COURSE CODE: FIN204 COURSE TITLE: Introduction to Mutual Funds

COURSE INSTRUCTOR: M/s Tanya Malhotra

ACADEMIC TASK: 1 ACADEMIC TASK TITLE: ASSIGNMENT

DATE OF ALLOTMENT: 3 sept-2021 DATE OF SUBMISSION: 16 sept-2021

SECTION: Q3E11 STUDENT’S REG. NO.: 11901739, 11901936,

11901101, 11902575, 11901080

DECLARATION:

I declare that this Assignment is my individual work. I have not copied it from any other student’s
work or from any other source except where due acknowledgement is made explicitly in the text,
nor has any part been written for me by any other person.

Evaluator’s comments (For Instructor’s use only)

Evaluator’s Signature and Date:

General Observations Suggestions for Improvement Best part of assignment

Marks Obtained: _______________ Max. Marks: ______________

 RUBRICS
1 Group To Test the Student will be Report: 30 marks Students will
Assignment knowledge working on each show their
and subject Mutual fund company Mode of submission: analytical
understanding allocated to them in UMS portal only. No proficiency in
of student excel file where they mail will be accepted presenting
mutual funds need to analyze how analysis report
with respect to particular Mutual fund on Mutual fund
concepts working in market in Company using
application terms of performance given
, they have to information
determine and analyze
the NAV value of Introduction of
each fund keeping it topic and
view current trends, presenting
they need to calculate information-10
the returns that fund is marks
giving, tax benefits
fund is providing, also Data collection,
explain fund belongs Analysis,
to which category of prediction of
investment and what performance of
is the expectation fund -15 marks
related to fund in
market for future Recommendatio
growth and returns for n, conclusion- 5
next 5 years . marks
Student is required to
make an assignment
report on assigned
Mutual fund company
and explain the
analysis how
company will be
benefitted or will be
in Loss in future
considering next 5
years and comparison
from last 3 years to
know details of fund
and its performance in
market.
 ACKNOWLEDGEMNT

The completion of this assignment could not have been

possible without the participation and assistance of a lot
of individuals contributing to this project. However, we
would like to express our deep appreciation and
indebtedness to our teacher M/S TANYA MALHOTRA
for their endless support, kindness, and understanding
during the project duration.

Also, we would like to thank all our family, and friends

who supported us in one way or another.

Above all, we would like to thank the Great Almighty for

always having his blessing on us.

SUBMITTED BY
Shubham 11901739 RQ3E11A13

Abhay Gupta 11901101 RQ3E11A12

Subaiqua Imtiyaz 11901936 RQ3E11A14

Anand 11902575 RQ3E11A15

Gareth Keith Dkhar 11901080 RQ3E11A11

Sawian
 INDEX
S.No Topics
1. Introduction to Nippon India Mutual Fund

Mission & Vision Statement

Origin
Products & Services
Type or Nature of fund
Investment & Main Objectives
Asset Manager
Fund Managers
Scheme details
Tax rate
How to Apply for NIMF?

2. Data Collection & Analysis

Asset Allocation & Portfolio Composition

Funds under Nippon India Growth funds or Direct Growth Data and
Analysis
a) Nippon India Pharma Fund Direct Growth
b) Nippon India Banking & PSU Debt Fund Direct Growth
c) Nippon India Short Term Fund Direct Growth

3. Prediction & Performance of Nippon India

Nippon India Mutual Funds - Portfolio Products

a) Equity
b) Debt
c) Gold
Prediction of Performance of fund
Past performance of Nippon India
Hype Prediction
4. Recommendation & Suggestions

Recommendation to investors why should they invest in Nippon

India mutual fund-
a) Innovative:
b) Seasoned Experience
c) Strong Network
d) Tax Benefits
e) Suitability
f) Linage
g) Best distribution network
h) Benefits
i) Lower Volatility
j) Tax Efficiency
Who should Invest in Nippon mutual fund ?

