,333,333 2,500,000 5,833,333 196,666,667
2 3,333,333 2,458,333 5,791,667 193,333,333
3 3,333,333 2,416,667 5,750,000 190,000,000
4 3,333,333 2,375,000 5,708,333 186,666,667
5 3,333,333 2,333,333 5,666,667 183,333,333
6 3,333,333 2,291,667 5,625,000 180,000,000
7 3,333,333 2,250,000 5,583,333 176,666,667
8 3,333,333 2,208,333 5,541,667 173,333,333
9 3,333,333 2,166,667 5,500,000 170,000,000
10 3,333,333 2,125,000 5,458,333 166,666,667
11 3,333,333 2,083,333 5,416,667 163,333,333
12 3,333,333 2,041,667 5,375,000 160,000,000
13 3,333,333 2,000,000 5,333,333 156,666,667
14 3,333,333 1,958,333 5,291,667 153,333,333
15 3,333,333 1,916,667 5,250,000 150,000,000
16 3,333,333 1,875,000 5,208,333 146,666,667
17 3,333,333 1,833,333 5,166,667 143,333,333
18 3,333,333 1,791,667 5,125,000 140,000,000
19 3,333,333 1,750,000 5,083,333 136,666,667
20 3,333,333 1,708,333 5,041,667 133,333,333
21 3,333,333 1,666,667 5,000,000 130,000,000
22 3,333,333 1,625,000 4,958,333 126,666,667
23 3,333,333 1,583,333 4,916,667 123,333,333
24 3,333,333 1,541,667 4,875,000 120,000,000

80,000,000 48,500,000 128,500,000 3,800,000,000


Bukit Jimbaran, 1-Jun-17
Pengelola Simpan Pinjam
Peminjam, Jurusan Akuntansi

M. Romi Bahtiar Drs. Istiarto M.M.A.

NAMA M. Romi Bahtiar


PINJAMAN 100,000,000
BUNGA 0.004 Tetap Tanggal Jatuh Tempo 28-Apr-25
WAKTU 36 Bulan
Tanggal Realisasi 1-May-15
ANGS. KE POKOK BUNGA JML ANGS SISA KETERANGAN
0 100,000,000
1 2,777,778 416,667 3,194,444 97,222,222
2 2,777,778 416,667 3,194,444 94,444,444
3 2,777,778 416,667 3,194,444 91,666,667
4 2,777,778 416,667 3,194,444 88,888,889
5 2,777,778 416,667 3,194,444 86,111,111
6 2,777,778 416,667 3,194,444 83,333,333
7 2,777,778 416,667 3,194,444 80,555,556
8 2,777,778 416,667 3,194,444 77,777,778
9 2,777,778 416,667 3,194,444 75,000,000
10 2,777,778 416,667 3,194,444 72,222,222
11 2,777,778 416,667 3,194,444 69,444,444
12 2,777,778 416,667 3,194,444 66,666,667
13 2,777,778 416,667 3,194,444 63,888,889
14 2,777,778 416,667 3,194,444 61,111,111
15 2,777,778 416,667 3,194,444 58,333,333
16 2,777,778 416,667 3,194,444 55,555,556
17 2,777,778 416,667 3,194,444 52,777,778
18 2,777,778 416,667 3,194,444 50,000,000
19 2,777,778 416,667 3,194,444 47,222,222
20 2,777,778 416,667 3,194,444 44,444,444
21 2,777,778 416,667 3,194,444 41,666,667
22 2,777,778 416,667 3,194,444 38,888,889
23 2,777,778 416,667 3,194,444 36,111,111
24 2,777,778 416,667 3,194,444 33,333,333

66,666,667 10,000,000 76,666,667 1,566,666,667


Bukit Jimbaran, 1-May-15
Pengelola Simpan Pinjam
Peminjam, Jurusan Akuntansi

M. Romi Bahtiar Drs. Istiarto M.M.A.


Jurnal :

Tanggal Pinjaman (misal biaya administrasi) Rp 2.000.000


Kas 118,000,000
Biaya Administrasi bank 2,000,000
Utang Bank 120,000,000

Angusuran 1
Utang Bank 1,836,667
Beban Bunga 1,500,000
Kas 3,336,667

Angusuran 2
Utang Bank 1,855,034
Beban Bunga 1,481,633
Kas 3,336,667

Angusuran 3
Utang Bank 1,873,584
Beban Bunga 1,463,083
Kas 3,336,667

41,667 41,667

Jurnal :

