Professional Documents
Culture Documents
Computer Quest
Computer Quest
Computer Quest
6) The debit payment system that works on the principle of multiple debits and a single
credit:
a) debit clearing
b) electronic debit clearing
c) electronic clearing
d) electronic clearing service
e) none of the above
7) The electronic system through which a company or a mutual fund can make payment
of dividend to a large number of shareholders or unit holders:
a) MICR
b) Truncation
c) Debit Clearing System
d) Credit Clearing System
e) None of the above
9) The transaction limit under mobile banking is Rs.________ per customer for
transactions involving purchase of goods and services and transfer of funds:
a) 50000
b) 25000
c) 10000
d) 5000
e) Bank's discretion
10) The sub-section (5) of the Section 25 of the Payment and Settlement Systems Act,
2007 provides for _________ of electronic funds transfer instruction, or both for dishonour of
such electronic funds transfer instructions.
a) imprisonment of 2 years and fine twice the amount
b) imprisonment of 1 year and fine twice the amount
c) imprisonment of 2 years and fine equal to the amount
d) imprisonment of 1 year and fine equal to the amount
e) imprisonment of 2 years and fine thrice the amount
5) RBI's VSAT network called Indian Financial Network (INFINET) has been set up at
Hyderabad on recommendations of:
a) TN Anantharam Iyer Committee
b) 2nd Rangarajan Committee
c) Saraf Committee
d) Shere Committee
e) None of the above
10) In India, SWIFT is operating for quite long. Which of the following is correct?
a) Regional Processor is at Mumbai
b) All public sector banks are its members
c) Banks are connected to Regional Processor
d) All the above
e) None of the above
1) There are a number of slots in the ATM for various purposes. Which of the following
is not one such slot?
a) deposit slot
b) cash dispenser
c) card reader
d) PIN
e) none of the above
6) Where funds are loaded in a card to use these as cash, in case of need, it is called:
a) smart card
b) electronic cheque
c) electronic purse
d) electronic cash
e) none of the above
7) When the card holder authorises payment by typing his PIN and his bank account is
debited and account of merchant establishment (point of sale) is credited, it is called:
a) electronic token
b) electronic cheque
c) electronic purse
d) electronic cash
e) none of the above
8) A bank allows its customers to effect banking transactions through its website such as
transfer of funds. It is called:
a) base level service
b) simple transactional website
c) fully transactional website
d) any of the above
e) none of the above
9) After cheque truncation, the paper cheque is kept in the custody of:
a) bank or clearing house that truncated the cheque
b) paying bank
c) collecting bank
d) clearing house
e) none of the above
10) With a view to authenticate the electronic image of the truncated cheque, the bank or
clearing house that truncates the cheque:
a) can send a separate confirmation in writing
b) can send an email
c) can attach electronic signature
d) any of the above
e) none of the above
2) With a view to ensure that the user should not be able to misuse the system what
provision can be there as part of computer system security?
a) instructions can be issued not to report outside prescribed hours
b) someone should guard the computer system at all times
c) restrictions on users may be provided in the system
d) all the above
e) none of the above
3) Banking records in an electronic form shall be treated as _________ records under the
provisions of ________ Act:
a) valid, NI Act
b) invalid, BR Act
c) valid, IT Act 2000
d) valid, IT Act 1961
e) none of the above
4) What is the minimum time period for which the electronic records are to be
preserved?
a) till they are available in a computer system
b) as per rules for physical records unless modified
c) there is no need for maintenance of such records
d) all the above
e) none of the above
5) Which of the following actions of a person are not to be included as part of the legal
definition of computer crime?
a) damage to a computer system
b) disruption to a network of computers
c) providing assistance to another person to get access to a computer system
d) all the above
e) none of the above
6) Local Area Network is the computer network. Which of the following statements
explains it better?
