HCBS Bank

20 Universal Street
HCBS BANK Hanoi
Vietnam
Phone: + 84 4 6780 3321

APPENDIX 1

Hanoi, 1st July 2011

MORTGAGE CONTRACT

HCBS Bank has agreed to loan an amount of US$ 2,500,000 to AstroNaut Ltd. for the
financing of the dwelling situated at:
101 Cosmos Avenue, Hanoi, Vietnam.

The following terms and conditions apply to the loan:

Capital to be financed: US$ 2,500,000.00

²
Commission: US$ 3,000.00

Term of Loan: 15 years

Monthly Interest Rate: 0.7302%

Monthly Installment Payment: US$ 25,004.82

Please find the amortization table attached.

Amortization Table

REMAINING MONTHLY
DATE AMORTIZATION INTEREST
CAPITAL PAYMENT
Aug-11 2,493,250.59 25,004.82 6,749.41 18,255.42
Sep-11 2,486,451.90 25,004.82 6,798.69 18,206.13
Oct-11 2,479,603.57 25,004.82 6,848.34 18,156.49
Nov-11 2,472,705.22 25,004.82 6,898.34 18,106.48
Dec-11 2,465,756.51 25,004.82 6,948.72 18,056.11
Jan-12 2,458,757.05 25,004.82 6,999.46 18,005.36
Feb-12 2,451,706.48 25,004.82 7,050.57 17,954.25
Mar-12 2,444,604.43 25,004.82 7,102.05 17,902.77
Apr-12 2,437,450.52 25,004.82 7,153.91 17,850.91
May-12 2,430,244.37 25,004.82 7,206.15 17,798.67
Jun-12 2,422,985.59 25,004.82 7,258.77 17,746.05
Jul-12 2,415,673.82 25,004.82 7,311.78 17,693.04
Aug-12 2,408,308.65 25,004.82 7,365.17 17,639.65
Sep-12 2,400,889.70 25,004.82 7,418.95 17,585.87
Oct-12 2,393,416.57 25,004.82 7,473.13 17,531.70
Nov-12 2,385,888.88 25,004.82 7,527.70 17,477.13
Dec-12 2,378,306.21 25,004.82 7,582.66 17,422.16
Jan-13 2,370,668.18 25,004.82 7,638.03 17,366.79
Feb-13 2,362,974.37 25,004.82 7,693.81 17,311.01
Mar-13 2,355,224.38 25,004.82 7,749.99 17,254.83
Apr-13 2,347,417.80 25,004.82 7,806.58 17,198.24
May-13 2,339,554.21 25,004.82 7,863.59 17,141.24
Jun-13 2,331,633.21 25,004.82 7,921.01 17,083.81
Jul-13 2,323,654.36 25,004.82 7,978.85 17,025.97
Aug-13 2,315,617.25 25,004.82 8,037.11 16,967.71
Sep-13 2,307,521.45 25,004.82 8,095.80 16,909.02
Oct-13 2,299,366.53 25,004.82 8,154.92 16,849.91
Nov-13 2,291,152.07 25,004.82 8,214.46 16,790.36
Dec-13 2,282,877.62 25,004.82 8,274.45 16,730.37
Jan-14 2,274,542.75 25,004.82 8,334.87 16,669.95
Feb-14 2,266,147.02 25,004.82 8,395.73 16,609.09
Mar-14 2,257,689.98 25,004.82 8,457.04 16,547.78
Apr-14 2,249,171.19 25,004.82 8,518.79 16,486.03
May-14 2,240,590.19 25,004.82 8,581.00 16,423.82
Jun-14 2,231,946.53 25,004.82 8,643.66 16,361.16
Jul-14 2,223,239.75 25,004.82 8,706.78 16,298.05
Aug-14 2,214,469.40 25,004.82 8,770.35 16,234.47
Sep-14 2,205,635.00 25,004.82 8,834.40 16,170.42
Oct-14 2,196,736.09 25,004.82 8,898.91 16,105.91

