CONSUMER CIR

CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021

MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

CONSUMER INFORMATION:
NAME: VINOTH ARUNACHALAM

DATE OF BIRTH: 05-04-1995 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBILTUSC3
769
POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 3.0
Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 36 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BAXPV9484K

VOTER ID RRN0671354

DRIVING LICENSE (e) TN4920150004904

UID 687382746673

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE 8015409072

OFFICE 9790825754

OFFICE(e) 7502002849

MOBILE(e) 9159829402

EMAIL CONTACT(S):
EMAIL ADDRESS

VINOTHTHEVAR19@GMAIL.COM

JSVCONTRACTION01@GMAIL.COM

VINOVINOTHCIVIL@GMAIL.COM

ADDRESS(ES):

ADDRESS: SO ARUNACHALAM, 190 MELAULUR TAMIL NADU 614904

CATEGORY: RESIDENCE RESIDENCE CODE: RENTED DATE REPORTED: 30-10-2021

ADDRESS: JSV CONSTRUCTION ,NO 62 CHOLAN STREET , THILLAI NAGAR VILAR ROAD THANJAVUR ,NEAR BUS STOP , THANJAVUR P-T COLONY TAMIL NADU
613006

CATEGORY: OFFICE RESIDENCE CODE: RENTED DATE REPORTED: 14-05-2019

ADDRESS: NO190 MALIYITTAR STREET KEEZHA ULOOR THANJAVUR THANJAVUR TAMIL NADU 613904

CATEGORY: NOT CLASSIFIED RESIDENCE CODE: RENTED DATE REPORTED: 17-03-2017

Page 1 of 7
CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

ADDRESS: S/O V ARUNACHALAM B 190 NATARAJAR STREET KEELA ULUR ORATHANAD TAMIL NADU 614904

CATEGORY: NOT CLASSIFIED RESIDENCE CODE: RENTED DATE REPORTED: 10-03-2017

PERSONAL / ENQUIRY DISPUTE(S):

PERSONAL / ENQUIRY INFORMATION UNDER DISPUTE:

CIBIL REMARKS:

DATE ENTERED:

EMPLOYMENT INFORMATION :
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR

AUTO LOAN
30-09-2021 SALARIED
(PERSONAL)

SUMMARY:
ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 15 HIGH CR/SANC. AMT: 12,76,366 CURRENT: 5,44,088 RECENT: 22-09-2020

OVERDUE: 0 OVERDUE: 0 OLDEST: 07-03-2017

ZERO-BALANCE: 13

ENQUIRIES:
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 12 4 0 4 30-10-2021

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 22-09-2020 SANCTIONED: 6,31,138

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 24-09-2021 CURRENT BALANCE: 5,25,036

TYPE: AUTO LOAN (PERSONAL) REPORTED AND CERTIFIED: EMI: 12,952

OWNERSHIP: INDIVIDUAL 30-09-2021

PMT HIST START: 01-09-2021 PMT FREQ: MONTHLY

REPAYMENT TENURE: 60
PMT HIST END: 01-09-2020 INTEREST RATE: 8.52
ACTUAL PAYMENT: 1,55,424

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 011 000 000 000 000 000 XXX 000 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: HDB OPENED: 16-12-2019 SANCTIONED: 37,000

ACCOUNT NUMBER: 9952066 LAST PAYMENT: 02-09-2021 CURRENT BALANCE: 19,052

TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: EMI: 1,511

OWNERSHIP: INDIVIDUAL 30-09-2021

PMT HIST START: 01-09-2021 PMT FREQ: MONTHLY

REPAYMENT TENURE: 36

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CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

PMT HIST END: 01-12-2019

ACTUAL PAYMENT: 1,511

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 029 000 000 000 000 000 000 000 005 000 000 000 000 000 029 000
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20
000 000 000 000
03-20 02-20 01-20 12-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-12-2019 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 31-03-2020

CURRENT BALANCE: 0
CLOSED: 08-12-2020

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 50,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 31-07-2021

PMT HIST START: 01-07-2021

REPAYMENT TENURE: 12
COLLATERAL TYPE: GOLD PMT HIST END: 01-12-2019
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX 000 000 000 000 000 000 000 000 000 000 000
12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19
000 000
06-19 05-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-10-2019 SANCTIONED: 34,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 06-02-2020

CURRENT BALANCE: 0
CLOSED: 06-02-2020

TYPE: GOLD LOAN REPORTED AND CERTIFIED:

OWNERSHIP: INDIVIDUAL 06-02-2020

COLLATERAL VALUE: 34,400 PMT HIST START: 01-02-2020

REPAYMENT TENURE: 12
COLLATERAL TYPE: GOLD PMT HIST END: 01-10-2019 INTEREST RATE: 24.00
ACTUAL PAYMENT: 34,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000

02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 20-07-2019 SANCTIONED: 33,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 05-06-2020

CURRENT BALANCE: 0
CLOSED: 05-06-2020

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 33,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 30-06-2020

PMT HIST START: 01-06-2020

REPAYMENT TENURE: 12
PMT HIST END: 01-07-2019
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

ACCOUNT DATES AMOUNTS STATUS

Page 3 of 7
CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

MEMBER NAME: NOT DISCLOSED OPENED: 10-06-2019 SANCTIONED: 75,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 05-06-2020

CURRENT BALANCE: 0
CLOSED: 05-06-2020

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 75,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 30-06-2020