5. Conclusion

6. References
 Launch Date 08-Oct-1995
Sponsor Nippon Life Insurance Company
Type Open Ended Fund
Plans Growth and Dividend Plans
Fund Mid Cap Fund
Headquarters Mumbai, Maharashtra

Reliance Mutual Fund is now Nippon India Mutual Fund!

Nippon India Mutual Fund is one of the fastest growing Mutual Funds in India, and offers
investors a well-rounded portfolio of investments products and has a presence in 300
cities across the country.

Mission & Vision Statement

Mission statement - To create and nurture a world class, performance-driven and

socially responsible ecosystem aimed at consistently delighting our investors and
other stakeholders.

Vision Statements - To consistently create a better financial future for our

investors by using the best of our local and global capabilities.
Origin Nippon India Mutual Fund is a joint venture between India's Reliance
Capital and Japan's Nippon Life Insurance company. Nippon Life Insurance of
Japan acquired 75 per cent stake in Reliance Nippon Life Asset Management from
Reliance Capital. After that Reliance Mutual Fund changed its name to Nippon
India Mutual Fund with effect from September 28, 2019. It has been registered
with the Securities & Exchange Board of India from June 30, 1995.

Products & Services Nippon Life India Asset Management Limited

appointed as the Asset Management Company of the Nippon India Mutual
Fund. The AMC manages significant Assets under Management (AUM) in the
Mutual Fund segment across asset classes The company services include mutual
fund investment, portfolio management, financial planning, and advisory services
to individuals, institutions, trusts, and private funds

Type or nature of fund

Nippon India Growth is an open-ended equity growth mutual fund scheme.

Investment objective
The aim of the Nippon India Growth fund is to provide long-term capital
growth to investors by investing their money in equity and equity related
through an investment approach that is primarily based on research and
analysis of the share market.

Main Objectives
1.To carry on the activity of a mutual fund as may be permitted at law, and
formulate and devise various collective schemes of savings and investments for
people in India and abroad, and also ensure liquidity of investments for the unit
holders.

2. To Deploy funds thus raised so as to help the unit holders earn reasonable
returns on their savings.

3. To take such steps as may be necessary from time to time realise the effects
without any limitation.
 Asset Manager
Nippon Life India Asset Management Limited is the asset manager of Nippon
India Mutual Fund.
NAM India has been registered as a Portfolio Manager vide SEBI Registration
Number INP000007085.
Nippon Life India Asset Management Limited (NAM India) is a listed public
limited company incorporated under the Companies Act, 1956 on February 24,
1995.
Nippon Life Insurance Company is the promoter of NAM India and currently
holds 74.46% of its total issued and paid-up equity share capital. Equity Shares of
NAM India are listed on BSE Limited and National Stock Exchange of India
Limited.

Fund Managers
Deputy CIO-Equity Mr. Sailesh Raj Bhan
Fund Manager- Equity Mr. Samir Rachh
Investments
Fund Manager Mr. Sanjay Doshi
Fund Manager Ms. Meenakshi Dawar
Co-Fund Manager Mr. Tejas Sheth
Co-Fund Manager Mr. Dhrumil Shah

Scheme Details
Rs.100/- per month then in multiples of Re. 1/- for minimum 60 months.
Rs.500/- per month then in multiples of Re. 1/- for minimum 12 months.
Rs.1000/- per month then in multiples of Re. 1/- for minimum 6 months.
Rs.500/- per quarter then in multiples of Re. 1/- for minimum 12 quarters.
Rs.1500/- per quarter then in multiples of Re. 1/- for minimum 4 quarters.
Rs. 5000/- per year then in multiples of Rs. 500/- for minimum 2 years.
Tax Rate
If Nippon Mutual fund sold after 1 year from purchase date, long term capital gain
tax will be applicable.
Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh.
Any cess/surcharge is not included. If sold before 1 year from purchase date, short
term capital gain tax will be applicable. Current tax rate is 15%. Any
cess/surcharge is not included in the 15%.

How To Apply for NIMF?

There are two ways to apply for NIMF – OFFLINE & ONLINE.
In order to apply for this fund offline, you will need to visit any of the Nippon
India Capital branch office. You will be required to fill in an application form and
submit it along with certain KYC documents.

