Payment Processing Expertise

New York USA

London UK
Munich Germany
Zug Switzerland
 Key Areas of Expertise in Building
Payment Solutions

Card
Issuer Acquirer Gateway Merchant
network

• Mobile banking • Visa & • Core banking • Integration with • Online/mobile

system MasterCard system gateways payments
• Customer certification implementation
• Hosted/mercha • Kiosk terminals
retention • Acquiring nt solutions
• POS services
programs gateway
• DMS/SMS
implementation • Payment plans
• White label transactions
solutions
• Tokenization
Case Studies and Expertise

3
Gateway Integration Experience
Our clients are both merchants and international card acquirers who decided
to start businesses or replace an existing payment gateway.

Highlights:
• More than 15 years of integration with payment gateways
• Successfully integrated with more than 20 different payment gateways
• Among our clients are international card acquirers that are principle
members of VISA and MasterCard
Case Study

Online Banking Platform

An innovative U.S.-based provider of payment and money management
services, acting on behalf of an international card issuer.

Highlights:
DataArt designed an end-to-end banking solution integrated with a leading
card issuer.

The solution provides:

• Extensive online services: web and mobile access, instant notifications,
virtual checkbook, money deposit and transfer capabilities, savings
account, cell phone refill etc.
• Easy to use administration panel: content and program management
tools, CSR screens, partner access and analytics
• The solution is fully compliant to PCI DSS
Case Study

Card Acquiring Platform Integration

The client is a card acquirer acting as a third party between merchants and
banks. DataArt replaced the existing gateway connecting merchants to the
acquirer host with the new one.

Highlights:
• DataArt designed a B2B solution with a gateway adaptor
• The adaptor protects merchant investments into their infrastructure
• The new gateway can be used without any change in the existing
equipment
• Switching to the new gateway was smooth and seamless for the
merchants
Case Study

E-Merchant Solution
E-commerce platform with merchant portal with payment integration and
customer payment application.

Highlights:
• The buyer maintains a single account hosted on Keyshare’s cloud servers
and links directly into the buyer’s PayPal account
• Allows chain payments and supports automatic money transfer to
merchant referral via PayPal and other types of profit sharing
• Supports rollback of transaction and keeps full audit trail
• Enables inventory management to track inventory levels,
orders, sales and deliveries
• Keyshare’s Augmented Reality (ARL) enables the merchant to connect
the convenience of online services to any medium, including print,
television and email, and sell its good and services in a secure way
Case Study

Property Management System

The client is a UK-based hospitality and travel software provider, delivering
SaaS solutions to small and mid-size hotels. The company’s main product is
a complete property management software system with integrated online
booking engine.

Highlights:
DataArt provided integration of the existing property management system
with multiple external systems:
• Cubilis channel management system enabled to increase efficiency in
informing potential visitors about the number of rooms available
• A wide range of payment gateways including:

• CardSave

• DataCash

• InternetSecure
• Payment gateway integrations allow the PMS to process charges including
payments for bookings and deposits to credit cards automatically and
seamlessly
Case Study

Content Reward Platform

The client is a Bitcoin pioneering company, building the
ecosystem of products around the Bitcoin technology.
The client offers a platform for rewarding content or authors in
Instagram and YouTube with fiat (i.e. traditional) money or
Bitcoins. Content authors get their own bitcoin address and a
private account, where the rewards are accumulated. The authors
are able to see the balance and retrieve the reward from the
system. Information about all rewards is saved in the smart
Ethereum contract and is publicly traceable.
Highlights:
• Integration with bitcoin payment processor;
• Integration with Stripe, Google Pay and Apple Pay for
receiving fiat money;
• Integration with Instagram and YouTube API for receiving
information about content authors;
• Mobile-first Single Page Application with Server Side
Rendering.

Technology:
• Web portion is built using Angular;
• Back-end and database are built using Java Spring Boot;
• Mongo Database;
• Amazon Web Services as vendor of application services;
• Docker as a containerization platform;
• Ethereum contract for saving information about rewards.
Case Study

Doo’Nation App
DataArt team developed the special prize winning Doo’Nation application that
allows charities signing up to receive donations through the app. The app
can be used by anyone who wants to make their donation to their favorite
charities or organizations.