PMT HIST START: 01-06-2020

REPAYMENT TENURE: 12
PMT HIST END: 01-06-2019
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: HDB OPENED: 20-05-2019 SANCTIONED: 18,500

ACCOUNT NUMBER: 7592425 LAST PAYMENT: 02-02-2020

CURRENT BALANCE: 0
CLOSED: 02-02-2020

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: EMI: 1,538

OWNERSHIP: INDIVIDUAL 31-03-2021

PMT HIST START: 01-03-2021 PMT FREQ: MONTHLY

REPAYMENT TENURE: 12
PMT HIST END: 01-05-2019
ACTUAL PAYMENT: 3,049

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18
000 000 000 000 000
08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: HDB OPENED: 02-01-2019 SANCTIONED: 17,500

ACCOUNT NUMBER: 6172735 LAST PAYMENT: 04-09-2019

CURRENT BALANCE: 0
CLOSED: 04-09-2019

TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: EMI: 1,750

OWNERSHIP: INDIVIDUAL 31-03-2021

PMT HIST START: 01-03-2021 PMT FREQ: MONTHLY

REPAYMENT TENURE: 10
PMT HIST END: 01-01-2019
ACTUAL PAYMENT: 1,750

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18
000 000 000 000 000 000 000 000 000
03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-12-2018 SANCTIONED: 43,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 07-12-2019

CURRENT BALANCE: 0
CLOSED: 07-12-2019

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 43,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 31-12-2019

Page 4 of 7
CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

PMT HIST START: 01-12-2019

REPAYMENT TENURE: 12
PMT HIST END: 01-12-2018
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 09-08-2018 SANCTIONED: 30,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 20-07-2019

CURRENT BALANCE: 0
CLOSED: 20-07-2019

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 30,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 31-07-2019

PMT HIST START: 01-07-2019

REPAYMENT TENURE: 12
PMT HIST END: 01-08-2018
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000
07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-07-2018 SANCTIONED: 58,228

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 22-02-2021

CURRENT BALANCE: 0
CLOSED: 26-02-2021

TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED: EMI: 141

OWNERSHIP: INDIVIDUAL 28-02-2021

PMT HIST START: 01-02-2021 PMT FREQ: MONTHLY

REPAYMENT TENURE: 25
PMT HIST END: 01-08-2018 INTEREST RATE: 15.55
ACTUAL PAYMENT: 70,116

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19
000 000 000 000 000 000 000 000 000 000 000 000 000
08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-06-2018 SANCTIONED: 70,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 10-06-2019

CURRENT BALANCE: 0
CLOSED: 10-06-2019

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 70,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 30-06-2019

PMT HIST START: 01-06-2019

REPAYMENT TENURE: 12
PMT HIST END: 01-06-2018
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000
06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18

Page 5 of 7
CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-03-2018 SANCTIONED: 59,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 26-11-2018

CURRENT BALANCE: 0
CLOSED: 26-11-2018

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 59,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 30-11-2018

PMT HIST START: 01-11-2018

REPAYMENT TENURE: 12
PMT HIST END: 01-03-2018
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000

11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-08-2017 SANCTIONED: 70,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 04-09-2017

CURRENT BALANCE: 0
CLOSED: 04-09-2017

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 70,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 30-09-2017

PMT HIST START: 01-09-2017

REPAYMENT TENURE: 12
PMT HIST END: 01-08-2017
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD
09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-03-2017 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 24-08-2017

CURRENT BALANCE: 0
CLOSED: 24-08-2017

TYPE: BUSINESS LOAN - PRIORITY

REPORTED AND CERTIFIED: EMI: 50,000
SECTOR - AGRICULTURE

OWNERSHIP: INDIVIDUAL 31-08-2017

PMT HIST START: 01-08-2017

REPAYMENT TENURE: 12
PMT HIST END: 01-03-2017
INTEREST RATE: 9.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD

08-17 07-17 06-17 05-17 04-17 03-17

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

HDFC BANK 30-10-2021 CONSUMER LOAN 35,000

HDFC BANK 30-10-2021 CONSUMER LOAN 75,000

NOT DISCLOSED 30-10-2021 CONSUMER LOAN 13,990

NOT DISCLOSED 17-10-2021 CONSUMER LOAN 46,990

NOT DISCLOSED 18-09-2020 AUTO LOAN (PERSONAL) 6,50,000

Page 6 of 7
CONSUMER CIR
CONSUMER: VINOTH ARUNACHALAM DATE: 30-10-2021
MEMBER ID: NB66489999_CIR TIME: 19:34:34
MEMBER REFERENCE NUMBER: 219343054 CONTROL NUMBER: 4,17,92,97,908

NOT DISCLOSED 17-09-2020 AUTO LOAN (PERSONAL) 6,50,000

HDB 10-12-2019 PERSONAL LOAN 37,000

HDB 10-12-2019 PERSONAL LOAN 37,000

HDB 14-05-2019 CONSUMER LOAN 18,700

NOT DISCLOSED 21-12-2018 OTHER 25,000

HDB 21-12-2018 CONSUMER LOAN 35,000

HDB 21-12-2018 CONSUMER LOAN 30,000

END OF REPORT ON VINOTH ARUNACHALAM

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members
("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current
and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is
governed by the terms and conditions of the Operating Rules for CIBIL and its Members.

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