a) the network that links computers and peripherals within a municipal area
b) the network that links computers and peripherals within a localised area
c) the network that links computers and peripherals within a state area
d) all the above
e) none of the above
7) In a local area network, each independent computer system (i.e. terminal linked to
server) is called:
a) sub-LAN
b) server
c) workstation or node
d) any of the above
e) none of the above
9) In a core banking system (a) the branches are linked to central server (b) transactions
are done in the branch server and controlled by central server (c) the customer is offered any
time anywhere banking facilities
a) a to c - all correct
b) only a and b correct
c) only a and c correct
d) only b and c correct
e) a to c - all incorrect
10) The setting up of ATM was recommended by which of the following committee?
a) Narasimham Committee
b) Saraf Committee
c) Rangarajan Committee
d) Shere Committee
e) None of the above
3) The process of retrieval of plain text from the coded (ciphered) message is known as:
a) encryption
b) decryption
c) passphrase
d) cryptography
e) none of the above
5) Which of the following keys is kept secret by the owner of the key as it is used to
sign?
a) public key
b) private key
c) security key
d) general key
e) none of the above
6) The recipient of a digitally signed message can verify the authenticity of the message
by use of which of the following key?
a) sender's private key
b) sender's public key
c) receiver's private key
d) receiver's public key
e) none of the above
9) The process of conversion of a variable length message into a fixed length key is
called:
a) conversion
b) hashing
c) key fixation
d) decryption
e) none of the above
2) A settlement system in which the processing and final payment of funds transfer
instructions takes place continuously, is called:
a) debit clearing system
b) credit clearing system
c) national clearing system
d) real time gross settlement
e) None of the above
7) The mechanism where the buyer can purchase goods and services without actually
making the payment immediately is called
a) Line of Credit
b) Debit Card
c) Credit Card
d) Any of the above
e) None of the above
1) In which of the following, the data is collected during a specific period and then
processed?
a) real time system
b) online system
c) batch system
d) centralised processing system
e) distributed data system
3) The computer based network which connects the computers over a local area is
called:
a) Local area connection
b) Local area network
c) Wide area network
d) Metro area network
e) None of the above
4) The system that has a very high frequency radio signal to transmit data through space
is known as:
a) Optical Fibre
b) Terrestrial Cables
c) Microwave system
d) Coaxial cables
e) Modem
8) Which of the following benefit the CBS system does not offer to a bank?
a) Enhanced customer service level
b) Lower transaction cost
c) 24 hour banking
d) All the above
e) None of the above
9) In a MICR cheque, which of the following code does not match the description?
a) first 6-digit code - cheque number
b) central 9-digit code - city, bank and branch code
c) last 2-digit code - transaction code such as saving or current account
d) All of the above
e) None of the above
10) The processing machine that processes the cheques at high speed in the clearing house
is called:
a) Processor
b) Reader-cum-sorter
c) Encoder
d) All of the above
e) None of the above
3) The program that takes a file of source code written in a high level programming
language to convert it into object code:
a) joystick
b) light pen
c) compiler
d) touch screen
e) bar code reader
4) Which among the following is part of the National Payment System in India?
a) RTGS & SWIFT
b) RTGS & NEFT
c) NEFT & SWIFT
d) SWIFT & CTS
e) None of the above
5) For violation of procedures of RTGS, RBI can impose penalty on banks under
provisions of which of the following:
a) Section 47, Banking Regulation Act
b) Sec 45-D, RBI Act
c) Section 30, Payment & Settlement Act 2007
d) Information Technology Act, 2000
e) None of the above
6) The program that initialises the machines to make it operational is covered under the
category of
a) System software
b) System hardware
c) Application software
d) Non-utility software
e) b and d both
1) The software that is used for a centralised environment in banking operations is called
a) Central Branch Solutions
b) Core Banking Situations
c) Centralised Banking Solutions
d) Centralised Business Solutions
e) a and c
6) Through which of the following systems, the customer could leave the message for
the concerned desk which the person handling the desk could provide later on:
a) Telebanking
b) Internet Banking
c) Voice Mail facility
d) ATM facility
e) Mobile Banking
10) The computer's contents are organised in a hierarchical structure of directories that
include all of the following EXCEPT
a) files
b) folders
c) drives
d) systems
e) None of the above
6) What is the most common tool used to restrict access to a computer system?