Highlights:
• Transactions to charity organizations within three taps
• Consumers can follow the money trail for any charitable donation they
wish to make
• Digital receipt for the donation in real-time
• Integrated with Figo gateway for direct money transfer from the user’s
deposit account without using a credit card account
• Companion version for wearables
Case Study

Retail Payment System

One of the biggest online retailers in the UK.

Highlights:
• Integrated with DataCash, Chase Payments (Credit/Debit Cards) and PayPal
• Works with 3 web-shops
• Allows processing millions of orders daily as well as making complex payments reconciliations
• All payments are processed through JMS
• Clients’ orders go through the database integrated with the payment and refund applications. These tools collect necessary information and execute final
payments
• Call requests are authorized through SSL and tokenization.
Case Study

Online Booking System

The client is a Canadian provider of an innovative suite of cloud-based
software solutions for the hospitality industry.

Highlights:
DataArt built an interactive payment authorization platform. The service helps
to avoid human error since there is no need to process payments via credit
card authorization forms.

Payment gateways integration:

• Shfit4
• FuseBox
• FAC
• Authorize.NET
• Elavon
• Beanstream
Case Study

Point-of-Sale Platform
Bematech is the leading international provider of complete and customizable
Point-of-Sale (POS) solutions, including All-in-Ones, kitchen display systems,
cash drawers, scanners, printers, touch monitors, customer displays and
more.

DataArt in collaboration with Bematech developed the point-of-sale platform,

which consists of two parts:
• A web application that enables users to track and manage their stock,
sales and delivery processes
• A cash register Android app

Business Benefits:
• The system integrates functionality previously provided by various different
systems
• The functionality is provided through a cloud-based, accessible IT
infrastructure that can be downloaded to any Bematech Android All-in-One
terminal or customer preferred Android mobile device
Case Study

Money Transfer System

The client provides funds transfer services for the retail market, including
international money transfers with currency conversion

Highlights:
DataArt developed an application for initiating fund transfers and tracking
their statuses. The end-user can send cash to relatives and friends. The
system allows online FX conversion with attractive rates and cash home
delivery which is especially convenient for elderly recipients living in a
countryside.

• Integration with a clearing house, as well as with external payment

gateways to enable money transfers from the cards
• Domestic and international money transfers
• Multiple transfer types – bank account, cash or cards
• Multiple options for delivery – directly to a bank account, cash pick up or
home delivery
• Transparent flow of funds: the user can track the transfer route
• The user can contact the company service desk in case they have any
questions
Case Study

Cryptocurrency Exchange Platform

The client provides cryptocurrency exchange services around the world.

Highlights:
DataArt implemented a cryptocurrency exchange platform with the following
functionality:
• Numerous input and output systems with a commission fee from 0% to
4%
• Major types of fiat currencies (USD, EUR and other) and 4 crypto
currencies (BTC, LTC, DOGE and CLR) are available
• Integration with major payment systems
• Easy to use public and trade API to automate trading history tracking
Case Study

White Label Banking Solution

The customer partners with large brands and manages issuing of loyalty
cards to give their members special privileges. DataArt developed a
customized white label solution based on an existing issuer system.

Highlights:
• User portal accessible from iPhones, iPads, Android smartphones and
tablets
• Mobile banking services for cardholders with additional benefits (rewards,
loyalty programs)
• Administrative area with CMS and white label management functionality
• End-to-end user tracking, analytics and management reporting
• Data and network security (data encryption, secure communications, etc.)
Case Study

Visa & MasterCard Acquirer

Certification
The client is an online payment processing service provider, a Principal
Member of Visa and MasterCard. The client needed to certify their payment
processing system within Visa and MasterCard.

Highlights:
• The project covered two phases:

• Phase 1 – certification preparation

• Phase 2 – payment system certification

• Reduced time needed for the pre-certification test cycles
• Improved certification efficiency while accelerated time-to market
Case Study

Acquiring Solution Test Automation

A product company developing and implementing payment processing
software that is used by card issuing and acquiring firms.

