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3.

CHAPTER
DATA ANALYSIS AND INTERPRETATION

Fibers are often encountered as trace evidence in incidents involving


personal contact, such as homicide, assault, and sexual offenses, as well as hit-and-
run accidents and other crimes. Fibers can also be found in, or on, objects
peripherally associated with crimes, such as weapons or cars involved in armed
robberies.Knowledge of the chemistry of fibers and fiber dyes is important to
understanding both the basis of fiber identification and the forensic relevance of
various fiber/dye combinations.
TABLE- 4.1
TABLE SHOWING SEX WISE CLASSIFICATION OF THE
RESPONDENTS

SEX NO.OF RESPONDENTS PERCENTAGE

Male 53 53%

Female 47 47%

Total 100 100%


Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

The above table shows 63% of the respondents are male and the remaining

37% of the respondents are female.Hence, majority of persons are Male .

CHART- 4.1
CHART SHOWING SEX WISE CLASSIFICATION OF THE
RESPONDENTS
TABLE- 4.2
TABLE SHOWING THE MARITAL STATUS OF RESPONDENTS

MARITAL STATUS NO.OF PERCENTAGE

RESPONDENTS

Married 74 74%

Unmarried 26 26%

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

Above table shows that 74% of the respondents are married, and 26% of the

respondents are unmarried.

Hence, majority of persons are married.

CHART- 4.2
CHART SHOWING THE MARITAL STATUS OF RESPONDENTS

TABLE- 4.3
TABLE SHOWING AGE WISE CLASSIFICATION OF THE
RESPONDENTS

AGE NO.OF PERCENTAGE

RESPONDENTS

Below 25 20 20%

25-35 26 26%

36-45 34 34%

Above 45 20 20%

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table it was found that, about 34% of the respondent

working under the age of 36-45, 26% of them 25 to35 years, 20% are in above 45

and remaining 20% are in below 25 years o age.

Hence, majority of persons 36-45 years.

CHART- 4.3
CHART SHOWING AGE WISE CLASSIFICATION OF THE
RESPONDENTS

TABLE- 4.4
TABLE SHOWING EDUCATIONAL QUALIFICATION LEVEL OF THE
RESPONDENTS

EDUCATIONAL NO.OF PERCENTAGE

LEVEL RESPONDENTS

SSLC 40 40%

+2 15 15%

UG Degree/ Diploma/ 5 5%

ITI - -

P.G. Degree 40 40%

None

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding educational level about 40% of the

respondents are SSLC and None, 15% of them are +2, remaining 5% of them are

U.G.Degree / Dip. / ITI.

Hence, majority of persons SSLC and None.

CHART- 4.4
CHART SHOWING EDUCATIONAL QUALIFICATION LEVEL OF THE
RESPONDENTS

TABLE- 4.5
TABLE SHOWING WORKING EXPERIENCE LEVEL OF
RESPONDENTS

EXPERIENCE NO.OF PERCENTAGE

LEVEL RESPONDENTS

1-5 Years 40 40%

6-10 Years 20 20%

11-15 Years 16 16%

Above 15years 24 24%

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding experience level about 40% of the

respondents are 1-5 years, 24% of the respondents are having above 15 years of

experience, 20% of them are 6-10 years, remaining 16% of them are 11-15 years of

the experience.

Hence, majority of persons 1-5 years experience level.

CHART- 4.5
CHART SHOWING WORKING EXPERIENCE LEVEL OF
RESPONDENT

TABLE- 4.6
TABLE SHOWING MONTHLY INCOME LEVEL OF THE
RESPONDENTS

MONTHLY INCOME NO.OF RESPONDENTS PERCENTAGE

LEVEL (IN RS.)

5000-8000 22 22%

9000-10000 35 35%

10000-12000 33 33%

13000-15000 10 10%

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

Above table shows that 22% of the respondents income level is below

RS.5000-8000, 35% of the respondents income level is RS.9000-10000, 33% of

the respondents income level is RS.10000-12000, and 10% of the respondents

above RS.13000-15000.

Hence, most of the respondents are under the income level of RS.9000-

10000.

TABLE- 4.6
TABLE SHOWING MONTHLY INCOME LEVEL OF THE
RESPONDENTS

TABLE- 4.7
TABLE SHOWING HOW DO YOU FEEL ABOUT OUR COMPANY
AWARNESS NO.OF RESPONDENT PERCENTAGE

Proud - -

Excellent 28 28%

Good 72 72%

Nothing - -

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding awareness of training and development

about

72% of The respondents are aware in good manner, and remaining 28% of the

respondents are excellently.

CHART- 4.7
CHART SHOWING HOW DO YOU FEEL ABOUT OUR COMPANY
PERCENTAGE

Ex-
cel-
lent
28%

Goo
d
72%

TABLE- 4.8
TABLE SHOWING SUPERVISOR ADVANCE INFORMATION
REGARDING CHANGE OF TECHNOLOGY & AWARENESS OF
TRAINING

INFORMATION NO.OF PERCENTAGE

RESPONDENTS

Always 10 10%

Frequently 55 55%

Rarely 25 25%

None 10 10%

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding advance information regarding change of

technology and awareness of training about 10% of the respondents was

considered that he would give information always, 55% frequently, 25% rarely and

at the last 10% of them feels that he won’t give the any information regarding that.

CHART- 4.8
CHART SHOWING SUPERVISOR ADVANCE INFORMATION
REGARDING CHANGE OF TECHNOLOGY & AWARENESS OF
TRAINING

TABLE- 4.9.1
TABLE SHOWING INCENTIVE AND REWARDS AFTER ACHIEVING
THE TARGET BY TRAINING

INCENTIVE & NO.OF PERCENTAGE

REWARDS RESPONDENT

Very high - -

High 10 10%

Moderate 52 52%

Poor 38 38%

Very Poor - -

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table shows that 52% of the respondents gave opinion as

moderate on incentive and rewards which they are getting after achieving the target

by training, 38% respondents gave as poor, 10% of the respondents gave as high

on this aspect.