In order to apply online, you must visit the Nippon India Mutual Fund website
wherein the company has furnished the option of online application of mutual
funds. Alternatively, financial advisers from the company can be contacted in order
to learn every aspect of funds offered by Nippon India and apply subsequently.
The company also has a mobile application as well as mobile website which can be
availed by customers on the go, if they want to invest in Nippon India Growth
mutual fund.
 Data Collection & Analysis
Asset Allocation & Portfolio Composition: -
1. The share of the fund's assets includes approximately 98.49% in stocks, 0.0% in debt
and 1.51% in cash and cash equivalents.
2. While equity holdings account for 30.58% of assets, the top 3 categories account for
approximately 43.1% of assets.
3. The fund closely follows the style of investment and investment in capital - about
22.89% in large companies, 69.87% between cap and 7.24% in small companies.
Category: Open-ended Mid Cap Equity scheme which belongs to Nippon India Mutual
Fund House.

Minimum Investment: Rs. 100

AUM: Rs 11107.41 crore

1 Year Return: 69.03%

NAV Value: 2037.1952

Mid Cap Fund: Fund has 96.35% investment in Indian stocks of which 6.23% is in large
cap stocks, 57.77% is in mid cap stocks, 21.06% in small cap stocks.

Suitable For: Investors who are looking to invest money for at least 3-4 years and looking
for high returns. At the same time, these investors should also be ready for possibility of
moderate losses in their investments.

Tax benefit it provides (TAX Treatment): If sold after 1 year from purchase date,
long term capital gain tax will be applicable.

Current tax rate is 10%, if your total long-term capital gain exceeds 1 lakh. Any
cess/surcharge is not included. If sold before 1 year from purchase date, short term capital
gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in
the 15%.

Last 3-year performance:

Supposed Investment: Rs.10000, Latest Value: Rs. 18149.40, Absolute returns:

81.49%, Annualised Returns: 21.96%, Category Average: 19.29%
Analysis: -
1. As we get to see the Current Net Asset Value of the Nippon India Growth Fund as
of 14 Sep 2021 is Rs 2037.1952 for Growth option of its Regular plan. And we all
know that if NAV is higher the investors in the market gradually gets attracted the
Mutual fund, and it benefits in future too.
2. The returns which we get on different time periods are: 67.72% (1yr), 19.41% (3yr),
16.96% (5yr) and 22.57% (since launch). Whereas, Category returns for the same
time duration are: 66.98% (1yr), 16.57% (3yr) and 15.26% (5yr). So, these are the
maximum returns possible because we know the 5-year rule that if returns are over
15% then it’s a good investment tool.
3. The Nippon India Growth Fund currently holds Assets under Management worth of
Rs 11107.41 crore as on Jul 31, 2021. In this case Asset holdings are on the higher
side so it becomes a cherry on the cake scenario because the larger the sum of the
assets are under management the more returns it could give.
4. Benefit of company in future will also be high because if we look at the analysis or
on numbers, we get this- Investment done is Rs.10000 then the Latest value of fund
received came of Rs. 18149.40 so we have Absolute returns of 81.49%, Annualized
Returns of 21.96%, Category Average of 19.29%. The returns are coming
categorically very great and will grab the investments in future according to charts.
5. The expense ratio of the fund is 1.94% for Regular plan as on Jul 31, 2021. If we
want an ideal expense ratio from the viewpoint of investors, we have a range of 0.5%
to 0.75%. Although, the expense ratio is not a good sign to invest but it has more
qualities to invest too.
6. Nippon India Growth Fund shall attract an Exit Load, "Exit load of 1% if redeemed
within 1 months". That’s one more limitation of this growth fund because every
investor wants an exit load free exit from the fund if he/she doesn’t want to carry it
forward but unfortunately it cannot fulfil that.
7. One more good thing about the fund is that Minimum investment required is Rs 100
and minimum additional investment is Rs 100. Minimum SIP investment is Rs 100.
So, it also become a worthy or eye catchy fund for the new investors or student
investors. A perfect line for it is “Mutual Fund Sahi Hai”.
 Funds under Nippon India Growth funds or Direct Growth Data
and Analysis: -
Now let’s have a look on each of the Top Performing 3 fund’s mean performance or Data
from the multiple mutual funds and schemes Nippon India Growth Funds are providing.
And from Various Categories of Mutual Funds and Investment Schemes. For example, their
NAV value and current trends, returns that fund is giving, tax benefits fund is providing,
also which category of investment does fund belongs to.