Tanggal Pinjaman (misal biaya administrasi) Rp 2.000.000


Kas 198,000,000
Biaya Administrasi bank 2,000,000
Utang Bank 200,000,000

Angusuran 1
Utang Bank 3,333,333
Beban Bunga 2,500,000
Kas 5,833,333

Angusuran 2
Utang Bank 3,333,333
Beban Bunga 2,458,333
Kas 5,791,667

Angusuran 3
Utang Bank 3,333,333
Beban Bunga 2,416,667
Kas 5,750,000

Jurnal :

Tanggal Pinjaman (misal biaya administrasi) Rp 2.000.000


Kas 118,000,000
Biaya Administrasi bank 2,000,000
Utang Bank 120,000,000

Angusuran 1
Utang Bank 2,777,778
Beban Bunga 416,667
Kas 3,194,444

Angusuran 2
Utang Bank 2,777,778
Beban Bunga 416,667
Kas 3,194,444

Angusuran 3
Utang Bank 2,777,778
Beban Bunga 416,667
Kas 3,194,444
TABEL ANGSURAN PINJAMAN
BUNGA 20 % ANUITAS PER TAHUN
NO. PINJAMAN 10 12 20 24 30 36 48 60
1 500,000 54,697 46,317 29,604 25,448 21,315 18,582 15,215 13,247
2 1,000,000 109,394 92,635 59,207 50,896 42,630 37,164 30,430 26,494
3 1,500,000 164,091 138,952 88,811 76,344 63,944 55,745 45,646 39,741
4 2,000,000 218,788 185,269 118,414 101,792 85,259 74,327 60,861 52,988
5 2,500,000 273,485 231,586 148,018 127,240 106,574 92,909 76,076 66,235
6 3,000,000 328,182 277,904 177,621 152,687 127,889 111,491 91,291 79,482
7 3,500,000 382,878 324,221 207,225 178,135 149,204 130,073 106,506 92,729
8 4,000,000 437,575 370,538 236,829 203,583 170,518 148,654 121,721 105,976
9 4,500,000 492,272 416,855 266,432 229,031 191,833 167,236 136,937 119,222
10 5,000,000 546,969 463,173 296,036 254,479 213,148 185,818 152,152 132,469
11 5,500,000 601,666 509,490 325,639 279,927 234,463 204,400 167,367 145,716
12 6,000,000 656,363 555,807 355,243 305,375 255,778 222,982 182,582 158,963
13 6,500,000 711,060 602,124 384,847 330,823 277,092 241,563 197,797 172,210
14 7,000,000 765,757 648,442 414,450 356,271 298,407 260,145 213,013 185,457
15 7,500,000 820,454 694,759 444,054 381,719 319,722 278,727 228,228 198,704
16 8,000,000 875,151 741,076 473,657 407,166 341,037 297,309 243,443 211,951
17 8,500,000 929,848 787,393 503,261 432,614 362,352 315,890 258,658 225,198
18 9,000,000 984,545 833,711 532,864 458,062 383,666 334,472 273,873 238,445
19 9,500,000 1,039,241 880,028 562,468 483,510 404,981 353,054 289,088 251,692
20 10,000,000 1,093,938 926,345 592,072 508,958 426,296 371,636 304,304 264,939
21 10,500,000 1,148,635 972,662 621,675 534,406 447,611 390,218 319,519 278,186
22 11,000,000 1,203,332 1,018,980 651,279 559,854 468,926 408,799 334,734 291,433
23 11,500,000 1,258,029 1,065,297 680,882 585,302 490,240 427,381 349,949 304,680
24 12,000,000 1,312,726 1,111,614 710,486 610,750 511,555 445,963 365,164 317,927
25 12,500,000 1,367,423 1,157,931 740,090 636,198 532,870 464,545 380,380 331,174
26 13,000,000 1,422,120 1,204,249 769,693 661,645 554,185 483,127 395,595 344,420
27 13,500,000 1,476,817 1,250,566 799,297 687,093 575,500 501,708 410,810 357,667
28 14,000,000 1,531,514 1,296,883 828,900 712,541 596,814 520,290 426,025 370,914
29 14,500,000 1,586,211 1,343,200 858,504 737,989 618,129 538,872 441,240 384,161
30 15,000,000 1,640,908 1,389,518 888,107 763,437 639,444 557,454 456,455 397,408
31 15,500,000 1,695,605 1,435,835 917,711 788,885 660,759 576,036 471,671 410,655
32 16,000,000 1,750,301 1,482,152 947,315 814,333 682,074 594,617 486,886 423,902
33 16,500,000 1,804,998 1,528,469 976,918 839,781 703,388 613,199 502,101 437,149
34 17,000,000 1,859,695 1,574,787 1,006,522 865,229 724,703 631,781 517,316 450,396
35 17,500,000 1,914,392 1,621,104 1,036,125 890,677 746,018 650,363 532,531 463,643
36 18,000,000 1,969,089 1,667,421 1,065,729 916,124 767,333 668,945 547,747 476,890
37 18,500,000 2,023,786 1,713,738 1,095,333 941,572 788,647 687,526 562,962 490,137
38 19,000,000 2,078,483 1,760,056 1,124,936 967,020 809,962 706,108 578,177 503,384
39 19,500,000 2,133,180 1,806,373 1,154,540 992,468 831,277 724,690 593,392 516,631
40 20,000,000 2,187,877 1,852,690 1,184,143 1,017,916 852,592 743,272 608,607 529,878
Bukit Jimbaran, 11 Oktober 2007
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