2
Nov-14 2,187,772.21 25,004.82 8,963.89 16,040.93
Dec-14 2,178,742.86 25,004.82 9,029.34 15,975.48
Jan-15 2,169,647.58 25,004.82 9,095.28 15,909.54
Feb-15 2,160,485.89 25,004.82 9,161.69 15,843.13
Mar-15 2,151,257.29 25,004.82 9,228.59 15,776.23
Apr-15 2,141,961.31 25,004.82 9,295.98 15,708.84
May-15 2,132,597.45 25,004.82 9,363.86 15,640.96
Jun-15 2,123,165.21 25,004.82 9,432.24 15,572.58
Jul-15 2,113,664.09 25,004.82 9,501.12 15,503.71
Aug-15 2,104,093.60 25,004.82 9,570.49 15,434.33
Sep-15 2,094,453.22 25,004.82 9,640.38 15,364.44
Oct-15 2,084,742.44 25,004.82 9,710.78 15,294.05
Nov-15 2,074,960.76 25,004.82 9,781.69 15,223.14
Dec-15 2,065,107.65 25,004.82 9,853.11 15,151.71
Jan-16 2,055,182.58 25,004.82 9,925.06 15,079.76
Feb-16 2,045,185.05 25,004.82 9,997.54 15,007.29
Mar-16 2,035,114.51 25,004.82 10,070.54 14,934.28
Apr-16 2,024,970.43 25,004.82 10,144.08 14,860.75
May-16 2,014,752.28 25,004.82 10,218.15 14,786.67
Jun-16 2,004,459.52 25,004.82 10,292.77 14,712.06
Jul-16 1,994,091.59 25,004.82 10,367.92 14,636.90
Aug-16 1,983,647.96 25,004.82 10,443.63 14,561.19
Sep-16 1,973,128.06 25,004.82 10,519.89 14,484.93
Oct-16 1,962,531.35 25,004.82 10,596.71 14,408.11
Nov-16 1,951,857.26 25,004.82 10,674.09 14,330.73
Dec-16 1,941,105.23 25,004.82 10,752.03 14,252.79
Jan-17 1,930,274.68 25,004.82 10,830.55 14,174.27
Feb-17 1,919,365.04 25,004.82 10,909.63 14,095.19
Mar-17 1,908,375.75 25,004.82 10,989.30 14,015.52
Apr-17 1,897,306.20 25,004.82 11,069.54 13,935.28
May-17 1,886,155.83 25,004.82 11,150.38 13,854.45
Jun-17 1,874,924.03 25,004.82 11,231.80 13,773.02
Jul-17 1,863,610.21 25,004.82 11,313.81 13,691.01
Aug-17 1,852,213.78 25,004.82 11,396.43 13,608.39
Sep-17 1,840,734.14 25,004.82 11,479.65 13,525.17
Oct-17 1,829,170.66 25,004.82 11,563.47 13,441.35
Nov-17 1,817,522.75 25,004.82 11,647.91 13,356.91
Dec-17 1,805,789.78 25,004.82 11,732.97 13,271.85
Jan-18 1,793,971.14 25,004.82 11,818.64 13,186.18
Feb-18 1,782,066.19 25,004.82 11,904.95 13,099.88
Mar-18 1,770,074.31 25,004.82 11,991.88 13,012.94
Apr-18 1,757,994.87 25,004.82 12,079.44 12,925.38
May-18 1,745,827.22 25,004.82 12,167.65 12,837.17
Jun-18 1,733,570.72 25,004.82 12,256.50 12,748.32

3
Jul-18 1,721,224.72 25,004.82 12,346.00 12,658.82
Aug-18 1,708,788.57 25,004.82 12,436.15 12,568.67
Sep-18 1,696,261.60 25,004.82 12,526.96 12,477.86
Oct-18 1,683,643.16 25,004.82 12,618.44 12,386.38
Nov-18 1,670,932.59 25,004.82 12,710.58 12,294.24
Dec-18 1,658,129.19 25,004.82 12,803.39 12,201.43
Jan-19 1,645,232.31 25,004.82 12,896.89 12,107.94
Feb-19 1,632,241.24 25,004.82 12,991.06 12,013.76
Mar-19 1,619,155.32 25,004.82 13,085.92 11,918.90
Apr-19 1,605,973.84 25,004.82 13,181.48 11,823.34
May-19 1,592,696.11 25,004.82 13,277.73 11,727.09
Jun-19 1,579,321.42 25,004.82 13,374.69 11,630.13
Jul-19 1,565,849.06 25,004.82 13,472.35 11,532.47
Aug-19 1,552,278.33 25,004.82 13,570.73 11,434.09
Sep-19 1,538,608.51 25,004.82 13,669.83 11,335.00
Oct-19 1,524,838.86 25,004.82 13,769.65 11,235.18
Nov-19 1,510,968.66 25,004.82 13,870.19 11,134.63
Dec-19 1,496,997.19 25,004.82 13,971.48 11,033.35
Jan-20 1,482,923.69 25,004.82 14,073.50 10,931.32
Feb-20 1,468,747.42 25,004.82 14,176.27 10,828.56
Mar-20 1,454,467.64 25,004.82 14,279.78 10,725.04
Apr-20 1,440,083.58 25,004.82 14,384.06 10,620.77
May-20 1,425,594.49 25,004.82 14,489.09 10,515.73
Jun-20 1,410,999.60 25,004.82 14,594.89 10,409.93
Jul-20 1,396,298.13 25,004.82 14,701.47 10,303.35
Aug-20 1,381,489.31 25,004.82 14,808.82 10,196.00
Sep-20 1,366,572.35 25,004.82 14,916.96 10,087.87
Oct-20 1,351,546.47 25,004.82 15,025.88 9,978.94
Nov-20 1,336,410.87 25,004.82 15,135.60 9,869.22
Dec-20 1,321,164.74 25,004.82 15,246.13 9,758.69
Jan-21 1,305,807.28 25,004.82 15,357.46 9,647.37
Feb-21 1,290,337.68 25,004.82 15,469.60 9,535.22
Mar-21 1,274,755.12 25,004.82 15,582.56 9,422.26
Apr-21 1,259,058.77 25,004.82 15,696.35 9,308.47
May-21 1,243,247.81 25,004.82 15,810.96 9,193.86
Jun-21 1,227,321.39 25,004.82 15,926.42 9,078.40
Jul-21 1,211,278.67 25,004.82 16,042.72 8,962.11
Aug-21 1,195,118.81 25,004.82 16,159.86 8,844.96
Sep-21 1,178,840.94 25,004.82 16,277.87 8,726.96
Oct-21 1,162,444.21 25,004.82 16,396.73 8,608.09
Nov-21 1,145,927.75 25,004.82 16,516.46 8,488.36
Dec-21 1,129,290.69 25,004.82 16,637.07 8,367.76
Jan-22 1,112,532.13 25,004.82 16,758.55 8,246.27
Feb-22 1,095,651.21 25,004.82 16,880.93 8,123.90