1. Nippon India Pharma Fund Direct Growth

Fund Performance: This fund has consistently performed above the benchmark in
Sectoral/Thematic segment. It has given a commendable 24.6% annual returns in the last
three years. In the previous year, it delivered 49.05% returns.

Why to invest: This fund has performed better than other funds in the same category. The
minimum SIP investment amount required to invest in this scheme is 100. It is one of most
notable Equity mutual funds in India.

Category: Nippon India Pharma Fund Direct-Growth is an Equity mutual fund scheme
from Nippon India Mutual Fund.

Minimum Investment: ₹ 5000

AUM: ₹ 5667 Crores

1 Year Return: 47.2%

NAV Value: ₹ 313.0611

Sectoral/Thematic: Fund has 95.29% investment in Indian stocks of which 47.21% is in

large cap stocks, 23.09% is in mid cap stocks, 11.56% in small cap stocks.

Suitable For: Investors who have advanced knowledge of macro trends and prefer to take
selective bets for higher returns compared to other Equity funds.

At the same time, these investors should also be ready for possibility of moderate to high
losses in their investments even though overall market is performing better.

Tax benefit it provides (TAX Treatment): If sold after 1 year from purchase date, long
term capital gain tax will be applicable.

Current tax rate is 10%, if your total long-term capital gain exceeds 1 lakh. Any
cess/surcharge is not included. If sold before 1 year from purchase date, short term capital
gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in
the 15%.
Last 3-year performance:

Supposed Investment: Rs. 10000, Latest Value- Rs. 19374.10, Absolute Returns- 93.74%,
Annualised Returns- 24.59%, Category Average- 17.32%.

Analysis:

As we know the Current Net Asset Value of the Nippon India Pharma Fund - Direct
Plan as of 09 Sep 2021 is Rs 336.7303 for Growth option of its Direct plan.
Its trailing returns over different time periods are: 47.46% (1yr), 25.95% (3yr),
18.03% (5yr) and 19.97% (since launch). Whereas, Category returns for the same
time duration are: 41.56% (1yr), 24.18% (3yr) and 13.42% (5yr). It is giving quite a
good return.
The Nippon India Pharma Fund - Direct Plan currently holds Assets under
Management worth of Rs 5658.19 crore as on Jul 31, 2021 which is a good number
to be relied on. And our money will be safe and full losses would not bare by the
investors in the down time.
As we can see the past 3-year performance are accordingly, Supposed Investment is
Rs. 10000, Latest Value- Rs. 19374.10, Absolute Returns- 93.74%, Annualized
Returns- 24.59%, Category Average- 17.32% which is quite impressing and
according to me this has a great scope and company will be benefitted surely in the
coming next 5 years.
Expense ratio is not that good like it exceeds the bar of 0.5% to 0.75% because the
expense ratio of the fund is 1.14% for Direct plan as on Jul 31, 2021.
Nippon India Pharma Fund - Direct Plan shall attract an Exit Load, "Exit load of 1%
if redeemed within 1 month."
 2. Nippon India Banking & PSU Debt Fund Direct Growth
Fund Performance: This fund has consistently performed above the benchmark in
Banking and PSU segment. It has given a commendable 9.68% annual returns in the last
three years. In the previous year, it delivered 6.13% returns.

Why to invest: This fund has performed better than other funds in the same category. The
minimum SIP investment amount required to invest in this scheme is 100. It is one of most
notable Debt mutual funds in India.

Category: Nippon India Banking & PSU Debt Fund - Direct Plan belongs to the Debt:
Banking and PSU category of funds.