TABEL ANGSURAN PINJAMAN


BUNGA 18 % ANUITAS PER TAHUN (1,5 % PER BLN)
NO. PINJAMAN 10 12 20 24 30 36 48 60
1 500,000 54,217 45,840 29,123 24,962 20,820 18,076 14,687 12,697
2 1,000,000 108,434 91,680 58,246 49,924 41,639 36,152 29,375 25,393
3 1,500,000 162,651 137,520 87,369 74,886 62,459 54,229 44,062 38,090
4 2,000,000 216,868 183,360 116,491 99,848 83,278 72,305 58,750 50,787
5 2,500,000 271,085 229,200 145,614 124,810 104,098 90,381 73,437 63,484
6 3,000,000 325,303 275,040 174,737 149,772 124,918 108,457 88,125 76,180
7 3,500,000 379,520 320,880 203,860 174,734 145,737 126,533 102,812 88,877
8 4,000,000 433,737 366,720 232,983 199,696 166,557 144,610 117,500 101,574
9 4,500,000 487,954 412,560 262,106 224,658 187,376 162,686 132,187 114,270
10 5,000,000 542,171 458,400 291,229 249,621 208,196 180,762 146,875 126,967
11 5,500,000 596,388 504,240 320,352 274,583 229,016 198,838 161,562 139,664
12 6,000,000 650,605 550,080 349,474 299,545 249,835 216,914 176,250 152,361
13 6,500,000 704,822 595,920 378,597 324,507 270,655 234,991 190,937 165,057
14 7,000,000 759,039 641,760 407,720 349,469 291,474 253,067 205,625 177,754
15 7,500,000 813,256 687,600 436,843 374,431 312,294 271,143 220,312 190,451
16 8,000,000 867,473 733,440 465,966 399,393 333,114 289,219 235,000 203,147
17 8,500,000 921,691 779,280 495,089 424,355 353,933 307,295 249,687 215,844
18 9,000,000 975,908 825,120 524,212 449,317 374,753 325,372 264,375 228,541
19 9,500,000 1,030,125 870,960 553,334 474,279 395,572 343,448 279,062 241,238
20 10,000,000 1,084,342 916,800 582,457 499,241 416,392 361,524 293,750 253,934
21 10,500,000 1,138,559 962,640 611,580 524,203 437,211 379,600 308,437 266,631
22 11,000,000 1,192,776 1,008,480 640,703 549,165 458,031 397,676 323,125 279,328
23 11,500,000 1,246,993 1,054,320 669,826 574,127 478,851 415,753 337,812 292,024
24 12,000,000 1,301,210 1,100,160 698,949 599,089 499,670 433,829 352,500 304,721
25 12,500,000 1,355,427 1,146,000 728,072 624,051 520,490 451,905 367,187 317,418
26 13,000,000 1,409,644 1,191,840 757,195 649,013 541,309 469,981 381,875 330,115
27 13,500,000 1,463,861 1,237,680 786,317 673,975 562,129 488,057 396,562 342,811
28 14,000,000 1,518,078 1,283,520 815,440 698,937 582,949 506,134 411,250 355,508
29 14,500,000 1,572,296 1,329,360 844,563 723,899 603,768 524,210 425,937 368,205
30 15,000,000 1,626,513 1,375,200 873,686 748,862 624,588 542,286 440,625 380,901
31 15,500,000 1,680,730 1,421,040 902,809 773,824 645,407 560,362 455,312 393,598
32 16,000,000 1,734,947 1,466,880 931,932 798,786 666,227 578,438 470,000 406,295
33 16,500,000 1,789,164 1,512,720 961,055 823,748 687,047 596,515 484,687 418,992
34 17,000,000 1,843,381 1,558,560 990,178 848,710 707,866 614,591 499,375 431,688
35 17,500,000 1,897,598 1,604,400 1,019,300 873,672 728,686 632,667 514,062 444,385
36 18,000,000 1,951,815 1,650,240 1,048,423 898,634 749,505 650,743 528,750 457,082
37 18,500,000 2,006,032 1,696,080 1,077,546 923,596 770,325 668,819 543,437 469,778
38 19,000,000 2,060,249 1,741,920 1,106,669 948,558 791,145 686,896 558,125 482,475
39 19,500,000 2,114,466 1,787,760 1,135,792 973,520 811,964 704,972 572,812 495,172
40 20,000,000 2,168,684 1,833,600 1,164,915 998,482 832,784 723,048 587,500 507,869
Bukit Jimbaran, 23 Pebruari 2011
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

