IMMIGRANTS JOURNEY

Every Year Millions of Immigrants travel across the world for work
assignments, for a better living, for political reasons and safety, or to settle
abroad & start a business. The immigrant population is growing and one that
needs to be accounted for in the financial services industry.

 Immigrant face an array of financial hurdles when they arrive in a new

country. 
, like inability to gain access to the credit needed for necessities of renting an
apartment, or opening a bank account or apply for a debit/credit card, or
registering a business,” as they have no credit bureau history. 

Esoteric has been striving to mitigate this friction by providing cross-border

credit by lowering the barriers to achieve financial inclusion. 

With a More inclusive and targeted approach, Fintech allows banks to reach
out to Aggregators or Partners by offering lending services. We collaborate with
banks by streamlining their customer base by providing a Credit Line facility
(Lending Services) on products that aggregators or partners tend to offer.

Esoteric will strengthen every relationship possible between Customer, Client,

and Bank through its extreme intellectual FinTech Mindset.

Let’s see How Esoteric connects Fintech to Immigration Financing;

Banks indeed have no optimal strategic model to predict their next partner,
collaborator or start-up, or any individual. Esoteric robust this process with
the help of Sophisticated Artificial Intelligence data analytics and Machine
Learning algorithms. 
 
Esoteric use machine learning algorithms to better use existing structured and
unstructured data sources (such as financial history, mobile usage data and e-
commerce transaction data), collect and monitor Immigrant’s data from social
media and identify the prospective migration with the help of intellectual
analysis. We analyse their unique patterns and map them with the reasons for
migration. The patterns vary according to the purpose of transition like
financial instability in the native country, financial, political and security
affairs, elders visiting their kids, work and professional assignments and better
job prospects. Ultimately, we collaborate with immigrants abroad and give
them effective and better financial inclusion.

Thus, We Create a bridge between Immigrants and Banks and make their
banking transactions abroad easier and hassle-free by our extreme intellectual
FinTech Mindset.

Product Esoteric not only predicts major disruptions on the horizon but also
helps in the persistent evolution of international transactional systems. 

Product Esoteric transcends boundaries with an unmatched global recognition

which makes it a more reliable and sophisticated fintech product.