Minimum Investment: ₹ 5000

AUM: ₹ 6785 Crores

1 Year Return: 6.1%

NAV Value: ₹ 16.9191

Banking and PSU Fund: Fund has 93.07% investment in Debt of which 11.06% in
Government securities, 82.01% in funds invested in very low risk securities

Tax benefit it provides (TAX Treatment): If sold after 3 years from purchase date, long
term capital gain tax will be applicable.

Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after
indexation benefits. Any cess/surcharge is not included. If sold before 3 years from
purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with
your income and taxed at your effective tax rate.

Last 3-year performance:

Supposed Investment: Rs. 10000, Latest Value- Rs. 13230.30, Absolute Returns- 32.30%,
Annualised Returns- 9.76%, Category Average- 8.95%.
Analysis: -

As we can see the Current Net Asset Value of the Nippon India Banking & PSU
Debt Fund - Direct Plan as of 09 Sep 2021 is Rs 16.9191 for Growth option of its
Direct plan.
Its trailing returns over different time periods are: 5.8% (1yr), 9.6% (3yr), 8.33%
(5yr) and 8.67% (since launch). Whereas, Category returns for the same time
duration are: 4.84% (1yr), 8.41% (3yr) and 7.58% (5yr). So, it becomes a fund in
which investment can be done.
As we find something surprising by seeing the performance of last 3 years are
Supposed Investment: Rs. 10000, Latest Value- Rs. 13230.30, Absolute Returns-
32.30%, Annualised Returns- 9.76%, Category Average- 8.95%, which I can think
of is a good average return giving mutual fund, the research and analysis says that it
can benefit the company in also in the future but it has some risk factor because of
its W shaped graphs which can be handled or can be in the portfolio of high risk
appetite investors. Although it can give losses conditionally.
The Nippon India Banking & PSU Debt Fund - Direct Plan currently holds Assets
under Management worth of Rs 6569.68 crore as on Jul 31, 2021. So, it becomes the
fund on which we can trust upon and our money will be secured in lower trends also,
we will not to have face losses.
The expense ratio of the fund is 0.33% for Direct plan as on Jul 31, 2021. Basically,
as per our analysis a good expense ratio, from the investor's viewpoint, is around
0.5% to 0.75% for an actively managed portfolio.
The given fund doesn't attract any Exit Load so it becomes headache free also.
Anytime we want to exit the mutual fund we can do it easily.

3. Nippon India Short Term Fund Direct Growth:

Fund Performance: This fund has consistently performed above the benchmark in Short
Duration segment. It has given a commendable 9.16% annual returns in the last three years.
In the previous year, it delivered 7.25% returns.

Why to invest: This fund has performed better than other funds in the same category. The
minimum SIP investment amount required to invest in this scheme is 100. It is one of most
notable Debt mutual funds in India.

Category: Nippon India Short Term Fund Direct-Growth is a Debt mutual fund scheme
category of Funds.

Minimum Investment: ₹ 500

AUM: ₹ 10189 Crores

1 Year Return: 7.3%

NAV Value: ₹ 44.5225

Short Duration Fund: Fund has 92.79% investment in Debt of which 21.24% in
Government securities, 71.55% in funds invested in very low risk securities.

Suitable For: Investors who want to invest for 1-3 years and are looking for alternative to
bank deposits.

Tax benefit it provides (TAX Treatment): If sold after 3 years from purchase date, long
term capital gain tax will be applicable.

Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after
indexation benefits. Any cess/surcharge is not included. If sold before 3 years from
purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with
your income and taxed at your effective tax rate.

Last 3-year performance:

Supposed Investment: Rs. 10000, Latest Value- Rs. 13045, Absolute Returns- 30.45%,
Annualised Returns- 9.25%, Category Average- 6.97%.