TABEL ANGSURAN PINJAMAN


BUNGA 16 % ANUITAS PER TAHUN
NO. PINJAMAN 10 12 20 24 30 36 48 60
1 500,000 53,739 45,365 28,647 24,482 20,331 17,579 14,170 12,159
2 1,000,000 107,479 90,731 57,293 48,963 40,662 35,157 28,340 24,318
3 1,500,000 161,218 136,096 85,940 73,445 60,993 52,736 42,510 36,477
4 2,000,000 214,958 181,462 114,587 97,926 81,324 70,314 56,681 48,636
5 2,500,000 268,697 226,827 143,233 122,408 101,655 87,893 70,851 60,795
6 3,000,000 322,437 272,193 171,880 146,889 121,986 105,471 85,021 72,954
7 3,500,000 376,176 317,558 200,526 171,371 142,317 123,050 99,191 85,113
8 4,000,000 429,916 362,923 229,173 195,852 162,648 140,628 113,361 97,272
9 4,500,000 483,655 408,289 257,820 220,334 182,979 158,207 127,531 109,431
10 5,000,000 537,395 453,654 286,466 244,816 203,310 175,785 141,701 121,590
11 5,500,000 591,134 499,020 315,113 269,297 223,641 193,364 155,872 133,749
12 6,000,000 644,874 544,385 343,760 293,779 243,972 210,942 170,042 145,908
13 6,500,000 698,613 589,751 372,406 318,260 264,304 228,521 184,212 158,067
14 7,000,000 752,353 635,116 401,053 342,742 284,635 246,099 198,382 170,226
15 7,500,000 806,092 680,481 429,699 367,223 304,966 263,678 212,552 182,385
16 8,000,000 859,832 725,847 458,346 391,705 325,297 281,256 226,722 194,544
17 8,500,000 913,571 771,212 486,993 416,186 345,628 298,835 240,892 206,703
18 9,000,000 967,311 816,578 515,639 440,668 365,959 316,413 255,063 218,863
19 9,500,000 1,021,050 861,943 544,286 465,150 386,290 333,992 269,233 231,022
20 10,000,000 1,074,790 907,309 572,933 489,631 406,621 351,570 283,403 243,181
21 10,500,000 1,128,529 952,674 601,579 514,113 426,952 369,149 297,573 255,340
22 11,000,000 1,182,269 998,039 630,226 538,594 447,283 386,727 311,743 267,499
23 11,500,000 1,236,008 1,043,405 658,872 563,076 467,614 404,306 325,913 279,658
24 12,000,000 1,289,748 1,088,770 687,519 587,557 487,945 421,884 340,083 291,817
25 12,500,000 1,343,487 1,134,136 716,166 612,039 508,276 439,463 354,254 303,976
26 13,000,000 1,397,227 1,179,501 744,812 636,520 528,607 457,041 368,424 316,135
27 13,500,000 1,450,966 1,224,867 773,459 661,002 548,938 474,620 382,594 328,294
28 14,000,000 1,504,706 1,270,232 802,106 685,484 569,269 492,198 396,764 340,453
29 14,500,000 1,558,445 1,315,597 830,752 709,965 589,600 509,777 410,934 352,612
30 15,000,000 1,612,185 1,360,963 859,399 734,447 609,931 527,355 425,104 364,771
31 15,500,000 1,665,924 1,406,328 888,046 758,928 630,262 544,934 439,274 376,930
32 16,000,000 1,719,664 1,451,694 916,692 783,410 650,593 562,513 453,444 389,089
33 16,500,000 1,773,403 1,497,059 945,339 807,891 670,924 580,091 467,615 401,248
34 17,000,000 1,827,143 1,542,425 973,985 832,373 691,255 597,670 481,785 413,407
35 17,500,000 1,880,882 1,587,790 1,002,632 856,854 711,586 615,248 495,955 425,566
36 18,000,000 1,934,622 1,633,155 1,031,279 881,336 731,917 632,827 510,125 437,725
37 18,500,000 1,988,361 1,678,521 1,059,925 905,818 752,249 650,405 524,295 449,884
38 19,000,000 2,042,101 1,723,886 1,088,572 930,299 772,580 667,984 538,465 462,043
39 19,500,000 2,095,840 1,769,252 1,117,219 954,781 792,911 685,562 552,635 474,202
40 20,000,000 2,149,580 1,814,617 1,145,865 979,262 813,242 703,141 566,806 486,361
Bukit Jimbaran, 23 Pebruari 2011
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