4
Mar-22 1,078,647.01 25,004.82 17,004.19 8,000.63
Apr-22 1,061,518.65 25,004.82 17,128.36 7,876.46
May-22 1,044,265.22 25,004.82 17,253.44 7,751.39
Jun-22 1,026,885.79 25,004.82 17,379.42 7,625.40
Jul-22 1,009,379.46 25,004.82 17,506.33 7,498.49
Aug-22 991,745.30 25,004.82 17,634.16 7,370.66
Sep-22 973,982.36 25,004.82 17,762.93 7,241.89
Oct-22 956,089.72 25,004.82 17,892.64 7,112.18
Nov-22 938,066.43 25,004.82 18,023.30 6,981.53
Dec-22 919,911.52 25,004.82 18,154.90 6,849.92
Jan-23 901,624.05 25,004.82 18,287.47 6,717.35
Feb-23 883,203.04 25,004.82 18,421.01 6,583.81
Mar-23 864,647.51 25,004.82 18,555.53 6,449.30
Apr-23 845,956.49 25,004.82 18,691.02 6,313.80
May-23 827,128.98 25,004.82 18,827.51 6,177.32
Jun-23 808,163.99 25,004.82 18,964.99 6,039.83
Jul-23 789,060.52 25,004.82 19,103.47 5,901.35
Aug-23 769,817.55 25,004.82 19,242.97 5,761.85
Sep-23 750,434.06 25,004.82 19,383.49 5,621.34
Oct-23 730,909.04 25,004.82 19,525.03 5,479.79
Nov-23 711,241.43 25,004.82 19,667.60 5,337.22
Dec-23 691,430.21 25,004.82 19,811.22 5,193.60
Jan-24 671,474.33 25,004.82 19,955.88 5,048.94
Feb-24 651,372.73 25,004.82 20,101.60 4,903.22
Mar-24 631,124.34 25,004.82 20,248.39 4,756.43
Apr-24 610,728.09 25,004.82 20,396.25 4,608.58
May-24 590,182.91 25,004.82 20,545.18 4,459.64
Jun-24 569,487.70 25,004.82 20,695.21 4,309.61
Jul-24 548,641.37 25,004.82 20,846.33 4,158.49
Aug-24 527,642.82 25,004.82 20,998.55 4,006.27
Sep-24 506,490.93 25,004.82 21,151.89 3,852.94
Oct-24 485,184.59 25,004.82 21,306.34 3,698.48
Nov-24 463,722.67 25,004.82 21,461.92 3,542.90
Dec-24 442,104.03 25,004.82 21,618.64 3,386.18
Jan-25 420,327.52 25,004.82 21,776.50 3,228.32
Feb-25 398,392.00 25,004.82 21,935.52 3,069.30
Mar-25 376,296.31 25,004.82 22,095.70 2,909.12
Apr-25 354,039.26 25,004.82 22,257.04 2,747.78
May-25 331,619.69 25,004.82 22,419.57 2,585.25
Jun-25 309,036.41 25,004.82 22,583.28 2,421.54
Jul-25 286,288.23 25,004.82 22,748.19 2,256.64
Aug-25 263,373.93 25,004.82 22,914.30 2,090.52
Sep-25 240,292.31 25,004.82 23,081.62 1,923.20
Oct-25 217,042.14 25,004.82 23,250.17 1,754.65

5
Nov-25 193,622.20 25,004.82 23,419.94 1,584.88
Dec-25 170,031.24 25,004.82 23,590.96 1,413.86
Jan-26 146,268.01 25,004.82 23,763.23 1,241.60
Feb-26 122,331.26 25,004.82 23,936.75 1,068.07
Mar-26 98,219.72 25,004.82 24,111.54 893.28
Apr-26 73,932.12 25,004.82 24,287.61 717.22
May-26 49,467.16 25,004.82 24,464.96 539.86
Jun-26 24,823.56 25,004.82 24,643.60 361.22
Jul-26 0.00 25,004.82 24,823.56 181.27
TOTAL 4,500,867.60 2,500,000.00 2,000,868.00