Analysis: -
As we get to see that the Current Net Asset Value of the Nippon India Short Term Fund
- Direct Plan as of 09 Sep 2021 is Rs 44.5225 for Growth option of its Direct plan. And
because it is a higher one it can attract good investments because of its good past
performances.
Its trailing returns over different time periods are: 6.97% (1yr), 9.09% (3yr), 8.02%
(5yr) and 8.78% (since launch) so we can say it’s a top performing MF. Whereas,
Category returns for the same time duration are: 4.75% (1yr), 6.38% (3yr) and 6.24%
(5yr) which are also good comparing to other investment tools.
The Nippon India Short Term Fund - Direct Plan currently holds Assets under
Management worth of Rs 9324.25 crore as on Jul 31, 2021. Asset holdings are on the
 larger side so it is easy to say that its going well and have bright future because it has
the potential to benefit the investors in the downfall of market also.
While researching we saw this report which tells that in last 3 years, Supposed
Investment: Rs. 10000, Latest Value- Rs. 13045, Absolute Returns- 30.45%,
Annualized Returns- 9.25%, Category Average- 6.97% and these numbers are amazing
to see. Any investor who believes that past performances and category average matters
will easy invest in this MF. So, according to me this financial investment would be
having a bright future and will always benefit the company.
The expense ratio of the fund is 0.33% for Direct plan as on Jul 31, 2021. Again, the
same expense ratio is coming out and as per our analysis it is a good expense ratio, from
the investor's viewpoint, is around 0.5% to 0.75% for an actively managed portfolio.
The given fund doesn't attract any Exit Load. And the rule says if it doesn’t have any
barriers to exit then people and jump easily to it.

Prediction & Performance of Nippon India

A company’s future growth and hence return to the shareholders depends on a lot of
internal and external factors. A mutual fund (MF) manager collects funds from many
different clients and then invests in many different stocks, bonds, and many other money
market instruments to earn a good return. The size of the MF industry in India is around
INR 26.07 trillion as of June 30, 2020, and the corpus size has increased up to 4 times in
the last 10 years (Association of Mutual Funds in India, 2020).

Nippon India Mutual Funds - Portfolio Products

Equity
Our equity offerings cater to all type of investors’ risk profile
Investment style approach varies from conservative, moderate, aggressive to very
aggressive
Our products include:
Market – Cap Based – Large Cap, Large & Mid Cap, Mid Cap, Small Cap, Multi
Cap
Sector Focus – Banking, Power, Pharma
Theme Based – Power & Infrastructure, Consumption
Exchange Traded Funds

Debt
portfolio comprises of well diversified, fixed income papers which aims to deliver
relatively stable returns.
 Fund are present across the yield curve.
Liquid – Nil mark to market component & low volatility
Ultra–Short Term & Short Term - Short to medium term horizon with medium risk
appetite
Long Term - Credit specific & gilt funds
Hybrid - Stability of Debt + Power of Equity

Gold
Gold portfolio consists of Exchange Traded Fund & Fund of Fund which aim
to reap the returns of gold in non-physical form in a relatively cost effective
& convenient way

Prediction of Performance of fund

Nippon India Growth Fund - Growth
NAV : ₹ 2009.7367 0.19%
(As on 09th September, 2021) Invest Now
Average performance among peers
Fund Size Expense Ratio
: ₹ 11321.55 Cr : 1.94%
(7.73% of Investment in Category) (2.15% Category average)

Growth performance from September 2020- September 2021

As on September 2020- Nippon India Growth fund, 0.16%

As on September 2021- Nippon India Growth fund, 77.59%

Past performance of Nippon India

Past performance may or may not be sustained in future and the same may not necessarily
provide the basis for comparison with other investment. Performance of the schemes
(wherever provided) are calculated basis CAGR for the past 1 year, 3 years, 5 years and
since inception. In case, the start/end date of the concerned period is non-business day
(NBD), the NAV of the previous date is considered for computation of returns. TRI -
Total Returns Index reflects the returns on the index arising from (a) constituent stock
price movements and (b) dividend receipts from constituent index stocks, thereby
showing a true picture of returns.
Nippon India future prediction method
 1.Hype prediction: -

This module is based on analyzing investor sentiment around taking a position in

NIPPON INDIA. This speculative approach is based exclusively on the idea that markets
are driven by emotions such as investor fear and greed. The fear of missing out, i.e.,
FOMO, can cause potential investors in NIPPON INDIA to buy its stock at a price that
has no basis in reality. In that case, they are not buying NIPPON because the equity is a
good investment, but because they need to do something to avoid the feeling of missing
out. On the other hand, investors will often sell stocks at prices well below their value
during bear markets because they need to stop feeling the pain of losing money.