TABEL ANGSURAN PINJAMAN


BUNGA 15 % ANUITAS PER TAHUN
NO. PINJAMAN 12 24 36 48 60 72 96 120
1 500,000 45,129 24,243 17,333 13,915 11,895 10,573 8,973 8,067
2 1,000,000 90,258 48,487 34,665 27,831 23,790 21,145 17,945 16,133
3 1,500,000 135,387 72,730 51,998 41,746 35,685 31,718 26,918 24,200
4 2,000,000 180,517 96,973 69,331 55,661 47,580 42,290 35,891 32,267
5 2,500,000 225,646 121,217 86,663 69,577 59,475 52,863 44,864 40,334
6 3,000,000 270,775 145,460 103,996 83,492 71,370 63,435 53,836 48,400
7 3,500,000 315,904 169,703 121,329 97,408 83,265 74,008 62,809 56,467
8 4,000,000 361,033 193,947 138,661 111,323 95,160 84,580 71,782 64,534
9 4,500,000 406,162 218,190 155,994 125,238 107,055 95,153 80,754 72,601
10 5,000,000 451,292 242,433 173,327 139,154 118,950 105,725 89,727 80,667
11 5,500,000 496,421 266,677 190,659 153,069 130,845 116,298 98,700 88,734
12 6,000,000 541,550 290,920 207,992 166,984 142,740 126,870 107,672 96,801
13 6,500,000 586,679 315,163 225,325 180,900 154,635 137,443 116,645 104,868
14 7,000,000 631,808 339,407 242,657 194,815 166,530 148,015 125,618 112,934
15 7,500,000 676,937 363,650 259,990 208,731 178,424 158,588 134,591 121,001
16 8,000,000 722,066 387,893 277,323 222,646 190,319 169,160 143,563 129,068
17 8,500,000 767,196 412,137 294,655 236,561 202,214 179,733 152,536 137,135
18 9,000,000 812,325 436,380 311,988 250,477 214,109 190,305 161,509 145,201
19 9,500,000 857,454 460,623 329,321 264,392 226,004 200,878 170,481 153,268
20 10,000,000 902,583 484,866 346,653 278,307 237,899 211,450 179,454 161,335
21 10,500,000 947,712 509,110 363,986 292,223 249,794 222,023 188,427 169,402
22 11,000,000 992,841 533,353 381,319 306,138 261,689 232,595 197,399 177,468
23 11,500,000 1,037,971 557,596 398,651 320,054 273,584 243,168 206,372 185,535
24 12,000,000 1,083,100 581,840 415,984 333,969 285,479 253,740 215,345 193,602
25 12,500,000 1,128,229 606,083 433,317 347,884 297,374 264,313 224,318 201,669
26 13,000,000 1,173,358 630,326 450,649 361,800 309,269 274,885 233,290 209,735
27 13,500,000 1,218,487 654,570 467,982 375,715 321,164 285,458 242,263 217,802
28 14,000,000 1,263,616 678,813 485,315 389,630 333,059 296,030 251,236 225,869
29 14,500,000 1,308,746 703,056 502,647 403,546 344,954 306,603 260,208 233,936
30 15,000,000 1,353,875 727,300 519,980 417,461 356,849 317,175 269,181 242,002
31 15,500,000 1,399,004 751,543 537,313 431,377 368,744 327,748 278,154 250,069
32 16,000,000 1,444,133 775,786 554,645 445,292 380,639 338,320 287,126 258,136
33 16,500,000 1,489,262 800,030 571,978 459,207 392,534 348,893 296,099 266,203
34 17,000,000 1,534,391 824,273 589,311 473,123 404,429 359,465 305,072 274,269
35 17,500,000 1,579,520 848,516 606,643 487,038 416,324 370,038 314,045 282,336
36 18,000,000 1,624,650 872,760 623,976 500,953 428,219 380,610 323,017 290,403
37 18,500,000 1,669,779 897,003 641,309 514,869 440,114 391,183 331,990 298,470
38 19,000,000 1,714,908 921,246 658,641 528,784 452,009 401,755 340,963 306,536
39 19,500,000 1,760,037 945,490 675,974 542,700 463,904 412,328 349,935 314,603
40 20,000,000 1,805,166 969,733 693,307 556,615 475,799 422,900 358,908 322,670
Bukit Jimbaran, 1 Juni 2014
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