CHART- 4.9.1
CHART SHOWING INCENTIVE AND REWARDS AFTER ACHIEVING
THE TARGET BY TRAINING

TABLE- 4.9.2
TABLE SHOWING TRAINING FACILITIES OF THE RESPONDENTS

TRAINING NO.OF PERCENTAGE

FACILITIES RESPONDENTS

Very high - -

High 32 32%

Moderate 48 48%

Poor 20 20%

Very Poor - -

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding working 48% of the respondents said that

training facilities providing by the organization is moderate, 32% of the

respondents gave their opinion as good, 20% of the respondents gave their opinion

as poor. There is no very good and very poor command on training facilities.

CHART- 4.9.2
TABLE SHOWING TRAINING FACILITIES OF THE RESPONDENTS

TABLE- 4.9.3
TABLE SHOWING TOP MANAGEMENT EFFORTS TOWARDS
EMPLOYEES POTENTIAL

EMPLOYEES NO.OF PERCENTAGE

POTENTIAL RESPONDENTS

Very high - -

High 20 20%

Moderate 50 50%

Poor 30 30%

Very Poor - -

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding 50% of the respondents said that

management efforts are moderate, towards employees potential 30% of the

respondents said that management efforts are poor towards employees potential.

20% of the respondents said that management efforts are high towards employees

potential.

CHART- 4.9.3
CHART SHOWING TOP MANAGEMENT EFFORTS TOWARDS
EMPLOYEES POTENTIAL

TABLE- 4.9.4
TABLE SHOWING COMPUTERIZED TRAINING RESPONDENT’S
EFFICIENCY

Computerized No. of Respondents Percentage

training

Very high - -

High - -

Moderate 66 66%

Poor 34 34%

Very Poor - -

Total 100 100%

Source: Primary data

Tool : Percentage analysis

INTERPRETATION:

From the above table regarding computerized training leads to better

performance of employee’s job about 66% of them considers that it was moderate

and about 34% of them consider as poor.

CHART- 4.9.4
CHART SHOWING COMPUTERIZED TRAINING
RESPONDENT’S EFFICIENCY

OCCUPATION OF THE RESPONDENTS

Table 4.7 given below shows the profession of respondents which may also
be an important factor affecting the decision making of customers. It was found
that half of the respondents (50%), were from the business class, 39% were doing
some sort of service, while only 11% were professionals like doctors, C.A.,
Engineers, etc.
Table Occupation of the Respondents
Types of Occupation Number of Respondents (%)

Business 50 50.0

Service 39 39.0

Profession 11 11.0

Total 100 100.0

INCOME OF THE RESPONDENTS


Annual Income of the respondents is the most important factor determining
their demand for home loan. Table 4.8 gives information on the annual income of
the respondents in which the respondents are divided into four income groups. It is
found that the maximum number of respondents (32) were in the income group of `
2.4 lakhs to 3.6 lakhs and the next important income group was less than ` 1.8
lakhs. There were 19 respondents earning more than ` 3.60 lakhs. The minimum
and maximum annual income were ` 72, 000 and ` 30,00,000 respectively.

Table Annual Income of the Respondents


Income Group ( ` in Number of
lakhs) Respondents (%)

< 1.8 28 28.0

1.8 to 2.4 21 21.0

2.4 to 3.6 32 32.0

> 3.6 19 19.0

Total 100 100.0

TYPE OF FAMILY OF THE RESPONDENTS

The demand for housing is affected by an important social factor, viz. type
of family. Normally, persons living in a joint family are likely to have a higher
propensity to acquire an independent house of their own. Among the selected
respondents 77% lived in a nuclear family and the remaining 23% lived in a joint
family.
LOAN TAKEN IN THE PAST

In order to analyze the behavior of customers who have taken home loans
from the banks, it was necessary to examine whether they had previous experience
of taking a loan. The response of the respondents in this regard indicated that only
32% of them had taken a loan in the past and for the remaining 68%, this was the
first experience of taking a loan.
TYPES OF LOAN TAKEN IN THE PAST

It would be interesting to know which types of loans were taken by the


respondents earlier. The information on the type of loan taken earlier by the
respondents are shown in table 4.10 given below.
Table Types of Loan taken in the Past

Number of
Types of Loan Respondents (%)

Home Loan 3 8.82

Personal Loan 6 17.65

Vehicle Loan 20 58.82

Home Loan & Vehicle Loan 1 2.94

Personal Loan & Others 2 5.88

Others 2 5.88

Total 34 100.00
TYPES OF LOAN
The above table reveals that most of the respondents viz. 62.0% (21 out of
34) had taken loan for buying vehicles. The next important type of loan was the
personal loan. Only 8.82% (3) respondents had taken home loan earlier. This
indicates that most of the respondents selected in the sample were taking home
loans for the first time.

Term of Loan

Number of
Years Respondents (%)

5 to 10 54 54.0

11 to 15 40 40.0

> 15 06 06.0

Total 100 100.0


It can be seen from the table that slightly more than half (54%) of the
respondents had taken home loans with terms ranging from 5 to 10 years. For 40
respondents the term was between 11 to 15 years and for the remaining 06 the term
was more than 15 years.
In the study of M.K. Chaubay (2009) in Varanasi, it was found that 28%,
14% and 58% respondents opted for, 5 years and 10 years, more than 15 years as a
term of loan respectively.

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