Before market opens price :-185

Returns comparison till 13 sep 2021

Period ₹10000
Latest Absolute Annualized Category Rank within
Invested Invested
Value Returns Returns Avg Category
for on
06-Sep-
1 Week 10196.40 1.96% - 1.53% 6/41
21
13-Aug-
1 Month 10508.70 5.09% - 4.56% 17/41
21
11-Jun-
3 Month 11379.50 13.79% - 13.13% 21/40
21
12-Mar-
6 Month 13375.60 33.76% - 32.45% 15/40
21

YTD 01-Jan-21 15940.50 59.40% - 53.84% 5/40

11-Sep-
1 Year 19691.90 96.92% 96.19% 91.81% 10/39
20
Period ₹10000
Latest Absolute Annualized Category Rank within
Invested Invested
Value Returns Returns Avg Category
for on
13-Sep-
2 Year 22088.00 120.88% 48.54% 43.58% 8/37
19
12-Sep-
3 Year 18568.70 85.69% 22.87% 19.44% 7/30
18
12-Sep-
5 Year 27645.90 176.46% 22.53% 16.83% 1/18
16
13-Sep-
10 Year 89259.00 792.59% 24.45% 17.54% 1/15
11
Since 16-Sep-
80615.20 706.15% 20.89% 20.33% 14/41
Inception 10

SIP RETURNS (NAV as on 13th September, 2021)

Period
₹1000 SIP Latest Absolute Annualized
Invested Investments
Started on Value Returns Returns
for
1 Year 11-Sep-20 12000 17647.07 47.06 % 96.79 %
2 Year 13-Sep-19 24000 44772.67 86.55 % 73.36 %
3 Year 12-Sep-18 36000 69563 93.23 % 47.73 %
5 Year 12-Sep-16 60000 120861.45 101.44 % 28.41 %
10 Year 13-Sep-11 120000 482144.32 301.79 % 26.2 %

Historical data:
Market Cap (Previous Close): 271.45 B
Price in INR (Previous Close): 436.800
Share Volume (Previous Close): 117,124
Price in INR (Last): 437.750
52 Week Change: 154.560
90-Day Moving Average: 392.657
52 Week High: 439
52 Week Low: 243.43
50 Day Moving Average: 401.5
200 Day Moving Average: 362.04
Forecast data:
52 Week High: 506.112
52 Week Low: 400.073
45-Day Moving Average: 412.222
90-Day Moving Average: 429.776

Recommendation and suggestion

Recommendation to investors why should they invest in Nippon India mutual
fund: -

Innovative:
The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very
stable and high-functioning customer support team in place to help the investors.
Seasoned Experience:
Reliance has been in the market for over two decades. It has an experience and
expertise in fund management and financial services.
Strong Network: The distribution network of Nippon Mutual Fund is very strong.
It has a presence in over 150 cities in India.
Tax Benefits: The company schemes offer the option to reduce taxable Income
thus, saving tax
Suitability: When you invest for five years or more, you can expect gains that comfortably
beat the inflation rate as well as returns from fixed income options. But be prepared for ups and
downs in your investment value along the way.

Linage: - Reliance Nippon Life Asset Management Limited (formerly Reliance Capital Asset
Management Limited) an asset manager to Nippon India Mutual Fund (NIMF) is a part of
Reliance Capital Limited. RCL is a RBI registered Non-Banking Finance Company (NBFC).
RMF has been set up as a Trust in accordance with the provisions of the Indian Trust Act, 1882 by
RCL acting as its Settlor /Sponsor. The company has earned the trust of international experts –
Nippon Life Insurance, it holds a 49% stake in RNAM.

