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Tata Sampoorna Raksha Brochure
Tata Sampoorna Raksha Brochure
Congratulations!
You just opted for your secured future by avaling
Lakhs Hours
www.tataaia.com
Policy Details
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29 years / Male Life Option
NonSmoker Limited Pay
(`)
What You Pay
(`)
What You Get
****Life cover will include Base Plan and Rider Sum Assured as applicable.
^ PPT = Premium Payment Term, PT = Policy Term
# Premium is excluding Goods and Service Tax and applicable Surcharge/Cess
Quote generated is based on age, gender, smoker/ non-smoker inputs given by prospect.
This is a sample illustration where options are selected by the prospect. Life Option is a Pure Term
Plan. There are various other options available under this product.
Illustration
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29 years / Male Life Option
NonSmoker Limited Pay
(`)
You Pay You Get
Total Premium# of Life Cover of
2,30,000 80,00,000
You Pay
Premium# of
23,000 p.a.
for 10 years
Age2 29 38 64
Year 1 10 36
Life Cover****
during Policy Term
80,00,000
****Life cover will include Base Plan and Rider Sum Assured as applicable.
2All reference to age as on last birthday.
# Premium is excluding Goods and Service Tax and applicable Surcharge/Cess
Quote generated is based on age, gender, smoker/ non-smoker inputs given by prospect.
This is a sample illustration where options are selected by the prospect. Life Option is a Pure
Term Plan. There are various other options available under this product.
Rider Details
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29 years / Male Life Option
NonSmoker Limited Pay
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29 years / Male Life Option
NonSmoker Limited Pay
(`)
Summary
Total of Riders NA 0
UIN: 110N160V02
Product Disclaimer:
• This product is available for online sale. Please visit us at www.tataaia.com to buy
this product online.
• This product is underwritten by Tata AIA Life Insurance Company Ltd.
• Insurance cover is available under this product.
• Policies sourced through PoS Channel will not have any medical examination.
• This plan is not a guaranteed issuance plan and it will be subject to Company’s
underwriting and acceptance.
• Risk cover
1Income Tax benefits may be available as per the Tax Laws, subject to fulfilment of
conditions stipulated therein. Income Tax laws are subject to change from time to
time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax
implication mentioned anywhere in this document. Please consult your own tax
consultant to know the tax bebefits available to you.
^^Optional Riders:
You have the flexibility to enhance your cover by adding the following optional
riders, by paying additional rider premium over and above your base policy
premium. CritiCare Plus (CPB), Accidental Death Benefit (ADB), Accidental Total &
Permanent Disability (ATPD) are benefit options available under Tata AIA Life
Insurance Non-Linked Comprehensive Protection Rider (A Non-linked, Non-
participating, Individual Health Rider) (UIN: 110B033V02 or any later version).
HospiCare Benefit (HCB) is a benefit option available under Tata AIA Life Insurance
Non-Linked Comprehensive Health Rider (A Non-linked, Non-participating, Individual
Health Rider) (UIN: 110B031V02 or any later version). These riders can be attached
effective policy inception or any policy anniversary of the base plan subject to the
rider premium payment term and the policy term shall not be more than the
outstanding premium payment term and outstanding policy term for the base plan.
Such attachments will be as per the ‘Board approved underwriting policy’ (BAUP) of
the Company. For policies purchased from PoS channel, riders would not be
available.
4Express Claim Service
• Beneficiary visits our nearest Branch with request documents
• Our Rakshakarta assists the beneficiary with formalities and immediately updates
internal systems
• Claim is processed and payment is credited within 4 hours on the same day
• Timely notifications on approval and payment of claim amount sent to beneficiary
• Applicable for policies with Death Benefit up to 50 lakhs (per life)
• Buying a Life Insurance policy is a long-term commitment. An early termination of
the policy usually involves high costs and the Surrender Value payable may be less
than the all the Premiums Paid.
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is
not a guaranteed issuance plan and it will be subject to Company’s underwriting and
acceptance.
• Insurance cover is available under this product.
• In case of Sub Standard lives, extra premiums will be charged as per our
underwriting guidelines.