Highlights:
DataArt designed a solution for automated testing of the fee calculation
engine.

The solution provides:

• Calculation of VISA and MasterCard complex rules for applying service
and interchange fees
• Calculation of fees covering rules in the countries where the client
business is
• Automatic testing in all cases in which manual testing is not feasible
within a reasonable time frame
Case Study

Patient Intake Payment Processing

The client provides a solution that improves the patient check-in process in
hospitals.

Highlights:
• Patient intake solution on a wireless touchscreen pad allows patients to
enter information straight into the system
• Patients can enter information at home using the patient portal
• Flexible payment system:

• pay or co-pay via the web portal

• pay or co-pay by swiping a credit or debit card right on the pad

• pay by check or cash at reception and have staff log the payment
information into the system
• PCI DSS compliant payment module with hardware encryption module
enables a patient to create a payment plan to pay by installments: a credit
card is charged automatically in accordance with the payment plan
Case Study

Payments Processing with

Cybersource
The customer is a leading international business school located in the US.
DataArt developed a custom solution for electronic payment processing using
CyberSource payment services

Highlights:
• Integration with Salesforce CRM provides flexible means for completing a
variety payments tasks
• Several payment methods for students including bank transfers and online
payments by credit cards are available
• A new customer-facing site for credit card payments
• Users can view an invoice online and pay for it fully or partially by credit
card
• The payment is followed by a confirmation email with receipt, also
accessible online
Case Study

Welfare Payment Tracking Mobile App

DataArt designed an app that works with governments, public services, and non-government organizations and offers them highly secure ways to make
payments with the help of mobile devices.

Highlights
• Distribute value more accurately, securely
and efficiently to beneficiaries.
• Digital identity and fraud prevention.
• Provide rich data, facilitating improved
policy guidance.
• Reduce transaction and service costs.
• Support different types of sales
processes:
• E-wallet
• POS
Security and Compliance
The challenge:
Securing the payment solutions is not only sensible, but also compulsory due to PCI security standards.
Becoming compliant takes effort and expertise, and DataArt is well-positioned to help clients with the process.

Our services:
Penetration testing
fully evaluates a system’s security by
simulating actions of a malicious user
Compliance management Vulnerability assessment
helps to become compliant with major makes it possible to identify, quantify and
security standards (PCI DSS, HIPAA, CCHIT, prioritize vulnerabilities in applications and
GLBA, etc.) networks

Security code review

helps developers address the root cause of Risk identification and evaluation Security consulting
security problems during the application assesses IT risks in an organization and provides ongoing support with secure system
development process proposes security controls and safeguards design and other security-related activities

DataArt utilizes OSSTMM, OWASP, WASC, and other resources in its proprietary assessment methodology
Why DataArt
Commendations
The DataArt – Nasdaq combination is great for what
we were trying to accomplish with our trading floor.
The new system has been amazing in terms of
performance; it is lightning fast, compliant, and
handles the workflow for our brokers in a
tremendous way.
Kevin Kennedy
SVP and Head of U.S. Options
Nasdaq
All trademarks are the property of their respective owners
DataArt is an invaluable strategic partner for Monex Europe.
We trust DataArt to deliver all of our business systems
developments and to ensure reliable, secure delivery of our IT
based products and services internally and to our clients. We
also rely on DataArt for their industry knowledge, advice and
support at all times.
Shelton Fray
Director and Co-founder
Monex Europe
Commendations
Our decision to work with DataArt was based on
their understanding of our sector, depth of technical
capabilities, and real drive for creating a true
partnership model. They are a great organization to
work with and are helping us to deliver on the vision
of our technical roadmap.
Neil Patel
IT Director
Apax Partners
All trademarks are the property of their respective owners
With DataArt’s support, Valphi can now bring to
market a platform that merges the latest
developments in financial services data with a
visualized user experience that enables and
encourages the human brain to identify and exploit
trends.
Emmanuel Dayan
Managing Partner
Valphi
Success Stories

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Thank you!