Comparatives Study Between Mutual Funds

Offer by HDFC and ICICI Companies

Name: Rajesh Godara (2008 -2010)

Title: Comparatives Study Between Mutual Funds Offer by HDFC and ICICI Companies

Objectives:

 To analyze the concept and parameters of Mutual Fund

 To project Mutual Fund as the ‘productive avenue’ for investing activities.

 To show the wide range of investment options available in Mutual Funds by explaining
its various schemes.
 Tell about the ratios Sharpe’s ratio, Treynor’s ratio,  Co-efficient, Returns and show
which scheme is best for the investor based on his risk profile.
 To help an investor make a right choice of investment, while considering the inherent risk
factors.
 To understand the recent trends in Mutual Funds world
 To help the investors to get right kind of schemes of Mutual Funds.

Limitations:

1. The study is limited only to the analysis of different schemes and its suitability to
different investors according to their risk-taking ability.
2. The study is based on secondary data available from monthly fact sheets, websites and
other books, as primary data was not accessible.
3. The study is limited by the detailed study of various schemes of Five Asset Management
Company.

1. The study is restricted to secondary data only

2. The time is the main constraint so limited period of time is spent on this study.
3. The support from the management side may be limited due to their pre occupied meetings
and work.
4. Not possible to get whole information because of their business secret and lack of
awareness among people.
5. Mutual fund industries are so developed as compared to stock market.

 
Conclusion:

After interpreting the above data the following conclusions have been made

HDFC Mutual Fund:

 It is a diversified equity fund.

 It is a open-ended equity scheme
 In HDFC the returns are low ompare to the ICICI Prudential mutual fund
 It is a value based fund
 It is a low risky fund

ICICI Prudential Mutual Fund:

 The company should provide more range of services to its customer especially to the

small time who want to invest their earnings by the end of the day 

 The company should emphasize on advertising its schemes and services. 

 The company should pay more stress on rural area development  

 The company should expand its business by opening more branches. 

 Introduce some good insurance plans for females & for Rural areas people.  

 Increase area of working by spreading awareness among people about insurance. 

 If the company starts to concentrate on village segment market. Then company can great
business.