TABEL ANGSURAN PINJAMAN


BUNGA 14 % ANUITAS PER TAHUN
NO. PINJAMAN 12 24 36 48 60 72 96 120
1 500,000 44,894 24,006 17,089 13,663 11,634 10,303 8,686 7,763
2 1,000,000 89,787 48,013 34,178 27,326 23,268 20,606 17,372 15,527
3 1,500,000 134,681 72,019 51,266 40,990 34,902 30,909 26,057 23,290
4 2,000,000 179,574 96,026 68,355 54,653 46,537 41,211 34,743 31,053
5 2,500,000 224,468 120,032 85,444 68,316 58,171 51,514 43,429 38,817
6 3,000,000 269,361 144,039 102,533 81,979 69,805 61,817 52,115 46,580
7 3,500,000 314,255 168,045 119,622 95,643 81,439 72,120 60,800 54,343
8 4,000,000 359,148 192,052 136,711 109,306 93,073 82,423 69,486 62,107
9 4,500,000 404,042 216,058 153,799 122,969 104,707 92,726 78,172 69,870
10 5,000,000 448,936 240,064 170,888 136,632 116,341 103,029 86,858 77,633
11 5,500,000 493,829 264,071 187,977 150,296 127,975 113,332 95,543 85,397
12 6,000,000 538,723 288,077 205,066 163,959 139,610 123,634 104,229 93,160
13 6,500,000 583,616 312,084 222,155 177,622 151,244 133,937 112,915 100,923
14 7,000,000 628,510 336,090 239,243 191,285 162,878 144,240 121,601 108,687
15 7,500,000 673,403 360,097 256,332 204,949 174,512 154,543 130,286 116,450
16 8,000,000 718,297 384,103 273,421 218,612 186,146 164,846 138,972 124,213
17 8,500,000 763,190 408,110 290,510 232,275 197,780 175,149 147,658 131,976
18 9,000,000 808,084 432,116 307,599 245,938 209,414 185,452 156,344 139,740
19 9,500,000 852,978 456,122 324,687 259,602 221,048 195,755 165,029 147,503
20 10,000,000 897,871 480,129 341,776 273,265 232,683 206,057 173,715 155,266
21 10,500,000 942,765 504,135 358,865 286,928 244,317 216,360 182,401 163,030
22 11,000,000 987,658 528,142 375,954 300,591 255,951 226,663 191,087 170,793
23 11,500,000 1,032,552 552,148 393,043 314,254 267,585 236,966 199,772 178,556
24 12,000,000 1,077,445 576,155 410,132 327,918 279,219 247,269 208,458 186,320
25 12,500,000 1,122,339 600,161 427,220 341,581 290,853 257,572 217,144 194,083
26 13,000,000 1,167,233 624,167 444,309 355,244 302,487 267,875 225,830 201,846
27 13,500,000 1,212,126 648,174 461,398 368,907 314,121 278,177 234,515 209,610
28 14,000,000 1,257,020 672,180 478,487 382,571 325,756 288,480 243,201 217,373
29 14,500,000 1,301,913 696,187 495,576 396,234 337,390 298,783 251,887 225,136
30 15,000,000 1,346,807 720,193 512,664 409,897 349,024 309,086 260,573 232,900
31 15,500,000 1,391,700 744,200 529,753 423,560 360,658 319,389 269,258 240,663
32 16,000,000 1,436,594 768,206 546,842 437,224 372,292 329,692 277,944 248,426
33 16,500,000 1,481,487 792,213 563,931 450,887 383,926 339,995 286,630 256,190
34 17,000,000 1,526,381 816,219 581,020 464,550 395,560 350,298 295,316 263,953
35 17,500,000 1,571,275 840,225 598,109 478,213 407,194 360,600 304,001 271,716
36 18,000,000 1,616,168 864,232 615,197 491,877 418,829 370,903 312,687 279,480
37 18,500,000 1,661,062 888,238 632,286 505,540 430,463 381,206 321,373 287,243
38 19,000,000 1,705,955 912,245 649,375 519,203 442,097 391,509 330,059 295,006
39 19,500,000 1,750,849 936,251 666,464 532,866 453,731 401,812 338,744 302,770
40 20,000,000 1,795,742 960,258 683,553 546,530 465,365 412,115 347,430 310,533
Bukit Jimbaran, 1 Juni 2014
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