a) User logins
b) Passwords
c) Computer keys
d) Access-control software
e) None of the above
1) __________ tags, when placed on an animal, can be used to track in a database all of
the animal's movements:
a) POS
b) RFID
c) PPS
d) GPS
e) None of the above
3) Computers gather data, which means that they allow users to ____________ data
a) present
b) input
c) output
d) store
e) None of the above
10) System software is the set of programs that enables your computer's hardware devices
and ___________ software to work together
a) management
b) processing
c) utility
d) application
e) None of the above
1) What is the function of Recycle Bin?
a) Store deleted file
b) Store temporary file
c) Store corrupted file
d) Store Document file
e) None of these
9) Microsoft Office is
a) Shareware
b) Public domain software
c) Open-source software
d) A vertical market application
e) An application suite
3) To instruct Word to fit the width of a column to the contents of a table automatically,
click the ..... button and then point to AutoFit Contents.
a) Fit to Form
b) Format
c) Autosize
d) Contents
e) AutoFit
7) To change selected text to all capital letters, click the Change Case button, then click
a) UPPERCASE
b) UPPER ALL
c) CAPS LOCK
d) Lock Upper
e) Large Size
8) The basic unit of a worksheet into which you enter data in Excel is called a
a) tab
b) cell
c) box
d) range
e) None of these
9) The process of transferring files from the Internet to your computer is called
a) downloading
b) uploading
c) FTP
d) JPEG
e) downsizing
1) When you enter text in a cell in Excel, it also appears in which of the following?
a) Status bar
b) Formula bar
c) Row heading
d) Name box
e) None of these
5) A computer system that is old and perhaps not satisfactory is referred to as a(n)
a) Ancient system
b) Historical system
c) Age old system
d) Legacy system
e) Legal System
6) Which of the following is not a binary number?
a) 001
b) 101
c) 202
d) 110
e) 011
7) By viewing the properties of the local hard disk of a computer, the user can find out
a) the amount of space that has been used up and the remaining free space on the
disk
b) the name of the user viewing the properties of the disk
c) nothing useful to the user
d) the number of programs available in the computer
e) None of these
10) The operation of combining two cells into a single cell in Excel is referred to as
a) join cells
b) merge cells
c) merge table
d) join table
e) None of these
1) Which of the following can be used to store a large number of files in a small amount
of storage space?
a) File adjustment
b) File copying
c) File reading
d) File compatibility
e) File compression
2) Spell Check will find errors in which of the following?
a) Today is a rainy day
b) Today is a rainy a day
c) Is a rainy
d) Rainy today a day
e) None of the above
3) In Excel, when the contents and attributes of a cell or range of cells have to be erased
using the menu, the user must
a) select the Cells. choose Edit. and select Clear, then All
b) select the Cells. and click Delete on the keyboard
c) select the Cells. choose Tools. and select Clear. then Formats
d) select the Cells. choose Tools. and select Formula Audit. then Delete
e) None of the above
8) What do you see when you click the right mouse button?
a) The same effect as the left click
b) A special menu
c) No effect
d) A mouse cannot be right clicked
e) Computer goes to sleep mode
2) Nomination is not done for this account message is displayed in which of the
following keys?
a) F9
b) F7
c) F10
d) F8
e) None of the above
4) Which of the following key populates the Mobile Number & PAN of customer in the
screen when account number is entered:
a) F9
b) F7
c) F10
d) F8
e) None of the above
5) Wherever networks are not possible, our bank has gone for satellite connections
otherwise called as_____
a) WINSAT
b) VSAT
c) SAT
d) VAT
e) TAT
6) The processing of loan proposal has been recently computerised and the package for it
is
a) SAFE
b) Lending Automation solutions (LAS)
c) ALPS-Automated Lending Processing System
d) Lending Automation Processing System (LAPS)
e) None of the above