Best distribution network:- Designated Investors Service Centre of RNAM is present

across more than 160 locations across the country, along with a presence in Singapore, Mauritius
and United Kingdom. We have one of the widest distribution networks in the country, working
closely with our distribution partners which include IFAs, Banks and National Distributors.

Benefits: -300 physical touch-points and 78,000 distributors. Nippon India any time money
card – Debit card linked with your MF investment. In house fund manager team and strong risk
management team. Considerations Performance of funds is average. Expense Ratio is high
compare with competitors.
 Lower Volatility: Multi asset funds are safer as compared to individual asset classes
in terms of volatility.

Tax Efficiency: Since the fund managers will be taking care of the automatic
rebalancing within the fund, the investor will benefit tax efficiency.

Investing in the mixed funds for balancing the fund's returns and performance.
Investing in the particular fund only.
It is good to make Nippon Mutual Fund a part of our investment strategy and not the only investment
strategy in real.
Research suggests investing in Nippon as the fund's performance has been consistently amazing and it
is one of the best funds.

Who should invest in Nippon India?

1.Person who can take risk of moderate level because as previously data we can see it is a of
bullish stock.

2.Who can wait for more than two or more year to get high return it is not a type of short-term
gain fund.

3.Who want to invest in diversified fund because its buying nature shows that this company
invest in diversified funds.

4.Because of company promises we can consider it as a good fund company is delivering a good
return from last five year and still taking innovative steps to make fund good as we previously
mention in our report.

5.dont put your all apple in one basket this line fits in this company so that’s why they keep
researching and invest in a good record stock and they keep taking risks at moderate level.

So, these are some recommendation and suggestion that can help you to understand this company
much better thank you.
 Conclusion
It may be noted that since Nippon Life India Asset Management Limited (NAM India)
(formerly known as Reliance Nippon Life Asset Management Limited) has not
independently verified the accuracy or authenticity of such information or data, or for that
matter the reasonableness of the assumptions upon which such data and information has
been processed or arrived at NAM India does not in any manner assures the accuracy or
authenticity of such data and information. Some of the statement’s assertions contained in
these materials may reflect NAM India’s views or opinions, which in turn may have been
formed on the basis of such data or information. Before making any investments, the
readers are advised to seek independent professional advice, verify the contents in order
to arrive at an informed investment decision. None of the Sponsors, the Investment
Manager, the Trustee, their respective directors, employees, affiliates or representatives
shall be liable in any way for any direct, indirect, special, incidental, consequential,
punitive or exemplary damages, including on account of lost profits arising from the
information contained in this material. Some Fundamental highlights about Nippon
Mutual Fund that can peak the interest from investors are as follow;

1. The Current Net Asset Value of the Nippon India Growth Fund as of 13 Sep 2021 is Rs
2021.5550 for Growth option of its Regular plan.
2. Its trailing returns over different time periods are: 67.72% (1yr), 19.41% (3yr), 16.96%
(5yr) and 22.57% (since launch). Whereas, Category returns for the same time duration
are: 66.98% (1yr), 16.57% (3yr) and 15.26% (5yr).
3. The Nippon India Growth Fund currently holds Assets under Management worth of Rs
11107.41 crore as on Jul 31, 2021.
4. The expense ratio of the fund is 1.94% for Regular plan as on Jul 31, 2021.
5. Nippon India Growth Fund shall attract an Exit Load, "Exit load of 1% if redeemed
within 1 months".
6. Minimum investment required is Rs 100 and minimum additional investment is Rs 100.
Minimum SIP investment is Rs 100.
 References

Nippon India Mutual Fund | Mutual Funds Services Online in India - NIMF (nipponindiaim.com)

Nippon India Growth Fund - Growth: Today NAV(2037.1952), Fund Performance & Analysis
(etmoney.com)

Nippon India Mutual Fund - EverybodyWiki Bios & Wiki

Best Nippon India Mutual Fund to Invest in India 2021 (groww.in)

Nippon India Growth Fund - Growth - Nippon India Growth Fund - Growth Review, Nippon India
Growth Fund - Growth NAV, asset allocation - The Economic Times (indiatimes.com)

Thank you.