TABEL ANGSURAN PINJAMAN


BUNGA 12 % ANUITAS PER TAHUN
NO. PINJAMAN 12 24 36 48 60 72 96 120
1 500,000 44,424 23,537 16,607 13,167 11,122 9,775 8,126 7,174
2 1,000,000 88,849 47,073 33,214 26,334 22,244 19,550 16,253 14,347
3 1,500,000 133,273 70,610 49,821 39,501 33,367 29,325 24,379 21,521
4 2,000,000 177,698 94,147 66,429 52,668 44,489 39,100 32,506 28,694
5 2,500,000 222,122 117,684 83,036 65,835 55,611 48,875 40,632 35,868
6 3,000,000 266,546 141,220 99,643 79,002 66,733 58,651 48,759 43,041
7 3,500,000 310,971 164,757 116,250 92,168 77,856 68,426 56,885 50,215
8 4,000,000 355,395 188,294 132,857 105,335 88,978 78,201 65,011 57,388
9 4,500,000 399,820 211,831 149,464 118,502 100,100 87,976 73,138 64,562
10 5,000,000 444,244 235,367 166,072 131,669 111,222 97,751 81,264 71,735
11 5,500,000 488,668 258,904 182,679 144,836 122,344 107,526 89,391 78,909
12 6,000,000 533,093 282,441 199,286 158,003 133,467 117,301 97,517 86,083
13 6,500,000 577,517 305,978 215,893 171,170 144,589 127,076 105,643 93,256
14 7,000,000 621,942 329,514 232,500 184,337 155,711 136,851 113,770 100,430
15 7,500,000 666,366 353,051 249,107 197,504 166,833 146,626 121,896 107,603
16 8,000,000 710,790 376,588 265,714 210,671 177,956 156,402 130,023 114,777
17 8,500,000 755,215 400,125 282,322 223,838 189,078 166,177 138,149 121,950
18 9,000,000 799,639 423,661 298,929 237,005 200,200 175,952 146,276 129,124
19 9,500,000 844,063 447,198 315,536 250,171 211,322 185,727 154,402 136,297
20 10,000,000 888,488 470,735 332,143 263,338 222,444 195,502 162,528 143,471
21 10,500,000 932,912 494,271 348,750 276,505 233,567 205,277 170,655 150,644
22 11,000,000 977,337 517,808 365,357 289,672 244,689 215,052 178,781 157,818
23 11,500,000 1,021,761 541,345 381,965 302,839 255,811 224,827 186,908 164,992
24 12,000,000 1,066,185 564,882 398,572 316,006 266,933 234,602 195,034 172,165
25 20,000,000 1,776,976 941,469 664,286 526,677 444,889 391,004 325,057 286,942
Bukit Jimbaran, 1 Juni 2014
Pengelola Simpan Pinjam
Jurusan Akuntansi

Drs. Istiarto, M.M.A.

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